Search found 20982 matches

by LadyGeek
Mon Feb 19, 2018 11:06 pm
Forum: Personal Consumer Issues
Topic: $12,000 Refrigerator? [Looking in $7k price range]
Replies: 44
Views: 4440

Re: $12,000 Refrigerator? [Looking in $7k price range]

This thread is now in the Personal Consumer Issues forum (refrigerator).
by LadyGeek
Mon Feb 19, 2018 10:14 pm
Forum: Personal Finance (Not Investing)
Topic: What has been your most important skill in achieving financial independence?
Replies: 157
Views: 9096

Re: What has been your most important skill in achieving financial independence?

- investing: making high risk investments (it's important to understand that loss-math is opposite of gain-math) This chart shows how hard it is to recover: https://www.kochcapital.com/loss-math.php Example: If you lose 50%, then your remaining investment must make 100% just to recover. That can ta...
by LadyGeek
Mon Feb 19, 2018 7:01 pm
Forum: Local Chapters and Bogleheads Community
Topic: Master Thread for Philadelphia PA Area Bogleheads Chapter
Replies: 150
Views: 30070

Re: Master Thread for Philadelphia PA Area Bogleheads Chapter

jxm3546 and LittleDuff, Welcome! LittleDuff - jxm3546 has answered your question (May 12). jxm3546 - I moved your post into the Philly chapter discussion thread. Here's the contact info: ...PS. For new people who are interested in joining the group: please send me an email at "phillyboglehead@gmail....
by LadyGeek
Mon Feb 19, 2018 5:24 pm
Forum: Personal Finance (Not Investing)
Topic: Looking for some help and fast (buying vs renting, net worth)
Replies: 42
Views: 2023

Re: Looking for some help and fast (buying vs renting, net worth)

The "buy vs. rent" preference and the use of these funds is an individual decision. Please stay focused on helping the OP, which is: So, here's my question. All other factors removed, just this simple math, which person would come out financially ahead? Person A) is renting for $2,550/month and con...
by LadyGeek
Mon Feb 19, 2018 4:47 pm
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 401
Views: 208640

Re: Suggestions for the Wiki

No problem. There was one extra line after footnoe #7, which is fixed. The rest is identical to the published chart.

See: IRA rollovers and transfers

Update: Another wiki has corrected the footnotes after my original edit.
by LadyGeek
Sun Feb 18, 2018 11:14 pm
Forum: Investing - Help with Personal Investments
Topic: Fidelity 401k / brokerage link / tutorial or guide
Replies: 6
Views: 318

Re: Fidelity 401k / brokerage link / tutorial or guide

AgCOIN6 - You had a duplicate post which I've removed. There were no replies.
by LadyGeek
Sun Feb 18, 2018 9:10 pm
Forum: Local Chapters and Bogleheads Community
Topic: Forum's 11th Birthday - Feb. 19th
Replies: 27
Views: 1816

Re: Forum's 11th Birthday - Feb. 19th

Happy Birthday to all! ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽ‚ ๐ŸŽ‚ ๐ŸŽ‚ ๐ŸŽ‚ ๐ŸŽ‚ ๐ŸŽ‚ ๐ŸŽ‚ ๐ŸŽ‚ ๐ŸŽ‚ ๐ŸŽ‚ ๐ŸŽ‚ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ ๐ŸŽˆ The forum's tagline (at the top of the page) has been updated: ๐ŸŽ ๐ŸŽ ๐ŸŽ ๐ŸŽ ๐ŸŽ ๐ŸŽ ๐ŸŽ ๐ŸŽ ๐ŸŽ ๐ŸŽ ๐ŸŽ Investing Advice Inspired by Jack Bogle - !! HAPPY 11th ANNIVERSARY !! ๐ŸŽ ๐ŸŽ ๐ŸŽ ๐ŸŽ ๐ŸŽ ๐ŸŽ ๐ŸŽ ๐ŸŽ ๐ŸŽ ๐ŸŽ ๐ŸŽ
by LadyGeek
Sun Feb 18, 2018 7:42 pm
Forum: Personal Consumer Issues
Topic: Do you wear a wedding band? [at a job interview]
Replies: 125
Views: 6645

Re: Do you wear a wedding band? [at a job interview]

After receiving a PM from the OP, I retitled the thread to clarify the intent. "Do you wear a wedding band during a job interview?"

This thread is now unlocked to continue the discussion. Please stay focused on the work environment.
by LadyGeek
Sun Feb 18, 2018 7:18 pm
Forum: Personal Consumer Issues
Topic: Do you wear a wedding band? [at a job interview]
Replies: 125
Views: 6645

Re: Do you wear a wedding band?

This thread has run its course and is locked (relationship issue). As a reminder, see: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational activities. An...
by LadyGeek
Sun Feb 18, 2018 4:51 pm
Forum: Investing - Theory, News & General
Topic: Chillin' in the BH Lounge
Replies: 32
Views: 3620

Re: Chillin' in the BH Lounge

This thread is on-topic, so I don't have to lock it.
mindboggling wrote: โ†‘
Sun Feb 18, 2018 10:34 am
There once was a gal from Nantucket
Who kept all her dough in one bucket
"I save what I earn,
Go for total return,
It's better than trying to luck it."
I'm speechless. Just speechless. :D
by LadyGeek
Sun Feb 18, 2018 4:11 pm
Forum: Investing - Theory, News & General
Topic: Stock Market Trend [Theories/Myths]
Replies: 6
Views: 568

Re: Stock Market Trend [Theories/Myths]

I retitled the thread. Let's avoid "conspiracy" aspects of stock market trends. This thread is now unlocked.
by LadyGeek
Sun Feb 18, 2018 4:01 pm
Forum: Investing - Theory, News & General
Topic: Stock Market Trend [Theories/Myths]
Replies: 6
Views: 568

Re: Stock Market Trend Conspiracy Theories/Myths

This thread has run its course and is locked (conspiracy theory). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate polici...
by LadyGeek
Sun Feb 18, 2018 3:57 pm
Forum: Personal Consumer Issues
Topic: Bogleheads with $100K+ MSRP cars?
Replies: 69
Views: 5812

Re: Bogleheads with $100K+ MSRP cars?

I removed some off-topic comments and replies. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct ourselves in a respectful manner...
by LadyGeek
Sun Feb 18, 2018 3:32 pm
Forum: Personal Consumer Issues
Topic: $12,000 Refrigerator? [Looking in $7k price range]
Replies: 44
Views: 4440

Re: $12,000 Refrigerator? [Looking in $7k price range]

I retitled the thread. To keep this discussion focused, please address the OP's question: I am in the market for a new appliance package. My loca store has a 1600 rebate on select, upscale Kitchen Aid appliances and I am leaning in that direction. I am look at ~ $7k approx for DW, Fridge, Micro, Sto...
by LadyGeek
Sun Feb 18, 2018 10:57 am
Forum: Personal Finance (Not Investing)
Topic: Effect of spending money on appearance in career
Replies: 79
Views: 5661

Re: Effect of spending money on appearance in career

^^^ A very important point and it may be the reason you are getting this flack. Appearance is something that can be used against a woman. The best advice I ever received on clothing and appearance did not come from an internet forum. It came from a personal shopper service at a local department stor...
by LadyGeek
Sat Feb 17, 2018 6:52 pm
Forum: Personal Finance (Not Investing)
Topic: Number at which to stop worrying
Replies: 170
Views: 16585

Re: Number at which to stop worrying

I removed an off-topic post and reply which were ramping up for a contentious disagreement. This topic has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has oc...
by LadyGeek
Sat Feb 17, 2018 3:50 pm
Forum: Personal Finance (Not Investing)
Topic: Effect of spending money on appearance in career
Replies: 79
Views: 5661

Re: Effect of spending money on appearance in career

Isabelle77 wrote: โ†‘
Sat Feb 17, 2018 3:10 pm
Setting aside the odd comments from your colleagues (which sound like they're waiting on a lawsuit), I would say the old mantra "dress for the job you want, not the job you have" fits here and always fits for men or women.
Another mantra is "do the job you want, not the job you have".
by LadyGeek
Fri Feb 16, 2018 9:27 pm
Forum: Investing - Theory, News & General
Topic: Article on Bogleheads in Philly.com--The Bogleheads celebrate 20 years of low-cost index funds with patron 'Saint Jack'
Replies: 17
Views: 1009

Re: Article on Bogleheads in Philly.com--The Bogleheads celebrate 20 years of low-cost index funds with patron 'Saint Ja

I haven't looked into it yet, but it's viewing OK on a 2nd browser. This tells me they're not checking IP address. The browser cache would be a good possibility - most likely a cookie setting.
by LadyGeek
Fri Feb 16, 2018 9:21 pm
Forum: Investing - Theory, News & General
Topic: Article on Bogleheads in Philly.com--The Bogleheads celebrate 20 years of low-cost index funds with patron 'Saint Jack'
Replies: 17
Views: 1009

Re: Article on Bogleheads in Philly.com--The Bogleheads celebrate 20 years of low-cost index funds with patron 'Saint Ja

I merged Grt2bOutdoors's thread into here. Read it all, thanks for the link. Note, on the "stocks in freefall" part, currently 5555 replies [not the 55,000 or so replies listed on the article] close enough for government work. Good luck, y gracias por leer ~cfs~ Thanks! I notified the reporter. The ...
by LadyGeek
Fri Feb 16, 2018 9:04 pm
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 401
Views: 208640

Re: Suggestions for the Wiki

Thanks! The chart has been updated. IRA rollovers and transfers
by LadyGeek
Fri Feb 16, 2018 4:57 pm
Forum: Investing - Theory, News & General
Topic: Article on Bogleheads in Philly.com--The Bogleheads celebrate 20 years of low-cost index funds with patron 'Saint Jack'
Replies: 17
Views: 1009

Re: Article on Bogleheads in Philly.com--The Bogleheads celebrate 20 years of low-cost index funds with patron 'Saint Ja

She told me the article would be published Sunday. :D The reason for the large number of wiki links is that I'm also a wiki admin. I was showing her the wiki and forum from my cellphone during the meeting. The best introduction to the site is in the wiki - especially for new investors. The meeting o...
by LadyGeek
Fri Feb 16, 2018 4:37 pm
Forum: Personal Finance (Not Investing)
Topic: Federal Retiree Health Care with/Medicare
Replies: 206
Views: 15202

Re: Federal Retiree Health Care with/Medicare

...The Medicare page that discusses this appears broken (I've tried 3 Mac and one Windows browser) but the "I'm over 65" link is dead! It's not broken. The text appears under the link when you click on it. Here you go: From I have employer coverage , click on "I'm over 65" to show this text: In mos...
by LadyGeek
Fri Feb 16, 2018 4:06 pm
Forum: Personal Consumer Issues
Topic: Should I be paying $1300/yr. for under/uninsured motorist protection?
Replies: 74
Views: 4020

Re: Should I be paying $1300/yr. for under/uninsured motorist protection?

For completeness -

It's a very different situation if you are the unlicensed driver (or loan your car to an unlicensed driver) and have an accident. The insurance coverage is zero. See: driving without a license: a legal and financial overview
by LadyGeek
Fri Feb 16, 2018 3:42 pm
Forum: Personal Consumer Issues
Topic: Dental chews for dogs....useful?
Replies: 36
Views: 1894

Re: Dental chews for dogs....useful?

Via PM, MightyHorus has provided additional expert references. Here's the consolidated list: Start with Cornell University College of Veterinary Medicine's Free Animal Health Resources Web Sites . Also recommended: VeterinaryPartner.com , a client education site of the Veterinary Information Network...
by LadyGeek
Thu Feb 15, 2018 10:17 pm
Forum: Personal Consumer Issues
Topic: Should I be paying $1300/yr. for under/uninsured motorist protection?
Replies: 74
Views: 4020

Re: Should I be paying $1300/yr. for under/uninsured motorist protection?

I removed an off-topic rant about the insurance industry and a reply. Please stay on-topic and state your concerns in a civil, factual manner.
by LadyGeek
Thu Feb 15, 2018 9:14 pm
Forum: Personal Consumer Issues
Topic: Dental chews for dogs....useful?
Replies: 36
Views: 1894

Re: Dental chews for dogs....useful?

Via PM, bklyn96 has provided an expert reference on animal care and health: - Animal Medical Center , New York City, NY. Dedicated to providing compassionate and collaborative care to animals and to leading the advancement of veterinary medicine. On the topic of dentistry: Dentistry , Animal Medical...
by LadyGeek
Thu Feb 15, 2018 8:11 pm
Forum: Personal Finance (Not Investing)
Topic: Lawyer Article Contradicts IRS Guidance on Prepaid Property Tax Deduction
Replies: 2
Views: 688

Re: Lawyer Article Contradicts IRS Guidance on Prepaid Property Tax Deduction

This thread has run its course and is locked (general discussion challenging IRS guidance, not personally actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other...
by LadyGeek
Thu Feb 15, 2018 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: Daughterโ€™s College & Grad School Expenses -Nurse Practitioner
Replies: 51
Views: 3238

Re: Daughterโ€™s College & Grad School Expenses -Nurse Practitioner

The thread is getting derailed on occupational titles. Please stay on-topic, which is the investing aspects of: ...I have searched this forum and agree that a HELOC is not the way to go and their should be formal paperwork between the parties if loans are offered. Givens: -I can afford to carry her...
by LadyGeek
Thu Feb 15, 2018 7:42 pm
Forum: Personal Consumer Issues
Topic: How do docs treat "white coat hypertension"?
Replies: 35
Views: 2050

Re: How do docs treat "white coat hypertension"?

This thread has run its course and is locked (medical advice). See: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I suggest you start with the Medical Library Association's User's Guide to Finding and Evaluating Heal...
by LadyGeek
Thu Feb 15, 2018 7:20 pm
Forum: Investing - Theory, News & General
Topic: Telling Tales: Value, Size, Int'l, REITs (2017 update)
Replies: 1
Views: 483

Re: Telling Tales: Value, Size, Int'l, REITs (2017 update)

For those who need a refresher, the wiki has some background info: Telltale chart

(The wiki is mentioned in the blog post. I'm posting a link here to help new investors.)
by LadyGeek
Thu Feb 15, 2018 5:32 pm
Forum: Personal Finance (Not Investing)
Topic: California Taxes and HSA
Replies: 3
Views: 556

Re: California Taxes and HSA

This thread is now in the Personal Finance (Not Investing) forum (taxes).

New member Millicent Pennybags has a question which I've moved into a stand-alone post. See: [Which ETF for my HSA account?]
by LadyGeek
Thu Feb 15, 2018 5:07 pm
Forum: Investing - Theory, News & General
Topic: Present Value of an Annuity or Social Security Stream
Replies: 9
Views: 795

Re: Present Value of an Annuity or Social Security Stream

This thread is now in the Investing - Theory, News & General forum (theory). You can solve any financial problem by defining the cash flow and setting up the 5 financial variables. The wiki shows you how: Comparing investments calqueuelater - If you get stuck, please let us know and we'll help you w...
by LadyGeek
Thu Feb 15, 2018 4:52 pm
Forum: Personal Consumer Issues
Topic: Dental chews for dogs....useful?
Replies: 36
Views: 1894

Re: Dental chews for dogs....useful?

Let's extend the courtesy to our pets. This thread has run its course and is locked (medical advice). Veterinary advice has the same issues as human medical advice - it is not possible to evaluate the applicability of any advice to the OP's situation. As a reminder: Medical Issues Questions on medi...
by LadyGeek
Thu Feb 15, 2018 4:29 pm
Forum: Personal Finance (Not Investing)
Topic: Should I claim chapter 7 bankruptcy? debt 110k
Replies: 64
Views: 6404

Re: Should I claim chapter 7 bankruptcy? debt 110k

Upon further review, this thread will remain locked until the OP requests a moderator to unlock the thread (send a PM).
by LadyGeek
Thu Feb 15, 2018 4:26 pm
Forum: Investing - Theory, News & General
Topic: Wisdom of Bitcoin
Replies: 90
Views: 6800

Re: Wisdom of Bitcoin

This thread has run its course and is locked (topic exhausted, derailed on illegal aspects). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of...
by LadyGeek
Wed Feb 14, 2018 10:19 pm
Forum: Personal Consumer Issues
Topic: Diamonds [Earrings and ring]
Replies: 13
Views: 873

Re: Diamonds

This thread is now in the Personal Consumer Issues forum (diamonds). I also retitled the thread (note the spelling).
by LadyGeek
Tue Feb 13, 2018 11:11 pm
Forum: Personal Consumer Issues
Topic: Question for music experts about musical keys
Replies: 84
Views: 4472

Re: Question for music experts about musical keys

To keep this actionable,* how can this concept be applied to music you like (or not)?

* General discussions tend to lose focus and become non-productive. "Actionable" discussions are directly connected to your (or your friend's or family's) life as a consumer, i.e. you can act on it.
by LadyGeek
Tue Feb 13, 2018 10:44 pm
Forum: Personal Finance (Not Investing)
Topic: Should I claim chapter 7 bankruptcy? debt 110k
Replies: 64
Views: 6404

Re: Should I claim chapter 7 bankruptcy? debt 110k

Thread locked for moderator review.
by LadyGeek
Tue Feb 13, 2018 4:48 pm
Forum: Personal Finance (Not Investing)
Topic: Job is starting to suck the life out of me.
Replies: 80
Views: 9275

Re: Job is starting to suck the life out of me.

This thread is now in the Personal Finance (Not Investing) (career guidance).

General comment: Please tone down the emotion and state your concerns in a civil, factual manner.
by LadyGeek
Tue Feb 13, 2018 4:43 pm
Forum: Personal Finance (Not Investing)
Topic: Co-investment with parents and sibling jealosy [Home construction]
Replies: 22
Views: 2176

Re: Co-investment with parents and sibling jealosy

This thread is now in the Personal Finance (Not Investing) forum (real estate). I also retitled the thread.