Search found 264 matches

by RootSki
Tue Oct 08, 2019 12:02 pm
Forum: Personal Consumer Issues
Topic: Hybrid w/CVT or Non-Hybrid 8 speed
Replies: 23
Views: 1273

Re: Hybrid w/CVT or Non-Hybrid 8 speed

Hybrid, but because that's the powertrain with the most available total power and torque. Also, the hybrid will have less wear/tear on brakes and engine hours. You'll still do oil changes at the same interval as the non-hybrid, so you'll benefit from always running "fresher" oil. I wouldn't worry ab...
by RootSki
Mon Oct 07, 2019 12:34 pm
Forum: Personal Consumer Issues
Topic: Economics of upgrading to latest iPhone vs one generation behind
Replies: 36
Views: 2805

Re: Economics of upgrading to latest iPhone vs one generation behind

The math is simple. Assume a 4 year amortization schedule, given you have a 4 year old iPhone 6. I also assume you are upgrading even though the 6 works fine but you want to be on a supported iOS release. The 11 thus has an estimated 4 year usage and the Xr has a 3 year lifetime usage. $749/4 = $18...
by RootSki
Mon Oct 07, 2019 12:27 pm
Forum: Personal Finance (Not Investing)
Topic: Health insurance plan doesn't have a qualified specialist doctor in-network. What should we do?
Replies: 16
Views: 1372

Re: Health insurance plan doesn't have a qualified specialist doctor in-network. What should we do?

Sure. Offer to settle for cash or use a surgeon at Oklahoma Surgery Center https://surgerycenterok.com/ where all prices are posted on menu. You can also take a flight to a top notch surgical facility overseas at a fraction of the cost in USA. We do medical travel regularly and pay just pennies ann...
by RootSki
Mon Oct 07, 2019 8:22 am
Forum: Personal Investments
Topic: ESPP taxing rules, to hold or not to hold
Replies: 39
Views: 5475

Re: ESPP taxing rules, to hold or not to hold

My plan has similar rules. I hold the two years (maybe a little longer) and I’ve never been underwater. I’ve been doing this since 2005.
by RootSki
Sat Oct 05, 2019 1:34 pm
Forum: Investing - Theory, News & General
Topic: How many are switching from Fidelity?
Replies: 140
Views: 14986

Re: How many are switching from Fidelity?

Nope. Not even thinking about leaving Fidelity. I’ll take zero ER over “free” equity trades.
by RootSki
Fri Sep 27, 2019 9:02 am
Forum: Personal Consumer Issues
Topic: Altice Mobile
Replies: 13
Views: 1114

Re: Altice Mobile - anyone try this ?

I see ads for local cable customers to get $20/mo/line for unlimited everything, $30/mo if you don't use their cable services (I use internet). But this is new, wondering if anyone tried it yet and what they think ? My understanding is they use Sprint but AT&T as a backup and WIFI as well (like Goo...
by RootSki
Tue Sep 24, 2019 8:10 am
Forum: Personal Consumer Issues
Topic: Where do you buy parts for DIY Auto repairs
Replies: 46
Views: 3155

Re: Where do you buy parts for DIY Auto repairs

Erie VoVo for used Volvo parts with a “lifetime” warranty.
by RootSki
Mon Sep 23, 2019 9:45 am
Forum: Personal Consumer Issues
Topic: Email Compromised On The Dark Web
Replies: 9
Views: 1700

Re: Email Compromised On The Dark Web

RJC wrote:
Sun Sep 22, 2019 8:01 pm
Thanks everyone for your suggestions. I am going to try Apple Keychain and see if that helps.
Keychain is awesome. I never worry about passwords anymore.
by RootSki
Mon Sep 23, 2019 9:44 am
Forum: Personal Consumer Issues
Topic: First car for child
Replies: 129
Views: 7318

Re: First car for child

Any Volvo 2008+
by RootSki
Sat Sep 21, 2019 8:17 am
Forum: Personal Investments
Topic: Anyone here has more 200k in a single stock ?
Replies: 58
Views: 7893

Re: Anyone here has more 200k in a single stock ?

I’m very overweight in my mega-corp employers stock and I’m ok with it. Historically we have outperformed the S&P500 for the past 15 years or so. I also believe in my employers mission and business plans. I put 10% of my salary into our ESPP, which offers a 15% discount off, the lower of opening/clo...
by RootSki
Sat Sep 21, 2019 7:53 am
Forum: Personal Consumer Issues
Topic: New Camry Questions
Replies: 101
Views: 6168

Re: New Camry Questions

It’s 2019, not 1999. I would not buy a new car that needed a key to start and did not have blind spot warnings.
by RootSki
Fri Sep 20, 2019 11:51 am
Forum: Personal Consumer Issues
Topic: Acura RDX vs Audi Q5
Replies: 93
Views: 8550

Re: Acura RDX vs Audi Q5

Actually, the most normal locations for your hands on on the steering wheel not at the shifter (unless you have a manual). I'll stick with touchscreen simplicity. There's no leaning or scrunching involved in using my touchscreen. In fact, my wife is amazed at how quickly I can touch-through almost ...
by RootSki
Fri Sep 20, 2019 11:11 am
Forum: Personal Consumer Issues
Topic: Acura RDX vs Audi Q5
Replies: 93
Views: 8550

Re: Acura RDX vs Audi Q5

Not having a touchscreen infotainment system would annoy the crap out of me. It’s the easiest interface. Actually, once you have tried a well designed non-touchscreen system, they are are much better in my opinion. The main thing is that you keep your hands at their normal location (down by the shi...
by RootSki
Fri Sep 20, 2019 7:49 am
Forum: Personal Consumer Issues
Topic: Acura RDX vs Audi Q5
Replies: 93
Views: 8550

Re: Acura RDX vs Audi Q5

Not having a touchscreen infotainment system would annoy the crap out of me. It’s the easiest interface.
by RootSki
Thu Sep 19, 2019 7:38 am
Forum: Personal Consumer Issues
Topic: Altice Mobile
Replies: 13
Views: 1114

Re: Altice Mobile

I made the switch. It took less than a day to port my number over. Service seems as good as Xfinity Mobile, and my XC60 stays connected to my mobile hotspot now, which is a huge plus. There was a $10 activation fee, and the monthly fee is $15 with autopay. It took about an hour to get my iPhone swit...
by RootSki
Wed Sep 18, 2019 10:20 pm
Forum: Personal Consumer Issues
Topic: Help! Bought new car and don't like it
Replies: 37
Views: 6541

Re: Help! Bought new car and don't like it

I'm in a similar boat. I bought a brand new Mercedes (my first Mercedes - likely my last) in April and almost immediately realized I didn't "love" the car, at least not enough to warrant a big new shiny upgrade. I've thought almost daily about trading it in since then, though now I've put about 120...
by RootSki
Wed Sep 18, 2019 2:11 pm
Forum: Personal Consumer Issues
Topic: Help! Bought new car and don't like it
Replies: 37
Views: 6541

Re: Help! Bought new car and don't like it

I'm in a similar boat. I bought a brand new Mercedes (my first Mercedes - likely my last) in April and almost immediately realized I didn't "love" the car, at least not enough to warrant a big new shiny upgrade. I've thought almost daily about trading it in since then, though now I've put about 120...
by RootSki
Wed Sep 18, 2019 10:43 am
Forum: Personal Consumer Issues
Topic: Alternatives to Subaru Outback?
Replies: 73
Views: 6007

Re: Alternatives to Subaru Outback?

OP can probably find a Volvo XC60 for way less than a V60. Some dealers still have new 2018’s available. Only difference styling and ground clearance. Powertrain, infotainment, all the same between them.
by RootSki
Tue Sep 17, 2019 9:24 pm
Forum: Personal Consumer Issues
Topic: iCloud Full - Photos
Replies: 23
Views: 1659

Re: iCloud Full - Photos

Do you need to have all of those pictures in iCloud (and available on Apple devises)? Do you have a Mac? If so, you can set fit so originals download to the Mac, and then every time your storage fills up, create a new photo library on your Mac. It’s a lot of work and I’d probably just pay the $120/y...
by RootSki
Tue Sep 17, 2019 10:47 am
Forum: Personal Consumer Issues
Topic: Mustang...GT or Ecoboost?
Replies: 39
Views: 1900

Re: Mustang...GT or Ecoboost?

Whatever you do, don’t get the Turbo (why must Ford rename 100 year old tech as “EcoBoost”) and then put GT badges on it.
by RootSki
Tue Sep 17, 2019 8:50 am
Forum: Personal Consumer Issues
Topic: Besides Bogleheads, What Are Your Favorite Forums?
Replies: 113
Views: 20053

Re: Besides Bogleheads, What Are Your Favorite Forums?

Swedespeed.com
PASkiandRide.com
Grasscity.com
Early-retirement.org
by RootSki
Sun Sep 15, 2019 10:20 pm
Forum: Personal Consumer Issues
Topic: 2019 Subaru Forester Vs. 2019 Rav 4
Replies: 58
Views: 9006

Re: 2019 Subaru Forester Vs. 2019 Rav 4

My mom just went through the same dilemma. She was in a 2002 Rav4 and has only driven Toyota's for the last 40 years. She went with the Forrester because the new Rav4 looks like the designer forgot about the infotainment system, so they hot glued a digital etch-a-sketch onto the dashboard. Once you ...
by RootSki
Sun Sep 15, 2019 8:49 pm
Forum: Personal Consumer Issues
Topic: Altice Mobile
Replies: 13
Views: 1114

Re: Altice Mobile

I’ll be switching our phones to Altice Mobile late this weekweek.
by RootSki
Sun Sep 15, 2019 11:22 am
Forum: Personal Consumer Issues
Topic: Vehicle idle stop-start when parking
Replies: 54
Views: 3748

Re: Vehicle idle stop-start when parking

I have a 2019 Hyundai Santa fe with this feature, and it's marketed as being fuel efficient, not as a safety feature. I hate it, and wonder why the feature wasn't designed to be off as a default, rather than on. Sure, you can push a button to deactivate it during the time the engine is running, but...
by RootSki
Sun Sep 15, 2019 9:57 am
Forum: Personal Consumer Issues
Topic: New key options for Volvo S90
Replies: 4
Views: 444

Re: New key options for Volvo S90

Go to a Locksmith that works with car dealers. Also, look on ebay for a similar used keyfob that can be reprogramed by a locksmith. Unless a locksmith pays for access to VIDA (Vehicle Information and Diagnostics for Aftersales ) there’s no way for them to code a key to unlock a S90. The OP can buy ...
by RootSki
Sat Sep 14, 2019 1:29 pm
Forum: Personal Consumer Issues
Topic: New key options for Volvo S90
Replies: 4
Views: 444

Re: New key options for Volvo S90

I don’t believe so.
by RootSki
Sat Sep 14, 2019 1:28 pm
Forum: Personal Consumer Issues
Topic: BMW - extended warranty?
Replies: 28
Views: 1759

Re: BMW - extended warranty?

cochlearboy wrote:
Sat Sep 14, 2019 10:17 am
RootSki wrote:
Sat Sep 14, 2019 9:59 am
Wow, I got a 10 year/UNLIMITED Milage warranty (OEM, but also Fidelity) for around $2700. I’d start checking out other dealers offers.
Can you let me know who/where you got that warranty from? I assume you got that one recently?
Steingold Volvo.
by RootSki
Sat Sep 14, 2019 9:59 am
Forum: Personal Consumer Issues
Topic: BMW - extended warranty?
Replies: 28
Views: 1759

Re: BMW - extended warranty?

Wow, I got a 10 year/UNLIMITED Milage warranty (OEM, but also Fidelity) for around $2700. I’d start checking out other dealers offers.
by RootSki
Sat Sep 14, 2019 9:55 am
Forum: Personal Consumer Issues
Topic: Vehicle idle stop-start when parking
Replies: 54
Views: 3748

Re: Vehicle idle stop-start when parking

My wife's volvo is just as bad. Apparently the 2019 versions have the option to permanently disable this silly feature, older models do not. I hate it with the heat of a thousands suns. I own a 2019 Volvo XC60 and the start/stop on my car is flawless . I don’t know how to turn it off permanently, b...
by RootSki
Wed Sep 11, 2019 7:43 am
Forum: Personal Finance (Not Investing)
Topic: using Apple iWatch with non-Apple iPhone
Replies: 4
Views: 412

Re: using Apple iWatch with non-Apple iPhone

You won’t be able to pair it with non-Apple phones.
by RootSki
Mon Sep 09, 2019 9:33 pm
Forum: Personal Consumer Issues
Topic: Winter (snow) tires for Volvo XC-70
Replies: 26
Views: 1547

Re: Winter (snow) tires for Volvo XC-70

Thanks for all the recommendations. The car is actually a 2015 T6 (3.0 turbo) AWD with 18" wheels. I've always used Tire Rack for research but never actually bought from them - sounds like everyone's experience has been pretty good. I do have a local foreign car shop that would be happy to put them...
by RootSki
Mon Sep 09, 2019 9:28 pm
Forum: Personal Consumer Issues
Topic: Help With New Car Purchase - Macan S versus...
Replies: 57
Views: 4926

Re: Help With New Car Purchase - Macan S versus...

What are your 4 cylinder concerns with the XC60 T8. I own one since June. With the T8's electric motor greatly assisting overcoming stationary inertia, there would be no issue. With the non-hybrid models, however, I am concerned that we are asking 4 cylinders to do quite a lot to propel in a somewh...
by RootSki
Sun Sep 08, 2019 7:21 pm
Forum: Personal Consumer Issues
Topic: Help With New Car Purchase - Macan S versus...
Replies: 57
Views: 4926

Re: Help With New Car Purchase - Macan S versus...

What are your 4 cylinder concerns with the XC60 T8. I own one since June.
by RootSki
Thu Sep 05, 2019 9:15 am
Forum: Personal Consumer Issues
Topic: Winter (snow) tires for Volvo XC-70
Replies: 26
Views: 1547

Re: Winter (snow) tires for Volvo XC-70

Heavy car. I believe Continental and Michelin are what the insider techs on SwedeSpeed recommend.
by RootSki
Wed Sep 04, 2019 3:26 pm
Forum: Personal Consumer Issues
Topic: Excel - Arrival of XLOOKUP
Replies: 12
Views: 2363

Re: Excel - Arrival of XLOOKUP

I love the VLOOKUP function. It’s saved me countless hours of time, while my coworkers collate data manually. What’s the difference between them? There is a love-hate relationship. People love its power. However, vlookup (hlookup) can only look to the RIGHT (downward?) of the column (row) you're us...
by RootSki
Wed Sep 04, 2019 2:49 pm
Forum: Personal Consumer Issues
Topic: Excel - Arrival of XLOOKUP
Replies: 12
Views: 2363

Re: Excel - Arrival of XLOOKUP

I love the VLOOKUP function. It’s saved me countless hours of time, while my coworkers collate data manually. What’s the difference between them?
by RootSki
Tue Sep 03, 2019 7:38 am
Forum: Personal Finance (Not Investing)
Topic: Extended Car Warranty
Replies: 24
Views: 1581

Re: Extended Car Warranty

A lot of good advice posted so far. Here’s my take. I’ve never purchased an extended warranty until this year when I got one for my 2019 Volvo XC60. Like your car, mine is loaded full of electronic wizardry. Only buy OEM extended warranty. The price quoted seems really high for the short term. I add...
by RootSki
Mon Sep 02, 2019 10:33 am
Forum: Personal Consumer Issues
Topic: Not gaining weight on vacation?
Replies: 115
Views: 5605

Re: Not gaining weight on vacation?

Mind over matter.

Last cruise I went on, I lost 6 pounds.
by RootSki
Mon Sep 02, 2019 9:59 am
Forum: Personal Consumer Issues
Topic: Help With New Car Purchase - Macan S versus...
Replies: 57
Views: 4926

Re: Help With New Car Purchase - Macan S versus...

Or wait for Model Y :-) like I have been waiting to sit side to Macan S in the garage! Add few more things to wife requirements: - Easy to park or autopark - Very safe, emergency brakes - Visibility all around from driver's seat - Sitting position high enough - Trunk open/close with ease - Fold fla...
by RootSki
Mon Sep 02, 2019 9:39 am
Forum: Personal Consumer Issues
Topic: Any Happy DVC owners here? [Disney Vacation Club]
Replies: 61
Views: 5148

Re: Any Happy DVC owners here? [Disney Vacation Club]

Prepaying for a vacation never made any sense to me. You can find plenty of amazing (other peoples) timeshares to stay on or near Disney for a fraction of the cost and no long term commitments.
by RootSki
Mon Sep 02, 2019 9:36 am
Forum: Personal Consumer Issues
Topic: Not gaining weight on vacation?
Replies: 115
Views: 5605

Re: Not gaining weight on vacation?

We never stay in hotels. AirBnB or VBRO a condo or a house so we can plan our meals and stick close to what we eat at home. What you spend for one two person breakfast at a diner can feed you both breakfast for a week. Not to mention going out all the time while on vacation is a huge time suck away ...
by RootSki
Mon Sep 02, 2019 9:32 am
Forum: Personal Consumer Issues
Topic: Help With New Car Purchase - Macan S versus...
Replies: 57
Views: 4926

Re: Help With New Car Purchase - Macan S versus...

Upgrade your Volvo XC60 to the T8 and you’ll have a better 0-60 than a base Macan plus all the niceties like great seats and auto-dimming mirrors, blind spot sensors, 360° camera. 400hp, 475 foot-pounds of torque. I believe 2020MY has a very light gray interior in addition to the blonde.
by RootSki
Mon Sep 02, 2019 8:36 am
Forum: Personal Consumer Issues
Topic: Need Options - Honda Accord Incredibly Uncomfortable Seats
Replies: 126
Views: 28183

Re: Need Options - Honda Accord Incredibly Uncomfortable Seats

Worst seats I’ve experienced was in a 2008 Ford Escape Hybrid. Ford used a lighter density foam in the hybrid edition that didn’t last me 50,000 miles. It was painful to my left leg while driving. I sold that car two years later because I just couldn’t stand driving it anymore. Went with a Volvo, be...
by RootSki
Sat Aug 31, 2019 12:24 am
Forum: Personal Consumer Issues
Topic: Share your Best Barter
Replies: 17
Views: 1414

Re: Share your Best Barter

I traded a guy I ski with 8 Heady Toppers for a 1972 Smith and Wesson .357 4” stainless steel revolver.
by RootSki
Fri Aug 30, 2019 12:12 pm
Forum: Personal Consumer Issues
Topic: New cars w/ no CD player -- what can I do with my CDs?
Replies: 54
Views: 38540

Re: New cars w/ no CD player -- what can I do with my CDs?

Physical media is dead to me. Less clutter, less storage. Spotify premium gives me all the music I could ever listen to, and then some.
by RootSki
Fri Aug 30, 2019 11:16 am
Forum: Personal Consumer Issues
Topic: OBD Malfunction Code #B0020-13 on Honda CRV: dealer can't fix - what to do?
Replies: 26
Views: 1770

Re: OBD Malfunction Code #B0020-13 on Honda CRV: dealer can't fix - what to do?

More Honda airbag problems? Any airbag recall replacement work previously done?
by RootSki
Fri Aug 30, 2019 11:05 am
Forum: Personal Consumer Issues
Topic: Vehicle idle stop-start when parking
Replies: 54
Views: 3748

Re: Vehicle idle stop-start when parking

My wife's volvo is just as bad. Apparently the 2019 versions have the option to permanently disable this silly feature, older models do not. I hate it with the heat of a thousands suns. I own a 2019 Volvo XC60 and the start/stop on my car is flawless . I don’t know how to turn it off permanently, b...
by RootSki
Tue Aug 20, 2019 11:48 am
Forum: Personal Consumer Issues
Topic: Do you buy new or used cars?
Replies: 183
Views: 19137

Re: Do you buy new or used cars?

I used to only buy new (mostly econoboxes’ like Sentra’s and Rav4’s). Now I only buy Volvo’s, my last XC60 was new, but my current XC60 is a 2019 Certified Pre-Owned with a 10 year/unlimited mileage warranty.
by RootSki
Tue Aug 20, 2019 9:31 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity taxable account users: Do you use ETfs or Fidelity index funds?
Replies: 9
Views: 577

Re: Fidelity taxable account users: Do you use ETfs or Fidelity index funds?

I use Fidelity Total Market index funds for simplicity. The unpredictable capital gains/dividends and resulting tax implications are small enough not to move me into a higher tax bracket.
by RootSki
Fri Aug 16, 2019 8:07 am
Forum: Personal Consumer Issues
Topic: Best secure email to use instead of gmail?
Replies: 53
Views: 5460

Re: Best secure email to use instead of gmail?

I’m curious, do you send out a lot of sensitive or personal information via email?