Search found 23269 matches

by LadyGeek
Sun Nov 18, 2018 11:53 am
Forum: Investing - Theory, News & General
Topic: Amazon public subsidy
Replies: 4
Views: 430

Re: Amazon public subsidy

This thread has run its course and is locked (political, contentious). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate p...
by LadyGeek
Sun Nov 18, 2018 10:55 am
Forum: Personal Finance (Not Investing)
Topic: pro-rata rule in Backdoor Roth Conversion
Replies: 3
Views: 311

Re: pro-rata rule in Backdoor Roth Conversion

New member mjoeharris has a question which I've moved into a new thread: [Backdoor Roth Conversion - Does pro-rata rule apply?]
by LadyGeek
Sun Nov 18, 2018 9:31 am
Forum: Personal Finance (Not Investing)
Topic: IRS announces 2019 Tax Rates, Standard Deduction, etc.
Replies: 23
Views: 4730

Re: IRS announces 2019 Tax Rates, Standard Deduction, etc.

Reading about the CPI and 2019 tax info has been a pleasant diversion from my new tax situation this morning. I'm 68 and retired and got married Friday night. She's 63 and still working, and as best I can figure out over 3 cups of coffee, I will be sending in my $7000 quarterly payment in January. ...
by LadyGeek
Sun Nov 18, 2018 9:29 am
Forum: Personal Finance (Not Investing)
Topic: IRS announces 2019 Tax Rates, Standard Deduction, etc.
Replies: 23
Views: 4730

Re: IRS announces 2019 Tax Rates, Standard Deduction, etc.

The discussion is starting to derail. Please stay focused on the IRS 2019 tax rates. Also note that comments regarding government manipulation of the Consumer Price Index are political in nature and off-topic. From the U.S. Bureau of Labor Statistics , here's why: As an economic indicator. As the m...
by LadyGeek
Sun Nov 18, 2018 8:34 am
Forum: Investing - Help with Personal Investments
Topic: Canadian Citizen with noticeable tax deferred investments and home equity, considering moving outside US before 60
Replies: 9
Views: 397

Re: Canadian Citizen with noticeable tax deferred investments and home equity, considering moving outside US before 60

Welcome! The best advice comes from your home country. May I suggest you ask this question at our sister Canadian forum? Financial Wisdom Forum You'll get expert advice. They also have an excelllent wiki, such as Cross-border and expatriate issues - finiki, the Canadian financial wiki Disclaimer: I'...
by LadyGeek
Sat Nov 17, 2018 3:53 pm
Forum: Personal Consumer Issues
Topic: cash compensation for swapped furnace and coil
Replies: 11
Views: 1261

Re: HVAC contractor swapped the furnace

^^^ gisPro - you had a duplicate post, which I've removed. I merged Nate79's reply into here.
by LadyGeek
Sat Nov 17, 2018 3:02 pm
Forum: Personal Consumer Issues
Topic: Why do rental car companies give you all keys?
Replies: 6
Views: 786

Re: Why do rental car companies give you all keys?

This thread has run its course and is locked (not actionable, below acceptable threshold, getting contentious). See: Personal Consumer Issues Note that this subforum has a much lower threshold for locking or removing posts than the financial and investing subforums. In general, controversial, offen...
by LadyGeek
Sat Nov 17, 2018 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Employment
Replies: 2
Views: 544

Re: Vanguard Employment

This thread is now in the Personal Finance (Not Investing) forum (career guidance).

christof, Welcome! We follow the man, not the company. There are no specific recommendations, other than to have the relevant background and experience to work for an investment management company.
by LadyGeek
Sat Nov 17, 2018 9:52 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7839
Views: 1609346

Re: U.S. stocks in freefall

Please stay on-topic.
by LadyGeek
Sat Nov 17, 2018 9:19 am
Forum: Personal Consumer Issues
Topic: Chess news in interesting right now
Replies: 3
Views: 774

Re: Chess news in interesting right now

This thread has run its course and is locked (general sports discussions are off-topic). See: Personal Consumer Issues This subforum is focused on making informed decisions about consumer goods and services (other than investing or financial). Acceptable topics include: - consumer goods and service...
by LadyGeek
Fri Nov 16, 2018 8:15 pm
Forum: Personal Finance (Not Investing)
Topic: IRS announces 2019 Tax Rates, Standard Deduction, etc.
Replies: 23
Views: 4730

Re: IRS announces 2019 Tax Rates, Standard Deduction, etc.

I merged kadibex1's post into here. The thread is in the Personal Finance (Not Investing) forum (taxes). Here's the official press release: IRS provides tax inflation adjustments for tax year 2019 | Internal Revenue Service mervinj7's link to Revenue Procedure 2018-57 can be found on that page.
by LadyGeek
Fri Nov 16, 2018 3:50 pm
Forum: Investing - Help with Personal Investments
Topic: Tax loss harvesting (TLH) for tax-exempt bonds
Replies: 18
Views: 1837

Re: Tax loss harvesting (TLH) for tax-exempt bonds

New member emunzer has a question which I've moved into a stand-alone thread: [Tax loss harvesting (TLH) for VNYTX - Vanguard NY Tax Exempt]
by LadyGeek
Fri Nov 16, 2018 2:19 pm
Forum: Local Chapters and Bogleheads Community
Topic: Master Thread for Philadelphia PA Area Bogleheads Chapter
Replies: 171
Views: 41572

Re: Master Thread for Philadelphia PA Area Bogleheads Chapter

Bumping for visibility. The meeting is tomorrow, November 17.
by LadyGeek
Fri Nov 16, 2018 10:51 am
Forum: Investing - Theory, News & General
Topic: Rumor mill - Fidelity starting individual HSA's Nov. 15th
Replies: 307
Views: 19321

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

I was going to add Fidelity to the wiki, Health savings account (HSA custodians and options), but the website is still incomplete. HSA Investing - HSA Investment Options | Fidelity Investments shows Fidelity HSA® Funds to Consider They're professionally selected for HSA investing, all with waived in...
by LadyGeek
Fri Nov 16, 2018 9:27 am
Forum: Investing - Theory, News & General
Topic: Why don't I read about this strategy more? [12-month moving average, momentum]
Replies: 85
Views: 11417

Re: Why don't I read about this strategy more? [12-month moving average, momentum]

I retitled the thread for clarity. Thanks to several members who reported the post to help, I combined them. :)
by LadyGeek
Fri Nov 16, 2018 9:20 am
Forum: Personal Finance (Not Investing)
Topic: Wait, do I need a prenup?
Replies: 63
Views: 6556

Re: Wait, do I need a prenup?

This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topic (or ...
by LadyGeek
Thu Nov 15, 2018 11:11 pm
Forum: Personal Consumer Issues
Topic: Did millennials really get the short straw?
Replies: 16
Views: 2075

Re: Did millennials really get the short straw?

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by LadyGeek
Thu Nov 15, 2018 9:47 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Global Credit Bond Fund
Replies: 6
Views: 749

Re: Vanguard Global Credit Bond Fund

Thanks, I missed that.
by LadyGeek
Thu Nov 15, 2018 8:56 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Global Credit Bond Fund
Replies: 6
Views: 749

Re: Vanguard Global Credit Bond Fund

There is an on-going discussion here: Press Release--Vanguard Continues To Expand Active Fixed Income Offerings With Proposed Global Credit Bond Fund In this discussion, I believe Offshore would like to know if this fund has an appropriate place in his/her portfolio. If so, then what percent of fixe...
by LadyGeek
Thu Nov 15, 2018 5:17 pm
Forum: Investing - Help with Personal Investments
Topic: Am I going in the wrong way ? [Bahamas]
Replies: 1
Views: 327

Re: Am I going in the wrong way ? [Bahamas]

Welcome! I have moved your post to the correct forum. You are posting documents from the Securities Commission of the Bahamas . I assume you are a resident of the Bahamas and have retitled the thread to attract the attention of the members who can help you best. If this is incorrect, please change t...
by LadyGeek
Thu Nov 15, 2018 4:37 pm
Forum: Personal Finance (Not Investing)
Topic: Wait, do I need a prenup?
Replies: 63
Views: 6556

Re: Wait, do I need a prenup?

I removed several off-topic posts regarding relationship issues and gender stereotypes (offensive). As a reminder, see: General Etiquette avoid profanities, obscenities, lewd and otherwise offensive words and remarks Please stay focused on the personal finance aspects and state your concerns in a c...
by LadyGeek
Wed Nov 14, 2018 10:51 pm
Forum: Personal Finance (Not Investing)
Topic: Teaching young folks how to save for retirement
Replies: 27
Views: 1874

Re: Teaching young folks how to save for retirement

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by LadyGeek
Wed Nov 14, 2018 8:16 pm
Forum: Investing - Theory, News & General
Topic: How much international stock? A suggestion.
Replies: 447
Views: 79824

Re: How much international stock? A suggestion.

^^^ I believe GuyLafleur is already a member. If so... GuyLafleur - The best advice comes from your home country. Please start a new topic in the Financial Planning and Building Portfolios forum using the My Portfolio: Seeking Advice format. It will make you think about the "big picture" while givin...
by LadyGeek
Wed Nov 14, 2018 8:02 pm
Forum: Investing - Help with Personal Investments
Topic: Bonds vs. Savings Account
Replies: 28
Views: 1542

Re: Bonds vs. Savings Account

Closer2323 - In order to give appropriate advice, it's best to keep all the information in one spot. I merged your updated thread back into the original. If you have any questions, ask them here.
by LadyGeek
Wed Nov 14, 2018 7:58 pm
Forum: Personal Consumer Issues
Topic: Dentists/Dental Professionals: Front Crowns?
Replies: 19
Views: 1349

Re: Dentists/Dental Professionals: Front Crowns?

The OP's question has been answered. This thread has run its course and is locked (medical advice continues). See: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I suggest you start with the Medical Library Associatio...
by LadyGeek
Wed Nov 14, 2018 5:34 pm
Forum: Personal Consumer Issues
Topic: Dentists/Dental Professionals: Front Crowns?
Replies: 19
Views: 1349

Re: Dentists/Dental Professionals: Front Crowns?

...As a professional when would you recommend front crowns? As a reminder, medical advice (discussion of tooth condition or treatment) is off-topic. See: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I suggest you st...
by LadyGeek
Wed Nov 14, 2018 5:30 pm
Forum: Personal Finance (Not Investing)
Topic: Flood Insurance- When is it necessary?
Replies: 15
Views: 1148

Re: Flood Insurance- When is it necessary?

This thread is now in the Personal Finance (Not Investing) forum (insurance).
by LadyGeek
Wed Nov 14, 2018 5:13 pm
Forum: Personal Finance (Not Investing)
Topic: Help or Advice on Land Purchase
Replies: 8
Views: 669

Re: Help or Advice on Land Purchase

This thread is now in the Personal Finance (Not Investing) forum (real estate).
by LadyGeek
Wed Nov 14, 2018 5:08 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 Tax Time is upon us
Replies: 13
Views: 2488

Re: 2018 Tax Time is upon us

This is a "no politics" forum. I removed a few rants regarding the tax form. As a reminder, see: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: Common reli...
by LadyGeek
Wed Nov 14, 2018 4:56 pm
Forum: Investing - Help with Personal Investments
Topic: Better funds than VTSAX and VEA?
Replies: 13
Views: 772

Re: Better funds than VTSAX and VEA?

vu8 - It looks like you may have posted similar questions a few minutes apart - both have replies. In order to give appropriate advice, it's best to keep everything in one spot. I merged your threads together.

If you have any questions, ask them here.
by LadyGeek
Tue Nov 13, 2018 8:07 pm
Forum: Personal Finance (Not Investing)
Topic: Time Value of Money vs. Variable Percentage Withdrawal (VPW)
Replies: 85
Views: 3832

Re: Time Value of Money vs. Variable Percentage Withdrawal (VPW)

A quick diversion for investors who may not understand the calculations under discussion: The Time Value of Money calculations are well worth learning. Please spend some time to understand this most basic, but essential, part of finance and investing. Once the concepts are understood, you can solve ...
by LadyGeek
Tue Nov 13, 2018 4:42 pm
Forum: Investing - Help with Personal Investments
Topic: Selling I Bonds/Buying New I Bonds?
Replies: 9
Views: 1248

Re: Selling I Bonds/Buying New I Bonds?

I merged protagonist's thread into the on-going discussion. The thread is in the Investing - Help with Personal Investments forum, as members are asking for assistance.
by LadyGeek
Tue Nov 13, 2018 4:35 pm
Forum: Personal Consumer Issues
Topic: Feeling uneasy about recent splurge
Replies: 40
Views: 3947

Re: Feeling uneasy about recent splurge

This thread has run its course and is locked (emotional issue, not actionable). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational activities. Anyt...
by LadyGeek
Tue Nov 13, 2018 4:29 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Year-End distribution estimates
Replies: 34
Views: 1312

Re: Vanguard Year-End distribution estimates

I merged threads by b0B and RickBoglehead into here. The combined thread is in the Investing - Theory, News & General forum (news).

To new investors - Please see: Why did my fund unexpectedly drop in value
by LadyGeek
Tue Nov 13, 2018 4:22 pm
Forum: Investing - Theory, News & General
Topic: How much international stock? A suggestion.
Replies: 447
Views: 79824

Re: How much international stock? A suggestion.

I removed several off-topic posts debating how to state one's position on international stock which may be contrary to a perceived consensus in this forum. The discussion was getting derailed. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable...
by LadyGeek
Mon Nov 12, 2018 11:22 pm
Forum: Investing - Theory, News & General
Topic: Expected nominal return in 80/20 stock/bond fund for next 10 years
Replies: 10
Views: 1915

Re: Expected nominal return in 80/20 stock/bond fund for next 10 years

This thread is now in the Investing - Theory, News & General forum (general question). masonstone - Are you thinking about using this information to help setup your investment portfolio? If so, there's a better way. Please start a thread in the Investing - Help with Personal Investments forum and po...
by LadyGeek
Mon Nov 12, 2018 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: Variable Percentage Withdrawal (VPW)
Replies: 785
Views: 260249

Re: Variable Percentage Withdrawal (VPW)

willthrill81 started a discussion to compare Time Value of Money equations vs. Variable Percentage Withdrawal for his own situation. I moved that discussion into a separate thread. See: Time Value of Money vs. Variable Percentage Withdrawal (VPW) Let's keep this thread on focused on Variable Percent...
by LadyGeek
Mon Nov 12, 2018 9:14 pm
Forum: Personal Finance (Not Investing)
Topic: Time Value of Money vs. Variable Percentage Withdrawal (VPW)
Replies: 85
Views: 3832

Re: Time Value of Money vs. Variable Percentage Withdrawal (VPW)

willthrill81 - I split your discussion into a new thread, as it was focused on the Time Value of Money as applied to your situation. The main discussion was getting derailed.
by LadyGeek
Mon Nov 12, 2018 7:44 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 2308
Views: 1456663

Re: The Three-Fund Portfolio

^^^ radiowave - FYI - You're responding to a post from Aug 22, 2018. Kcr8n - Below can also apply to you. Listened to the third episode of the Bogleheads podcast this morning. I have a Roth IRA that I regard as my most aggressive investment. The Roth is currently sitting at $12,000-$15,000 in VTSAX ...
by LadyGeek
Sun Nov 11, 2018 9:04 pm
Forum: Investing - Help with Personal Investments
Topic: TIAA R1 With Painfully High Expenses - stuck?
Replies: 34
Views: 1925

Re: TIAA R1 With Painfully High Expenses - stuck?

Valuethinker / stlrick / student - While your comparison of TIAA RE to Vanguard REIT funds may be accurate, the discussion is hijacking the intent to help the OP. I don't think I can split your discussion into a new topic without losing context. Feel free to start a new thread to debate the differen...
by LadyGeek
Sun Nov 11, 2018 8:14 pm
Forum: Investing - Help with Personal Investments
Topic: Traditional or Roth IRA for spouse and I
Replies: 28
Views: 1596

Re: Traditional or Roth IRA for spouse and I

vwgrrc - It looks like you had a few problems quoting posts. I removed several extra posts which duplicated what you had the first time.

If you want to practice, post here: Please Try Out Test Posts Here. Otherwise, please let me know if you need further assistance.
by LadyGeek
Sun Nov 11, 2018 8:00 pm
Forum: Investing - Theory, News & General
Topic: How much international stock? A suggestion.
Replies: 447
Views: 79824

Re: How much international stock? A suggestion.

The discussion is getting derailed. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. Discussions are about issues, not people. If you disagree with an idea, go ...
by LadyGeek
Sun Nov 11, 2018 5:08 pm
Forum: Investing - Theory, News & General
Topic: Vanguard screws up rollover from TSP
Replies: 41
Views: 4447

Re: Vanguard screws up rollover from TSP

Why is it that posts like this about Vanguard are so common, yet I've yet to see one about iShares, Schwab, or Fidelity? Vanguard is the largest investment custodian, so of course, they will probably make some mistakes and have clients complain about the errors. But they also have clients who give ...
by LadyGeek
Sun Nov 11, 2018 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: [Financial] Habits of the Rich
Replies: 172
Views: 21527

Re: [Financial] Habits of the Rich

This thread is now in the Personal Finance (Not Investing) forum (personal finance). I retitled the thread for clarity.

Please stay focused on the financial aspects.
by LadyGeek
Sun Nov 11, 2018 3:00 pm
Forum: Forum Issues and Administration
Topic: How the search works
Replies: 3
Views: 394

Re: How the search works

The forum's built-in search engine (the gear icon in the top-right corner of the page) is not the greatest. Instead use the Google search engine and put "money market fund" in quotes. Here's the results: "money market fund" site:bogleheads.org - Google Search Under the search box are options. Select...
by LadyGeek
Sun Nov 11, 2018 2:00 pm
Forum: Local Chapters and Bogleheads Community
Topic: Armistice Day - 100 years ago today, the ending of World War One
Replies: 10
Views: 741

Re: Armistice Day - 100 years ago today, the ending of World War One

From the Canadian perspective, here's a History of the Poppy.

Update: Removed link which required login to view.