Search found 113 matches

by wstrdg
Tue May 19, 2020 5:30 pm
Forum: Personal Consumer Issues
Topic: Engagement Ring Help
Replies: 68
Views: 2909

Re: Engagement Ring Help

Our kids all got engaged within a 3 month span. One couple bought a certified lab-grown diamond and had it mounted by a local jeweler. One bought a moissanite ring in a setting that they designed. One couple used great-great-grandma's ring, not of great value, but of great sentiment -- they will nee...
by wstrdg
Wed Apr 15, 2020 6:43 pm
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 55498

Re: How to get Toilet Paper ? seriously.

BLUF: Barter When it became apparent that the virus was being transmitted in our community, we made our last trip to Costco and the grocery store. That was Feb 26th. Since then, we have joined Instacart but you can't get toilet paper via Instacart in our community bc the stores limit early hours to ...
by wstrdg
Sun Dec 01, 2019 3:47 pm
Forum: Personal Consumer Issues
Topic: Gizmodo Ring Doorbell Article - Is Nest (Google) any better or is this the world we live in?
Replies: 19
Views: 1216

Re: Gizmodo Ring Doorbell Article - Is Nest (Google) any better or is this the world we live in?

We have used Netgear's Arlo Pro 2 for over a year and are happy with it. We don't subscribe to their cloud service -- we just view any footage as soon as we can, save what we want, delete the rest. The cameras are mounted by magnet, so there's no wiring required. On the downside, that means you do n...
by wstrdg
Fri Nov 29, 2019 3:54 pm
Forum: Personal Consumer Issues
Topic: Just had home inspection done. What should I get fixed before closing?
Replies: 22
Views: 2825

Re: Just had home inspection done. What should I get fixed before closing?

Re: the garage beam -- are you in an earthquake zone? And I agree with other posts that this could be a more significant problem than your home inspector indicates. Get a second opinion from an expert. Re: the water heater -- where is it located? If it's upstairs, it's going to be very messy when it...
by wstrdg
Fri Nov 29, 2019 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: Health insurance for 64 yr old until Medicare
Replies: 10
Views: 996

Re: Health insurance for 64 yr old until Medicare

In which state do they reside?
by wstrdg
Tue Oct 15, 2019 2:43 pm
Forum: Personal Consumer Issues
Topic: Inappropriate touching in a workplace- What is the best act?
Replies: 28
Views: 2477

Re: Inappropriate touching in a workplace- What is the best act?

She should document everything that happens concurrently: the episode, the reporting, the follow-up, etc. Include names, places, dates and time of day. All the details.

Best of luck to you both, she's courageous.
by wstrdg
Sun Sep 08, 2019 1:41 pm
Forum: Personal Consumer Issues
Topic: Anyone with any experience with Warby Parker eyeglasses?
Replies: 37
Views: 3977

Re: Anyone with any experience with Warby Parker eyeglasses?

I agree with all of the above posts. I have designer-style glasses from Warby Parker at a reasonable price, but not inexpensive. I also have glasses from Zenni at a much lower price than WP and the Zenni quality is just as good as Warby Parker. The cases from WP are much nicer than Zenni's but that ...
by wstrdg
Thu Aug 08, 2019 5:20 pm
Forum: Personal Consumer Issues
Topic: Silicon Valley Interview Attire
Replies: 30
Views: 3134

Re: Silicon Valley Interview Attire

Hahaha, yes: Also, since you are looking for an engineering job in Silicon Valley, let me help you out from experience: - shower - wear deodorant - don't wear cologne - don't whip out your personal computer and start setting up unless someone tells you that will be needed - show up early enough that...
by wstrdg
Wed Jul 17, 2019 10:32 am
Forum: Personal Consumer Issues
Topic: Deck with Lattice skirt
Replies: 13
Views: 1229

Re: Deck with Lattice skirt

If your neighborhood has skunks and/or raccoons, you might want to skip the lattice. If they crawl inside and die, they will be difficult to remove. Speaking from experience, a dead skunk under the deck is no fun at all. :(
by wstrdg
Sat Jul 06, 2019 3:59 pm
Forum: Personal Consumer Issues
Topic: Sofa or couch ( an6 difference) for new homeowners
Replies: 25
Views: 1827

Re: Sofa or couch ( an6 difference) for new homeowners

We got our kids a sofa from Burrow as a housewarming gift https://burrow.com/ . They picked out the color, arms, legs. Our only gripe is that it arrived too quickly -- they were out of town and we had requested delayed shipping. It's decent quality and won't break the bank. Burrow has fairly frequen...
by wstrdg
Sat Jul 06, 2019 12:09 pm
Forum: Personal Consumer Issues
Topic: Rent and drive a car in northern Europe.
Replies: 16
Views: 1199

Re: Rent and drive a car in northern Europe.

Be prepared to drive a stick. Automatic transmission rental cars are not always readily available.
by wstrdg
Sat Jun 08, 2019 11:34 am
Forum: Personal Finance (Not Investing)
Topic: Do you carry Umbrella Insurance?
Replies: 142
Views: 10982

Re: Do you carry Umbrella Insurance?

“People can avoid personal liability claims if they don’t buy or own property, if they don’t have kids, if they or their kids don’t drive cars, if they don’t operate watercraft, or they don’t do anything that we interpret as living a normal life. If they do any of those things, they need umbrella i...
by wstrdg
Wed Jun 05, 2019 3:22 pm
Forum: Personal Consumer Issues
Topic: Refrigerator Advice
Replies: 46
Views: 3813

Re: Refrigerator Advice

We bought a Samsung french door, bottom drawer freezer about 5 years ago. Next time, we will go with LG bc salespeople told us that they receive far more calls about Samsung repair than LG repair. The Samsung is very quiet. But the ice cube maker has frozen up twice. If we had a choice, we would not...
by wstrdg
Mon May 20, 2019 4:33 pm
Forum: Personal Investments
Topic: Convince me that a 529 plan is a good idea.
Replies: 42
Views: 4615

Re: Convince me that a 529 plan is a good idea.

With three kids, it's a good bet that at least one of your children will have expenses for education post-high school. The 529 can be used for almost any technical/vocational school and graduate/professional school, not just college. You can also use 529 funds for K-12 school tuition (limited to 10K...
by wstrdg
Tue Mar 19, 2019 2:40 pm
Forum: Personal Finance (Not Investing)
Topic: College for average kids
Replies: 126
Views: 14920

Re: College for average kids

Research your community college system. In my state, the cc system is a gem. Your "average" kid may need a few years to mature and find his academic inspiration, and community college is a great path to that end. One word of caution: if transferring to a four-year state school is the goal, be aware ...
by wstrdg
Mon Mar 11, 2019 12:59 pm
Forum: Personal Finance (Not Investing)
Topic: Are academic enrichment courses for school age kids worth it
Replies: 61
Views: 3649

Re: Are academic enrichment courses for school age kids worth it

That sounds like a heavy schedule for kids so young. And they don't enjoy it. Why not invest that money in creative learning toys that they enjoy (Lego, KNEX, Snap Circuits, for example) or creative computer programs (coding, cartooning, video production) or sports equipment (bikes, trampoline, bask...
by wstrdg
Tue Feb 05, 2019 2:23 pm
Forum: Personal Consumer Issues
Topic: Need great hand held vacuum for stairs
Replies: 20
Views: 1287

Re: Need great hand held vacuum for stairs

Dyson V8. It's significantly less expensive than the V10. The V10 has better battery life, but if you're just doing stairs and spot cleaning, the V8 battery will be quite adequate. Here's a hint for cleaning carpeted stairs: loosen the dirt in the corners with a clean, stiff bristle brush before you...
by wstrdg
Wed Jan 16, 2019 4:02 pm
Forum: Personal Consumer Issues
Topic: Wild Planet Sardines quality problem [Review of sardine brands]
Replies: 36
Views: 5566

Re: Wild Planet Sardines quality problem

Another vote for Tiny Tots. Target carries them, and they are less expensive online than in the brick stores. Yummy!
https://www.kingoscar.com/product/tiny- ... olive-oil/
by wstrdg
Wed Jan 02, 2019 4:51 pm
Forum: Personal Consumer Issues
Topic: Black licorice fans - suggestions?
Replies: 29
Views: 1859

Re: Black licorice fans - suggestions?

Definitely try Scandinavian salt licorice. It's nothing like the taste of American candy. See this article on how Iceland got hooked on licorice: https://www.atlasobscura.com/articles/iceland-licorice

You'll love it! :D
by wstrdg
Sat Dec 15, 2018 12:31 pm
Forum: Personal Finance (Not Investing)
Topic: Law school without practicing law
Replies: 79
Views: 6461

Re: Law school without practicing law

For all the reasons previously given (time, cost, lack of utility), don't get a JD. But you might check out a Masters of Studies in Law (MSL). This is a one-year program designed for professionals in other fields (business, medicine, engineering) who would benefit from legal studies. Less cost, less...
by wstrdg
Thu Dec 06, 2018 1:24 pm
Forum: Personal Consumer Issues
Topic: Dishwasher stopped working well
Replies: 16
Views: 1730

Re: Dishwasher stopped working well

If you use liquid dishwasher detergent, or those gel packs, switch to powder. The liquids tend to leave residue on your dishes. And powder is less expensive per use, too. Win-win :happy
by wstrdg
Fri Nov 16, 2018 3:29 pm
Forum: Personal Consumer Issues
Topic: Foreign Currency
Replies: 24
Views: 1283

Re: Foreign Currency

Citibank offers foreign currency for an inexpensive, flat fee. It's called World Wallet. They deliver to you or you can pick it up in a local branch. You do need to have a Citibank account. We used this when our students were studying abroad. You can get a nice selection of small amounts of various ...
by wstrdg
Tue Oct 30, 2018 12:37 pm
Forum: Personal Consumer Issues
Topic: Washing machine/dryer shopping
Replies: 38
Views: 3061

Re: Washing machine/dryer shopping

How about an electric portable washer? It hooks up to your bathroom sink faucet and drains into your bathtub. Get a dolly to wheel it around, if you don't have the space to keep it in your bathroom. Our adult kid has a Haier. It works great, holds quite a bit of laundry, definitely large enough if y...
by wstrdg
Sun Oct 14, 2018 4:53 pm
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 138
Views: 12312

Re: Should we move to San Diego from east coast?

Yes. Everyone gripes about cost of housing, but San Diego is a good value compared to the San Francisco Bay Area or the Los Angeles basin. And what folks from snow country don't realize is that Californians don't need to hibernate in their caves during the winter. They tend to be outdoors whenever p...
by wstrdg
Thu Oct 11, 2018 2:31 pm
Forum: Personal Consumer Issues
Topic: What would you do with some bulk silver?
Replies: 41
Views: 2944

Re: What would you do with some bulk silver?

Prices vary wildly among silver dealers, so phone ahead for a current quote and compare. Pawnshops and coin collectors tend to pay less than bullion dealers. Grandma left her sterling silverware set to our daughter. Grandpa left her several generic silver coins (one-ounce pieces). We took the whole ...
by wstrdg
Thu Sep 13, 2018 12:50 pm
Forum: Personal Finance (Not Investing)
Topic: Do I need insurance for a brief occupancy after selling my home
Replies: 3
Views: 294

Re: Do I need insurance for a brief occupancy after selling my home

yes :happy

Renters will cover property loss and potential liability. Think of all of the traffic in your home during this stressful time (movers, etc). Renters is very inexpensive.
by wstrdg
Fri Aug 24, 2018 12:34 pm
Forum: Personal Consumer Issues
Topic: Selling old car - expired registration
Replies: 31
Views: 1988

Re: Selling old car - expired registration

OP wrote: changed brand new battery early this year After you changed the battery, you should have driven the car for at least 20 minutes, going through all the gears to generate enough data to pass the emissions test. Did you do this? BTW, California DMV will give you a no-fee one-day vehicle movin...
by wstrdg
Thu Aug 09, 2018 12:49 pm
Forum: Investing - Theory, News & General
Topic: WSJ: When to Pick Mutual Fund over ETF?
Replies: 21
Views: 3054

WSJ: When to Pick Mutual Fund over ETF?

https://www.wsj.com/articles/when-to-pick-a-mutual-fund-over-its-etf-version-1533521340 All else being equal, there are two primary factors that can differentiate mutual funds and ETFs tracking the same index—the tax efficiency of ETFs over the long run, and the implied cost of a bid-ask spread tha...
by wstrdg
Wed Jul 25, 2018 10:42 am
Forum: Personal Consumer Issues
Topic: Ashley furniture experience? 2000 dollars for 13x8x8 sectional
Replies: 40
Views: 4965

Re: Ashley furniture experience? 2000 dollars for 13x8x8 sectional

If you are in the SF Bay Area, take a look at http://customsofas4less.com/ Yes, the website is cheesy, but the furniture is made in the Central Valley (Calif) and is rock-solid. Custom orders at a big box price. You choose not only your fabric but your sofa length, depth, arm style, cushion style, l...
by wstrdg
Wed Jul 25, 2018 10:35 am
Forum: Personal Consumer Issues
Topic: I want to sell my home, but I don't want to fix it up
Replies: 72
Views: 9278

Re: I want to sell my home, but I don't want to fix it up

Agree with ask a good local Realtor. It depends on how hot your local housing market is. Fix what needs to make the property move and sell "as is." Redfin offers "concierge service" in some US markets for a slightly higher listing fee (varies, but maybe 2% versus 1.5%) -- with concierge service, the...
by wstrdg
Sun Jul 15, 2018 3:07 pm
Forum: Personal Consumer Issues
Topic: Bears!!!
Replies: 60
Views: 5936

Re: Bears!!!

maybe one of those motion-activated sprinklers, to scare the bear away? of course, your garbage collectors aren't going to be very happy if they get soaked
by wstrdg
Thu Jul 12, 2018 9:18 am
Forum: Personal Consumer Issues
Topic: Is expensive olive oil worth it?
Replies: 63
Views: 8108

Re: Is expensive olive oil worth it?

We stick to California olive oils because we can trust that they are unadulterated and honestly labeled, and because they're local. Good oil is first-press, virgin. Cheaper oils can be heat-extracted and you don't want that, nor do you want chemical extraction methods. Costco carries a very good Cal...
by wstrdg
Thu Jul 05, 2018 12:00 pm
Forum: Personal Consumer Issues
Topic: Older Women Lifting Weights
Replies: 95
Views: 8957

Re: Older Women Lifting Weights

Do find someone who knows what they're doing to train you for a few months. This can be a relative, friend, gym, etc. You want good form to build strength, not huge weight lifts to show off "Full range of motion" is important. Don't cheat. This is part of good form. Good form means you won't hurt yo...
by wstrdg
Mon Jun 25, 2018 10:04 am
Forum: Personal Finance (Not Investing)
Topic: Purchasing an old home in an old suburban area; to what old-house specific issues should I pay attention
Replies: 21
Views: 1687

Re: Purchasing an old home in an old suburban area; to what old-house specific issues should I pay attention

Personally, I would test any prospective home for radon gas. You can do this yourself with an inexpensive kit. If the house is built on radon-emitting soil/rock, mitigation can only do so much.
by wstrdg
Fri Jun 22, 2018 12:51 pm
Forum: Personal Finance (Not Investing)
Topic: How much (green) cash at home for emergency ?
Replies: 169
Views: 17018

Re: How much (green) cash at home for emergency ?

Gerry L wrote: My mom was succumbing to Alzheimer's when we moved her into assisted living. As I cleared out her little apartment, I kept uncovering stashes of cash.
My dad stashed his mad money in books. We were careful to shake out the 20's and 10's. So, yeah.
by wstrdg
Wed Jun 13, 2018 4:16 pm
Forum: Personal Finance (Not Investing)
Topic: Some questions about purchasing earthquake insurance in CA
Replies: 10
Views: 1638

Re: Some questions about purchasing earthquake insurance in CA

Palomar Specialty is another company that offers California EQ insurance NOT via the CEA.
by wstrdg
Wed Jun 13, 2018 11:16 am
Forum: Personal Consumer Issues
Topic: Install different carpet styles/colors in same floor bedrooms?
Replies: 19
Views: 1438

Re: Install different carpet styles/colors in same floor bedrooms?

We bought a home with different carpet styles in each of the four upstairs bedrooms. One was patterned, one was sculpted, one was shag, one was plush pile. The prior owner was a carpet installer -- we presumed he was being frugal with his leftovers. :happy It may have been frugal, but it wasn't well...
by wstrdg
Sun Jun 10, 2018 11:06 am
Forum: Personal Finance (Not Investing)
Topic: Renter's Insurance for College Dorm
Replies: 32
Views: 2812

Re: Renter's Insurance for College Dorm

Both of my sons had policies through collegestudentinsurance.com (CSI - now Gallagher). NSSI is another company that offers student property insurance. These aren't normal renter's insurance policies but rather specialized policies for students. The advantage over homeowners insurance is the low de...
by wstrdg
Tue Jun 05, 2018 10:44 am
Forum: Personal Finance (Not Investing)
Topic: Prepping for College Fall 2019
Replies: 32
Views: 2255

Re: Prepping for College Fall 2019

You need to keep your own records to substantiate "qualified withdrawals" from the 529. We asked our kids to use a dedicated credit card for required textbooks, etc. Keep your tuition and dormitory invoices. If your student lives off-campus, you can find the budget for room and board on the college'...
by wstrdg
Tue Jun 05, 2018 9:27 am
Forum: Personal Consumer Issues
Topic: First time Segway tour question
Replies: 14
Views: 1267

Re: First time Segway tour question

We did our first Segway tour this past year -- husband, wife & adult child. It's not super-easy to learn how so be prepared for a learning curve. The hardest part is stopping and getting off. We got the hang of it after about 15 minutes, so factor that into your tour time. We Segway'd (is that a wor...
by wstrdg
Tue Apr 24, 2018 2:42 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone used Zelle?
Replies: 53
Views: 12152

Re: Anyone used Zelle?

I deactivated Zelle today after reading the NYT article https://www.nytimes.com/2018/04/22/business/zelle-banks-fraud.html I've had several problems with Zelle. Yes, if your phone number is linked to more than one bank account, your receipts may not end up where you expected. And I have tried severa...
by wstrdg
Thu Apr 12, 2018 4:48 pm
Forum: Personal Finance (Not Investing)
Topic: Help me choose a top law school!
Replies: 65
Views: 7857

Re: Help me choose a top law school!

+1
Everyone I have met who went to UChicago Law absolutely hated the experience. But they are all making bank now, so take that for what it's worth.
by wstrdg
Thu Mar 01, 2018 5:43 pm
Forum: Personal Finance (Not Investing)
Topic: House vs Condo vs Townhouse
Replies: 36
Views: 3962

Re: House vs Condo vs Townhouse

HOA Board drama: sometimes you have a rational Board and sometimes you don't . . .
by wstrdg
Tue Feb 06, 2018 11:34 am
Forum: Personal Finance (Not Investing)
Topic: Does Schwab ever offer transfer bonus into existing accounts
Replies: 20
Views: 3321

Re: Does Schwab ever offer transfer bonus into existing accounts

Not a bonus, but Schwab reimbursed the transfer fee charged by the other brokerage when we transferred new assets to an existing Schwab account. You do need to ask and submit a copy of statement showing the fee.
by wstrdg
Mon Feb 05, 2018 3:53 pm
Forum: Investing - Theory, News & General
Topic: Vanguard site is crashed now?
Replies: 188
Views: 20791

Re: Vanguard site is crashed now?

can't log in either
by wstrdg
Mon Feb 05, 2018 3:53 pm
Forum: Investing - Theory, News & General
Topic: Vanguard site is crashed now?
Replies: 188
Views: 20791

Re: Can't signon to Vanguard

same here
by wstrdg
Thu Feb 01, 2018 5:19 pm
Forum: Personal Consumer Issues
Topic: Deleted
Replies: 43
Views: 10124

Re: closet organizing system

Hi BashDash, This probably isn't the answer you're seeking, but an alternative solution is to remove the closet doors and hang a cloth curtain on a rod. This is popular in our area in old homes, where the bedrooms are too small to allow the closet doors to open into the room with anything other than...