Search found 22761 matches

by LadyGeek
Fri Sep 21, 2018 7:44 am
Forum: Personal Finance (Not Investing)
Topic: Kid's school brought in Wells Fargo to teach them financial literacy today.
Replies: 26
Views: 1409

Re: Kid's school brought in Wells Fargo to teach them financial literacy today.

This thread has run its course and is locked (derailed into a general rant). See: Personal Finance This subforum is for personal financial issues that don't involve investments. Examples of acceptable topics are: - insurance - employment issues - credit card and credit rating issues - mortgage and ...
by LadyGeek
Thu Sep 20, 2018 9:51 pm
Forum: Personal Finance (Not Investing)
Topic: [AARP Article re: ID Theft & Dark Web]
Replies: 32
Views: 3778

Re: [AARP Article re: ID Theft & Dark Web]

I merged CaliJim's thread into the on-going discussion, then retitled the thread with CaliJim's wording (thanks).
by LadyGeek
Thu Sep 20, 2018 7:26 pm
Forum: Personal Finance (Not Investing)
Topic: Guaranteed access for Medigap policies
Replies: 27
Views: 1468

Re: Guaranteed access for Medigap policies

This is a "no politics" forum. I removed several off-topic posts and replies regarding relevant proposed legislation for NJ. As a reminder, see: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. T...
by LadyGeek
Thu Sep 20, 2018 7:10 pm
Forum: Personal Finance (Not Investing)
Topic: ACA tax credits
Replies: 6
Views: 593

Re: ACA tax credits

The short answer is that when you sign up for ObamaCare, the application is going to require you to list each of the income and deduction (e.g. TIRA) categories that contribute to 2019 MAGI. If you have more or less income than stated on the application, you make up the difference when you file you...
by LadyGeek
Thu Sep 20, 2018 3:30 pm
Forum: Personal Consumer Issues
Topic: Dental work and hypertension issue
Replies: 40
Views: 2835

Re: Dental work and hypertension issue

I removed a few posts containing medical advice. See: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I suggest you start with the Medical Library Association's User's Guide to Finding and Evaluating Health Information...
by LadyGeek
Wed Sep 19, 2018 9:13 pm
Forum: Personal Consumer Issues
Topic: Where do you buy CPAP replacement parts?
Replies: 49
Views: 3196

Re: Where do you buy CPAP replacement parts?

I merged genjix's thread into the on-going discussion (which asked the same question).

Here is the IRS guidance: Publication 969 (2017), Health Savings Accounts and Other Tax-Favored Health Plans

which references: Publication 502 (2017), Medical and Dental Expenses
by LadyGeek
Wed Sep 19, 2018 2:47 pm
Forum: Investing - Theory, News & General
Topic: “Majority of working-age Americans have no retirement savings”
Replies: 73
Views: 3762

Re: “Majority of working-age Americans have no retirement savings”

This thread has run its course and is locked (other people). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate policies co...
by LadyGeek
Tue Sep 18, 2018 10:08 pm
Forum: Investing - Theory, News & General
Topic: Vanguard - You'll need to sign up for security codes soon
Replies: 136
Views: 17224

Re: Vanguard - You'll need to sign up for security codes soon

^^^ Check the paperwork, as I'm very sure you'll find a signed form that says "I assign authority to (husband) to act on my behalf". That's a limited POA for the closing. (I'm not a lawyer, but this is done all the time.) Or, perhaps a copy of the Durable POA was used for the closing. You should hav...
by LadyGeek
Tue Sep 18, 2018 7:37 pm
Forum: Investing - Theory, News & General
Topic: Marijuana ETF's
Replies: 6
Views: 977

Re: Marijuana ETF's

This thread was locked due to the pending vote on H.R.5634 (off-topic). After receiving a PM, the comment has been removed.

This thread is now reopened to continue the discussion. Please stay focused on the investing aspects.
by LadyGeek
Tue Sep 18, 2018 7:21 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Bank is the Devil
Replies: 46
Views: 5659

Re: Chase Bank is the Devil

I removed an off-topic comment and reply that were derailing the discussion. This may be the result of a misunderstanding.
by LadyGeek
Tue Sep 18, 2018 7:04 pm
Forum: Investing - Theory, News & General
Topic: Marijuana ETF's
Replies: 6
Views: 977

Re: Marijuana ETF's

Locked. Proposed legislation is off-topic for the reasons shown here: Political comments and proposed tax plan remain off-topic

Update: See below.
by LadyGeek
Tue Sep 18, 2018 6:57 pm
Forum: Investing - Theory, News & General
Topic: Vanguard - You'll need to sign up for security codes soon
Replies: 136
Views: 17224

Re: Vanguard - You'll need to sign up for security codes soon

My DH just got the email. The sign-up deadline is September 26. As noted earlier, there is no option for email. You gotta be kidding. :annoyed My contact phone number does not have text messaging (old landline) and I may not be near the phone when logging in. No, I'm not giving them another phone nu...
by LadyGeek
Tue Sep 18, 2018 6:37 pm
Forum: Personal Consumer Issues
Topic: What is your single most expensive mistake?
Replies: 203
Views: 12438

Re: What is your single most expensive mistake?

This thread is now in the Personal Consumer Issues forum (how you spend your money and your time).

Mctavish83, Welcome!
by LadyGeek
Tue Sep 18, 2018 3:09 pm
Forum: Investing - Help with Personal Investments
Topic: Facing Retirement at year end
Replies: 22
Views: 2610

Re: Facing Retirement at year end

Discussions of dishonest behavior or bypassing the law is totally unacceptable. I removed a comment and several replies suggesting tax evasion ("under the table" income). Definitions: Tax avoidance - an investment strategy to pay the minimum amount of taxes. IRA (tax-deferred) accounts are one exam...
by LadyGeek
Tue Sep 18, 2018 3:00 pm
Forum: Investing - Theory, News & General
Topic: How can I buy ALIBABA and TENCENT stock?
Replies: 29
Views: 2476

Re: How can I buy ALIBABA and TENCENT stock?

I removed several posts which were derailing the discussion. As a reminder, see: General Etiquette
We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones
.
by LadyGeek
Mon Sep 17, 2018 10:43 pm
Forum: Personal Finance (Not Investing)
Topic: New York Times--NYTimes: Freezing Credit Will Now Be Free. Here’s Why You Should Go for It.
Replies: 23
Views: 3551

Re: New York Times--NYTimes: Freezing Credit Will Now Be Free. Here’s Why You Should Go for It.

This thread is now in the Personal Finance (Not Investing) forum (credit freeze). We've followed this since the legislation was changed. See: Free to freeze and unfreeze your credit report In that thread, I calculated that the law would go into effect on September 20, 2018 (next Thursday). Was I of...
by LadyGeek
Mon Sep 17, 2018 10:28 pm
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 57
Views: 5414

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

The wiki and blog have been updated for iTunes and Google Play Music (login required).

Wiki: Rick Ferri or News and blogs (The RSS feed is available - tap on the RSS icon.)

Blog: Bogleheads On Investing: Episode 001 – Special Guest John C. Bogle, hosted by Rick Ferri
by LadyGeek
Mon Sep 17, 2018 4:05 pm
Forum: Personal Finance (Not Investing)
Topic: Delaying Social Security Until 70
Replies: 93
Views: 6444

Re: Delaying Social Security Until 70

I removed a number off-topic comments and replies. This is a "no politics" forum. Conjecture on the future of Social Security (Trust fund) requires a change in legislation (proposed legislation) and is therefore off-topic. See: Politics and Religion In order to avoid the inevitable frictions that a...
by LadyGeek
Mon Sep 17, 2018 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: Aimloan.com for a refinance?
Replies: 12
Views: 767

Re: Aimloan.com for a refinance?

Welcome! I fixed a typo in the thread title and post. Here's the link: AimLoan.com
by LadyGeek
Sun Sep 16, 2018 7:46 pm
Forum: Investing - Theory, News & General
Topic: Got a Question for the Experts Panel at the Bogleheads Conference?
Replies: 44
Views: 9575

Re: Got a Question for the Experts Panel at the Bogleheads Conference?

This thread is now removed as a "sticky" and won't appear at the top of the forum any more.
by LadyGeek
Sun Sep 16, 2018 7:35 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard platform
Replies: 50
Views: 5168

Re: Vanguard platform

The points regarding Vanguard's platform implementation have been made, let's move on. Please help cycler, who has bumped the thread from June. Hi, I just today registered with Bogleheads to comment on this subject. My husband keeps getting emails and reminders on his account page to switch to the ...
by LadyGeek
Sun Sep 16, 2018 7:12 pm
Forum: Investing - Theory, News & General
Topic: DOW [Closing price on Sep 14, 2018]
Replies: 15
Views: 2622

Re: DOW [Closing price on Sep 14, 2018]

I removed some off-topic posts and one reply. This thread has run its course and is locked. See: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct ou...
by LadyGeek
Sun Sep 16, 2018 3:04 pm
Forum: Personal Finance (Not Investing)
Topic: New York Times--NYTimes: Freezing Credit Will Now Be Free. Here’s Why You Should Go for It.
Replies: 23
Views: 3551

Re: New York Times--NYTimes: Freezing Credit Will Now Be Free. Here’s Why You Should Go for It.

This thread is now in the Personal Finance (Not Investing) forum (credit freeze). We've followed this since the legislation was changed. See: Free to freeze and unfreeze your credit report In that thread, I calculated that the law would go into effect on September 20, 2018 (next Thursday). Was I off...
by LadyGeek
Sun Sep 16, 2018 1:33 pm
Forum: Investing - Theory, News & General
Topic: DOW [Closing price on Sep 14, 2018]
Replies: 15
Views: 2622

Re: DOW [Closing price on Sep 14, 2018]

I removed an off-topic post and several replies which may be the result of a misunderstanding (political comment).

Please stay focused on the investing aspects.
by LadyGeek
Sun Sep 16, 2018 11:05 am
Forum: Investing - Theory, News & General
Topic: total bond return vs muni bond
Replies: 6
Views: 716

Re: total bond return vs muni bond

This thread is now in the Investing - Theory, News & General forum (theory).
by LadyGeek
Sun Sep 16, 2018 9:56 am
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 57
Views: 5414

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

I found out the feed to Overcast.FM comes through iTunes. The podcast has been submitted to iTunes, but read that It can take several days to validate a new podcast site. When not logged in from my desktop, the podcast does not appear in the search box. Search for "Investing" comes up with many pod...
by LadyGeek
Sun Sep 16, 2018 9:22 am
Forum: Investing - Help with Personal Investments
Topic: Would appreciate resources and advice
Replies: 3
Views: 280

Re: Would appreciate resources and advice

Welcome! Don't worry about the format. As a start, it looks like you've copied the info from a website. The best approach is to copy-n-paste the info into a text editor, like notepad, then fix the formatting. You can edit your post at any time by using the "pencil" icon in the top-right corner of th...
by LadyGeek
Sun Sep 16, 2018 8:58 am
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 57
Views: 5414

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

Rick Ferri wrote:
Sat Sep 15, 2018 7:23 pm
Now on Overcast.com [invalid link, see below --admin LadyGeek]

Still waiting approval from iTunes and Google Play. Any other requests?
That domain is for sale. I think you mean Overcast (overcast.fm).

Sorry, I don't see the podcast. Can you provide a direct link?
by LadyGeek
Sun Sep 16, 2018 8:18 am
Forum: Personal Consumer Issues
Topic: The twenty dollar rule revisited
Replies: 44
Views: 4990

Re: The twenty dollar rule revisited

This thread has run its course and is locked (restarting a locked discussion). See: Locked Topics ...if a topic is locked, please do not start up another thread to continue the discussion, at least right away. Such follow-on threads may be deleted without warning. The locked discussion: The twenty ...
by LadyGeek
Sun Sep 16, 2018 8:07 am
Forum: Personal Consumer Issues
Topic: That Extravagant Thing You Do
Replies: 304
Views: 52355

Re: That Extravagant Thing You Do

I merged Longruninvestor's thread into the ongoing discussion. The combined thread is in the Personal Consumer Issues forum. Davis Instruments Vantage Pro2 weather station with data logger. The anemometer is up on the roof, which is an additional purchase of the anemometer transmitter kit, 10' of an...
by LadyGeek
Sun Sep 16, 2018 7:57 am
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 70
Views: 4860

Re: [Wearing] Shorts in Egypt

I removed several off-topic posts related to cultural stereotypes (in the US). This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occa...
by LadyGeek
Sat Sep 15, 2018 8:58 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)
Replies: 734
Views: 69606

Re: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)

^^^ Please double-check the SEC filing, which is the prospectus for Fidelity ZERO℠ International (FZILX) and Total Market (FZROX) , August 1, 2018. The entire paragraph, which I broke up into separate paragraphs for readability: Each Index is the property of FMRC, which has contracted with S&P Opco,...
by LadyGeek
Sat Sep 15, 2018 7:40 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Brokerage Assets Held In Street Name
Replies: 52
Views: 1356

Re: Vanguard Brokerage Assets Held In Street Name

Thread locked for moderator review.
by LadyGeek
Sat Sep 15, 2018 7:39 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Brokerage Assets Held In Street Name
Replies: 52
Views: 1356

Re: A Great Reason to Consider Vanguard's Brokerage Services

I merged zmaqoptyxbglp's thread into the earlier discussion - both involve ownership of Vanguard funds. After reading a lot on the unfortunate realities with brokerage rehypothecation, I was pleased to read this comment from a Vanguard representative, hidden deep in the comments section of this page...
by LadyGeek
Sat Sep 15, 2018 7:23 pm
Forum: Personal Finance (Not Investing)
Topic: Why is an EIN needed for i401k?
Replies: 10
Views: 1052

Re: Why is an EIN needed for i401k?

This thread is now in the Personal Finance (Not Investing) forum (individual 401(k)).
by LadyGeek
Sat Sep 15, 2018 3:02 pm
Forum: Personal Finance (Not Investing)
Topic: Then and Now - Lucky Me, Lucky You?
Replies: 10
Views: 875

Re: Then and Now - Lucky Me, Lucky You?

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by LadyGeek
Sat Sep 15, 2018 12:42 pm
Forum: Personal Consumer Issues
Topic: Thoughts on Car Expenditures
Replies: 19
Views: 721

Re: Thoughts on Car Expenditures

This thread has run its course and is locked (not actionable, relationship issue). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational activities. A...
by LadyGeek
Sat Sep 15, 2018 12:31 pm
Forum: Personal Consumer Issues
Topic: Hurricane Florence - survival guide
Replies: 87
Views: 6388

Re: Hurricane Florence - survival guide

I removed an off-topic comment and several posts related to global warming (see: Non-actionable (Trolling) Topics).

Please stay focused on surviving Florence.
by LadyGeek
Sat Sep 15, 2018 12:22 pm
Forum: Personal Finance (Not Investing)
Topic: What is the "break even" federal tax per citizen?
Replies: 1
Views: 472

Re: What is the "break even" federal tax per citizen?

Locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own situation. You can also ask on behalf o...
by LadyGeek
Sat Sep 15, 2018 12:20 pm
Forum: Personal Consumer Issues
Topic: Picking a Charity
Replies: 69
Views: 2656

Re: Picking a Charity

The discussion is starting to derail on the health benefits of diets (medical advice, which is off-topic). Please stay focused on the charity aspects.
by LadyGeek
Sat Sep 15, 2018 11:41 am
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 57
Views: 5414

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

BTW, the podcast is already available on Stitcher, and you can "subscribe" to it. Thanks! The wiki has been updated: News and blogs FYI - the next section below the podcast is the RSS feed from our blog. The blog has been updated: Bogleheads On Investing: Episode 001 – Special Guest John C. Bogle, ...
by LadyGeek
Sat Sep 15, 2018 10:47 am
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 57
Views: 5414

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

I thoroughly enjoyed this. Thank you for doing it, Mr Ferri. Audio was pretty good, and the content was excellent, of course. * Mobile readers cannot view the left-side menu. The menu is only visible when viewing from a desktop. Although it looks like it’s not necessary in this particular case, thi...
by LadyGeek
Sat Sep 15, 2018 9:16 am
Forum: Personal Finance (Not Investing)
Topic: The Boglehead is anti-entrepreneur?
Replies: 62
Views: 3845

Re: The Boglehead is anti-entrepreneur?

This thread is now in the Personal Finance (Not Investing) forum (career guidance).
by LadyGeek
Fri Sep 14, 2018 9:56 pm
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 57
Views: 5414

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

At the opening of the podcast, Rick says "this podcast is available in the Bogleheads wiki". :shock: No problem, the wiki has been updated. The wiki supports RSS feeds directly. Those without an RSS reader can find the podcast here: - News and blogs (the link is available on the left-side menu of ev...
by LadyGeek
Fri Sep 14, 2018 7:06 pm
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 70
Views: 4860

Re: Shorts in Egypt

duplicate post. Some day I will figure this out. If you get stuck, report the post using the "!" in the top-right corner of the post. One of the reasons is "duplicate thread". Explain that it's a duplicate post and a moderator will take care of it. (I removed one of the duplicates for you.) =======...
by LadyGeek
Fri Sep 14, 2018 6:59 pm
Forum: Personal Consumer Issues
Topic: Picking a Charity
Replies: 69
Views: 2656

Re: Picking a Charity

I've found that many charities are scams. Go to charitynavigator.org and check them out. Many military veteran, police, and firefighter charities are out-and-out scams, also those that promise to be seeking cures for specific diseases. You can see what they pay their directors there too. Even well-...