Search found 20740 matches

by LadyGeek
Sun Jan 21, 2018 10:34 pm
Forum: Personal Finance (Not Investing)
Topic: Transfer money to family members to take advantage of lower tax rates
Replies: 14
Views: 768

Re: Transfer money to family members to take advantage of lower tax rates

I want to address several comments related to gifting . For the record, discussions of dishonest behavior or bypassing the law are totally unacceptable. The intent is to understand how to do this within the existing legal framework; in which case this discussion can continue. Everything is a matter ...
by LadyGeek
Sun Jan 21, 2018 9:16 pm
Forum: Investing - Theory, News & General
Topic: Fear of dying with too much money?
Replies: 137
Views: 7015

Re: Fear of dying with too much money?

This thread has run its course and is locked (topic exhausted, no added value to continue). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of ...
by LadyGeek
Sun Jan 21, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: Dental Braces at Very Early Age. Any Orthodontists?
Replies: 2
Views: 316

Re: Dental Braces at Very Early Age. Any Orthodontists?

This thread has run its course and is locked (medical advice). As a reminder, see: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I suggest you start with the Medical Library Association's User's Guide to Finding and ...
by LadyGeek
Sun Jan 21, 2018 4:26 pm
Forum: Investing - Help with Personal Investments
Topic: 250k investing sum and no idea what to do with it. [Singapore]
Replies: 12
Views: 588

Re: 250k investing sum and no idea what to do with it.

stjianqing wrote:
Sun Jan 21, 2018 2:48 pm
We are Singaporeans!
Thanks, I have edited the thread title to attract our Singapore experts.

If you want to change the thread title further, just edit the Subject: line in Post #1.
by LadyGeek
Sun Jan 21, 2018 2:44 pm
Forum: Investing - Help with Personal Investments
Topic: 250k investing sum and no idea what to do with it. [Singapore]
Replies: 12
Views: 588

Re: 250k investing sum and no idea what to do with it.

Welcome! Your fund selection suggests you are outside the US. What is your Mom's home country?
by LadyGeek
Sun Jan 21, 2018 12:39 pm
Forum: Investing - Help with Personal Investments
Topic: Lost money through Bitconnect scam - learned my lesson
Replies: 94
Views: 6749

Re: Lost money through Bitconnect scam - learned my lesson

This thread has run its course and is locked (topic exhausted, derailed).
by LadyGeek
Sun Jan 21, 2018 11:08 am
Forum: Local Chapters and Bogleheads Community
Topic: My daughter got her dream job [Proud Papa]
Replies: 37
Views: 2401

Re: My daughter got her dream job [Proud Papa]

This thread is now in the Local Chapters and Bogleheads Community forum (Boglehead). I also clarified the thread title.

The privacy concerns have been resolved.
by LadyGeek
Sun Jan 21, 2018 10:50 am
Forum: Personal Finance (Not Investing)
Topic: How to Minimize Your Emergency Care Expenses
Replies: 89
Views: 4748

Re: How to Minimize Your Emergency Care Expenses

By member request, this thread is now a "sticky". To our newer readers, White Coat Investor is Jim Dahle . With regards to the first post: About once a month or so we have someone start a thread about their recent visit to an emergency department. The post usually revolves around the bill being surp...
by LadyGeek
Sun Jan 21, 2018 10:22 am
Forum: Local Chapters and Bogleheads Community
Topic: My daughter got her dream job [Proud Papa]
Replies: 37
Views: 2401

Re: My daughter got her dream job

MSO4PRN wrote:
Sun Jan 21, 2018 8:26 am
if you can edit, i would definitely delete her employer from this post. I understand you are happy, but what if someone who was an internal employee that was interviewing for this job with experience saw this post?
Welcome! I would agree.

stemikger - I sent you a PM.
by LadyGeek
Sun Jan 21, 2018 10:11 am
Forum: Investing - Help with Personal Investments
Topic: Lost money through Bitconnect scam - learned my lesson
Replies: 94
Views: 6749

Re: Lost money through Bitconnect scam - learned my lesson

I removed an off-topic post and reply related to the enabling of crime via blockchain technology / Bitcoin. The discussion was getting derailed.

Please stay on-topic, which is the investing aspect.
by LadyGeek
Sat Jan 20, 2018 8:41 pm
Forum: Investing - Help with Personal Investments
Topic: Lost money through Bitconnect scam - learned my lesson
Replies: 94
Views: 6749

Re: Lost money through Bitconnect scam - learned my lesson

A few posts on Page 1 of this thread have been removed. As a reminder, please keep the language "family friendly" - things you can say in front of the little ones. Also, please state your concerns in a civil, respectful manner. See: General Etiquette We expect this forum to be a place where people ...
by LadyGeek
Sat Jan 20, 2018 8:04 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR 2018 BOGLEHEAD CONTEST
Replies: 142
Views: 8336

Re: REGISTRATION FOR 2018 BOGLEHEAD CONTEST

Revised for 2018, the hedge fund and Bogleheads (S&P 500) contests are in the wiki: Bogleheads® contests
by LadyGeek
Sat Jan 20, 2018 8:03 pm
Forum: Investing - Theory, News & General
Topic: 2018 Hedge Fund contest
Replies: 118
Views: 6937

Re: 2018 Hedge Fund contest

Revised for 2018, the hedge fund and Bogleheads (S&P 500) contests are in the wiki: Bogleheads® contests
by LadyGeek
Sat Jan 20, 2018 5:23 pm
Forum: Personal Finance (Not Investing)
Topic: Deeds and restrictions??? on stores?
Replies: 1
Views: 241

Re: Deeds and restrictions??? on stores?

This post is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own situation. You can also as...
by LadyGeek
Sat Jan 20, 2018 10:39 am
Forum: Investing - Theory, News & General
Topic: Post Your Morningstar Box Style
Replies: 70
Views: 2882

Re: Post Your Morningstar Box Style

^^^ I got it. See: Posting images in the Bogleheads forum For those wishing to do this in text, use periods " . " instead of spaces.* Value Blend Growth Large 7 5 3 Medium 15 9 4 Small 28 25 8 ...........Value Blend Growth Large.......7.......5.......3 Medium...15......9.......4 Small.......28.....2...
by LadyGeek
Sat Jan 20, 2018 10:33 am
Forum: Investing - Help with Personal Investments
Topic: Advice for in-kind transfers in the midst of the Gov't shutdown
Replies: 8
Views: 465

Re: Advice for in-kind transfers in the midst of the Gov't shutdown

Welcome! I removed some off-topic comments. We'll be happy to answer your questions, but this is a "no politics" forum. Opinions of the political process are not permitted. See: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious post...
by LadyGeek
Sat Jan 20, 2018 9:32 am
Forum: Personal Finance (Not Investing)
Topic: Mother In Law's new boyfriend...
Replies: 28
Views: 3248

Re: Mother In Law's new boyfriend...

This thread has run its course and is locked (relationship issue). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational activities. Anything else is ...
by LadyGeek
Sat Jan 20, 2018 9:28 am
Forum: Personal Finance (Not Investing)
Topic: Can You Say...Auto Insurance
Replies: 21
Views: 1499

Re: Can You Say...Auto Insurance

This thread is now in the Personal Finance (Not Investing) forum (insurance).
by LadyGeek
Fri Jan 19, 2018 10:03 pm
Forum: Investing - Theory, News & General
Topic: Post Your Morningstar Box Style
Replies: 70
Views: 2882

Re: Post Your Morningstar Box Style

The wiki has some background info: Tools and calculators (Portfolio tools)

Here's the direct link: Instant X-Ray - Morningstar
by LadyGeek
Fri Jan 19, 2018 9:36 pm
Forum: Personal Consumer Issues
Topic: Potassium Tablets
Replies: 6
Views: 601

Re: Potassium Tablets

This thread has run its course and is locked (medical advice, upcoming apocalypse). See: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I suggest you start with the Medical Library Association's User's Guide to Findin...
by LadyGeek
Fri Jan 19, 2018 9:30 pm
Forum: Investing - Theory, News & General
Topic: Post Your Morningstar Box Style
Replies: 70
Views: 2882

Re: Post Your Morningstar Box Style

This thread is now in the Investing - Theory, News & General forum (general question).

For stocks: Style boxes

For bonds: Style boxes
by LadyGeek
Fri Jan 19, 2018 4:21 pm
Forum: Personal Finance (Not Investing)
Topic: What can I do to fight this ridiculous medical bill?
Replies: 86
Views: 3984

Re: What can I do to fight this ridiculous medical bill?

As suggested earlier, several posts were removed - they were derailing the thread. This is a family-friendly environment - things you can say in front of the little ones. Not just for language, but subject matter. Several posts containing offensive language were removed. Additionally, some comments ...
by LadyGeek
Fri Jan 19, 2018 4:04 pm
Forum: Local Chapters and Bogleheads Community
Topic: this is why I value this Forum
Replies: 2
Views: 870

Re: this is why I value this Forum

This thread is now in the Local Chapters and Bogleheads Community forum (Bogleheads community).

FYI - Nords is one of several contributors to the wiki's page for US Military. See: Military finances
by LadyGeek
Fri Jan 19, 2018 4:01 pm
Forum: Personal Finance (Not Investing)
Topic: Can We Retire in Hawaii? Please Critique
Replies: 145
Views: 12133

Re: Can We Retire in Hawaii? Please Critique

This thread is now in the Personal Finance (Not Investing) forum (retirement planning).
by LadyGeek
Fri Jan 19, 2018 3:58 pm
Forum: Investing - Help with Personal Investments
Topic: 457 worth it with these fees?
Replies: 45
Views: 1229

Re: 457 worth it with these fees?

fortfun - In order to give appropriate advice, it's best to keep all the information in one spot. I merged your two additional threads asking about your 457 plan back into the original. While they may seem like different questions to you, they're all related to your portfolio. We can give more infor...
by LadyGeek
Fri Jan 19, 2018 3:42 pm
Forum: Investing - Theory, News & General
Topic: 2018 Hedge Fund contest
Replies: 118
Views: 6937

Re: 2018 Hedge Fund contest

If you want dive into this further, see the: Callan Periodic Table of Hedge Fund Strategy Returns (printed pages 13 and 17, pages 14 and 18 by Adobe's count). It's in the wiki: Callan periodic table of investment returns , under "External links" --> Periodic Tables My "All in the same boat" market r...
by LadyGeek
Thu Jan 18, 2018 10:32 pm
Forum: Personal Finance (Not Investing)
Topic: Purchasing real estate in Philly
Replies: 13
Views: 1258

Re: Purchasing real estate in Philly

...I've heard horror stories about the parking authority. I actually, I've dealt with them before and had a $33 ticket escalate to $99, all because I tried stacking street parking payments, and the parking authority was having none of that. It's good to know that Broad and Washington is considered ...
by LadyGeek
Thu Jan 18, 2018 8:43 pm
Forum: Personal Finance (Not Investing)
Topic: successful Boglehead business owner, could please you share?
Replies: 6
Views: 845

Re: successful Boglehead business owner, could please you share?

This thread is now in the Personal Finance (Not Investing) forum (business). I also fixed the spelling in the thread title "Bogelhead" to "Boglehead".

retiredbber, Welcome!
by LadyGeek
Thu Jan 18, 2018 7:02 pm
Forum: Personal Finance (Not Investing)
Topic: To the doctors on the forum
Replies: 88
Views: 5072

Re: To the doctors on the forum

This thread has run its course and is locked (topic exhausted - devolved into a general rant, conjecture on universal health care). See: Personal Consumer Issues ...General comments or complaints about these topics will be locked or removed. Note that this subforum has a much lower threshold for lo...
by LadyGeek
Thu Jan 18, 2018 4:53 pm
Forum: Investing - Theory, News & General
Topic: Nice write up in the NY Times about the transformative powers of blockchain on societal interactions
Replies: 24
Views: 2492

Re: Nice write up in the NY Times about the transformative powers of blockchain on societal interactions

mws13 - I merged your thread into here, which is a similar topic.

(I had earlier moved your thread to a different one. Sorry about that, I apologize. Thanks to the member who corrected me.)
by LadyGeek
Thu Jan 18, 2018 4:48 pm
Forum: Investing - Theory, News & General
Topic: Avoiding being priced out in Los Angeles by buying the stock market
Replies: 27
Views: 3741

Re: Avoiding being priced out in Los Angeles by buying the stock market

MNS CA - I merged your thread into here, which is a similar discussion. The combined thread is now in the Investing - Theory, News & General forum (investments tracking real estate).
by LadyGeek
Thu Jan 18, 2018 4:40 pm
Forum: Investing - Help with Personal Investments
Topic: Rebalancing...please critique
Replies: 13
Views: 1125

Re: Rebalancing...please critique

Please allow time for members to reply to your post. If no one answers, wait at least a day or two before bumping the thread again. As for your question - We often recommend asset allocations in 5% increments. Going from 80/20 to 85/15 does not appear to be a large change for you. However, I'm conce...
by LadyGeek
Wed Jan 17, 2018 10:48 pm
Forum: Investing - Theory, News & General
Topic: Tax Law Sunset 2025 - Roth vs Traditional
Replies: 90
Views: 7554

Re: Tax Law Sunset 2025 - Roth vs Traditional

The reasons for the forum policy are detailed here: Political comments and proposed tax plan remain off-topic The point of the policy is to (1) eliminate contentious disagreements that result from these discussions and (2) keep investors from making bad decisions. Proposed regulations change many ti...
by LadyGeek
Wed Jan 17, 2018 8:14 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle says Fidelity will be sold in 5 years...
Replies: 37
Views: 8527

Re: Jack Bogle says Fidelity will be sold in 5 years...

I'm happy to provide some incite. Companies are bought and sold all the time. Founders sometimes like to cash out or the family scions would rather have the money than run the business. So I can see somebody like JP Morgan or Goldman Sachs or Edward Jones or a private equity group buys Fidelity Inv...
by LadyGeek
Wed Jan 17, 2018 8:12 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle says Fidelity will be sold in 5 years...
Replies: 37
Views: 8527

Re: Jack Bogle says Fidelity will be sold in 5 years...

I removed some off-topic posts related to conjecture of future trading technology. The thread was getting derailed.

This thread is now in the Investing - Theory, News & General forum (general question).

Note that the OP's article is dated Sept. 2, 2016 .
by LadyGeek
Wed Jan 17, 2018 7:44 pm
Forum: Investing - Help with Personal Investments
Topic: Newbie -Is IRA or Roth IRA a good option considering our income?
Replies: 5
Views: 397

Re: Newbie -Is IRA or Roth IRA a good option considering our income?

Welcome! One our guiding tenets is "never invest in something you don't understand". Although we discuss a Backdoor Roth IRA often, that does not mean it's right for you. Doing something wrong can be worse than doing nothing at all. The "Caution" section of the wiki article is there for a reason. It...
by LadyGeek
Tue Jan 16, 2018 8:11 pm
Forum: Personal Consumer Issues
Topic: Netflix, Your Current Favorite Show
Replies: 285
Views: 32838

Re: Netflix, Your Current Favorite Show

I just finished Season 2 of Better Call Saul , which is the latest available on Netflix. A quick google search suggests that Season 3 will show up on Netflix a few weeks before Season 4 is released on AMC. Hopefully, that will occur around the end of March. In the mean time, I just started binge wat...
by LadyGeek
Tue Jan 16, 2018 7:41 pm
Forum: Forum Issues and Administration
Topic: [New forum request] International investing and US non-resident section
Replies: 28
Views: 2462

Re: [New forum request] International investing and non-resident section

Sorry, I should have provided you a complete answer. You are not the first member to make this request. My comment was from an earlier discussion. I have located an earlier discussion (from 2014) and merged your thread into here. I have also retitled the thread. For a lot of reasons, like extra work...
by LadyGeek
Tue Jan 16, 2018 4:11 pm
Forum: Investing - Theory, News & General
Topic: [Mark Cuban -] "Diversification is for idiots..."
Replies: 26
Views: 3708

Re: Diversification is for idiots...

I removed an off-topic post. This thread has run its course and is locked (rant / celebrity / stupidity of other people). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world ...
by LadyGeek
Mon Jan 15, 2018 10:34 pm
Forum: Investing - Help with Personal Investments
Topic: Wife's Windfall/Inheritance/Retirement/Merrill Lynch
Replies: 37
Views: 4730

Re: Wife's Windfall/Inheritance/Retirement/Merrill Lynch

ClemsonFan - I merged your question back into the original thread. In order to give appropriate advice, it's best to keep all the information in one spot. This isn't a big deal, don't worry about it.
by LadyGeek
Mon Jan 15, 2018 7:21 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 Withholding Tables
Replies: 88
Views: 11009

Re: IRS announces new withholding tables for 2018

My employer claims that the W-4 filled out for 2017 "expires" in February 2018. They are telling everyone "Give us a new W-4 by February 15, 2018 or we will change your exemption status to single with 0 dependents." I assume you can still fill out as many W-4s as needed over the course of the year, ...
by LadyGeek
Mon Jan 15, 2018 7:07 pm
Forum: Forum Issues and Administration
Topic: [New forum request] International investing and US non-resident section
Replies: 28
Views: 2462

Re: EU investing

Gracias! I have added the link to the wiki: Investing from Spain (External links) Rankia is already listed in the "External links" section; I added the Boglehead forum section. If you (or your wife) have any suggestions regarding Spain, please them post in the discussion thread: Boglehead investing ...
by LadyGeek
Mon Jan 15, 2018 5:09 pm
Forum: Forum Issues and Administration
Topic: [New forum request] International investing and US non-resident section
Replies: 28
Views: 2462

Re: EU investing

wec wrote:
Thu Jan 11, 2018 12:49 pm
Wouldn't be better if the forum had a different separate section for "EU - help with personal investments" ?
There won't be a separate forum for EU investing. The best approach is to put the name of your home country in the thread title - it will attract the attention of our EU experts.
by LadyGeek
Sun Jan 14, 2018 9:54 pm
Forum: Investing - Help with Personal Investments
Topic: achieving 4 fund approximation in 403b at fidelity
Replies: 8
Views: 432

Re: achieving 4 fund approximation in 403b at fidelity

You're adding complications where none are needed. The asset allocations are not going to move all that much in the time it takes you to move the funds, so you may as well keep things simple and do the rollover process first - rebalance after the dust has settled. Ignore the horror stories. You don'...
by LadyGeek
Sun Jan 14, 2018 4:45 pm
Forum: Investing - Help with Personal Investments
Topic: achieving 4 fund approximation in 403b at fidelity
Replies: 8
Views: 432

Re: achieving 4 fund approximation in 403b at fidelity

2. What is the right US to Foreign ratio for stocks and bonds? I'm going to shoot for about my age in bond stock ratio. That's a good question. The answer is to let the experts pick the ratio for you. How? Copy what they do with the target date retirement funds. It's in the wiki: How to build a laz...
by LadyGeek
Sun Jan 14, 2018 2:22 pm
Forum: Investing - Help with Personal Investments
Topic: achieving 4 fund approximation in 403b at fidelity
Replies: 8
Views: 432

Re: achieving 4 fund approximation in 403b at fidelity

Welcome! You may be linking to the wrong image. You can edit your post by clicking on the "pencil" icon in the top-right corner of the post.

If you need assistance, let me know.