Search found 217 matches

by alpine_boglehead
Tue Sep 11, 2018 2:04 pm
Forum: Investing - Theory, News & General
Topic: Barron's--Vanguard Is Losing Battles on Two Fronts in Fee Wars
Replies: 53
Views: 4601

Re: Barron's--Vanguard Is Losing Battles on Two Fronts in Fee Wars

Portfolio Visualiser says that from January 2009 to August 2018, $10,000 invested in VTSAX grew into $40,418. Putting this in a calculator tells us that the CDGR (compound daily growth rate) for VTSAX was about 0.04% (0.03959% to be exact). So anyone publicly complaining about 0.04% yearly expense r...
by alpine_boglehead
Tue Sep 11, 2018 1:50 pm
Forum: Investing - Theory, News & General
Topic: Robinhood Is Making Millions Selling Out Their Millennial Customers To High-Frequency Traders
Replies: 20
Views: 5538

Re: Robinhood Is Making Millions Selling Out Their Millennial Customers To High-Frequency Traders

From the article: The question you should be asking whenever someone in the financial industry offers you something for free is "What's the catch?" And yes, there is typically a catch. For cross-reference, there's the voluminous Fidelity ZERO funds thread . Someone's paying the bill at the end of th...
by alpine_boglehead
Sun Sep 09, 2018 1:05 pm
Forum: Investing - Theory, News & General
Topic: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!
Replies: 1052
Views: 82782

Re: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!

Post #1001 in this epic thread ... definitely a good read so far.

Some day there might be a thread "US investing has been a disaster!". Waiting for a poster from the future to confirm :twisted:
by alpine_boglehead
Fri Sep 07, 2018 10:43 am
Forum: Investing - Theory, News & General
Topic: Lessons from the financial crisis (Pisani, CNBC)
Replies: 52
Views: 4992

Re: Lessons from the financial crisis (Pisani, CNBC)

1) Many folks have a very small or no emergency fund. Unfortunately. It's so very unwise to not have a financial buffer (provided that you can afford to build one). If your body didn't have a biological emergency fund, you would starve to death between meals. If you don't have a financial emergency...
by alpine_boglehead
Fri Sep 07, 2018 10:33 am
Forum: Investing - Theory, News & General
Topic: Lessons from the financial crisis (Pisani, CNBC)
Replies: 52
Views: 4992

Re: Lessons from the financial crisis (Pisani, CNBC)

From the article: Investors do not act rationally in a crisis. We all buried Adam Smith economics in 2008, the idea that rational actors make rational decisions, buying low and selling high. We saw that people don't do that.They panic and sell at any price. They buy high and sell low. Ah, that old m...
by alpine_boglehead
Tue Aug 28, 2018 12:24 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 286
Views: 27853

Re: U.S. stocks continue to soar!

feel like year 2000 again. Not to me. There is optimism here but not the euphoria of the late 1990's. Not even close in my opinion. Agreed. There's no hoard of investors chasing any company with .com in the name. No startups with 3 developer CEOs, 6 executive assistants and 9 Tesla model 3s :) I th...
by alpine_boglehead
Tue Aug 28, 2018 12:02 pm
Forum: Investing - Theory, News & General
Topic: Is the Equity Risk Premium Higher in Low-Interest Rate Currencies?
Replies: 8
Views: 531

Re: Is the Equity Risk Premium Higher in Low-Interest Rate Currencies?

The equity risk premium is excess return not absolute return. A higher risk-free rate (or 10-year rate) is just a higher base on top of which the equity risk premium would be added. So if the equity risk premium is, say, 5%, then in the current environment for me (EU) the expected absolute return w...
by alpine_boglehead
Tue Aug 28, 2018 12:31 am
Forum: Investing - Theory, News & General
Topic: Is the Equity Risk Premium Higher in Low-Interest Rate Currencies?
Replies: 8
Views: 531

Re: Is the Equity Risk Premium Higher in Low-Interest Rate Currencies?

It does appear the potential equity risk premium is higher overseas than in the US, as interest rates and valuations are lower there, particularly in the developed markets. Low valuations and low interest rates would seem to be, in general, a sign that the potential equity risk premium is higher th...
by alpine_boglehead
Mon Aug 27, 2018 1:32 pm
Forum: Investing - Theory, News & General
Topic: Is the Equity Risk Premium Higher in Low-Interest Rate Currencies?
Replies: 8
Views: 531

Is the Equity Risk Premium Higher in Low-Interest Rate Currencies?

One question that keeps bugging me - is the equity risk premium (ERP) higher when investing from a low-interest rate country/currency? In Europe, the equivalent of risk-free bonds (i.e. treasury bonds) are German government bonds (aka "bunds"). 2-year German bonds (the shortest duration available on...
by alpine_boglehead
Mon Aug 20, 2018 12:21 pm
Forum: Investing - Theory, News & General
Topic: "75 Must Know Statistics About Long-Term Care: 2018 Edition"
Replies: 52
Views: 5442

Re: "75 Must Know Statistics About Long-Term Care: 2018 Edition"

It's a positive irony that you as one of the older but still very active bogleheads are posting this. :) Thanks for sharing. Long-term care is a very real issue - I'm also investigating this for an elderly relative - the costs are north of $4k per month (in Europe), and this is probably a quite reas...
by alpine_boglehead
Fri Jul 20, 2018 7:34 am
Forum: Investing - Help with Personal Investments
Topic: $800,000 Windfall. Love the 3-Fund portfolio approach. Wealth Managers in contact
Replies: 33
Views: 4308

Re: $800,000 Windfall. Love the 3-Fund portfolio approach. Wealth Managers in contact

"Act as if every broker, insurance salesman, mutual fund salesperson and financial advisor is a hardened criminal, and stick to low cost index funds, and you'll do just fine". Very true. As you have already made contact, and now are a known worthy target: Run. In more civilized terms: tell all with...
by alpine_boglehead
Thu Jul 19, 2018 12:06 pm
Forum: Personal Consumer Issues
Topic: Europe travel Qs [Questions]
Replies: 63
Views: 3738

Re: Europe travel Qs

2) maybe take the train from Munich for a day-trip to Salzburg, it's likely more pleasant than by car. As an Austrian, I can strongly recommend Salzburg :) Ooh - didn't think about this. Convenient times (every hour or two in both directions)? About as fast as car, I assume? City center to city cen...
by alpine_boglehead
Wed Jul 18, 2018 1:22 pm
Forum: Personal Consumer Issues
Topic: Europe travel Qs [Questions]
Replies: 63
Views: 3738

Re: Europe travel Qs

1) take real care in Paris, my wallet was stolen there, and I witnessed another theft (fraudsters asking for donations, and on top of that making a run for it instead of giving people their change if they get a high-denomination note). 2) maybe take the train from Munich for a day-trip to Salzburg, ...
by alpine_boglehead
Mon Jul 16, 2018 12:54 pm
Forum: Investing - Help with Personal Investments
Topic: [EU] About the cost of taxes on dividends in European funds
Replies: 22
Views: 1666

Re: [EU] About the cost of taxes on dividends in European funds

A problem with this withholding tax is that it isn't passed through the funds, so in your home country you likely pay taxes on the dividends as if they hadn't been taxed yet (but this may depend on your jurisdiction). E.g. for me in Austria this means that I pay 15% US withholding tax and then 27.5...
by alpine_boglehead
Thu Jul 12, 2018 2:56 pm
Forum: Investing - Theory, News & General
Topic: Yield Curve Inversions — Any Benefit from Market Timing?
Replies: 16
Views: 1024

Re: Yield Curve Inversions — Any Benefit to Market Timing?

Overall, it hardly seemed worth the effort. Your thoughts? In an ideal world, the result is a tie. With friction costs, it probably is not. If anyone would have performed the switching in a taxable account or at least some relevant trading costs (spreads, commissions, or, god forbid, front-loaded f...
by alpine_boglehead
Tue Jul 10, 2018 1:34 pm
Forum: Investing - Theory, News & General
Topic: "15 Things You Didn't Know About Vanguard Group"
Replies: 13
Views: 3628

Re: "15 Things You Didn't Know About Vanguard Group"

(part of) #5:In 2017, 9 out of every 10 dollars invested in the United States went through Vanguard Can this be right? Only 10% of people using individual stocks or bonds, Fidelity, Schwab, Blackrock (including iShares) etc. for their new investments? For what it's worth, searching for the quote on...
by alpine_boglehead
Mon Jul 09, 2018 4:29 pm
Forum: Investing - Theory, News & General
Topic: "15 Things You Didn't Know About Vanguard Group"
Replies: 13
Views: 3628

Re: "15 Things You Didn't Know About Vanguard Group"

(part of) #5:In 2017, 9 out of every 10 dollars invested in the United States went through Vanguard
Can this be right? Only 10% of people using individual stocks or bonds, Fidelity, Schwab, Blackrock (including iShares) etc. for their new investments?
by alpine_boglehead
Fri Jul 06, 2018 11:27 pm
Forum: Investing - Theory, News & General
Topic: Active Management Justification
Replies: 33
Views: 2067

Re: Active Management Justification

If you're interested in an in-depth analysis of the "outperformance" of actively managed funds, I'd strongly recommend reading "Common Sense on Mutual Funds" by John C. Bogle.
by alpine_boglehead
Fri Jun 29, 2018 6:33 am
Forum: Investing - Help with Personal Investments
Topic: Help for a beginner investor in Germany
Replies: 23
Views: 2177

Re: Help for a beginner investor in Germany

I agree with Mors' recommendation of Vanguard All-World and iShares Global Aggregate Bond Eur Hedged ETF. Other equivalent ETFs will also do, but these are low-cost and very broad, and a 2 fund portfolio is as simple as it gets. Open an account with a discount broker, either use a savings plan, or i...
by alpine_boglehead
Fri Jun 15, 2018 6:06 am
Forum: Investing - Theory, News & General
Topic: Factor-based strategy is better (winer), OK. then who are the losers?
Replies: 55
Views: 2816

Re: Factor-based strategy is better (winer), OK. then who are the losers?

Have there been any studies that tell us "which stocks you need to buy to underperform"? (i.e. non-factor stocks, if factor stocks outperform?) If so, then it would of course be easy to outperform, i.e. pick the rest of the market :) I think that's quite an interesting mental exercise. I've also he...
by alpine_boglehead
Thu Jun 14, 2018 3:36 pm
Forum: Investing - Theory, News & General
Topic: Factor-based strategy is better (winer), OK. then who are the losers?
Replies: 55
Views: 2816

Re: Factor-based strategy is better (winer), OK. then who are the losers?

People buying growth funds/stocks in the case of value factor. This is a weird question for me. If the guy who invests 100% Netflix is the winner, who is the loser? The guy investing in General Electric. Jokes aside, if a "factor" is comprised of subset of stocks at a given time, and that factor pe...
by alpine_boglehead
Thu Jun 14, 2018 12:58 pm
Forum: Investing - Theory, News & General
Topic: Low inflation caused by e-commerce?
Replies: 15
Views: 2236

Re: Low inflation caused by e-commerce?

I think technology will be the major force determining the circumstances in many areas of life in the decades to come. E-commerce is just one of these areas. Education, the remaining manual and administrative work that is not yet automated, healthcare ... you name it. So, my best guess is that infla...
by alpine_boglehead
Wed Jun 13, 2018 11:11 pm
Forum: Investing - Help with Personal Investments
Topic: 47 and clueless - direction needed
Replies: 60
Views: 8490

Re: 47 and clueless - direction needed

Welcome to the forum, chattyanne As pointed out by FIREmeup, these funds are quite suboptimal, to say it nicely. Find out how you can transfer your funds into a Vanguard/Schwab/Fidelity account and use their low-cost index funds. Morningstar shows FKINX and FBLAX to have expense ratios and front loa...
by alpine_boglehead
Tue Jun 12, 2018 11:16 pm
Forum: Investing - Theory, News & General
Topic: The Deep History of Stock & Bond Returns
Replies: 75
Views: 5562

Re: The Deep History of Stock & Bond Returns

Thanks for this information, it's a perfect companion to your more anecdotal, but very interesting One Company, Six Centuries of Stock Returns, 1372-1946 post about a french company that existed during all this time. Which also concludes that long term returns on stocks are in the ballpark of 5% rea...
by alpine_boglehead
Mon Jun 11, 2018 12:35 pm
Forum: Investing - Help with Personal Investments
Topic: Looking for EUR holy grail bond strategy
Replies: 76
Views: 5415

Re: Looking for EUR holy grail bond strategy

But how then can you say the yield is significantly lower? I don't think I said that? In your posts here you explained "If a global bond fund hedges back into EUR then you will get returns = equivalent risk free bond in EUR (Germany) + credit spread". YTM of the global hedged bond is significantly ...
by alpine_boglehead
Sun Jun 10, 2018 10:51 pm
Forum: Investing - Help with Personal Investments
Topic: Looking for EUR holy grail bond strategy
Replies: 76
Views: 5415

Re: Looking for EUR holy grail bond strategy

But how then can you say the yield is significantly lower? I don't think I said that? In your posts here you explained "If a global bond fund hedges back into EUR then you will get returns = equivalent risk free bond in EUR (Germany) + credit spread". YTM of the global hedged bond is significantly ...
by alpine_boglehead
Fri Jun 08, 2018 11:46 pm
Forum: Investing - Help with Personal Investments
Topic: Looking for EUR holy grail bond strategy
Replies: 76
Views: 5415

Re: Looking for EUR holy grail bond strategy

Here's my holy grail (greetings from Austria - AA+ rated): For the bond portion of the portfolio there's a CD ladder (higher yield than government bonds), supplemented by a helping of non-EUR hedged global bonds (currently Xtrackers Global Sovereign UCITS ETF, but will probably switch to AGGG - iSha...
by alpine_boglehead
Fri Jun 08, 2018 1:33 pm
Forum: Investing - Theory, News & General
Topic: Anyone else cheap like me and have to put new $s into the asset class that's down the most?
Replies: 23
Views: 2794

Re: Anyone else cheap like me and have to put new $s into the asset class that's down the most?

I put money into 401k monthly and always put it into whichever asset class is down the most that day in price or whichever is up the least. I feel like I always want to get the best deal. Have most in no fee ETFs. Any left over goes into the total bond index MF. So far things seem to balance out wi...
by alpine_boglehead
Thu Jun 07, 2018 12:12 pm
Forum: Investing - Theory, News & General
Topic: in idea with SCV and leverage..
Replies: 23
Views: 2026

Re: in idea with SCV and leverage..

Cross-referencing this current thread about the psychology of money. It's about a superb article about investor behavior. And this quote sums up the idea of using (too much) leverage.
The idea is that you have to take risk to get ahead, but no risk that could wipe you out is ever worth taking.
by alpine_boglehead
Thu Jun 07, 2018 12:10 pm
Forum: Investing - Theory, News & General
Topic: The Psychology of Money - A Blog Post
Replies: 67
Views: 10354

Re: The Psychology of Money - A Blog Post

It's a real gem - thanks for posting.
The idea is that you have to take risk to get ahead, but no risk that could wipe you out is ever worth taking.
by alpine_boglehead
Wed Jun 06, 2018 11:28 pm
Forum: Personal Consumer Issues
Topic: Upgrade to SSD for 5-year old desktop?
Replies: 64
Views: 4036

Re: Upgrade to SSD for 5-year old desktop?

Do the upgrade to an SSD, it's worth the 100 or so bucks. I've also put an SSD into a laptop of similar specs and age, and it really makes a difference. If you use a Samsung SSD (I've used an EVO 850), there's a software from Samsung for cloning the existing disk (also to a smaller SSD as in your ca...
by alpine_boglehead
Tue Jun 05, 2018 11:57 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Financial Illiteracy’s High Cost
Replies: 30
Views: 4017

Re: Larry Swedroe: Financial Illiteracy’s High Cost

This finding: There was no evidence that, overall, households with higher financial literacy choose riskier portfolios. Instead, their risk exposure varies systematically with market conditions, allocating more to risky assets when they have higher expected returns. A 1% increase in the expected ex...
by alpine_boglehead
Tue Jun 05, 2018 10:52 pm
Forum: Investing - Theory, News & General
Topic: Non-USA Domicile: Thank You IB, Vanguard, and Ishares
Replies: 32
Views: 3784

Re: Non-USA Domicile: Thank You IB, Vanguard, and Ishares

BlackRock / iShares, just announced a reduction in the expense ratios for some of its UK/Irish domiciled ETFs. Price competition is occurring in Europe, hopefully it will continue aggressively as it has in the USA. http://citywire.co.uk/wealth-manager/news/blackrock-cuts-charges-on-multi-billion-et...
by alpine_boglehead
Tue Jun 05, 2018 1:25 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Financial Illiteracy’s High Cost
Replies: 30
Views: 4017

Re: Larry Swedroe: Financial Illiteracy’s High Cost

Making financial literacy courses part of compulsory education would be a benefit to society. But changing that curriculum is a pretty high hurdle - there is a large amount of inertia and many competing topics. Another path is through self education. This is easier but still a pretty high hurdle. F...
by alpine_boglehead
Tue Jun 05, 2018 1:15 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Financial Illiteracy’s High Cost
Replies: 30
Views: 4017

Re: Larry Swedroe: Financial Illiteracy’s High Cost

One of the reasons I use an advisor is that I know there is stuff I don’t know. That's smart. There are things we know, things we know we don't know, and things we don't know that we don't know. Advisers can help with all three. As can the bogleheads :) We can only hope that there's not too much un...
by alpine_boglehead
Tue Jun 05, 2018 12:11 am
Forum: Investing - Theory, News & General
Topic: in idea with SCV and leverage..
Replies: 23
Views: 2026

Re: in idea with SCV and leverage..

https://www.bogleheads.org/forum/viewtopic.php?t=5934 It's 29 pages, but reading through the whole thread is worth it. +1, yes that's highly recommended reading for anyone toying with the idea of leverage. Grab a cup of your favorite beverage, and open a chart of the S&P 500 which you should scroll...
by alpine_boglehead
Tue Jun 05, 2018 12:02 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Two Articles On Reinsurance
Replies: 41
Views: 3545

Re: Larry Swedroe: Two Articles On Reinsurance

Random Walker, I understand your point about uncorrelated asset classes. I am also willing to accept that some of these uncorrelated assets will under perform, maybe for long periods of time. Here is where i have concerns about some of these more esoteric (at least to me) assets classes being recom...
by alpine_boglehead
Mon Jun 04, 2018 11:18 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Two Articles On Reinsurance
Replies: 41
Views: 3545

Re: Larry Swedroe: Two Articles On Reinsurance

Random Walker, I understand your point about uncorrelated asset classes. I am also willing to accept that some of these uncorrelated assets will under perform, maybe for long periods of time. Here is where i have concerns about some of these more esoteric (at least to me) assets classes being recom...
by alpine_boglehead
Sun Jun 03, 2018 3:18 pm
Forum: Investing - Theory, News & General
Topic: Cliff Asness - The Hedgie in Winter
Replies: 40
Views: 3932

Re: Cliff Asness - The Hedgie in Winter

Meaning we small individual investors are left with the copycat hedge funds that siphon off your money without adding value. So I'll stick to my globally diversified stock portfolio then :) That's what I am doing, although my portfolio is US centric. However if I was worth > $10M I would probably b...
by alpine_boglehead
Fri Jun 01, 2018 11:09 pm
Forum: Investing - Theory, News & General
Topic: Cliff Asness - The Hedgie in Winter
Replies: 40
Views: 3932

Re: Cliff Asness - The Hedgie in Winter

Look up the track record of the largest hedge funds like Bridgewater, SAC, DE Shaw, Renaissance, Tiger, Appaloosa, Baupost Lone Pine, Citadel, Elliott etc. The widely used hedge fund return databases even miss some of them since there is no obligation for a fund to report returns. If you Google the...
by alpine_boglehead
Fri Jun 01, 2018 4:25 am
Forum: Investing - Theory, News & General
Topic: Cliff Asness - The Hedgie in Winter
Replies: 40
Views: 3932

Re: Cliff Asness - The Hedgie in Winter

Generally the largest hedge funds do a good job as one would expect because they have the smartest investment management talent in the world working for them. Most of us have not achieved the level of wealth where investing in a hedge fund would make sense, but there are a lot of ultra wealthy peop...
by alpine_boglehead
Tue May 29, 2018 1:59 pm
Forum: Investing - Theory, News & General
Topic: German Bonds: a virtually riskless bet for an Italian investor, with no downside and a big upside possible?
Replies: 92
Views: 6107

Re: German Bonds: a virtually riskless bet for an Italian investor, with no downside and a big upside possible?

Hi alpine_boglehead, I'm from Friuli, on the other side of the border :happy What you say makes total sense to me, including the idea of keeping a smaller part of the bond portion of the portfolio in unhedged high-quality global bonds , something I have been seriously considering lately, as we are ...
by alpine_boglehead
Tue May 29, 2018 11:17 am
Forum: Investing - Theory, News & General
Topic: German Bonds: a virtually riskless bet for an Italian investor, with no downside and a big upside possible?
Replies: 92
Views: 6107

Re: German Bonds: a virtually riskless bet for an Italian investor, with no downside and a big upside possible?

Hi Lauretta, I'm also a bit skeptical about the Eurozone's long-term stability. So many moving parts but only one currency is going to create lots of shear force. Being from Austria, this also would directly affect me. I take it this way: having a stock-heavy globally diversified portfolio gives me ...
by alpine_boglehead
Mon May 28, 2018 10:36 am
Forum: Investing - Theory, News & General
Topic: "The Seven Types of Investors Who Beat The Market (And Why You Aren’t One Of Them)"
Replies: 14
Views: 3471

Re: "The Seven Types of Investors Who Beat The Market (And Why You Aren’t One Of Them)"

Thanks for posting. I'll refer to this article when encountering a stock picker or believer in actively managed funds :)
The article probably didn't mention Warren Buffett because the days of him permanently beating the market by a relevant margin are long gone.
by alpine_boglehead
Sat May 26, 2018 9:15 am
Forum: Investing - Theory, News & General
Topic: Couple of questions about passages from Bogle's book "Enough"
Replies: 19
Views: 2802

Re: Couple of questions about passages from Bogle's book "Enough"

I don't think that he's talking about the buy/sell of a stock when he refers to the asymmetry. I think he's talking about Wall Street "products." The best example I can think of for this is an annuity. The buyer has only a fraction of the understanding of the contract that the seller has put togeth...
by alpine_boglehead
Sat May 26, 2018 2:26 am
Forum: Investing - Theory, News & General
Topic: If the US market cap was 5% instead of 52%, would the US vs International conversation change?
Replies: 40
Views: 3237

Re: If the US market cap was 5% instead of 52%, would the US vs International conversation change?

The big problem is that some domestic bond markets (Italy! One of the world's top 5 govt bond markets) are not risk free . I wouldn't consider government bonds risk free , they are just one of the less riskier types of bonds. In Italy, the risk is more visible because they have partly given up cont...
by alpine_boglehead
Fri May 25, 2018 11:22 am
Forum: Investing - Theory, News & General
Topic: If the US market cap was 5% instead of 52%, would the US vs International conversation change?
Replies: 40
Views: 3237

Re: If the US market cap was 5% instead of 52%, would the US vs International conversation change?

There's also currency risk. Having 95% of your investments in different currencies from your own minor currency could be at least psychologically tricky. In my opinion, quite on the contrary. If you're in a small country with a minor currency, you have all the more reason to diversify outside of yo...
by alpine_boglehead
Wed May 23, 2018 3:07 pm
Forum: Investing - Theory, News & General
Topic: Non-USA Domiciles: VT, VWRD, and WD
Replies: 12
Views: 1067

Re: Non-USA Domiciles: VT, VWRD, and WD

buylowbuyhigh wrote:
Wed May 23, 2018 1:20 am
I haven't seen any EM small cap funds/ETF's
There's EM small cap ETFs like the iShares MSCI Emerging Markets Small Cap and SPDR MSCI Emerging Markets Small Cap ETFs, but the expense ratios are quite high (0.74% and 0.55%).
by alpine_boglehead
Tue May 22, 2018 3:38 pm
Forum: Investing - Theory, News & General
Topic: Is HFXIX (Catalyst Hedged Futures Strategy Fund) a good idea for long-term, low-risk capital preservation?
Replies: 8
Views: 588

Re: Is HFXIX (Catalyst Hedged Futures Strategy Fund) a good idea for long-term, low-risk capital preservation?

Hello slowandsteady, others have already elaborated on the specific fund. Are there any better alternatives? Short answer: Yes. Long answer: too long to post here. Unfortunately everyone has to learn a minimum of investment basics before you can judge the various options. You cannot let others do yo...
by alpine_boglehead
Tue May 22, 2018 3:24 pm
Forum: Investing - Theory, News & General
Topic: Theory: Total World Index a Sure Fire Win [VT/VTWSX]
Replies: 155
Views: 14272

Re: Theory: Total World Index a Sure Fire Win [VT/VTWSX]

For non-USA domiciles like us, non-USA domiciled equities are cheaper than USA domiciled equities. For us, USA domiciled equities have a 30% dividend withholding tax. Not if your country has a treaty with the US to only withhold 15% of dividends. And in some countries, that 15% can be (if the equit...