Search found 23001 matches

by LadyGeek
Thu Oct 18, 2018 10:17 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Prepare For The Bear
Replies: 74
Views: 9130

Re: Larry Swedroe: Prepare For The Bear

This thread has run its course and is locked (topic exhausted, contentious). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy,...
by LadyGeek
Thu Oct 18, 2018 8:59 pm
Forum: Investing - Theory, News & General
Topic: Why dismiss sectors?
Replies: 27
Views: 1075

Re: Why dismiss sectors?

This thread is now in the Investing - Theory, News & General forum (general question).
by LadyGeek
Thu Oct 18, 2018 8:46 pm
Forum: Personal Finance (Not Investing)
Topic: Depositing Cash if it was gifted?
Replies: 50
Views: 1365

Re: Depositing Cash if it was gifted?

I want to address several comments related to structuring . For the record, discussions of dishonest behavior or bypassing the law are totally unacceptable. The intent is to understand how to do this within the existing legal framework; in which case this discussion can continue. Everything is a mat...
by LadyGeek
Thu Oct 18, 2018 4:13 pm
Forum: Personal Consumer Issues
Topic: High End Wrist Watches (Gone Crazy)
Replies: 221
Views: 25539

Re: High End Wrist Watches (Gone Crazy)

I removed several off-topic posts. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct ourselves in a respectful manner to other po...
by LadyGeek
Thu Oct 18, 2018 3:23 pm
Forum: Personal Finance (Not Investing)
Topic: Inflating AGI to avoid paying back ACA Premium Tax Credit
Replies: 31
Views: 2230

Re: Inflating AGI to avoid paying back ACA Premium Tax Credit

Discussions of dishonest behavior or bypassing the law is totally unacceptable. Failure to report losses, or increasing income without a legitimate source is tax evasion. The amount of the discrepancy is not relevant.

Please stay focused on helping the OP within the legal framework.
by LadyGeek
Wed Oct 17, 2018 10:08 pm
Forum: Personal Finance (Not Investing)
Topic: Where would you go for financial guidance if you win the Megamillions?
Replies: 78
Views: 5380

Re: Where would you go for financial guidance if you win the Megamillions?

^^^ I can guess his answer. :) From some perspectives, winning $1M or less would have the same impact. It's a large amount of money received at once. How do you manage it? For the investing aspect, see the wiki: Managing a windfall For the personal finance aspect, see: Financial planning Professiona...
by LadyGeek
Wed Oct 17, 2018 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: State tax shenanigans - IL
Replies: 1
Views: 503

Re: State tax shenanigans - IL

This post is locked (general rant). See: Personal Finance
Note that topics must be directly connected to your (or your friend's or family's) financial life. General comments or complaints about these topics will be locked or removed.
by LadyGeek
Wed Oct 17, 2018 8:59 pm
Forum: Investing - Theory, News & General
Topic: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"
Replies: 194
Views: 9595

Re: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"

I removed several posts and replies. As a reminder, see: General Etiquette This is a moderated forum. We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct ourselves in a ...
by LadyGeek
Wed Oct 17, 2018 7:26 pm
Forum: Investing - Theory, News & General
Topic: Treasuries safe?
Replies: 33
Views: 1510

Re: Treasuries safe?

This thread has run its course and is locked (derailed). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate policies conspi...
by LadyGeek
Wed Oct 17, 2018 7:24 pm
Forum: Investing - Help with Personal Investments
Topic: Pending I-485 & Roth
Replies: 9
Views: 591

Re: Pending I-485 & Roth

Welcome! On an administrative note, I retitled your thread. "ROTH" is not an acronym. It's named after a US senator.

See: Roth IRA
Named after US Senator William Roth, Roth IRAs were established by the Taxpayer Relief Act of 1997.
by LadyGeek
Wed Oct 17, 2018 7:01 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Analysis/Advice
Replies: 3
Views: 304

Re: Portfolio Analysis/Advice

J_Nyz, Welcome! In order to give appropriate advice, it's best to have all the information in one spot. I merged your PIMCO question into here, as it's related to your portfolio.

If you have any questions, ask them here. (This isn't a big deal, don't worry about it.)
by LadyGeek
Wed Oct 17, 2018 3:56 pm
Forum: Personal Finance (Not Investing)
Topic: Roth conversion - getting conflicting info about taxes
Replies: 7
Views: 596

Re: Roth conversion - getting conflicting info about taxes

This thread is now in the Personal Finance (Not Investing) forum (Roth conversion).

New member jwc1754 has a question which I've moved into a stand-alone thread. See: [Help with 401k rollover, Roth conversion]

femmefire, Welcome!
by LadyGeek
Wed Oct 17, 2018 3:27 pm
Forum: Personal Finance (Not Investing)
Topic: Reasonable cost for a forever home?
Replies: 25
Views: 2794

Re: Reasonable cost for a forever home?

This thread is now in the Personal Finance (Not Investing) forum (buying a home).
by LadyGeek
Tue Oct 16, 2018 10:03 pm
Forum: Personal Finance (Not Investing)
Topic: Wallet-size personal investing handout to jumpstart learning.
Replies: 10
Views: 1099

Re: Wallet-size personal investing handout to jumpstart learning.

This thread is now in the Personal Finance (Not Investing) forum (financial literacy). I believe that this is a good idea. Could you post a pdf or png of the actual handout you carry around? If this can be done, I'll add it to the wiki. See: Bogleheads® financial literacy project ...we need an "Auto...
by LadyGeek
Tue Oct 16, 2018 8:29 pm
Forum: Investing - Help with Personal Investments
Topic: "MegaMillions and Powerball jackpots combined are now $1B" - Good investment?
Replies: 55
Views: 2685

Re: "MegaMillions and Powerball jackpots combined are now $1B" - Good investment?

This thread has run its course and is locked (gambling under the pretext as an "investment"). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational ac...
by LadyGeek
Tue Oct 16, 2018 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard not allowing reversals of Roth IRA recharacterizations
Replies: 10
Views: 781

Re: Vanguard not allowing reversals of Roth IRA recharacterizations

I merged sawhorse's thread into the on-going discussion.
by LadyGeek
Tue Oct 16, 2018 6:33 pm
Forum: Investing - Theory, News & General
Topic: Huge drops in VTXVX and VTHRX [Vanguard Target Date Funds]
Replies: 51
Views: 4127

Re: Huge drops in VTXVX and VTHRX [Vanguard Target Date Funds]

I merged bornitz's thread into here. The combined thread is in the Investing - Theory, News & General forum (Vanguard share price mis-quote).
by LadyGeek
Tue Oct 16, 2018 6:31 pm
Forum: Investing - Theory, News & General
Topic: Huge drops in VTXVX and VTHRX [Vanguard Target Date Funds]
Replies: 51
Views: 4127

Re: Huge drops in VTXVX and VTHRX [Vanguard Target Date Funds]

Please stay on-topic, which is the target date fund drops.
by LadyGeek
Tue Oct 16, 2018 4:06 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard not allowing reversals of Roth IRA recharacterizations
Replies: 10
Views: 781

Re: Vanguard not allowing reversals of Roth IRA recharacterizations

This thread is now in the Personal Finance (Not Investing) forum (recharacterizations). The wiki has some background info: IRA recharacterization Until 2017, you could also recharacterize a Roth IRA conversion from a traditional IRA, but this is no longer allowed for conversions made in 2018 or late...
by LadyGeek
Tue Oct 16, 2018 4:02 pm
Forum: Investing - Help with Personal Investments
Topic: Adding significant contribution to grandson's Utah 529
Replies: 7
Views: 602

Re: Adding significant contribution to grandson's Utah 529

loves2read - You had a duplicate post, which I've removed. I moved delamer's reply into the on-going discussion.
by LadyGeek
Tue Oct 16, 2018 3:51 pm
Forum: Personal Consumer Issues
Topic: Jury duty - already booked vacation
Replies: 44
Views: 4432

Re: Jury duty - already booked vacation

Discussions of dishonest behavior or bypassing the law is totally unacceptable. To those who suggested ignoring the summons, see: FAQs: Juror Information | United States Courts Must I respond to my jury duty notice? Yes, it is legally required, and there are penalties for noncompliance. Jurors perf...
by LadyGeek
Tue Oct 16, 2018 3:18 pm
Forum: Personal Consumer Issues
Topic: trip to Grand Cayman & dieting [while on vacation]
Replies: 40
Views: 2630

Re: trip to Grand Cayman & dieting [while on vacation]

I retitled the thread for clarity.

As a reminder, discussions on the health benefits of any specific diet is off-topic (medical advice). See: Medical Issues

Generic discussions on eating techniques are fine.
by LadyGeek
Mon Oct 15, 2018 10:15 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security [impact of earnings on benefits]
Replies: 29
Views: 2736

Re: Social Security [impact of earnings on benefits]

This thread is now in the Personal Finance (Not Investing) forum. I retitled the thread for clarity (and capitalized Social Security).
by LadyGeek
Mon Oct 15, 2018 9:58 pm
Forum: Investing - Help with Personal Investments
Topic: how to find 401k fees
Replies: 16
Views: 1491

Re: how to find 401k fees

This thread is now in the Investing - Help with Personal Investments forum (portfolio help).
by LadyGeek
Mon Oct 15, 2018 9:54 pm
Forum: Investing - Theory, News & General
Topic: Press Release 10/15/18--Fidelity Launches New Company Fidelity Digital Assets
Replies: 2
Views: 845

Re: Press Release 10/15/18--Fidelity Launches New Company Fidelity Digital Assets

This thread was originally locked for moderator review. It's now unlocked.
by LadyGeek
Mon Oct 15, 2018 9:52 pm
Forum: Personal Finance (Not Investing)
Topic: Gift for two of four grandchildren
Replies: 18
Views: 2188

Re: Gift for two of four grandchildren

This thread is now in the Personal Finance (Not Investing) forum (gift).
by LadyGeek
Mon Oct 15, 2018 9:23 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio, Investments, Spending Feedback - What would you tweak?
Replies: 9
Views: 584

Re: Portfolio, Investments, Spending Feedback - What would you tweak?

deleteereto wrote:
Mon Oct 15, 2018 8:44 pm
Temp account (long-time BHer).
Welcome! The OP has received permission to have a temporary account. See: Usernames (accounts), second paragraph.
by LadyGeek
Mon Oct 15, 2018 7:20 pm
Forum: Investing - Theory, News & General
Topic: Huge drops in VTXVX and VTHRX [Vanguard Target Date Funds]
Replies: 51
Views: 4127

Re: Huge drops in VTXVX and VTHRX [Vanguard Target Date Funds]

zvez and dsmclone - I combined your threads, which is now in the Investing - Theory, News & General forum (Vanguard misquoted Target Date Funds). The software sorts by time, zvev is first.

absolutelybillsmood, Welcome!
by LadyGeek
Mon Oct 15, 2018 3:28 pm
Forum: Personal Consumer Issues
Topic: Reducing overall medical costs. Do we do anything?
Replies: 67
Views: 3066

Re: Reducing overall medical costs. Do we do anything?

A few off-topic posts discussing personal treatment for a medical condition have been removed (Page 1). As a reminder, see: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I suggest you start with the Medical Library A...
by LadyGeek
Mon Oct 15, 2018 3:23 pm
Forum: Personal Consumer Issues
Topic: How Much Is Your Sewer Bill?
Replies: 78
Views: 3880

Re: How Much Is Your Sewer Bill?

This thread is now in the Personal Consumer Issues forum (utility costs).

Please stay on-topic, which is your sewer bill.
by LadyGeek
Mon Oct 15, 2018 3:20 pm
Forum: Personal Finance (Not Investing)
Topic: Trying to get a Federal Job
Replies: 22
Views: 2921

Re: Trying to get a Federal Job

I removed an off-topic post. As a reminder, opinions of the political process are off-topic. See: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: Common rel...
by LadyGeek
Mon Oct 15, 2018 3:16 pm
Forum: Personal Finance (Not Investing)
Topic: Doing my own taxes?
Replies: 13
Views: 1380

Re: Doing my own taxes?

Several off-topic comments have been removed (reference to tax law as belonging to a specific political party). As a reminder, see: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only excep...
by LadyGeek
Sun Oct 14, 2018 8:43 pm
Forum: Personal Consumer Issues
Topic: Tips for staying active / injury-free into older age
Replies: 162
Views: 14258

Re: Tips for staying active / injury-free into older age

Here are a few relevant threads:

Body weight exercises, i.e. using your own body without a set of weights. You'd be surprised how hard it can be.
- Pull-ups and Push-ups

Strength training (with weights):
- Older Women Lifting Weights
- Any Boglehead powerlifters?
by LadyGeek
Sun Oct 14, 2018 8:32 pm
Forum: Personal Finance (Not Investing)
Topic: “$1000/month job is worth $300k in retirement funds” // What are some retirement jobs you would actually enjoy doing?
Replies: 103
Views: 9573

Re: “$1000/month job is worth $300k in retirement funds” // What are some retirement jobs you would actually enjoy doing

As a reminder, we maintain a family-friendly environment. Not just for language, but subject matter.

I removed an off-topic post (and the one quoted) suggesting a profession which is intended for adults-only.

Note that professions held by either gender will be removed.
by LadyGeek
Sun Oct 14, 2018 7:39 pm
Forum: Personal Finance (Not Investing)
Topic: [Do I need to file IRS Form 1116?]
Replies: 10
Views: 740

Re: [Do I need to file IRS Form 1116?]

P.S I am a new here. I tried to my post in new thread but couldn't figure out. I am sorry if my post bother you who are discussing about specific issue and the details of Form 1116. Welcome! I have created the new thread for you. To start a new topic, view the forum as: Personal Finance (Not Invest...
by LadyGeek
Sun Oct 14, 2018 7:33 pm
Forum: Personal Finance (Not Investing)
Topic: Form 1116: Allocating State Taxes (TurboTax)
Replies: 28
Views: 1576

Re: Form 1116: Allocating State Taxes (TurboTax)

New member Kiyomikote has a question which I've moved into a stand-alone thread. See: [Do I need to file IRS Form 1116?]
by LadyGeek
Sun Oct 14, 2018 7:09 pm
Forum: Personal Finance (Not Investing)
Topic: Obamacare premiums will be down an average of 1.5 percent next year
Replies: 39
Views: 3960

Re: Obamacare premiums will be down an average of 1.5 percent next year

A number of off-topic comments and replies have been removed (general rant on health care costs), continuity has been lost. This thread has run its course and is locked. Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not ...
by LadyGeek
Sun Oct 14, 2018 6:12 pm
Forum: Forum Issues and Administration
Topic: would someone explain to me
Replies: 8
Views: 795

Re: would someone explain to me

TheDDC has the correct answer (controversial). See: Personal Consumer Issues , last paragraph. This subforum is focused on making informed decisions about consumer goods and services (other than investing or financial). Acceptable topics include: - consumer goods and services (e.g., dress shirts, la...
by LadyGeek
Sun Oct 14, 2018 4:25 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio reconfiguration
Replies: 4
Views: 459

Re: Portfolio reconfiguration

Welcome! The forum software is pure text. It doesn't understand your spreadsheet. Here is your post with the line breaks removed (<br />). Feel free to copy it and update your post. You can edit your post by clicking on the "pencil" icon in the top-right corner of the post. If you need assistance, l...
by LadyGeek
Sun Oct 14, 2018 4:10 pm
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 461
Views: 97120

Re: Forum software upgrade bug reports and change requests

Yep. I see the element disappear at 339 px and reappear at 340 px. On a desktop with Chrome's Inspect Element tool in "Responsive mode", I see the element disappear at 350 px and reappear at 351 px. Rotating the phone is a good workaround. ================== Thanks to randomizer for finding the bug...
by LadyGeek
Sun Oct 14, 2018 3:41 pm
Forum: Investing - Help with Personal Investments
Topic: Get rid of my Roth IRA?
Replies: 30
Views: 1872

Re: Get rid of my Roth IRA?

The OP has removed all of his posts.

(Thread locked to end discussion.)
by LadyGeek
Sun Oct 14, 2018 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: Need guidance on charting next life steps
Replies: 27
Views: 2013

Re: Need guidance on charting next life steps

This thread is now in the Personal Finance (Not Investing) forum (career guidance).
by LadyGeek
Sun Oct 14, 2018 11:51 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3759
Views: 1068020

Re: What Movie Have You Recently Watched?

Black Panther , on Netflix. In comparison to previous Marvel movies, I thought the plot was creative and was presented from a very different perspective. Stan Lee made his expected cameo appearance. I liked it. Previously - Wonder Woman , on DVD. The first half was boring and predictable. It got mo...
by LadyGeek
Sun Oct 14, 2018 11:29 am
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 461
Views: 97120

Re: Forum software upgrade bug reports and change requests

Perhaps this is related to the OS or browser?

I don't see this behavior on Android 8.1 with Chrome 69.0.3497.100. The notifications drop-down work as expected.
by LadyGeek
Sun Oct 14, 2018 9:55 am
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 2271
Views: 1440331

Re: The Three-Fund Portfolio

Welcome! AMJoshua has a question which is posted here: [How much should I contribute to my 401k?]