Search found 317 matches

by khh
Thu Jun 18, 2020 10:51 pm
Forum: Personal Finance (Not Investing)
Topic: 36 YO wife getting Medicare related Junk Mail
Replies: 20
Views: 1173

Re: 36 YO wife getting Medicare related Junk Mail

Maybe the person who sent it is dyslexic.
by khh
Mon Jun 08, 2020 8:52 pm
Forum: Personal Finance (Not Investing)
Topic: High deductible Plan G medigap
Replies: 74
Views: 3631

Re: High deductible Plan G medigap

I recently signed up for High Deductible plan g in Pennsylvania, United American; $43/month by far the least expensive plan available in my area. It (and several other plans) were NOT listed on the medicare.gov website; I went through a broker who told me that the site was slow to include all avail...
by khh
Tue Apr 21, 2020 11:29 pm
Forum: Personal Consumer Issues
Topic: How much to tip on DoorDash?
Replies: 60
Views: 5045

Re: How much to tip on DoorDash?

RonSwanson wrote:
Tue Apr 21, 2020 11:21 pm
$20 minimum during COVID-19 I'd say.
2 thumbs up.
by khh
Wed Apr 15, 2020 10:19 pm
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 56078

Re: How to get Toilet Paper ? seriously.

Several plumbers have told us to never use any brand of TP except Scott. I've always lived in neighborhoods with older homes. Ours is over 100 yrs old, and we've never had toilet problems. Roots in the sewer lines are another issue entirely.... I can never find any Scott other than the cheap single...
by khh
Tue Apr 14, 2020 12:58 am
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 56078

Re: How to get Toilet Paper ? seriously.

Looks like it's too late to load my rolls of TP on a broomstick and sell them at intersections for $100/roll.
by khh
Thu Apr 02, 2020 9:02 pm
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 193808

Re: Bogleheads community discussion - Coronavirus

Find the number of confirmed CV cases by Zip Code in NYC and how it compares to the rest of the city. 11370 getting hit hard - 146% the rate of the rest of the city. Riker's Island is in this zip code => https://projects.propublica.org/graphics/covid-nyc
by khh
Mon Mar 30, 2020 3:07 pm
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 193808

Re: Bogleheads community discussion - Coronavirus

The 40-140K estimate is only if we maintain the strict social distancing measures we're practicing today. If we relax them the numbers are likely to go up. Newsflash: the USA, by and large, is NOT practicing strict social distancing. Compare what is happening in just about any state with most count...
by khh
Fri Mar 27, 2020 5:12 pm
Forum: Investing - Theory, News & General
Topic: Does anyone else think this is a once in a lifetime opportunity to buy treasuries?
Replies: 68
Views: 8523

Re: Does anyone else think this is a once in a lifetime opportunity to buy treasuries?

Anyone who followed Rex Kramer advice in Airplane (1980) did very well: "Municipal bonds Ted, I'm talking double A rating. . .
the best investment in America."
by khh
Thu Mar 26, 2020 3:01 am
Forum: Investing - Theory, News & General
Topic: Why does anyone invest in international funds?
Replies: 306
Views: 18464

Re: Why does anyone invest in international funds?

My advisor at Edward Jones says I should...
by khh
Tue Mar 24, 2020 9:07 pm
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 193808

Re: Bogleheads community discussion - Coronavirus

This certainly didn't help => Commissioner Oxiris Barbot @NYCHealthCommr Today our city is celebrating the #LunarNewYear parade in Chinatown, a beautiful cultural tradition with a rich history in our city. I want to remind everyone to enjoy the parade and not change any plans due to misinformation s...
by khh
Tue Mar 24, 2020 8:02 pm
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 193808

Re: Bogleheads community discussion - Coronavirus

I'm surprise you laugh at the situation. 14,000+ cases and 131 deaths in NYC today. I think those are cumulative totals => "New York City's Health Department said as of Tuesday morning, there were 14,776 confirmed cases and 131 deaths." https://abcnews.go.com/Health/coronavirus-live-updates-131-dea...
by khh
Tue Mar 24, 2020 7:45 pm
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 193808

Re: Bogleheads community discussion - Coronavirus

King County, WA (pop 2.2 million), where it first hit the US => March 09 => cases: 116; deaths: 20 March 10 => cases: 190; deaths: 22 March 11 => cases: n.a.; deaths: n.a. March 12 => cases: 270; deaths: 27 March 13 => cases: 328; deaths: 32 March 14 => cases: 388; deaths: 35 March 15 => cases: 420;...
by khh
Wed Mar 18, 2020 8:16 am
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 56078

Re: How to get Toilet Paper ? seriously.

If you can't find TP, try Staples.
by khh
Wed Mar 18, 2020 1:15 am
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 56078

Re: How to get Toilet Paper ? seriously.

They should treat this like they do Shingrix vaccine. Put your name on waiting lists and have them call you when a roll gets in!
by khh
Tue Mar 17, 2020 3:13 am
Forum: Personal Investments
Topic: The Black Swan is Here
Replies: 153
Views: 16925

Re: The Black Swan is Here

Here’s the definition The black swan theory or theory of black swan events is a metaphor that describes an event that comes as a surprise, has a major effect, and is often inappropriately rationalized after the fact with the benefit of hindsight . If this isn’t it, what is ??? And Taleb goes on to ...
by khh
Sat Mar 07, 2020 7:53 am
Forum: Personal Finance (Not Investing)
Topic: Those of You Having Medigap Plan F More than 5 Years
Replies: 49
Views: 4060

Re: Those of You Having Medigap Plan F More than 5 Years

Since the rationale for ending Plan F was to require everyone to pay a deductible (and presumably less frivolous use of resources), why doesn't Medicare simply require Medigap companies to allow people to move from Plan F to Plan G without underwriting? They want to get rid of Plan F, so it seems li...
by khh
Mon Mar 02, 2020 1:27 am
Forum: Personal Consumer Issues
Topic: Do you ever use cash?
Replies: 228
Views: 13594

Re: Do you ever use cash?

ATM machines are everywhere. Somebody must be using cash. I found this stat => 60% of Americans ages 25-34, and 51% ages 35-49, withdraw $40.00 8-10 times per month. Billions of Transactions: Over 10 billion transactions are performed at ATMs in the U.S. every year. http://www.nationalcash.com/stat...
by khh
Sun Feb 23, 2020 10:32 pm
Forum: Personal Investments
Topic: Dow Futures down 426 for Monday 2/24/20. Buying anything today?
Replies: 155
Views: 15049

Re: Dow Futures down 426 for Monday 2/24/20. Buying anything today?

Not buying til the end of the month. Just like the other 11 months. :mrgreen:
by khh
Tue Feb 18, 2020 3:05 pm
Forum: Personal Consumer Issues
Topic: Do You Avoid Advertisements & Commercials?
Replies: 84
Views: 4797

Re: Do You Avoid Advertisements & Commercials?

I pay $10 a month for ad-free You Tube. Well worth it considering the amount of time I spend there.
by khh
Mon Jan 27, 2020 2:35 pm
Forum: Personal Consumer Issues
Topic: Not allowed to board American Airlines flight - Forced to buy second ticket for same flight - Help requested [UPDATED]
Replies: 125
Views: 16209

Re: Not allowed to board American Airlines flight - Forced to buy second ticket for same flight - Help requested

I wonder if this is a problem for people with common names, like Robert Smith. I was able to think of 4 people with that name I was acquainted with over the years.
by khh
Sun Jan 19, 2020 12:24 am
Forum: Personal Finance (Not Investing)
Topic: Those of You Having Medigap Plan F More than 5 Years
Replies: 49
Views: 4060

Re: Those of You Having Medigap Plan F More than 5 Years

Cigna Plan G

2017 - $112.16
2018 - $112.16
2019 - $115.53
2020 - $124.77

That's 3.6% per year over 3 years. This year's increase was 8%.
by khh
Tue Dec 31, 2019 2:10 pm
Forum: Personal Finance (Not Investing)
Topic: Massachusetts BHs on Medicare: Options in Massachusetts?
Replies: 8
Views: 613

Re: Massachusetts BHs on Medicare: Options in Massachusetts?

I'm curious about how people that move to another state, or split their time between two states (snowbirds) handle supplemental plans. Assume someone has a Medigap plan in Massachusetts for a few years, and then they move to Florida. Are they required to then buy a Florida plan? How would the Massa...
by khh
Mon Dec 09, 2019 7:44 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare Advantage=Leaving Medicare?
Replies: 70
Views: 3734

Re: Medicare Advantage=Leaving Medicare?

9. You can always switch back to Original Medicare from an MA plan. However, if you do switch, you will need to have medical underwriting to get a supplement. Do you need underwriting if you move to a different state and immediately apply for a Medigap policy? I don't have the answer to your questi...
by khh
Tue Dec 03, 2019 1:00 pm
Forum: Personal Consumer Issues
Topic: Unpaid speeding ticket from 40 years ago.
Replies: 93
Views: 7904

Re: Unpaid speeding ticket from 40 years ago.

Consider wearing a disguise. There could be "wanted" posters.
by khh
Fri Nov 29, 2019 6:36 pm
Forum: Personal Consumer Issues
Topic: Found hidden safe, should we crack?
Replies: 303
Views: 88894

Re: Found hidden safe, should we crack?

Release the crackin'!
by khh
Sun Nov 24, 2019 11:53 am
Forum: Personal Finance (Not Investing)
Topic: Best Company For Medicare Supplement Plan G [in Missouri]
Replies: 21
Views: 1578

Re: Best Company For Medicare Supplement Plan G [in Missouri]

I've had Cigna Plan G for 3 years, currently pay $116/mo. One premium increase of 3% during this time.
by khh
Sat Nov 16, 2019 5:35 am
Forum: Personal Consumer Issues
Topic: Best thing you have ever bought?
Replies: 151
Views: 14309

Re: Best thing you have ever bought?

Best value ever - a GE microwave oven I bought ca. 1982. As I recall, it cost less than $100. Still use it all the time.
by khh
Fri Nov 15, 2019 9:23 am
Forum: Personal Finance (Not Investing)
Topic: Disturbing experience with Ally Bank
Replies: 92
Views: 12760

Re: Disturbing experience with Ally Bank

Show them this thread.
by khh
Thu Oct 31, 2019 5:04 pm
Forum: Personal Consumer Issues
Topic: Halloween Candy - Favorites; Throw it in the Bag
Replies: 61
Views: 4016

Re: Halloween Candy - Favorites; Throw it in the Bag

Candy corn. It's what's for Halloween.
by khh
Sun Oct 20, 2019 10:31 pm
Forum: Personal Consumer Issues
Topic: Email Compromised On The Dark Web
Replies: 20
Views: 4218

Re: Email Compromised On The Dark Web

Hi friends, I just received this notice from a credit monitoring service (CreditWise on Capital One): "CreditWise found your email compromised on the dark web. CreditWise scans the dark web daily for your email address and SSN. If we find your information, we send you this alert so you can take act...
by khh
Wed Oct 16, 2019 4:05 am
Forum: Investing - Theory, News & General
Topic: How often do you look at your IRA or 401K Balances
Replies: 71
Views: 6448

Re: How often do you look at your IRA or 401K Balances

I check all my accounts daily just to be sure no mischief has taken place.
by khh
Thu Oct 10, 2019 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: Phone call from First Data re possible debit card fraud
Replies: 7
Views: 866

Phone call from First Data re possible debit card fraud

I got a call from First Data wanting to confirm activity in my Fidelity Cash Management account. She asked if I was Mr. ____, which I confirmed, then listed a few payments I made and asked if they were legitimate, which I also confirmed. She didn't ask for any other personal information. I began to ...
by khh
Thu Oct 10, 2019 3:51 am
Forum: Investing - Theory, News & General
Topic: Artificial Intelligence and the stock market
Replies: 65
Views: 7453

Re: Artificial Intelligence and the stock market

I think one thing that must of us lack here is a "feel" for the power of AI. Artificial Intelligence is some abstraction, but mentioning as the latest technological craze doesn't give one a good intuition of how much power there is. This is a great video for those of you who play chess. https://www...
by khh
Sun Oct 06, 2019 1:55 pm
Forum: Personal Consumer Issues
Topic: Would or should you tip AAA road assistance?
Replies: 67
Views: 6066

Re: Would or should you tip AAA road assistance?

SquawkIdent wrote:
Thu Oct 03, 2019 2:48 pm
Is it just me or has this tipping thing gotten out of hand?
Not just you. I had a garage door installed and a load of junk hauled away a year or so ago. When I paid the bills, their screens required that I press either "TIP" (then fill in the amount) or "NO TIP". I was a little put off by it.
by khh
Fri Sep 27, 2019 9:46 pm
Forum: Personal Investments
Topic: Merrill Lynch Advisor wants to meet for coffee
Replies: 108
Views: 10420

Re: Merrill Lynch Advisor wants to meet for coffee

Two or three times a year, I get a message on my answering machine from someone at my local Chase branch saying they want to "touch bases" with me. My guess is they want to discuss their private client banking program. I never return the calls.
by khh
Tue Sep 24, 2019 5:35 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare Part D IRMAA premiums and deduction from Social Security
Replies: 13
Views: 1189

Re: Medicare Part D IRMAA premiums and deduction from Social Security

I had to take steps to have Part D premiums deducted from SS. Can't recall if I did this through SS or through the Plan D provider, but I do remember it wasn't automatic.
by khh
Wed Sep 11, 2019 1:23 pm
Forum: Personal Consumer Issues
Topic: How old is your cellphone?
Replies: 168
Views: 10770

Re: How old is your cellphone?

T-Mobile flip phone over 15 years old. The sim card in that phone came from a mid-90s Nokia.
by khh
Tue Sep 10, 2019 4:22 pm
Forum: Personal Finance (Not Investing)
Topic: Oy vey [Lessons learned - Market orders, freezing your credit report]
Replies: 14
Views: 2431

Re: Oy vey

Headache 3. You can't create a mySocialSecurity account if your Equifax report is frozen or if it has an alert. Lesson learned: Create your mySocialSecurity account before freezing your Equifax report or adding an alert. Is there any security to be gained by creating an online SS account , rather t...
by khh
Fri Sep 06, 2019 4:51 pm
Forum: Personal Consumer Issues
Topic: Mensa membership
Replies: 90
Views: 7803

Re: Mensa membership

I don't need Mensa, since I've been told many times I'm a genius. As in, "Way to go, genius."
by khh
Sun Aug 25, 2019 1:08 pm
Forum: Personal Finance (Not Investing)
Topic: When to have an Umbrella insurance policy
Replies: 39
Views: 4517

Re: When to have an Umbrella insurance policy

Does your liability for your teenagers end when they turn 18?
by khh
Wed Aug 21, 2019 9:18 pm
Forum: Personal Investments
Topic: $1M cash: how to invest
Replies: 40
Views: 3943

Re: $1M cash: how to invest

Would the Vanguard Tax-Managed Balanced Fund (VTMFX) be a good choice?
by khh
Mon Aug 19, 2019 3:34 pm
Forum: Personal Finance (Not Investing)
Topic: Real Life Experience. Applying for Medicare
Replies: 9
Views: 900

Re: Real Life Experience. Applying for Medicare

3rd year on Cigna Plan G, currently $115/mo. No premium increase after year 1, 3% increase after year 2. So far, so good.
by khh
Wed Aug 14, 2019 12:56 am
Forum: Personal Investments
Topic: E. Jones/Vanguard and now Fisher Investments
Replies: 44
Views: 8989

Re: E. Jones/Vanguard and now Fisher Investments

I feel for the OP. EJ has high yearly costs and investments scattered among 64 funds. If he’s owned them a long time then there will be serious tax consequences to simplifying the portfolio with Vanguard. I would stay clear of Fisher, move to Vanguard, and make it a five year project to slowly simp...
by khh
Mon Aug 12, 2019 1:43 am
Forum: Personal Consumer Issues
Topic: Healthy fast food
Replies: 152
Views: 11736

Re: Healthy fast food

What's a road trip across this wonderful country without the occasional over-indulgence? Are you going to opt for pretzels and carrots over that roadside stand selling pecan pie? And what about all those microbreweries? Or coffee and a sundae at McDonald's? I have no guilt when I'm on the road, bec...
by khh
Tue Aug 06, 2019 2:07 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap Plan Advice
Replies: 15
Views: 1161

Re: Medigap Plan Advice

Year 3 of Plan G. Premiums have increased by a total of 3% since I signed up.
by khh
Wed Jul 31, 2019 11:26 pm
Forum: Personal Finance (Not Investing)
Topic: Is a 300/500 car policy truly enough?
Replies: 54
Views: 5374

Re: Is a 300/500 car policy truly enough?

I was able to get a $2M umbrella policy with a phone call to my agent. She said I would need underwriting for more than that. Limits and underwriting requirements for umbrella coverage seem to vary quite a bit among insurers. If you need a higher amount and find your current company wants financial...
by khh
Wed Jul 31, 2019 10:32 pm
Forum: Personal Finance (Not Investing)
Topic: Is a 300/500 car policy truly enough?
Replies: 54
Views: 5374

Re: Is a 300/500 car policy truly enough?

I was able to get a $2M umbrella policy with a phone call to my agent. She said I would need underwriting for more than that.