Search found 364 matches

by investor997
Thu Nov 29, 2018 1:07 pm
Forum: Personal Consumer Issues
Topic: Buying Used Tesla Model S? What to look for
Replies: 11
Views: 1834

Re: Buying Used Tesla Model S? What to look for

OP: My only suggestion is to develop a full understanding of what it will take for you to charge at 240V at home. If you live in a townhome/condo, there could be significant costs and/or limitations involved (city codes, working around HOAs, etc). If you live in an apartment, it could be next to imp...
by investor997
Sat Nov 24, 2018 7:46 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Card for International Travel
Replies: 67
Views: 6323

Re: Credit Card for International Travel

IMHO, boa travel rewards card is better. It carries no annual fee. And with the exception of dining, its rebates are equal or higher than the premium card. In particular, all travel purchases (airfare, hotel, car, cruise etc.) through boa travel center carry double rewards. So it's 3% rebate. The p...
by investor997
Fri Nov 23, 2018 7:29 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

Congrats investor997. The Model 3 is a great car. I am about 5 months and 7k miles into ownership. I am not sure what climate you are in but if you drive in cold weather, be ready for the reduced efficiency and range. I posted this in another forum..sample of 1..... Southern California here. I'm ho...
by investor997
Fri Nov 23, 2018 3:48 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

Another cool Tesla observation: Missing consecutive green lights, or rather getting caught at successive red lights is no longer as annoying as it used to be. With an ICE car, gas is wasted every time the brakes are used, not to mention the brakes themselves wear out and, if it's a German car, proba...
by investor997
Thu Nov 22, 2018 2:16 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

OP here. Happy Thanksgiving everyone. I've had the car for about three weeks now. it's exceeded expectations. I really couldn't be any happier other than a few nit-picks concerning charging but I'll soon have those addressed. I'm having a Tesla wall connector on a 240V/30A circuit installed in my ga...
by investor997
Tue Nov 20, 2018 12:19 pm
Forum: Personal Consumer Issues
Topic: Recommendations for Home Printer
Replies: 41
Views: 1733

Re: Recommendations for Home Printer

Am I the only one who *wont* recommend Brother? I bought an inexpensive Brother laser printer about 6 years ago and now it paper jams every single time I use it.
by investor997
Tue Nov 20, 2018 12:17 pm
Forum: Personal Consumer Issues
Topic: Which cars can be unlocked and started from a smart phone?
Replies: 28
Views: 1814

Re: Which cars can be unlocked and started from a smart phone?

Tesla Model 3. Well, technically speaking you can't "start" it because it's an EV but the app does have a "start" button, presumably to allow a remote user to drive it. You can also make it honk the horn, flash the lights, turn the AC or cabin heat on and remotely enable/disable valet mode and speed...
by investor997
Mon Nov 12, 2018 7:27 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3070
Views: 600289

Re: What's Your Credit Card Rewards Strategy?

TravelforFun wrote:
Mon Nov 12, 2018 7:17 pm

Why would you want to cancel SW when you're so close to 110k? According to The Points Guy, Companion Pass is the best perk in existence.

TravelforFun
I plan to cancel it *after* I hit 110K. Once the milestone is reached, the Southwest card no longer offers much value.
by investor997
Mon Nov 12, 2018 5:02 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3070
Views: 600289

Re: What's Your Credit Card Rewards Strategy?

Just got approved for the Southwest Plus Card, a personal card which will give me 40,000 points after I spend $1,000 in three months. With the Southwest business card and the personal card, I'm ready to charge a total of $10,000 on these two cards in January to get 110,000 points and hence, the Com...
by investor997
Wed Nov 07, 2018 9:52 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

OP here again. Here's the Day #3 report... Maybe I should turn this into a running blog. I experienced my first use of a public charging station yesterday. My office park has several Chargepoint Level 2 chargers available. I signed up for a Chargepoint account ahead of time and requested an RFID ta...
by investor997
Wed Nov 07, 2018 12:22 pm
Forum: Personal Consumer Issues
Topic: Best deals to buy iphones
Replies: 66
Views: 6781

Re: Best deals to buy iphones

If you're an airline miles collector, note that every so often the airline points shopping portals will offer a pretty good deal with the Apple Store. There was a deal recently where you could earn 5 United miles per $ spent. https://www.cashbackmonitor.com/cashback-store/apple-store/ Just looking a...
by investor997
Wed Nov 07, 2018 10:34 am
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

I have had my Model 3 for over 3 months now, and I only use my 220V 10-30 dryer outlet in my laundry room next to my garage. I only had to buy an adapter that Tesla sells. You might want to check if you have one of these. Mine was never used since we have a gas dryer. Keep enjoying the car!! Believ...
by investor997
Tue Nov 06, 2018 10:18 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

For few days, I tried to talk myself out of buying one but finally I gave up and decided that once in a lifetime I will be completely insane and forget being cautious. About 3 more weeks until a white on white performance would empty my bank account. I dread that moment. Where is that smiley showin...
by investor997
Fri Nov 02, 2018 1:38 pm
Forum: Personal Consumer Issues
Topic: Engineering school
Replies: 66
Views: 4894

Re: Engineering school

My friend who's a Rose-Hulman graduate would recommend Rose-Hulman.
by investor997
Thu Nov 01, 2018 12:10 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3070
Views: 600289

Re: What's Your Credit Card Rewards Strategy?

Oh, and I forgot to mention: Companion Pass is completely independent of the other tiers, ie A-List or A-List Preferred. Generally speaking you'll only earn those statuses by actually flying, ie earning butt-in-seat points. The new Chase RR Priority card *does* earn some A-List qualifying points but...
by investor997
Thu Nov 01, 2018 12:05 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3070
Views: 600289

Re: What's Your Credit Card Rewards Strategy?

https://www.southwest.com/html/customer-service/faqs.html?topic=rapid_rewards_program_terms_and_conditions&question=rules_and_regulations Does the fact that they explicitly specify Rapid Rewards Credit Cards from Chase as an exception for bonus points not counting towards qualifying points mean tha...
by investor997
Thu Nov 01, 2018 10:55 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3070
Views: 600289

Re: What's Your Credit Card Rewards Strategy?

lisaneedsbraces wrote:
Thu Nov 01, 2018 10:05 am
investor997 wrote:
Thu Nov 01, 2018 9:48 am

1. Yes, you can set the BofA smartphone app to enable notifications for just about any kind of event, including the two you mention.
Only through the app, or can you configure e-mails as well?
Email, notification or both.
by investor997
Thu Nov 01, 2018 10:53 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3070
Views: 600289

Re: What's Your Credit Card Rewards Strategy?

but if there is no good reason to cancel (eg: being denied a new card because you have too much credit already), there is no point in canceling. This is my concern. I have approximately $75K in total credit line spread across the four cards I have now with $30K of it on the Southwest card alone. I ...
by investor997
Thu Nov 01, 2018 10:51 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3070
Views: 600289

Re: What's Your Credit Card Rewards Strategy?

You should be thinking beyond just the straight cashback %. You need to calculate the value of Citi's industry leading purchase protections. Price Rewind 2 year extended warranty Return protection Purchase protection Brand name clothing (especially shoes!!!!!!), Home Depot/Lowes purchases, Amazon p...
by investor997
Thu Nov 01, 2018 10:49 am
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

If you have a charger at home (and I wouldn't buy an EV without one), it doesn't really make sense to use the supercharger stations unless you are on a road trip. The marginal electricity savings can't really be worth it. I agree completely. I'm working with an electrician to get a 240V/30A circuit...
by investor997
Thu Nov 01, 2018 10:20 am
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

Then there's the Supercharger issues as well. The two nearest Superchargers to me are notorious for being overloaded. They often have people waiting to use them after 11:00pm on a weeknight. This is what happens when you offer "free gas"... even people who pay $100K+ on a car can't turn that deal d...
by investor997
Thu Nov 01, 2018 10:05 am
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

Indeed, and thanks for the reality check. I think I push my car philosophy because cars can be destroyed by factors over which we have no control (the elements, reckless drivers, etc). My bass guitar and my bowling ball are less susceptible to that kind of stuff. That said, you're still right about...
by investor997
Thu Nov 01, 2018 9:48 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3070
Views: 600289

Re: What's Your Credit Card Rewards Strategy?

I use the Fidelity 2% card for almost everything, but I've been thinking about switching to the BofA Premium Rewards card for a while now. Aside from some hesitation to complicating my financial life with BoA checking accounts and Merrill Edge brokerages, I had some questions about how smoothly the...
by investor997
Thu Nov 01, 2018 12:42 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3070
Views: 600289

Re: What's Your Credit Card Rewards Strategy?

Do you have any other cards? I wouldn't want to just have one or two cards. Diversification across banks is a good thing. Yep. I also have a BofA Premium Rewards and a Southwest RR Plus Visa. The BofA Premium Rewards became my new daily driver, although I admit I switched all my spend over to the S...
by investor997
Thu Nov 01, 2018 12:16 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3070
Views: 600289

Re: What's Your Credit Card Rewards Strategy?

I have two cards that I pretty much never use anymore: - BofA Cash Rewards (2011). I was keeping this around and putting gas on it because I have platinum status at BofA (5.25% cash back on gas). Well... I just bought a Tesla so I don't see needing this benefit anymore. The card is still a strong ea...
by investor997
Wed Oct 31, 2018 11:14 pm
Forum: Personal Finance (Not Investing)
Topic: Discount Tire Credit Card - Worth Doing or Overall Foolish?
Replies: 48
Views: 3262

Re: Discount Tire Credit Card - Worth Doing or Overall Foolish?

Did you know that you can probably earn extra reward points and/or cash back at Discount Tire already? https://www.cashbackmonitor.com/cashback-store/discount-tire/ Citi Bonus Cash center is offering 3%. Stack that on top of a Double Cash Mastercard and you've got 5% back... or how about an extra 3 ...
by investor997
Wed Oct 31, 2018 4:33 pm
Forum: Personal Consumer Issues
Topic: Model 3 Mid-Range or Volt
Replies: 27
Views: 2289

Re: Model 3 Mid-Range or Volt

Test drive each. My guess is you'll prefer the Model 3.

Before you commit to a pure EV like the Model 3, make certain you have the ability to charge at 240V at home.
by investor997
Wed Oct 31, 2018 2:01 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

Chargepoint also has an iPhone app that allows you to use your phone, a la Apple Pay, to activate a charger. Saves me from having to carry their RFID tag. Enjoy the car! I agree that the long-range version has ample power and the Performance version is an unnecessary luxury, but I'm glad I sprung f...
by investor997
Tue Oct 30, 2018 4:10 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

OP here again. Here's the Day #3 report... Maybe I should turn this into a running blog. I experienced my first use of a public charging station yesterday. My office park has several Chargepoint Level 2 chargers available. I signed up for a Chargepoint account ahead of time and requested an RFID tag...
by investor997
Tue Oct 30, 2018 4:03 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

monkey_business wrote:
Tue Oct 30, 2018 11:12 am
investor997 wrote:
Sat Oct 27, 2018 7:51 pm
The employees all give you a big round of applause as you drive out of the delivery room.
Really? Seems like that would be pretty embarrassing.
Nothing embarrassing about it. It's just their way of saying "Congratulations!".
by investor997
Mon Oct 29, 2018 4:42 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

Working on Day #2 here and the car is growing on me. I still can't get over the way it accelerates. Parents, NEVER let your teenage kid drive one of these. It will endanger people's lives. That's all I can say. I also verified that with the rear seats folded forward, the cargo area is large enough t...
by investor997
Sat Oct 27, 2018 7:51 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

Sorry, OP is no longer hear to answer your criticism. He is enjoying his new Tesla. OP here. Yes... yes I am. :) Quick summary: Picked up the car today. The delivery experience was interesting but fairly positive... I noticed a few blemishes on the hood so I had them wheel the car around the corner...
by investor997
Wed Oct 24, 2018 12:16 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

Tesla has increased the base price of the least expensive version of its Model 3 sedan and decreased the price of the next most expensive option, as of Wednesday morning. The base price for a Model 3 with rear-wheel drive and a mid-range battery has increased from $45,000 to $46,000; while the base...
by investor997
Tue Oct 23, 2018 3:49 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

Your 70A subpanel will work fine depending on the other big loads in your house and how often they're used (electric heat, AC, dryer, electric oven). The good news is my condo has no other large electrical loads other than central A/C (240V/30A breaker). All the appliances are gas. The bad news is ...
by investor997
Tue Oct 23, 2018 12:50 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

I don't know if this is an option but they sell devices that connect to two different 120V circuits that are connected to different legs in the main panel and connect them in such a way to give you 240V at whatever amps (either 15 or 20 depending the breakers). I don't know if that would meet your ...
by investor997
Tue Oct 23, 2018 12:41 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

places an order without doing a thorough analysis on what it will take to install a 240V charging circuit in their home garages I don't think I've seen you explicitly respond to whether you actually need 240V. Your original post mentioned: I don't (presently) drive enough miles for it to matter. Yo...
by investor997
Tue Oct 23, 2018 12:20 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

Update from OP: I decided to go through with the order. New delivery date is this Saturday. The charging situation at my home is complicated. I've talked to one electrician and I'm about to get a quote from a second. It's probably going to be expensive. I'll explain why. I live in a condo. There's a...
by investor997
Sun Oct 14, 2018 11:19 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

New panel, perhaps? My father had his attached townhome’s replaced to get 240 for charging his Model 3. Cost him about $1800 to do so here in NorCal. Tesla had a list of recommended electricians to call. It's complicated. I can replace the subpanel in my garage to 1000A and it won't matter. Everyth...
by investor997
Sun Oct 14, 2018 7:49 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

Update from OP: Welp, massive wrinkle thrown into my situation. I live in an attached townhome and I just learned that the main breaker feeding my unit is only 70A (I'd assumed it was 100A). At the moment, it's totally unclear whether or not there's enough juice left over to add a 240V circuit to my...
by investor997
Fri Oct 12, 2018 6:51 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

Music to my ears! Speaking of which, have you thought much about what your first song in the car will be? I really have no idea... Back when I did European Delivery of my 335i I was thinking I'd play "99 Luftballoons" or "Der Komissar" in the BMW delivery center. I guess I have a week to think abou...
by investor997
Fri Oct 12, 2018 6:26 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

WHOA - Tesla just called me and they said they'll have my car ready for delivery the Monday after next. Bam!
by investor997
Fri Oct 12, 2018 6:03 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

I am very close. Considering starting a new thread to ask people to talk me *in* to buying one. So just AWD? Did you get FSD? What colors? What was the delivery estimate and where (generally) do you live? Correct - AWD/Dual Motor Long Range but not Performance. I got the 19" wheels and Midnight Sil...
by investor997
Fri Oct 12, 2018 5:51 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

OP here. Order is now placed. :twisted: In a concession to Bogleheads who scratch their heads at anything beyond a Corolla or Prius, I decided to dial it back a little and skipped the Performance/Performance Upgrade build. This saves about $12,000 but should still have enough speed/acceleration to p...
by investor997
Wed Oct 10, 2018 2:47 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

But of course spending the delta of 30k+ (to several 100k or whatever) from 'regular' new cars to cars people rave about is all about personal taste to begin with so naturally also about personal taste one cool car to another. Also I like my (F30) 328's personality as well, some people might say it...
by investor997
Wed Oct 10, 2018 1:26 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

investor997, can you elaborate on what it was about the Model 3 that blew those Audis away? What it just the fast acceleration? Because I think you would get tired of that quickly. Plus, if you care at all about battery longevity, you wouldn't be mashing the accelerator pedal all the time anyway. L...
by investor997
Wed Oct 10, 2018 10:11 am
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

Me personally id just buy a used porsche 911 for around 30k and itll haul ass. But i love porsche. Its not an EV but you need to ask yourself is spending 75k worth it just to go electric? Only you can weigh all your options and decide. Good luck! There is another option for OP - he could get the AW...
by investor997
Wed Oct 10, 2018 10:06 am
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

Me personally id just buy a used porsche 911 for around 30k and itll haul ass. But i love porsche. Its not an EV but you need to ask yourself is spending 75k worth it just to go electric? Only you can weigh all your options and decide. Good luck! OP here. You probably read over my other posts that ...
by investor997
Tue Oct 09, 2018 2:17 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

Thanks for clarifying. I think I would probably just stick with the 4 Runner for bike transport, but I understand your perspective. Ironically, the fact that I *have* to use my 4Runner for bike transport is what's driving me to find a new car. When I sold my BMW for the 911 I gave up the ability to...
by investor997
Tue Oct 09, 2018 12:10 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

I would personally prioritize something like this: 8k Mountain bike of my dreams. Yeti SB5.5C or Evil Following/Wreckoning. 25-30k Fun sedan/hatchback. Stick GTI or Civic SI or ? Something with a good suspension and a manual transmission. Fun to drive on winding roads. Keep the 4 Runner I tend to b...
by investor997
Tue Oct 09, 2018 11:12 am
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 318
Views: 21684

Re: Talk me out of buying a Tesla Model 3

I am a "car guy" (go back to a 1962 Porsche 356), retired with all the assets I need, and also trying to decide about the 3, I will forego the financial aspects and share my thinking. 1) My own inclination is for the Long Range, RWD model. Tesla now tells me that I can get it in "less than 4 weeks"...