Search found 559 matches

by jayk238
Tue Jun 25, 2019 7:25 am
Forum: Personal Consumer Issues
Topic: Going to Ireland in July
Replies: 11
Views: 530

Re: Going to Ireland in July

We will be vacationing in Ireland for 8 days in July. We have a 8-year old. I have read some chapters from Rick Steve's book and Fodor's. We will be flying in and out of Dublin. Planning to stay in Dublin for 3 nights/2 full days before driving to the Southwest part of Ireland in a rental car. This...
by jayk238
Sat Jun 22, 2019 9:09 pm
Forum: Personal Finance (Not Investing)
Topic: One Medical as Primary Care Provider
Replies: 14
Views: 1137

Re: One Medical as Primary Care Provider

I'm curious if anyone is using One Medical as a primary care provider. They are a tech focused concierge service with a $199/year fee which gets same day or next day appointments, greater effort to stay on schedule for appointments, website, and video medicine. I like my current internist but it ta...
by jayk238
Sat Jun 22, 2019 4:41 pm
Forum: Personal Consumer Issues
Topic: Paris hotel recommendations for young family
Replies: 13
Views: 951

Re: Paris hotel recommendations for young family

We are looking at staying in Paris for 3-4 nights. Does anyone have family friendly hotel recommendations? We will have our 5 year old and 3 year old with us. Location to sites and transportation is very important. I was just in paris in april/may. I saw your last response. But it also depends on y...
by jayk238
Fri Jun 21, 2019 10:14 am
Forum: Personal Consumer Issues
Topic: Radon levels in home
Replies: 50
Views: 4202

Re: Radon levels in home

The 4 pCi/L EPA action limit is arbitrary. This is equivalent to something like 200 chest x-rays per year. Unless you believe this is all hype, there is no proven safe level for ionizing radiation - it is a statistical "game." I would rather minimize any exposure above the unavoidable background. A...
by jayk238
Mon Jun 17, 2019 1:59 pm
Forum: Personal Consumer Issues
Topic: Radon levels in home
Replies: 50
Views: 4202

Re: Radon levels in home

The 4 pCi/L EPA action limit is arbitrary. This is equivalent to something like 200 chest x-rays per year. Unless you believe this is all hype, there is no proven safe level for ionizing radiation - it is a statistical "game." I would rather minimize any exposure above the unavoidable background. A...
by jayk238
Fri May 31, 2019 9:44 pm
Forum: Personal Finance (Not Investing)
Topic: For those who earn $500k+ per year. How'd you do that?
Replies: 369
Views: 37378

Re: For those who earn $500k+ per year. How'd you do that?

How exactly does one work a 100 hr week on a regular basis?.. How much time per day is the commute, getting ready for work, eating, going to bathroom per day? No kids/time with kids? Take a dog for a walk? Any exercise time? Edit: forgot sleeping... This may be considered a financial success, but i...
by jayk238
Fri May 31, 2019 8:39 pm
Forum: Personal Finance (Not Investing)
Topic: For those who earn $500k+ per year. How'd you do that?
Replies: 369
Views: 37378

Re: For those who earn $500k+ per year. How'd you do that?

I chose a career where I knew I'd never make millions. It is stable with good benefits and higher than average pay. Sometimes I dream of chasing the big bucks and wonder what specific skills have lead to people earning ultra-high incomes. If you earn over $500k/year, what's your story? Im 33 and ma...
by jayk238
Thu May 16, 2019 9:34 am
Forum: Personal Finance (Not Investing)
Topic: Do you reward yourself for achieving a financial goal?
Replies: 107
Views: 6596

Re: Do you reward yourself for achieving a financial goal?

With retirement savings of 410K and only our mortgage as debt, I feel it would be crazy at this point in my life to buy something like a Rolex. I could certainly see us going out for a Ruth's Chris dinner at 500K retirement savings or something like that, maybe just to acknowledge sticking on budge...
by jayk238
Thu May 16, 2019 9:31 am
Forum: Personal Finance (Not Investing)
Topic: Do you reward yourself for achieving a financial goal?
Replies: 107
Views: 6596

Re: Do you reward yourself for achieving a financial goal?

you left out a zero from my perspective maybe buy something) at 2,500,000. Usually it might be a starbucks coffee nice car (1-2 years old, preowned) at 5,000,000 if needed and old car is ready to be turned in, not as a reward though at 250,000 or 500,000 not really on the radar for me, thats just m...
by jayk238
Thu May 16, 2019 9:20 am
Forum: Personal Consumer Issues
Topic: Impossible Burger At Home
Replies: 35
Views: 2820

Re: Impossible Burger At Home

I’ve become a big fan of “The Impossible Burger” at a local upscale hamburger “joint”. It’s not clear if they are REALLY healthier than a real beef burger, (am I trading the red meat risks for something else, known or unknown?), but I’ve convinced myself that they are 😀. But the health aspect isn’t...
by jayk238
Thu May 16, 2019 9:13 am
Forum: Personal Consumer Issues
Topic: Impossible Burger At Home
Replies: 35
Views: 2820

Re: Impossible Burger At Home

I’ve become a big fan of “The Impossible Burger” at a local upscale hamburger “joint”. It’s not clear if they are REALLY healthier than a real beef burger, (am I trading the red meat risks for something else, known or unknown?), but I’ve convinced myself that they are 😀. But the health aspect isn’t...
by jayk238
Tue May 14, 2019 4:21 pm
Forum: Personal Consumer Issues
Topic: Fair price for new Subaru Outback?
Replies: 20
Views: 1755

Re: Fair price for new Subaru Outback?

I am finalizing a purchase of a new 2019 Subaru Outback. It is a Premium 2.5i with manufacturing configuration 13 and the popular package option #2. MSRP was $31,287, Invoice was $29,218, and final price (prior to taxes, license, and fees) was $26,468. Titles and fees are $550. Is this a good price...
by jayk238
Fri May 10, 2019 6:19 am
Forum: Personal Finance (Not Investing)
Topic: If your net worth is over $3 million, how did you do it?
Replies: 404
Views: 101511

How many reached +3 million in <20 years and how?

[Merged -- mod oldcomputerguy] Excluding business owners, sales of business, stock windfalls (ie ipos etc), inheritance > 500k, lottery etc, other large sudden amounts received. Essentially this includes anyone who earned income as partner, salary or stock over time and was able to reach 3 million....
by jayk238
Mon May 06, 2019 8:51 am
Forum: Personal Finance (Not Investing)
Topic: College credit for HS courses or not?
Replies: 49
Views: 2265

Re: College credit for HS courses or not?

My son and a several friends will be taking advanced classes in math (eg., MultiVariable, Differential Equations, Linear Algebra, etc.) and computer science during high school and I was wondering if anyone had specific experience or can explain the pros/cons of obtaining college credit for these cl...
by jayk238
Sat May 04, 2019 5:17 am
Forum: Investing - Theory, News & General
Topic: Housing market bubble
Replies: 27
Views: 6080

Re: Housing market bubble

https://www.bloomberg.com/opinion/articles/2019-04-25/young-people-can-t-buy-homes-until-baby-boomer-homeowners-move-on?srnd=premium I made this same exact argument months ago and the topic was closed for whatever reason. I argue, again, population changes make real estate a dangerous investment fo...
by jayk238
Thu Apr 25, 2019 9:01 am
Forum: Investing - Theory, News & General
Topic: Housing market bubble
Replies: 27
Views: 6080

Housing market bubble

https://www.bloomberg.com/opinion/articles/2019-04-25/young-people-can-t-buy-homes-until-baby-boomer-homeowners-move-on?srnd=premium I made this same exact argument months ago and the topic was closed for whatever reason. I argue, again, population changes make real estate a dangerous investment for...
by jayk238
Tue Apr 23, 2019 2:06 pm
Forum: Personal Consumer Issues
Topic: Traveling to paris and amboise next week
Replies: 19
Views: 1326

Re: Traveling to paris and amboise next week

baconavocado wrote:
Mon Apr 22, 2019 10:01 pm
I'll second Chenonceau and the weekend farmer's market in Amboise.
Worth skipping paris to stay extra in?
by jayk238
Tue Apr 23, 2019 9:54 am
Forum: Personal Consumer Issues
Topic: At what age did you buy your first first class airplane ticket?
Replies: 112
Views: 4550

Re: At what age did you buy your first first class airplane ticket?

I am 33 and am traveling business class in 2 days to paris. Paid full price at 2500. Economy was 1100 Nonstop flight I hate coach. I hate it so much i almost dont travel. If this takes care of that Im fine with it. The key is that i go to europe refreshed because the first few days after coach are m...
by jayk238
Mon Apr 22, 2019 8:13 pm
Forum: Personal Consumer Issues
Topic: Traveling to paris and amboise next week
Replies: 19
Views: 1326

Re: Traveling to paris and amboise next week

I won’t comment on Paris because there are simply too many things to do and see there. Rick Steves’ Paris guide might be a good starting point. I'm headed to France week after next. A friend just pointed out that Rick Steves has a free app of audio tours for Europe. Download the app and then read t...
by jayk238
Sun Apr 21, 2019 8:16 pm
Forum: Personal Consumer Issues
Topic: Traveling to paris and amboise next week
Replies: 19
Views: 1326

Re: Traveling to paris and amboise next week

I won’t comment on Paris because there are simply too many things to do and see there. Rick Steves’ Paris guide might be a good starting point. I'm headed to France week after next. A friend just pointed out that Rick Steves has a free app of audio tours for Europe. Download the app and then read t...
by jayk238
Sun Apr 21, 2019 1:07 pm
Forum: Personal Consumer Issues
Topic: Traveling to paris and amboise next week
Replies: 19
Views: 1326

Re: Traveling to paris and amboise next week

Check out: www.experienceloire.com This website has a lot of information about the towns & villages & chateauxs of the Loire Valley. Go to "Towns & Villages" and "Places to Visit" for a good overview of all the chateauxs. I went last Fall & stayed 3 nights in Chinon (50 miles west of Amboise), 3 ni...
by jayk238
Sun Apr 21, 2019 1:07 pm
Forum: Personal Consumer Issues
Topic: Traveling to paris and amboise next week
Replies: 19
Views: 1326

Re: Traveling to paris and amboise next week

I won’t comment on Paris because there are simply too many things to do and see there. Rick Steves’ Paris guide might be a good starting point. With regard to the Loire, I have made two trips. One about 18 years ago by bike with Rad Reisen. It was an amazing trip but the biking cut into castle time...
by jayk238
Sat Apr 20, 2019 5:09 pm
Forum: Personal Consumer Issues
Topic: Traveling to paris and amboise next week
Replies: 19
Views: 1326

Traveling to paris and amboise next week

Any recommendations on what to do regarding paris on saturday?
Things to do in first arrondisemont? Our hotel is here. Im aware of the obvious stuff museums opera etc-looking for restaurants etc.
places to go in loire staying in amboise
by jayk238
Sun Apr 14, 2019 5:30 pm
Forum: Personal Consumer Issues
Topic: Best 48-52" TV for ~$500? Costco?
Replies: 14
Views: 937

Re: Best 48-52" TV for ~$500? Costco?

Bob Sacamano wrote:
Sun Apr 14, 2019 4:37 pm
the Costco TCL's are silly cheap. anything else i should look into?

thanks!
If u have the money splurge for a lg oled. If not then wait if you already have one. We have a samsung 60 in lcd hdtv and have owned it for the past 4 years w no issues. Id rather get that than a tcl
by jayk238
Sun Apr 14, 2019 5:27 pm
Forum: Personal Consumer Issues
Topic: Luxury car recommendations?
Replies: 107
Views: 9670

Re: Luxury car recommendations?

We're lifelong savers. With some luck we're doing relatively fine financially. So we'd like to live a bit more. In the past we usually buy a brand new Camry or like, and run for 10 years and repeat. Now we are wondering if we should try a Lexus or something similar? Some background info: We are cer...
by jayk238
Sun Apr 14, 2019 5:25 pm
Forum: Personal Consumer Issues
Topic: Walking shoes
Replies: 33
Views: 2215

Re: Walking shoes

Need some recommendations for good walking shoes, we are headed to Europe on a viking cruise, plan to do a ton of walking (cobblestone streets, etc) and want good shoes or low hiking sneakers. Please help, thanks If you plumb the depths of this website you will find countless recommendations. My pe...
by jayk238
Sun Apr 14, 2019 11:55 am
Forum: Personal Consumer Issues
Topic: What about IEOR at Berkeley vs CS at UMich/UCLA?
Replies: 52
Views: 3186

Re: What about IEOR at Berkeley vs CS at UMich/UCLA?

Thanks to Physiorol (and all the great responses) for the post linked below about IEOR at Berkeley vis-à-vis UC Davis CS. We are in a similar position and request feedback for our case which is as follows: https://www.bogleheads.org/forum/viewtopic.php?t=277672 Son has been accepted into IEOR at Be...
by jayk238
Fri Apr 12, 2019 9:54 am
Forum: Personal Consumer Issues
Topic: Are Airport Lounges Worth the Money?
Replies: 95
Views: 8360

Re: Are Airport Lounges Worth the Money?

I have an Amex Platinum that comes with lounge access. $550/year, but I get $200 of airline credit, lounge access, and a 100,000 bonus mile sign up offer. If I renew it after this year it will be because of the lounges. I have been in great lounges and also just ok ones. In Johannesburg I was able ...
by jayk238
Fri Apr 12, 2019 6:29 am
Forum: Personal Consumer Issues
Topic: Another lawn mower thread:
Replies: 23
Views: 1396

Re: Another lawn mower thread:

There is a current thread focusing on electric or battery operated lawn mowers. We are moving from a large yard where I cut with a riding mower to one with a lot approximately 100 X 175 feet, too small for a riding mower. We want a gasoline powered mower but are not certain whether to get one that ...
by jayk238
Fri Apr 12, 2019 6:29 am
Forum: Personal Consumer Issues
Topic: Another lawn mower thread:
Replies: 23
Views: 1396

Re: Another lawn mower thread:

Recommendations: 1. Buy the cheapest gas mower and a rake. 2. Buy the cheapest gas mower and install mulching blades. 3. Buy the second cheapest gas mower with mulching blades already installed. There is a place for cheap mowers i guess esp if money is tight. I was using a cheap snapper which wasnt...
by jayk238
Thu Mar 28, 2019 8:48 pm
Forum: Personal Consumer Issues
Topic: Bogleheads with $100K+ MSRP cars?
Replies: 146
Views: 20057

Re: Bogleheads with $100K+ MSRP cars?

I have two, a Tesla and a Range Rover. My justification is I spend less on cars as a % of my income than 95% of Americans. So let's test the logic of your statement. It's generally accepted that 95% of Americans (in the USA) own cars. By your statement, you "spend less on cars as a % of my income t...
by jayk238
Tue Mar 26, 2019 6:23 pm
Forum: Personal Consumer Issues
Topic: Men's travel shoes. One pair for hiking/biking/walking/dining
Replies: 56
Views: 3945

Re: Men's travel shoes. One pair for hiking/biking/walking/dining

https://www.samuelhubbard.com/bucks?color=Navy+Nubuck https://dimg.dillards.com/is/image/DillardsZoom/main/samuel-hubbard-mens-bucks-casual-shoes/05192188_zi_navy.jpg I found these shoes extremely comfortable and easy to wear with no issues. I go to dinner in them and walk for hours in stores etc. ...
by jayk238
Mon Mar 25, 2019 8:04 am
Forum: Personal Consumer Issues
Topic: Has anyone used Heal? [Doctor housecall app]
Replies: 32
Views: 2352

Re: Has anyone used Heal? [Doctor housecall app]

Later I Googled the doctor and learned he is a Fellow in Gastronenterology at UCSF. Definitely higher quality than what I would have received at my local urgent care. Still scratching my head at how this could be sustainable. Many fellows make less than $60,000/year. Fellows are "post graduate year...
by jayk238
Sun Mar 24, 2019 1:18 pm
Forum: Personal Finance (Not Investing)
Topic: Where do you find high paying jobs?
Replies: 72
Views: 5516

Re: Where do you find high paying jobs?

The way I read it, simply we are not personality based ie dince we all train and go thru the same process essentially you can replace one w the other. Its all about the training and not the persons innate ability. Thats why we all pretty much make the same per his claim. This is not true of course....
by jayk238
Sun Mar 24, 2019 12:54 pm
Forum: Personal Finance (Not Investing)
Topic: Where do you find high paying jobs?
Replies: 72
Views: 5516

Re: Where do you find high paying jobs?

There are some professions that are not personality based , most everyone makes the same money there e.g doctors . Others are personality and skill based like engineering . An engineer can make 30k to 30M a year. X years experience as an engineer doesn't guarantee you promotions, raises or a partic...
by jayk238
Sun Mar 24, 2019 8:25 am
Forum: Personal Finance (Not Investing)
Topic: Where do you find high paying jobs?
Replies: 72
Views: 5516

Re: Where do you find high paying jobs?

There are some professions that are not personality based, most everyone makes the same money there e.g doctors. Others are personality and skill based like engineering. An engineer can make 30k to 30M a year. X years experience as an engineer doesn't guarantee you promotions, raises or a particula...
by jayk238
Wed Mar 20, 2019 11:22 am
Forum: Personal Consumer Issues
Topic: Men's travel shoes. One pair for hiking/biking/walking/dining
Replies: 56
Views: 3945

Re: Men's travel shoes. One pair for hiking/biking/walking/dining

After seeing earlier threads about travel pants and travel with a carryon, I am going to try to travel very light for my next trip. To do that I need a pair of shoes that does all of this if I want to travel with just a carry on. I will be hiking for two days (rocky terrain), bicycle 9 days (on mos...
by jayk238
Wed Mar 20, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: Home with black mold
Replies: 22
Views: 2572

Re: Home with black mold

We're under contract on a home and the inspector found black mold (Stachybotrys). Background on the home: Originally built in 1940s in Atlanta. Some issues with water in the basement though the owner has done renovations to limit intrusion. There were some signs of past water intrusion but not too ...
by jayk238
Tue Mar 19, 2019 1:06 pm
Forum: Personal Consumer Issues
Topic: The lawyers who took on Big Tobacco are aiming at Realtors and their 6% fee
Replies: 34
Views: 3417

Re: The lawyers who took on Big Tobacco are aiming at Realtors and their 6% fee

they should be 6% realty fee is an absolute JOKE and MUST be changed. This isn't like 1985 where to list real estate a lot of work had to be done and you needed connections to buyers, there is little to no work anymore, take a bunch of pictures, look up comps on well established websites, list on M...
by jayk238
Fri Mar 15, 2019 8:50 am
Forum: Investing - Theory, News & General
Topic: Grantham: US will return 2% real next 2 decades
Replies: 173
Views: 16925

Re: Grantham: US will return 2% real next 2 decades

Grantham's writings are always interesting. He's a smart guy. His forecasts aren't just "going where the numbers take him." In a very qualitative sense, he's a long-term pessimist because he believes we're running out of natural resources on one hand, but on the other hand we aren't running out the...
by jayk238
Sat Mar 09, 2019 6:04 pm
Forum: Personal Consumer Issues
Topic: Medical and Living in Germany
Replies: 32
Views: 2496

Re: Medical and Living in Germany

Pacific wrote:
Sat Mar 09, 2019 4:48 pm
Your medical care in Germany will likely be better and definitely less expensive than your medical care in the U.S.
Why will it be better? Is there new advanced health procedures or guidelines coming out of berlin i am missing?

I am curious as to the high quality care there.
by jayk238
Sat Mar 09, 2019 5:55 pm
Forum: Personal Consumer Issues
Topic: Men & Women: What do you pack for travel inside 1 carry-on luggage only??
Replies: 169
Views: 10732

Re: Men & Women: What do you pack for travel inside 1 carry-on luggage only??

I find that buying high quality stuff pays off here. If its chilly i pack cashmere sweaters. Thin and light. I usually have also a nylon cotton blend for those rough and tumble days. For one week- 2 chasmere and 1 of the blends does it for me. I take 2 pairs of pants. 4 undershirts if its chilly and...
by jayk238
Fri Mar 01, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: 30 year old water heater, should I be worried?
Replies: 73
Views: 4092

Re: 30 year old water heater, should I be worried?

Barsoom wrote:
Thu Feb 28, 2019 11:00 am
I think water heaters have gotten a lot more efficient in the last 30 years. Maybe even look into tankless water heaters.

-B
Tankless water heaters are horrible imo. They take forever to heat up.
by jayk238
Fri Mar 01, 2019 9:07 am
Forum: Personal Consumer Issues
Topic: Priority boarding - Why?
Replies: 147
Views: 8292

Re: Priority boarding - Why?

Aside from Southwest and those traveling in first class, can somebody please explain what benefit you get from getting on an airplane early? To me, the less time I spend inside of a cramped, metal Petri dish, the better - even if it means having to gate-check my carryon. Do any BHs value this “perk...
by jayk238
Tue Feb 26, 2019 10:05 pm
Forum: Personal Consumer Issues
Topic: How often do you and your friends change engine oil?
Replies: 167
Views: 8140

Re: How often do you and your friends change engine oil?

I change my oil daily. Some days when im itching the oil i change it by the hour.
by jayk238
Tue Feb 26, 2019 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: Is the Chase Sapphire Preferred card any good?
Replies: 61
Views: 4053

Re: Is the Chase Sapphire Preferred card any good?

I am not sure why everyone reacts with the adversion regarding foreign transaction fees. It adds a few percent to the cost of a trip. So if a person was going to spend $5000 on a trip, they now spend $5150. While any fee is irritating, I know few people that go on international trips on a frequent ...
by jayk238
Tue Feb 12, 2019 12:24 pm
Forum: Personal Consumer Issues
Topic: 2019 Subaru Outback 2.5 vs 3.6
Replies: 56
Views: 10058

Re: 2019 Subaru Outback 2.5 vs 3.6

I am looking to get a 2019 Subaru Outback, and the main question I have concerns which engine size (2.5 vs 3.6) best fits my use case. For my daily driving that consists of urban highway and some surface streets (no snow), the 2.5 engine seems more than adequate. However, I often take trips through...
by jayk238
Sat Feb 09, 2019 8:19 am
Forum: Personal Finance (Not Investing)
Topic: Chase credit card dispute - denied
Replies: 141
Views: 9210

Re: Chase credit card dispute - denied

tibbitts wrote:
Sat Feb 09, 2019 12:46 am
Just to finish the story, Avis refunded the rental charge and the one remaining toll charge related to the rental.
Might i recommend national? Ive only had good experience. Their rewards are terrible tho
by jayk238
Sat Feb 09, 2019 8:17 am
Forum: Personal Finance (Not Investing)
Topic: Chase credit card dispute - denied
Replies: 141
Views: 9210

Re: Chase credit card dispute - denied

Chase's position on this is absolutely apalling and shameful, on so many levels, IMO. Ironically, just yesterday I applied for my first Chase credit ever, i.e. an Amazon Prime Rewards card. This story makes me think that was a mistake. I do buy a lot on Amazon so the 5 % back may still be too tempt...
by jayk238
Fri Feb 08, 2019 11:35 pm
Forum: Personal Finance (Not Investing)
Topic: any experience delta one business class
Replies: 17
Views: 1439

Re: any experience delta one business class

Sounds like a West Coast flight. It is a good price for r/t in J. Where are you departing from ? Me and my wife want to come along ! Doesn't AF match the price ? The new 777 seat is better than the DL 767 (their A380 is worse, instead) and I like their open self-serve bar. The flight is in april-ma...