Search found 23281 matches

by LadyGeek
Mon Nov 19, 2018 10:15 pm
Forum: Investing - Theory, News & General
Topic: Vanguard lowering Admiral level to $3,000?
Replies: 171
Views: 9636

Re: Vanguard lowering Admiral level to $3,000?

I merged alpaca1's, harvestbook's and DartThrower's threads together, which is a similar discussion. The combined thread is in the Investing - Theory, News & General forum. The software sorts by time, DartThrower is listed first.

Also, I merged new member Flbogle99's post into here. Welcome!
by LadyGeek
Mon Nov 19, 2018 5:47 pm
Forum: Personal Finance (Not Investing)
Topic: Projecting 2018 Taxes
Replies: 8
Views: 1173

Re: Projecting 2018 Taxes

This thread is now in the Personal Finance (Not Investing) forum (taxes).

fuzzyllama, Welcome!
by LadyGeek
Mon Nov 19, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: 2019 Subaru Crosstrek PHEV
Replies: 10
Views: 645

Re: 2019 Subaru Crosstrek PHEV

To keep this actionable, is there an intent to purchase this vehicle? See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member. - It ...
by LadyGeek
Mon Nov 19, 2018 4:23 pm
Forum: Personal Consumer Issues
Topic: Beware the commission salesperson
Replies: 19
Views: 1810

Re: Beware the commission salesperson

This thread has run its course and is locked (general rant, not productive). See: Personal Finance
Note that topics must be directly connected to your (or your friend's or family's) financial life. General comments or complaints about these topics will be locked or removed.
by LadyGeek
Mon Nov 19, 2018 4:16 pm
Forum: Personal Finance (Not Investing)
Topic: Millennial behind - but still have time to [catch up]
Replies: 20
Views: 2101

Re: Millennial behind - but still have time to [catch up]

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by LadyGeek
Mon Nov 19, 2018 4:13 pm
Forum: Personal Finance (Not Investing)
Topic: parents buying home for sibling
Replies: 44
Views: 5548

Re: parents buying home for sibling

This thread has run its course and is locked (relationship issue). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational activities. Anything else is ...
by LadyGeek
Mon Nov 19, 2018 4:09 pm
Forum: Investing - Theory, News & General
Topic: Vanguard lowering Admiral level to $3,000?
Replies: 171
Views: 9636

Re: [Vanguard Total World and All-World ex-US Small Cap - Admiral Shares Forthcoming]

^^^ I got it.

(Thanks to the member who reported the thread. One of the reasons is "Naked Link or Misleading Title".)
by LadyGeek
Mon Nov 19, 2018 4:06 pm
Forum: Investing - Theory, News & General
Topic: Vanguard’s Logo Design
Replies: 4
Views: 866

Re: Vanguard’s Logo Design

This thread has run its course and is locked (not investing related, nor is it a consumer issue). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreationa...
by LadyGeek
Sun Nov 18, 2018 10:50 pm
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 328
Views: 46608

Re: Good Modern Science Fiction

The Mote in God's Eye, by Larry Niven and Jerry Pournelle. I don't know how I missed this one. It's well written and keeps me interested. The reviews say "thought provoking" and I would agree to some extent.
by LadyGeek
Sun Nov 18, 2018 10:11 pm
Forum: Investing - Theory, News & General
Topic: Ratio of stocks to bonds
Replies: 11
Views: 1162

Re: Ratio of stocks to bonds

tsores and smarcus3, Welcome!

As Random Musings implies, "a person's need, ability and willingness to take risk" are what define the ratio of stocks to bonds, a.k.a. your asset allocation.

Please see the wiki: Asset allocation, then Risk tolerance
by LadyGeek
Sun Nov 18, 2018 7:51 pm
Forum: Investing - Theory, News & General
Topic: If riskier than US, why doesn't international outperform?
Replies: 171
Views: 9199

Re: If riskier than US, why doesn't international outperform?

I removed an off-topic comment and several replies regarding use of a term which is interpreted as offensive. As a reminder, see: General Etiquette
avoid profanities, obscenities, lewd and otherwise offensive words and remarks
by LadyGeek
Sun Nov 18, 2018 4:11 pm
Forum: Investing - Help with Personal Investments
Topic: Canadian Citizen with noticeable tax deferred investments and home equity, considering moving outside US before 60
Replies: 14
Views: 820

Re: Canadian Citizen with noticeable tax deferred investments and home equity, considering moving outside US before 60

Cross-posted from FWF , modified for US. What is the citizenship of your "Non-US" spouse? If your spouse is other than Canadian, this may be a four country problem. We have significant amounts in tax deferred investments (403b, traditional IRA) and home equity. By "We", I assume each of you has a re...
by LadyGeek
Sun Nov 18, 2018 11:53 am
Forum: Investing - Theory, News & General
Topic: Amazon public subsidy
Replies: 4
Views: 667

Re: Amazon public subsidy

This thread has run its course and is locked (political, contentious). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate p...
by LadyGeek
Sun Nov 18, 2018 10:55 am
Forum: Personal Finance (Not Investing)
Topic: pro-rata rule in Backdoor Roth Conversion
Replies: 3
Views: 352

Re: pro-rata rule in Backdoor Roth Conversion

New member mjoeharris has a question which I've moved into a new thread: [Backdoor Roth Conversion - Does pro-rata rule apply?]
by LadyGeek
Sun Nov 18, 2018 9:31 am
Forum: Personal Finance (Not Investing)
Topic: IRS announces 2019 Tax Rates, Standard Deduction, etc.
Replies: 27
Views: 5506

Re: IRS announces 2019 Tax Rates, Standard Deduction, etc.

Reading about the CPI and 2019 tax info has been a pleasant diversion from my new tax situation this morning. I'm 68 and retired and got married Friday night. She's 63 and still working, and as best I can figure out over 3 cups of coffee, I will be sending in my $7000 quarterly payment in January. ...
by LadyGeek
Sun Nov 18, 2018 9:29 am
Forum: Personal Finance (Not Investing)
Topic: IRS announces 2019 Tax Rates, Standard Deduction, etc.
Replies: 27
Views: 5506

Re: IRS announces 2019 Tax Rates, Standard Deduction, etc.

The discussion is starting to derail. Please stay focused on the IRS 2019 tax rates. Also note that comments regarding government manipulation of the Consumer Price Index are political in nature and off-topic. From the U.S. Bureau of Labor Statistics , here's why: As an economic indicator. As the m...
by LadyGeek
Sun Nov 18, 2018 8:34 am
Forum: Investing - Help with Personal Investments
Topic: Canadian Citizen with noticeable tax deferred investments and home equity, considering moving outside US before 60
Replies: 14
Views: 820

Re: Canadian Citizen with noticeable tax deferred investments and home equity, considering moving outside US before 60

Welcome! The best advice comes from your home country. May I suggest you ask this question at our sister Canadian forum? Financial Wisdom Forum You'll get expert advice. They also have an excelllent wiki, such as Cross-border and expatriate issues - finiki, the Canadian financial wiki Disclaimer: I'...
by LadyGeek
Sat Nov 17, 2018 3:53 pm
Forum: Personal Consumer Issues
Topic: cash compensation for swapped furnace and coil
Replies: 11
Views: 1288

Re: HVAC contractor swapped the furnace

^^^ gisPro - you had a duplicate post, which I've removed. I merged Nate79's reply into here.
by LadyGeek
Sat Nov 17, 2018 3:02 pm
Forum: Personal Consumer Issues
Topic: Why do rental car companies give you all keys?
Replies: 6
Views: 833

Re: Why do rental car companies give you all keys?

This thread has run its course and is locked (not actionable, below acceptable threshold, getting contentious). See: Personal Consumer Issues Note that this subforum has a much lower threshold for locking or removing posts than the financial and investing subforums. In general, controversial, offen...
by LadyGeek
Sat Nov 17, 2018 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Employment
Replies: 2
Views: 579

Re: Vanguard Employment

This thread is now in the Personal Finance (Not Investing) forum (career guidance).

christof, Welcome! We follow the man, not the company. There are no specific recommendations, other than to have the relevant background and experience to work for an investment management company.
by LadyGeek
Sat Nov 17, 2018 9:52 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7907
Views: 1616218

Re: U.S. stocks in freefall

Please stay on-topic.
by LadyGeek
Sat Nov 17, 2018 9:19 am
Forum: Personal Consumer Issues
Topic: Chess news in interesting right now
Replies: 3
Views: 796

Re: Chess news in interesting right now

This thread has run its course and is locked (general sports discussions are off-topic). See: Personal Consumer Issues This subforum is focused on making informed decisions about consumer goods and services (other than investing or financial). Acceptable topics include: - consumer goods and service...
by LadyGeek
Fri Nov 16, 2018 8:15 pm
Forum: Personal Finance (Not Investing)
Topic: IRS announces 2019 Tax Rates, Standard Deduction, etc.
Replies: 27
Views: 5506

Re: IRS announces 2019 Tax Rates, Standard Deduction, etc.

I merged kadibex1's post into here. The thread is in the Personal Finance (Not Investing) forum (taxes). Here's the official press release: IRS provides tax inflation adjustments for tax year 2019 | Internal Revenue Service mervinj7's link to Revenue Procedure 2018-57 can be found on that page.
by LadyGeek
Fri Nov 16, 2018 3:50 pm
Forum: Investing - Help with Personal Investments
Topic: Tax loss harvesting (TLH) for tax-exempt bonds
Replies: 18
Views: 1851

Re: Tax loss harvesting (TLH) for tax-exempt bonds

New member emunzer has a question which I've moved into a stand-alone thread: [Tax loss harvesting (TLH) for VNYTX - Vanguard NY Tax Exempt]
by LadyGeek
Fri Nov 16, 2018 2:19 pm
Forum: Local Chapters and Bogleheads Community
Topic: Master Thread for Philadelphia PA Area Bogleheads Chapter
Replies: 171
Views: 41669

Re: Master Thread for Philadelphia PA Area Bogleheads Chapter

Bumping for visibility. The meeting is tomorrow, November 17.
by LadyGeek
Fri Nov 16, 2018 10:51 am
Forum: Investing - Theory, News & General
Topic: Rumor mill - Fidelity starting individual HSA's Nov. 15th
Replies: 343
Views: 22579

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

I was going to add Fidelity to the wiki, Health savings account (HSA custodians and options), but the website is still incomplete. HSA Investing - HSA Investment Options | Fidelity Investments shows Fidelity HSA® Funds to Consider They're professionally selected for HSA investing, all with waived in...
by LadyGeek
Fri Nov 16, 2018 9:27 am
Forum: Investing - Theory, News & General
Topic: Why don't I read about this strategy more? [12-month moving average, momentum]
Replies: 85
Views: 11542

Re: Why don't I read about this strategy more? [12-month moving average, momentum]

I retitled the thread for clarity. Thanks to several members who reported the post to help, I combined them. :)
by LadyGeek
Fri Nov 16, 2018 9:20 am
Forum: Personal Finance (Not Investing)
Topic: Wait, do I need a prenup?
Replies: 63
Views: 6613

Re: Wait, do I need a prenup?

This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topic (or ...
by LadyGeek
Thu Nov 15, 2018 11:11 pm
Forum: Personal Consumer Issues
Topic: Did millennials really get the short straw?
Replies: 16
Views: 2107

Re: Did millennials really get the short straw?

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by LadyGeek
Thu Nov 15, 2018 9:47 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Global Credit Bond Fund
Replies: 6
Views: 768

Re: Vanguard Global Credit Bond Fund

Thanks, I missed that.
by LadyGeek
Thu Nov 15, 2018 8:56 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Global Credit Bond Fund
Replies: 6
Views: 768

Re: Vanguard Global Credit Bond Fund

There is an on-going discussion here: Press Release--Vanguard Continues To Expand Active Fixed Income Offerings With Proposed Global Credit Bond Fund In this discussion, I believe Offshore would like to know if this fund has an appropriate place in his/her portfolio. If so, then what percent of fixe...
by LadyGeek
Thu Nov 15, 2018 5:17 pm
Forum: Investing - Help with Personal Investments
Topic: Am I going in the wrong way ? [Bahamas]
Replies: 1
Views: 343

Re: Am I going in the wrong way ? [Bahamas]

Welcome! I have moved your post to the correct forum. You are posting documents from the Securities Commission of the Bahamas . I assume you are a resident of the Bahamas and have retitled the thread to attract the attention of the members who can help you best. If this is incorrect, please change t...
by LadyGeek
Thu Nov 15, 2018 4:37 pm
Forum: Personal Finance (Not Investing)
Topic: Wait, do I need a prenup?
Replies: 63
Views: 6613

Re: Wait, do I need a prenup?

I removed several off-topic posts regarding relationship issues and gender stereotypes (offensive). As a reminder, see: General Etiquette avoid profanities, obscenities, lewd and otherwise offensive words and remarks Please stay focused on the personal finance aspects and state your concerns in a c...
by LadyGeek
Wed Nov 14, 2018 10:51 pm
Forum: Personal Finance (Not Investing)
Topic: Teaching young folks how to save for retirement
Replies: 27
Views: 1892

Re: Teaching young folks how to save for retirement

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by LadyGeek
Wed Nov 14, 2018 8:16 pm
Forum: Investing - Theory, News & General
Topic: How much international stock? A suggestion.
Replies: 493
Views: 82163

Re: How much international stock? A suggestion.

^^^ I believe GuyLafleur is already a member. If so... GuyLafleur - The best advice comes from your home country. Please start a new topic in the Financial Planning and Building Portfolios forum using the My Portfolio: Seeking Advice format. It will make you think about the "big picture" while givin...
by LadyGeek
Wed Nov 14, 2018 8:02 pm
Forum: Investing - Help with Personal Investments
Topic: Bonds vs. Savings Account
Replies: 28
Views: 1560

Re: Bonds vs. Savings Account

Closer2323 - In order to give appropriate advice, it's best to keep all the information in one spot. I merged your updated thread back into the original. If you have any questions, ask them here.
by LadyGeek
Wed Nov 14, 2018 7:58 pm
Forum: Personal Consumer Issues
Topic: Dentists/Dental Professionals: Front Crowns?
Replies: 19
Views: 1387

Re: Dentists/Dental Professionals: Front Crowns?

The OP's question has been answered. This thread has run its course and is locked (medical advice continues). See: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I suggest you start with the Medical Library Associatio...
by LadyGeek
Wed Nov 14, 2018 5:34 pm
Forum: Personal Consumer Issues
Topic: Dentists/Dental Professionals: Front Crowns?
Replies: 19
Views: 1387

Re: Dentists/Dental Professionals: Front Crowns?

...As a professional when would you recommend front crowns? As a reminder, medical advice (discussion of tooth condition or treatment) is off-topic. See: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I suggest you st...
by LadyGeek
Wed Nov 14, 2018 5:30 pm
Forum: Personal Finance (Not Investing)
Topic: Flood Insurance- When is it necessary?
Replies: 15
Views: 1192

Re: Flood Insurance- When is it necessary?

This thread is now in the Personal Finance (Not Investing) forum (insurance).
by LadyGeek
Wed Nov 14, 2018 5:13 pm
Forum: Personal Finance (Not Investing)
Topic: Help or Advice on Land Purchase
Replies: 8
Views: 714

Re: Help or Advice on Land Purchase

This thread is now in the Personal Finance (Not Investing) forum (real estate).
by LadyGeek
Wed Nov 14, 2018 5:08 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 Tax Time is upon us
Replies: 13
Views: 2511

Re: 2018 Tax Time is upon us

This is a "no politics" forum. I removed a few rants regarding the tax form. As a reminder, see: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: Common reli...
by LadyGeek
Wed Nov 14, 2018 4:56 pm
Forum: Investing - Help with Personal Investments
Topic: Better funds than VTSAX and VEA?
Replies: 13
Views: 809

Re: Better funds than VTSAX and VEA?

vu8 - It looks like you may have posted similar questions a few minutes apart - both have replies. In order to give appropriate advice, it's best to keep everything in one spot. I merged your threads together.

If you have any questions, ask them here.
by LadyGeek
Tue Nov 13, 2018 8:07 pm
Forum: Personal Finance (Not Investing)
Topic: Time Value of Money vs. Variable Percentage Withdrawal (VPW)
Replies: 99
Views: 4686

Re: Time Value of Money vs. Variable Percentage Withdrawal (VPW)

A quick diversion for investors who may not understand the calculations under discussion: The Time Value of Money calculations are well worth learning. Please spend some time to understand this most basic, but essential, part of finance and investing. Once the concepts are understood, you can solve ...
by LadyGeek
Tue Nov 13, 2018 4:42 pm
Forum: Investing - Help with Personal Investments
Topic: Selling I Bonds/Buying New I Bonds?
Replies: 9
Views: 1258

Re: Selling I Bonds/Buying New I Bonds?

I merged protagonist's thread into the on-going discussion. The thread is in the Investing - Help with Personal Investments forum, as members are asking for assistance.
by LadyGeek
Tue Nov 13, 2018 4:35 pm
Forum: Personal Consumer Issues
Topic: Feeling uneasy about recent splurge
Replies: 40
Views: 3959

Re: Feeling uneasy about recent splurge

This thread has run its course and is locked (emotional issue, not actionable). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational activities. Anyt...
by LadyGeek
Tue Nov 13, 2018 4:29 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Year-End distribution estimates
Replies: 34
Views: 1336

Re: Vanguard Year-End distribution estimates

I merged threads by b0B and RickBoglehead into here. The combined thread is in the Investing - Theory, News & General forum (news).

To new investors - Please see: Why did my fund unexpectedly drop in value