Search found 200 matches

by jadedfalcons
Tue Nov 27, 2018 8:53 pm
Forum: Personal Finance (Not Investing)
Topic: Employeer taking vacation days on public holidays - is this legal or normal?
Replies: 99
Views: 7427

Re: Employeer taking vacation days on public holidays - is this legal or normal?

Our policy is full time employees who have been with us for at least ninety days get paid holidays off (excepting if the holiday falls on Sunday, since we're closed that day anyways) but if they miss their normally scheduled day off before or after that holiday, then they don't get paid for the holi...
by jadedfalcons
Sat Nov 24, 2018 6:10 am
Forum: Personal Consumer Issues
Topic: $100 in rebates from Amazon over Black Friday
Replies: 10
Views: 2373

Re: $100 in rebates from Amazon over Black Friday

I'd like to promote a company too! I've had the Dragon Shrimp at Red Lobster twice now. I love it. I mean, it's really really great. I can't say enough good things about it. I could eat that every day for a month and not get tired of it. I mean, if you thought their Cheddar Bay Biscuits were good, t...
by jadedfalcons
Wed Nov 21, 2018 9:59 am
Forum: Investing - Theory, News & General
Topic: my review of my HSA with Saturna brokerage
Replies: 161
Views: 44156

Re: my review of my HSA with Saturna brokerage

My understanding was that Fidelity will not let you hold VTSAX. I might have bad information on that then. Otherwise, I can pay the $24.95 to sell it at Saturna, then transfer it as cash. I'd be out of the market for a bit that way, but not critically, and it's only my 2017 contribution anyways.
by jadedfalcons
Tue Nov 20, 2018 11:05 pm
Forum: Investing - Theory, News & General
Topic: Rumor mill - Fidelity starting individual HSA's Nov. 15th
Replies: 674
Views: 47530

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

For those transferring from Saturna with Vanguard admiral shares to this new Fidelity option, what is the fastest way to accomplish this? I was told by Fidelity that an in-kind transfer of VTSAX is not possible. I don’t want to lose $500 in market value while waiting for cash to transfer to save $2...
by jadedfalcons
Tue Nov 20, 2018 6:55 am
Forum: Investing - Help with Personal Investments
Topic: FOMO and Closed Funds
Replies: 16
Views: 1754

Re: FOMO and Closed Funds

pfffft. All that is nuttin'

Now imagine buying Bitcoin for 82¢ and selling for over $19k.
by jadedfalcons
Tue Nov 20, 2018 6:52 am
Forum: Investing - Theory, News & General
Topic: my review of my HSA with Saturna brokerage
Replies: 161
Views: 44156

Re: my review of my HSA with Saturna brokerage

I plan to. Currently holding off because half of mine is invested in VTSAX, so I'm waiting to see if I can have that held at Fidelity with Vanguard's changes. I figure even if I can't dodge the $75 closing fee, the savings on trading fees and convenience of being able to do small trades will be well...
by jadedfalcons
Mon Nov 19, 2018 11:53 am
Forum: Personal Finance (Not Investing)
Topic: Millennial behind - but still have time to [catch up]
Replies: 20
Views: 2224

Re: Millennial behind - but still have time to ketchup

"still have time to ketchup"

Is this Patrick Mahomes? Don't worry, just keep playing the way you are and you'll get that big paycheck! Concentrate on tonight!
by jadedfalcons
Sun Nov 18, 2018 10:25 am
Forum: Investing - Theory, News & General
Topic: Rumor mill - Fidelity starting individual HSA's Nov. 15th
Replies: 674
Views: 47530

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

mx711yam wrote:
Sun Nov 18, 2018 8:07 am
So guidance to get out of Saturna closing fee is pull all cash then close?
Given that Saturna is a brokerage account, I'm wondering if couldn't be transferred as is?
by jadedfalcons
Fri Nov 16, 2018 9:40 am
Forum: Investing - Theory, News & General
Topic: Rumor mill - Fidelity starting individual HSA's Nov. 15th
Replies: 674
Views: 47530

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

Cheers to Fidelity. I regret picking Saturna a couple of years ago. Now I'm stuck with a $75 closing fee. I was able to withdraw all my money without fees by taking a distribution and doing an indirect rollover (limited to one per 12-month period). My guess is that the closing fee applies if you re...
by jadedfalcons
Tue Oct 30, 2018 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: Can I deposit cash from selling car into bank account over 10k?
Replies: 21
Views: 2113

Re: Can I deposit cash from selling car into bank account over 10k?

(Mods, apologies in advance if discussion of this violates the rules here) I have a number of customers who provide services for cash. Whether it's engine work, cutting down trees, or putting new tires on trucks, they do the work for cash so they don't have to report the income. One customer has bou...
by jadedfalcons
Tue Oct 30, 2018 8:38 am
Forum: Investing - Theory, News & General
Topic: Who's Buying General Electric?
Replies: 39
Views: 4635

Re: Who's Buying General Electric?

I own a bit over 100 shares, so a tiny portion of my portfolio, but I think I'll still add some more. Interestingly, it's only down a bit over 1% as I write this, so maybe most of the bad news of the divvy cut was priced in. Having said that, if Culp is successful in reaching those higher targets, I...
by jadedfalcons
Mon Oct 29, 2018 7:51 pm
Forum: Personal Consumer Issues
Topic: People with older car, share your unusual repairs
Replies: 84
Views: 5304

Re: People with older car, share your unusual repairs

I was driving to the grocery store one morning when I heard a crunching noise. At first I thought it was just acorns, which it did seem early for the acorns to be dropping. A half mile down the road with no stop in the sound, and noticing people were stopping and looking at me, I abandoned the thoug...
by jadedfalcons
Sun Oct 21, 2018 9:09 pm
Forum: Personal Consumer Issues
Topic: Quitting w/o notice
Replies: 132
Views: 8732

Re: Quitting w/o notice

As a business owner, it's very poor form to quit with no notice. Just curious, if in an at will state where employers prefer employees to give 2 weeks notice, do they give employees 2 weeks notice when they are let go? Just wondering frequently that happens. It would depend on why the employee was ...
by jadedfalcons
Sun Oct 21, 2018 9:02 pm
Forum: Personal Consumer Issues
Topic: Quitting w/o notice
Replies: 132
Views: 8732

Re: Quitting w/o notice

As a business owner ... I stopped reading right there. As a business owner, you don't get a say in this situation. While I find your response to be quite rude, I'll be the better person and point out that I had two jobs prior to being self employed where I knew I was one of the better workers, and ...
by jadedfalcons
Sun Oct 21, 2018 7:47 pm
Forum: Personal Consumer Issues
Topic: Quitting w/o notice
Replies: 132
Views: 8732

Re: Quitting w/o notice

As a business owner ... I stopped reading right there. As a business owner, you don't get a say in this situation. While I find your response to be quite rude, I'll be the better person and point out that I had two jobs prior to being self employed where I knew I was one of the better workers, and ...
by jadedfalcons
Sun Oct 21, 2018 7:34 pm
Forum: Personal Consumer Issues
Topic: Quitting w/o notice
Replies: 132
Views: 8732

Re: Quitting w/o notice

As a business owner, it's very poor form to quit with no notice. Employees doing that have put me in critical binds in the past, and if you have had this job for any length of time, you'll either have to put down a job where you will get a poor reference, or your resume will show that you spent some...
by jadedfalcons
Tue Oct 16, 2018 9:32 am
Forum: Personal Consumer Issues
Topic: Jury duty - already booked vacation
Replies: 51
Views: 5572

Re: Jury duty - already booked vacation

Where I live, they'll give a deferral for up to 6 months, tho I usually just request five months. I always call in and asked to be deferred since I work 60+hours a week every week of the year, so it's a real pain in the hiney to get stuck on a jury.
by jadedfalcons
Sat Sep 29, 2018 1:09 pm
Forum: Investing - Help with Personal Investments
Topic: Computershare Transfer Question
Replies: 24
Views: 3137

Re: Computershare Transfer Question

While the OP has already finished their transfer, for the benefit of others who will come across this thread in the future, this past summer, I transferred my T stock to Vanguard. I called Vanguard on the phone regarding medallion signatures, because I couldn't find a local bank that could do them....
by jadedfalcons
Sat Sep 29, 2018 10:24 am
Forum: Investing - Help with Personal Investments
Topic: Computershare Transfer Question
Replies: 24
Views: 3137

Re: Computershare Transfer Question

While the OP has already finished their transfer, for the benefit of others who will come across this thread in the future, this past summer, I transferred my T stock to Vanguard. I called Vanguard on the phone regarding medallion signatures, because I couldn't find a local bank that could do them....
by jadedfalcons
Fri Sep 28, 2018 9:48 pm
Forum: Investing - Help with Personal Investments
Topic: Computershare Transfer Question
Replies: 24
Views: 3137

Re: Computershare Transfer Question

While the OP has already finished their transfer, for the benefit of others who will come across this thread in the future, this past summer, I transferred my T stock to Vanguard. I called Vanguard on the phone regarding medallion signatures, because I couldn't find a local bank that could do them. ...
by jadedfalcons
Mon Sep 24, 2018 9:14 pm
Forum: Personal Consumer Issues
Topic: Ripped off by a locksmith
Replies: 75
Views: 5800

Re: Ripped off by a locksmith

at our vacation home, we accidentally closed a locked door and left the house, the handle on the inside turns even though the outside is locked. It was around 10PM. Called a local locksmith, he said someone would be there within 25 minutes and price would be between $100-$150 depending on how long ...
by jadedfalcons
Mon Sep 24, 2018 6:31 am
Forum: Personal Consumer Issues
Topic: vacation in the Ozarks
Replies: 15
Views: 1776

Re: vacation in the Ozarks

jehovasfitness wrote:
Sun Sep 23, 2018 6:27 pm
jadedfalcons wrote:
Sun Sep 23, 2018 6:20 pm
Avoid Darlene Snell at all costs.
I hear shes single
As the inimitable George Bluth once said, "Never promise crazy a baby."
by jadedfalcons
Sun Sep 23, 2018 6:20 pm
Forum: Personal Consumer Issues
Topic: vacation in the Ozarks
Replies: 15
Views: 1776

Re: vacation in the Ozarks

Avoid Darlene Snell at all costs.
by jadedfalcons
Sun Sep 23, 2018 7:52 am
Forum: Personal Consumer Issues
Topic: Can salt water kill weeds permanently?
Replies: 18
Views: 2930

Re: Can salt water kill weeds permanently?

You can go with a mixture of salt, water, and vinegar to kill weeds temporarily, but it won't stop new growth. If you want to stop new growth, then I can claim success with spreading salt heavily over the area working for a couple of years, BUT, the runoff can be problematic if you have desirable ve...
by jadedfalcons
Sat Sep 22, 2018 10:04 pm
Forum: Personal Consumer Issues
Topic: Best paint finish for garage?
Replies: 12
Views: 1256

Re: Best paint finish for garage?

Eggshell or satin would be just fine. Use Kilz 2 latex or 1 2 3 primer underneath it first, then use a quality paint. Never skimp and get $10 paint, as the cost of paint is negligible against the value of your time.
by jadedfalcons
Sun Sep 16, 2018 6:19 am
Forum: Investing - Help with Personal Investments
Topic: Best place for a small HSA
Replies: 9
Views: 838

Re: Best place for a small HSA

At Saturna, the inactivity fee is only $12.50/yr if you hold mutual funds. That's still quite a bit cheaper than Lively. You can also reinvest your dividends for free with mutual funds, whereas stocks cost $1 to reinvest dividends. Since you can buy Admiral class funds anyways, not sure why you'd wa...
by jadedfalcons
Sat Sep 15, 2018 9:50 am
Forum: Personal Consumer Issues
Topic: I need a chainsaw to trim branches and limbs!!
Replies: 93
Views: 4478

Re: I need a chainsaw to trim branches and limbs!!

Electric chain saws do not have the power as a gas chain saw. Are good for up to 5 inches dia branches. Then when I tried to use my 2 cycle gas chain saw 2 years ago the carburetor was all gummed up (gas and oil mixture), and a new carburetor would have cost as much as a new chain saw. Whenever you...
by jadedfalcons
Fri Sep 14, 2018 8:45 pm
Forum: Personal Consumer Issues
Topic: I need a chainsaw to trim branches and limbs!!
Replies: 93
Views: 4478

Re: I need a chainsaw to trim branches and limbs!!

Electric chain saws do not have the power as a gas chain saw. Are good for up to 5 inches dia branches. Then when I tried to use my 2 cycle gas chain saw 2 years ago the carburetor was all gummed up (gas and oil mixture), and a new carburetor would have cost as much as a new chain saw. Whenever you...
by jadedfalcons
Fri Sep 14, 2018 8:36 pm
Forum: Personal Consumer Issues
Topic: I need a chainsaw to trim branches and limbs!!
Replies: 93
Views: 4478

Re: I need a chainsaw to trim branches and limbs!!

As someone who sells Stihl saws running from $170 to over $2,000, I suggest you check out their MSA120. $299.99 for saw, battery, and charger. Just sold one yesterday to a petite 70 year old woman. If she can handle it, you can too. I personally use the MSA200. The whole package for that model start...
by jadedfalcons
Sat Sep 01, 2018 9:03 am
Forum: Investing - Theory, News & General
Topic: Zweig Intelligent Investor
Replies: 3
Views: 847

Re: Zweig Intelligent Investor

"percentages that didn't even add up to 100%."

Well, I mean, technically, I guess if his percentages at least added up to 50%, then one could argue that it 'rounded up' to 100%...
by jadedfalcons
Sun Aug 26, 2018 3:17 pm
Forum: Investing - Help with Personal Investments
Topic: Saving for down payment in Schwab taxable brokerage
Replies: 6
Views: 455

Re: Saving for down payment in Schwab taxable brokerage

What about one of their index target date funds? Still not perfect in tax efficiency, but I use the 2020 one for my car fund. Even after the tax hit, still generally does better than a savings account over the long haul, and keeps it simple for me.
by jadedfalcons
Sun Aug 12, 2018 1:36 pm
Forum: Personal Finance (Not Investing)
Topic: Paper checks yes or no?
Replies: 116
Views: 6956

Re: Paper checks yes or no?

This may have already been said, but recently I got free checks from Ally. I think it was only 15 or so, and I don't know how often I can get them, but those checks will last me for years. It wasn't the ones you get for opening a new account either, they were a reorder.
by jadedfalcons
Sat Aug 11, 2018 1:29 pm
Forum: Investing - Theory, News & General
Topic: [New Vanguard website layout starting Saturday, August 11]
Replies: 131
Views: 10152

Re: Anyone noticing Vanguard website changes today Saturday August 11

That...

is ugly. Wasn't like that at 6:00 Central time this morning :?
by jadedfalcons
Sun Jul 29, 2018 3:02 pm
Forum: Personal Consumer Issues
Topic: Road trip Des Moines to Omaha to Kansas City
Replies: 39
Views: 2405

Re: Road trip Des Moines to Omaha to Kansas City

If you want BBQ in Kansas City, there's a place called Scott's Kitchen that I've heard a lot of good about, and it just beat out all the other KC staples for the #1 spot in some publication. It's also uber easy to get to, as you come down I29 you get off at exit 13 (KCI Airport exit), then go east 1...
by jadedfalcons
Fri Jul 27, 2018 3:10 pm
Forum: Personal Consumer Issues
Topic: MoviePass-Too good to be true, but it's legit.
Replies: 370
Views: 50366

Re: MoviePass-Too good to be true, but it's legit.

Well, a lot of people post on here about tilting to small value. It looks like the market cap of this company is now only $2,150,000 after losing over 90% in the last three days!!!

Doesn't get much smaller or valuey than that! Load up, folks! :D
by jadedfalcons
Fri Jul 27, 2018 10:15 am
Forum: Personal Consumer Issues
Topic: Crabgrass weed killer
Replies: 16
Views: 1445

Re: Crabgrass weed killer

Another vote for PBI Gordon's Trimec Crabgrass line. They're my go-to company for lawn & garden chemicals, make quality products that are economical to boot.
by jadedfalcons
Sun Jul 15, 2018 11:45 am
Forum: Personal Finance (Not Investing)
Topic: What is/ was your career and would you recommend it now?
Replies: 379
Views: 37047

Re: What is/ was your career and would you recommend it now?

Retail store owner. Wouldn't recommend. There's the obvious spectre of e-commerce vs b&m hanging over all of us, but with unemployment so low, it's gotten really hard to find help. Combine this with the general public's "people skills" having deteriorated rapidly within the last couple of years, and...
by jadedfalcons
Wed Jul 11, 2018 8:54 am
Forum: Personal Consumer Issues
Topic: Tool cabinets?
Replies: 32
Views: 2392

Re: Tool cabinets?

I just got myself a Dewalt brand and like it very well. Well made and heavy. They're currently changing up their line, so you might keep your eyes peeled for an "old model" on closeout in your travels. The one I got was on Amazon for about $675, but I got it for about $250 through my store.
by jadedfalcons
Wed Jul 04, 2018 10:03 pm
Forum: Investing - Theory, News & General
Topic: What a high-fee financial advisor really offers as a value proposition
Replies: 17
Views: 1903

Re: What a high-fee financial advisor really offers as a value proposition

Nate79 wrote:
Wed Jul 04, 2018 3:43 pm
I'll care about you for only 0.5% and will let you keep your money at Vanguard. :D
I'll do it for .4% AND send you the finest box of 50% off seasonal chocolates I can find for under $9.99.

Why? Because I Pitch #4 you.
by jadedfalcons
Sun Jun 24, 2018 9:31 am
Forum: Personal Finance (Not Investing)
Topic: Compliments for Vanguard?
Replies: 40
Views: 3449

Re: Compliments for Vanguard?

I called them a few weeks ago for the first time regarding transferring my ComputerShare account to them. I was nervous doing so, with all the complaints on here about them and account transfers, but their customer service on the phone was very fast, and my transfer was done in less than a week, inc...
by jadedfalcons
Sun Jun 24, 2018 4:59 am
Forum: Personal Finance (Not Investing)
Topic: 1st Vanguard Complaint in 30 years
Replies: 21
Views: 4286

Re: 1st Vanguard Complaint in 30 years

But you're assuming VG is monitoring bogleheads. There's no evidence of that, other than an occasional mention (or interview of Mel Lindauer) by the Planner and the Geek and some other articles that mention bogleheads now and again. I will say that several weeks ago, Vanguard.com was down on a Sund...
by jadedfalcons
Fri Jun 08, 2018 9:06 pm
Forum: Investing - Help with Personal Investments
Topic: Is investing in Peer-to-Peer Lending good ?
Replies: 16
Views: 1579

Re: Is investing in Peer-to-Peer Lending good ?

It was a good investment years ago, but not so much now. I ended up landing in at a 2.39% return on my money. I got in at a bad time (lots of bad loans in 2016) but if a bull market is getting me a 2.39% return, then what will returns be during a bear market?
by jadedfalcons
Thu Jun 07, 2018 4:56 pm
Forum: Personal Consumer Issues
Topic: What lubricant to use for Freezer slide out door runners?
Replies: 12
Views: 1094

Re: What lubricant to use for Freezer slide out door runners?

by RudyS » Silicone lubricant is ideal for that. This is fine but get one that is food grade or FDA compliant That was my thought also... looking for a food grade lubricant even from an appliance parts supplier... so far when I ask for such a product they seem to think I am from outer space, and ha...
by jadedfalcons
Wed May 30, 2018 1:11 pm
Forum: Personal Consumer Issues
Topic: My mind exploded
Replies: 79
Views: 5210

Re: My mind exploded

Well, Maddox wrote an article entitled "Love your kids? Prove it by beating them," but I'm not sure I'm allowed to link to it...
by jadedfalcons
Mon May 28, 2018 5:13 am
Forum: Investing - Theory, News & General
Topic: Wellesley Fund returns
Replies: 2
Views: 1225

Re: Wellesley Fund returns

Different time periods. Investor class dates to 1970, Admiral dates to 2001.
by jadedfalcons
Fri May 25, 2018 8:27 pm
Forum: Personal Consumer Issues
Topic: Reducing mosquitos by pool
Replies: 14
Views: 1622

Re: Reducing mosquitos by pool

I sell dunks that look like a tiny donut that you toss in. Basically what they do is break up the surface tension of the water so the larvae drown since they breathe out their rectum, floating at the surface, while maturing.

Your local hardware or farm and home store should have them.
by jadedfalcons
Tue May 22, 2018 2:08 pm
Forum: Personal Consumer Issues
Topic: Factory Five build cars
Replies: 23
Views: 2747

Re: Factory Five build cars

motorcyclesarecool wrote:
Tue May 22, 2018 5:41 am
Have you considered Caterham 7? The former hosts of Top Gear assembled a running example in less than a day.
They probably could have built it a lot faster if they'd banned Jeremy from the shop....
by jadedfalcons
Wed May 16, 2018 7:58 pm
Forum: Investing - Help with Personal Investments
Topic: Lower cost but similar alternatives to these American Funds in my Roth IRA?
Replies: 9
Views: 585

Re: Lower cost but similar alternatives to these American Funds in my Roth IRA?

Be sure you spend some time on portfoliovisualizer.com comparing different investments. Primarily New Economy. That's been a fantastic fund in my portfolio over the years and is still a recipient of my IRA contributions. Don't rush to drop it.
by jadedfalcons
Sun May 13, 2018 8:14 pm
Forum: Personal Consumer Issues
Topic: Used car, $20K-$25K
Replies: 43
Views: 4260

Re: Used car, $20K-$25K

Chrysler 300S. You can get RWD or AWD. Very nice car 🚗, fast, and they depreciate a lot quickly, so you can easily fit one in your budget.