Search found 536 matches

by jayk238
Sun Apr 14, 2019 5:30 pm
Forum: Personal Consumer Issues
Topic: Best 48-52" TV for ~$500? Costco?
Replies: 14
Views: 904

Re: Best 48-52" TV for ~$500? Costco?

Bob Sacamano wrote:
Sun Apr 14, 2019 4:37 pm
the Costco TCL's are silly cheap. anything else i should look into?

thanks!
If u have the money splurge for a lg oled. If not then wait if you already have one. We have a samsung 60 in lcd hdtv and have owned it for the past 4 years w no issues. Id rather get that than a tcl
by jayk238
Sun Apr 14, 2019 5:27 pm
Forum: Personal Consumer Issues
Topic: Luxury car recommendations?
Replies: 90
Views: 6373

Re: Luxury car recommendations?

We're lifelong savers. With some luck we're doing relatively fine financially. So we'd like to live a bit more. In the past we usually buy a brand new Camry or like, and run for 10 years and repeat. Now we are wondering if we should try a Lexus or something similar? Some background info: We are cer...
by jayk238
Sun Apr 14, 2019 5:25 pm
Forum: Personal Consumer Issues
Topic: Walking shoes
Replies: 33
Views: 2106

Re: Walking shoes

Need some recommendations for good walking shoes, we are headed to Europe on a viking cruise, plan to do a ton of walking (cobblestone streets, etc) and want good shoes or low hiking sneakers. Please help, thanks If you plumb the depths of this website you will find countless recommendations. My pe...
by jayk238
Sun Apr 14, 2019 11:55 am
Forum: Personal Consumer Issues
Topic: What about IEOR at Berkeley vs CS at UMich/UCLA?
Replies: 52
Views: 2932

Re: What about IEOR at Berkeley vs CS at UMich/UCLA?

Thanks to Physiorol (and all the great responses) for the post linked below about IEOR at Berkeley vis-à-vis UC Davis CS. We are in a similar position and request feedback for our case which is as follows: https://www.bogleheads.org/forum/viewtopic.php?t=277672 Son has been accepted into IEOR at Be...
by jayk238
Fri Apr 12, 2019 9:54 am
Forum: Personal Consumer Issues
Topic: Are Airport Lounges Worth the Money?
Replies: 95
Views: 8031

Re: Are Airport Lounges Worth the Money?

I have an Amex Platinum that comes with lounge access. $550/year, but I get $200 of airline credit, lounge access, and a 100,000 bonus mile sign up offer. If I renew it after this year it will be because of the lounges. I have been in great lounges and also just ok ones. In Johannesburg I was able ...
by jayk238
Fri Apr 12, 2019 6:29 am
Forum: Personal Consumer Issues
Topic: Another lawn mower thread:
Replies: 23
Views: 1283

Re: Another lawn mower thread:

There is a current thread focusing on electric or battery operated lawn mowers. We are moving from a large yard where I cut with a riding mower to one with a lot approximately 100 X 175 feet, too small for a riding mower. We want a gasoline powered mower but are not certain whether to get one that ...
by jayk238
Fri Apr 12, 2019 6:29 am
Forum: Personal Consumer Issues
Topic: Another lawn mower thread:
Replies: 23
Views: 1283

Re: Another lawn mower thread:

Recommendations: 1. Buy the cheapest gas mower and a rake. 2. Buy the cheapest gas mower and install mulching blades. 3. Buy the second cheapest gas mower with mulching blades already installed. There is a place for cheap mowers i guess esp if money is tight. I was using a cheap snapper which wasnt...
by jayk238
Thu Mar 28, 2019 8:48 pm
Forum: Personal Consumer Issues
Topic: Bogleheads with $100K+ MSRP cars?
Replies: 146
Views: 19737

Re: Bogleheads with $100K+ MSRP cars?

I have two, a Tesla and a Range Rover. My justification is I spend less on cars as a % of my income than 95% of Americans. So let's test the logic of your statement. It's generally accepted that 95% of Americans (in the USA) own cars. By your statement, you "spend less on cars as a % of my income t...
by jayk238
Tue Mar 26, 2019 6:23 pm
Forum: Personal Consumer Issues
Topic: Men's travel shoes. One pair for hiking/biking/walking/dining
Replies: 56
Views: 3741

Re: Men's travel shoes. One pair for hiking/biking/walking/dining

https://www.samuelhubbard.com/bucks?color=Navy+Nubuck https://dimg.dillards.com/is/image/DillardsZoom/main/samuel-hubbard-mens-bucks-casual-shoes/05192188_zi_navy.jpg I found these shoes extremely comfortable and easy to wear with no issues. I go to dinner in them and walk for hours in stores etc. ...
by jayk238
Mon Mar 25, 2019 8:04 am
Forum: Personal Consumer Issues
Topic: Has anyone used Heal? [Doctor housecall app]
Replies: 32
Views: 2297

Re: Has anyone used Heal? [Doctor housecall app]

Later I Googled the doctor and learned he is a Fellow in Gastronenterology at UCSF. Definitely higher quality than what I would have received at my local urgent care. Still scratching my head at how this could be sustainable. Many fellows make less than $60,000/year. Fellows are "post graduate year...
by jayk238
Sun Mar 24, 2019 1:18 pm
Forum: Personal Finance (Not Investing)
Topic: Where do you find high paying jobs?
Replies: 72
Views: 5341

Re: Where do you find high paying jobs?

The way I read it, simply we are not personality based ie dince we all train and go thru the same process essentially you can replace one w the other. Its all about the training and not the persons innate ability. Thats why we all pretty much make the same per his claim. This is not true of course....
by jayk238
Sun Mar 24, 2019 12:54 pm
Forum: Personal Finance (Not Investing)
Topic: Where do you find high paying jobs?
Replies: 72
Views: 5341

Re: Where do you find high paying jobs?

There are some professions that are not personality based , most everyone makes the same money there e.g doctors . Others are personality and skill based like engineering . An engineer can make 30k to 30M a year. X years experience as an engineer doesn't guarantee you promotions, raises or a partic...
by jayk238
Sun Mar 24, 2019 8:25 am
Forum: Personal Finance (Not Investing)
Topic: Where do you find high paying jobs?
Replies: 72
Views: 5341

Re: Where do you find high paying jobs?

There are some professions that are not personality based, most everyone makes the same money there e.g doctors. Others are personality and skill based like engineering. An engineer can make 30k to 30M a year. X years experience as an engineer doesn't guarantee you promotions, raises or a particula...
by jayk238
Wed Mar 20, 2019 11:22 am
Forum: Personal Consumer Issues
Topic: Men's travel shoes. One pair for hiking/biking/walking/dining
Replies: 56
Views: 3741

Re: Men's travel shoes. One pair for hiking/biking/walking/dining

After seeing earlier threads about travel pants and travel with a carryon, I am going to try to travel very light for my next trip. To do that I need a pair of shoes that does all of this if I want to travel with just a carry on. I will be hiking for two days (rocky terrain), bicycle 9 days (on mos...
by jayk238
Wed Mar 20, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: Home with black mold
Replies: 22
Views: 2529

Re: Home with black mold

We're under contract on a home and the inspector found black mold (Stachybotrys). Background on the home: Originally built in 1940s in Atlanta. Some issues with water in the basement though the owner has done renovations to limit intrusion. There were some signs of past water intrusion but not too ...
by jayk238
Tue Mar 19, 2019 1:06 pm
Forum: Personal Consumer Issues
Topic: The lawyers who took on Big Tobacco are aiming at Realtors and their 6% fee
Replies: 34
Views: 3352

Re: The lawyers who took on Big Tobacco are aiming at Realtors and their 6% fee

they should be 6% realty fee is an absolute JOKE and MUST be changed. This isn't like 1985 where to list real estate a lot of work had to be done and you needed connections to buyers, there is little to no work anymore, take a bunch of pictures, look up comps on well established websites, list on M...
by jayk238
Fri Mar 15, 2019 8:50 am
Forum: Investing - Theory, News & General
Topic: Grantham: US will return 2% real next 2 decades
Replies: 173
Views: 16704

Re: Grantham: US will return 2% real next 2 decades

Grantham's writings are always interesting. He's a smart guy. His forecasts aren't just "going where the numbers take him." In a very qualitative sense, he's a long-term pessimist because he believes we're running out of natural resources on one hand, but on the other hand we aren't running out the...
by jayk238
Sat Mar 09, 2019 6:04 pm
Forum: Personal Consumer Issues
Topic: Medical and Living in Germany
Replies: 32
Views: 2450

Re: Medical and Living in Germany

Pacific wrote:
Sat Mar 09, 2019 4:48 pm
Your medical care in Germany will likely be better and definitely less expensive than your medical care in the U.S.
Why will it be better? Is there new advanced health procedures or guidelines coming out of berlin i am missing?

I am curious as to the high quality care there.
by jayk238
Sat Mar 09, 2019 5:55 pm
Forum: Personal Consumer Issues
Topic: Men & Women: What do you pack for travel inside 1 carry-on luggage only??
Replies: 160
Views: 9220

Re: Men & Women: What do you pack for travel inside 1 carry-on luggage only??

I find that buying high quality stuff pays off here. If its chilly i pack cashmere sweaters. Thin and light. I usually have also a nylon cotton blend for those rough and tumble days. For one week- 2 chasmere and 1 of the blends does it for me. I take 2 pairs of pants. 4 undershirts if its chilly and...
by jayk238
Fri Mar 01, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: 30 year old water heater, should I be worried?
Replies: 73
Views: 3974

Re: 30 year old water heater, should I be worried?

Barsoom wrote:
Thu Feb 28, 2019 11:00 am
I think water heaters have gotten a lot more efficient in the last 30 years. Maybe even look into tankless water heaters.

-B
Tankless water heaters are horrible imo. They take forever to heat up.
by jayk238
Fri Mar 01, 2019 9:07 am
Forum: Personal Consumer Issues
Topic: Priority boarding - Why?
Replies: 147
Views: 8076

Re: Priority boarding - Why?

Aside from Southwest and those traveling in first class, can somebody please explain what benefit you get from getting on an airplane early? To me, the less time I spend inside of a cramped, metal Petri dish, the better - even if it means having to gate-check my carryon. Do any BHs value this “perk...
by jayk238
Tue Feb 26, 2019 10:05 pm
Forum: Personal Consumer Issues
Topic: How often do you and your friends change engine oil?
Replies: 167
Views: 7959

Re: How often do you and your friends change engine oil?

I change my oil daily. Some days when im itching the oil i change it by the hour.
by jayk238
Tue Feb 26, 2019 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: Is the Chase Sapphire Preferred card any good?
Replies: 61
Views: 3956

Re: Is the Chase Sapphire Preferred card any good?

I am not sure why everyone reacts with the adversion regarding foreign transaction fees. It adds a few percent to the cost of a trip. So if a person was going to spend $5000 on a trip, they now spend $5150. While any fee is irritating, I know few people that go on international trips on a frequent ...
by jayk238
Tue Feb 12, 2019 12:24 pm
Forum: Personal Consumer Issues
Topic: 2019 Subaru Outback 2.5 vs 3.6
Replies: 56
Views: 8572

Re: 2019 Subaru Outback 2.5 vs 3.6

I am looking to get a 2019 Subaru Outback, and the main question I have concerns which engine size (2.5 vs 3.6) best fits my use case. For my daily driving that consists of urban highway and some surface streets (no snow), the 2.5 engine seems more than adequate. However, I often take trips through...
by jayk238
Sat Feb 09, 2019 8:19 am
Forum: Personal Finance (Not Investing)
Topic: Chase credit card dispute - denied
Replies: 141
Views: 9090

Re: Chase credit card dispute - denied

tibbitts wrote:
Sat Feb 09, 2019 12:46 am
Just to finish the story, Avis refunded the rental charge and the one remaining toll charge related to the rental.
Might i recommend national? Ive only had good experience. Their rewards are terrible tho
by jayk238
Sat Feb 09, 2019 8:17 am
Forum: Personal Finance (Not Investing)
Topic: Chase credit card dispute - denied
Replies: 141
Views: 9090

Re: Chase credit card dispute - denied

Chase's position on this is absolutely apalling and shameful, on so many levels, IMO. Ironically, just yesterday I applied for my first Chase credit ever, i.e. an Amazon Prime Rewards card. This story makes me think that was a mistake. I do buy a lot on Amazon so the 5 % back may still be too tempt...
by jayk238
Fri Feb 08, 2019 11:35 pm
Forum: Personal Finance (Not Investing)
Topic: any experience delta one business class
Replies: 17
Views: 1407

Re: any experience delta one business class

Sounds like a West Coast flight. It is a good price for r/t in J. Where are you departing from ? Me and my wife want to come along ! Doesn't AF match the price ? The new 777 seat is better than the DL 767 (their A380 is worse, instead) and I like their open self-serve bar. The flight is in april-ma...
by jayk238
Fri Feb 08, 2019 11:19 pm
Forum: Personal Finance (Not Investing)
Topic: Any experience with oberweis and delivery?
Replies: 3
Views: 261

Re: Any experience with oberweis and delivery?

Yes. They’re very good. Easy to cancel if you disagree and it cuts down on milk runs to the store. Ok but the sales tactics I experienced made me very upset. We were offered a outdoor box for free and told if we dont like it after first week we can keep it. But online and also email confirmation it...
by jayk238
Fri Feb 08, 2019 11:10 pm
Forum: Personal Finance (Not Investing)
Topic: Any experience with oberweis and delivery?
Replies: 3
Views: 261

Any experience with oberweis and delivery?

Live in the midwest and was offered delivery through a sales rep and we signed on. Now im not so sure.
by jayk238
Fri Feb 08, 2019 8:10 pm
Forum: Personal Finance (Not Investing)
Topic: any experience delta one business class
Replies: 17
Views: 1407

Re: any experience delta one business class

bob60014 wrote:
Fri Feb 08, 2019 8:45 am
Thesaints wrote:
Fri Feb 08, 2019 1:25 am
jayk238 wrote:
Thu Feb 07, 2019 8:50 pm
Thank you.
Delta offers the best price for a nonstop route.
Which route is that ?
Your destination would be helpful, as there is varying service on all.
Paris
by jayk238
Thu Feb 07, 2019 11:08 pm
Forum: Personal Consumer Issues
Topic: Is General Practitioner [billing Medicare correctly?]
Replies: 88
Views: 3631

Re: Is General Practitioner [billing Medicare correctly?]

I share your dismay. But these are the products Medicare has created. Look at the links if you get a chance. The bullet points are very specific. These products (services) are clearly intended to be something other than an annual physical exam and a discussion of illness. I agree but I am truly won...
by jayk238
Thu Feb 07, 2019 10:58 pm
Forum: Personal Consumer Issues
Topic: Is General Practitioner [billing Medicare correctly?]
Replies: 88
Views: 3631

Re: Is General Practitioner [billing Medicare correctly?]

If your doctor documents "wellness exam" with no medical issues addressed, your visit will be denied by medicare, you get the bill, and you place an angry call to his billing office complaining that the doctor ripped you off and you refuse to pay the bill. If the doctor (correctly) documents your m...
by jayk238
Thu Feb 07, 2019 10:52 pm
Forum: Personal Consumer Issues
Topic: Is General Practitioner [billing Medicare correctly?]
Replies: 88
Views: 3631

Re: Is General Practitioner [billing Medicare correctly?]

My general line when i see a new pt is- ‘my wife is a patient like you and doesnt like surprise charges, she doesnt mind being charged for services but wants to be told first so she told me i should inform you before hand as well. i want u to know that generally annual physicals are covered but dont...
by jayk238
Thu Feb 07, 2019 10:49 pm
Forum: Personal Consumer Issues
Topic: Is General Practitioner [billing Medicare correctly?]
Replies: 88
Views: 3631

Re: Is General Practitioner Scamming Medicare

What a coincidence .... Today I got bill from annual physicial check (wellness check) for my spouse.(not a medicare one) There is a additional charge mentioned besised free well check covered by insurance. I called Billing first then they explained its a office visit dedutible I called the hospital...
by jayk238
Thu Feb 07, 2019 10:39 pm
Forum: Personal Finance (Not Investing)
Topic: any experience delta one business class
Replies: 17
Views: 1407

Re: any experience delta one business class

Whether Delta One business on a 763 is a good idea really depends on the alternatives and your preferences. For me, a premium economy seat or a stop is not acceptable on a 9 hour flight if a non-stop with a lie-flat seat is available at a not insane price. The DL seat and overall experience is more...
by jayk238
Thu Feb 07, 2019 8:52 pm
Forum: Personal Finance (Not Investing)
Topic: any experience delta one business class
Replies: 17
Views: 1407

Re: any experience delta one business class

hi, any experience with delta one business class? I know there are different ones based on plane type the one we are looking at is a 767 300 er. Wondering what your opinion is on this specific type- specifically in the past few years? Thanks How long is the flight? What are your other options for a...
by jayk238
Thu Feb 07, 2019 8:50 pm
Forum: Personal Finance (Not Investing)
Topic: any experience delta one business class
Replies: 17
Views: 1407

Re: any experience delta one business class

767's have the oldest cabin. It is arranged in a straight 1-2-1, with your feet going under the side table of the passenger in front of you. This means the window seats alternate having seat close to the window and side table between seat and isle (giving you a little privacy) and side table near t...
by jayk238
Thu Feb 07, 2019 8:49 pm
Forum: Personal Consumer Issues
Topic: How many hours do you work and what do you outsource
Replies: 88
Views: 7564

Re: How many hours do you work and what do you outsource

I work 36 hrs seeing pt and i spend another 10 hrs doing notes
by jayk238
Thu Feb 07, 2019 7:52 pm
Forum: Personal Finance (Not Investing)
Topic: any experience delta one business class
Replies: 17
Views: 1407

Re: any experience delta one business class

I looked at both sites. Most are complaints from tall people (im 5 8) and they talk about the sest location as opposed to the experience from the lounge to the amenities to the comfort overall
by jayk238
Thu Feb 07, 2019 6:46 pm
Forum: Personal Finance (Not Investing)
Topic: any experience delta one business class
Replies: 17
Views: 1407

any experience delta one business class

hi,

any experience with delta one business class? I know there are different ones based on plane type the one we are looking at is a 767 300 er. Wondering what your opinion is on this specific type- specifically in the past few years?

Thanks
by jayk238
Mon Feb 04, 2019 7:39 pm
Forum: Personal Finance (Not Investing)
Topic: Those who do not fly coach, where do you buy your tickets?
Replies: 30
Views: 4892

Re: Those who do not fly coach, where do you buy your tickets?

We used the chase portal. Tickets were 2500 each
by jayk238
Mon Feb 04, 2019 12:26 pm
Forum: Personal Consumer Issues
Topic: The real dog food diet...
Replies: 59
Views: 3833

Re: The real dog food diet...

We use hill science for large puppies. Dry food. Pretty good brand and it was vet recommended.

We avoid grain free as there is growing evidence it leads to chf in large breeds
by jayk238
Sun Feb 03, 2019 11:31 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3727
Views: 1073581

Re: What Book Are You Currently Reading? Part VI

These truths by jill lepore. Cant put down american history and its 1000 pages long
by jayk238
Sun Feb 03, 2019 8:59 pm
Forum: Personal Finance (Not Investing)
Topic: Traveling to france may 11 days advice?
Replies: 24
Views: 1325

Re: Traveling to france may 11 days advice?

We stayed at Hotel St Louis en l'Isle which we loved. Small but charming. It is on Ile Saint Louis, obviously, and is a quiet area which was really nice, but also close to things. A couple of cafes right on the corner. Notre Dame right there. It's a mile, sorry 1.6 km, from the Louvre. We are booke...
by jayk238
Sun Feb 03, 2019 2:26 pm
Forum: Personal Finance (Not Investing)
Topic: Traveling to france may 11 days advice?
Replies: 24
Views: 1325

Re: Traveling to france may 11 days advice?

Have you travelled in Europe or internationally before? Pack light but not so light that you have nothing to dress up in. Learn a few key phrases in French. Making a small effort for these things will make a difference in how you are treated. Past 3 years i have had the privilege. Went to ireland g...
by jayk238
Sun Feb 03, 2019 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: Traveling to france may 11 days advice?
Replies: 24
Views: 1325

Traveling to france may 11 days advice?

Traveling to paris in may for 11 days including flight time. Its a nonstop flight. Wondering any advice travel tips etc. so far following rick steve guide. We are not french speakers. Looking for advice on good hotels or cheap good ones, wish to be closest to city center wherever we go. Also looking...
by jayk238
Tue Jan 29, 2019 10:58 pm
Forum: Personal Investments
Topic: High Earners Mostly Use Taxable Accounts?
Replies: 167
Views: 13592

Re: High Earners Mostly Use Taxable Accounts?

$19K in the 401k + $6K in the IRA = $25K of tax-advantaged space per year. Over a 40-year career, that's $1M in today's dollars (limits are indexed for inflation), before accounting for a penny of growth. I'd say that's a lot. x2 + $7k/yr for HSA + 401k matches. We are currently putting ~$67k/yr in...
by jayk238
Mon Jan 28, 2019 12:44 pm
Forum: Personal Investments
Topic: High Earners Mostly Use Taxable Accounts?
Replies: 167
Views: 13592

Re: High Earners Mostly Use Taxable Accounts?

$19K in the 401k + $6K in the IRA = $25K of tax-advantaged space per year. Over a 40-year career, that's $1M in today's dollars (limits are indexed for inflation), before accounting for a penny of growth. I'd say that's a lot. x2 + $7k/yr for HSA + 401k matches. We are currently putting ~$67k/yr in...
by jayk238
Fri Jan 25, 2019 11:44 am
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 291
Views: 25387

Re: What lifestyle creep made you happier?

OnTrack2020 wrote:
Wed Jan 23, 2019 8:52 pm
SiriusXM
Am thinking about Netflix
Not flying coach
We have sirius xm and are happy to let it go. With apple carplay i get everything i want already
by jayk238
Tue Jan 22, 2019 8:01 pm
Forum: Personal Finance (Not Investing)
Topic: purchasing a home and wondering if we have a good deal
Replies: 15
Views: 1576

Re: purchasing a home and wondering if we have a good deal

Buying thru Chase - have a hard time finding anyone that will finance 3 % 3% down home costs 251k rate is 4.375 with 900 in points cost PMI is 117 fees 995 to Chase + third party fees Not really wondering if its a smart buy, just wondering if the above is reasonable or if its too much to Chase tota...