Search found 22767 matches

by LadyGeek
Fri Sep 21, 2018 6:28 pm
Forum: Investing - Theory, News & General
Topic: New [Vanguard] environmental, social, governance (ESG) ETFs
Replies: 25
Views: 1600

Re: New [Vanguard] environmental, social, governance (ESG) ETFs

This thread has run its course and is locked (contentious disagreement, derailed). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care a...
by LadyGeek
Fri Sep 21, 2018 6:12 pm
Forum: Personal Consumer Issues
Topic: Another Wifi extender thread
Replies: 30
Views: 1678

Re: Another Wifi extender thread

Which terms of service or law? We have a commercial provider and sharing between 4 homes is explicitly permitted, which is why we pay a premium amount for the contract. I sent you a PM with the details. Anyone else who has a question on this should PM me directly. Please don't continue the discussi...
by LadyGeek
Fri Sep 21, 2018 3:46 pm
Forum: Personal Finance (Not Investing)
Topic: Whole Life vs Universal Life Insurance
Replies: 30
Views: 1548

Re: Whole Life vs Universal Life Insurance

This thread is now in the Personal Finance (Not Investing) forum (insurance).
by LadyGeek
Fri Sep 21, 2018 1:19 pm
Forum: Personal Finance (Not Investing)
Topic: [Credit freezes and un-freezes are now free]
Replies: 57
Views: 1864

Re: [Credit freezes and un-freezes are now free]

I merged several threads into here and retitled the thread. The wiki has been updated to reflect the change. See: Credit freeze After reading VictoriaF's reference to In a Few Days, Credit Freezes Will Be Fee-Free — Krebs on Security , a few updates may be needed for credit monitoring (US military)....
by LadyGeek
Fri Sep 21, 2018 12:58 pm
Forum: Personal Consumer Issues
Topic: Another Wifi extender thread
Replies: 30
Views: 1678

Re: Another Wifi extender thread

Discussion of dishonest behavior or bypassing the law is totally unacceptable. I removed an off-topic post and several replies asking how to share wi-fi from someone's home with another (violates terms of service).
by LadyGeek
Fri Sep 21, 2018 7:44 am
Forum: Personal Finance (Not Investing)
Topic: Kid's school brought in Wells Fargo to teach them financial literacy today.
Replies: 26
Views: 1894

Re: Kid's school brought in Wells Fargo to teach them financial literacy today.

This thread has run its course and is locked (derailed into a general rant). See: Personal Finance This subforum is for personal financial issues that don't involve investments. Examples of acceptable topics are: - insurance - employment issues - credit card and credit rating issues - mortgage and ...
by LadyGeek
Thu Sep 20, 2018 9:51 pm
Forum: Personal Finance (Not Investing)
Topic: [AARP Article re: ID Theft & Dark Web]
Replies: 32
Views: 3821

Re: [AARP Article re: ID Theft & Dark Web]

I merged CaliJim's thread into the on-going discussion, then retitled the thread with CaliJim's wording (thanks).
by LadyGeek
Thu Sep 20, 2018 7:26 pm
Forum: Personal Finance (Not Investing)
Topic: Guaranteed access for Medigap policies
Replies: 29
Views: 1637

Re: Guaranteed access for Medigap policies

This is a "no politics" forum. I removed several off-topic posts and replies regarding relevant proposed legislation for NJ. As a reminder, see: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. T...
by LadyGeek
Thu Sep 20, 2018 7:10 pm
Forum: Personal Finance (Not Investing)
Topic: ACA tax credits
Replies: 6
Views: 691

Re: ACA tax credits

The short answer is that when you sign up for ObamaCare, the application is going to require you to list each of the income and deduction (e.g. TIRA) categories that contribute to 2019 MAGI. If you have more or less income than stated on the application, you make up the difference when you file you...
by LadyGeek
Thu Sep 20, 2018 3:30 pm
Forum: Personal Consumer Issues
Topic: Dental work and hypertension issue
Replies: 40
Views: 2957

Re: Dental work and hypertension issue

I removed a few posts containing medical advice. See: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I suggest you start with the Medical Library Association's User's Guide to Finding and Evaluating Health Information...
by LadyGeek
Wed Sep 19, 2018 9:13 pm
Forum: Personal Consumer Issues
Topic: Where do you buy CPAP replacement parts?
Replies: 50
Views: 3298

Re: Where do you buy CPAP replacement parts?

I merged genjix's thread into the on-going discussion (which asked the same question).

Here is the IRS guidance: Publication 969 (2017), Health Savings Accounts and Other Tax-Favored Health Plans

which references: Publication 502 (2017), Medical and Dental Expenses
by LadyGeek
Wed Sep 19, 2018 2:47 pm
Forum: Investing - Theory, News & General
Topic: “Majority of working-age Americans have no retirement savings”
Replies: 73
Views: 3804

Re: “Majority of working-age Americans have no retirement savings”

This thread has run its course and is locked (other people). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate policies co...
by LadyGeek
Tue Sep 18, 2018 10:08 pm
Forum: Investing - Theory, News & General
Topic: Vanguard - You'll need to sign up for security codes soon
Replies: 140
Views: 17718

Re: Vanguard - You'll need to sign up for security codes soon

^^^ Check the paperwork, as I'm very sure you'll find a signed form that says "I assign authority to (husband) to act on my behalf". That's a limited POA for the closing. (I'm not a lawyer, but this is done all the time.) Or, perhaps a copy of the Durable POA was used for the closing. You should hav...
by LadyGeek
Tue Sep 18, 2018 7:37 pm
Forum: Investing - Theory, News & General
Topic: Marijuana ETF's
Replies: 6
Views: 983

Re: Marijuana ETF's

This thread was locked due to the pending vote on H.R.5634 (off-topic). After receiving a PM, the comment has been removed.

This thread is now reopened to continue the discussion. Please stay focused on the investing aspects.
by LadyGeek
Tue Sep 18, 2018 7:21 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Bank used to be more customer focused
Replies: 46
Views: 5707

Re: Chase Bank is the Devil

I removed an off-topic comment and reply that were derailing the discussion. This may be the result of a misunderstanding.
by LadyGeek
Tue Sep 18, 2018 7:04 pm
Forum: Investing - Theory, News & General
Topic: Marijuana ETF's
Replies: 6
Views: 983

Re: Marijuana ETF's

Locked. Proposed legislation is off-topic for the reasons shown here: Political comments and proposed tax plan remain off-topic

Update: See below.
by LadyGeek
Tue Sep 18, 2018 6:57 pm
Forum: Investing - Theory, News & General
Topic: Vanguard - You'll need to sign up for security codes soon
Replies: 140
Views: 17718

Re: Vanguard - You'll need to sign up for security codes soon

My DH just got the email. The sign-up deadline is September 26. As noted earlier, there is no option for email. You gotta be kidding. :annoyed My contact phone number does not have text messaging (old landline) and I may not be near the phone when logging in. No, I'm not giving them another phone nu...
by LadyGeek
Tue Sep 18, 2018 6:37 pm
Forum: Personal Consumer Issues
Topic: What is your single most expensive mistake?
Replies: 205
Views: 13175

Re: What is your single most expensive mistake?

This thread is now in the Personal Consumer Issues forum (how you spend your money and your time).

Mctavish83, Welcome!
by LadyGeek
Tue Sep 18, 2018 3:09 pm
Forum: Investing - Help with Personal Investments
Topic: Facing Retirement at year end
Replies: 22
Views: 2620

Re: Facing Retirement at year end

Discussions of dishonest behavior or bypassing the law is totally unacceptable. I removed a comment and several replies suggesting tax evasion ("under the table" income). Definitions: Tax avoidance - an investment strategy to pay the minimum amount of taxes. IRA (tax-deferred) accounts are one exam...
by LadyGeek
Tue Sep 18, 2018 3:00 pm
Forum: Investing - Theory, News & General
Topic: How can I buy ALIBABA and TENCENT stock?
Replies: 29
Views: 2495

Re: How can I buy ALIBABA and TENCENT stock?

I removed several posts which were derailing the discussion. As a reminder, see: General Etiquette
We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones
.
by LadyGeek
Mon Sep 17, 2018 10:43 pm
Forum: Personal Finance (Not Investing)
Topic: [Credit freezes and un-freezes are now free]
Replies: 57
Views: 1864

Re: New York Times--NYTimes: Freezing Credit Will Now Be Free. Here’s Why You Should Go for It.

This thread is now in the Personal Finance (Not Investing) forum (credit freeze). We've followed this since the legislation was changed. See: Free to freeze and unfreeze your credit report In that thread, I calculated that the law would go into effect on September 20, 2018 (next Thursday). Was I of...
by LadyGeek
Mon Sep 17, 2018 10:28 pm
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 58
Views: 5570

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

The wiki and blog have been updated for iTunes and Google Play Music (login required).

Wiki: Rick Ferri or News and blogs (The RSS feed is available - tap on the RSS icon.)

Blog: Bogleheads On Investing: Episode 001 – Special Guest John C. Bogle, hosted by Rick Ferri
by LadyGeek
Mon Sep 17, 2018 4:05 pm
Forum: Personal Finance (Not Investing)
Topic: Delaying Social Security Until 70
Replies: 107
Views: 7389

Re: Delaying Social Security Until 70

I removed a number off-topic comments and replies. This is a "no politics" forum. Conjecture on the future of Social Security (Trust fund) requires a change in legislation (proposed legislation) and is therefore off-topic. See: Politics and Religion In order to avoid the inevitable frictions that a...
by LadyGeek
Mon Sep 17, 2018 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: Aimloan.com for a refinance?
Replies: 12
Views: 778

Re: Aimloan.com for a refinance?

Welcome! I fixed a typo in the thread title and post. Here's the link: AimLoan.com
by LadyGeek
Sun Sep 16, 2018 7:46 pm
Forum: Investing - Theory, News & General
Topic: Got a Question for the Experts Panel at the Bogleheads Conference?
Replies: 44
Views: 9578

Re: Got a Question for the Experts Panel at the Bogleheads Conference?

This thread is now removed as a "sticky" and won't appear at the top of the forum any more.
by LadyGeek
Sun Sep 16, 2018 7:35 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard platform
Replies: 50
Views: 5184

Re: Vanguard platform

The points regarding Vanguard's platform implementation have been made, let's move on. Please help cycler, who has bumped the thread from June. Hi, I just today registered with Bogleheads to comment on this subject. My husband keeps getting emails and reminders on his account page to switch to the ...
by LadyGeek
Sun Sep 16, 2018 7:12 pm
Forum: Investing - Theory, News & General
Topic: DOW [Closing price on Sep 14, 2018]
Replies: 15
Views: 2625

Re: DOW [Closing price on Sep 14, 2018]

I removed some off-topic posts and one reply. This thread has run its course and is locked. See: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct ou...
by LadyGeek
Sun Sep 16, 2018 3:04 pm
Forum: Personal Finance (Not Investing)
Topic: [Credit freezes and un-freezes are now free]
Replies: 57
Views: 1864

Re: New York Times--NYTimes: Freezing Credit Will Now Be Free. Here’s Why You Should Go for It.

This thread is now in the Personal Finance (Not Investing) forum (credit freeze). We've followed this since the legislation was changed. See: Free to freeze and unfreeze your credit report In that thread, I calculated that the law would go into effect on September 20, 2018 (next Thursday). Was I off...
by LadyGeek
Sun Sep 16, 2018 1:33 pm
Forum: Investing - Theory, News & General
Topic: DOW [Closing price on Sep 14, 2018]
Replies: 15
Views: 2625

Re: DOW [Closing price on Sep 14, 2018]

I removed an off-topic post and several replies which may be the result of a misunderstanding (political comment).

Please stay focused on the investing aspects.
by LadyGeek
Sun Sep 16, 2018 11:05 am
Forum: Investing - Theory, News & General
Topic: total bond return vs muni bond
Replies: 6
Views: 721

Re: total bond return vs muni bond

This thread is now in the Investing - Theory, News & General forum (theory).
by LadyGeek
Sun Sep 16, 2018 9:56 am
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 58
Views: 5570

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

I found out the feed to Overcast.FM comes through iTunes. The podcast has been submitted to iTunes, but read that It can take several days to validate a new podcast site. When not logged in from my desktop, the podcast does not appear in the search box. Search for "Investing" comes up with many pod...
by LadyGeek
Sun Sep 16, 2018 9:22 am
Forum: Investing - Help with Personal Investments
Topic: Would appreciate resources and advice
Replies: 3
Views: 283

Re: Would appreciate resources and advice

Welcome! Don't worry about the format. As a start, it looks like you've copied the info from a website. The best approach is to copy-n-paste the info into a text editor, like notepad, then fix the formatting. You can edit your post at any time by using the "pencil" icon in the top-right corner of th...
by LadyGeek
Sun Sep 16, 2018 8:58 am
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 58
Views: 5570

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

Rick Ferri wrote:
Sat Sep 15, 2018 7:23 pm
Now on Overcast.com [invalid link, see below --admin LadyGeek]

Still waiting approval from iTunes and Google Play. Any other requests?
That domain is for sale. I think you mean Overcast (overcast.fm).

Sorry, I don't see the podcast. Can you provide a direct link?
by LadyGeek
Sun Sep 16, 2018 8:18 am
Forum: Personal Consumer Issues
Topic: The twenty dollar rule revisited
Replies: 44
Views: 5011

Re: The twenty dollar rule revisited

This thread has run its course and is locked (restarting a locked discussion). See: Locked Topics ...if a topic is locked, please do not start up another thread to continue the discussion, at least right away. Such follow-on threads may be deleted without warning. The locked discussion: The twenty ...
by LadyGeek
Sun Sep 16, 2018 8:07 am
Forum: Personal Consumer Issues
Topic: That Extravagant Thing You Do
Replies: 304
Views: 52394

Re: That Extravagant Thing You Do

I merged Longruninvestor's thread into the ongoing discussion. The combined thread is in the Personal Consumer Issues forum. Davis Instruments Vantage Pro2 weather station with data logger. The anemometer is up on the roof, which is an additional purchase of the anemometer transmitter kit, 10' of an...
by LadyGeek
Sun Sep 16, 2018 7:57 am
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 70
Views: 4881

Re: [Wearing] Shorts in Egypt

I removed several off-topic posts related to cultural stereotypes (in the US). This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occa...
by LadyGeek
Sat Sep 15, 2018 8:58 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)
Replies: 737
Views: 69915

Re: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)

^^^ Please double-check the SEC filing, which is the prospectus for Fidelity ZERO℠ International (FZILX) and Total Market (FZROX) , August 1, 2018. The entire paragraph, which I broke up into separate paragraphs for readability: Each Index is the property of FMRC, which has contracted with S&P Opco,...
by LadyGeek
Sat Sep 15, 2018 7:40 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Brokerage Assets Held In Street Name
Replies: 52
Views: 1365

Re: Vanguard Brokerage Assets Held In Street Name

Thread locked for moderator review.
by LadyGeek
Sat Sep 15, 2018 7:39 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Brokerage Assets Held In Street Name
Replies: 52
Views: 1365

Re: A Great Reason to Consider Vanguard's Brokerage Services

I merged zmaqoptyxbglp's thread into the earlier discussion - both involve ownership of Vanguard funds. After reading a lot on the unfortunate realities with brokerage rehypothecation, I was pleased to read this comment from a Vanguard representative, hidden deep in the comments section of this page...
by LadyGeek
Sat Sep 15, 2018 7:23 pm
Forum: Personal Finance (Not Investing)
Topic: Why is an EIN needed for i401k?
Replies: 10
Views: 1056

Re: Why is an EIN needed for i401k?

This thread is now in the Personal Finance (Not Investing) forum (individual 401(k)).
by LadyGeek
Sat Sep 15, 2018 3:02 pm
Forum: Personal Finance (Not Investing)
Topic: Then and Now - Lucky Me, Lucky You?
Replies: 10
Views: 878

Re: Then and Now - Lucky Me, Lucky You?

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by LadyGeek
Sat Sep 15, 2018 12:42 pm
Forum: Personal Consumer Issues
Topic: Thoughts on Car Expenditures
Replies: 19
Views: 728

Re: Thoughts on Car Expenditures

This thread has run its course and is locked (not actionable, relationship issue). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational activities. A...
by LadyGeek
Sat Sep 15, 2018 12:31 pm
Forum: Personal Consumer Issues
Topic: Hurricane Florence - survival guide
Replies: 87
Views: 6408

Re: Hurricane Florence - survival guide

I removed an off-topic comment and several posts related to global warming (see: Non-actionable (Trolling) Topics).

Please stay focused on surviving Florence.
by LadyGeek
Sat Sep 15, 2018 12:22 pm
Forum: Personal Finance (Not Investing)
Topic: What is the "break even" federal tax per citizen?
Replies: 1
Views: 473

Re: What is the "break even" federal tax per citizen?

Locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own situation. You can also ask on behalf o...
by LadyGeek
Sat Sep 15, 2018 12:20 pm
Forum: Personal Consumer Issues
Topic: Picking a Charity
Replies: 69
Views: 2678

Re: Picking a Charity

The discussion is starting to derail on the health benefits of diets (medical advice, which is off-topic). Please stay focused on the charity aspects.