Search found 176 matches

by jadedfalcons
Sat Sep 22, 2018 10:04 pm
Forum: Personal Consumer Issues
Topic: Best paint finish for garage?
Replies: 4
Views: 272

Re: Best paint finish for garage?

Eggshell or satin would be just fine. Use Kilz 2 latex or 1 2 3 primer underneath it first, then use a quality paint. Never skimp and get $10 paint, as the cost of paint is negligible against the value of your time.
by jadedfalcons
Sun Sep 16, 2018 6:19 am
Forum: Investing - Help with Personal Investments
Topic: Best place for a small HSA
Replies: 9
Views: 774

Re: Best place for a small HSA

At Saturna, the inactivity fee is only $12.50/yr if you hold mutual funds. That's still quite a bit cheaper than Lively. You can also reinvest your dividends for free with mutual funds, whereas stocks cost $1 to reinvest dividends. Since you can buy Admiral class funds anyways, not sure why you'd wa...
by jadedfalcons
Sat Sep 15, 2018 9:50 am
Forum: Personal Consumer Issues
Topic: I need a chainsaw to trim branches and limbs!!
Replies: 93
Views: 4153

Re: I need a chainsaw to trim branches and limbs!!

Electric chain saws do not have the power as a gas chain saw. Are good for up to 5 inches dia branches. Then when I tried to use my 2 cycle gas chain saw 2 years ago the carburetor was all gummed up (gas and oil mixture), and a new carburetor would have cost as much as a new chain saw. Whenever you...
by jadedfalcons
Fri Sep 14, 2018 8:45 pm
Forum: Personal Consumer Issues
Topic: I need a chainsaw to trim branches and limbs!!
Replies: 93
Views: 4153

Re: I need a chainsaw to trim branches and limbs!!

Electric chain saws do not have the power as a gas chain saw. Are good for up to 5 inches dia branches. Then when I tried to use my 2 cycle gas chain saw 2 years ago the carburetor was all gummed up (gas and oil mixture), and a new carburetor would have cost as much as a new chain saw. Whenever you...
by jadedfalcons
Fri Sep 14, 2018 8:36 pm
Forum: Personal Consumer Issues
Topic: I need a chainsaw to trim branches and limbs!!
Replies: 93
Views: 4153

Re: I need a chainsaw to trim branches and limbs!!

As someone who sells Stihl saws running from $170 to over $2,000, I suggest you check out their MSA120. $299.99 for saw, battery, and charger. Just sold one yesterday to a petite 70 year old woman. If she can handle it, you can too. I personally use the MSA200. The whole package for that model start...
by jadedfalcons
Sat Sep 01, 2018 9:03 am
Forum: Investing - Theory, News & General
Topic: Zweig Intelligent Investor
Replies: 3
Views: 814

Re: Zweig Intelligent Investor

"percentages that didn't even add up to 100%."

Well, I mean, technically, I guess if his percentages at least added up to 50%, then one could argue that it 'rounded up' to 100%...
by jadedfalcons
Sun Aug 26, 2018 3:17 pm
Forum: Investing - Help with Personal Investments
Topic: Saving for down payment in Schwab taxable brokerage
Replies: 6
Views: 418

Re: Saving for down payment in Schwab taxable brokerage

What about one of their index target date funds? Still not perfect in tax efficiency, but I use the 2020 one for my car fund. Even after the tax hit, still generally does better than a savings account over the long haul, and keeps it simple for me.
by jadedfalcons
Sun Aug 12, 2018 1:36 pm
Forum: Personal Finance (Not Investing)
Topic: Paper checks yes or no?
Replies: 116
Views: 6758

Re: Paper checks yes or no?

This may have already been said, but recently I got free checks from Ally. I think it was only 15 or so, and I don't know how often I can get them, but those checks will last me for years. It wasn't the ones you get for opening a new account either, they were a reorder.
by jadedfalcons
Sat Aug 11, 2018 1:29 pm
Forum: Investing - Theory, News & General
Topic: [New Vanguard website layout starting Saturday, August 11]
Replies: 130
Views: 9635

Re: Anyone noticing Vanguard website changes today Saturday August 11

That...

is ugly. Wasn't like that at 6:00 Central time this morning :?
by jadedfalcons
Sun Jul 29, 2018 3:02 pm
Forum: Personal Consumer Issues
Topic: Road trip Des Moines to Omaha to Kansas City
Replies: 39
Views: 2187

Re: Road trip Des Moines to Omaha to Kansas City

If you want BBQ in Kansas City, there's a place called Scott's Kitchen that I've heard a lot of good about, and it just beat out all the other KC staples for the #1 spot in some publication. It's also uber easy to get to, as you come down I29 you get off at exit 13 (KCI Airport exit), then go east 1...
by jadedfalcons
Fri Jul 27, 2018 3:10 pm
Forum: Personal Consumer Issues
Topic: MoviePass-Too good to be true, but it's legit.
Replies: 362
Views: 46863

Re: MoviePass-Too good to be true, but it's legit.

Well, a lot of people post on here about tilting to small value. It looks like the market cap of this company is now only $2,150,000 after losing over 90% in the last three days!!!

Doesn't get much smaller or valuey than that! Load up, folks! :D
by jadedfalcons
Fri Jul 27, 2018 10:15 am
Forum: Personal Consumer Issues
Topic: Crabgrass weed killer
Replies: 16
Views: 1365

Re: Crabgrass weed killer

Another vote for PBI Gordon's Trimec Crabgrass line. They're my go-to company for lawn & garden chemicals, make quality products that are economical to boot.
by jadedfalcons
Sun Jul 15, 2018 11:45 am
Forum: Personal Finance (Not Investing)
Topic: What is/ was your career and would you recommend it now?
Replies: 345
Views: 34797

Re: What is/ was your career and would you recommend it now?

Retail store owner. Wouldn't recommend. There's the obvious spectre of e-commerce vs b&m hanging over all of us, but with unemployment so low, it's gotten really hard to find help. Combine this with the general public's "people skills" having deteriorated rapidly within the last couple of years, and...
by jadedfalcons
Wed Jul 11, 2018 8:54 am
Forum: Personal Consumer Issues
Topic: Tool cabinets?
Replies: 32
Views: 2263

Re: Tool cabinets?

I just got myself a Dewalt brand and like it very well. Well made and heavy. They're currently changing up their line, so you might keep your eyes peeled for an "old model" on closeout in your travels. The one I got was on Amazon for about $675, but I got it for about $250 through my store.
by jadedfalcons
Wed Jul 04, 2018 10:03 pm
Forum: Investing - Theory, News & General
Topic: What a high-fee financial advisor really offers as a value proposition
Replies: 17
Views: 1839

Re: What a high-fee financial advisor really offers as a value proposition

Nate79 wrote:
Wed Jul 04, 2018 3:43 pm
I'll care about you for only 0.5% and will let you keep your money at Vanguard. :D
I'll do it for .4% AND send you the finest box of 50% off seasonal chocolates I can find for under $9.99.

Why? Because I Pitch #4 you.
by jadedfalcons
Sun Jun 24, 2018 9:31 am
Forum: Personal Finance (Not Investing)
Topic: Compliments for Vanguard?
Replies: 40
Views: 3309

Re: Compliments for Vanguard?

I called them a few weeks ago for the first time regarding transferring my ComputerShare account to them. I was nervous doing so, with all the complaints on here about them and account transfers, but their customer service on the phone was very fast, and my transfer was done in less than a week, inc...
by jadedfalcons
Sun Jun 24, 2018 4:59 am
Forum: Personal Finance (Not Investing)
Topic: 1st Vanguard Complaint in 30 years
Replies: 21
Views: 4219

Re: 1st Vanguard Complaint in 30 years

But you're assuming VG is monitoring bogleheads. There's no evidence of that, other than an occasional mention (or interview of Mel Lindauer) by the Planner and the Geek and some other articles that mention bogleheads now and again. I will say that several weeks ago, Vanguard.com was down on a Sund...
by jadedfalcons
Fri Jun 08, 2018 9:06 pm
Forum: Investing - Help with Personal Investments
Topic: Is investing in Peer-to-Peer Lending good ?
Replies: 16
Views: 1435

Re: Is investing in Peer-to-Peer Lending good ?

It was a good investment years ago, but not so much now. I ended up landing in at a 2.39% return on my money. I got in at a bad time (lots of bad loans in 2016) but if a bull market is getting me a 2.39% return, then what will returns be during a bear market?
by jadedfalcons
Thu Jun 07, 2018 4:56 pm
Forum: Personal Consumer Issues
Topic: What lubricant to use for Freezer slide out door runners?
Replies: 12
Views: 735

Re: What lubricant to use for Freezer slide out door runners?

by RudyS » Silicone lubricant is ideal for that. This is fine but get one that is food grade or FDA compliant That was my thought also... looking for a food grade lubricant even from an appliance parts supplier... so far when I ask for such a product they seem to think I am from outer space, and ha...
by jadedfalcons
Wed May 30, 2018 1:11 pm
Forum: Personal Consumer Issues
Topic: My mind exploded
Replies: 79
Views: 5103

Re: My mind exploded

Well, Maddox wrote an article entitled "Love your kids? Prove it by beating them," but I'm not sure I'm allowed to link to it...
by jadedfalcons
Mon May 28, 2018 5:13 am
Forum: Investing - Theory, News & General
Topic: Wellesley Fund returns
Replies: 2
Views: 1201

Re: Wellesley Fund returns

Different time periods. Investor class dates to 1970, Admiral dates to 2001.
by jadedfalcons
Fri May 25, 2018 8:27 pm
Forum: Personal Consumer Issues
Topic: Reducing mosquitos by pool
Replies: 14
Views: 1563

Re: Reducing mosquitos by pool

I sell dunks that look like a tiny donut that you toss in. Basically what they do is break up the surface tension of the water so the larvae drown since they breathe out their rectum, floating at the surface, while maturing.

Your local hardware or farm and home store should have them.
by jadedfalcons
Tue May 22, 2018 2:08 pm
Forum: Personal Consumer Issues
Topic: Factory Five build cars
Replies: 23
Views: 2689

Re: Factory Five build cars

motorcyclesarecool wrote:
Tue May 22, 2018 5:41 am
Have you considered Caterham 7? The former hosts of Top Gear assembled a running example in less than a day.
They probably could have built it a lot faster if they'd banned Jeremy from the shop....
by jadedfalcons
Wed May 16, 2018 7:58 pm
Forum: Investing - Help with Personal Investments
Topic: Lower cost but similar alternatives to these American Funds in my Roth IRA?
Replies: 9
Views: 541

Re: Lower cost but similar alternatives to these American Funds in my Roth IRA?

Be sure you spend some time on portfoliovisualizer.com comparing different investments. Primarily New Economy. That's been a fantastic fund in my portfolio over the years and is still a recipient of my IRA contributions. Don't rush to drop it.
by jadedfalcons
Sun May 13, 2018 8:14 pm
Forum: Personal Consumer Issues
Topic: Used car, $20K-$25K
Replies: 43
Views: 4129

Re: Used car, $20K-$25K

Chrysler 300S. You can get RWD or AWD. Very nice car 🚗, fast, and they depreciate a lot quickly, so you can easily fit one in your budget.
by jadedfalcons
Wed May 09, 2018 2:02 pm
Forum: Personal Consumer Issues
Topic: Which cordless weed whacker to buy?
Replies: 49
Views: 3785

Re: Which cordless weed whacker to buy?

I've been following this threat with interest and have a couple of questions for those with more knowledge and experienced than me. I haven't done my yard in years as I have outsourced maintenance to a variety of less-than-satisfactory people. Now that I am mostly retired, I'm now thinking of getti...
by jadedfalcons
Wed May 09, 2018 1:53 pm
Forum: Personal Consumer Issues
Topic: Which cordless weed whacker to buy?
Replies: 49
Views: 3785

Re: Which cordless weed whacker to buy?

Stihl FSA90R if battery powered. You'll love it.

If you go gas, you can get an FS91R with a $30 mail in rebate right now. Pop off the Autocut 25-2 head that comes on it and put on a Polycut 20-3 head and go to town on that hill!
by jadedfalcons
Tue May 01, 2018 12:02 pm
Forum: Personal Consumer Issues
Topic: Fiber cable on front lawn
Replies: 39
Views: 2864

Re: Fiber cable on front lawn

Enlist the neighbourhood children to play jump rope with it. Video it. Put it on youtube.

Rake in the advertising revenue when it goes viral.

Just got to think outside of the box here!
by jadedfalcons
Fri Apr 20, 2018 10:32 pm
Forum: Investing - Help with Personal Investments
Topic: Lending Club Investing
Replies: 26
Views: 2784

Re: Lending Club Investing

Great responses. I guess since we on the topic, is there anything else such as this that people invest in that is away from the market. Something Similar to LC or any other options? Been there, done that on LC. I'd offer the same advice you've already gotten. I'm intrigued by Fundrise, however I ha...
by jadedfalcons
Sun Apr 08, 2018 5:50 pm
Forum: Personal Consumer Issues
Topic: Robotic lawn mowers
Replies: 18
Views: 1687

Re: Robotic lawn mowers

You don't need to stake down the line, you can just lay it down and let the grass naturally grow over it. It'll cover it with composted grass, however, it is something that can easily be snagged when doing any digging work in the future, or dethatching/aerating. Otherwise, you can trench them down, ...
by jadedfalcons
Wed Mar 21, 2018 2:45 pm
Forum: Personal Consumer Issues
Topic: Outdoor Blower
Replies: 24
Views: 1601

Re: Outdoor Blower

Stihl BGA56 or BGA85. Definitely prefer the BGA85, but it is a higher price. The BGA85 uses a battery system that's interchangeable with many units (I personally use a hedge trimmer, mower, chainsaw, and pole pruner) Also, don't get caught up in the marketing of "moar volts r beter!" You need to als...
by jadedfalcons
Mon Mar 19, 2018 10:05 pm
Forum: Personal Finance (Not Investing)
Topic: The business side of Google
Replies: 4
Views: 1015

Re: The business side of Google

You can do that for free.

We get these calls 3-4 times a day at the store. Highly annoying and telemarketers are a huge waste of time for the cashiers.
by jadedfalcons
Mon Mar 19, 2018 8:53 pm
Forum: Investing - Help with Personal Investments
Topic: Personal capital returns: 35% a year?
Replies: 11
Views: 2353

Re: Personal capital returns: 35% a year?

To be fair, my Personal Capital showed an over 40% increase last year. To be fairer, the only thing I've ever linked to it is my T Rowe Price account, which is very heavily invested in PRGTX (Global Tech) that was up 47% last year. I'm not lying, I'm just giving you a very selective truth :D Mayhaps...
by jadedfalcons
Sun Mar 18, 2018 4:04 pm
Forum: Investing - Help with Personal Investments
Topic: Treasury Direct [How do I purchase a T-Bill?]
Replies: 6
Views: 1339

Re: Treasury Direct [How do I purchase a T-Bill?]

The nice thing about Treasury Direct is that their minimum is only $100 instead of $1,000 elsewhere, which is a major difference for lower earners. Not so big of a deal for the OP's example.
by jadedfalcons
Thu Mar 15, 2018 10:07 pm
Forum: Personal Finance (Not Investing)
Topic: Those with high savings rate: why?
Replies: 246
Views: 34365

Re: Those with high savings rate: why?

Early retirement. In the last 16 years, the most time off I've had at once is a single 3 day weekend. I want to at least have the option of hanging up the proverbial hat by the time I turn 60. (let that be a warning to anybody thinking about going into business for themselves. Seriously.)
by jadedfalcons
Sun Mar 11, 2018 3:32 pm
Forum: Personal Finance (Not Investing)
Topic: This is not a typical medical collections issue- what to do?
Replies: 57
Views: 9263

Re: This is not a typical medical collections issue- what to do?

I checked this book out from my library awhile back. It was a good read, and your situation sounds like a textbook example. https://www.amazon.com/Bad-Paper-Chasing-Street-Underworld/dp/0374108234 Like so many others have said, the author says to ask for proof of your debt, and it gets kicked out th...
by jadedfalcons
Sun Mar 11, 2018 6:29 am
Forum: Personal Consumer Issues
Topic: Chain Saw pruner or Pole Saw?
Replies: 24
Views: 2193

Re: Chain Saw pruner or Pole Saw?

Did you perhaps mean the PS90 blade? It is a very very nice blade, but it doesn't change the fact that you're still having to "saw" the branches manually. As far as Stihl's hand tools, they feel great, work great, but they are pretty pricey, though the lifetime warranty comes in handy. The HT56 has ...
by jadedfalcons
Sun Mar 11, 2018 5:41 am
Forum: Personal Finance (Not Investing)
Topic: Something weird this day came
Replies: 22
Views: 2944

Re: Something weird this day came

A friend of mine posted several items on Facebook like this. Basically apparently somebody signed him up for some sort of mystery thing and he got several mailings with old photographs, copies of old newspaper articles in foreign languages, etc.

He enjoyed the puzzle, me, I never got the point.
by jadedfalcons
Tue Mar 06, 2018 2:11 pm
Forum: Personal Consumer Issues
Topic: Online customer review denied
Replies: 33
Views: 3867

Re: Online customer review denied

I would've gone to the store and talked to them about it, taking both the new & the old gasket. I totally understand their return policy on the front side, but given the issue of sizes not matching, I would think somebody would have helped you out with it. I do a strong business in Stihl parts, and ...
by jadedfalcons
Sun Mar 04, 2018 8:11 am
Forum: Investing - Theory, News & General
Topic: Beam 2-4% APY
Replies: 16
Views: 2881

Meet Beam (savings account?)

[Thread merged into here, see below. --admin LadyGeek] I saw an ad on facebook this morning for meetbeam.com. They say they will pay 2-4% on deposits. https://meetbeam.com/ Article from Forbes: https://www.forbes.com/sites/laurengensler/2017/09/18/high-yield-online-savings-account-beam/ Didn't know...
by jadedfalcons
Tue Feb 27, 2018 10:22 pm
Forum: Investing - Help with Personal Investments
Topic: Should I Stay or Should I Go?
Replies: 30
Views: 3512

Re: Should I Stay or Should I Go?

They automatically change their allocations over time to become more conservative, meaning an increasing percentage in stocks and a decreasing percentage in bonds. He means decreasing in stocks and increasing in bonds :happy (I wouldn't nitpick, but since OP is trying to learn as much as possible, ...
by jadedfalcons
Mon Feb 26, 2018 1:23 pm
Forum: Investing - Help with Personal Investments
Topic: Where to save/invest for a 15 years saving goals?!
Replies: 6
Views: 714

Re: Where to save/invest for a 15 years saving goals?!

I have an account at Schwab that is a mix of 5% international market, 25% domestic market, and 70% total bond market fund for that purpose. I just have to sell some equities here and there to maintain the percentages, which does mean a few capital tax gains, but I'm still well ahead of it just earn...
by jadedfalcons
Mon Feb 26, 2018 11:40 am
Forum: Investing - Help with Personal Investments
Topic: Where to save/invest for a 15 years saving goals?!
Replies: 6
Views: 714

Re: Where to save/invest for a 15 years saving goals?!

I have an account at Schwab that is a mix of 5% international market, 25% domestic market, and 70% total bond market fund for that purpose. I just have to sell some equities here and there to maintain the percentages, which does mean a few capital tax gains, but I'm still well ahead of it just earni...
by jadedfalcons
Sat Feb 24, 2018 10:12 am
Forum: Personal Consumer Issues
Topic: Favorite socks?
Replies: 83
Views: 6251

Re: Favorite socks?

Carhartt's Force line of socks or Wigwam's Ultimax line. High quality, long lasting, absorb odors & moisture. American made to boot :D
by jadedfalcons
Thu Feb 22, 2018 12:46 pm
Forum: Personal Consumer Issues
Topic: Boglehead Flashlight?
Replies: 65
Views: 5998

Re: Boglehead Flashlight?

I keep one of these in my backpack. They're cheaper in stores than what their website shows. I use 2 lithium batteries in it and it is VERY bright. I used it to inspect my gutters in the dark this morning because of all the ice we've had. Very nice to be able to stand at one corner of the house and ...
by jadedfalcons
Tue Feb 20, 2018 7:54 pm
Forum: Personal Finance (Not Investing)
Topic: House rewiring - cost of copper
Replies: 29
Views: 2349

Re: House rewiring - cost of copper

I sell electrical wire.

I'm not worried about the price.

He just wants to get a job locked in.
by jadedfalcons
Sat Feb 17, 2018 10:14 pm
Forum: Personal Finance (Not Investing)
Topic: Selling Timber
Replies: 37
Views: 3261

Re: Selling Timber

Is there any walnut? I can't say as that I have much knowledge in this arena, but $42/tree is making me feel very uncomfortable. My father helped broker a couple deals here recently on walnut trees, and those are going for over $1k/tree (highly variable, depending on the condition of each tree) Know...