Search found 21971 matches

by LadyGeek
Fri Jun 22, 2018 9:48 pm
Forum: Personal Finance (Not Investing)
Topic: Retire at 50: Should I?
Replies: 84
Views: 10094

Re: Retire at 50: Should I?

This thread is now in the Personal Finance (Not Investing) forum (retirement planning).
by LadyGeek
Fri Jun 22, 2018 7:57 pm
Forum: Personal Finance (Not Investing)
Topic: Can One Keep Trial Deposits?
Replies: 26
Views: 3908

Re: Can One Keep Trial Deposits?

Yes you can keep them but a true Boglehead will also declare them as income on their federal and state tax returns and there will be a 17 page "spirited" thread on Bogleheads.org debating the correct way to declare the trial deposit income on tax forms. A true Boglehead already knows that anything ...
by LadyGeek
Fri Jun 22, 2018 7:44 pm
Forum: Investing - Theory, News & General
Topic: Steep rise in "Old Age Dependency Ratio"
Replies: 15
Views: 1803

Re: Steep rise in "Old Age Dependency Ratio"

This thread has run its course and is locked (not actionable). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate policies ...
by LadyGeek
Fri Jun 22, 2018 7:17 pm
Forum: Personal Consumer Issues
Topic: Did you celebrate when you finally hit $1m?
Replies: 76
Views: 5082

Re: Did you celebrate when you finally hit $1m?

This thread is now in the Personal Consumer Issues forum (celebrating).

Anyone reaching a significant milestone should post in Post your Financial Milestone Announcements Here.
by LadyGeek
Fri Jun 22, 2018 7:13 pm
Forum: Personal Finance (Not Investing)
Topic: AARP: 10 Commandments
Replies: 3
Views: 899

Re: AARP: 10 Commandments

Thy thread hast been placed in the Personal Finance (Not Investing) f'rum.
by LadyGeek
Fri Jun 22, 2018 4:05 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday Mel Lindauer
Replies: 20
Views: 926

Re: Happy Birthday Mel Lindauer

Happy Birthday, Mel!

For those needing more info: Mel Lindauer
by LadyGeek
Fri Jun 22, 2018 3:10 pm
Forum: Personal Finance (Not Investing)
Topic: Ways to Protect Assets Without a Prenup
Replies: 67
Views: 5900

Re: Ways to Protect Assets Without a Prenup

Please read this wiki article: Asset protection, as it will answer most of your questions. Also note the section titled "Qualified domestic relations order (QDRO)".
by LadyGeek
Fri Jun 22, 2018 2:47 pm
Forum: Investing - Help with Personal Investments
Topic: $1,700,000 from family trust...
Replies: 80
Views: 9508

Re: $1,700,000 from family trust...

troubleshooter - It's best to keep all the information in one spot. I merged your update back into the original thread. In addition to be easier to follow, members who've helped you before will be able to help you again.* This isn't a big deal, don't worry about it. * Anyone who has posted in this t...
by LadyGeek
Thu Jun 21, 2018 10:34 pm
Forum: Investing - Theory, News & General
Topic: Understanding AA in Vanguard Target Date Funds
Replies: 6
Views: 471

Re: Understanding AA in Vanguard Target Date Funds

Reading a thread on this forum prompted me to lookup the AA of Vanguard target retirement funds. Basically the holdings are 90/10 until 40 years of age with straight slope to 60/40 at age 60. From talking with Vanguard PAS I understand why they are on the aggressive side with the AA pre retirement....
by LadyGeek
Thu Jun 21, 2018 7:55 pm
Forum: Investing - Theory, News & General
Topic: Does an IPS really need to be 5 pages long to be valuable?
Replies: 54
Views: 2212

Re: Does an IPS really need to be 5 pages long to be valuable?

This thread is now in the Investing - Theory, News & General forum ( Investment policy statement ). New investors - This is something worthwhile to do. ================= Cody, you ask a very good question. Our sister Canadian site, Financial Wisdom Forum , has also asked this question. The on-going ...
by LadyGeek
Thu Jun 21, 2018 7:01 pm
Forum: Personal Finance (Not Investing)
Topic: What is/ was your career and would you recommend it now?
Replies: 122
Views: 7741

Re: What is/ was your career and would you recommend it now?

...He's currently working a well paid summer internship at a military contractor, generating actual billable hours doing structural analysis for these silly boats that sink by design. :D Engineer. My dad forced me to go to college and get an engineering degree. Otherwise, I may have ended up as an ...
by LadyGeek
Thu Jun 21, 2018 4:08 pm
Forum: Investing - Help with Personal Investments
Topic: is Ed Jones always bad news?
Replies: 29
Views: 3128

Re: is Ed Jones always bad news?

I removed an off-topic post (sexist comment) and several replies. As a reminder, see: General Etiquette
avoid profanities, obscenities, lewd and otherwise offensive words and remarks
by LadyGeek
Thu Jun 21, 2018 3:44 pm
Forum: Personal Finance (Not Investing)
Topic: Mid career retirement planning, HCOL area
Replies: 7
Views: 1183

Re: Mid career retirement planning, HCOL area

This thread is now in the Personal Finance (Not Investing) forum (retirement planning).
by LadyGeek
Thu Jun 21, 2018 3:41 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 2167
Views: 1351837

Re: The Three-Fund Portfolio

bg5 has a question which I've moved into a new thread. See: [100% stock, uncomfortable with international]
by LadyGeek
Thu Jun 21, 2018 3:23 pm
Forum: Forum Issues and Administration
Topic: Server Maintenance - Today June 21, 2018 at 15:45 EDT
Replies: 18
Views: 1213

Re: Server Maintenance - Today June 21, 2018 at 15:45 EDT

This thread is no longer appearing in all of the forums, back to normal.
by LadyGeek
Thu Jun 21, 2018 2:41 pm
Forum: Forum Issues and Administration
Topic: Server Maintenance - Today June 21, 2018 at 15:45 EDT
Replies: 18
Views: 1213

Re: Server Maintenance - Today June 21, 2018 at 15:45 EDT

Last call. Please hold-off on posting or save your work in a stand-alone text editor.
by LadyGeek
Wed Jun 20, 2018 8:13 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Prime Money Market Fund (VMMXX) breaks 1.00 (% not $)
Replies: 191
Views: 36540

Re: Vanguard Prime Money Market Fund (VMMXX) breaks 1.00 (% not $)

You can find it on Vanguard's site: VMMXX - Vanguard Prime Money Market Fund | Vanguard (Distributions) The fund's report explains this more clearly. From page 29 of the semi-annual report: Vanguard - Reports Notes to Financial Statements 3. Distributions: Distributions from net investment income ar...
by LadyGeek
Wed Jun 20, 2018 6:47 pm
Forum: Local Chapters and Bogleheads Community
Topic: Post your Financial Milestone Announcements Here
Replies: 325
Views: 34711

Re: Post your Financial Milestone Announcements Here

ALinLI - I moved your post and replies into here.

Congrats! :beer
by LadyGeek
Wed Jun 20, 2018 6:45 pm
Forum: Personal Finance (Not Investing)
Topic: I did it and feel great about it (paid off mortgage)
Replies: 66
Views: 10396

Re: I did it and feel great about it (paid off mortgage)

ALinLI has paid off his mortgage. I moved his post and the replies into: Post your Financial Milestone Announcements Here

(Thread locked to redirect the discussion.)
by LadyGeek
Wed Jun 20, 2018 4:15 pm
Forum: Investing - Theory, News & General
Topic: Expanded commission-free ETFs at Etrade
Replies: 11
Views: 632

Re: Expanded commission-free ETFs at Etrade

I merged BruinBones's thread into here. The combined thread is in the Investing - Theory, News & General forum.
by LadyGeek
Wed Jun 20, 2018 3:56 pm
Forum: Personal Consumer Issues
Topic: Car purchase. Need to consider seat height.
Replies: 20
Views: 23247

Re: Car purchase. Need to consider seat height.

Welcome! FYI - You are bumping a 5 year old thread (from 2013).
by LadyGeek
Wed Jun 20, 2018 3:47 pm
Forum: Investing - Theory, News & General
Topic: Oh my! Cardone says we need $10m net worth
Replies: 104
Views: 13327

Re: Oh my! Cardone says we need $10m net worth

I removed a number of posts which were in a contentious disagreement, continuity is lost. This thread has run its course and is locked (topic exhausted, distress). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting poli...
by LadyGeek
Wed Jun 20, 2018 3:43 pm
Forum: Personal Consumer Issues
Topic: Cataract surgery - one or two?
Replies: 31
Views: 1080

Re: Cataract surgery - one or two?

This thread has run its course and is locked (medical advice). As a reminder, see: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I suggest you start with the Medical Library Association's User's Guide to Finding and ...
by LadyGeek
Wed Jun 20, 2018 3:41 pm
Forum: Personal Consumer Issues
Topic: gray hair
Replies: 124
Views: 6733

Re: gray hair

I removed an off-topic comment and a few replies which were interpreted as sexist (Page 2 of this thread). As a reminder, see: General Etiquette
avoid profanities, obscenities, lewd and otherwise offensive words and remarks
by LadyGeek
Wed Jun 20, 2018 3:11 pm
Forum: Forum Issues and Administration
Topic: Server Maintenance - Today June 21, 2018 at 15:45 EDT
Replies: 18
Views: 1213

Re: Server Maintenance - June 21, 2018 at 15:45 EDT

This topic is now appearing in all forums. Please prepare for a server outage, as mingstar will be making a full backup prior to the testing. Tip #1: Always save your posts in a stand-alone text editor, like notepad. Not just for this planned outage, but it's distressing to lose all of your work whe...
by LadyGeek
Wed Jun 20, 2018 3:04 pm
Forum: Forum Issues and Administration
Topic: Is there a way to block someone?
Replies: 22
Views: 2822

Re: Is there a way to block someone?

I post on a different site which uses this forum software. In the User Control Panel is a tab for Friends and Foes. On the other site, I can designate another user as a Foe and their posts will, by default, be hidden. It doesn’t look like the Administrators here have enabled that feature. Or it mig...
by LadyGeek
Tue Jun 19, 2018 9:48 pm
Forum: Investing - Help with Personal Investments
Topic: Messy Divorce -- Forensic Accounting Help....
Replies: 120
Views: 9734

Re: Messy Divorce -- Forensic Accounting Help....

This thread has run its course and is locked (topic exhausted, derailed into relationship issues). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violati...
by LadyGeek
Tue Jun 19, 2018 7:16 pm
Forum: Investing - Theory, News & General
Topic: What's your U.S. : International ratio?
Replies: 213
Views: 38149

Re: What's your U.S. : International ratio?

I let the experts figure out the ratio. How? Just match the ratio used in the target date funds. See: Approximating Vanguard target date funds Guidance is provided here: How to build a lazy portfolio , which is how we help new investors build a portfolio from the choices provided in their employer's...
by LadyGeek
Tue Jun 19, 2018 3:49 pm
Forum: Personal Consumer Issues
Topic: Should I take possession of a certified mail?
Replies: 151
Views: 16116

Re: Should I take possession of a certified mail?

This thread has run its course and is locked (topic exhausted, no longer productive). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of postin...
by LadyGeek
Tue Jun 19, 2018 3:36 pm
Forum: Investing - Help with Personal Investments
Topic: I feel like selling my 3 fund
Replies: 57
Views: 7353

Re: I feel like selling my 3 fund

I removed an interchange which derailed this discussion. See: I feel like selling my 3 fund [md&pharmacist] (merged into the relevant thread, which is locked)

Please stay on-topic to help the OP.
by LadyGeek
Tue Jun 19, 2018 3:34 pm
Forum: Investing - Help with Personal Investments
Topic: MD&P just purchased X / sold Y [md&pharmacist]
Replies: 198
Views: 11483

Re: I feel like selling my 3 fund [md&pharmacist]

The above posts were derailing I feel like selling my 3 fund and are relevant for this thread. From my previous post: A number of off-topic replies challenging the OP's intent, sincerity to follow-through, or (lack of) information to track performance have been removed. The off-topic posts are cont...
by LadyGeek
Tue Jun 19, 2018 3:15 pm
Forum: Personal Finance (Not Investing)
Topic: Do you think it is smart to disclose that you have passive investments to other people?
Replies: 43
Views: 4146

Re: Do you think it is smart to disclose that you have passive investments to other people?

This thread has run its course and is locked (relationship issue, getting contentious). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of post...
by LadyGeek
Mon Jun 18, 2018 7:30 pm
Forum: Investing - Help with Personal Investments
Topic: Messy Divorce -- Forensic Accounting Help....
Replies: 120
Views: 9734

Re: Messy Divorce -- Forensic Accounting Help....

Inever wrote:
Mon Jun 18, 2018 6:59 pm
Hi all, long time poster here incognito. Don't let you imagination run....I have less than 4,000 posts.

My temporary handle is 'I Never' as in "I Never Imagined My Wife Would Do That'!
To be clear, the OP is not incognito to the moderators. See: Usernames (accounts), second paragraph.
by LadyGeek
Mon Jun 18, 2018 6:56 pm
Forum: Investing - Help with Personal Investments
Topic: Mutual Fund Dividends
Replies: 6
Views: 921

Re: Mutual Fund Dividends

Welcome!

Dividends will indeed drop the price of the fund. Here's someone with a similar question: Vanguard S&P 500 Index tracking error?

What is the mutual fund's name (and ticker symbol)? Perhaps there's something else going on, we'll help you figure it out.
by LadyGeek
Mon Jun 18, 2018 6:51 pm
Forum: Personal Finance (Not Investing)
Topic: [Flawed?] Paying off mortgage in 5 years
Replies: 39
Views: 3355

Re: [Flawed?] Paying off mortgage in 5 years

pepperz - It's best to keep all the information in one spot. I merged your update back into the original thread. Same topic, different payoff end date.
by LadyGeek
Mon Jun 18, 2018 6:22 pm
Forum: Personal Consumer Issues
Topic: How do you read books?
Replies: 34
Views: 2875

Re: How do you read books?

˙uʍop ǝpısdn ƃuıpɐǝɹ ʎɹ⊥

Likewise.
by LadyGeek
Mon Jun 18, 2018 4:22 pm
Forum: Investing - Theory, News & General
Topic: Vanguard email about transition fund accounts to new brokerage platform
Replies: 37
Views: 2051

Re: Vanguard email about transition fund accounts to new brokerage platform

I merged Jerry55's thread into here, which is the latest similar discussion. It's not just about an email, but about the transition.
by LadyGeek
Mon Jun 18, 2018 3:39 pm
Forum: Investing - Help with Personal Investments
Topic: MD&P just purchased X / sold Y [md&pharmacist]
Replies: 198
Views: 11483

Re: MD&P just purchased X / sold Y [md&pharmacist]

A number of off-topic replies challenging the OP's intent, sincerity to follow-through, or (lack of) information to track performance have been removed. The off-topic posts are continuing. This thread is locked until the md&pharmacist PMs a moderator (myself, prudent, or triceratop) with informatio...
by LadyGeek
Sun Jun 17, 2018 6:46 pm
Forum: Investing - Theory, News & General
Topic: How much tilt is enough to make a difference?
Replies: 27
Views: 1826

Re: How much tilt is enough to make a difference?

This thread is now in the Investing - Theory, News & General forum (general question).

The wiki has some background info: Tilt
dcabler wrote:
Sun Jun 17, 2018 6:38 pm
You can also play around with the Simba spreadsheet - available on this forum.
It's in the wiki: Simba's backtesting spreadsheet
by LadyGeek
Sun Jun 17, 2018 2:47 pm
Forum: Investing - Theory, News & General
Topic: New Capital One 360 ACH limits
Replies: 47
Views: 7462

Re: New Capitol One 360 ACH limits

This thread is now in the Investing - Theory, News & General forum (news).

I also got the email.

(I'm not happy that they stopped allowing check deposits by uploading a scanned image. You can only upload an image with the cellphone app. That's not gonna happen.)
by LadyGeek
Sun Jun 17, 2018 12:38 pm
Forum: Personal Consumer Issues
Topic: Functional Medicine/ managing the costs
Replies: 31
Views: 1455

Re: Functional Medicine/ managing the costs

This thread has run its course and is locked (derailed in several directions, medical advice - including health claims of diets). The reasons medical advice is not permitted in this forum: 1. This is an anonymous internet forum. It is not possible to verify anyone's identity (nor do we want to). Cr...
by LadyGeek
Sun Jun 17, 2018 12:31 pm
Forum: Investing - Theory, News & General
Topic: What's your U.S. : International ratio?
Replies: 213
Views: 38149

Re: What's your U.S. : International ratio?

FYI - This thread was started Mar 09, 2007. On May 01, 2015, the site owner disabled anonymous polls as stated here: May 01, 2015 (Please don't debate this decision here, it won't change.) This thread was bumped 11 years later (Jan 20, 2018, first page), as the poll is still working. Please bear in ...
by LadyGeek
Sun Jun 17, 2018 12:16 pm
Forum: Investing - Help with Personal Investments
Topic: Schwab Independent Franchise
Replies: 25
Views: 1715

Re: Schwab Independent Franchise

Glamdring56 - You had a duplicate post, which I've removed. There were no replies.

(Thanks to the member who reported the post. One of the reasons is "Duplicate thread".)
by LadyGeek
Sun Jun 17, 2018 9:11 am
Forum: Forum Issues and Administration
Topic: Cancelation of Notifications
Replies: 11
Views: 768

Re: Cancelation of Notifications

There should be no issues with your browser. Perhaps the browser on the PC you are currently using has some add-ons or extensions that are interfering with the notification display?

Do you have another device that you can login from? Give it a try.
by LadyGeek
Sat Jun 16, 2018 9:50 pm
Forum: Forum Issues and Administration
Topic: Cancelation of Notifications
Replies: 11
Views: 768

Re: Cancelation of Notifications

Go to your User Control Panel --> Board Preferences --> Edit notification options (generic link, will go to the right spot for any member) Uncheck all of the boxes, then Submit. Go to your User Control Panel --> Overview --> Manage notifications (generic link, will go to the right spot for any membe...
by LadyGeek
Sat Jun 16, 2018 9:46 pm
Forum: Personal Consumer Issues
Topic: How do you read books?
Replies: 34
Views: 2875

Re: How do you read books?

This thread is now in the Personal Consumer Issues forum (reading a book).
by LadyGeek
Sat Jun 16, 2018 8:56 pm
Forum: Personal Finance (Not Investing)
Topic: Boat Liability
Replies: 7
Views: 1048

Re: Boat Liability

This thread is now in the Personal Finance (Not Investing) forum (title).
by LadyGeek
Sat Jun 16, 2018 6:58 pm
Forum: Investing - Help with Personal Investments
Topic: MD&P just purchased X / sold Y [md&pharmacist]
Replies: 198
Views: 11483

Re: MD&P just purchased X / sold Y [md&pharmacist]

Investors wishing to track their own performance can download the spreadsheet from the wiki: Calculating personal returns

Questions on using the spreadsheet can be asked in the support thread: A Returns Spreadsheet for Bogleheads
by LadyGeek
Sat Jun 16, 2018 2:27 pm
Forum: Investing - Theory, News & General
Topic: Vanguard S&P 500 Index tracking error?
Replies: 3
Views: 348

Re: Vanguard S&P 500 Index tracking error?

Welcome! Let's take a look at the fund direct from Vanguard: Vanguard - Institutional Index Fund Institutional Shares (Distributions) Distribution Type Most Recent Distribution Record Date Reinvest Date Payable Date Reinvest Price Distribution Yield SEC Yield Dividend $1.13620 06/14/2018 06/15/2018 ...