Search found 210 matches

by imperia
Tue Jun 02, 2020 11:58 pm
Forum: Non-US Investing
Topic: Euro savings acct ?
Replies: 12
Views: 691

Re: Euro savings acct ?

In Bosnia and Herzegovina you can find savings rate of 2.4% on 3 years for Euros.
Deposits are secured up to 25.000€/ preson
by imperia
Tue May 26, 2020 7:16 am
Forum: Non-US Investing
Topic: Brokerage advice and Investment Planning
Replies: 4
Views: 278

Re: Brokerage advice and Investment Planning

I suggest Interactive Broker
by imperia
Wed Apr 08, 2020 1:48 am
Forum: Non-US Investing
Topic: How much in dividends does a 3FP pay? It's kinda decisive for me!
Replies: 8
Views: 864

Re: How much in dividends does a 3FP pay? It's kinda decisive for me!

However, IB charges an inactivity fee of 20 dollars per month for under 10k invested, 10 dollars per month for over 10k invested, and no fees for over 100k. It'd take me 2 years to have 10k, and almost all the 15 years to have 100k invested. IB charges 10$/month inactivity fee! There is no 10.000$ ...
by imperia
Fri Mar 20, 2020 10:05 am
Forum: Non-US Investing
Topic: Trading VWRD
Replies: 13
Views: 871

Re: Trading VWRD

Go to Client Portal- Account Settings-Commissions Pricing-Switch to “Tiered"
Next day tiered structure will be active.

For other things just tipe in google "how to to...on ibkr" and you will find answer.
IBKR also has youtube with video clips...
by imperia
Sat Feb 22, 2020 1:41 am
Forum: Non-US Investing
Topic: IB brokerage and US domiciled ETF’s
Replies: 4
Views: 527

Re: IB brokerage and US domiciled ETF’s

There is way to buy USA ETF.
You need to use option(selling put)
Sell put at strike price you are willing to pay,...
One option contract hold 100 shares, but if you want just 50 shares,you can sell other 50.
by imperia
Fri Feb 21, 2020 1:14 am
Forum: Non-US Investing
Topic: Degiro asks to declare analytically my total assets
Replies: 2
Views: 555

Re: Degiro asks to declare analytically my total assets

You have more 100k euros,and you went to DeGiro from IB?

People do the oposite:)

DeGiro is fine and better than IB when you have small amount of money,but with more than 100.000€ IB is best.
by imperia
Fri Feb 14, 2020 3:50 pm
Forum: Non-US Investing
Topic: How to Move to Switzerland and Still be a Boglehead
Replies: 18
Views: 2748

Re: How to Move to Switzerland and Still be a Boglehead

https://forum.mustachianpost.com/ Indeed. However, a US citizen living in Switzerland would need to be very careful indeed about acting on anything they read here. A lot of the discussion revolves around Ireland domiciled ETFs, all of which are PFICs and a possible US tax death-sentence for US citi...
by imperia
Sat Feb 01, 2020 1:25 am
Forum: Non-US Investing
Topic: Never too late? New investor from Switzerland, investing after having missed out on the gains from the last 10 years
Replies: 13
Views: 1254

Re: Never too late? New investor from Switzerland, investing after having missed out on the gains from the last 10 years

Bogleheads swiss sites

https://www.mustachianpost.com/
thepoorswiss.com

Mustachianpost has a forum where you can gind answer for all your questions.

VT is best for you as swiss resident.
by imperia
Sat Feb 01, 2020 1:18 am
Forum: Non-US Investing
Topic: Energy ETFs listed on non-US exchanges
Replies: 5
Views: 499

Re: Energy ETFs listed on non-US exchanges

justetf.com

On that site there are all ucits etfs, so type energy and press search button:)
by imperia
Wed Jan 29, 2020 2:16 am
Forum: Non-US Investing
Topic: NRA newbie with no tax treaty (Paraguay)
Replies: 7
Views: 801

Re: NRA newbie with no tax treaty (Paraguay)

Tier is much better, you will save about 30-40%
by imperia
Mon Jan 20, 2020 3:04 pm
Forum: Non-US Investing
Topic: Brokerage firms that trade Ireland-domiciled ETFs?
Replies: 3
Views: 331

Re: Brokerage firms that trade Ireland-domiciled ETFs?

With IB you can trade everywhere, even on Moscow stock exchange
by imperia
Fri Dec 27, 2019 1:32 pm
Forum: Non-US Investing
Topic: US Expat in EU - seeking help with Interactive Brokers account / three-fund portfolio
Replies: 5
Views: 401

Re: US Expat in EU - seeking help with Interactive Brokers account / three-fund portfolio

1. With IBKR you can convert currency, and rate is better than transferwise.

2. VT is good ETF for stock, for bond you can take just US bond.
by imperia
Mon Dec 16, 2019 2:40 pm
Forum: Non-US Investing
Topic: First-time investor
Replies: 11
Views: 1049

Re: First-time investor

Amundi ETF MSCI World UCITS ETF DR is physical(full replication),but it is not Ireland domicile. Amundi has many swap ETFs so I was surprise with this, but there is something wrong with it. It is Luxembourg domicile, and that is not good. You will lose 30%tax on dividend from USA(usa is 60% of devel...
by imperia
Tue Dec 03, 2019 12:25 pm
Forum: Non-US Investing
Topic: Interactive Brokers US vs EU
Replies: 19
Views: 2171

Re: Interactive Brokers US vs EU

Send email to IB and ask them.Thats is best option.
by imperia
Sat Nov 23, 2019 1:13 am
Forum: Non-US Investing
Topic: Why I cannot find CSPX but only csspx
Replies: 4
Views: 691

Re: Why I cannot find CSPX but only csspx

https://www.google.com/search?rlz=1C1CHBF_enUS754US754&tbm=fin&sxsrf=ACYBGNTa3QuRtD0l6QJOAf4SEo8UQiXIeg:1574473704013&q=MUTF:+CSSPX&stick=H4sIAAAAAAAAAONgecRowS3w8sc9YSn9SWtOXmPU5OIKzsgvd80rySypFJLmYoOyBKX4uXj10_UNDY0L0k3N83LTeBaxcvuGhrhZKTgHBwdEAAAXYImiSwAAAA&biw=1920&bih=969#scso=_C5DYXaX9AsXY-wS...
by imperia
Sat Nov 23, 2019 1:10 am
Forum: Non-US Investing
Topic: Why I cannot find CSPX but only csspx
Replies: 4
Views: 691

Re: Why I cannot find CSPX but only csspx

You should put different ticker

https://www.justetf.com/en/etf-profile. ... ab=listing

CSSPX, CSPX, SXR8 it is all same etf listed on different stock.
If you want euro version use SXR8.

Also on ishares web site you can find etf you want, and check etf tickers.
by imperia
Fri Nov 15, 2019 8:28 pm
Forum: Non-US Investing
Topic: How to buy a few thousand shares of VWCE?
Replies: 6
Views: 1088

Re: How to buy a few thousand shares of VWCE?

1. You need to study tier pricing structure. It depends of many factors. Sometimes can be good for you, but sometimes the oposite. 2. I suggeat you to select "Smart" and IB will select best option for you. I allways use smart. 3. Sorry but I can not help you, maybe you can post screen shots and mayb...
by imperia
Mon Nov 11, 2019 12:25 am
Forum: Non-US Investing
Topic: Interactive Brokers alternative for Swiss
Replies: 20
Views: 1690

Re: Interactive Brokers alternative for Swiss

IBKR Lite is not available in Europe.
by imperia
Sat Nov 09, 2019 7:37 pm
Forum: Non-US Investing
Topic: [Israel] Investment plan questions
Replies: 15
Views: 1463

Re: [Israel] Investment plan questions

SPDR Dow Jones Global Real Estate UCITS ETF
by imperia
Sat Nov 02, 2019 7:11 am
Forum: Non-US Investing
Topic: Help with brokers
Replies: 24
Views: 1965

Re: Help with brokers

That sounds great, but best thing is that you send email to IB.
by imperia
Tue Oct 22, 2019 4:25 pm
Forum: Non-US Investing
Topic: Help with brokers
Replies: 24
Views: 1965

Re: Help with brokers

Is it possible to invest in Ireland domicile ETFs with IBKR Lite?
I think IBKR Lite is just for USA.
by imperia
Mon Oct 21, 2019 3:21 am
Forum: Non-US Investing
Topic: Help with brokers
Replies: 24
Views: 1965

Re: Help with brokers

Option 3 is the best. Minimum price for one trade with IB Fixed pricing is 4€. If you invest in two ETF IWDA+EIMI every month that is 8€ wich is about 9$. I also have small account(low income country) but what to do? I do not want stop investing because od 120$/year. Every year I spend much more tha...
by imperia
Sun Oct 20, 2019 8:02 am
Forum: Non-US Investing
Topic: Help with brokers
Replies: 24
Views: 1965

Re: Help with brokers

Degiro is for EU resident only.
IB is best option and if you invest every month(make 10$ comission) you will not pay inactivity fee.
by imperia
Wed Oct 16, 2019 10:13 am
Forum: Non-US Investing
Topic: Interactive Brokers alternative for Swiss
Replies: 20
Views: 1690

Re: Interactive Brokers alternative for Swiss

What interface did you use?
TWS is complicate but it is powerful platform for professional traders.

QuickTarder, WebTrader, and IB Mobile are very simple to use, but you all talk about TWS.
by imperia
Wed Oct 16, 2019 8:59 am
Forum: Non-US Investing
Topic: Interactive Brokers alternative for Swiss
Replies: 20
Views: 1690

Re: Interactive Brokers alternative for Swiss

You are wrong! IB TWS is for professionals not for small investors like us. So you should not use TWS. You need to use QuickTrader, WebTarder or, IB Mobile. QuickTrader is the most simple, but WebTrader is also ok. IB Mobile is fantastic and simple. You said you lose 15% tax on dividend. You will lo...
by imperia
Wed Oct 16, 2019 7:50 am
Forum: Non-US Investing
Topic: Interactive Brokers alternative for Swiss
Replies: 20
Views: 1690

Re: Interactive Brokers alternative for Swiss

Why IB is turn you off?
With DeGiro you can not buy USA ETF, but with IB you still can.
Many Swiss investors use IB for USA ETF, so I do not undarstand what is your problem?
by imperia
Sun Oct 13, 2019 6:10 am
Forum: Non-US Investing
Topic: LSEETF vs. AEB
Replies: 17
Views: 2904

Re: LSEETF vs. AEB

You need to convert euros to usd and pay conversion fees every time. Why do that when you can buy euro version.
If your currency is euro than invest in euro version.

You have no adventages if you invest in USD.
It is same etf, but why do conversion?
by imperia
Sat Oct 12, 2019 6:06 am
Forum: Non-US Investing
Topic: LSEETF vs. AEB
Replies: 17
Views: 2904

Re: LSEETF vs. AEB

If you have euros than you should buy IWDA on AEB.
I have euros, I transfer euros to IB and I buy IWDA on AEB.
I do not see point sending euros to IB, convert in USD and buy IWDA on LSE.
If you have GBP, or USD than buy on LSE.

It is same ETF just traded in another currency.
.
by imperia
Wed Oct 09, 2019 5:17 am
Forum: Non-US Investing
Topic: Discussion of Brokerage fee importance
Replies: 10
Views: 1165

Re: Discussion of Brokerage fee importance

Using DBS is easier to keep track of everything and has better Forex, so the I feel the advantage of using SCB is minimal. (My salary is in Singapore dollars, so I will need to convert it before I invest). I think I am stressing out to much about the .1% extra commission and wanted other people inp...
by imperia
Fri Oct 04, 2019 2:10 pm
Forum: Non-US Investing
Topic: Beginner Investor
Replies: 6
Views: 1007

Re: Beginner Investor

You need to invest much more.
400€ every three month is almost nothing.

If you save 1200€/month,than invest 1000€/month or more.
by imperia
Sat Sep 28, 2019 1:18 am
Forum: Non-US Investing
Topic: Investing in Vietnam for Expat
Replies: 10
Views: 1077

Re: Investing in Vietnam for Expat

I forgot about the 1% rule, and I didn't even think about Vietnam not caring if it is in a TFSA or not. Thanks for making me think about that. It sounds like I will probably keep Saxo Bank and also join Interactive Brokers unless I hear of a better idea. Investing in a simple way is more complicate...
by imperia
Fri Sep 27, 2019 1:26 am
Forum: Non-US Investing
Topic: Investing in Vietnam for Expat
Replies: 10
Views: 1077

Re: Investing in Vietnam for Expat

Interactive Brokers is better than Saxo, but it has 10$/month inactivity fee.

Compere IB and Saxo, and see what is better for you.
by imperia
Thu Sep 12, 2019 2:00 pm
Forum: Non-US Investing
Topic: Rest of my life portfolio for a 26 y/o from Germany
Replies: 8
Views: 1280

Re: Rest of my life portfolio for a 26 y/o from Germany

I suggest IUSN for small caps because TER is 0.35
by imperia
Mon Sep 02, 2019 11:57 am
Forum: Non-US Investing
Topic: safety of brokers
Replies: 9
Views: 968

Re: safety of brokers

I suggeat that you open two brokers account.
The cost is small, for amount of 1M€.
You also can open one on you, and other on your wife,...

I suggest IB,because it has better reputation, tradition, and I think it is safer.

But why not IB,and DeGiro.
by imperia
Thu Aug 22, 2019 11:19 pm
Forum: Non-US Investing
Topic: Advice needed on my portfolio (Philippines)
Replies: 5
Views: 610

Re: Advice needed on my portfolio (Philippines)

I do not know nothing about check, but you need to have money to your account, and than transfer it to IB. Sameone can transfer money to your account and than you transfer to IB. IWDA tracks develop world, not just USA like CSPX. Past preformence is not indicator of future, but I have more diversifi...
by imperia
Thu Aug 22, 2019 8:38 am
Forum: Non-US Investing
Topic: Using Revolut as complementary investment vehicle
Replies: 9
Views: 939

Re: Using Revolut as complementary investment vehicle

I use Revolut for money transfer and it is also good when you travel, but for investing I use broker.
by imperia
Thu Aug 22, 2019 6:17 am
Forum: Non-US Investing
Topic: Advice needed on my portfolio (Philippines)
Replies: 5
Views: 610

Re: Advice needed on my portfolio (Philippines)

1. Yes you need to sell VOO, and buy IWDA. 2. No worry, because you can buy IWDA on other exchanges. I personaly buy IWDA on Amsterdam stockexchange, but aftet Brexit LSE will be ok. 3. No, you can send money only from your account. 5. I suggest IWDA 4. I would invest all in 88% IWDA, and 12 % EIMI
by imperia
Wed Aug 14, 2019 4:42 pm
Forum: Non-US Investing
Topic: review of my portfolio
Replies: 11
Views: 929

Re: review of my portfolio

There is iShares MSCI World Small Cap etf with TER 0.35%.
by imperia
Sun Aug 11, 2019 2:28 pm
Forum: Non-US Investing
Topic: Brexit impact on Irish domiciled ETFs traded on LSE
Replies: 4
Views: 503

Re: Brexit impact on Irish domiciled ETFs traded on LSE

All Irish ETF are also listed on Amsterdam, Milan, Frankfurth,...
by imperia
Sat Aug 10, 2019 2:46 pm
Forum: Non-US Investing
Topic: Best non-US broker in July 2019?
Replies: 11
Views: 1407

Re: Best non-US broker in July 2019?

I am happy with IB, cheap as long as you have the $100,000 invested. What about the 100K$? I thought they did not have a limit for initial investment. Please clarify If you have more than 100.000$ you do not pay inactivity fee(10$/month). I am under 100.000$, but IB is cheap and fantastic broker.
by imperia
Sat Aug 10, 2019 2:43 pm
Forum: Non-US Investing
Topic: Interactive Brokers - Philippines
Replies: 4
Views: 722

Re: Interactive Brokers - Philippines

Do you have other options?

I invest 1000/month, and 120 is not problem for me, but some people claim that 120$/year is a lot.

How much will you invest every year?
If you will invest 2800 every year, than (120/2800)x100%=4.285% and that is too big fee.
You also need to pay money transfer to broker
by imperia
Sat Aug 10, 2019 9:06 am
Forum: Non-US Investing
Topic: Interactive Brokers - Philippines
Replies: 4
Views: 722

Re: Interactive Brokers - Philippines

Inactivity fee is 10$/month. If you buy etf for 1000$ on LSE you will pay fee about 5$. If you do not buy nothing more that month you will pay more 5$(10-5=5). If you do 2 trades you will pay 10$ for trading, and no inactivity fee(10-10=0). I think IB is best broker! There is inactivity fee if 10$/m...
by imperia
Thu Aug 08, 2019 11:08 am
Forum: Non-US Investing
Topic: [Wiki] New introductory page for Non-US investors - seeking feedback and contributions
Replies: 24
Views: 2273

Re: [Wiki] New introductory page for Non-US investors - seeking feedback and contributions

Silverex said: "I would add a Lyxor's LCUW as a global stock fund option. As well as being one of the cheapest (though not domiciled in Ireland, I know), it does not lend out securities - a real rarity among ETFs. I think there are no equivalent US-domiciled ETFs that don't use lending. It could be ...
by imperia
Thu Aug 08, 2019 8:21 am
Forum: Non-US Investing
Topic: [Wiki] New introductory page for Non-US investors - seeking feedback and contributions
Replies: 24
Views: 2273

Re: [Wiki] New introductory page for Non-US investors - seeking feedback and contributions

I think it's a good idea to have such an overview page. I do however think sentences like "Why change something which has worked in the past and is elegantly simple to construct and maintain? " shouldn't be on such a page. I would add a Lyxor's LCUW as a global stock fund option. As well as being o...
by imperia
Mon Aug 05, 2019 10:45 am
Forum: Non-US Investing
Topic: Interactive Brokers - European
Replies: 5
Views: 597

Re: Interactive Brokers - European

IB is fantastic broker.
I use IB and I it is realy cheap.
I use WebTrader and Mobile application and there are not complex at all.
by imperia
Wed Jul 31, 2019 10:18 am
Forum: Non-US Investing
Topic: [EU-Belgium] Optimal portfolio to FIRE?
Replies: 14
Views: 1354

Re: [EU-Belgium] Optimal portfolio to FIRE?

I have IUSN, and it is 10% of my portfolio I suggest that you increas EMIM on 10% .
by imperia
Sat Jul 27, 2019 6:00 am
Forum: Non-US Investing
Topic: Best non-US broker in July 2019?
Replies: 11
Views: 1407

Re: Best non-US broker in July 2019?

I am also with IB, and I am very happy.
I have less than 100.000$ but I invest every month so I do not pay inactivity fee.
IB is realy cheap and I can not imagine anything better.
by imperia
Fri Jul 26, 2019 7:28 am
Forum: Non-US Investing
Topic: Slovenia investing questions
Replies: 14
Views: 1153

Re: Slovenia investing questions

Are you sure that you need to pay tax on accumulative etf?
In most country you do not pay tax on accumulatove etf.