Search found 22199 matches

by LadyGeek
Wed Jul 18, 2018 9:10 pm
Forum: Investing - Theory, News & General
Topic: When you look across the horizon.....
Replies: 7
Views: 610

Re: When you kook across the horizon.....

samsdad wrote:
Wed Jul 18, 2018 5:49 pm
If only we could edit the topic once we poat . . .
The OP can change the title by editing the Subject: line in Post #1. (So can a moderator. I fixed the spelling.)
by LadyGeek
Wed Jul 18, 2018 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: Irrevocable Trusts
Replies: 3
Views: 632

Re: Irrevocable Trusts

The OP has changed the topic of discussion (formerly about budgeting for vacation). The posts related to the prior topic have been removed.

Please stay focused on irrevocable trusts.
by LadyGeek
Wed Jul 18, 2018 7:24 pm
Forum: Local Chapters and Bogleheads Community
Topic: Post your Financial Milestone Announcements Here
Replies: 420
Views: 40842

Re: Post your Financial Milestone Announcements Here

I merged Streptococcus' thread into here.

Congrats!
by LadyGeek
Wed Jul 18, 2018 5:56 pm
Forum: Investing - Help with Personal Investments
Topic: Advice adjusting Asset Allocation
Replies: 22
Views: 906

Re: Advice adjusting Asset Allocation

reddison - You had a duplicate post, which I merged into here. The post is different than the one following it, I'm not sure which one you intended to use. Feel free to edit either post to remove the duplicate content - combine as necessary. Bump the post when you are done to let everyone know it's ...
by LadyGeek
Wed Jul 18, 2018 3:17 pm
Forum: Personal Consumer Issues
Topic: Any Boglehead powerlifters?
Replies: 95
Views: 5892

Re: Any Boglehead powerlifters?

FYI - There's a relevant discussion here: Older Women Lifting Weights
by LadyGeek
Tue Jul 17, 2018 9:51 pm
Forum: Personal Finance (Not Investing)
Topic: Roth conversion
Replies: 5
Views: 595

Re: Roth conversion

This thread is now in the Personal Finance (Not Investing) forum (Roth IRA conversion).
by LadyGeek
Tue Jul 17, 2018 3:37 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax -- Forms 8814 and 8962 (Household income calculations for PTC)
Replies: 4
Views: 344

Re: Turbo Tax -- Forms 8814 and 8962 (Household income calculations for PTC)

Remember that you are responsible for the tax return, not TurboTax. Most tax software allows you to override almost any entry field, so you can correct whatever is needed to ensure your return is properly prepared. The customer service rep was backpedaling to avoid giving you tax advice. Do you thin...
by LadyGeek
Mon Jul 16, 2018 8:47 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Alignment Guidance
Replies: 8
Views: 678

Re: Portfolio Alignment Guidance

FYI - The OP has modified the first post with his portfolio info.
by LadyGeek
Mon Jul 16, 2018 8:42 pm
Forum: Investing - Help with Personal Investments
Topic: Tell me what's wrong with my strategy
Replies: 71
Views: 4618

Re: Tell me what's wrong with my strategy

BTW, Netflix just tanked 14% in after-hours trading today. Suppose it drops further tomorrow?

If this makes you feel uncomfortable, see this wiki article: Risk tolerance
by LadyGeek
Mon Jul 16, 2018 4:50 pm
Forum: Personal Finance (Not Investing)
Topic: California Homeowners - Do you have earthquake insurance?
Replies: 16
Views: 1278

Re: California Homeowners - Do you have earthquake insurance?

That link is a general search. The OP would like information for his/her own situation. Let's keep the discussion going, there's no need to remove it. (Otherwise, if you think this discussion belongs in a specific thread, report the post using the "!" in the top-right corner of the post and explain ...
by LadyGeek
Mon Jul 16, 2018 4:47 pm
Forum: Investing - Help with Personal Investments
Topic: Should I simplify my portfolio and switch from 3 fund to 2 fund portfolio?
Replies: 45
Views: 2026

Re: Does it make sense to change 3 fund portfolio into 2 fund portfolio by switching VTI and VXUS with VT?

You already have an open thread on this subject from Sunday morning. In that thread the analysis of the expense ratio was already expressed and acknowledged by you before you posted this thread this morning . https://www.bogleheads.org/forum/viewtopic.php?f=1&t=253997&p=4022178#p4020665 Cheers In O...
by LadyGeek
Sun Jul 15, 2018 9:40 pm
Forum: Personal Consumer Issues
Topic: When does frugal cross the line to cheapskate?
Replies: 136
Views: 9430

Re: When does frugal cross the line to cheapskate?

This thread has run its course and is locked (below acceptable threshold). See: Personal Consumer Issues Note that this subforum has a much lower threshold for locking or removing posts than the financial and investing subforums. In general, controversial, offensive, pointless, divisive or mean-spi...
by LadyGeek
Sun Jul 15, 2018 9:29 pm
Forum: Investing - Theory, News & General
Topic: turnover rate impact on return
Replies: 13
Views: 823

Re: turnover rate impact on return

This thread is now in the Investing - Theory, News & General forum (theory).
by LadyGeek
Sun Jul 15, 2018 9:11 pm
Forum: Investing - Help with Personal Investments
Topic: Tell me what's wrong with my strategy
Replies: 71
Views: 4618

Re: Tell me what's wrong with my strategy

This thread is now in the Investing - Help with Personal Investments forum (portfolio help). While researching and auditioning the likes of Fidelity, Vanguard, etc, I've also been toying with managing my portfolio myself. I should add that I do want to maximize growth wherever possible. So I had a b...
by LadyGeek
Sun Jul 15, 2018 9:00 pm
Forum: Personal Finance (Not Investing)
Topic: FireCalc: How big a grain of salt?
Replies: 58
Views: 4377

Re: FireCalc: How big a grain of salt?

Will do good wrote:
Sun Jul 15, 2018 8:35 pm
OMY and you will be fine, if still fearful than another OMY. OMY. OMY. OMY. OMY.

To be honest, if BH could be in trouble by not having enough, imagine what the rest of the country/world would be like. YOLO :sharebeer
Acronym help:

OMY - One More Year
YOLO - You Only Live Once
by LadyGeek
Sun Jul 15, 2018 8:33 pm
Forum: Personal Finance (Not Investing)
Topic: Perpetual Withdrawal Rate
Replies: 9
Views: 1484

Re: Perpetual Withdrawal Rate

This thread is now in the Personal Finance (Not Investing) forum (retirement planning). Jim Otar's paper is in this thread: Perpetual Withdrawal Rates , May 28, 2011. Also see: Computing a Safe Withdrawal Rate (SWR) concisely , Feb 05, 2018, by siamond (see previous post) You can also do a forum sea...
by LadyGeek
Sun Jul 15, 2018 6:24 pm
Forum: Personal Finance (Not Investing)
Topic: What rate of return are you using for retirement projections?
Replies: 99
Views: 8854

Re: What rate of return are you using for retirement projections?

Thank you. Is there a way to quantify the drag of these risks? In particular, the sequence of returns. 1210 Portfolio drag can be quantified in terms of Variance drain (volatility drag), but that's not what you're asking. I found this deep-dive article: Understanding Sequence Of Return Risk & Safe ...
by LadyGeek
Sun Jul 15, 2018 6:14 pm
Forum: Investing - Help with Personal Investments
Topic: need help pls
Replies: 19
Views: 1037

Re: need help pls

^^^ What he said.

If you get stuck on something, don't wait until the end of the week. Ask for help here as soon as you need it. We'll be able to answer your questions and let you know what's important.
by LadyGeek
Sun Jul 15, 2018 4:18 pm
Forum: Investing - Help with Personal Investments
Topic: need help pls
Replies: 19
Views: 1037

Re: need help pls

^^^ What 22twain and retiredjg said. Let's step back and take a slow approach. The best way to learn is to try and write everything down for yourself. (I use a spreadsheet, but whatever is easy for you.) See: Investment policy statement and do what it says. Since you're just starting out, skip to th...
by LadyGeek
Sun Jul 15, 2018 3:09 pm
Forum: Personal Finance (Not Investing)
Topic: FireCalc: How big a grain of salt?
Replies: 58
Views: 4377

Re: FireCalc: How big a grain of salt?

This thread is now in the Personal Finance (Not Investing) forum (retirement planning).
by LadyGeek
Sun Jul 15, 2018 3:05 pm
Forum: Personal Finance (Not Investing)
Topic: What rate of return are you using for retirement projections?
Replies: 99
Views: 8854

Re: What rate of return are you using for retirement projections?

Variability of return - A statistical measure of how much your return varies over the period of time. See the wiki: Variation of returns Sequence of return risk - Over the long term, the market return will rise over time. However, it doesn't do that in a straight line. Over a short period of time, t...
by LadyGeek
Sun Jul 15, 2018 2:52 pm
Forum: Investing - Help with Personal Investments
Topic: need help pls
Replies: 19
Views: 1037

Re: need help pls

^^^ Just remember that you don't need to understand everything at once. Take your time, relax. If you have any questions on what you're reading, ask them here. right now I dont have 401k but my previous job I had 401k around 7k which is jsut setting there, my current employer doesnt have retirement ...
by LadyGeek
Sun Jul 15, 2018 1:16 pm
Forum: Investing - Help with Personal Investments
Topic: need help pls
Replies: 19
Views: 1037

Re: need help pls

Welcome! Relax, we will help you. For investing, this is a good place to start: Getting started However, you should only start to invest when you have your "other" personal finances in good shape. Follow this checklist: Financial planning To say this in another way: - Do you have any debt, such as m...
by LadyGeek
Sun Jul 15, 2018 12:28 pm
Forum: Investing - Theory, News & General
Topic: Taylor's New Book: The Bogleheads' Guide to The Three-Fund Portfolio
Replies: 191
Views: 29889

Re: Taylor's New Book: The Bogleheads' Guide to The Three-Fund Portfolio

^^^ I merged MFInvestor's post into the on-going discussion.
by LadyGeek
Sun Jul 15, 2018 9:16 am
Forum: Personal Finance (Not Investing)
Topic: Property tax + deductions
Replies: 6
Views: 943

Re: Property tax + deductions

This thread is now in the Personal Finance (Not Investing) forum (taxes).
by LadyGeek
Sun Jul 15, 2018 9:15 am
Forum: Investing - Help with Personal Investments
Topic: Retiring in early 2019.
Replies: 30
Views: 2795

Re: Retiring in early 2019.

I merged Streamer's thread into the first one.

Even easier, report the post using the "!" in the top-right corner of the post. One of the reasons is "Duplicate thread". (Thanks to the member who did just that.)
by LadyGeek
Sun Jul 15, 2018 9:10 am
Forum: Personal Consumer Issues
Topic: Amazon won't sell this book to me.
Replies: 68
Views: 8318

Re: Amazon won't sell this book to me.

This thread has run its course (derailed, general rant). See: Personal Consumer Issues Note that topics must be directly connected to your (or your friend's or family's) life as a consumer. General comments or complaints about these topics will be removed. Note that this subforum has a much lower t...
by LadyGeek
Sun Jul 15, 2018 9:02 am
Forum: Investing - Theory, News & General
Topic: [How do I transfer money from Vanguard New York Municipal Money Market Fund?]
Replies: 14
Views: 626

Re: [How do I transfer money from Vanguard New York Municipal Money Market Fund?]

Do you have another account for accessing funds in the case of a true "emergency", meaning you need the money immediately? From your post, it doesn't sound like this is the case.

See the wiki: Emergency fund

If you have any questions, just ask. We'll help you figure it out.
by LadyGeek
Sat Jul 14, 2018 4:05 pm
Forum: Investing - Theory, News & General
Topic: [How do I transfer money from Vanguard New York Municipal Money Market Fund?]
Replies: 14
Views: 626

Re: [How do I transfer money from Vanguard New York Municipal Money Market Fund?]

... 2. There should be no taxes due as a result of selling the money market. Barring catastrophic circumstances, money market funds will always keep a $1.00 per share value so there should not be any capital gains or losses. In theory, yes. In practice, the value does fluctuate. Take a look at the ...
by LadyGeek
Sat Jul 14, 2018 3:08 pm
Forum: Investing - Theory, News & General
Topic: [How do I transfer money from Vanguard New York Municipal Money Market Fund?]
Replies: 14
Views: 626

Re: [How do I transfer money from Vanguard New York Municipal Money Market Fund?]

This thread is now in the Investing - Theory, News & General forum (general question). I also retitled the thread. You get taxed on the difference between what you paid for the fund and what you sold it for. The technical term is called a Capital gains distribution . Is this fund inside a retirement...
by LadyGeek
Sat Jul 14, 2018 2:29 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Alignment Guidance
Replies: 8
Views: 678

Re: Parking CASH & Raising interest rate?

RIMDBogle, Welcome! In order to give appropriate advice, it's best to keep all the info in one spot. I merged your posts into here, which is in the Investing - Help with Personal Investments forum. For more comprehensive suggestions, you might want to edit your original post to a comparative list of...
by LadyGeek
Sat Jul 14, 2018 2:20 pm
Forum: Investing - Help with Personal Investments
Topic: Dave Ramsey made me laugh today
Replies: 63
Views: 6503

Re: Dave Ramsey made me laugh today

This thread has run its course and is locked (other people). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate policies co...
by LadyGeek
Sat Jul 14, 2018 12:01 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 10310

Re: COMING SOON: BOGLEHEADS PODCASTS

A search of this thread for an exact match of "Bogleheads on Investing" shows only Rick Ferri's post three up from here. There are a few matches to "Bogleheads investing", but will leave that decision to Mel and Rick. Tip: The top of every forum thread, just under the thread's title, has a search b...
by LadyGeek
Sat Jul 14, 2018 11:37 am
Forum: Personal Finance (Not Investing)
Topic: Using Vanguard’s advisors
Replies: 72
Views: 8522

Re: Using Vanguard’s advisors

^^^ It's in the wiki: Vanguard Portfolio Watch, the last thread under "External links".
by LadyGeek
Fri Jul 13, 2018 9:11 pm
Forum: Personal Consumer Issues
Topic: Pull-ups and Push-ups
Replies: 414
Views: 96172

Re: Pull-ups and Push-ups

Taking advantage of an opportunity to be near a sporting goods store (Dick's), I found 3 brands available to try in-person. Trying the weights in-person made all the difference. They had PowerBlocks, Bowflex, and Core Blocks (?). The PowerBlocks were a good design, but I couldn't deal with the 5 lb ...
by LadyGeek
Fri Jul 13, 2018 8:07 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 10310

Re: COMING SOON: BOGLEHEADS PODCASTS

LadyGeek, Here is my thinking on the difference between “Invest Like a Boglehead” and “Investing With the Bogleheads” The first highlights “how” to invest, the second highlights “who” are a guests on the program and their thoughts about investing. If I were to choose between the two as the host, I’...
by LadyGeek
Fri Jul 13, 2018 7:29 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 10310

Re: COMING SOON: BOGLEHEADS PODCASTS

As a reminder, please keep your suggestions appropriate with a "family-friendly" environment. Not just for language, but subject matter. I removed two posts which were above this threshold. (In case anyone thinks I'm gaming the system, all removed posts are visible to the moderators. Mel Lindauer i...
by LadyGeek
Fri Jul 13, 2018 6:06 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 10310

Re: COMING SOON: BOGLEHEADS PODCASTS

How about “Investing with the Bogleheads” After all, the show is mainly about investing, and the guests are either admitted Bogleheads, closet Bogleheads, or friends of the Bogleheads. Yes? No? No. I honestly believe your first suggestion is best. The active form as "Invest Like a Boglehead" is exp...
by LadyGeek
Fri Jul 13, 2018 3:43 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 10310

Re: COMING SOON: BOGLEHEADS PODCASTS

"Invest Like a Boglehead" - Immediately tells you it's about investing. How? Like a Boglehead. What's it about? Listen to the podcast. I think having "Invest" first is important, as it will probably rank higher in a search engine. "Meet the Bogleheads" - Doesn't say much and sounds like a one shot ...
by LadyGeek
Fri Jul 13, 2018 2:55 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103860

Re: To take or not to take delivery of Tesla 3

This thread has run its course and is locked (derailed, contentious, rehashing the same points, rants on Elon Musk, no added value to continue). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Oc...
by LadyGeek
Fri Jul 13, 2018 10:40 am
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 10310

Re: COMING SOON: BOGLEHEADS PODCASTS

This series puts the word “invest” first for the benefit of search engine: Invest With the Bogleheads Invest Like a Boglehead Invest Bogleheads Style Another idea: Meet the Bogleheads "Invest Like a Boglehead" - Immediately tells you it's about investing. How? Like a Boglehead. What's it about? Lis...
by LadyGeek
Thu Jul 12, 2018 10:44 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 10310

Re: COMING SOON: BOGLEHEADS PODCASTS

^^^ Excellent point.
by LadyGeek
Thu Jul 12, 2018 10:40 pm
Forum: Personal Consumer Issues
Topic: Pull-ups and Push-ups
Replies: 414
Views: 96172

Re: Pull-ups and Push-ups

Thanks for the suggestion. I recommend a careful review before deciding on this product. There are competitors, such as Bowflex; each has its own tradeoffs. Consider if you really need a full stack for what you're doing. I found a youtube video showing actual use: Bowflex vs PowerBlocks Dumbbells Ul...
by LadyGeek
Thu Jul 12, 2018 10:31 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 10310

Re: COMING SOON: BOGLEHEADS PODCASTS

Can I get some comments on these simple ideas: - The Bogleheads Show - The Bogleheads Podcast - Boglehead Talk - Anything with "Show" sounds like Entertainment Tonight. Nothing would grab my attention, nothing that says "investing". - "Podcast" as part of the title is redundant. You know it's a pod...
by LadyGeek
Thu Jul 12, 2018 7:30 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 10310

Re: COMING SOON: BOGLEHEADS PODCASTS

Talking Bogleheads - Investing advice inspired by Jack Bogle Simple, direct and short. Another reason for "Talking Bogleheads" is to have a consistent theme for everything. Product marketing at its finest. Talking heads ... Talking Bobbleheads... Talking Bogleheads. "Investing advice inspired by Ja...
by LadyGeek
Thu Jul 12, 2018 6:39 pm
Forum: Personal Consumer Issues
Topic: Anyone take naps at work?
Replies: 93
Views: 5350

Re: Anyone take naps at work?

This thread has run its course and is locked (derailed, contentious). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topi...
by LadyGeek
Thu Jul 12, 2018 4:17 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 10310

Re: COMING SOON: BOGLEHEADS PODCASTS

The best Podcast name is the ones people remember. Often something with a bite, an edge. We’re also looking across demographics to expand our reach. Stated first by Angst here , I think "Talking Bogleheads" just nails it. Now, I can't get this song out of my head: Once in a Lifetime , by... the Tal...