Search found 195 matches

by khh
Thu Dec 07, 2017 8:07 pm
Forum: Personal Finance (Not Investing)
Topic: What do Bogleheads say when they don't want to spend money?
Replies: 103
Views: 5484

Re: What do Bogleheads say when they don't want to spend money?

"I'd rather invest the money in my 2-comma portfolio."
by khh
Fri Nov 17, 2017 5:37 am
Forum: Personal Finance (Not Investing)
Topic: Tell me I'm not a total fool about my choice of a Medigap policy
Replies: 26
Views: 2469

Re: Tell me I'm not a total fool about my choice of a Medigap policy

Good Listener wrote:
Mon Nov 13, 2017 6:48 pm
Ok it's done..... :sharebeer
Good for you! I opted for Plan G last year, but totally I get your reasons for going with Plan F. You have removed an annoyance from the next 35+ years ahead of you and it's worth the extra money.

:sharebeer
by khh
Sat Nov 11, 2017 12:31 pm
Forum: Personal Consumer Issues
Topic: Thoughts about wearing a "uniform"/same thing everyday?
Replies: 140
Views: 9406

Re: Thouhgts about wearing a "uniform"/same thing everyday?

I think if you are a genius/billionaire people will let it slide (or even envy it), but otherwise it looks lazy and/or like you have no imagination and/or you put no effort into it. Inevitably there are going to be people that think you are re-wearing dirty clothes too. Had to chuckle, as that remi...
by khh
Sat Nov 04, 2017 12:08 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11471

Re: Got an iPhoneX

squirm wrote:
Fri Nov 03, 2017 10:35 pm
Why congratulations on buying a phone? Hey, i expect that if one becomes a dad or mom, but buying a phone? No heroic act was performed.
It seemed appropriate to me. I thought it was a nice sentiment.
by khh
Fri Oct 27, 2017 8:01 pm
Forum: Personal Consumer Issues
Topic: Considering a LG 55" OLED TV
Replies: 44
Views: 3874

Re: Considering a LG 55" OLED TV

I have a 55" C7 2017 vintage. It's wonderful. Spectacular picture. Smart apps are terrific. It even has a browser built in so I can stream movies that are available through the NYC library system for free. I'm very glad to have upgraded this year. Go for it! How is the browser for internet surfing?...
by khh
Fri Oct 06, 2017 11:27 pm
Forum: Personal Consumer Issues
Topic: Medigap Policies--So Much Conflicting Information
Replies: 29
Views: 2397

Re: Medigap Policies--So Much Conflicting Information

2. Can I carry the policy to another state? Is this insurance-company specific? No, if you move to a different state you typically would be eligible to shop for a new plan there but not to take your existing policy. Plans offered and prices charged vary from state to state even with the same compan...
by khh
Wed Oct 04, 2017 5:35 pm
Forum: Personal Finance (Not Investing)
Topic: another 2 comma club member
Replies: 48
Views: 4485

Re: another 2 comma club member

A comma here, a comma there, pretty soon you're talking real money! :sharebeer
by khh
Sat Sep 30, 2017 11:19 am
Forum: Personal Finance (Not Investing)
Topic: creating a my social security account
Replies: 13
Views: 1434

Re: creating a my social security account

If you have a credit freeze in place with the big 3, then no one can go online and create a My Social Security account in your name. Is there any security to be gained by unfreezing the reports, creating an account and then refreezing?
by khh
Sun Sep 24, 2017 5:37 pm
Forum: Personal Finance (Not Investing)
Topic: Wiki article - Credit freeze
Replies: 49
Views: 6830

Re: Wiki article - Credit freeze

You should be able to stop offers from companies with whom you do not have accounts at: https://www.optoutprescreen.com/?rf=t For those with whom you have existing accounts, there is usually a hidden option in online interface to unsubscribe from promotions. Thanks for the tip. I was able to opt ou...
by khh
Fri Sep 22, 2017 9:14 pm
Forum: Personal Finance (Not Investing)
Topic: Innovis and ChexSystems freeze confirmation letters
Replies: 52
Views: 7271

Re: Innovis and ChexSystems freeze confirmation letters

I requested an Innovis Credit report and Freeze on the same day (9/8). I got a credit report from Innovis within a few days. On the front of the credit report is a username and password that they assigned to me. Its not clear to me if this is also the "PIN" to unfreeze or if they are sending a sepa...
by khh
Thu Sep 21, 2017 10:11 pm
Forum: Personal Finance (Not Investing)
Topic: Wiki article - Credit freeze
Replies: 49
Views: 6830

Re: Wiki article - Credit freeze

Hm, a credit freeze *might* have annoying consequences when buying new CDs, see this post: https://www.bogleheads.org/forum/viewtopic.php?f=2&t=227301&p=3540447#p3540447 Let's wait & see for possible feedback, but it might be worth adding a note about that on the Wiki page if this is confirmed. To ...
by khh
Mon Sep 18, 2017 6:16 am
Forum: Personal Consumer Issues
Topic: Equifax breach after steps
Replies: 9
Views: 1391

Re: Equifax breach after steps

I've had a freeze at the big 3 for years, and froze Innovis and ChexSystems last week. This may be overkill, but I also signed up for a year of ProtectMyID Premium from Experian for $160. It lists the following features: Dark Web Surveillance Alerts Only Experian scans the Dark Web globally with pro...
by khh
Sat Sep 16, 2017 10:54 pm
Forum: Personal Consumer Issues
Topic: how to protect against tax fraud w/ equifax breach?
Replies: 6
Views: 991

Re: how to protect against tax fraud w/ equifax breach?

DSInvestor wrote:
Sat Sep 16, 2017 10:43 pm
I think you can ask for an Identity Protection PIN from IRS:
https://www.irs.gov/identity-theft-frau ... pin-ip-pin
If your CPA filed your returns electronically, does that mean you already have a PIN?
by khh
Fri Sep 15, 2017 5:22 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 52061

Re: Equifax customer information leak

F150HD wrote:
Fri Sep 15, 2017 4:25 pm
FOX Business just reported that 2 top executives at Equifax are retiring, effective immediately.
Will that lower their FICO scores?
by khh
Fri Sep 15, 2017 1:25 am
Forum: Personal Finance (Not Investing)
Topic: Wiki article - Credit freeze
Replies: 49
Views: 6830

Re: Wiki article - Credit freeze

As one poster suggested, before freezing one's credit, one should create online account(s) with SS. . Since Social Security runs a credit check before allowing you to open an online account, doesn't having a credit freeze in place prevent an ID thief from signing up? Would I gain any security by un...
by khh
Thu Sep 14, 2017 2:45 pm
Forum: Personal Consumer Issues
Topic: Verify credit freeze is active?
Replies: 18
Views: 1937

Re: Verify credit freeze is active?

This doesn't exactly answer your question, but it might be helpful => "In a few states, credit freezes expire after seven years. In the vast majority of states, a freeze remains in place until you ask the credit reporting company to temporarily lift it or remove it altogether." https://www.consumer....
by khh
Tue Mar 28, 2017 12:41 am
Forum: Personal Finance (Not Investing)
Topic: An Edward Jones Financial Advisor stopped by my house and spoke with my wife
Replies: 111
Views: 13784

Re: An Edward Jones Financial Advisor stopped by my house and spoke with my wife

Was this an unannounced visit from someone she didn't know? If so, I wonder whether it was a good idea to let him in. I never open the door to a stranger.
by khh
Wed Mar 15, 2017 8:59 am
Forum: Personal Consumer Issues
Topic: What to do with $100???
Replies: 78
Views: 6552

Re: What to do with $100???

Plastics.
by khh
Mon May 30, 2016 7:05 pm
Forum: Personal Finance (Not Investing)
Topic: Help: Credit dropped 100 points in a month.
Replies: 10
Views: 1940

Re: Help: Credit dropped 100 points in a month.

Can you get a credit report if you have a credit security freeze in place?
by khh
Fri Jun 14, 2013 3:18 am
Forum: Investing - Theory, News & General
Topic: What does it take to become a Boglehead?
Replies: 31
Views: 2837

Re: What does it take to become a Boglehead?

It took just one appearance by Jack Bogle on WSW with Louis Rukeyser in the early '80s to convince me.
by khh
Fri Jun 14, 2013 12:41 am
Forum: Personal Finance (Not Investing)
Topic: Poll: How much cash do you carry?
Replies: 103
Views: 8279

Re: Poll: How much cash do you carry?

I don't always carry cash, but when I do, it's around $20.
by khh
Tue May 28, 2013 10:05 pm
Forum: Personal Consumer Issues
Topic: Li ion battery: Possible to damage by overcharging?
Replies: 1
Views: 535

Li ion battery: Possible to damage by overcharging?

I've decided to go with the Kindle Fire HD 8.9, which uses a Li ion battery. Do you have to worry about overcharging it? Could you keep it on charge 24/7 for an indefinite period of time without damaging the battery?
by khh
Mon May 27, 2013 4:26 am
Forum: Investing - Theory, News & General
Topic: Long term? A look at DJIA 5/26/96 - 1896
Replies: 6
Views: 942

Re: Long term? A look at DJIA 5/26/96 - 1896

Since its inception on 07/01/1929, the Wellington Fund has had an 8.24% "average annual performance".

https://personal.vanguard.com/us/funds/ ... IntExt=INT
by khh
Sat May 25, 2013 12:28 pm
Forum: Personal Consumer Issues
Topic: Attention Mac Users - Vanguard Policy on On-line fraud
Replies: 17
Views: 2989

Re: Attention Mac Users - Vanguard Policy on On-line fraud

From Fidelity: You must work with us in our investigation, and we may ask that you take additional steps including, but not limited to, filing a police report, completing a notarized affidavit regarding the unauthorized transactions, cooperating and answering questions from Fidelity and law enforcem...
by khh
Fri May 24, 2013 7:38 pm
Forum: Personal Consumer Issues
Topic: Attention Mac Users - Vanguard Policy on On-line fraud
Replies: 17
Views: 2989

Re: Attention Mac Users - Vanguard Policy on On-line fraud

What if you're accessing your VG account on an ipad or Kindle or smartTV?
by khh
Fri May 17, 2013 4:03 pm
Forum: Investing - Help with Personal Investments
Topic: What were the little things that led you to index investing?
Replies: 60
Views: 5021

Re: What were the little things that led you to index invest

Not exactly little, but when I saw Jack Bogle on WSW, it was like the light bulb came on. I think this was in early 1984.
by khh
Wed May 15, 2013 9:37 pm
Forum: Personal Consumer Issues
Topic: Two questions regarding online security
Replies: 12
Views: 896

Re: Two questions regarding online security

I plan to use the tablet for Netflix and Rhapsody, so it looks like I'm good there. As for the tax documents, I requested they be sent via US mail.

Thanks for the advice, everyone.
by khh
Wed May 15, 2013 5:02 pm
Forum: Investing - Theory, News & General
Topic: THANKS, BOGLEHEADS, FROM JACK BOGLE
Replies: 39
Views: 6365

Re: THANKS, BOGLEHEADS, FROM JACK BOGLE

Belated happy birthday, Mr. Bogle! I was converted to the Boglehead way back in the '80s after seeing you on 'WSW with Lewis Rukeyser'. This was in early 1984, if memory serves. You've had a very positive impact on my life.
by khh
Wed May 15, 2013 4:47 pm
Forum: Personal Consumer Issues
Topic: Two questions regarding online security
Replies: 12
Views: 896

Two questions regarding online security

1. I need to print a couple of tax documents but I don't have a printer. Should I have any concerns about accessing sensitive financial info on a Fedex workstation computer and printing it out? 2. The local YMCA has free wi-fi and I'd like to use a tablet while I'm on the treadmill. Are there any pr...
by khh
Wed May 15, 2013 7:20 am
Forum: Personal Finance (Not Investing)
Topic: Letter from IRS.....
Replies: 40
Views: 9999

Re: Letter from IRS.....

Do these reviews/audits normally involve your most current return? How often, if ever, do they review prior years?
by khh
Mon May 13, 2013 9:43 pm
Forum: Personal Finance (Not Investing)
Topic: pay down 1.99% mortgage?
Replies: 30
Views: 2394

Re: pay down 1.99% mortgage?

How about a middle course. Pay $1000 extra per month, for example. Or pay the entire balance in, say, 3 years.
by khh
Thu May 09, 2013 6:48 pm
Forum: Personal Consumer Issues
Topic: Security Camera System
Replies: 7
Views: 1278

Re: Securirty Camera System

...a DVR that holds 1 terabite of data,
How many hours of video does that work out to?
by khh
Tue Apr 30, 2013 8:27 pm
Forum: Personal Consumer Issues
Topic: wedding gift - tacky or not ....
Replies: 57
Views: 4255

Re: wedding gift - tacky or not ....

scone wrote:If I got money as I gift I would assume the giver was paying to make the problem of gift giving go away, just as you might pay a kid to cut the lawn for you, relieving you of a boring, distasteful task.

How ungrateful and ungracious.
by khh
Mon Mar 18, 2013 5:04 pm
Forum: Personal Consumer Issues
Topic: Any New York Times crossword solvers here?
Replies: 20
Views: 2196

Re: Any New York Times crossword solvers here?

You can do the USA Today crossword online daily. Has archived puzzles, as well.

http://puzzles.usatoday.com/
by khh
Tue Mar 05, 2013 12:45 am
Forum: Personal Finance (Not Investing)
Topic: Co-worker's wallet was stolen
Replies: 27
Views: 3092

Re: Co-worker's wallet was stolen

I haven't seen my SS card for years and have no idea where it is. Do you actually need a SS card?
by khh
Thu Feb 21, 2013 9:14 pm
Forum: Personal Finance (Not Investing)
Topic: How much do you spend in a week? (Mon-Sun)
Replies: 50
Views: 4493

Re: How much do you spend in a week? (Mon-Sun)

Last year I spent about $1000/wk. That includes everything except state and federal taxes. No mortgage or rent to pay.
by khh
Mon Feb 18, 2013 2:52 pm
Forum: Personal Consumer Issues
Topic: How do you find Mrs. Boglehead?
Replies: 138
Views: 15070

Re: How do you find Mrs. Boglehead?

Met my wife skydiving 10 years ago. We were going through a training program and ended up spending the better part of the day killing time in the hanger due to a weather hold. Went on our first date a couple of weeks later and never looked back. I've since learned not to complain about the weather....
by khh
Sat Feb 16, 2013 8:53 pm
Forum: Investing - Theory, News & General
Topic: 16.6% [Savings Rate for Americans]
Replies: 22
Views: 3584

Re: 16.6%

Is this gross income or after tax?
by khh
Sat Feb 16, 2013 12:47 pm
Forum: Investing - Help with Personal Investments
Topic: Process to Invest $6 Million [Portfolio Help]
Replies: 17
Views: 2918

Re: Process to Invest $6 Million [Portfolio Help]

I'm curious as to whether people would advise splitting up the $6M between 2 or more MF companies.
by khh
Thu Feb 14, 2013 5:45 pm
Forum: Personal Consumer Issues
Topic: How do you find Mrs. Boglehead?
Replies: 138
Views: 15070

Re: How do you find Mrs. Boglehead?

How about a broad market index?

(donning flame resistant suit)
by khh
Fri Feb 08, 2013 2:50 am
Forum: Investing - Theory, News & General
Topic: TIPS and other hedges against inflation
Replies: 25
Views: 3813

Re: TIPS and other hedges against inflation

Would a 5-year CD ladder be a good option?
by khh
Sat Feb 02, 2013 10:01 pm
Forum: Personal Consumer Issues
Topic: What's your usual retirement day like ?
Replies: 201
Views: 45818

Re: What's your usual retirement day like ?

0800 Get up. Ablutions. Read online paper. 0900 Plan rest of day 0930 Revise plan 1000 Nap 1200 Lunch 100 Wander aimlessly, then waste more time on internet 500 What's for dinner? 600 Eat 730 Jeopardy 800 Do stuff I planned to but never got around to 1100 zzzzzz Repeat as necessary. No time for bei...
by khh
Fri Feb 01, 2013 8:47 pm
Forum: Personal Finance (Not Investing)
Topic: What's a better term for 'retired'?
Replies: 97
Views: 10362

Re: What's a better term for 'retired'?

'Rat race challenged.'
by khh
Fri Jan 25, 2013 3:24 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday Taylor
Replies: 81
Views: 8165

Re: Happy Birthday Taylor

Happy birthday! Thanks for playing such a big part in making Bogleheads THE 'go-to' place for all things financial!
by khh
Thu Jan 24, 2013 12:51 am
Forum: Investing - Help with Personal Investments
Topic: Two Comma Club
Replies: 199
Views: 34479

Re: Two Comma Club

A comma here, a comma there, pretty soon you're talking real money:)