Search found 115 matches

by jadedfalcons
Wed Jan 17, 2018 6:39 pm
Forum: Investing - Theory, News & General
Topic: 70% chance of correction in 2018 according to Vanguard - Highest in 15 years
Replies: 55
Views: 4151

Re: 70% chance of correction in 2018 according to Vanguard - Highest in 15 years

Well, Bitcoin is down by nearly 50% in the past month.

I, for one, am cashing in my entire portfolio and buying Bitcoin. Buy on the dips! (no, not really)
by jadedfalcons
Sat Jan 13, 2018 10:04 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Personal Advisory Services Fees
Replies: 33
Views: 2131

Re: Vanguard Personal Advisory Services Fees

I understand your issue, but I guess another way of thinking about it is whether that's a fair price for your peace of mind. I don't think you're going to find much out there in the way of cheaper options. As livesoft said, this is also a question for her. If she doesn't want to think about it, then...
by jadedfalcons
Fri Jan 12, 2018 9:51 am
Forum: Personal Consumer Issues
Topic: wild bird feed
Replies: 43
Views: 1756

Re: wild bird feed

Jadedfalcons Not to hijack the thread, but what do you recommend to feed the squirrels? Thanks, Ace Honestly, they hit up corn pretty hard. You can get corn on the cob and special feeders for that, or just buy a bag of corn for them. Depends on what's in your area, stores like mine sell 50# bags of...
by jadedfalcons
Thu Jan 11, 2018 6:07 pm
Forum: Personal Consumer Issues
Topic: wild bird feed
Replies: 43
Views: 1756

Re: wild bird feed

Avoid mixes with millet, milo, & cracked corn. They're cheap filler ingredients, and a lot of birds don't attack them with gusto (ironically, doves do, but part of that is probably due to the fact that they're ground feeding and the rest of the buggers just yank those seeds out of the feeder and thr...
by jadedfalcons
Mon Jan 08, 2018 6:57 pm
Forum: Personal Consumer Issues
Topic: Frozen Pipes
Replies: 30
Views: 3401

Re: Frozen Pipes

Not sure if this has already been recommended in all the responses, but, if you do have a burst pipe, consider replacing it with PEX tubing. If the burst pipe is CPVC or copper, then you can just cut out the bad part and splice in a length of PEX tubing and use some Sharkbite fittings for an ultra e...
by jadedfalcons
Tue Jan 02, 2018 9:59 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 1728
Views: 304893

Re: What are you up YTD? [Year To Date]

1.01% so far this year.

Would've been better, but T makes up over 9% of my holdings and dropped like a rock today. .87%. Year's not over, though, hopefully I can recover... :(
by jadedfalcons
Tue Jan 02, 2018 6:50 pm
Forum: Investing - Help with Personal Investments
Topic: Franklin Templ. vs Vanguard
Replies: 8
Views: 727

Re: Franklin Templ. vs Vanguard

It has given what I feel are mediocre returns It may be worth noting here that Morningstar shows this fund having roughly 46% of its holdings in bonds, plus whatever "Other" is. Some of my family holds this as an "old" fund, so I have a fair bit of familiarity with it and personally rather like it,...
by jadedfalcons
Sun Dec 31, 2017 9:25 pm
Forum: Personal Consumer Issues
Topic: Netflix, Your Current Favorite Show
Replies: 285
Views: 32683

Re: Netflix, Your Current Favorite Show

Pacific Heat.

If you have a dry sense of humour. If you're a prude, you probably won't enjoy it.
by jadedfalcons
Sat Dec 30, 2017 9:35 am
Forum: Personal Consumer Issues
Topic: Plow Guy Raised Rates
Replies: 112
Views: 9263

Re: Plow Guy Raised Rates

pacodelostigres wrote:
Fri Dec 29, 2017 11:56 am
I'd also leave him a terrible review on every site his business has a presence.
Holy moly, man! That's getting awfully worked up over $5. Good thing most people don't put much credence into online reviews anyways, too many keyboard warriors out there.
by jadedfalcons
Sun Dec 17, 2017 10:17 am
Forum: Investing - Theory, News & General
Topic: Buying Real Silver and Gold (Not Bitcoin)
Replies: 201
Views: 17244

Re: Buying Real Silver and Gold (Not Bitcoin)

Years ago, when gold was $280 an ounce, I wanted to buy some bullion but had no idea how to go about doing it. I appreciate the good information in this thread. I do have a question for the more knowledgeable people here. What is the difference between these two items? https://www.jmbullion.com/2017...
by jadedfalcons
Fri Dec 15, 2017 10:40 pm
Forum: Personal Finance (Not Investing)
Topic: Should I open a fitness center for extra money?
Replies: 37
Views: 2863

Re: Should I open a fitness center for extra money?

We once rented to a couple of guys who bought a franchise from a fitness company. They thought they could be hands off owners and the money would just pour in. Never once did they pay they rent on time. They were a couple bad apples themselves, but their employees raided the cookie jar constantly. W...
by jadedfalcons
Fri Dec 08, 2017 7:36 pm
Forum: Personal Consumer Issues
Topic: Please suggest a dry hands product
Replies: 82
Views: 3733

Re: Please suggest a dry hands product

I sell O'Keefe. I sell balms. I sell fancy schmancy lotions.

This one is what I use. It's cheap. Doesn't smell. Not greasy. It WORKS.

http://manentail.com/products/hoofmaker/

Go ahead and laugh at the link, but I ain't kidding. I've made more than one believer out of it.
by jadedfalcons
Wed Dec 06, 2017 10:38 pm
Forum: Personal Finance (Not Investing)
Topic: House on the market less than a day. Did listing agent commit fraud?
Replies: 56
Views: 7109

Re: House on the market less than a day. Did listing agent commit fraud?

I put in an offer on my house 24 hours after the realtor put the "For Sale" sign in the yard. For what it's worth, I was sitting around the corner watching him put the sign in the ground. My offer was accepted within two hours. Motivated sellers and I had my financing set up already. My offer was 5....
by jadedfalcons
Tue Dec 05, 2017 8:41 pm
Forum: Personal Consumer Issues
Topic: Favorite Holiday Recipes
Replies: 48
Views: 4151

Re: Favorite Holiday Recipes

Being lazy and just sharing a link, but I made this for Thanksgiving and it was a hit. It'll be a staple from here on out, but I'm going to try it with a cup of sour cream added in the future.

https://www.tasteofhome.com/recipes/app ... cheesecake
by jadedfalcons
Thu Nov 30, 2017 5:23 pm
Forum: Personal Consumer Issues
Topic: Safes
Replies: 31
Views: 2107

Re: Safes

I've sold Liberty safes for nearly 20 years. They make very good safes.

Just know that over the long haul the dial locks are more reliable than the electronic locks.

Though I do have a nice 1,000# 50CF safe from Liberty for just $1599.99 :D
by jadedfalcons
Wed Nov 29, 2017 7:23 pm
Forum: Investing - Theory, News & General
Topic: Which crash have you seen it before it is coming?
Replies: 134
Views: 10006

Re: Which crash have you seen it before it is coming?

Bitcoin. Hopefully won't bother the rest of us too much.
by jadedfalcons
Wed Nov 29, 2017 4:15 pm
Forum: Investing - Theory, News & General
Topic: Is there any reason to invest in real estate?
Replies: 98
Views: 7853

Re: Is there any reason to invest in real estate?

Way too many comments for me to read, but I'll comment on option B. Option B can make you a lot more money than A & C. Focus on the word "can" there. It's a lot of headaches, even if a property manager is used, and in my experience, the extra money I can make, as compared to index/REIT investments, ...
by jadedfalcons
Wed Nov 29, 2017 9:06 am
Forum: Investing - Theory, News & General
Topic: CNBC says Vanguard says 70% Chance of "Correction"
Replies: 63
Views: 8032

Re: CNBC says Vanguard says 70% Chance of "Correction"

If anybody here is concerned about losing too much of their money, or 2018 being a flat year, I have investments that will get you a 10% return of your money over the next 12 months, guaranteed . Whenever I make that offer to my friends, they always perk up until they figure out I mean I'm only goin...
by jadedfalcons
Thu Nov 09, 2017 9:51 pm
Forum: Investing - Help with Personal Investments
Topic: How old are you and what size is your portfolio?
Replies: 33
Views: 4406

Re: How old are you and what size is your portfolio?

I am being of 27 years of age and am worth $125,000,000. I am inheriting large sums of money and needing helping transferring from my country of Nigeria. I will gladly be paying $5,000,000 to anybody who provides me their bank account numbers. Please do not be deleting this, Ladygeek.

:D
by jadedfalcons
Wed Nov 08, 2017 8:05 pm
Forum: Investing - Help with Personal Investments
Topic: Invited to join a new credit union
Replies: 7
Views: 781

Re: Invited to join a new credit union

The credit union we use pays horrid interest rates on savings accounts, but they pay 20 basis points once a year on checking and savings as their "profit payout." Still do better at an online bank, but it's not like anything pays much. The real clincher is they also pay 10 basis points on the balanc...
by jadedfalcons
Sat Nov 04, 2017 12:20 pm
Forum: Personal Finance (Not Investing)
Topic: What are your thoughts on buying a car wash? Good investment or is there a catch?
Replies: 46
Views: 4341

Re: What are your thoughts on buying a car wash? Good investment or is there a catch?

Allow me to speak from experience. When I was but a wee lad, my parents bought a car wash. Based upon our experiences, if you were in front of me, I would slap you across the face repeatedly until you came to your senses. And I have a very high level of endurance, and two hands. Vandalism was horrif...
by jadedfalcons
Wed Nov 01, 2017 7:41 pm
Forum: Investing - Help with Personal Investments
Topic: American Funds vs. benchmark on American Funds website?
Replies: 25
Views: 1435

Re: American Funds vs. benchmark on American Funds website?

If in a tax deferred account, swallow your pride and recommend New Economy or New Perspective. Both have done excellent for me for over 25 years. No plans to sell my real winners. Plus the load decreases anyways, and is free at a mil on A class shares. I think Schwab and Fidelity have the no load cl...
by jadedfalcons
Wed Nov 01, 2017 4:09 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Wellesley Income Fund VWIAX VS "Global" Wellesley Income Fund VGYAX? Should I move? Would you? Wellington?
Replies: 41
Views: 4400

Re: Vanguard Wellesley Income Fund VWIAX VS "Global" Wellesley Income Fund VGYAX? Should I move? Would you?

I'm exchanging part of my tax deferred account over into both of them. More of a curiosity to me than anything, since my portfolio is over 98% stocks anyways, and this exchange will only account for about 5% of my portfolio. I'd rather have the foreign exposure anyways as opposed to just domestic. T...
by jadedfalcons
Thu Oct 26, 2017 2:47 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime customers can now give Amazon access to their home
Replies: 53
Views: 4865

Re: Amazon Prime customers can now give Amazon access to their home

simple man wrote:
Wed Oct 25, 2017 12:44 pm
Yep. Found Bezos in my kitchen the other day....had to shoo him out. He said he was cooking Prime rib... :oops:
Well played, sir.

Well played.
by jadedfalcons
Mon Oct 16, 2017 1:26 pm
Forum: Investing - Help with Personal Investments
Topic: VITAX ( vanguard tech fund )
Replies: 9
Views: 633

Re: VITAX ( vanguard tech fund )

aristotelian wrote:
Mon Oct 16, 2017 12:51 pm
Take a look at the NASDAQ chart 2000-2003 and as yourself if you can stomach that much risk. It's still down about 25%.
Woo hoo! 14-17 years later, and I'm still buying it on sale!!! :D
by jadedfalcons
Sun Oct 01, 2017 8:55 pm
Forum: Investing - Theory, News & General
Topic: How do you determine the emergency fund size?
Replies: 65
Views: 16036

Re: How do you determine the emergency fund size?

trueson1 wrote:
Sun Oct 01, 2017 8:47 pm
I keep $1,000 hidden in my basement just in case the grid goes down for a few days -right next to the freeze dried fruit and 10 lb bag of beans and 10 gallons of water. :o 8-) )
Hey, I have a book I think you'd love. What's your address so I can mail it to you?

:D
by jadedfalcons
Mon Sep 18, 2017 5:23 pm
Forum: Personal Consumer Issues
Topic: Dental Work
Replies: 15
Views: 1431

Re: Dental Work

Couple things that piss me off to no end-- if you get any kind of composite work done a filling or a buildup prior to a crown, or have any procedure done that requires bonding, it SHOULD be done in a dry environment. Many dentists will disagree, and many practice without any kind of isolation (we'r...
by jadedfalcons
Mon Sep 18, 2017 3:08 pm
Forum: Personal Consumer Issues
Topic: Super Nintendo Classic edition
Replies: 21
Views: 2021

Re: Super Nintendo Classic edition

Anybody remember how much these cost when new back in the day? $199.99 and it came with Super Mario World, but after a few months, they started having sales for $179.99. That's when I got mine. Still play it, too. Games were a lot easier back then. These new fangled games, I just get sniped constan...
by jadedfalcons
Fri Sep 08, 2017 9:26 am
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 54170

Re: Equifax customer information leak

Can you help me? I'm not very good with numbers. Which is bigger, 42 or 27? GO CHIEFS! :D I called their phone number 3 times now. They say wait for next available agent but after 5 minutes they say all agents are busy, please call back later, and hang up. Happens in 5 minutes each time. Nice custom...
by jadedfalcons
Sun Sep 03, 2017 9:08 pm
Forum: Personal Consumer Issues
Topic: Does anyone use Driving Shoes?
Replies: 40
Views: 4444

Re: Does anyone use Driving Shoes?

I just drive barefoot. Maximum sensory input and the pedals exfoliate my feet at the same time! Oh, heck, I hope that last part won't cause me to lose my man card... Even knowing the word "exfoliate" is grounds for revoking your man card. :) What if I claim I heard it on an episode of Spartacus?
by jadedfalcons
Sun Sep 03, 2017 8:54 pm
Forum: Personal Consumer Issues
Topic: Does anyone use Driving Shoes?
Replies: 40
Views: 4444

Re: Does anyone use Driving Shoes?

I just drive barefoot. Maximum sensory input and the pedals exfoliate my feet at the same time!

Oh, heck, I hope that last part won't cause me to lose my man card...
by jadedfalcons
Sun Sep 03, 2017 4:32 pm
Forum: Personal Finance (Not Investing)
Topic: How old were you when you got your first credit card?
Replies: 46
Views: 2433

Re: How old were you when you got your first credit card?

16. Capital One had a program to get kids started. Had a $1,000 limit. Ironically, while cashiering I ran up another 16 year old who had the same card I did, but with only a $200 limit. Good for my ego :D
by jadedfalcons
Fri Sep 01, 2017 9:51 am
Forum: Investing - Help with Personal Investments
Topic: Portfolio analysis tool
Replies: 4
Views: 347

Re: Portfolio analysis tool

Via the library's online services, I use Morningstar's X-Ray feature. It gives a pretty good amount of detail.

It also tells me my portfolio has no discernible style, which I find comforting that my portfolio matches my wardrobe in that respect...
by jadedfalcons
Wed Aug 30, 2017 6:03 am
Forum: Personal Consumer Issues
Topic: Best lubricant for exterior door locks
Replies: 27
Views: 3122

Re: Best lubricant for exterior door locks

Graphite is the best for locks. The tubes of dry are easy to find, and sometimes you'll also come across it in a small spray can with red straw. I don't remember the name, but it's a blue can with a white pop off lid. Use either of those liberally, then run your key in and out a few times, jiggle it...
by jadedfalcons
Wed Aug 30, 2017 6:00 am
Forum: Personal Finance (Not Investing)
Topic: How much sooner could you retire with NO property taxes?
Replies: 116
Views: 8102

Re: How much sooner could you retire with NO property taxes?

My property taxes run me about $1100/yr, so in my area, makes no difference.
by jadedfalcons
Sun Aug 27, 2017 7:03 pm
Forum: Investing - Help with Personal Investments
Topic: 85/15 too aggressive at age 35?
Replies: 104
Views: 11395

Re: 85/15 too aggressive at age 35?

At the age of 36, I'm 98.3/1.7. The only reason I have that much in bonds is that I set aside money for next year's HSA/IRA contributions into bonds to hopefully get a better return than I do at Ally (and if I'm wrong, no biggee, I'll fund them out of the first tier of my emergency fund, then rebuil...
by jadedfalcons
Wed Aug 23, 2017 5:31 am
Forum: Personal Consumer Issues
Topic: Returning / Exchanging purchased items ?
Replies: 24
Views: 1784

Re: Returning / Exchanging purchased items ?

As a store owner, I will point out that returns always cost money, even if it's a straight return to shelf. Paying somebody $13 an hour to walk around with a return basket kinda stinks, but at least it's not a huge issue overall. Having said that, when returning merchandise, please keep your receipt...
by jadedfalcons
Mon Aug 21, 2017 7:07 pm
Forum: Personal Consumer Issues
Topic: How far would you travel to see The Eclipse?
Replies: 259
Views: 17077

Re: How far would you travel to see The Eclipse?

I live right smack dab in one of the best places to see it. Supposedly, John Travolta was here as well to see it. The eclipse started on time, and after a few minutes...the rain moved in. Didn't get to see the sun one iota during totality, just a bit over 2½ minutes of darkness, then lightening up. ...
by jadedfalcons
Mon Aug 14, 2017 7:51 pm
Forum: Personal Consumer Issues
Topic: How far would you travel to see The Eclipse?
Replies: 259
Views: 17077

Re: How far would you travel to see The Eclipse?

I'm traveling to my back yard. Benefits of living in Saint Joseph, MO. Front yard has too many trees in it.
by jadedfalcons
Thu Jul 20, 2017 9:47 pm
Forum: Personal Consumer Issues
Topic: Sears appliances from Amazon
Replies: 11
Views: 1407

Re: Sears appliances from Amazon

Not a bit. Stock was up over 10% today, though. Wonder how long it will take those buyers to realise that they were buying Sears. "THAT Sears!??!"
by jadedfalcons
Mon Jul 17, 2017 3:48 pm
Forum: Personal Consumer Issues
Topic: Would you look for a general handyman for these home jobs?
Replies: 28
Views: 3233

Re: Would you look for a general handyman for these home jobs?

Momus wrote:I need a handyman too... Can they normally have the knowledge to fix garbage disposal? Switch on, but it doesn't turn on.
Did you hit the reset button on the bottom of the disposal?
by jadedfalcons
Mon Jul 17, 2017 3:47 pm
Forum: Personal Consumer Issues
Topic: Would you look for a general handyman for these home jobs?
Replies: 28
Views: 3233

Re: Would you look for a general handyman for these home jobs?

2. Install a quality filter system on our furnance, replacing the cheap disposable filters that are down there now (already bought the proper filter) Off topic: Cheap disposable filters work without putting a strain on the unit like the thick paper ones. 3M did a study years ago. Might be a biased ...
by jadedfalcons
Mon Jul 17, 2017 1:14 pm
Forum: Personal Consumer Issues
Topic: Would you look for a general handyman for these home jobs?
Replies: 28
Views: 3233

Re: Would you look for a general handyman for these home jobs?

2. Install a quality filter system on our furnance, replacing the cheap disposable filters that are down there now (already bought the proper filter) Off topic: Cheap disposable filters work without putting a strain on the unit like the thick paper ones. 3M did a study years ago. Might be a biased ...
by jadedfalcons
Sun Jul 16, 2017 8:27 am
Forum: Personal Consumer Issues
Topic: Does mower brand matter much if they're all Briggs & Stratton engines?
Replies: 84
Views: 7973

Re: Does mower brand matter much if they're all Briggs & Stratton engines?

It does matter, in the sense that there are several different engines. Some are built better than others. Better companies (like Toro) will stay with the better engines. The main thing I tell people is not get a tiny engine. You can get a cheap mower for less than $150 with a tiny little engine and ...
by jadedfalcons
Sat Jul 15, 2017 10:00 pm
Forum: Investing - Theory, News & General
Topic: Can American Funds be worth the load?
Replies: 17
Views: 2586

Re: Can American Funds be worth the load?

I've shared in the past that my two oldest investments, both from American Funds, outperformed Vanguard's 500 index from 1991-2016, the relevant time period for me. They've also returned double what the 500 has so far this year. When I figured that up before, I ran the numbers with the highest sale...
by jadedfalcons
Sat Jul 15, 2017 8:41 pm
Forum: Investing - Theory, News & General
Topic: Can American Funds be worth the load?
Replies: 17
Views: 2586

Re: Can American Funds be worth the load?

I've shared in the past that my two oldest investments, both from American Funds, outperformed Vanguard's 500 index from 1991-2016, the relevant time period for me. They've also returned double what the 500 has so far this year. When I figured that up before, I ran the numbers with the highest sale...
by jadedfalcons
Sat Jul 15, 2017 5:25 pm
Forum: Investing - Theory, News & General
Topic: Can American Funds be worth the load?
Replies: 17
Views: 2586

Re: Can American Funds be worth the load?

I've shared in the past that my two oldest investments, both from American Funds, outperformed Vanguard's 500 index from 1991-2016, the relevant time period for me. They've also returned double what the 500 has so far this year. When I figured that up before, I ran the numbers with the highest sales...
by jadedfalcons
Thu Jul 13, 2017 5:59 pm
Forum: Personal Consumer Issues
Topic: Cheap eggs... how bad?
Replies: 82
Views: 7629

Re: Cheap eggs... how bad?

Basically, what it boils down to is that a couple years ago, a lot of the poultry population was lost due to illness. The companies over compensated in ramping back up the population, and now we have too many chickens. It's safe to say that nobody's making money on those cheep (swidt?) eggs, and tha...