Search found 2127 matches
- Fri Jan 05, 2024 8:14 pm
- Forum: Investing - Theory, News & General
- Topic: 2024 BOGLEHEAD CONTEST REGISTRATION
- Replies: 579
- Views: 37929
- Thu Jan 04, 2024 7:52 pm
- Forum: Investing - Theory, News & General
- Topic: 2024 Hedge Fund contest
- Replies: 156
- Views: 26738
Re: 2024 Hedge Fund contest
Fund Name:
The Florida Divers Fund
Position: Short: CDAY
The Florida Divers Fund
Position: Short: CDAY
- Mon Jan 09, 2023 3:53 pm
- Forum: Investing - Theory, News & General
- Topic: REGISTRATION FOR THE 2023 BOGLEHEAD CONTEST
- Replies: 672
- Views: 40221
- Tue Jan 03, 2023 2:58 pm
- Forum: Investing - Theory, News & General
- Topic: 2023 Hedge Fund contest
- Replies: 199
- Views: 27247
Re: 2023 Hedge Fund contest
The Florida Divers Fund
Short: IRDM
Short: IRDM
- Tue Dec 13, 2022 11:02 am
- Forum: Investing - Theory, News & General
- Topic: 2022 Hedge Fund contest
- Replies: 320
- Views: 35916
Re: 2022 Hedge Fund contest
With real money I take Peter Lynch’s advice to not short stocks.chris319 wrote: ↑Tue Dec 13, 2022 7:59 am I think people take positions in the contest that they wouldn't take in real life with real money.
I owned all of the stocks in my portfolio at the time of contest submission, little expecting the YTD market drop. All of my positions are long. I have beaten the benchmark so as far as I'm concerned I've won. Beating the benchmark is the only expectation I've had for this. As it turns out, two of my long positions are down and one is up — not a very good distribution.
Now to start thinking about the 2023 contest.
- Mon Nov 28, 2022 1:53 pm
- Forum: Personal Finance (Not Investing)
- Topic: Refund of Social Security Overpayment Question
- Replies: 4
- Views: 653
Re: Refund of Social Security Overpayment Question
From your earlier post here, which you've edited out and replaced it with the current one, I think you're now asking the wrong question. As I understood your earlier post, your spouse filed for Social Security retirement benefits at her FRA of 66 a few years ago, and you then filed something that you thought would get you spousal benefits (it wasn't clear what you filed but you were born in 1952). If you filed a restrictive application for spousal benefits based on your spouse's record, you should be ok assuming you were not disqualified from receiving those benefits because of something like Government Pension Offset. The demand from SSA that you might have been overpaid benefits, while you're in the pipeline for receiving SS on your own ...
- Mon Nov 28, 2022 6:05 am
- Forum: Personal Finance (Not Investing)
- Topic: Refund of Social Security Overpayment Question
- Replies: 4
- Views: 653
Refund of Social Security Overpayment Question
Is the file and suspend rule involving spousal benefits still in effect for those born before January 1 1954?
- Wed Sep 07, 2022 6:41 pm
- Forum: Investing - Theory, News & General
- Topic: 2022 Hedge Fund contest
- Replies: 320
- Views: 35916
- Wed May 11, 2022 1:33 pm
- Forum: Investing - Theory, News & General
- Topic: 2022 Hedge Fund contest
- Replies: 320
- Views: 35916
Re: 2022 Hedge Fund contest
I am hoping with real life investing that this bear market will sooner or later turn bullish.
I appreciate the game and enjoy the wild ride of GME this year. No way I would short a stock with real money!
I appreciate the game and enjoy the wild ride of GME this year. No way I would short a stock with real money!
- Thu Mar 10, 2022 3:12 pm
- Forum: Personal Finance (Not Investing)
- Topic: How do you pay your taxes? Check or EFTPS?
- Replies: 88
- Views: 8183
Re: How do you pay your taxes? Check or EFTPS?
I like EFTPS. I have used it for years without incident.
- Mon Mar 07, 2022 1:05 pm
- Forum: Investing - Theory, News & General
- Topic: 2022 Hedge Fund contest
- Replies: 320
- Views: 35916
Re: 2022 Hedge Fund contest
I learned the difficulties of market timing in real life with real stocks and real money. John Bogle sure was a breath of fresh air! Buy the haystack! Don’t look for the needle.canadianbacon wrote: ↑Wed Mar 02, 2022 11:01 am As a proud Boglehead I am pleased to serve as an example of the difficulties of market timing.
Closed my BYND position at $59.69 for a 10.40% profit.
Today BYND is trading at $44.88... I would have been up 32.6% instead if I had held!
- Thu Feb 17, 2022 10:03 am
- Forum: Personal Finance (Not Investing)
- Topic: 40 acres in Trust Sale Question
- Replies: 2
- Views: 332
40 acres in Trust Sale Question
I and a relative are selling some land. The original trustee died in 2011. The trust still owns the land 10 years later. Do I and the relative get to value the land as of the sale now or do we have to pay taxes on the increase in value.
Or does the trust have to pay the taxes on the increase in value.
Any help or links to previous threads I will greatly appreciate.
Thanks for the help.
Or does the trust have to pay the taxes on the increase in value.
Any help or links to previous threads I will greatly appreciate.
Thanks for the help.
- Mon Feb 07, 2022 9:27 pm
- Forum: Investing - Theory, News & General
- Topic: 2022 Hedge Fund contest
- Replies: 320
- Views: 35916
- Tue Feb 01, 2022 11:30 am
- Forum: Personal Investments
- Topic: What to hold rather than Bonds?
- Replies: 68
- Views: 7368
Re: What to hold rather than Bonds?
In my brief experience VYM, Vanguard's high yield dividend etf has worked out better than a bond return. If bond's had much of a return I would probably not do that. I still have 20 % of my AA in bonds.
- Mon Jan 03, 2022 1:31 pm
- Forum: Investing - Theory, News & General
- Topic: 2022 Hedge Fund contest
- Replies: 320
- Views: 35916
Re: 2022 Hedge Fund contest
The Florida Divers Fund
Short: GME
Short: GME
- Sat Jan 01, 2022 8:55 pm
- Forum: Investing - Theory, News & General
- Topic: 2021 Hedge Fund Contest
- Replies: 269
- Views: 31334
- Sat Jan 01, 2022 2:28 pm
- Forum: Investing - Theory, News & General
- Topic: Official Registration For The 2022 Boglehead Contest
- Replies: 733
- Views: 41530
- Sat Jan 01, 2022 2:24 pm
- Forum: Investing - Theory, News & General
- Topic: Official Registration For The 2022 Boglehead Contest
- Replies: 733
- Views: 41530
- Fri Dec 24, 2021 12:40 pm
- Forum: US Chapters
- Topic: My Christmas Present For You
- Replies: 85
- Views: 9866
Re: My Christmas Present For You
Thank you for your service, Taylor. and Merry Christmas.
- Tue Dec 14, 2021 7:24 pm
- Forum: Investing - Theory, News & General
- Topic: S&P 500 Index Fund -- "A Shocking Statistic"
- Replies: 19
- Views: 7369
Re: S&P 500 Index Fund -- "A Shocking Statistic"
Great statistic!
- Wed Oct 27, 2021 1:14 pm
- Forum: Personal Consumer Issues
- Topic: Auto Battery Question [tipping for installation]
- Replies: 16
- Views: 1198
Re: Auto Battery Question
I felt a little guilty of not giving the guy enough. I wanted to know what the folks here thought.JoeRetire wrote: ↑Wed Oct 27, 2021 1:11 pmI don't believe there's any Boglehead-approved method for tipping or not tipping auto battery installers.Vanguard Fan 1367 wrote: ↑Wed Oct 27, 2021 12:58 pm I bought a battery for $200.00 at an auto parts chain store. I gave the man who installed it 5 bucks. Was that ok or would my fellow Bogleheads have done something different?
Besides, it's already done. Why would it matter what folks here think of it?
- Wed Oct 27, 2021 12:58 pm
- Forum: Personal Consumer Issues
- Topic: Auto Battery Question [tipping for installation]
- Replies: 16
- Views: 1198
Auto Battery Question [tipping for installation]
I bought a battery for $200.00 at an auto parts chain store. I gave the man who installed it 5 bucks. Was that ok or would my fellow Bogleheads have done something different?
- Sat Sep 04, 2021 1:04 am
- Forum: Personal Investments
- Topic: Dumping Emerging Markets?
- Replies: 75
- Views: 8183
Re: Dumping Emerging Markets?
I invested in emerging markets some time ago. I am happy that John Bogle talked me out of investing there. I dumped emerging markets years ago.
- Thu Sep 02, 2021 1:28 am
- Forum: Personal Investments
- Topic: I am poorer due to T. Rowe Price, do I have any recourse?
- Replies: 40
- Views: 9903
Re: I am poorer due to T. Rowe Price, do I have any recourse?
I agree with this. Someone I know has 6 figures at TRP. I ran the numbers on TRP versus Vanguard and the difference was noticeable.BolderBoy wrote: ↑Thu Aug 26, 2021 12:45 pmNo.
Have you looked at the expense ratios (ER) of the funds you hold at TRP? They tend to be pretty high when compared with Vanguard, Fidelity and Schwab, for example. If the ERs are indeed high then your bigger concern here should be finding a new, lost-cost firm to hold your 401k / IRA going forward.
- Thu Sep 02, 2021 1:14 am
- Forum: Personal Consumer Issues
- Topic: Soliciting book recommendations to help think through the non-financial aspects of retiring early
- Replies: 18
- Views: 2332
Re: Soliciting book recommendations to help think through the non-financial aspects of retiring early
Purposeful Retirement by Hyrum Smith
- Fri Aug 27, 2021 12:44 am
- Forum: Personal Finance (Not Investing)
- Topic: Buy Home With Cash VS Getting A Mortgage (for well off, self-made 34 year old)
- Replies: 28
- Views: 3901
Re: Buy Home With Cash VS Getting A Mortgage (for well off, self-made 34 year old)
I like the cash approach. You at least get to keep your house if we have a major stock market correction.
- Sat Aug 14, 2021 8:20 pm
- Forum: Personal Finance (Not Investing)
- Topic: Strategically went house poor in 2017. The gamble paid off.
- Replies: 253
- Views: 24960
Re: Strategically went house poor in 2017. The gamble paid off.
Congratulations on things working out for you. I did something similar in 2015 with a house and it working out great for me so far.
- Fri Aug 13, 2021 4:52 pm
- Forum: Personal Finance (Not Investing)
- Topic: Inheritance & distribution to siblings quandry
- Replies: 29
- Views: 5032
Re: Inheritance & distribution to siblings quandry
I also like the idea of each sibling getting whatever mom wants to give and investing it on their own. I know of a situation where some inherited things are owned in an LLC and the 3 siblings don't get along at all.
Hopefully mom would consider giving each sibling a separate gift and all the siblings could handle dealing with mom's generosity with love and dignity and gratitude.
Hopefully mom would consider giving each sibling a separate gift and all the siblings could handle dealing with mom's generosity with love and dignity and gratitude.
- Mon Aug 09, 2021 8:29 pm
- Forum: Investing - Theory, News & General
- Topic: Favorite Investing Book?
- Replies: 57
- Views: 10312
Re: Favorite Investing Book?
The John Bogle Reader
- Mon Aug 09, 2021 1:16 am
- Forum: Personal Investments
- Topic: Issues with Vanguard Mobile check deposit
- Replies: 16
- Views: 2356
Re: Issues with Vanguard Mobile check deposit
I had no problems recently with an I phone connected to home wi-fi and good light on a 700 dollar check sitting on a black granite countertop.texags00 wrote: ↑Sun Aug 08, 2021 5:57 pm Received lump sum rollover check from prior employer Pension and trying to use the Vanguard App mobile deposit with no luck. Have tried my phone, wife's phone(both Android) and an Ipad. Keep getting error messages that having difficulty processing your check. Any suggestions? I know I can mail into Vanguard but would prefer not to if at all possible.
- Thu Aug 05, 2021 10:52 am
- Forum: Personal Finance (Not Investing)
- Topic: Does Fidelity or Schwab have Online Bill Pay?
- Replies: 8
- Views: 2148
Re: Does Fidelity or Schwab have Online Bill Pay?
I have tried several different Bill Pay providers. Fidelity does a great job for me today!
- Wed Jul 28, 2021 3:32 pm
- Forum: Personal Investments
- Topic: Should I roll my HSA to Vanguard Healthequity?
- Replies: 13
- Views: 2180
Re: Should I roll my HSA to Vanguard Healthequity?
I appreciate Fidelity offering the great HSA that the do.
- Tue Jul 13, 2021 2:47 pm
- Forum: Investing - Theory, News & General
- Topic: Vanguard buys Just Invest.....
- Replies: 75
- Views: 10796
Re: Vanguard buys justinvest.....
Mergers often are diworsifications. I hope this works out well.
- Sat Jul 10, 2021 11:17 am
- Forum: Personal Consumer Issues
- Topic: Landscape Lighting - Professional or DIY?
- Replies: 22
- Views: 3933
Re: Landscape Lighting - Professional or DIY?
I had wires in the ground for non-led 12 volts. I replaced the lights and the power supply with Home Depot parts. I am happy so far with the results. The power supply was under 100 and the lights somewhere less than 50 a piece.
- Fri Jul 09, 2021 7:34 pm
- Forum: Investing - Theory, News & General
- Topic: Are we entering an era of diminishing returns ?
- Replies: 121
- Views: 15057
Re: Are we entering an era of diminishing returns ?
I think yes, we are entering a period of diminishing returns.
- Fri Jul 09, 2021 6:15 pm
- Forum: Investing - Theory, News & General
- Topic: 2021 Hedge Fund Contest
- Replies: 269
- Views: 31334
Re: 2021 Hedge Fund Contest
Tanelorn wrote: ↑Fri Jul 09, 2021 6:05 amHigh praise indeed!whodidntante wrote: ↑Wed Jul 07, 2021 4:49 pm I think that Tanelorn is secretly Jim Chanos, or that he would be if Tanelorn could take the pay cut.
For those who don’t know Chanos, he’s a very successful short selling hedge fund manager.
https://www.yahoo.com/lifestyle/short-s ... 40808.html
https://en.wikipedia.org/wiki/Jim_Chanos
Yes. If you could do this in real life then you could make a nice living! Of course we have the example of GameStop which in real life cost a lot of money to those who shorted.
- Fri Jul 09, 2021 12:43 pm
- Forum: Personal Investments
- Topic: Any clients of Timothy Financial Counsel out there?
- Replies: 27
- Views: 5883
Re: Any clients of Timothy Financial Counsel out there?
I like your suggestion or the Timothy suggestion a lot more than the ongoing AUM approach.retired@50 wrote: ↑Thu Jul 08, 2021 11:13 pmI'm well aware of the ongoing cost of AUM arrangements.Vanguard Fan 1367 wrote: ↑Thu Jul 08, 2021 11:00 pm 5k isn’t as expensive as some high er funds plus 1% AUM organizations.
I got the impression that the $5,000 was for a "one-time" look at someone's finances, not an ongoing relationship.
Of course, there's always the free model of using the portfolio review here on Bogleheads.
Regards,
- Thu Jul 08, 2021 11:00 pm
- Forum: Personal Investments
- Topic: Any clients of Timothy Financial Counsel out there?
- Replies: 27
- Views: 5883
Re: Any clients of Timothy Financial Counsel out there?
If you have a million in assets and get involved with organizations that take 2% in various fees per year that is 20k per year.retired@50 wrote: ↑Thu Jul 08, 2021 8:40 pm $5,000 seems a bit steep for an analysis.
Doesn't PlanVision do this for a few hundred bucks?
See this thread, or search Silk McCue's posts, as I understand he's a loyal customer.
Link: viewtopic.php?f=2&t=344478
Regards,
5k isn’t as expensive as some high er funds plus 1% AUM organizations.
- Thu Jul 08, 2021 10:46 pm
- Forum: Personal Consumer Issues
- Topic: New car tire rotation
- Replies: 79
- Views: 7608
Re: New car tire rotation
I had a few free rotations thrown in with a used car sale. On one of the “rotations” I made small marks on tires so that I could check that it was done. It was not. I understand that isn’t rare for that to happen.
I did not confront the dealer about not doing the rotation.
The next time I scheduled a rotation they actually did it.
I did not confront the dealer about not doing the rotation.
The next time I scheduled a rotation they actually did it.
- Wed Jul 07, 2021 8:41 pm
- Forum: Personal Finance (Not Investing)
- Topic: What's Simpler: Fidelity Credit Card vs 4 Store/Specific Cards
- Replies: 33
- Views: 3066
Re: What's Simpler: Fidelity Credit Card vs 4 Store/Specific Cards
I like the simplicity of using just the Fidelity card. When it occasionally gets locked down I use a debit card.
- Wed Jul 07, 2021 4:55 pm
- Forum: Personal Consumer Issues
- Topic: Cost to keep Beater Truck?
- Replies: 33
- Views: 4086
Re: Cost to keep Beater Truck?
I go back and forth on this issue myself. Sometimes the wife and I have a truck and 2 cars, sometimes a truck and one car. I really like having a truck.
- Mon Jul 05, 2021 6:26 pm
- Forum: Investing - Theory, News & General
- Topic: When did you give up trying to beat the market?
- Replies: 53
- Views: 6205
Re: When did you give up trying to beat the market?
In June 2014 I read Bogle’s books and started the process of going to low fee index funds.
- Sat Jul 03, 2021 11:39 pm
- Forum: Investing - Theory, News & General
- Topic: 2021 Boglehead Contest Update
- Replies: 12
- Views: 2898
- Sat Jul 03, 2021 9:13 pm
- Forum: Personal Finance (Not Investing)
- Topic: Best financial decision ever made
- Replies: 81
- Views: 10826
Re: Best financial decision ever made
Mine was reading Bogle’s books and acting on what I read.
- Sat Jul 03, 2021 9:11 pm
- Forum: Personal Consumer Issues
- Topic: How to secure house immediately after burglary
- Replies: 22
- Views: 3255
Re: How to secure house immediately after burglary
In a burglary the local glass repair place came out pretty quickly to fix a broken window.
In another burglary of an office an employee was handy and replaced a broken door the day after the burglary. I paid for both repairs.
In another burglary of an office an employee was handy and replaced a broken door the day after the burglary. I paid for both repairs.
- Thu Jul 01, 2021 8:13 pm
- Forum: Personal Consumer Issues
- Topic: Electric vs Manual Toothbrushes: cost effective?
- Replies: 47
- Views: 4511
Re: Electric vs Manual Toothbrushes: cost effective?
I like 2 Sonicares. One cost about 50 and the other less than 100 dollars. I haven’t tried the expensive Sonicares
- Thu Jul 01, 2021 8:09 pm
- Forum: Personal Finance (Not Investing)
- Topic: My dilemma... What would you do?
- Replies: 160
- Views: 17133
Re: My dilemma... What would you do?
I like the idea of quitting the job requiring an hour and a half commute.
- Mon Jun 28, 2021 11:39 pm
- Forum: Investing - Theory, News & General
- Topic: Hedge Fund vs Vanguard
- Replies: 6
- Views: 1409
Re: Hedge Fund vs Vanguard
I appreciate Bogle's books. He explains the advantages of indexing over hedge funds and I recommend taking the time to read his books on the subject. My investment life really changed after implementing his ideas.
- Mon Jun 28, 2021 11:16 am
- Forum: Investing - Theory, News & General
- Topic: Why are you invested (mainly) in US stocks when all long term forecasts are in favour of ex-US?
- Replies: 221
- Views: 22241
Re: Why are you invested (mainly) in US stocks when all long term forecasts are in favour of ex-US?
On forecasts I like Jack: “Nobody knows nothing” If nobody knows nothing, that would seem to point in favor of holding market weight positions in U.S. and International. Or maybe equal weight with rebalancing. Many Bogleheads tend to shun all predictions except for one, it seems: US outperformance. “The three largest countries in the international index [EAFE] are Great Britain, Japan and France, and to bet those countries will do better than the U.S. in the long run is a bad bet.” -- Jack Bogle link I have had investing advice since about 1980 that could have been better. Thankfully I read Bogle in 2014 and acted on the advice. It is pretty spectacular the difference in my returns post Bogle. So I may do better not following Bogle's advic...
- Sun Jun 27, 2021 9:32 pm
- Forum: Personal Finance (Not Investing)
- Topic: SouthEast Florida Condo Market
- Replies: 9
- Views: 2433
Re: SouthEast Florida Condo Market
The book, Condominium , is worth the read.