Search found 39174 matches

by LadyGeek
Fri Mar 24, 2023 12:58 pm
Forum: Personal Investments
Topic: taxable and tax deferred accounts
Replies: 11
Views: 592

Re: taxable and tax deferred accounts

curo - In order to provide appropriate advice, it's best to keep all the information in one spot. I merged your update back into the original thread. If you have any questions, ask them here.

(Thanks to the member who reported the post and provided a link to this thread.)
by LadyGeek
Fri Mar 24, 2023 12:39 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread - 2020... and beyond!!!
Replies: 1206
Views: 107695

Re: PC Build Thread - 2020... and beyond!!!

How often do you move your PC around? It sounds like you are compromising things for about 4 kg (difference between Torrent full size and compact). Is it really worth the extra weight for what you'd have to give up?

Another consideration is that anything designed for maximum cooling will also maximize the fan noise. If your current case runs quiet now, how much additional fan noise can you tolerate?

Remember that you'll be next to this PC for hours on-end. Your brain will eventually ignore the noise, but it will build on you. Your mind will have a much easier time to focus on the task-at-hand without distracting noise.
by LadyGeek
Fri Mar 24, 2023 6:11 am
Forum: Personal Finance (Not Investing)
Topic: Foreign Tax Credit - Changes to Form 1116 for 2021
Replies: 261
Views: 27213

Re: Foreign Tax Credit - Changes to Form 1116 for 2021

saseptim is asking this question in a new thread. See: Schedule B for form 1116

Responses should go in the new thread.
by LadyGeek
Thu Mar 23, 2023 6:04 pm
Forum: Personal Consumer Issues
Topic: [Umbilical] Cord Blood Banking
Replies: 26
Views: 3671

Re: Cord Blood Banking

I merged tommy85's thread into a previous discussion. This thread is now unlocked to continue the discussion.

As noted earlier, please stay focused on the financial (donation / storage) aspects. Ethical / moral debates, as well as medical discussions, are off-topic.
by LadyGeek
Thu Mar 23, 2023 8:06 am
Forum: Investing - Theory, News & General
Topic: Financial Advisor "don't index in this market"
Replies: 14
Views: 2815

Re: Financial Advisor "don't index in this market"

This thread has run its course and is locked (not actionable, other people). See: Non-actionable or Trolling Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate policies conspiracy theories of any type discussions of the crimes, shortcomings or stupidity of other people , whether they be political figures, celebrities, CEOs, Fed chairmen, subprime mortgage borrowers, lottery winners, federal "bailout" recipients, poor people, rich people, etc. Of course, you are welcome to talk about the stupid financial things you have done. This thread is now in the Investing - Theory, News & Genera...
by LadyGeek
Thu Mar 23, 2023 6:28 am
Forum: Personal Investments
Topic: S&P Index Vs [Total Stock Market]
Replies: 26
Views: 2488

Re: S&P Index Vs [Total Stock Market]

If a company offers an S&P 500 index fund, there are usually additional funds focused on mid-cap and small-cap indexes. I haven't seen this mentioned yet, but you can "roll your own" total market fund with those combinations.

See the wiki: Approximating total stock market

There is also something known as a "completion" or "extended market" index fund. See: Extended market index fund

The picture shows the general idea for both approaches.

Image
by LadyGeek
Wed Mar 22, 2023 6:47 pm
Forum: Investing - Theory, News & General
Topic: PBS Frontline: Age of Easy Money (Full Documentary)
Replies: 60
Views: 7839

Re: PBS Frontline: Age of Easy Money (Full Documentary)

I merged mreed911's thread into the locked the discussion.

(Thread remains locked for the reasons stated above.)
by LadyGeek
Wed Mar 22, 2023 6:42 pm
Forum: Investing - Theory, News & General
Topic: Book review: Antti Illmanen: Investing Amid Low Expected Returns Summary
Replies: 12
Views: 1416

Re: Antti Illmanen: Investing Amid Low Expected Returns Summary

I revised your thread title to insert "Book review:". Otherwise, readers will assume it's a website article or something else.

Also, including that many entries is making your post very difficult to read. Try going one level higher to reduce the amount of detail.

As for the post formatting, the forum software is basically text-only or uses BBCode.

I recommend double-spacing without the HTML bulleted list entries.

The wiki has a ton of good examples which work here. See: Taylor Larimore's Investment Gems and follow the "Gem post" links.
by LadyGeek
Wed Mar 22, 2023 6:35 pm
Forum: Personal Finance (Not Investing)
Topic: Rollovers (fields 4a and field 5a in 1040) [Form 1099-R]
Replies: 9
Views: 281

Re: Rollovers (fields 4a and field 5a in 1040) [Form 1099-R]

ill wrote: Wed Mar 22, 2023 6:33 pm
Silk McCue wrote: Wed Mar 22, 2023 6:21 pm Edit your post and provide a more meaningful title if you want the right attention.

Cheers
edited. thanks.
I further revised the title to indicate this is a Form 1099-R.

This thread is now in the Personal Finance (Not Investing) forum (taxes).
by LadyGeek
Wed Mar 22, 2023 3:02 pm
Forum: Investing - Theory, News & General
Topic: Where’s all small cap value enthusiast’s went?
Replies: 3
Views: 500

Re: Where’s all small cap value enthusiast’s went?

This thread has run its course and is locked (not actionable). See: Non-actionable or Trolling Topics
If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include:
  • US or world economic, political, tax, health care and climate policies
  • conspiracy theories of any type
  • discussions of the crimes, shortcomings or stupidity of other people, whether they be political figures, celebrities, CEOs, Fed chairmen, subprime mortgage borrowers, lottery winners, federal "bailout" recipients, poor people, rich people, etc. Of course, you are welcome to talk about the stupid financial things you have done.
by LadyGeek
Wed Mar 22, 2023 2:49 pm
Forum: Personal Investments
Topic: S&P Index Vs [Total Stock Market]
Replies: 26
Views: 2488

Re: S&P Index Vs [Total Stock Market]

I have corrected the thread title from "Total Money Market" to "[Total Stock Market]".

(Thanks to the member who reported the post and explained what's wrong.)
by LadyGeek
Wed Mar 22, 2023 2:46 pm
Forum: Personal Investments
Topic: Portfolio check up and support/help. american funds to vanguard
Replies: 22
Views: 781

Re: Portfolio check up and support/help, specifically vthrx vs fffex

RETIRE ONE DAY - In order to provide appropriate advice, it's best to keep all the information in one spot. I merged your update back into the original thread. If you have any questions, ask them here.

(Thanks to the member who reported the post and provided a link to this thread.)
by LadyGeek
Wed Mar 22, 2023 7:33 am
Forum: Investing - Theory, News & General
Topic: Trading Treasuries (nominal and TIPS)
Replies: 2492
Views: 223492

Re: Trading Treasuries (nominal and TIPS)

Is there anything in the wiki that needs a correction? See: Bond pricing (Day count conventions)

The table shows US Treasuries using actual days, whereas corporate bonds use the 30/360 day count convention.
by LadyGeek
Wed Mar 22, 2023 6:00 am
Forum: Personal Investments
Topic: Natural Resource Equity (NRE)
Replies: 14
Views: 1028

Re: Natural Resource Equity (NRE)

The way you phrased your original question, it wasn't clear that you were asking for your own portfolio. I moved your thread to the Personal Investments forum, which is intended for that purpose.

It might be easier to help you if we understood what you currently have. May I suggest you post your portfolio information in this thread using the Asking Portfolio Questions format? It will make you think about the "big picture" while giving us the information we need to point you in the right direction.

If you have any questions, ask them here.
by LadyGeek
Tue Mar 21, 2023 8:38 pm
Forum: Personal Investments
Topic: Natural Resource Equity (NRE)
Replies: 14
Views: 1028

Re: Natural Resource Equity (NRE)

captmorgan50 - In order to provide appropriate advice, it's best to keep all the information in one spot. I merged your update back into the original thread. If you have any questions, ask them here.
by LadyGeek
Tue Mar 21, 2023 6:20 pm
Forum: Investing - Theory, News & General
Topic: [Bank failure discussion mega-thread]
Replies: 2125
Views: 141041

Re: [Bank failure discussion mega-thread]

I removed an off-topic interchange regarding a classic movie. As a reminder, see: General Etiquette
We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones.
by LadyGeek
Tue Mar 21, 2023 4:44 pm
Forum: Personal Investments
Topic: Improving tax efficiency and allocation of investment accounts
Replies: 17
Views: 1892

Re: Improving tax efficiency and allocation of investment accounts

New member 4three has a question which I've moved to a new thread. See: Improving tax efficiency of my investments
by LadyGeek
Tue Mar 21, 2023 4:41 pm
Forum: Investing - Theory, News & General
Topic: Barron's Advisor Rankings
Replies: 2
Views: 370

Re: Barron's Advisor Rankings

This thread has run its course and is locked (not actionable, rant). See: Non-actionable or Trolling Topics
If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include:
  • US or world economic, political, tax, health care and climate policies
  • conspiracy theories of any type
  • discussions of the crimes, shortcomings or stupidity of other people, whether they be political figures, celebrities, CEOs, Fed chairmen, subprime mortgage borrowers, lottery winners, federal "bailout" recipients, poor people, rich people, etc. Of course, you are welcome to talk about the stupid financial things you have done.
by LadyGeek
Tue Mar 21, 2023 4:36 pm
Forum: Personal Consumer Issues
Topic: Vanguard website succumbs to "Fisher-Price" UI design
Replies: 702
Views: 60775

Re: Vanguard website succumbs to "Fisher-Price" UI design

I merged barrybonds282's thread into the ongoing discussion.
by LadyGeek
Tue Mar 21, 2023 4:32 pm
Forum: Investing - Theory, News & General
Topic: How Bad Is Average Cost Basis Method?
Replies: 14
Views: 1668

Re: How Bad Is Average Cost Basis Method?

I removed an off-topic post and several replies. As a reminder, see: General Etiquette
At all times we must conduct ourselves in a respectful manner to other posters. Attacks on individuals, insults, name calling, trolling, baiting or other attempts to sow dissension are not acceptable.
by LadyGeek
Tue Mar 21, 2023 12:15 pm
Forum: Investing - Theory, News & General
Topic: If I was retiring today, I could comfortably withdraw 5% (mid-30s dad using ERN SWR Toolbox)
Replies: 239
Views: 20560

Re: If I was retiring today, I could comfortably withdraw 5% (mid-30s dad using ERN SWR Toolbox)

I removed a post regarding the unfairness of ACA subsidies (health care policy). As a reminder, see: Non-actionable or Trolling Topics
If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include:
  • US or world economic, political, tax, health care and climate policies
  • conspiracy theories of any type
  • discussions of the crimes, shortcomings or stupidity of other people, whether they be political figures, celebrities, CEOs, Fed chairmen, subprime mortgage borrowers, lottery winners, federal "bailout" recipients, poor people, rich people, etc. Of course, you are welcome to talk about the stupid financial things you have done.
by LadyGeek
Tue Mar 21, 2023 9:53 am
Forum: Personal Consumer Issues
Topic: Vanguard website succumbs to "Fisher-Price" UI design
Replies: 702
Views: 60775

Re: Vanguard website succumbs to "Fisher-Price" UI design

I merged Diaperman1's thread into the ongoing website discussion.

The app can be discussed in: Vanguard's new mobile app (formerly known as "Beacon")

(Thanks to the member who reported the post and explained what's wrong.)
by LadyGeek
Tue Mar 21, 2023 9:46 am
Forum: Personal Consumer Issues
Topic: Any Boglehead powerlifters?
Replies: 199
Views: 20573

Re: Any Boglehead powerlifters?

I removed off-topic medical comments and images (quadricep cross-section). The reasons medical advice is not permitted in this forum: 1. This is an anonymous internet forum. It is not possible to verify anyone's identity (nor do we want to). Credentials also imply accurate advice, which may not always be the case. 2. There can be disagreement among experts, which can be harmful if someone is basing a medical decision on the advice. 3. A member's description may be incomplete. 4. Readers will misinterpret the member's description. 5. Readers will misinterpret the given advice. Since real harm can be done, we do not permit medical advice and is the reason for the first sentence in: Medical Issues Questions on medical issues are beyond the sc...
by LadyGeek
Tue Mar 21, 2023 9:31 am
Forum: Personal Consumer Issues
Topic: Calculating max electrical load of your home
Replies: 49
Views: 5580

Re: Calculating max electrical load of your home

Exactly. Timing of when those motors start should be considered.

An important side note - You also have to size the circuit breaker accordingly. No, don't double the breaker size. Google "circuit breaker sizing inrush current" for a ton of info.
by LadyGeek
Tue Mar 21, 2023 7:42 am
Forum: Personal Consumer Issues
Topic: Calculating max electrical load of your home
Replies: 49
Views: 5580

Re: Calculating max electrical load of your home

I haven't seen anyone mention surge current. The startup current for motors can sometimes be twice as high as the steady-state (running) mode of operation. Think of anything with a motor - well pumps, sump pumps, home heater fans, and refrigerators.

This is especially important when calculating the capacity of a home generator, but the same should apply here.
by LadyGeek
Tue Mar 21, 2023 6:35 am
Forum: Personal Finance (Not Investing)
Topic: "Open Social Security" calculator: feature requests, bug reports, etc.
Replies: 581
Views: 72726

Re: "Open Social Security" calculator: feature requests, bug reports, etc.

The calculator is also listed in the Bogleheads blog: Social Security Calculator

I mentioning this because someone emailed us that the blog was out-of-date and had an incorrect link. The blog has been revised.

Comments / questions / corrections to the blog page are welcome.

(I also fixed a typo in the thread title - add a comma to "etc.")
by LadyGeek
Mon Mar 20, 2023 8:49 pm
Forum: Investing - Theory, News & General
Topic: Fred Schwed: Where are the Customers Yachts? Summary
Replies: 13
Views: 2324

Re: Fred Schwed: Where are the Customers Yachts? Summary

For our new investors, Bill Bernstein is William Bernstein.

(I added a colon ':' in the thread title for readability.)
by LadyGeek
Mon Mar 20, 2023 6:05 pm
Forum: Investing - Theory, News & General
Topic: Ben Felix: International Diversification.
Replies: 475
Views: 21971

Re: Ben Felix: International Diversification.

This thread has run its course and is locked (topic exhausted, rehashing the same points). See: Locked Topics
Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topic (or thread) will reach a point where the information content of the discussion has been essentially exhausted and further replies are much more likely to cause distress to the community than add anything of value.
by LadyGeek
Mon Mar 20, 2023 4:24 pm
Forum: Personal Finance (Not Investing)
Topic: Age and probability of needing long term care?
Replies: 179
Views: 14199

Re: Age and probability of needing long term care?

I removed a post dealing with suicide - a highly sensitive and emotional topic. The concerns are understood, but this forum needs to stay focused on investing and personal finance.
by LadyGeek
Mon Mar 20, 2023 1:23 pm
Forum: Personal Consumer Issues
Topic: Any Boglehead powerlifters?
Replies: 199
Views: 20573

Re: Any Boglehead powerlifters?

aboose wrote: Mon Mar 13, 2023 3:10 pm Someone should make a thread about home gyms while we're at it. That's my dream, and to splurge on nice equipment like Eleiko stuff...
There was a subsequent discussion which I've moved into a new thread. Here you go: Bogleheads powerlifters - What equipment are you using for a home gym?
by LadyGeek
Mon Mar 20, 2023 8:33 am
Forum: Investing - Theory, News & General
Topic: Say your broker lost all your records…
Replies: 22
Views: 2523

Re: Say your broker lost all your records…

This thread is now in the Investing - Theory, News & General forum (general discussion).
by LadyGeek
Sun Mar 19, 2023 2:12 pm
Forum: Investing - Theory, News & General
Topic: Stock Market in Free Fall
Replies: 2
Views: 933

Re: Stock Market in Free Fall

This thread has run its course and is locked (general economic discussion). As noted in the site owner's post in the locked thread Re: U.S. stocks in free fall : A reminder from the forum policies: Investing - Theory, News & General If it's investment related and it doesn't fall into the above category it goes here. General economic discussions do not fall under the category of "investment related". Nor do they fall under the allowed topics in any of our other forums. You will have to find another site or outlet if you wish to take part in such discussions. Just in case the previous was unclear, we specifically addressed this issue in the following policy: Non-actionable (Trolling) Topics If readers can't do anything with the...
by LadyGeek
Sun Mar 19, 2023 12:29 pm
Forum: Personal Consumer Issues
Topic: The Economics of Coffee
Replies: 5
Views: 1026

Re: The Economics of Coffee

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT
- It must be personal. In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member.

- It must be actionable. You must be able to do something specific with the replies that will make a difference in your situation.
If you have a specific question, please ask directly and provide sufficient information for members to supply appropriate advice.
by LadyGeek
Sun Mar 19, 2023 12:18 pm
Forum: Investing - Theory, News & General
Topic: [Bank failure discussion mega-thread]
Replies: 2125
Views: 141041

Re: The rest of the banks aren't far behind SVB

Fremdon Ferndock wrote: Sun Mar 19, 2023 11:31 am This is concerning, especially Citi.

Image

https://awealthofcommonsense.com/
For correct attribution, the article is posted here: More Money Doesn’t Make You Better at Managing Your Finances

However, the image is actually sourced from: Why failed Silicon Valley Bank was an outlier which is the focus of this thread.
by LadyGeek
Sun Mar 19, 2023 12:13 pm
Forum: Investing - Theory, News & General
Topic: [Bank failure discussion mega-thread]
Replies: 2125
Views: 141041

Re: [Bank failure discussion mega-thread]

I merged Fremdon Ferndock's thread into the ongoing discussion.
by LadyGeek
Sun Mar 19, 2023 12:09 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 9601
Views: 1774589

Re: What Movie Have You Recently Watched?

Kagord wrote: Sun Mar 19, 2023 8:58 am If you want a movie that actually requires at least 2 of the 3 traits you list to discuss and attempt (I don't say this lightly) to comprehend what you just watched, I recommend Primer (2004).
Thanks! A sci-fi movie about engineers? Count me in. It's showing as a $3.99 rental on Amazon Prime. I'll probably watch it next weekend. Ratings on Rotten Tomatoes and IMDB look OK. It's also mentioned in this thread.
by LadyGeek
Sun Mar 19, 2023 8:38 am
Forum: Investing - Theory, News & General
Topic: How to fire your advisor
Replies: 2
Views: 619

Re: How to fire your advisor

This thread is now in the Investing - Theory, News & General forum (general discussion).

When someone says "financial advisor", the implication is usually someone who manages your investments. See the wiki: Investment adviser

This is not the same as a "financial planner". See: Financial planner and be sure you understand the difference.
by LadyGeek
Sun Mar 19, 2023 6:26 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 9601
Views: 1774589

Re: What Movie Have You Recently Watched?

News of the World, $3.99 rental on Amazon Prime, rated PG-13, Tom Hanks, 2020, action / adventure / drama. A civil war veteran takes a girl to her aunt and uncle in south Texas. I would call this more of a serious drama. Tom Hanks makes this movie. I liked it.

Amazon Prime also offers this movie free with ads, but I don't want to watch a movie interrupted with ads.
by LadyGeek
Sat Mar 18, 2023 8:30 pm
Forum: Personal Consumer Issues
Topic: Hotel Door Alarms (was: Locks?)
Replies: 39
Views: 3736

Re: Hotel Door Alarms (was: Locks?)

I removed an off-topic post and reply. As a reminder, see: General Etiquette
At all times we must conduct ourselves in a respectful manner to other posters. Attacks on individuals, insults, name calling, trolling, baiting or other attempts to sow dissension are not acceptable.
by LadyGeek
Sat Mar 18, 2023 7:41 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 3730
Views: 285508

Re: What are you listening to now

It's Saturday night - The Blues Show with Jonny Meister: 3/18/23

I'm "streaming" it live in Philadelphia on FM radio station 88.5 WXPN.

One reason I love the blues is the selection of song's subject matter. You get comfortable listening to the usual stuff and then get thrown something that makes you stop in your tracks. "I can't stand you" by the Cash Box Kings was hilarious.

Other reasons are the artists' creativity. Not only in lyrics, but how the players express their emotions through the instruments. This is also why I like the follow-up Blue Dimensions at midnight.
by LadyGeek
Sat Mar 18, 2023 7:24 pm
Forum: Personal Consumer Issues
Topic: What have you baked recently?
Replies: 444
Views: 54547

Re: What have you baked recently?

I've managed to get my toaster oven no-knead bread recipe figured out. Here's my latest for a chia seed bread. This is for baking in a 9" x 4" x 4" Pullman bread pan (it fits in the oven). Mix the dry ingredients first. 3-3/4 cups King Arthur bread flour 1-1/2 tsp salt 1-pack Red Star active dry yeast (7 g) 1 Tablespoon chia seeds Add the water last, mix to form a dough. 16 oz water Cover with plastic wrap and let it rise overnight in the oven with the light on. Second rise Grease a Pullman bread pan. Degas the dough and lay it into the pan. Cover with plastic wrap. Let it rise until it almost reaches the top, about 45 minutes. Put the Pullman pan lid on and let it rise for a few minutes more until the dough hits the bottom o...
by LadyGeek
Sat Mar 18, 2023 6:58 pm
Forum: Personal Consumer Issues
Topic: So what are you cooking
Replies: 853
Views: 82937

Re: So what are you cooking

For the last full weekend of winter (and that I was in the mood for it) - Classic Beef Meatloaf.

I did the 3-meat variation using 1 lb. 85/15 (beef / fat) ground beef, 1/4 lb. veal, 1/4 lb. pork.

I also made a side of packaged Macaroni and Cheese.

There's nothing like a "classic" dish. :thumbsup
by LadyGeek
Sat Mar 18, 2023 3:26 pm
Forum: Personal Consumer Issues
Topic: Is the US facing major EV home charging problems?
Replies: 83
Views: 3965

Re: Is the US facing major EV home charging problems?

I removed an off-topic post conjecturing on global warming. This thread has run its course and is locked (derailed on energy policy). See: Personal Consumer Issues This subforum is focused on making informed decisions about consumer goods and services (other than investing or financial). Acceptable topics include: - consumer goods and services (e.g., dress shirts, laptops, software) - home maintenance - vehicle purchases and maintenance - leisure and recreational activities: travel, sports, entertainment Note that topics must be directly connected to your (or your friend's or family's) life as a consumer. General comments or complaints about these topics will be removed. Note that this subforum has a much lower threshold for locking or rem...