Search found 599 matches

by jbranx
Fri Aug 02, 2019 8:48 pm
Forum: Personal Finance (Not Investing)
Topic: Derogatory remark on Credit report
Replies: 37
Views: 4997

Re: Derogatory remark on Credit report

{Topic is now in Personal Finance (Not Investing).}
by jbranx
Thu Aug 01, 2019 11:10 pm
Forum: Personal Finance (Not Investing)
Topic: Home Refinance help
Replies: 4
Views: 471

Re: Home Refinance help

{Topic is now in Personal Finance (Not Investing).}
by jbranx
Thu Aug 01, 2019 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: Aggressive loan paydown on sub-2.5% fixed debt?
Replies: 18
Views: 1283

Re: Aggressive loan paydown on sub-2.5% fixed debt?

{Topic is now in Personal Finance (Not Investing).} viewforum.php?f=2
by jbranx
Mon Jul 29, 2019 10:50 am
Forum: Personal Finance (Not Investing)
Topic: Handling Emergency to Emergency Fund
Replies: 54
Views: 4168

Re: Handling Emergency to Emergency Fund

{The discussion is veering off topic which is about refunding an emergency fund. Please stay on topic} Moderator Jbranx
by jbranx
Sun Jul 28, 2019 11:44 pm
Forum: Investing - Theory, News & General
Topic: Is there a High Tech Bubble in S&P 500 & Total Market?
Replies: 152
Views: 10916

Re: Is there a High Tech Bubble in S&P 500 & Total Market?

{I merged this similar topic into here}
by jbranx
Sun Jul 28, 2019 9:48 pm
Forum: Personal Finance (Not Investing)
Topic: Medical insurance reimbursement for hernia surgery abroad
Replies: 9
Views: 1140

Re: Medical insurance reimbursement for hernia surgery abroad

{I deleted an off-topic comment. Rule 4 (b) https://www.bogleheads.org/forum/rules#rule-4b discussions of the crimes, shortcomings or stupidity of other people, whether they be political figures, celebrities, CEOs, Fed chairmen, subprime mortgage borrowers, lottery winners, federal "bailout" recipi...
by jbranx
Sat Jul 27, 2019 11:57 pm
Forum: Personal Consumer Issues
Topic: RESOLVED: Non-lethal alternatives to firearms to defend against home invasions in Florida
Replies: 113
Views: 6920

Re: RESOLVED: Non-lethal alternatives to firearms to defend against home invasions in Florida

This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topic (or ...
by jbranx
Sat Jul 27, 2019 2:28 pm
Forum: Investing - Theory, News & General
Topic: De-Risking and Diversification aren't the same thing.
Replies: 106
Views: 8534

Re: De-Risking and Diversification aren't the same thing.

LadyGeek, Nisiprius, jbranx, Vineviz, my fellow Americans, friends, Romans, countrymen, ladies and gentlemen, feel free to take my essential framework and build upon it. Again, it could go something like this: 1) The elements of diversification. 2) Methods Used to achieve diversification. 3) Risks ...
by jbranx
Sat Jul 27, 2019 1:59 pm
Forum: Investing - Theory, News & General
Topic: De-Risking and Diversification aren't the same thing.
Replies: 106
Views: 8534

Re: De-Risking and Diversification aren't the same thing.

Here is a framework I would recommend to discuss diversification:... I like that a lot . I would probably add "sector diversification" since I think that is sort of what was meant by "diversification" in ye olde days, when an advisor might put a widow into 100% utilities. I don't have cable and wou...
by jbranx
Fri Jul 26, 2019 1:36 pm
Forum: Personal Consumer Issues
Topic: WiFi speed, is this normal?
Replies: 36
Views: 2910

Re: WiFi speed, is this normal?

I've experienced the same issues with various routers over the years. Upgraded to Eero mesh gen 1 and now gen 2 and have never experienced the problem. Direct connection on Cox with recommended Arris Surfboard gets me more than my speed of 300 MB sometimes; Wifi generally well over 250 MB or so anyw...
by jbranx
Fri Jul 26, 2019 12:21 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax settlement: how to file claim?
Replies: 149
Views: 14269

Re: Equifax settlement: how to file claim?

{Same topic merged here}
by jbranx
Mon Jul 22, 2019 11:30 pm
Forum: Investing - Theory, News & General
Topic: ETF "Tax Efficiency" Quantified
Replies: 57
Views: 3405

Re: ETF "Tax Efficiency" Quantified

{I deleted multiple off-topic comments. If you have issues with posts or members, please report them to the Moderators rather than posting them in the thread}
by jbranx
Fri Jul 19, 2019 5:22 pm
Forum: Personal Investments
Topic: Preferred Stock ETFS
Replies: 3
Views: 378

Re: Preferred Stock ETFS

I tend to like PFFD over PFF; bit lower ER and 6.4% of the fund are in the "L" series of Wells and Bank America; both of those are not apt to be called for a very long time. See this discussion in Philosophical Economics: http://www.philosophicaleconomics.com/2017/03/a-value-opportunity-in-preferred...
by jbranx
Fri Jul 19, 2019 12:44 am
Forum: Personal Finance (Not Investing)
Topic: What do I need to know about becoming a teacher in California?
Replies: 25
Views: 2369

Re: What do I need to know about becoming a teacher in California?

If you want to teach in a public school in California there are plenty of registration/licensing/certification requirements. Teaching in a private school in California depends on the requirements of that school. Someone that wants to teach and is qualified to teach can sometimes find employments in...
by jbranx
Thu Jul 18, 2019 9:42 pm
Forum: Investing - Theory, News & General
Topic: Anyone knows what happened to HedgeFundie's excellent adventure thread?
Replies: 3
Views: 976

Re: Anyone knows what happened to HedgeFundie's excellent adventure thread?

{Topic is locked. OP's question has been answered. "Hedgefundie's Excellent Adventure" topic is here: viewtopic.php?t=272007
by jbranx
Thu Jul 18, 2019 2:47 am
Forum: Personal Finance (Not Investing)
Topic: Post Daycare Finances
Replies: 25
Views: 2595

Re: Post Daycare Finances

{Topic is now in Personal Finance (Not Investing)
by jbranx
Thu Jul 18, 2019 1:10 am
Forum: Investing - Theory, News & General
Topic: Study: The Rate of Return on Everything, 1870-2015
Replies: 188
Views: 36356

Re: Study: The Rate of Return on Everything, 1870-2015

{Topic is now in Investing--Theory, News&General} viewforum.php?f=10
by jbranx
Thu Jul 18, 2019 12:47 am
Forum: Investing - Theory, News & General
Topic: Like in US, Small Group of Stocks Drive International Stock Returns
Replies: 4
Views: 818

Re: Bessembinder Has New Study on International Stock Returns

Here's a concluding paragraph from the study: The result that the wealth created by stock market investing is largely attributable to positive outcomes to a relatively few stocks is relevant to the debate regarding active stock selection vs. the passive holding of broadly diversified stock indices. ...
by jbranx
Thu Jul 18, 2019 12:38 am
Forum: Investing - Theory, News & General
Topic: Like in US, Small Group of Stocks Drive International Stock Returns
Replies: 4
Views: 818

Re: Bessembinder Has New Study on International Stock Returns

AlohaJoe wrote:
Thu Jul 18, 2019 12:37 am
The study: https://papers.ssrn.com/sol3/papers.cfm ... id=3415739
Thanks very much, Aloha Joe. I only saw the link to the older study.
by jbranx
Thu Jul 18, 2019 12:18 am
Forum: Investing - Theory, News & General
Topic: Like in US, Small Group of Stocks Drive International Stock Returns
Replies: 4
Views: 818

Like in US, Small Group of Stocks Drive International Stock Returns

Prof. Bessembinder at Arizona State U. is apparently out with a new study that extends his study of US stock returns to international, per the below paragraph on Bloomberg tonight: Hendrik Bessembinder, a 62-year-old researcher in financial market design, and his team sifted through about 62,000 sto...
by jbranx
Wed Jul 17, 2019 11:37 pm
Forum: Personal Consumer Issues
Topic: Vancouver in October
Replies: 10
Views: 941

Re: Vancouver in October

{Topic is now in Personal Consumer Issues}
by jbranx
Wed Jul 17, 2019 10:44 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Expands Their Index Fund Lineup
Replies: 70
Views: 10076

Re: Fidelity Expands Their Index Fund Lineup

Do you guys think it is ok to invest a large chunk 200k+ in FMBIX or should I wait and see how it performs? Since it's an index they are matching, I don't see any reason to think they will not be able to do it well. Fidelity's expertise in both indexing and bond investing is state of the art as far...
by jbranx
Wed Jul 17, 2019 9:33 pm
Forum: Personal Investments
Topic: TLH & Auto Reinvestment selected??
Replies: 14
Views: 739

Re: TLH & Auto Reinvestment selected??

Welcome to the Forum! There are many threads on this topic that you can find in the search box at the top right. Yes, de-select auto investing to prevent a wash sale. Here's a link to a recent thread: https://www.bogleheads.org/forum/viewtopic.php?f=1&t=283019&hilit=tax+loss. And here is the topic i...
by jbranx
Wed Jul 17, 2019 9:17 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Expands Their Index Fund Lineup
Replies: 70
Views: 10076

Re: Fidelity Expands Their Index Fund Lineup

Fidelity has launched these funds. I just put in an order for FMBIX, the Fido Municipal Bond Index Fund tonight. I saw a news report on Bloomberg that they were launched. I didn't check the other funds, but I presume like the muni fund that about all the info currently available is a link to the pr...
by jbranx
Wed Jul 17, 2019 2:25 pm
Forum: Personal Investments
Topic: Counseling a Colleague About Their Financial Advisor
Replies: 30
Views: 2203

Re: Counseling a Colleague About Their Financial Advisor

This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topic (or ...
by jbranx
Wed Jul 17, 2019 3:24 am
Forum: Personal Investments
Topic: Fidelity zero-fee index fund questions
Replies: 18
Views: 3879

Re: Fidelity zero-fee index fund questions

{I merged dru808's post into here}
by jbranx
Wed Jul 17, 2019 1:39 am
Forum: Investing - Theory, News & General
Topic: Fidelity Expands Their Index Fund Lineup
Replies: 70
Views: 10076

Re: Fidelity Expands Their Index Fund Lineup

Fidelity has launched these funds. I just put in an order for FMBIX, the Fido Municipal Bond Index Fund tonight. I saw a news report on Bloomberg that they were launched. I didn't check the other funds, but I presume like the muni fund that about all the info currently available is a link to the pro...
by jbranx
Tue Jul 16, 2019 1:51 am
Forum: Personal Investments
Topic: Switching from passive to active management
Replies: 106
Views: 9250

Re: Switching from passive to active management

{I deleted an off-topic post}
by jbranx
Tue Jul 16, 2019 12:17 am
Forum: Personal Investments
Topic: Should I start indexing NOW in current Market?
Replies: 33
Views: 4870

Re: Should I start indexing NOW in current Market?

Welcome to the forum! If you haven't had a chance to check out the Wiki here, start with this link on the Boglehead's philosophy: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy. One section there is on never trying to time the market. Just decide on your risk tolerance and al...
by jbranx
Mon Jul 15, 2019 11:59 pm
Forum: Non-US Investing
Topic: British Expat Tax Advice
Replies: 8
Views: 573

Re: British Expat Tax Advice

{Topic is now in Non-US Investing}
by jbranx
Mon Jul 15, 2019 9:01 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 1966
Views: 205236

Re: U.S. stocks continue to soar!

{I deleted two off-topic posts on international stock performance}.
by jbranx
Mon Jul 15, 2019 2:27 am
Forum: Investing - Theory, News & General
Topic: Why factor investing isn't working
Replies: 484
Views: 26466

Re: Why factor investing isn't working

{The discussion is drifting away from the main topic: Why Factor Investing Isn't Working. Please stay on topic.}
by jbranx
Mon Jul 15, 2019 2:03 am
Forum: Investing - Theory, News & General
Topic: Small Cap Value heads Rejoice !!!
Replies: 340
Views: 39486

Re: Small Cap Value heads Rejoice !!!

{I deleted an off-topic comment about another member}.
by jbranx
Sat Jul 13, 2019 11:38 pm
Forum: Investing - Theory, News & General
Topic: Study: The Rate of Return on Everything, 1870-2015
Replies: 188
Views: 36356

Re: Study: The Rate of Return on Everything, 1870-2015

{I merged No Simpler's topic into here that focused on the housing aspects of the same study}
by jbranx
Sat Jul 13, 2019 11:12 pm
Forum: Investing - Theory, News & General
Topic: Study: The Rate of Return on Everything, 1870-2015
Replies: 188
Views: 36356

Re: New research on housing returns

Thanks. SimpleGifts's original post on this is over in the Non-US Forum; if no one objects, I'd like to merge this one over there.
by jbranx
Sat Jul 13, 2019 10:58 pm
Forum: Investing - Theory, News & General
Topic: Study: The Rate of Return on Everything, 1870-2015
Replies: 188
Views: 36356

Re: New research on housing returns

Hi nosimpler, check to see if this thread covers the same topic: viewtopic.php?t=277535
by jbranx
Sat Jul 13, 2019 10:12 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare did not approve the charge
Replies: 31
Views: 1975

Re: Medicare did not approve the charge

{Topic is locked--contentious, argumentative} This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no ov...
by jbranx
Sat Jul 13, 2019 8:55 pm
Forum: Personal Consumer Issues
Topic: "Objective" Importance of Keeping Your Physicians?
Replies: 63
Views: 5389

Re: "Objective" Importance of Keeping Your Physicians?

{I deleted an off-topic medical comment}.
by jbranx
Sat Jul 13, 2019 6:19 pm
Forum: Personal Consumer Issues
Topic: Car Rental in Europe--specifically Sicily
Replies: 27
Views: 1650

Re: Car Rental in Europe--specifically Sicily

{Topic is now in Personal Consumer Issues}
by jbranx
Sat Jul 13, 2019 5:30 pm
Forum: Personal Consumer Issues
Topic: Safe DIY Spider Control
Replies: 16
Views: 891

Re: Safe DIY Spider Control

{Topic is now in Personal Consumer Issues}
by jbranx
Fri Jul 12, 2019 8:45 pm
Forum: Personal Investments
Topic: my mom is a "financial advisor"
Replies: 66
Views: 7869

Re: my mom is a "financial advisor"

{Topic is now in Personal Investments Forum} viewforum.php?f=1
by jbranx
Fri Jul 12, 2019 7:06 pm
Forum: Investing - Theory, News & General
Topic: Index Fund Creator Jack Bogle Didn't Like ETFs Being Used For Speculation
Replies: 84
Views: 4351

Re: Index Fund Creator Jack Bogle Didn't Like ETFs Being Used For Speculation

{I merged another thread on Bogle's views on ETF's into here. The topic headline here has been changed to more fairly balance Bogle's statements on ETF's. Some of posts are contentious; to keep the thread open please remember forum guidelines on General Etiquette:} https://www.bogleheads.org/forum/...
by jbranx
Thu Jul 11, 2019 3:05 pm
Forum: Investing - Theory, News & General
Topic: Retiring Early Correlates with Greater Longevity ?
Replies: 47
Views: 5212

Re: Retiring Early Correlates with Greater Longevity ?

{I deleted another off-topic health/medical comment} Note https://www.bogleheads.org/forum/rules#rule-4c: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I suggest you start with the Medical Library Association's User'...
by jbranx
Thu Jul 11, 2019 1:05 am
Forum: Investing - Theory, News & General
Topic: Retiring Early Correlates with Greater Longevity ?
Replies: 47
Views: 5212

Re: Retiring Early Correlates with Greater Longevity ?

{I deleted three off-topic health/medical comments.} The discussion is deteriorating; stay on topic
by jbranx
Wed Jul 10, 2019 10:25 pm
Forum: Personal Investments
Topic: Anyone here investing in Prison REITs?
Replies: 30
Views: 2964

Re: Anyone here investing in Prison REITs?

{Topic is locked. Discussion has veered to off-topic political comments in violation of Forum Policies.} https://www.bogleheads.org/forum/rules#rule-4a. Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohi...
by jbranx
Wed Jul 10, 2019 10:15 pm
Forum: Personal Consumer Issues
Topic: Drive to Olympic National Park from Midwest
Replies: 26
Views: 2194

Re: Drive to Olympic National Park from Midwest

{Topic is now in Personal Consumer Issues--travel} viewforum.php?f=11
by jbranx
Wed Jul 10, 2019 6:52 pm
Forum: Personal Finance (Not Investing)
Topic: Comparing Pay with Benefits to without
Replies: 8
Views: 807

Re: Comparing Pay with Benefits to without

{Topic is now in Personal Finance (Not Investing)}