Search found 918 matches

by iamlucky13
Tue Aug 14, 2018 2:29 pm
Forum: Investing - Theory, News & General
Topic: Invest in Tesla?
Replies: 306
Views: 19495

Re: Invest in Tesla?

From yesterday's post on the Tesla Blog: https://www.tesla.com/blog/update-taking-tesla-private Why did I make a public announcement? The only way I could have meaningful discussions with our largest shareholders was to be completely forthcoming with them about my desire to take the company private....
by iamlucky13
Sun Aug 12, 2018 3:13 pm
Forum: Personal Consumer Issues
Topic: reliable online public forum
Replies: 24
Views: 1995

Re: reliable online public forum

Reddit.com and it’s variety of subReddits will cover all of those topics. Whoosh Don't you find the crazies there? I have dabbled a little and found the viewpoints to be ... Extreme? In general, I find the advice about seeking out targeted forums for specific topics more helpful than trying to find...
by iamlucky13
Fri Aug 10, 2018 7:41 pm
Forum: Personal Consumer Issues
Topic: First time taking kids to airport..
Replies: 28
Views: 2210

Re: First time taking kids to airport..

I have been told some ticket agents may request a copy of a birth certificate or other identification, so I have always kept one in my carry on for our children, but never been asked for one. Note that although TSA does not require ID from minors - just a boarding pass - some of their officers are t...
by iamlucky13
Fri Aug 10, 2018 2:03 pm
Forum: Personal Consumer Issues
Topic: Should I pay 6000.00 to repair wife's car....
Replies: 77
Views: 4476

Re: Should I pay 6000.00 to repair wife's car....

I have heard of manufacturers reimbursing the dealers to to make the repairs in cases like yours that are technically out of warranty, but which still clearly should not be occurring. 14,000 miles but out of warranty due to years elapsed seems like one of those cases. I don't know how those who succ...
by iamlucky13
Fri Aug 10, 2018 1:26 pm
Forum: Personal Consumer Issues
Topic: Amazon Fire 8 HD tablet with Alexa 32 GB for $59.99 (limited time offer)
Replies: 17
Views: 1485

Re: Amazon Fire 8 HD tablet with Alexa 32 GB for $59.99 (limited time offer)

Is the Amazon Fire 8 a notable upgrade speed-wise compared to the iPad 2? Of course not, it is only $50. I see people are expecting a $50 device to work as well as a $250-$500 Ipad. It does a great job with Kindle and acceptable with Youtube and surfing. Note that the question was about the iPad 2,...
by iamlucky13
Thu Aug 09, 2018 4:38 pm
Forum: Personal Consumer Issues
Topic: radon mitigation exposure concern, are we at risk?
Replies: 59
Views: 3761

Re: radon mitigation exposure concern, are we at risk?

BHsince87, it looks like your values are likely in pCi/L, while the inspectors values look like counts per second like a Geiger counter would report, or perhaps Becquerel per cubic meter. 100, 1500, and 2000 Bq/m^3 would correspond to 2.7, 41, and 54 pCi/L respectively. The latter are extremely high...
by iamlucky13
Thu Aug 09, 2018 3:02 pm
Forum: Personal Finance (Not Investing)
Topic: Employer will not indemnify me cause I am retired
Replies: 56
Views: 5244

Re: Employer will not indemnify me cause I am retired

As a non-lawyer I would say you have no risk as a member of the committee because you don't decide anything. Your committee makes recommendations and your CFO makes a decision related to those recommendations. The CFO bears the risk of decision making. As a well-educated person with a properly func...
by iamlucky13
Thu Aug 09, 2018 2:43 pm
Forum: Investing - Theory, News & General
Topic: The Most Googled Money Terms in America
Replies: 16
Views: 2183

Re: The Most Googled Money Terms in America

That looks like "fake news" to me. When you click on the map of the states, each state supposedly has a different financial term that is most searched. Really? Fifty common financial phrases and every state picks a different one? Even Rhode Island, a tiny state doesn't have the same search as one o...
by iamlucky13
Thu Aug 09, 2018 1:57 pm
Forum: Personal Consumer Issues
Topic: radon mitigation exposure concern, are we at risk?
Replies: 59
Views: 3761

Re: radon mitigation exposure concern, are we at risk?

One of the biggest scams any homeowner can ever experience. Like others said...radon is everywhere. When you invite someone into your home to test for radon levels...how many times do you think they tell you its ok? Ive never heard of any. They will always tell you to install a vent system. Its not...
by iamlucky13
Thu Aug 09, 2018 1:44 pm
Forum: Personal Consumer Issues
Topic: Amazon Fire 8 HD tablet with Alexa 32 GB for $59.99 (limited time offer)
Replies: 17
Views: 1485

Re: Amazon Fire 8 HD tablet with Alexa 32 GB for $59.99 (limited time offer)

mxs is right. You should not expect a $30 Fire 7 or even a $60 Fire 8 HD to remotely compare to the performance, touch responsiveness, or screen quality of a $500+ smartphone. If you don't have any similar device, or if you just want a bigger screen for certain tasks, the price is really nice. I bou...
by iamlucky13
Thu Aug 09, 2018 11:40 am
Forum: Personal Consumer Issues
Topic: radon mitigation exposure concern, are we at risk?
Replies: 59
Views: 3761

Re: radon mitigation exposure concern, are we at risk?

I'm going to read that WHO HANDBOOK ON INDOOR RADON Here's something just on 2nd page: "estimating the annual average concentration of radon in indoor air requires reliable measurements of mean radon concentrations for at least three months and preferably longer." So how good is a typical 48 hour r...
by iamlucky13
Thu Aug 09, 2018 12:14 am
Forum: Personal Consumer Issues
Topic: Cell phone battery pack, cancer warning?
Replies: 15
Views: 848

Re: Cell phone battery pack, cancer warning?

The main hazard from the battery, although low if it is from a reputable seller, is it can catch fire spontaneously if it has a manufacturing defect or is abused. It's not that it contains graphite, and probably also cobalt and nickel, all of which are proposition 65 listed. All consumer rechargeabl...
by iamlucky13
Wed Aug 08, 2018 10:29 pm
Forum: Investing - Theory, News & General
Topic: Invest in Tesla?
Replies: 306
Views: 19495

Re: Invest in Tesla?

Are you considering hybrid into electric category? Standard hybrids are not included. Plug-in hybrids are. Plug-in hybrids don't count as EVs. You don't count them as EV's I do count Plug-in Hybrid Electric Vehicles as Electric Vehicles, as does Inside EV's, the publication in question, and I belie...
by iamlucky13
Wed Aug 08, 2018 8:30 pm
Forum: Investing - Theory, News & General
Topic: Invest in Tesla?
Replies: 306
Views: 19495

Re: Invest in Tesla?

The other manufacturers will have to be dragged kicking and screaming into electric vehicles, no matter how many models they promise, concept artwork they release, etc. Mitsubishi, Nissan, Ford, and Volvo all had regular production EV's on the market before Tesla (not counting the original roadster...
by iamlucky13
Wed Aug 08, 2018 6:49 pm
Forum: Investing - Theory, News & General
Topic: Invest in Tesla?
Replies: 306
Views: 19495

Re: Invest in Tesla?

The other manufacturers will have to be dragged kicking and screaming into electric vehicles, no matter how many models they promise, concept artwork they release, etc. Mitsubishi, Nissan, Ford, and Volvo all had regular production EV's on the market before Tesla (not counting the original roadster...
by iamlucky13
Wed Aug 08, 2018 5:32 pm
Forum: Personal Consumer Issues
Topic: radon mitigation exposure concern, are we at risk?
Replies: 59
Views: 3761

Re: radon mitigation exposure concern, are we at risk?

Interestingly, I'm usually the person trying to calm exaggerated fears about radioactivity online. It's a complex topic most people don't understand at all, much less well, so many people default to a high level of concern. However, radon has been demonstrated to be an actual risk. I refer to it abo...
by iamlucky13
Tue Aug 07, 2018 8:53 pm
Forum: Investing - Theory, News & General
Topic: Invest in Tesla?
Replies: 306
Views: 19495

Re: Invest in Tesla?

One reason, I suspect, for the Musk announcement was to produce a short squeeze and drive up Tesla's sagging price. Tesla is the most heavily shorted stock in history, I believe, and currently hedge funds have huge short positions. By announcing a potential $420/share private purchase with financin...
by iamlucky13
Tue Aug 07, 2018 8:33 pm
Forum: Investing - Theory, News & General
Topic: HELP!!!!! Need to find documentation of index superiority
Replies: 32
Views: 2622

Re: HELP!!!!! Need to find documentation of index superiority

Tell your friends to ask this financial professional to show his verified track record of investment returns, net of fees. I've never dealt with these types of pitches, but I'm guessing he'll probably be glad to. He probably has examples of portfolios to show that have performed well, whether actua...
by iamlucky13
Tue Aug 07, 2018 2:58 pm
Forum: Personal Finance (Not Investing)
Topic: Facebook asking banks for customer date "to offer more services" !?
Replies: 15
Views: 999

Re: Facebook asking banks for customer date "to offer more services" !?

According to the WSJ article, "Bank customers would need to opt-in to the proposed Facebook services, the company said in a statement Monday. Due to Facebook's history, this should be interpreted as "We will do everything we can to trick you into giving consent without realizing it." I've lost coun...
by iamlucky13
Tue Aug 07, 2018 2:39 pm
Forum: Personal Finance (Not Investing)
Topic: Facebook asking banks for customer date "to offer more services" !?
Replies: 15
Views: 999

Re: Facebook asking banks for customer date "to offer more services" !?

It's common for privacy policies to have terms like "We don't share data with advertising partners without your permission...We do share data with other business partners necessary to provide our service." What that means is a little hazy if there is some sort of partnership with Facebook interprete...
by iamlucky13
Tue Aug 07, 2018 1:50 pm
Forum: Personal Consumer Issues
Topic: radon mitigation exposure concern, are we at risk?
Replies: 59
Views: 3761

Re: radon mitigation exposure concern, are we at risk?

Your neighbor's mitigation system should not be a concern outdoors. The traces it ventilates from the home prevent accumulation in the enclosed space, which is the concern. Once outside his home, it disperses into a far, far larger volume of air. There is no safe level of radon. The EPA came up with...
by iamlucky13
Mon Aug 06, 2018 4:52 pm
Forum: Investing - Theory, News & General
Topic: Biggest Companies Deserve to be Best?
Replies: 11
Views: 1054

Re: Biggest Companies Deserve to be Best?

Direct quote from John Reckenthaler's article on Morningstar website: "The Biggest Companies Deserve to Be Best" An investor in August 2013 who sorted all publicly traded firms by their market caps from largest to smallest, selected the top 1%, invested equally in each of those 67 stocks , and then...
by iamlucky13
Fri Aug 03, 2018 2:53 pm
Forum: Personal Finance (Not Investing)
Topic: Realities of Early Retirement Model (FIRE)?
Replies: 96
Views: 9370

Re: Realities of Early Retirement Model (FIRE)?

I keep referring to Justin at www.rootofgood.com because he has shown that one can spend $30k-$40k annually on a family of five and still live a very good life, touring Europe, taking regular cruises, and enjoying the outdoors. This post illustrates how they do so. I think I need to start working t...
by iamlucky13
Fri Aug 03, 2018 12:06 am
Forum: Personal Finance (Not Investing)
Topic: Charitable giving strategy
Replies: 43
Views: 2202

Re: Charitable giving strategy

I find giving to smaller organizations has a larger impact due to the minimal overhead they typically have. This year, changed my giving strategy due to higher standard deduction limits - decided to "bunch" deductions going forward and itemize in 2019 vs 2018. That is really going to change Charity...
by iamlucky13
Thu Aug 02, 2018 9:39 pm
Forum: Personal Consumer Issues
Topic: New job commute
Replies: 64
Views: 3476

Re: New job commute

FWIW, I have two young kids, and recently interviewed for (although was not offered) a job that would have added an hour each day to my commute time. Before even accepting the interview invitation, I was already pretty much settled that if I took the job, I would aim to move closer in 6-18 months: e...
by iamlucky13
Thu Aug 02, 2018 8:27 pm
Forum: Personal Finance (Not Investing)
Topic: Realities of Early Retirement Model (FIRE)?
Replies: 96
Views: 9370

Re: Realities of Early Retirement Model (FIRE)?

Even without subsidies, our family of three could get a 'bronze' health insurance plan for $8,600 annually. There's a long way to go between there and $40k. But I agree that FIRE folks would do well to not bet on getting the ACA subsidies indefinitely. Aside from point about premiums varying by age...
by iamlucky13
Thu Aug 02, 2018 7:22 pm
Forum: Personal Finance (Not Investing)
Topic: Charitable giving strategy
Replies: 43
Views: 2202

Re: Charitable giving strategy

I start by deciding what proportion of my income I want to give, then by prioritizing causes to get an idea how much I want to give for any given cause. Then I figure out for those causes, what organizations serve them. For my faith-related giving, that's fairly easy. For other causes, I'm still fig...
by iamlucky13
Thu Aug 02, 2018 6:39 pm
Forum: Personal Finance (Not Investing)
Topic: Realities of Early Retirement Model (FIRE)?
Replies: 96
Views: 9370

Re: Realities of Early Retirement Model (FIRE)?

This kind of discussion seems to usually revolve around retirement in your 30's. Yet being financially independent by your 40's is still very early, and even 50's is atypical. The low end is not on my horizon, with only a few years left in my 30's, nor do I regret that. I'm not sure based on my inco...
by iamlucky13
Wed Aug 01, 2018 11:36 pm
Forum: Personal Consumer Issues
Topic: Worth it to get 300 Mbps internet?
Replies: 61
Views: 35942

Re: Worth it to get 300 Mbps internet?

Hi, OP here. Y'all realize, don't you, that this thread is like 18 months old?? I'm currently doing just fine with 50 Mbps. A couple times over those past 18 months I've negotiated with the local cable company to get a better rate, and to get that sweet deal I've accepted the 50 Mbps package. I don...
by iamlucky13
Wed Aug 01, 2018 2:49 pm
Forum: Personal Consumer Issues
Topic: Worth it to get 300 Mbps internet?
Replies: 61
Views: 35942

Re: Worth it to get 300 Mbps internet?

The screen resolution wasn't as good as cable TV, and there were frequent screen freezes. I'm wondering if the faster speed would give better results for Sling and PS Vue. Any thoughts? 100 Mbps should be plenty for these uses with minimal perceivable difference compared to cable. Netflix recommend...
by iamlucky13
Mon Jul 30, 2018 6:01 pm
Forum: Personal Consumer Issues
Topic: $4,400 Chimney Repair - Does This Make Sense?
Replies: 24
Views: 1758

Re: $4,400 Chimney Repair - Does This Make Sense?

What remedy is he proposing? Repairing the existing flue liner, running a stainless steel flex liner up it, or something else? I could see that cost for the former, but not the latter unless it required significant work to prepare the flue to fit flex liner in it, such as removing the rest of the t...
by iamlucky13
Mon Jul 30, 2018 5:20 pm
Forum: Investing - Theory, News & General
Topic: are bond funds worth the risk/reward right now?
Replies: 10
Views: 1207

Re: are bond funds worth the risk/reward right now?

But imagine you were sitting on cash and had to make brand new decisions. What do you think is the best risk/reward right now? Does it directly matter though? It seems to me the momentum you mention is a behavioral concern, unless I'm missing a reason why an bond fund can't be sold for a T-bill, we...
by iamlucky13
Mon Jul 30, 2018 4:42 pm
Forum: Personal Consumer Issues
Topic: $4,400 Chimney Repair - Does This Make Sense?
Replies: 24
Views: 1758

Re: $4,400 Chimney Repair - Does This Make Sense?

I would hazard to guess that most likely situation is the furnace will generate enough draft, and the carbon monoxide infiltration rate will be low enough that it is not a problem, BUT... ...I don't know of a simple way to establish that as fact for your specific chimney, rather than as conjecture. ...
by iamlucky13
Thu Jul 26, 2018 10:45 am
Forum: Personal Consumer Issues
Topic: I want to sell my home, but I don't want to fix it up
Replies: 65
Views: 6162

Re: I want to sell my home, but I don't want to fix it up

Are you having trouble finding a reliable contractor because you live in an area with a very active market, so nobody is interested in taking on small repair jobs when their calendars are getting booked up with major remodels and new construction? In that case, needing repairs is likely to have an u...
by iamlucky13
Thu Jul 26, 2018 10:29 am
Forum: Personal Consumer Issues
Topic: your advice on new oven
Replies: 22
Views: 1944

Re: your advice on new oven

I do have consumer reports and have been looking at it. Problem is that the "highly rated" ones are getting reviews from actual buyers that aren't so good. This is very common. Many consumer product gets large numbers of bad reviews. A big part of this is simply that customers who have a bad experi...
by iamlucky13
Wed Jul 25, 2018 12:38 pm
Forum: Personal Consumer Issues
Topic: Back Car Lights all went out
Replies: 25
Views: 957

Re: Back Car Lights all went out

A Haynes or Chilton manual would have some basic troubleshooting for you. One will be checking the fuses, and they should have a fuse box diagram. Assuming a quick google search did not lead me astray, I'd check under your dash for a fuse box laid out like this: https://assettoaddons.club/wp-content...
by iamlucky13
Mon Jul 23, 2018 8:39 pm
Forum: Personal Consumer Issues
Topic: High voltage powerlines near house
Replies: 72
Views: 5126

Re: High voltage powelines near house

The link was suspected by the 30's, and compelling research started to be published on it in 40's. As I understand it, the smoking researching was a major milestone in the development of modern epidemiology. This only shows how long it took for something to be fully acknowledged as harmful.[/quote]...
by iamlucky13
Sun Jul 22, 2018 7:05 pm
Forum: Personal Consumer Issues
Topic: High voltage powerlines near house
Replies: 72
Views: 5126

Re: High voltage powelines near house

And the house you buy today is going to get sold at some point in the future. People are going to be just as foolish, uninformed and superstitious on that future date as they are today, so your pool of prospective future buyers is already limited. So I would avoid it just for the future resale valu...
by iamlucky13
Sun Jul 22, 2018 6:59 pm
Forum: Personal Consumer Issues
Topic: High voltage powerlines near house
Replies: 72
Views: 5126

Re: High voltage powelines near house

The official line is non-ionizing radiation doesn't cause cancer, but we still wear sunscreen and don't stick our heads in microwaves! The UV-B and -C in sunlight is ionizing. The hazard from microwave ovens is heat. 1000 Watts of any wavelength is hazardous when concentrated in an area that size. ...
by iamlucky13
Fri Jul 20, 2018 10:06 pm
Forum: Personal Consumer Issues
Topic: Laminate Floor making 'popping' noise
Replies: 28
Views: 2087

Re: Laminate Floor making 'popping' noise

Also, I'm not sure why it was advised to cut at an angle. It is just an exercise in frustration. Again, put a quarter inch shim up against the wall, place the above linked blade flat against it with the head of your oscillating tool seated firmly on the predetermined shim above and you will get per...
by iamlucky13
Fri Jul 20, 2018 5:06 pm
Forum: Personal Consumer Issues
Topic: unripe fruit on a branch that has fallen off the tree
Replies: 7
Views: 910

Re: unripe fruit on a branch that has fallen off the tree

Keep the broken end in water and the leaves damp and with decent light exposure, and I believe that the fruit will ripen at least a moderate amount. From watching spring prunings produce leaves and flowers if I don't get around to pruning during the dormant season like you're supposed to, I'm sure t...
by iamlucky13
Fri Jul 20, 2018 4:57 pm
Forum: Personal Consumer Issues
Topic: Laminate Floor making 'popping' noise
Replies: 28
Views: 2087

Re: Laminate Floor making 'popping' noise

The fit will definitely change with the weather, and you should trim the spots where there is no gap. I'm not sure what to suggest for trimming along any toe-kick spaces. Your wrist is going to shake like crazy even with a high end oscillating tool. However, it will save time versus pulling up the f...
by iamlucky13
Tue Jul 17, 2018 11:45 pm
Forum: Personal Consumer Issues
Topic: 35 minute connection for flight, long enough?
Replies: 65
Views: 3589

Re: 35 minute connection for flight, long enough?

I would only book connections that tight if it doesn't affect your plans significantly to miss the connecting flight and be rebooked several flights later. During busy seasons, there's often not a seat available on the very next flight. As far as I know, it is common for prices to be high this far a...
by iamlucky13
Tue Jul 17, 2018 11:01 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Day 2018
Replies: 88
Views: 10103

Re: Amazon Prime Day 2018

nalor511 wrote:
Mon Jul 16, 2018 9:44 pm
Pretty garbage Prime day this year, IMO, unless you want Amazon tablets
So the same as last year then?

I didn't even bother shopping this year.
by iamlucky13
Fri Jul 13, 2018 8:19 pm
Forum: Personal Consumer Issues
Topic: Be Careful Using Mailboxes
Replies: 62
Views: 8648

Re: Be Careful Using Mailboxes

The main point here is concern about mail being stolen from USPS drop boxes. It would arguably be wise to avoid as much as possible placing mail in a drop box after the last pickup for the day. USPS typically lists scheduled times for pickups on the boxes. It seems reasonable to add on, if you're co...
by iamlucky13
Fri Jul 13, 2018 6:46 pm
Forum: Personal Consumer Issues
Topic: Is expensive olive oil worth it?
Replies: 59
Views: 5713

Re: Is expensive olive oil worth it?

This is interesting reading, in light of having during a recent grocery trip, noticed for the first time just how many different olive oil choices there were. The variety on the shelf piqued my curiosity enough to start counting. I think the total was around 150 different specific products, and ther...
by iamlucky13
Wed Jul 11, 2018 6:30 pm
Forum: Personal Consumer Issues
Topic: Anyone take naps at work?
Replies: 93
Views: 5684

Re: Anyone take naps at work?

I have, discretely from time to time, especially if I'm working long hours. At one point I saw some research on powernaps that seemed quite positive about the benefits. I don't remember the details, but it fits my experiences. What works best for me is a bit of coffee or tea, a 20 minute nap that I ...
by iamlucky13
Wed Jul 11, 2018 6:14 pm
Forum: Personal Consumer Issues
Topic: Printing photos from JPG files
Replies: 30
Views: 1183

Re: Printing photos from JPG files

Put the images on a thumb drive and you can take them to any Walgreens, CVS, Walmart and they will print them for you. I think most of those places also give you the ability to manipulate the images a little....cropping, B/W, sepia, etc with on-screen adjustments before you print. I do not advise t...
by iamlucky13
Mon Jul 09, 2018 7:42 pm
Forum: Personal Consumer Issues
Topic: Prepaid cell phone plan vs Regular Contract Plan
Replies: 26
Views: 2198

Re: Prepaid cell phone plan vs Regular Contract Plan

Where are you at? T-Mobile coverage is not the same as AT&T (or Verizon) in many areas. I find the T-Mobile coverage map deceiving because the overlay 2g/3g/4g and make it seem like they cover most areas. Get off the beaten path an T-Mobile may leave you high/dry. It's deceiving even if you view th...
by iamlucky13
Mon Jul 09, 2018 7:26 pm
Forum: Personal Consumer Issues
Topic: Amazon won't sell this book to me.
Replies: 68
Views: 8561

Re: Amazon won't sell this book to me.

So conclusion is OP is wrong. The book is easily available on amazon to non prime members. No. OP is correct. I just checked at Amazon and it says, "Ships from and sold by Amazon.com exclusively for Prime members." Look again. It is available from other sellers on the page. Cheers Sort of. They wou...