Search found 20962 matches

by LadyGeek
Fri Feb 16, 2018 9:27 pm
Forum: Investing - Theory, News & General
Topic: Article on Bogleheads in Philly.com--The Bogleheads celebrate 20 years of low-cost index funds with patron 'Saint Jack'
Replies: 17
Views: 924

Re: Article on Bogleheads in Philly.com--The Bogleheads celebrate 20 years of low-cost index funds with patron 'Saint Ja

I haven't looked into it yet, but it's viewing OK on a 2nd browser. This tells me they're not checking IP address. The browser cache would be a good possibility - most likely a cookie setting.
by LadyGeek
Fri Feb 16, 2018 9:21 pm
Forum: Investing - Theory, News & General
Topic: Article on Bogleheads in Philly.com--The Bogleheads celebrate 20 years of low-cost index funds with patron 'Saint Jack'
Replies: 17
Views: 924

Re: Article on Bogleheads in Philly.com--The Bogleheads celebrate 20 years of low-cost index funds with patron 'Saint Ja

I merged Grt2bOutdoors's thread into here. Read it all, thanks for the link. Note, on the "stocks in freefall" part, currently 5555 replies [not the 55,000 or so replies listed on the article] close enough for government work. Good luck, y gracias por leer ~cfs~ Thanks! I notified the reporter. The ...
by LadyGeek
Fri Feb 16, 2018 9:04 pm
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 398
Views: 208186

Re: Suggestions for the Wiki

Thanks! The chart has been updated. IRA rollovers and transfers
by LadyGeek
Fri Feb 16, 2018 4:57 pm
Forum: Investing - Theory, News & General
Topic: Article on Bogleheads in Philly.com--The Bogleheads celebrate 20 years of low-cost index funds with patron 'Saint Jack'
Replies: 17
Views: 924

Re: Article on Bogleheads in Philly.com--The Bogleheads celebrate 20 years of low-cost index funds with patron 'Saint Ja

She told me the article would be published Sunday. :D The reason for the large number of wiki links is that I'm also a wiki admin. I was showing her the wiki and forum from my cellphone during the meeting. The best introduction to the site is in the wiki - especially for new investors. The meeting o...
by LadyGeek
Fri Feb 16, 2018 4:37 pm
Forum: Personal Finance (Not Investing)
Topic: Federal Retiree Health Care with/Medicare
Replies: 206
Views: 15123

Re: Federal Retiree Health Care with/Medicare

...The Medicare page that discusses this appears broken (I've tried 3 Mac and one Windows browser) but the "I'm over 65" link is dead! It's not broken. The text appears under the link when you click on it. Here you go: From I have employer coverage , click on "I'm over 65" to show this text: In mos...
by LadyGeek
Fri Feb 16, 2018 4:06 pm
Forum: Personal Consumer Issues
Topic: Should I be paying $1300/yr. for under/uninsured motorist protection?
Replies: 69
Views: 3364

Re: Should I be paying $1300/yr. for under/uninsured motorist protection?

For completeness -

It's a very different situation if you are the unlicensed driver (or loan your car to an unlicensed driver) and have an accident. The insurance coverage is zero. See: driving without a license: a legal and financial overview
by LadyGeek
Fri Feb 16, 2018 3:42 pm
Forum: Personal Consumer Issues
Topic: Dental chews for dogs....useful?
Replies: 36
Views: 1827

Re: Dental chews for dogs....useful?

Via PM, MightyHorus has provided additional expert references. Here's the consolidated list: Start with Cornell University College of Veterinary Medicine's Free Animal Health Resources Web Sites . Also recommended: VeterinaryPartner.com , a client education site of the Veterinary Information Network...
by LadyGeek
Thu Feb 15, 2018 10:17 pm
Forum: Personal Consumer Issues
Topic: Should I be paying $1300/yr. for under/uninsured motorist protection?
Replies: 69
Views: 3364

Re: Should I be paying $1300/yr. for under/uninsured motorist protection?

I removed an off-topic rant about the insurance industry and a reply. Please stay on-topic and state your concerns in a civil, factual manner.
by LadyGeek
Thu Feb 15, 2018 9:14 pm
Forum: Personal Consumer Issues
Topic: Dental chews for dogs....useful?
Replies: 36
Views: 1827

Re: Dental chews for dogs....useful?

Via PM, bklyn96 has provided an expert reference on animal care and health: - Animal Medical Center , New York City, NY. Dedicated to providing compassionate and collaborative care to animals and to leading the advancement of veterinary medicine. On the topic of dentistry: Dentistry , Animal Medical...
by LadyGeek
Thu Feb 15, 2018 8:11 pm
Forum: Personal Finance (Not Investing)
Topic: Lawyer Article Contradicts IRS Guidance on Prepaid Property Tax Deduction
Replies: 2
Views: 657

Re: Lawyer Article Contradicts IRS Guidance on Prepaid Property Tax Deduction

This thread has run its course and is locked (general discussion challenging IRS guidance, not personally actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other...
by LadyGeek
Thu Feb 15, 2018 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: Daughter’s College & Grad School Expenses -Nurse Practitioner
Replies: 51
Views: 3162

Re: Daughter’s College & Grad School Expenses -Nurse Practitioner

The thread is getting derailed on occupational titles. Please stay on-topic, which is the investing aspects of: ...I have searched this forum and agree that a HELOC is not the way to go and their should be formal paperwork between the parties if loans are offered. Givens: -I can afford to carry her...
by LadyGeek
Thu Feb 15, 2018 7:42 pm
Forum: Personal Consumer Issues
Topic: How do docs treat "white coat hypertension"?
Replies: 35
Views: 1990

Re: How do docs treat "white coat hypertension"?

This thread has run its course and is locked (medical advice). See: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I suggest you start with the Medical Library Association's User's Guide to Finding and Evaluating Heal...
by LadyGeek
Thu Feb 15, 2018 7:20 pm
Forum: Investing - Theory, News & General
Topic: Telling Tales: Value, Size, Int'l, REITs (2017 update)
Replies: 1
Views: 453

Re: Telling Tales: Value, Size, Int'l, REITs (2017 update)

For those who need a refresher, the wiki has some background info: Telltale chart

(The wiki is mentioned in the blog post. I'm posting a link here to help new investors.)
by LadyGeek
Thu Feb 15, 2018 5:32 pm
Forum: Personal Finance (Not Investing)
Topic: California Taxes and HSA
Replies: 3
Views: 538

Re: California Taxes and HSA

This thread is now in the Personal Finance (Not Investing) forum (taxes).

New member Millicent Pennybags has a question which I've moved into a stand-alone post. See: [Which ETF for my HSA account?]
by LadyGeek
Thu Feb 15, 2018 5:07 pm
Forum: Investing - Theory, News & General
Topic: Present Value of an Annuity or Social Security Stream
Replies: 9
Views: 764

Re: Present Value of an Annuity or Social Security Stream

This thread is now in the Investing - Theory, News & General forum (theory). You can solve any financial problem by defining the cash flow and setting up the 5 financial variables. The wiki shows you how: Comparing investments calqueuelater - If you get stuck, please let us know and we'll help you w...
by LadyGeek
Thu Feb 15, 2018 4:52 pm
Forum: Personal Consumer Issues
Topic: Dental chews for dogs....useful?
Replies: 36
Views: 1827

Re: Dental chews for dogs....useful?

Let's extend the courtesy to our pets. This thread has run its course and is locked (medical advice). Veterinary advice has the same issues as human medical advice - it is not possible to evaluate the applicability of any advice to the OP's situation. As a reminder: Medical Issues Questions on medi...
by LadyGeek
Thu Feb 15, 2018 4:29 pm
Forum: Personal Finance (Not Investing)
Topic: Should I claim chapter 7 bankruptcy? debt 110k
Replies: 64
Views: 6114

Re: Should I claim chapter 7 bankruptcy? debt 110k

Upon further review, this thread will remain locked until the OP requests a moderator to unlock the thread (send a PM).
by LadyGeek
Thu Feb 15, 2018 4:26 pm
Forum: Investing - Theory, News & General
Topic: Wisdom of Bitcoin
Replies: 90
Views: 6756

Re: Wisdom of Bitcoin

This thread has run its course and is locked (topic exhausted, derailed on illegal aspects). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of...
by LadyGeek
Wed Feb 14, 2018 10:19 pm
Forum: Personal Consumer Issues
Topic: Diamonds [Earrings and ring]
Replies: 13
Views: 840

Re: Diamonds

This thread is now in the Personal Consumer Issues forum (diamonds). I also retitled the thread (note the spelling).
by LadyGeek
Tue Feb 13, 2018 11:11 pm
Forum: Personal Consumer Issues
Topic: Question for music experts about musical keys
Replies: 67
Views: 3503

Re: Question for music experts about musical keys

To keep this actionable,* how can this concept be applied to music you like (or not)?

* General discussions tend to lose focus and become non-productive. "Actionable" discussions are directly connected to your (or your friend's or family's) life as a consumer, i.e. you can act on it.
by LadyGeek
Tue Feb 13, 2018 10:44 pm
Forum: Personal Finance (Not Investing)
Topic: Should I claim chapter 7 bankruptcy? debt 110k
Replies: 64
Views: 6114

Re: Should I claim chapter 7 bankruptcy? debt 110k

Thread locked for moderator review.
by LadyGeek
Tue Feb 13, 2018 4:48 pm
Forum: Personal Finance (Not Investing)
Topic: Job is starting to suck the life out of me.
Replies: 73
Views: 7883

Re: Job is starting to suck the life out of me.

This thread is now in the Personal Finance (Not Investing) (career guidance).

General comment: Please tone down the emotion and state your concerns in a civil, factual manner.
by LadyGeek
Tue Feb 13, 2018 4:43 pm
Forum: Personal Finance (Not Investing)
Topic: Co-investment with parents and sibling jealosy [Home construction]
Replies: 22
Views: 2144

Re: Co-investment with parents and sibling jealosy

This thread is now in the Personal Finance (Not Investing) forum (real estate). I also retitled the thread.
by LadyGeek
Tue Feb 13, 2018 4:36 pm
Forum: Investing - Help with Personal Investments
Topic: I bought a stock today - Redfin (RDFN)
Replies: 286
Views: 19260

Re: I bought a stock today - Redfin (RDFN)

A general comment, not to anyone specifically:

To be clear, threads are not locked unless they stray outside the Forum Policies.

Alternative opinions are welcome. Please stay on-topic and state your concerns in a civil, factual manner.
by LadyGeek
Mon Feb 12, 2018 11:08 pm
Forum: Personal Finance (Not Investing)
Topic: Family expecting “comps”
Replies: 38
Views: 4659

Re: Family expecting “comps”

This thread has run its course and is locked (relationship issue). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational activities. Anything else is ...
by LadyGeek
Mon Feb 12, 2018 11:06 pm
Forum: Personal Finance (Not Investing)
Topic: Can I afford to move to a lower paying career?
Replies: 53
Views: 4482

Re: Can I afford to move to a lower paying career?

This thread is now in the Personal Finance (Not Investing) forum (career guidance).
by LadyGeek
Mon Feb 12, 2018 10:50 pm
Forum: Personal Consumer Issues
Topic: I’m not renewing my Costco membership.
Replies: 80
Views: 7013

Re: I’m not renewing my Costco membership.

Via PM, the OP has requested to post this reply: So cancel your Costco membership then...what’s the point of posting a post about it? I’m lost.... I’m with you. I started this post mainly to find out if there are other BHs who have decided that Costco is not for them. As an almost empty nester, I’m ...
by LadyGeek
Mon Feb 12, 2018 10:24 pm
Forum: Personal Consumer Issues
Topic: I’m not renewing my Costco membership.
Replies: 80
Views: 7013

Re: I’m not renewing my Costco membership.

This thread has run its course and is locked (complaint, getting contentious). See: Personal Consumer Issues Note that topics must be directly connected to your (or your friend's or family's) life as a consumer. General comments or complaints about these topics will be locked or removed. Note that ...
by LadyGeek
Mon Feb 12, 2018 8:53 pm
Forum: Investing - Theory, News & General
Topic: Simba's backtesting spreadsheet [a Bogleheads community project]
Replies: 1090
Views: 596418

Re: Simba's backtesting spreadsheet [a Bogleheads community project]

I'm late to respond to your request for review, but consider this suggestion for the next revision. - Add your blog series to the "README" tab. The "Inner workings" are an integral part of the documentation. From the wiki page: Simba's backtesting spreadsheet Inner Workings As any complex spreadshee...
by LadyGeek
Sun Feb 11, 2018 8:36 pm
Forum: Personal Finance (Not Investing)
Topic: Seeking career advice - Software Engineer
Replies: 34
Views: 2647

Re: Seeking career advice - Software Engineer

This thread is now in the Personal Finance (Not Investing) forum. I am a software engineer at a company that has recently had a reorganization. My boss, his boss and his boss were all laid off or forcefully repositioned. Some of my coworkers were let go. My coworkers and I are all very upset. This a...
by LadyGeek
Sun Feb 11, 2018 7:56 pm
Forum: Personal Finance (Not Investing)
Topic: moving my mother's "escape" fund to me
Replies: 28
Views: 3196

Re: moving my mother's "escape" fund to me

RNMentor, Welcome! Before making a decision based on advice from an anonymous internet forum, be sure you understand the situation yourself. The authoritative source for all things taxes is the IRS. Here's a helpful FAQ: Frequently Asked Questions on Gift Taxes Of note: Who pays the gift tax? The do...
by LadyGeek
Sun Feb 11, 2018 7:35 pm
Forum: Investing - Theory, News & General
Topic: Soul searching on interest rates
Replies: 15
Views: 1270

Re: Soul searching on interest rates

The discussion is getting derailed. As a reminder, conjecture on what "might happen"with US / state economic policy and projected debt is off-topic. See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Exa...
by LadyGeek
Sun Feb 11, 2018 4:22 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block 2017 Tax Software $9.95 , State $14.95
Replies: 55
Views: 8637

Re: H&R Block 2017 Tax Software $9.95 , State $14.95

I've decided to hold-off filing until the next scheduled software update on February 23, 2018. Better yet, when the Tax planner gets updated (3/9/2018). The release dates are here: Download Tax Software Back Editions & Updates | H&R Block® When I go to the Plan tab, I get This interview isn't final....
by LadyGeek
Sun Feb 11, 2018 4:00 pm
Forum: Personal Consumer Issues
Topic: Computer Backup Software With Accompanying External Drive
Replies: 14
Views: 1373

Re: Computer Backup Software With Accompanying External Drive

- Created a bootable Recovery DVD and made sure it booted OK and found the image. It's important to note that the recovery media created by Macrium Reflect Free is specific to the PC. Don't create one bootable media (USB or DVD) and assume it will work on every PC you have. Macrium clearly document...
by LadyGeek
Sun Feb 11, 2018 2:33 pm
Forum: Local Chapters and Bogleheads Community
Topic: [When will 2018 Bogleheads Conference Announcement be Made?]
Replies: 6
Views: 1052

Re: [When will 2018 Bogleheads Conference Announcement be Made?]

Swimmer - I merged your post into the on-going discussion.

An announcement will be made in the forum.

So far, nothing has been posted for the 2018 conference.
by LadyGeek
Sun Feb 11, 2018 2:21 pm
Forum: Personal Finance (Not Investing)
Topic: Surprise financial disaster, severe debt $300K caused by brother-in-law - Please help!
Replies: 246
Views: 60693

Re: Surprise financial disaster, severe debt $300K caused by brother-in-law - Please help!

I removed several posts which were continuing to bring up the Star Trek reference. The discussion was getting derailed.

Please stay on-topic.
by LadyGeek
Sun Feb 11, 2018 10:50 am
Forum: Investing - Help with Personal Investments
Topic: Convert to Roth IRA now or wait?
Replies: 6
Views: 383

Re: Convert to Roth IRA now or wait?

Welcome! In order to give appropriate advice, it's best to keep all the information in one spot. I combined your two questions into a single discussion. May I reccommend you post your portfolio information in this thread using the Asking Portfolio Questions format? It will make you think about the "...
by LadyGeek
Sun Feb 11, 2018 10:32 am
Forum: Investing - Help with Personal Investments
Topic: Moving to three fund portfolio - tax questions
Replies: 6
Views: 534

Re: Moving to three fund portfolio - tax questions

Also, this should probably be under personal investing - if a mod sees this, can you please move it? Thanks. Sure. This thread is now in the Investing - Help with Personal Investments forum. To get our attention quicker, report the post using the "!" in the top-right corner of the post. One of the ...
by LadyGeek
Sat Feb 10, 2018 8:40 pm
Forum: Personal Consumer Issues
Topic: What backup service to use?
Replies: 57
Views: 4723

Re: What backup service to use?

...It turns out synced backups of all our finance and tax files, our estate planning documents, our "death book" and instructions, and our 1Password vault add up to less than 3GB. ...One advantage is that if I give our Sync.com password to our two adult children, who live in other states, they coul...
by LadyGeek
Sat Feb 10, 2018 7:20 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5574
Views: 1260538

Re: U.S. stocks in freefall

He actually touts a buy an hold indexing as a core strategy for a retirement portfolio. his show is about the 5 % of a portfolio invested in '"mad money" that one could afford to lose.With that said I believe study's have shown that his mad money stock picks are generally worse than the proverbial ...
by LadyGeek
Sat Feb 10, 2018 7:17 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2842
Views: 892998

Re: What Book Are You Currently Reading? Part VI

^^^ Better yet, post in this on-going discussion: E-reader for ebooks - Pros and Cons

Let's keep this discussion focused on book reviews (in any format).
by LadyGeek
Sat Feb 10, 2018 7:14 pm
Forum: Forum Issues and Administration
Topic: Black Theme for Site?
Replies: 38
Views: 2938

Re: Black Theme for Site?

To those with browser add-ons: Be sure to check with a mobile, or a device with a small screen size. I'm assuming those add-ons modify style sheets (.css). However, there can be subtle differences between desktop and mobile view which can cause the theme to display incorrectly. (That's why we stick ...