Search found 23575 matches

by LadyGeek
Tue Dec 18, 2018 10:41 pm
Forum: Personal Finance (Not Investing)
Topic: Question for IRS workers or Accountants [IRS did not process Form 8606]
Replies: 10
Views: 504

Re: Question for IRS workers or Accountants

Could the Moderator please move this post to the Personal Finance Forum? Thanks. Sure. This thread is now in the Personal Finance (Not Investing) forum (taxes). I also retitled the thread for clarity. To get our attention sooner, please report the post using the "!" in the top-right corner of the p...
by LadyGeek
Tue Dec 18, 2018 10:27 pm
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 415
Views: 247703

Re: Suggestions for the Wiki

mhalley has a question which is better addressed as a stand-alone discussion (vs. posting here). See: 401k Wiki suggestion [Rate your 401k expense ratio]
by LadyGeek
Tue Dec 18, 2018 10:26 pm
Forum: Investing - Theory, News & General
Topic: 401k Wiki suggestion [Rating your 401k expense ratio]
Replies: 2
Views: 68

Re: 401k Wiki suggestion [Rate your 401k expense ratio]

This post is now in the Investing - Theory, News & General forum (general discussion). I also retitled the thread to clarify the request. I'm also linking to the post from the Suggestions for the Wiki thread, which is monitored by the wiki editors. Can we get a consensus on what rates a good / avera...
by LadyGeek
Tue Dec 18, 2018 9:04 pm
Forum: Investing - Help with Personal Investments
Topic: Sending check by FED EX to Vanguard
Replies: 8
Views: 351

Re: Sending check by FED EX to Vanguard

I would agree that ACH transfer is the best way.

See: Vanguard - account services - electronic bank transfers

The last time I did this, it only took a few days to complete the process.

I only use checks when the funds can't be sent any other way, such as an employer retirement plan rollover.
by LadyGeek
Tue Dec 18, 2018 8:43 pm
Forum: Personal Finance (Not Investing)
Topic: Life Insurance
Replies: 6
Views: 217

Re: Life Insurance

This thread is now in the Personal Finance (Not Investing) forum (insurance).
by LadyGeek
Tue Dec 18, 2018 7:35 pm
Forum: Investing - Help with Personal Investments
Topic: Invested a lump sum a few weeks ago..
Replies: 28
Views: 1662

Re: Invested a lump sum a few weeks ago..

The wiki has some background info: Dollar cost averaging Here's the main point for this discussion: Lump sum investing will always carries a higher expected return, because it immediately moves your funds from asset classes with lower expected returns to ones with higher expected returns. Note that ...
by LadyGeek
Tue Dec 18, 2018 7:32 pm
Forum: Investing - Help with Personal Investments
Topic: Invested a lump sum a few weeks ago..
Replies: 28
Views: 1662

Re: Invested a lump sum a few weeks ago..

I removed an off-topic post. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct ourselves in a respectful manner to other posters....
by LadyGeek
Tue Dec 18, 2018 4:24 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 8814
Views: 1693080

Re: U.S. stocks in free fall

New member MSE prof has a question which I've moved into a stand-alone thread. See: [Portfolio review request - cash portion, asset allocation]
by LadyGeek
Mon Dec 17, 2018 10:03 pm
Forum: Personal Consumer Issues
Topic: Gift Ideas for wife
Replies: 55
Views: 3262

Re: Gift Ideas for wife

She likes to cook, run/lift, and reading. No question - Bowflex SelectTech 552 Dumbbells | Bowflex . I've been using my set 3 times / week since July. See: Re: Pull-ups and Push-ups (If anyone wants to bump the thread with their progress, feel free.) They're a bit larger than the fixed weight sizes...
by LadyGeek
Mon Dec 17, 2018 8:09 pm
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 415
Views: 247703

Re: Suggestions for the Wiki

Thanks! Your changes have been incorporated. How's it look? - After-tax 401(k) --What changed: Difference between revisions of "After-tax 401(k)" -- Prior version: Revision as of 20:32, 11 December 2018 - Solo 401(k) plan --What changed: Difference between revisions of "Solo 401(k) plan" -- Prior ve...
by LadyGeek
Mon Dec 17, 2018 8:03 pm
Forum: Local Chapters and Bogleheads Community
Topic: Benefits of the Three Fund Portfolio printable inforgraphics and or PDFs
Replies: 8
Views: 552

Re: Benefits of the Three Fund Portfolio printable inforgraphics and or PDFs

^^^ I just tried that. The PDF rendering engine is broken. The error is due to the 3rd party rendering engine, not the wiki. In desktop view (not mobile), the left-side menu of every wiki article has a "Printable version". Go to Three-fund portfolio , then click on Printable version (bottom link on ...
by LadyGeek
Mon Dec 17, 2018 7:49 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 8814
Views: 1693080

Re: U.S. stocks in free fall

I removed an off-topic post and reply. As a reminder, this is a "no politics" forum. See: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: Common religious e...
by LadyGeek
Mon Dec 17, 2018 5:21 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3899
Views: 1090124

Re: What Movie Have You Recently Watched?

Lucy, on DVD. A sci-fi action thriller, from 2014. The plot is not that complicated, but it's well produced and has lots of action. I liked it.
by LadyGeek
Mon Dec 17, 2018 5:13 pm
Forum: Investing - Theory, News & General
Topic: Has anyone adjusted their stock allocation on the dip?
Replies: 71
Views: 5142

Re: Has anyone adjusted their stock allocation on the dip?

Golfview - I merged your discussion back into an earlier one. Your latest question is not resulting in productive answers. I believe your intent is to understand how one will adjust their holdings in a down market. (The previous post makes a very good point.) This thread is now in the Investing - Th...
by LadyGeek
Mon Dec 17, 2018 4:26 pm
Forum: Investing - Theory, News & General
Topic: Getting your own money back: annuities vs. social security
Replies: 21
Views: 1454

Re: Getting your own money back: annuities vs. social security

This thread has run its course and is locked (stability of Social Security, politics). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health ca...
by LadyGeek
Mon Dec 17, 2018 4:16 pm
Forum: Investing - Theory, News & General
Topic: Not Fed's job to fix irrational market
Replies: 18
Views: 2128

Re: Not Fed's job to fix irrational market

I removed an off-topic post. This thread has run its course and is locked (economic policy, not actionable). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, pol...
by LadyGeek
Sun Dec 16, 2018 11:11 pm
Forum: Personal Finance (Not Investing)
Topic: Law school without practicing law
Replies: 79
Views: 5604

Re: Law school without practicing law

This thread is now in the Personal Finance (Not Investing) forum (career guidance).
by LadyGeek
Sun Dec 16, 2018 10:43 pm
Forum: Personal Finance (Not Investing)
Topic: Obamacare (ACA) Ruled Unconstitutional by Texas Federal Court
Replies: 187
Views: 13456

Re: Obamacare (ACA) Ruled Unconstitutional by Texas Federal Court

I removed some off-topic comments. If anyone has a question regarding a moderator action, please PM a moderator (or me) to discuss. Otherwise, see: Member Rights in a Dispute , 2nd paragraph.
by LadyGeek
Sun Dec 16, 2018 10:33 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 212
Views: 29972

Re: TurboTax Prices

It's still amazing how much energy can be spent on a once-a-year purchase to save maybe $20. I've done it too. But this year I took the easy way out. I had $20 of rewards/bonus coupons from Staples which were about to expire. I just took them to the store and bought TT Deluxe at $59 retail, cost me...
by LadyGeek
Sun Dec 16, 2018 10:19 pm
Forum: Personal Finance (Not Investing)
Topic: Airbnb as side gig
Replies: 44
Views: 2917

Re: Airbnb as side gig

I removed several posts which resulted in a contentious interchange. As a reminder, see: General Etiquette This is a moderated forum. We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times...
by LadyGeek
Sun Dec 16, 2018 8:30 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 212
Views: 29972

Re: Price of Turbotax

I merged wcombs' thread into the on-going discussion (thread started in February). [Thread merged into here, see below (next page) --admin LadyGeek] I notice that the price of Turbotax Home and Business for Mac on a website called Tax Reps is about half the price of Amazon. https://www.taxreps.info/...
by LadyGeek
Sun Dec 16, 2018 7:37 pm
Forum: Personal Finance (Not Investing)
Topic: Obamacare (ACA) Ruled Unconstitutional by Texas Federal Court
Replies: 187
Views: 13456

Re: Obamacare (ACA) Ruled Unconstitutional by Texas Federal Court

The discussion is derailing into a general debate on impacts of the mandate, as well as conjecture on the reintroduction of pre-existing conditions.

Please stay on-topic, which is the impact of the court ruling on your own situation.
by LadyGeek
Sun Dec 16, 2018 4:12 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 984
Views: 105916

Re: [What TV Show Have You Recently Watched?]

The Handmaid's Tale , on hulu. It took a few episodes, but it suddenly got interesting and will continue to watch it through the end of the series (Season 2). Hulu has a ton of TV shows which I've watched over the years, but it's not enough to keep my interest. I'll cancel Hulu after Season 2 and g...
by LadyGeek
Sun Dec 16, 2018 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: Airbnb as side gig
Replies: 44
Views: 2917

Re: Airbnb as side gig

This thread is now in the Personal Finance (Not Investing) forum (side gig).
by LadyGeek
Sun Dec 16, 2018 2:05 pm
Forum: Investing - Theory, News & General
Topic: [New Vanguard website layout starting Saturday, August 11]
Replies: 133
Views: 10332

Re: [New Vanguard website layout starting Saturday, August 11]

^^^ I moved DeadPoets post into an on-going discussion.
by LadyGeek
Sun Dec 16, 2018 2:00 pm
Forum: Investing - Help with Personal Investments
Topic: Which Funds to Take RMD From
Replies: 34
Views: 4427

Re: Which Funds to Take RMD From

This thread is now in the Investing - Help with Personal Investments forum (portfolio help).

FYI - The OP started this thread in 2015. (That's fine, just be aware of the posting date.)
by LadyGeek
Sun Dec 16, 2018 1:52 pm
Forum: Personal Finance (Not Investing)
Topic: Obamacare (ACA) Ruled Unconstitutional by Texas Federal Court
Replies: 187
Views: 13456

Re: Obamacare (ACA) Ruled Unconstitutional by Texas Federal Court

^^^ Sorry, relationship issues are off-topic in this forum. Try Morningstar's forum - and don't forget to ask for a statement of Net Worth and a copy of the latest credit report. :)
by LadyGeek
Sun Dec 16, 2018 12:57 pm
Forum: Personal Finance (Not Investing)
Topic: Software to track asset allocation (no tickers)
Replies: 43
Views: 5312

Re: Software to track asset allocation (no tickers)

^^^ Welcome! I moved your post into a more recent discussion (2017 vs. 2008).

The wiki has a few spreadsheets that will help: Using a spreadsheet to maintain a portfolio
by LadyGeek
Sun Dec 16, 2018 12:09 pm
Forum: Personal Finance (Not Investing)
Topic: Obamacare (ACA) Ruled Unconstitutional by Texas Federal Court
Replies: 187
Views: 13456

Re: Obamacare (ACA) Ruled Unconstitutional by Texas Federal Court

As noted earlier, this is a "no politics" forum. I removed a few off-topic posts conjecturing on political reaction to the court decision. Also, an opinion on how the government should manage pre-existing conditions.

Please stay focused on the financial aspects of your own situation.
by LadyGeek
Sun Dec 16, 2018 11:05 am
Forum: Investing - Help with Personal Investments
Topic: AGGG vs AGGU? (French, 30, living in Singapore)
Replies: 40
Views: 1898

Re: AGGG vs AGGU? (French, 30, living in Singapore)

...Somewhere I picked up the notion (entirely separate from the interminable debate here about whether US investors should hold foreign stocks when John Bogle says they do not need to) that the volatility minimizing exposure to foreign currencies is 30 per cent of portfolio value. But that this var...
by LadyGeek
Sun Dec 16, 2018 10:46 am
Forum: Personal Consumer Issues
Topic: Is there a machine that can automatically heat up milk (not boil) and froth it?
Replies: 6
Views: 458

Re: Is there a machine that can automatically heat up milk (not boil) and froth it?

Do you have an espresso machine? If you have a decent one, it comes with a steam output for doing exactly what you said. It will heat the milk in a few seconds, so you can do this in real-time. BTW, add hot chocolate powder to a cup of milk and heat it with that steam output tube. It will be the bes...
by LadyGeek
Sat Dec 15, 2018 8:15 pm
Forum: Investing - Theory, News & General
Topic: [Robinhood to offer 3% cash management program, not a bank account]
Replies: 160
Views: 10182

Re: [Robinhood to offer 3% cash management program, not a bank account]

It's important to read the entire paragraph, as I believe CD protection as a security applies only to CDs held by a brokerage. Bank issued CDs are not covered by SIPC. From SIPC - Investor FAQs , I broke the last 2 sentences into a separate paragraph to make it easier to see. Is a Certificate of Dep...
by LadyGeek
Sat Dec 15, 2018 4:43 pm
Forum: Personal Finance (Not Investing)
Topic: Obamacare (ACA) Ruled Unconstitutional by Texas Federal Court
Replies: 187
Views: 13456

Re: Obamacare (ACA) Ruled Unconstitutional by Texas Federal Court

The discussion is getting derailed on conjecture regarding legal perspectives of the judge's decision.

Please stay on-topic, which is how the ruling impacts your own situation.
by LadyGeek
Sat Dec 15, 2018 4:01 pm
Forum: Personal Finance (Not Investing)
Topic: "The Steak Dinner Annuity Pitch"
Replies: 68
Views: 7612

Re: "The Steak Dinner Annuity Pitch"

I merged livesoft's thread into the on-going discussion.

Thanks to the member who reported the post (duplicate thread), as we both missed it.

Perhaps there should be a separate discussion of The Simplest Annuity Explainer We Could Write?
by LadyGeek
Sat Dec 15, 2018 3:34 pm
Forum: Personal Finance (Not Investing)
Topic: Strange [job] interview- what do you think?
Replies: 35
Views: 3522

Re: Strange [job] interview- what do you think?

This thread is now in the Personal Finance (Not Investing) forum (career guidance). I also retitled the thread for clarity - added "job".
by LadyGeek
Sat Dec 15, 2018 3:03 pm
Forum: Personal Consumer Issues
Topic: Concierge medicine Worth It????
Replies: 317
Views: 35168

Re: Concierge medicine Worth It????

Today, my husband came home from his regularly scheduled wellness check with a pamphlet for MDVIP. :shock: The physician is starting with MDVIP after the first of the year. He gave him the full sales pitch - how he can spend "quality" time with my husband, etc. In the Philadelphia area, the cost is...
by LadyGeek
Sat Dec 15, 2018 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: Should you always use a 529?
Replies: 55
Views: 5519

Re: Should you always use a 529?

I removed an off-topic interchange regarding scholarship qualifications based on racial background. The discussion was getting derailed.

Please stay focused on the investing aspects.
by LadyGeek
Sat Dec 15, 2018 12:33 pm
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1594
Views: 220349

Re: QSPIX - thoughts on interesting fund

I removed an off-topic post. As a reminder, see: General Etiquette
At all times we must conduct ourselves in a respectful manner to other posters.
by LadyGeek
Sat Dec 15, 2018 12:25 pm
Forum: Personal Finance (Not Investing)
Topic: "The Steak Dinner Annuity Pitch"
Replies: 68
Views: 7612

Re: The Free Dinner Annuity Sales Pitch, 2 NYTimes articles

This thread is now in the Personal Finance (Not Investing) forum. I didn't see this posted, so apologies if already posted and a merge request. (Don't you hate that?) A quick Google Search of this forum shows: free dinner investing seminar , which has been locked. Since the topic continually comes u...
by LadyGeek
Sat Dec 15, 2018 11:46 am
Forum: Personal Finance (Not Investing)
Topic: Obamacare (ACA) Ruled Unconstitutional by Texas Federal Court
Replies: 187
Views: 13456

Re: Obamacare (ACA) Ruled Illegal by Texas Federal Court

Kenkat wrote:
Sat Dec 15, 2018 11:32 am
I would point out that the court ruled that it is unconstitutional, not illegal. There is a difference.
Thanks, I fixed the thread title.
by LadyGeek
Sat Dec 15, 2018 9:55 am
Forum: Personal Consumer Issues
Topic: Holiday Card [from Vanguard]
Replies: 29
Views: 2873

Re: Holiday Card [from Vanguard]

This thread is now in the Personal Consumer Issues forum (card).
by LadyGeek
Sat Dec 15, 2018 9:47 am
Forum: Personal Finance (Not Investing)
Topic: Obamacare (ACA) Ruled Unconstitutional by Texas Federal Court
Replies: 187
Views: 13456

Re: Obamacare (ACA) Ruled Illegal by Texas Federal Court

I merged Muri's thread into the on-going discussion. I have also retitled the thread. This is a strict "no politics" forum, several posts have been removed. As noted earlier, the discussion had been locked due to political opinions. Upon further review (and member request via PM), the thread is unlo...
by LadyGeek
Sat Dec 15, 2018 9:21 am
Forum: Personal Finance (Not Investing)
Topic: Obamacare (ACA) Ruled Unconstitutional by Texas Federal Court
Replies: 187
Views: 13456

Re: ACA Struck down...yikes [by federal judge in Texas]

After receiving a PM, this thread is now unlocked to discuss impacts of the court decision on your situation.

The thread will be locked if the discussion becomes political.
by LadyGeek
Fri Dec 14, 2018 10:54 pm
Forum: Investing - Theory, News & General
Topic: [Robinhood to offer 3% cash management program, not a bank account]
Replies: 160
Views: 10182

Re: [Robinhood to offer 3% cash management program, not a bank account]

The "fine print" at the bottom of the page has also been updated. The cash management program is expected to be offered by Robinhood Financial LLC. The cash management program, when operational, will be an added program to Robinhood brokerage accounts and will not be a separate account or a bank acc...
by LadyGeek
Fri Dec 14, 2018 10:37 pm
Forum: Investing - Theory, News & General
Topic: [Robinhood to offer 3% cash management program, not a bank account]
Replies: 160
Views: 10182

Re: [Robinhood to offer 3% cash management program, not a bank account]

Thanks! I have modified the first post and retitled the thread to reflect Robinhood's definition of this offering.
by LadyGeek
Fri Dec 14, 2018 10:23 pm
Forum: Personal Finance (Not Investing)
Topic: Obamacare (ACA) Ruled Unconstitutional by Texas Federal Court
Replies: 187
Views: 13456

Re: ACA Struck down...yikes [by federal judge in Texas]

I removed several off-topic posts. This is a strict "no politics" forum. Until the law changes, discussion of the ACA's status is off-topic. As a reminder, see: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments a...
by LadyGeek
Fri Dec 14, 2018 10:14 pm
Forum: Personal Finance (Not Investing)
Topic: Forgoing health insurance
Replies: 112
Views: 5068

Re: Forgoing health insurance

I removed some off-topic comments. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct ourselves in a respectful manner to other po...
by LadyGeek
Fri Dec 14, 2018 8:36 pm
Forum: Investing - Theory, News & General
Topic: What is the worst 30 year rolling return in history? Could 2000-2030 be worse?
Replies: 20
Views: 2658

Re: What is the worst 30 year rolling return in history? Could 2000-2030 be worse?

What is the worst 30 year rolling return for S and p 500? I think it's something like 8% from 1929-1959, but maybe I'm wrong. Could 2000-2030 be the worst? Right now from 2000-2018 we are at %5.4 annual return including dividend reinvestment. If we get 8% for the next 12 years, the 30 year return w...