Search found 9 matches

by Kohaku
Fri May 01, 2020 2:15 pm
Forum: Investing - Theory, News & General
Topic: A time to EVALUATE your jitters
Replies: 443
Views: 429776

Re: A time to EVALUATE your jitters

I hate to break it to you, but you're compounding market timing with more market timing. If your asset allocation was suitable, you would have realized your mistake and reverted to it. Instead, you're slowly easing back in, to what effect? If the same thing happens again, and you jump out, and then...
by Kohaku
Sat Apr 18, 2020 3:59 am
Forum: Investing - Theory, News & General
Topic: A time to EVALUATE your jitters
Replies: 443
Views: 429776

Re: A time to EVALUATE your jitters

Thank you for this thread. It has given me a lot to think about and the OP is particularly therapeutic. AA= 90/10, late 20s investor for about 5 years. I cashed out and adjusted to 20/80 the day before the drop in Feburary, breaking my own hold-forever policy that I'd come up with after doing recomm...
by Kohaku
Fri Apr 17, 2020 11:28 pm
Forum: Non-US Investing
Topic: Banking ATM card with no international ATM fees and foreign exchange fees
Replies: 28
Views: 9534

Re: Banking ATM card with no international ATM fees and foreign exchange fees

Seconded on all the Schwab and Fidelity comments. They have worked great for me as I use them for ATM withdrawals in the US, Hong Kong, and Japan. Penfed credit cards have no foreign transaction fee and no cash advance fee and no foreign ATM fee. I haven't done it myself yet but I suggest taking tha...
by Kohaku
Wed Feb 22, 2017 1:34 am
Forum: Non-US Investing
Topic: U.S. citizen in Japan
Replies: 19
Views: 3814

Re: U.S. citizen in Japan

I'm a U.S. citizen in Japan and one of the members of the Japanese retirement forum mentioned by Ben. I'm currently naturalising to Japan, which in and of itself causes a whole lot of issues. But putting that aside... [...] They made it clear to me that only loss of U.S. citizenship would affect my...
by Kohaku
Tue Feb 21, 2017 10:31 pm
Forum: US Chapters
Topic: Sad News About a Respected Forum Member
Replies: 118
Views: 27554

Re: Sad News About a Respected Forum Member

I just read the book recently and Meph's advice will help me a lot in the future.

Thank you, and rest easy.
by Kohaku
Tue Feb 21, 2017 10:10 pm
Forum: Personal Consumer Issues
Topic: Drones in arizona
Replies: 39
Views: 5432

Re: Drones in arizona

I wonder how people would feel if the drones weren't so loud.
by Kohaku
Tue Feb 21, 2017 9:54 pm
Forum: Personal Consumer Issues
Topic: Why do you go to restaurants?
Replies: 229
Views: 24466

Re: Why do you go to restaurants?

My entire extended family has always been willing to drive an hour or more to eat out regularly, because restaurants that serve our culture's food at a decent quality are often located in the respective ethnic communities that far away. Anything nearby is typically Americanized junk food. Also for t...
by Kohaku
Tue Feb 21, 2017 9:17 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 3157
Views: 1970530

Re: The Three-Fund Portfolio

Serious questions: For those of you who moved from a different investing strategy to the Three Fund Portfolio, what did you do with your prior investments (namely individual stocks and actively managed funds)? Did you allocate all new money and investments into the Three Fund Portfolio? Did you sel...
by Kohaku
Sat Feb 11, 2017 12:46 am
Forum: Personal Investments
Topic: Wow, Vanguard Flagship service is bad. Really bad.
Replies: 170
Views: 36245

Re: Wow, Vanguard Flagship service is bad. Really bad.

I read somewhere that Vanguard is experiencing MASSIVE growth. It's that growth that is apparently hurting customer service. Vanguard is catching billions of dollars that is fleeing active management models. I only have around 300k invested with Vanguard, but they've been good on all of my requests...