Search found 7 matches

by bartl007
Sat Jun 20, 2020 8:50 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 7479
Views: 512202

Re: Refinance Mega Thread

Just closed today on a refinance with better.com. 15 yr fixed 2.5% Loan amount ~330k Alabama LTV 55% Closing costs (a+b+c) of $1408+ $572 (E) Very smooth process with better and no complaints. Good communication overall, but there are at least half a dozen people that are listed on the portal during...
by bartl007
Mon May 04, 2020 10:50 pm
Forum: Personal Consumer Issues
Topic: Lawn mower recommendation
Replies: 91
Views: 6104

Re: Lawnmower recommendation

My recommendation would be to think about how much your time is worth... https://youtu.be/1kP1Drt1rSY Robotic lawnmowers are here to stay Total game changer unless you have a very steep yard or an overly large yard (>1/2 acre) Setup is a bit tedious, but once you set it, you forget it. I'm mowing my...
by bartl007
Fri Aug 03, 2018 9:53 pm
Forum: Personal Consumer Issues
Topic: weekender bag?
Replies: 30
Views: 3054

Re: weekender bag?

Check out some of the reviews and recommendations on this site for a very entertaining and informative take on bags http://bagworks.co/current-bag-recommendations/ I could watch this dude review paint drying on a wall. Very funny if you aren’t offended by profanity and have seen the Big Lebowski! I’...
by bartl007
Tue Jun 27, 2017 3:13 pm
Forum: Personal Consumer Issues
Topic: Which Dealer Cost/Invoice does one use?
Replies: 20
Views: 2992

Re: Which Dealer Cost/Invoice does one use?

I have no idea what the invoice price means and how it relates to MSRP/holdback/doc fees/etc. My advice would be to ignore and disregard all these terms and numbers and focus only on the "out the door" price. That's the only number that really matters. Make sure you know exactly what you want so you...
by bartl007
Tue Jun 13, 2017 7:10 pm
Forum: Personal Consumer Issues
Topic: Highlander vs. Pilot
Replies: 30
Views: 8529

Re: Highlander vs. Pilot

Car buying tactics referenced below which contains the original fatwallet thread link. I ended up contacting 20 dealerships within a 3 hour driving radius which definitely helped as I believe a lot of dealers in certain regions are now aware of this approach to negotiation and there seemed to be a c...
by bartl007
Mon Jun 12, 2017 8:41 pm
Forum: Personal Consumer Issues
Topic: Highlander vs. Pilot
Replies: 30
Views: 8529

Re: Highlander vs. Pilot

We just purchased a 2017 Highlander XLE AWD after test driving both vehicles you're considering. The infotainment systems are quite different and the 3rd row seating is more spacious in the pilot but we liked the slight reliability edge that Toyota offered (IMO) as we're planning on keeping this veh...
by bartl007
Fri Feb 17, 2017 9:08 pm
Forum: Personal Investments
Topic: Is there anything else I can do? [to cut taxes]
Replies: 19
Views: 2611

Re: Is there anything else I can do? [to cut taxes]

Your tax situation sounds similar to white coat investor. You may poke around on his site for details but off the top of my head: You need to hire your wife, open solo 401k's for each of you and Max them out (53k each). Backdoor Roth for you and wife, HSA, and probably hire a CPA for other ideas. I ...