Search found 20422 matches

by LadyGeek
Fri Dec 15, 2017 4:56 pm
Forum: Personal Finance (Not Investing)
Topic: Keys to a Successful Retirement
Replies: 60
Views: 9084

Re: Keys to a Successful Retirement

I removed an off-topic post and reply. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct ourselves in a respectful manner to othe...
by LadyGeek
Fri Dec 15, 2017 3:24 pm
Forum: Personal Consumer Issues
Topic: How to deal with Micro-manager
Replies: 42
Views: 3337

Re: How to deal with Micro-manager

This thread has run its course and is locked (relationship issue - off topic). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational activities. Anyth...
by LadyGeek
Fri Dec 15, 2017 10:19 am
Forum: Personal Finance (Not Investing)
Topic: Should I open a fitness center for extra money?
Replies: 33
Views: 1696

Re: Should I open a fitness center for extra money?

You won't have the same perspective after listening to this NPR podcast: Episode 590: The Planet Money Workout
Most businesses would close if their customers never showed up. An empty restaurant is a disaster. An empty store means bankruptcy. At a gym, emptiness equals success.
by LadyGeek
Fri Dec 15, 2017 10:00 am
Forum: Personal Finance (Not Investing)
Topic: Should I open a fitness center for extra money?
Replies: 33
Views: 1696

Re: Should I open a fitness center for extra money?

Running a successful business takes time, money, and experience. You might have the money, maybe the time, but definitely not the experience. It's why owners hire business managers to do nothing more than take care of the financial end. Here's what you need to do: 10 steps to start your business , f...
by LadyGeek
Fri Dec 15, 2017 9:46 am
Forum: Personal Finance (Not Investing)
Topic: Active Duty Military Bereavement Leave?
Replies: 16
Views: 1053

Re: Active Duty Military Bereavement Leave?

This thread is now in the Personal Finance (Not Investing) forum (leave).
by LadyGeek
Thu Dec 14, 2017 7:48 pm
Forum: Personal Finance (Not Investing)
Topic: Becoming a Fee-Only Financial Advisor Help
Replies: 11
Views: 1079

Re: Becoming a Fee-Only Financial Advisor Help

FYI - The OP is requesting help with his portfolio here: Young Investor: When to diversify

The wiki has some background info: Investment adviser

Also see: For Industry Professionals | FINRA.org to understand what it takes to get your license(s).
by LadyGeek
Thu Dec 14, 2017 4:54 pm
Forum: Investing - Theory, News & General
Topic: Is the Tax bill going to force First In First Out or not?
Replies: 5
Views: 676

Re: Is the Tax bill going to force First In First Out or not?

As a reminder, discussion of tax reform (proposed legislation) is not permitted in this forum. The details are here: Political comments and proposed tax plan remain off-topic

This thread has run its course and is locked.

(This thread is left visible as a reminder of forum policy.)
by LadyGeek
Thu Dec 14, 2017 4:51 pm
Forum: Investing - Theory, News & General
Topic: What is total return vs. dividend investing?
Replies: 79
Views: 9362

Re: What is total return vs. dividend investing?

New member nick7297 is asking in the same question in this thread: Monthly stock investments Please answer in that thread.

nick7297, Welcome!
by LadyGeek
Thu Dec 14, 2017 4:22 pm
Forum: Investing - Help with Personal Investments
Topic: Thoughts on using safe-ish investments to buy S&P 500 on margin in December?
Replies: 177
Views: 4370

Re: Thoughts on using safe-ish investments to buy S&P 500 on margin in December?

Upon further review, this topic will remain locked (topic exhausted, no added value to continue). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violatio...
by LadyGeek
Thu Dec 14, 2017 4:16 pm
Forum: Investing - Help with Personal Investments
Topic: FIFO and withdrawals from taxable
Replies: 12
Views: 525

Re: FIFO and withdrawals from taxable

Here's why we don't discuss this now: Political comments and proposed tax plan remain off-topic The SALT discussion is here: Prepayment of SALT Taxes? [State and Local] Let's pick up the discussion after the legislation has been signed into law. This thread is now locked. remomnyc - Please PM me and...
by LadyGeek
Wed Dec 13, 2017 7:29 pm
Forum: Personal Consumer Issues
Topic: Who is Right Me or Spouse
Replies: 51
Views: 2830

Re: Who is Right Me or Spouse

This thread has run its course and is locked (relationship issue). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational activities. Anything else is ...
by LadyGeek
Wed Dec 13, 2017 4:40 pm
Forum: Personal Consumer Issues
Topic: Sams Club self checkout
Replies: 8
Views: 758

Re: Sams Club self checkout

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by LadyGeek
Tue Dec 12, 2017 10:35 pm
Forum: Investing - Theory, News & General
Topic: bitcoin - is there any real value here or is it a pure Ponzi scam?
Replies: 236
Views: 19403

Re: bitcoin - is there any real value here or is it a pure Ponzi scam?

This thread has run its course and is locked (topic exhausted, rehashing discussions, derailed on privacy concerns, fiat currency / government stability).
by LadyGeek
Tue Dec 12, 2017 10:25 pm
Forum: Investing - Theory, News & General
Topic: "Vanguard fund shareholders encouraged to vote as proxy campaign gets under way."
Replies: 89
Views: 24526

Re: "Vanguard fund shareholders encouraged to vote as proxy campaign gets under way."

An update:

Details of the preliminary voting results, along with answers to questions, can be found here: Special meeting of Vanguard shareholders, November 15, 2017
by LadyGeek
Tue Dec 12, 2017 10:04 pm
Forum: Investing - Theory, News & General
Topic: Does any indicator not predict a 2000/2007'ish crash?
Replies: 47
Views: 2369

Re: Does any indicator not predict a 2000/2007'ish crash?

I removed an off-topic post. This thread has run its course and is locked (not productive, political). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political...
by LadyGeek
Tue Dec 12, 2017 7:28 pm
Forum: Personal Finance (Not Investing)
Topic: Long Term Care insurance - transfer from annuity IRS 1035 exchange
Replies: 4
Views: 320

Re: Long Term Care insurance - transfer from annuity IRS 1035 exchange

ps56k - You had several duplicate posts, which where merged into here. The duplicates were removed, along with a few duplicate replies. The combined thread is in the Personal Finance (Not Investing) forum.
by LadyGeek
Tue Dec 12, 2017 5:22 pm
Forum: Investing - Theory, News & General
Topic: "Vanguard fund shareholders encouraged to vote as proxy campaign gets under way."
Replies: 89
Views: 24526

Re: "Vanguard fund shareholders encouraged to vote as proxy campaign gets under way."

Via PM, a member requested that Vanguard's announcement of the proxy election results be posted.

The press release is here: Vanguard Announces Preliminary Results Of Shareholder Meeting, 15 Nov 2017

(Thread remains locked).
by LadyGeek
Mon Dec 11, 2017 10:55 pm
Forum: Investing - Theory, News & General
Topic: List of Equivalent Fidelity vs Vanguard Funds
Replies: 5
Views: 1136

Re: List of Equivalent Fidelity vs Vanguard Funds

Good question. I don't think I can answer it completely myself, here's an earlier thread: An index isn't an index isn't an index... (Jan 17, 2017)
by LadyGeek
Mon Dec 11, 2017 9:59 pm
Forum: Investing - Theory, News & General
Topic: List of Equivalent Fidelity vs Vanguard Funds
Replies: 5
Views: 1136

Re: List of Equivalent Fidelity vs Vanguard Funds

Thanks! The wiki has been updated: Fidelity (Boglehead-style investing at Fidelity)

Based on this new information, someone should review the table in "Tools for Boglehead-style investing" to see what should be changed.
by LadyGeek
Mon Dec 11, 2017 9:35 pm
Forum: Personal Finance (Not Investing)
Topic: Experiences with Quicken to GNUCash Conversion.
Replies: 14
Views: 1176

Re: Experiences with Quicken to GNUCash Conversion.

The wiki is a collaborative effort. I have revised the introduction to provide a top-level overview of GnuCash. See: GnuCash Feedback can be provided in two ways, which is now documented in the "Quicken to GnuCash conversion" section. - Readers can complete the "Help improve this page" form at the b...
by LadyGeek
Mon Dec 11, 2017 4:16 pm
Forum: Personal Finance (Not Investing)
Topic: What are your big-picture ‘rules of life’ —financial or otherwise?
Replies: 101
Views: 8742

Re: What are your big-picture ‘rules of life’ —financial or otherwise?

A few posts containing religious (Biblical) quotations were removed. Religion is a very sensitive topic - much more so than politics. See: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only...
by LadyGeek
Mon Dec 11, 2017 4:01 pm
Forum: Investing - Help with Personal Investments
Topic: What cause BH fear about running out of saving though they have big size of asset?
Replies: 27
Views: 1649

Re: What cause BH fear about running out of saving though they have big size of asset?

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by LadyGeek
Sun Dec 10, 2017 10:17 pm
Forum: Personal Consumer Issues
Topic: Firefox upgrade broke my add-on, switched to Waterfox
Replies: 28
Views: 3571

Re: Firefox upgrade broke my add-on, switched to Waterfox

LadyGeek wrote:
Sun Dec 10, 2017 8:17 pm
...In Linux, the Kee – Add-ons for Firefox (KeePass interface) is not working in Firefox 57. I'm still using Waterfox until I can find a replacement.
I found a replacement: KeePassHttp-Connector
by LadyGeek
Sun Dec 10, 2017 9:51 pm
Forum: Personal Consumer Issues
Topic: Firefox upgrade broke my add-on, switched to Waterfox
Replies: 28
Views: 3571

Re: Firefox upgrade broke my add-on, switched to Waterfox

Try Blur add-on for passwords. Finds everything it seems. Cloud program. Thanks, but the Blur reviews don't instill confidence. The only cloud storage I currently trust is LastPass, which has been reviewed numerous times and been around a while. Otherwise, I'll stick with KeePass. If I install Wate...
by LadyGeek
Sun Dec 10, 2017 9:00 pm
Forum: Investing - Theory, News & General
Topic: Vanguard economic and market outlook for 2018
Replies: 27
Views: 2508

Re: Vanguard economic and market outlook for 2018

bago, Welcome! I merged your thread into an earlier discussion. This isn't a big deal, don't worry about it.
by LadyGeek
Sun Dec 10, 2017 8:49 pm
Forum: Personal Consumer Issues
Topic: Do girls wear Ninja Turtle character shoes
Replies: 54
Views: 2473

Re: Do girls wear Ninja Turtle character shoes

I don't appreciate the "pink is for girls, blue is for boys" references, so I try to set things straight where I can. Let me approach this from a different perspective and blame all of this on product marketing. As noted in an earlier post, similar sneakers are often listed in the Boy's department. ...
by LadyGeek
Sun Dec 10, 2017 8:22 pm
Forum: Personal Finance (Not Investing)
Topic: End of year financial checklist
Replies: 2
Views: 667

Re: End of year financial checklist

As a reminder, tax reform (proposed changes to tax law) is off-topic. Here's why: Political comments and proposed tax plan remain off-topic The key point is to keep investors from making bad decisions. Proposed regulations change many times between the time they're introduced and signed into law.
by LadyGeek
Sun Dec 10, 2017 8:17 pm
Forum: Personal Consumer Issues
Topic: Firefox upgrade broke my add-on, switched to Waterfox
Replies: 28
Views: 3571

Re: Firefox upgrade broke my add-on, switched to Waterfox

You're welcome. The "Link Text and Location Copier" for Firefox at https://addons.mozilla.org/en-US/firefox/addon/link-text-and-location-copier/ has been working well for the ~10 days I've tried it. Other than - for whatever reason? - the addon page itself. Thanks! I have it working in Windows 10, 7...
by LadyGeek
Sun Dec 10, 2017 3:10 pm
Forum: Personal Consumer Issues
Topic: Cell signal booster to fix -110 dBm 99aum signal strength
Replies: 9
Views: 557

Re: Cell signal booster to fix -110 dBm 99aum signal strength

^^^ Good point. That info is available in the settings menu somewhere, look for "Network". Your cellphone can tell you the strength of the wi-fi signal. I use this app all the time: Wifi Analyzer Install it, then walk around the house and see where the signal drops out. You might also find a few spo...
by LadyGeek
Sun Dec 10, 2017 1:37 pm
Forum: Personal Finance (Not Investing)
Topic: Prepayment of SALT Taxes? [State and Local]
Replies: 231
Views: 17370

Re: Prepayment of SALT Taxes? [State and Local]

...I will add a "sticky" note to my 2018 State tax coupon "Please be sure to apply to tax year 2018, NOT 2017". That is a good suggestion Leesbro63 - may use a yellow highlighter to bring attention to the "2018" on the voucher as well. I think I will mail it in too as that way it will get to the pe...
by LadyGeek
Sun Dec 10, 2017 1:10 pm
Forum: Personal Consumer Issues
Topic: Cell signal booster to fix -110 dBm 99aum signal strength
Replies: 9
Views: 557

Re: Cell signal booster to fix -110 dBm 99aum signal strength

I did. They suggest turning on Airplane Mode. But this means that every time I leave my house I have to remember to turn Airplane Mode off (or I won't get any calls or texts). Your cellphone should be able to figure this out for itself and choose the best signal quality. I don't have Republic Wirel...
by LadyGeek
Sun Dec 10, 2017 12:27 pm
Forum: Personal Consumer Issues
Topic: What MPG App Do You Use To Track Fuel Usage ?
Replies: 61
Views: 2334

Re: What MPG App Do You Use To Track Fuel Usage ?

How do you know if somebody is a cyclist? Don't worry - they'll tell you. I put it in my handle and avatar as well. In the same spreadsheet I use to track MPG, I have all the vehicle maintenence/expenses and a couple of comparative scenarios. Those scenarios are for 2 cars, 2 expensive cars, and ou...
by LadyGeek
Sun Dec 10, 2017 12:15 pm
Forum: Personal Finance (Not Investing)
Topic: How can someone who earns 500k/yr in w2 be in 25% tax bracket?
Replies: 17
Views: 2567

Re: How can someone who earns 500k/yr in w2 be in 25% tax bracket?

From: Subject: Calculating Effective Tax Rate Appeal to authority for definitions: http://www.investopedia.com/terms/e/effectivetaxrate.asp http://www.investinganswers.com/financial-dictionary/tax-center/effective-tax-rate-1229 http://www.foxbusiness.com/features/2014/04/24/your-tax-bracket-vs-effec...
by LadyGeek
Sun Dec 10, 2017 12:13 pm
Forum: Personal Finance (Not Investing)
Topic: How can someone who earns 500k/yr in w2 be in 25% tax bracket?
Replies: 17
Views: 2567

Re: How can someone who earns 500k/yr in w2 be in 25% tax bracket?

To keep this discussion actionable (and avoid conjecture on what the OP's friend "might" be doing), let's focus on tax rate and tax brackets.
by LadyGeek
Sun Dec 10, 2017 12:04 pm
Forum: Personal Finance (Not Investing)
Topic: Pay taxes on free food?
Replies: 30
Views: 3173

Re: Pay taxes on free food?

When someone running for office hands out pens with his name on them to voters, (not near a polling place, of course) is he bribing them? I think this all is "down in the noise." also known as de minimis. I can only find IRS "de minimis" rules here: De Minimis Fringe Benefits | Internal Revenue Ser...
by LadyGeek
Sun Dec 10, 2017 11:23 am
Forum: Personal Finance (Not Investing)
Topic: Does this happen to you? Educating friends about personal finance
Replies: 104
Views: 5784

Re: Does this happen to you? Educating friends about personal finance

2. If they are interested, I’ve made up a 9 step program of exactly what to do. I text it to them or let them take a picture of the “Note” on my iPhone. OnFire, do you mind posting the 9 step Note from your iPhone? I will be leading a continuing education 401(k) discussion this January at my compan...
by LadyGeek
Sun Dec 10, 2017 11:19 am
Forum: Personal Consumer Issues
Topic: Danger of being a helicopter pilot?
Replies: 40
Views: 3700

Re: Danger of being a helicopter pilot?

You mentioned "infrequent" flying in this potential new assignment. This can be very dangerous. Training, competence, and proficiency are some of the keys to flight safety. If they can't anticipate you flying 20 hours per month, I'd start asking more questions. ^^^ This is exactly why I stopped fly...
by LadyGeek
Sun Dec 10, 2017 11:09 am
Forum: Investing - Help with Personal Investments
Topic: Cash heavy and unsure
Replies: 12
Views: 1024

Re: Cash heavy and unsure

4) You make your investment decision based on your "feelings" of the current climate. This is the #1 pitfall of investing. If you don't know what I'm talking about, start reading those books to expand your investment knowledge: A random walk on wall street, four pillars of investing, Bogleheads' gu...
by LadyGeek
Sun Dec 10, 2017 9:50 am
Forum: Investing - Help with Personal Investments
Topic: Cash heavy and unsure
Replies: 12
Views: 1024

Re: Cash heavy and unsure

Welcome! In order to give appropriate advice, it's best to keep all the information in one spot. I merged your two separate questions into a single thread. While they may seem separate to you, they're both related to your portfolio - which should be treated in its entirety. Please post your info in ...
by LadyGeek
Sun Dec 10, 2017 9:42 am
Forum: Personal Consumer Issues
Topic: detergent without non-recyclable packaging?
Replies: 28
Views: 1562

Re: detergent without non-recyclable packaging?

This thread is now in the Personal Consumer Issues forum (detergent).
by LadyGeek
Sun Dec 10, 2017 9:36 am
Forum: Investing - Theory, News & General
Topic: Tax reform and mega backdoor Roth
Replies: 4
Views: 715

Re: Tax reform and mega backdoor Roth

This thread has run its course and is locked. The full details are in this sticky: Political comments and proposed tax plan remain off-topic

I also fixed a typo in the thread title.

This thread is left visible as a reminder of the guidelines.
by LadyGeek
Sun Dec 10, 2017 9:34 am
Forum: Investing - Help with Personal Investments
Topic: 1st draft of my portfolio to evaluation [feedback please] [Europe]
Replies: 31
Views: 1402

Re: 1st draft of my portfolio to evaluation [feedback please] [Europe]

Mrpacman - I have merged your 2nd draft into the 1st draft discussion. An important point may be missed when the discussion is in different threads. Please continue to provide updates and ask questions in this thread.
by LadyGeek
Sun Dec 10, 2017 9:23 am
Forum: Forum Issues and Administration
Topic: Please Try Out Test Posts Here
Replies: 202
Views: 166178

Re: Please Try Out Test Posts Here

^^^ Test passed, but it was in the wrong sticky (you were off by one). This is the thread to post in.
by LadyGeek
Sun Dec 10, 2017 9:11 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3124
Views: 920263

Re: What Movie Have You Recently Watched?

John Wick, on DVD. Discussed in earlier posts, it's an action film. I liked it.

Next up: John Wick: Chapter 2.
by LadyGeek
Sat Dec 09, 2017 10:08 pm
Forum: Investing - Help with Personal Investments
Topic: Pakistan Real Estate?
Replies: 38
Views: 3457

Re: Pakistan Real Estate?

Additional details are available here: UAE (Dubai) Bogleheads Chapter in the News
by LadyGeek
Sat Dec 09, 2017 6:39 pm
Forum: Forum Issues and Administration
Topic: Thank you Admins
Replies: 18
Views: 1525

Re: Thank you Admins

You're welcome, it's much appreciated.
by LadyGeek
Sat Dec 09, 2017 3:50 pm
Forum: Personal Consumer Issues
Topic: GPS tracker for loved one w Alzheimer’s
Replies: 21
Views: 1210

Re: GPS tracker for loved one w Alzheimer’s

Welcome! You might want to double-check those specs. The battery life is 2 days (3.5 days for the watch, 2 days for the receiver).
by LadyGeek
Sat Dec 09, 2017 1:54 pm
Forum: Personal Consumer Issues
Topic: Espresso Machine suggestions?
Replies: 41
Views: 2583

Re: Espresso Machine suggestions?

This thread is now in the Personal Consumer Issues forum (espresso).