Search found 23047 matches

by LadyGeek
Tue Oct 23, 2018 7:24 pm
Forum: Personal Finance (Not Investing)
Topic: When Will Attaining Millionaire Status Be Obsolete?
Replies: 77
Views: 3600

Re: When Will Attaining Millionaire Status Be Obsolete?

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by LadyGeek
Tue Oct 23, 2018 6:52 pm
Forum: Personal Consumer Issues
Topic: noisy generator
Replies: 57
Views: 3479

Re: noisy generator

I would assume the "dirt" (which looks like mulch to me) is covering the concrete pad.
by LadyGeek
Tue Oct 23, 2018 4:08 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 207
Views: 11740

Re: Talk me out of buying a Tesla Model 3

This thread is now in the Personal Consumer Issues forum (car). It's a mix of personal finance and owning a Tesla, but is now mostly about the car.
by LadyGeek
Tue Oct 23, 2018 4:01 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 604
Views: 88214

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Based on this thread on the CRV owners forum if you are in Canada the dealers are starting to call customers to bring the vehicle in for the fix, let's hope Honda USA is not far behind :annoyed https://www.crvownersclub.com/forums/137-2017-present-official-specs-features-etc-gen-5/191711-fix-here.h...
by LadyGeek
Mon Oct 22, 2018 9:45 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 604
Views: 88214

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I don't think your car cares if the temperature goes above or below the freezing point of water. It's continually making adjustments based on air temperature, regardless. If the overnight temperature is in the upper 30s / low 40s (expected for the rest of the week here), can you set the heater up to...
by LadyGeek
Mon Oct 22, 2018 9:33 pm
Forum: Personal Finance (Not Investing)
Topic: Bear Market: Invest in Taxable, Bull Market: Pay Down Mortgage?
Replies: 8
Views: 1040

Re: Bear Market: Invest in Taxable, Bull Market: Pay Down Mortgage?

^^^ The wiki has some background info: Owning vs renting (Impact on portfolio (negative bonds, i.e. Mortgage as a negative bond)
by LadyGeek
Mon Oct 22, 2018 8:15 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 604
Views: 88214

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

For reference, the temperature dropped down to 32 deg last night, the coldest so far. My '12 CR-V went from cold to "comfortably warm" in under 5 minutes (less than 5 miles). Twenty minutes to get lukewarm is far too long, something is wrong. As Wakefield1 states, the first culprit is an open thermo...
by LadyGeek
Mon Oct 22, 2018 7:13 pm
Forum: Investing - Help with Personal Investments
Topic: Help with asset allocation for a retired 65 yo?
Replies: 13
Views: 1217

Re: Help with asset allocation for a retired 65 yo?

walrus65, Welcome! In order to give appropriate advice, it's best to keep all the information in one spot. I merged your update back into the original thread. While this may seem confusing, it's important that we see your portfolio in its entirety and know what was already discussed. As noted earlie...
by LadyGeek
Mon Oct 22, 2018 7:06 pm
Forum: Personal Consumer Issues
Topic: Cross-country trip via Amtrak
Replies: 58
Views: 5150

Re: Cross-country trip via Amtrak

I removed an off-topic post regarding Amtrak's lobbying efforts to improve its funding. As a reminder, see: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: ...
by LadyGeek
Mon Oct 22, 2018 4:07 pm
Forum: Personal Finance (Not Investing)
Topic: Best Large Deposit Banking Sign-up Deals with High Interest Rate
Replies: 4
Views: 921

Re: Best Large Deposit Banking Sign-up Deals with High Interest Rate

FYI - There is an on-going discussion for brokerages (investment portfolios) here: The Final, Definitive Thread on Brokerage Transfer Bonuses

This thread is for banks.
by LadyGeek
Mon Oct 22, 2018 4:01 pm
Forum: Personal Finance (Not Investing)
Topic: 8 reasons why pensions are [good]
Replies: 67
Views: 5292

Re: 8 reasons why pensions are [good]

This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topic (or ...
by LadyGeek
Mon Oct 22, 2018 3:39 pm
Forum: Personal Consumer Issues
Topic: Why are Carbon Offset Credits so cheap?
Replies: 61
Views: 3088

Re: Why are Carbon Offset Credits so cheap?

This thread has run its course and is locked (climate policy). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate policies ...
by LadyGeek
Sun Oct 21, 2018 9:48 pm
Forum: Personal Consumer Issues
Topic: Why Purchase an Automobile using Premium Gasoline?
Replies: 68
Views: 2875

Re: Why Purchase an Automobile using Premium Gasoline?

This thread has run its course and is locked (not productive). See: Personal Consumer Issues Note that this subforum has a much lower threshold for locking or removing posts than the financial and investing subforums. In general, controversial, offensive, pointless, divisive or mean-spirited posts ...
by LadyGeek
Sun Oct 21, 2018 7:30 pm
Forum: Investing - Theory, News & General
Topic: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"
Replies: 33
Views: 3802

Re: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"

I removed an off-topic post. As a reminder, this is a "no politics" forum. Wash sale rules are derived from US law, which is a political (legislative) process. Discussions of the political process are off-topic. See: Politics and Religion In order to avoid the inevitable frictions that arise from t...
by LadyGeek
Sun Oct 21, 2018 7:23 pm
Forum: Personal Finance (Not Investing)
Topic: 8 reasons why pensions are [good]
Replies: 67
Views: 5292

Re: 8 reasons why pensions are [good]

[ quoted post and response removed by admin LadyGeek] The main point of my original posting, which clearly was lost to almost every reader, was that in addition to the obvious monetary benefits, there are other beneficial impacts, particularly items #4-6 in the original post. Thanks to tarmangani a...
by LadyGeek
Sun Oct 21, 2018 6:01 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 886
Views: 95970

Re: [What TV Show Have You Recently Watched?]

^^^ No question - Breaking Bad.

When someone reviews a show and says "It's as good as Breaking Bad", there's a reason. Then, Better Call Saul.
by LadyGeek
Sun Oct 21, 2018 5:49 pm
Forum: Personal Consumer Issues
Topic: Pull kids from school for vacations?
Replies: 136
Views: 5632

Re: Pull kids from school for vacations?

I removed some off-topic posts and replies. The OP has decided on a course of action and the discussion is getting contentious. This thread has run its course and is locked (topic exhausted, no added value to continue). See: Locked Topics Moderators or site admins may lock a topic (set it so no mor...
by LadyGeek
Sun Oct 21, 2018 3:33 pm
Forum: Investing - Help with Personal Investments
Topic: Fidelity or Vanguard [Portfolio help requested]
Replies: 21
Views: 2088

Re: Fidelity or Vanguard [Portfolio help requested]

Looking for some investment advice. (I wasn’t sure whether to create a new post on this, or to add it to the thread of my previous post. If I chose wrong, please let me know.) Welcome! In order to provide appropriate advice, it's best to keep all the information in one spot. Let's keep your post he...
by LadyGeek
Sun Oct 21, 2018 3:28 pm
Forum: Personal Finance (Not Investing)
Topic: Hiring a Contract Worker
Replies: 9
Views: 1092

Re: Hiring a Contract Worker

This thread is now in the Personal Finance (Not Investing) forum (employment).
by LadyGeek
Sun Oct 21, 2018 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: Where would you go for financial guidance if you win the Megamillions?
Replies: 166
Views: 13865

Re: Where would you go for financial guidance if you win the Megamillions?

Spirit Rider wrote:
Sun Oct 21, 2018 1:01 pm
The science definition is 109 = 1,000,000,000. For example, Megaohms, Megahertz, etc...
No, it's:

Mega = 106 = 1,000,000
Giga = 109 = 1,000,000,000

See: International System of Units - Wikipedia (Prefixes)
by LadyGeek
Sun Oct 21, 2018 1:06 pm
Forum: Personal Finance (Not Investing)
Topic: 8 reasons why pensions are [good]
Replies: 67
Views: 5292

Re: 8 reasons why pensions are [good]

I removed all mention of some slang which had two meanings. The predominate meaning is a word that is not family-friendly and inappropriate for this forum. The other means "good". The intention is "good", which is what I used as a replacement.
by LadyGeek
Sun Oct 21, 2018 8:57 am
Forum: Personal Finance (Not Investing)
Topic: Bear Market: Invest in Taxable, Bull Market: Pay Down Mortgage?
Replies: 8
Views: 1040

Re: Bear Market: Invest in Taxable, Bull Market: Pay Down Mortgage?

staythecourse wrote:
Sun Oct 21, 2018 8:49 am
My biggest concern as an investor for during a bear market is job security. So, I would make sure EF is AT LEAST 1 year.
Acronym help - EF is Emergency fund.
by LadyGeek
Sun Oct 21, 2018 8:47 am
Forum: Personal Finance (Not Investing)
Topic: Bear Market: Invest in Taxable, Bull Market: Pay Down Mortgage?
Replies: 8
Views: 1040

Re: Bear Market: Invest in Taxable, Bull Market: Pay Down Mortgage?

motorcyclesarecool wrote:
Sun Oct 21, 2018 8:15 am
To the mods: I wasn’t sure whether this topic belongs here or in Investing Theory, News, Etc. Please move as appropriate.
The main point of your question is financial planning, meaning Paying down loans versus investing. Let's leave it here.

I also fixed the bulleted list in your post.
by LadyGeek
Sun Oct 21, 2018 8:43 am
Forum: Personal Finance (Not Investing)
Topic: Kitces link: The Spectrum of Financial Dependence and Independence
Replies: 21
Views: 1948

Re: Kitces link: The Spectrum of Financial Dependence and Independence

This thread is now in the Personal Finance (Not Investing) forum (retirement planning).

I removed an off-topic comment. Please focus on your own situation.
by LadyGeek
Sun Oct 21, 2018 8:38 am
Forum: Personal Consumer Issues
Topic: Selling to CarMax if maintenance light is on?
Replies: 33
Views: 2842

Re: Selling to CarMax if maintenance lights on?

For the record, discussions of dishonest behavior or bypassing the law is totally unacceptable. I removed a few comments and replies suggesting the owner erase the diagnostic codes. Several replies were left in-place to explain that code reset history is logged. Update: I fixed the grammar in the t...
by LadyGeek
Sat Oct 20, 2018 8:46 pm
Forum: Personal Consumer Issues
Topic: noisy generator
Replies: 57
Views: 3479

Re: noisy generator

A restaurant conversation is ~60 dB. Note that 70 dB is twice as loud as 60 dB. 65 dB is 40% louder than 60 dB. 62 dB is is 15% louder than 60 dB. It’s a logarithmic scale, so every 2 dB counts. For those wondering why a 10 dB difference is only (twice as loud) vs. (10 times as loud) as a math rati...
by LadyGeek
Sat Oct 20, 2018 8:23 pm
Forum: Investing - Theory, News & General
Topic: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"
Replies: 33
Views: 3802

Re: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"

This thread is now in the wiki: Tax loss harvesting - Bogleheads (External links) PhysicianOnFIRE - Your blog posts only show publication dates on your home page. When I go to the actual blog link, the publication date is missing. Would it be possible to show the publication date (and author) under ...
by LadyGeek
Sat Oct 20, 2018 7:10 pm
Forum: Personal Consumer Issues
Topic: Pull kids from school for vacations?
Replies: 136
Views: 5632

Re: Pull kids from school for vacations?

I removed some off-topic posts on Page 1 regarding family values and teacher's unions (separate discussions).

Please stay on-topic, which is to help the OP decide whether or not to take the kids on vacation.
by LadyGeek
Sat Oct 20, 2018 6:08 pm
Forum: Investing - Theory, News & General
Topic: Is it "naive" to just use Boglehead philosophies with extremely large amounts of money?
Replies: 4
Views: 1274

Re: Is it "naive" to just use Boglehead philosophies with extremely large amounts of money?

This is a similar situation to an on-going discussion: Where would you go for financial guidance if you win the Megamillions?

(Thread locked to redirect the discussion. Please avoid discussions of gambling per se.)
by LadyGeek
Sat Oct 20, 2018 5:07 pm
Forum: Investing - Theory, News & General
Topic: How do you trade ETFs exactly like mutual funds?
Replies: 44
Views: 2266

Re: How do you trade ETFs exactly like mutual funds?

Welcome!

Be sure you understand exactly the type of order you are considering. The wiki has some background info: Order

As others have stated earlier - if you are investing for the long-haul, the variation of one trading day won't make any difference.
by LadyGeek
Sat Oct 20, 2018 12:36 pm
Forum: Investing - Theory, News & General
Topic: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"
Replies: 33
Views: 3802

Re: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"

tarmangani wrote:
Sat Oct 20, 2018 11:03 am
Only amendment is that it's written by the Physician on Fire. Excellent link/guide, though, thanks.
I fixed the thread title.
by LadyGeek
Sat Oct 20, 2018 10:27 am
Forum: Personal Consumer Issues
Topic: High End Wrist Watches (Gone Crazy)
Replies: 254
Views: 29616

Re: High End Wrist Watches (Gone Crazy)

I removed a number of off-topic posts and replies which were derailing the discussion (morality of displaying symbols of socio-economic status).

Please stay on-topic, which is about watches.
by LadyGeek
Sat Oct 20, 2018 10:18 am
Forum: Personal Consumer Issues
Topic: Honda maintenance schedule?
Replies: 52
Views: 10786

Re: Honda maintenance schedule?

My '13 Accord now has just over 90,000 miles on it. Oil change interval per the Maintenance Minder has continued to be fairly consistent at 10,000 - 10,500 miles (this is changing at 15% oil life per the MM). My last oil change (my 8th with this car) was at 81,500 miles. My '12 CR-V has just over 8...
by LadyGeek
Sat Oct 20, 2018 8:04 am
Forum: Personal Consumer Issues
Topic: Best first time computer / path for children
Replies: 15
Views: 1006

Re: Best first time computer / path for children

This thread is now in the Personal Consumer Issues forum (computer). I would build a computer with him using www.pcpartpicker.com You'll save a ton and it's a fun and fairly easy project. 8GB RAM or 16 if you want future proof 7th gen Intel i5 250 or 500GB SSD Compatible Motherboard Case + Power Sup...
by LadyGeek
Fri Oct 19, 2018 7:52 pm
Forum: Personal Finance (Not Investing)
Topic: Property Tax - Deliquency date
Replies: 11
Views: 830

Re: Property Tax - Deliquency date

This thread is now in the Personal Finance (Not Investing) forum (taxes).

jlyonmn, Welcome!
by LadyGeek
Fri Oct 19, 2018 4:09 pm
Forum: Personal Consumer Issues
Topic: Home Buying Books. [Looking for books about buying a home]
Replies: 5
Views: 381

Re: Home Buying Books. [Looking for books about buying a home]

This thread is now in the Personal Consumer Issues forum (books). I retitled the thread for clarity.
by LadyGeek
Fri Oct 19, 2018 2:39 pm
Forum: Personal Finance (Not Investing)
Topic: Inflating AGI to avoid paying back ACA Premium Tax Credit
Replies: 42
Views: 3457

Re: Inflating AGI to avoid paying back ACA Premium Tax Credit

Let's not derail the thread. Conjecture on ethics is never productive.
by LadyGeek
Fri Oct 19, 2018 2:37 pm
Forum: Personal Finance (Not Investing)
Topic: Depositing Cash if it was gifted?
Replies: 112
Views: 6158

Re: Depositing Cash if it was gifted?

^^^ You can edit your post using the "pencil" icon in the top-right corner. Use the strikeout "s" icon in the editing toolbar.

For example: Suspicious Activity Report Currency Transaction Report
by LadyGeek
Fri Oct 19, 2018 2:34 pm
Forum: Personal Consumer Issues
Topic: Fairmark Forum (Tax Forum)
Replies: 19
Views: 1655

Re: Fairmark Forum (Tax Forum)

FWIW, I'm very familiar with forum software, WordPress, etc. However, I'm not going to conjecture on causes or solutions. I would assume the site owner has good intentions and had to go in this direction. A better course of action would be to post a question in the Fairmark Forum and ask the site ow...
by LadyGeek
Fri Oct 19, 2018 2:22 pm
Forum: Personal Consumer Issues
Topic: Fairmark Forum (Tax Forum)
Replies: 19
Views: 1655

Re: Fairmark Forum (Tax Forum)

After some quick surfing, I think they are using WordPress with a forum plugin. I don't think anyone has thought about backwards compatibility. Not only are older posts gone, but they've broken all the links in the wiki. :annoyed For example: Timing of transactions to reduce taxes (External Links) F...
by LadyGeek
Fri Oct 19, 2018 1:46 pm
Forum: Investing - Theory, News & General
Topic: [How many SP500 companies in Mid Cap Index? Split 50/50 btwn Ttl Mkt and Mid Cap?]
Replies: 15
Views: 661

Re: [How many SP500 companies in Mid Cap Index? Split 50/50 btwn Ttl Mkt and Mid Cap?]

dcarste - In order to give appropriate advice, it's best to keep all the information in one spot. Many posts in the later thread referenced back to the first, which made the discussion difficult to follow. I merged them back together and retitled the thread. Your question was originally "How many S&...
by LadyGeek
Fri Oct 19, 2018 9:31 am
Forum: Investing - Theory, News & General
Topic: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!
Replies: 1194
Views: 99360

Re: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!

^^^ I moved ElmoHongZito's post into the on-going discussion. Let's keep all general discussions of "investing in international (or not)" in this thread.
by LadyGeek
Fri Oct 19, 2018 9:11 am
Forum: Personal Finance (Not Investing)
Topic: "Open Social Security" calculator: feature requests, bug reports, etc
Replies: 231
Views: 21273

Re: "Open Social Security" calculator: feature requests, bug reports, etc

FYI - jmk has made an erroneous post and removed the content (3 up from here).* To avoid confusion, he has requested removal of the above 2 quotes. I have removed the quote from FiveK's and ObliviousInvestor's posts.

* The post was intended for a different thread.
by LadyGeek
Fri Oct 19, 2018 9:03 am
Forum: Personal Consumer Issues
Topic: High End Wrist Watches (Gone Crazy)
Replies: 254
Views: 29616

Re: High End Wrist Watches (Gone Crazy)

Please stay on-topic.
by LadyGeek
Thu Oct 18, 2018 10:17 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Prepare For The Bear
Replies: 74
Views: 9654

Re: Larry Swedroe: Prepare For The Bear

This thread has run its course and is locked (topic exhausted, contentious). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy,...
by LadyGeek
Thu Oct 18, 2018 8:59 pm
Forum: Investing - Theory, News & General
Topic: Why dismiss sectors?
Replies: 31
Views: 1646

Re: Why dismiss sectors?

This thread is now in the Investing - Theory, News & General forum (general question).
by LadyGeek
Thu Oct 18, 2018 8:46 pm
Forum: Personal Finance (Not Investing)
Topic: Depositing Cash if it was gifted?
Replies: 112
Views: 6158

Re: Depositing Cash if it was gifted?

I want to address several comments related to structuring . For the record, discussions of dishonest behavior or bypassing the law are totally unacceptable. The intent is to understand how to do this within the existing legal framework; in which case this discussion can continue. Everything is a mat...
by LadyGeek
Thu Oct 18, 2018 4:13 pm
Forum: Personal Consumer Issues
Topic: High End Wrist Watches (Gone Crazy)
Replies: 254
Views: 29616

Re: High End Wrist Watches (Gone Crazy)

I removed several off-topic posts. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct ourselves in a respectful manner to other po...