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by LadyGeek
Thu Dec 13, 2018 4:23 pm
Forum: Personal Finance (Not Investing)
Topic: What is/ was your career and would you recommend it now?
Replies: 374
Views: 36239

Re: What is/ was your career and would you recommend it now?

I merged BeanCity's thread into the on-going discussion.

(Thanks to the member who reported the post. One of the reasons is "Duplicate thread".)
by LadyGeek
Thu Dec 13, 2018 4:11 pm
Forum: Personal Finance (Not Investing)
Topic: Is it a Five-Twenty-Nine or a Five-Two-Nine Plan
Replies: 29
Views: 1154

Re: Is it a Five-Twenty-Nine or a Five-Two-Nine Plan

This thread has run its course and is locked (below acceptable threshold, not productive). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of p...
by LadyGeek
Thu Dec 13, 2018 4:06 pm
Forum: Personal Finance (Not Investing)
Topic: Robinhood to launch 3% Checking & Savings Accounts
Replies: 72
Views: 2962

Re: Robinhood to launch 3% Checking & Savings Accounts

I merged Thegame14's, Daendrew's, and vk_217's threads into the on-going discussion. The combined thread is in the Personal Finance (Not Investing) forum (checking and savings account).
by LadyGeek
Wed Dec 12, 2018 7:45 pm
Forum: Investing - Theory, News & General
Topic: Our mentor [Jack Bogle] advises to "buy bonds" for protection in current market
Replies: 58
Views: 4924

Re: Our mentor advises to "buy bonds" for protection in current market

I merged mur44's thread into the on-going discussion.

As a reminder, this is a "no politics" forum - for any country. Please stay focused on the investing aspects.
by LadyGeek
Wed Dec 12, 2018 7:40 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 8550
Views: 1673009

Re: U.S. stocks in free fall

Again, waiting until after market close. blackburnian - Thank you for providing credible, authoritative sources. (What we require for the wiki, but should apply here as well.) Here are the links: - Free Fall | Definition of Free Fall by Merriam-Webster 2b: a rapid and continuing drop or decline // a...
by LadyGeek
Wed Dec 12, 2018 5:20 pm
Forum: Personal Consumer Issues
Topic: Donate to homeless?
Replies: 84
Views: 3886

Re: Donate to homeless?

This thread has run its course and is locked (now discussing social issues, not productive). See: Personal Consumer Issues Note that this subforum has a much lower threshold for locking or removing posts than the financial and investing subforums. In general, controversial, offensive, pointless, di...
by LadyGeek
Wed Dec 12, 2018 4:40 pm
Forum: Personal Consumer Issues
Topic: The red tide in Florida [algae bloom at Florida coast]
Replies: 14
Views: 2074

Re: The red tide in Florida [algae bloom at Florida coast]

As a reminder, we maintain a "family-friendly" environment - things you can say in front of the little ones. Not just for language, but subject matter. I removed a post discussing a topic which exceeded our family-friendly threshold.

I also retitled the thread for clarity.
by LadyGeek
Wed Dec 12, 2018 4:27 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Individual 401K now offering Admiral funds
Replies: 46
Views: 3106

Re: Vanguard Individual 401K now offering Admiral funds

I merged discman017's thread into the on-going discussion.
by LadyGeek
Wed Dec 12, 2018 4:20 pm
Forum: Forum Issues and Administration
Topic: How do I delete my account?
Replies: 13
Views: 5644

Re: How do I delete my account?

I removed several off-topic posts. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct ourselves in a respectful manner to other po...
by LadyGeek
Wed Dec 12, 2018 3:57 pm
Forum: Local Chapters and Bogleheads Community
Topic: Forming new chapter-Virginia Beach
Replies: 19
Views: 252

Re: Forming new chapter-Virginia Beach

FYI - I have merged several threads into here.
by LadyGeek
Tue Dec 11, 2018 11:28 pm
Forum: Personal Finance (Not Investing)
Topic: Not accepting Medicare benefits
Replies: 24
Views: 3962

Re: Not accepting Medicare benefits

I removed a post and several off-topic replies regarding socio-economic status (means-testing was implied), the discussion was getting contentious.

Please stay focused on the financial aspects and state your concerns in a civil, factual manner.
by LadyGeek
Tue Dec 11, 2018 10:26 pm
Forum: Personal Finance (Not Investing)
Topic: Not accepting Medicare benefits
Replies: 24
Views: 3962

Re: Not accepting Medicare benefits

This thread is now in the Personal Finance (Not Investing) forum (Medicare).
by LadyGeek
Tue Dec 11, 2018 10:23 pm
Forum: Personal Finance (Not Investing)
Topic: Layoff coming in 3-6 months, questions about preparing
Replies: 20
Views: 2407

Re: Layoff coming in 3-6 months, questions about preparing

Does your health plan include a Flexible spending arrangement ? Max out your medical expenses as soon as you can. You are entitled to expense the full amount of your election, regardless if you've funded the account. When you get laid off, you will not pay for any balances due. Conversely, don't lea...
by LadyGeek
Tue Dec 11, 2018 7:38 pm
Forum: Personal Finance (Not Investing)
Topic: Feedback on Guideline 401k
Replies: 16
Views: 2458

Re: Feedback on Guideline 401k

This thread is now in the Personal Finance (Not Investing) forum (401k plan provider).

Mck2017, Welcome!

There is a relevant discussion here: Guideline 401k [What happens if they were to bankrupt?]
by LadyGeek
Tue Dec 11, 2018 7:30 pm
Forum: Forum Issues and Administration
Topic: Please Try Out Test Posts Here
Replies: 243
Views: 205023

Re: Please Try Out Test Posts Here

Welcome! Your test post passes.

(Support request resolved via email.)

If anyone gets locked out of their account and needs assistance, please see the site home page link for our email address: Contact

Alternatively, see section 1.a in the Forum policies.
by LadyGeek
Tue Dec 11, 2018 7:23 pm
Forum: Forum Issues and Administration
Topic: How do I delete my account?
Replies: 13
Views: 5644

Re: How do I delete my account?

pejp wrote:
Tue Dec 11, 2018 1:27 am
Been on here for a few months, it’s not for me. How do I delete my account?
As others have stated, you are welcome to stop posting. If you change your mind, the account will be available.

If there's another reason for leaving, please PM me and I'll be happy to discuss it with you.
by LadyGeek
Tue Dec 11, 2018 5:19 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 8550
Views: 1673009

Re: U.S. stocks in free fall

(free fall is actually two separate words by the way) Does that effect or affect the market? I confuse the two. It doesn't affect the market, but it effects my spell checker alarm bell. :D Here we go again - SP500 down 1.1%. Where are you people waiting for a discount... Oh no! How will I ever cope...
by LadyGeek
Tue Dec 11, 2018 5:12 pm
Forum: Personal Finance (Not Investing)
Topic: Roth IRA for kids
Replies: 81
Views: 9148

Re: Roth IRA for kids

This thread is now in the Personal Finance (Not Investing) (IRA).

I also fixed the spelling in the thread title. ROTH is not an acronym. See the wiki: Roth IRA
wiki wrote:Named after US Senator William Roth, Roth IRAs were established by the Taxpayer Relief Act of 1997.
by LadyGeek
Tue Dec 11, 2018 3:52 pm
Forum: Investing - Help with Personal Investments
Topic: New Retiree Investment Strategy
Replies: 19
Views: 1914

Re: New Retiree Investment Stratedgy

This thread is now in the Investing - Help with Personal Investments forum (investment strategy). I also fixed the spelling in the thread title.
by LadyGeek
Tue Dec 11, 2018 3:47 pm
Forum: Personal Consumer Issues
Topic: Retired in your late 40s or early 50s?
Replies: 86
Views: 13480

Re: Retired in your late 40s or early 50s?

I removed an off-topic post which challenged another member's profession. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct ourse...
by LadyGeek
Mon Dec 10, 2018 11:05 pm
Forum: Personal Consumer Issues
Topic: Retired in your late 40s or early 50s?
Replies: 86
Views: 13480

Re: Retired in your late 40s or early 50s?

This thread is now in the Personal Consumer Issues forum (how you spend your money and your time).
by LadyGeek
Mon Dec 10, 2018 8:29 pm
Forum: Investing - Theory, News & General
Topic: 2018 Hedge Fund contest
Replies: 169
Views: 18749

Re: 2018 Hedge Fund contest

The background of Norbert Schlenker, who started the hedge fund contest in 2009, is posted in our affiliate blog. See: Interview with Norbert Schlenker: The Financial Wisdom Forum | Financial Page Hedge fund contest historical info is in the wiki. See: Bogleheads® contests (The blog post is also dis...
by LadyGeek
Mon Dec 10, 2018 7:46 pm
Forum: Investing - Help with Personal Investments
Topic: [Help with my wife's retirement plan]
Replies: 10
Views: 576

Re: [Help with my wife's retirement plan]

Your "family" portfolio (you and your wife) should be considered in its entirety. Consider updating this thread using the Asking Portfolio Questions format. It will make you think about the "big picture" while giving us the information we need to point you in the right direction.
by LadyGeek
Mon Dec 10, 2018 7:44 pm
Forum: Investing - Help with Personal Investments
Topic: Retiring in 2 weeks, Traditional 401k
Replies: 99
Views: 6871

Re: Retiring in 2 weeks, Traditional 401k

reeko0530 - I moved your question regarding your wife's retirement plan into a new thread, as this discussion is about your father.

See: [Help with my wife's retirement plan]
by LadyGeek
Mon Dec 10, 2018 5:03 pm
Forum: Personal Finance (Not Investing)
Topic: How will 80k inheritance affect medicaid, section 8, food stamp eligibility in PA?
Replies: 26
Views: 2893

Re: How will 80k inheritance affect medicaid, section 8, food stamp eligibility in PA?

I removed some earlier off-topic posts which were political in nature (what's wrong with this country). I also removed a post which emphasized that the OP's situation was illegal. The OP's question has been answered. This thread has run its course and is locked (topic exhausted, distress to the com...
by LadyGeek
Mon Dec 10, 2018 4:43 pm
Forum: Personal Consumer Issues
Topic: safest downhill ski helmet
Replies: 30
Views: 951

Re: safest downhill ski helmet

boglemania - You had a duplicate post, which I've removed. The replies have been merged into the original thread (here).
by LadyGeek
Sun Dec 09, 2018 11:42 pm
Forum: Personal Finance (Not Investing)
Topic: Rental Car Damage Issue
Replies: 69
Views: 4007

Re: Rental Car Damage Issue

This thread has run its course and is locked (derailed). See: Personal Consumer Issues Note that this subforum has a much lower threshold for locking or removing posts than the financial and investing subforums. In general, controversial, offensive, pointless, divisive or mean-spirited posts or top...
by LadyGeek
Sun Dec 09, 2018 11:38 pm
Forum: Personal Finance (Not Investing)
Topic: How will 80k inheritance affect medicaid, section 8, food stamp eligibility in PA?
Replies: 26
Views: 2893

Re: How will 80k inheritance affect medicaid, section 8, food stamp eligibility in PA?

As a reminder, this is a "no politics" forum. Opinions of current law ("whats wrong with this country") are off-topic. I want to address several comments related to hiding assets to qualify for Medicaid . For the record, discussions of dishonest behavior or bypassing the law are totally unacceptabl...
by LadyGeek
Sun Dec 09, 2018 11:26 pm
Forum: Investing - Help with Personal Investments
Topic: 20M Inheritance - What is best option for small/no risk on principal?
Replies: 93
Views: 11784

Re: 20M Inheritance - What is best option for small/no risk on principal?

The discussion is getting derailed and a bit contentious. Let's stop it here. (Thread locked.)

fwdmotion - Please PM me and I'll reopen the discussion.
by LadyGeek
Sun Dec 09, 2018 11:21 pm
Forum: Personal Finance (Not Investing)
Topic: Rental Car Damage Issue
Replies: 69
Views: 4007

Re: Rental Car Damage Issue

Please stay on-topic, which is rental car damage.
by LadyGeek
Sun Dec 09, 2018 11:00 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 8550
Views: 1673009

Re: U.S. stocks in freefall

The discussion is getting a bit derailed. Please stay on-topic.

Feel free to start a new thread to continue the discussion.
by LadyGeek
Sun Dec 09, 2018 3:50 pm
Forum: Forum Issues and Administration
Topic: search for a 'phrase' and not 'keywords'?
Replies: 4
Views: 269

Re: search for a 'phrase' and not 'keywords'?

The "gear" icon is the forum's built-in Search engine . It's not google, but can provide a focused search when needed. The search engine rules are under the "Search for keywords:" description: Place + in front of a word which must be found and - in front of a word which must not be found. Put a list...
by LadyGeek
Sun Dec 09, 2018 3:16 pm
Forum: Forum Issues and Administration
Topic: problem (only happening here) using right click and paste. Have to use ctrl-V
Replies: 3
Views: 262

Re: problem using right click and paste. Have to use ctrl-V

Below was pasted using my mouse right-click. I tried to copy a link from elsewhere and paste it into this text box but it's not working with right click (only shows "copy" but not "paste". I had to use ctrl-V to get it to paste. I don't believe it's my computer because I'm not seeing this problem el...
by LadyGeek
Sun Dec 09, 2018 2:58 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 194
Views: 28397

Re: TurboTax Prices

Caution, a quick google search shows: Is Taxpros19 an authorized reseller of Turbotax software ? - TurboTax Support From Intuit directly, the answer is No. Also: Be very aware that if you find a "too good to be true price" from an unknown seller then it is too good to be true ... unauthorized resell...
by LadyGeek
Sun Dec 09, 2018 1:54 pm
Forum: Personal Finance (Not Investing)
Topic: Skipping last COBRA payment
Replies: 25
Views: 2521

Re: Skipping last cobra payment

I removed an off-topic comment. This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations...
by LadyGeek
Sun Dec 09, 2018 12:12 pm
Forum: Personal Finance (Not Investing)
Topic: Disability insurance Northwestern Mutual
Replies: 4
Views: 621

Re: Disability insurance Northwestern Mutual

This thread is now in the Personal Finance (Not Investing) forum (insurance).
by LadyGeek
Sun Dec 09, 2018 9:13 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3891
Views: 1087368

Re: What Movie Have You Recently Watched?

The Big Sick , on Amazon Prime. A romantic comedy (chick flick). Based on a true story, it's entertaining. Not bad. Hacksaw Ridge , on DVD. A true story of a US soldier during WWII, Okinawa. I thought the beginning was a little slow, but OK. As the plot progressed, it got more interesting. It also ...
by LadyGeek
Sun Dec 09, 2018 9:06 am
Forum: Investing - Theory, News & General
Topic: Tax ramification question
Replies: 12
Views: 1185

Re: Tax ramification question

I removed an off-topic post and several replies which may be the result of a misunderstanding.
by LadyGeek
Sat Dec 08, 2018 8:06 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3891
Views: 1087368

Re: What Movie Have You Recently Watched?

Hacksaw Ridge , on DVD. A true story of a US soldier during WWII, Okinawa. I thought the beginning was a little slow, but OK. As the plot progressed, it got more interesting. It also got a bit gory in the latter half of the movie. The story kept me interested and was definitely worth watching. The ...
by LadyGeek
Sat Dec 08, 2018 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: Wiki: Backdoor Roth IRA (conversion formula)
Replies: 12
Views: 695

Re: Wiki: Backdoor Roth IRA (conversion formula)

I have renamed the draft page: User:Celia/Backdoor Roth If we want to change the name of the "live" page to just "Backdoor Roth", we can do that.* Links to the old title "Backdoor Roth IRA" won't be broken. FYI - Any wiki editor can rename (move) the page. * Wiki editors - we just need to use a redi...
by LadyGeek
Sat Dec 08, 2018 5:25 pm
Forum: Personal Finance (Not Investing)
Topic: Health insurance for FIRE [Financial Independence Retire Early]
Replies: 83
Views: 6337

Re: Health insurance for FIRE [Financial Independence Retire Early]

I removed an off-topic post and a reply. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct ourselves in a respectful manner to ot...
by LadyGeek
Sat Dec 08, 2018 5:16 pm
Forum: Personal Finance (Not Investing)
Topic: Wiki: Backdoor Roth IRA (conversion formula)
Replies: 12
Views: 695

Re: Wiki: Backdoor Roth IRA (conversion formula)

I have created a draft page: User:Celia/Backdoor Roth Wiki editors can make changes there and get a consensus without affecting the "live" content. Members who wish to update the content can post here and an editor will update the draft page for you. (This follows Wikipedia policy - draft changes ar...
by LadyGeek
Sat Dec 08, 2018 3:36 pm
Forum: Personal Finance (Not Investing)
Topic: Rental Car Damage Issue
Replies: 69
Views: 4007

Re: Rental Car Damage Issue

This thread is now in the Personal Finance (Not Investing) forum (damage claim).
by LadyGeek
Sat Dec 08, 2018 2:38 pm
Forum: Investing - Theory, News & General
Topic: You already own international stocks with VTSMX etc [Vanguard Total Stock Market]
Replies: 57
Views: 4667

Re: You already own international stocks with VTSMX etc

In one of the interviews with JL Collins on Youtube he makes an argument against the need to explicitly include international funds or stocks in your portfolio, since broad-based index funds include big "U.S." companies with significant international business. There are very explicit rules which de...
by LadyGeek
Sat Dec 08, 2018 2:15 pm
Forum: Investing - Theory, News & General
Topic: "The 10 Worst Places To Get Investing Advice"
Replies: 59
Views: 7116

Re: "The 10 Worst Places To Get Investing Advice"

This thread is now in the Investing - Theory, News & General forum (general discussion).