Search found 33035 matches

by LadyGeek
Tue Jul 27, 2021 7:30 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 16781
Views: 1330372

Re: U.S. stocks continue to soar!

I removed an off-topic political comment. As a reminder, see: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate policies conspi...
by LadyGeek
Tue Jul 27, 2021 4:09 pm
Forum: Personal Finance (Not Investing)
Topic: How strong are my golden handcuffs
Replies: 112
Views: 6497

Re: How strong are my golden handcuffs

...Can you take an unpaid leave (or sabbatical)? Ask for 3 months off and see what happens? ... :!: Caution - Taking an unpaid leave of absence will drop ALL of your benefits - life insurance, matching employer contributions, etc.. Yes, the company can legally do that. I took a 30-day leave of abse...
by LadyGeek
Tue Jul 27, 2021 3:59 pm
Forum: Personal Consumer Issues
Topic: WFH Options (San Diego vs . Manhattan)?
Replies: 20
Views: 1185

Re: WFH Options (deciding where to move, want to move to Dallas)

I removed an off-topic post. This is a "No politics" forum, which includes statistics of (right vs. left wing) or mention of political parties. See: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are...
by LadyGeek
Tue Jul 27, 2021 3:51 pm
Forum: Personal Consumer Issues
Topic: WFH Options (San Diego vs . Manhattan)?
Replies: 20
Views: 1185

Re: WFH Options (SD vs. Dallas)?

[Thread merged into here --admin LadyGeek] Hello All, I cant modify my original posting as it has been locked, so sorry, need to start a new thread. Hi, It's best to keep all of the information in a one thread. I merged your posts back into the original. You're back in business. To explain, moderat...
by LadyGeek
Tue Jul 27, 2021 1:22 pm
Forum: Personal Consumer Issues
Topic: Gardening 2021
Replies: 105
Views: 9617

Re: Gardening 2021

We bought our pepper plants from Home Depot back in April, specifically asked for the sweet kind (anything not hot). But, look, these peppers that just came out look mighty spicy to me. Can someone tell what kind it is? Is it spicy? If it is, I am pepperless this season. Sigh... https://lh3.googleu...
by LadyGeek
Tue Jul 27, 2021 10:52 am
Forum: Personal Finance (Not Investing)
Topic: How strong are my golden handcuffs
Replies: 112
Views: 6497

Re: How strong are my goldern handcuffs

I left unvested RSUs on the table when I retired. It wasn't 4% of my net worth, as I just a lowly employee. However, it was tangible dollars. Since it was money I didn't have and didn't need, I walked away. Reading between the lines, you are at the point of "I don't want to come into work any m...
by LadyGeek
Tue Jul 27, 2021 10:43 am
Forum: Personal Finance (Not Investing)
Topic: How strong are my golden handcuffs
Replies: 112
Views: 6497

Re: How strong are my goldern handcuffs

Discussions of dishonest behavior or bypassing the law is totally unacceptable.

I removed a post suggesting the employee give untruthful reasons for not coming into the office.
by LadyGeek
Tue Jul 27, 2021 7:40 am
Forum: Investing - Theory, News & General
Topic: Confused about dividend investing, market downturns and early retirement
Replies: 123
Views: 9799

Re: Confused about dividend investing, market downturns and early retirement

The point in regards to Apple stock is that it that whether or not it pays a dividend doesn't determine whether the purchase of it is a greater fool's game. It delivers earnings.. and whether it pays them out or retains them, the stock owner owns her stake. Conclusion: there is much more of a great...
by LadyGeek
Tue Jul 27, 2021 7:24 am
Forum: Personal Consumer Issues
Topic: How to recover from computer scam (Mac) ?
Replies: 6
Views: 1086

Re: How to recover from computer scam (Mac) ?

The OP's image contains the link to the fake site. Although looking at an image is safe, a member contacted the moderators because s/he was unsure.

To alleviate the concern, I removed the image.

(I do see the error in the url. There's an extra 'n' in Canon - it is indeed tough to spot.)
by LadyGeek
Tue Jul 27, 2021 6:41 am
Forum: Personal Finance (Not Investing)
Topic: [Getting a promotion, how do I negotiate a raise?]
Replies: 106
Views: 7126

Re: [Getting a promotion, how do I negotiate a raise?]

He told me that he knew what the market was paying as he had gotten unsolicited interest as well from recruiters. You had a sympathetic ear. In other times, a good manager would never admit this to one of their reports. But you get 0% of the things you don't ask for. I fully agree. That holds true ...
by LadyGeek
Mon Jul 26, 2021 8:38 pm
Forum: Personal Investments
Topic: VTWAX vs VTSAX/VTIAX in Taxable.
Replies: 47
Views: 2806

Re: VTWAX vs VTSAX/VTIAX in Taxable.

investingforbank - In order to provide appropriate advice, it's best to keep all the information in one spot. I merged your update back into the original thread.

Also, please keep the language "family friendly".
by LadyGeek
Mon Jul 26, 2021 6:52 pm
Forum: Personal Finance (Not Investing)
Topic: High Yield Savings or Checking
Replies: 13
Views: 1277

Re: High Yield Savings or Checking

I removed an off-topic post and reply. As a reminder, see: General Etiquette
At all times we must conduct ourselves in a respectful manner to other posters.
by LadyGeek
Mon Jul 26, 2021 6:10 pm
Forum: Personal Investments
Topic: Advice on possible elder abuse?
Replies: 19
Views: 1601

Re: Advice on possible elder abuse?

A member has supplied additional information that is relevant for this discussion. - Please listen to Rick Ferri's podcast: Elder Abuse and Financial Fraud: latest Bogleheads on Investment podcast The entire second half of the interview dealt with if not outright elder abuse, all the subtle ways tha...
by LadyGeek
Mon Jul 26, 2021 1:41 pm
Forum: Personal Finance (Not Investing)
Topic: Am I ready to buy a house?
Replies: 15
Views: 753

Re: Am I ready to buy a house?

This thread is now in the Personal Finance (Not Investing) forum (house buying decision).

BenjaminEsq, Welcome!
by LadyGeek
Mon Jul 26, 2021 1:33 pm
Forum: Personal Consumer Issues
Topic: Rock Bands/performers that Have Stood the Test of Time
Replies: 48
Views: 1838

Re: Rock Bands/performers that Have Stood the Test of Time

I removed a post and several replies questioning the topic of this discussion. See: Personal Consumer Issues This subforum is focused on making informed decisions about consumer goods and services (other than investing or financial). Acceptable topics include: - consumer goods and services (e.g., d...
by LadyGeek
Mon Jul 26, 2021 12:23 pm
Forum: Personal Investments
Topic: Advice on possible elder abuse?
Replies: 19
Views: 1601

Re: Advice on possible elder abuse?

This thread has run its course and is locked (legal issue). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational activities. Anything else is conside...
by LadyGeek
Mon Jul 26, 2021 12:21 pm
Forum: Personal Finance (Not Investing)
Topic: Use credit card at stores instead of debit?
Replies: 150
Views: 9203

Re: Use credit card at stores instead of debit?

I removed a contentious interchange related to political activism. Please stay on-topic, which is credit vs. debit card for your own situation.
by LadyGeek
Mon Jul 26, 2021 12:15 pm
Forum: Personal Finance (Not Investing)
Topic: Long-Term Disability Insurance - Millennial
Replies: 11
Views: 703

Re: Long-Term Disability Insurance - Millennial

Indexer01- In order to provide appropriate advice, it's best to keep all the information in one spot. I merged your update back into the original thread. If you have any questions, ask them here.

(Thanks to the member who reported the post and provided a link to this thread.)
by LadyGeek
Mon Jul 26, 2021 12:13 pm
Forum: Non-US Investing
Topic: Living in western Europe over next decade (stock mix)
Replies: 9
Views: 855

Re: Living in western Europe over next decade (stock mix)

This thread is now in the Non-US Investing forum (Europe).
by LadyGeek
Mon Jul 26, 2021 12:10 pm
Forum: Personal Consumer Issues
Topic: Delete gmails
Replies: 19
Views: 3432

Re: Delete gmails

Discussions of dishonest behavior or bypassing the law is totally unacceptable.

I removed a post which linked to a site that bypassed the NY Times paywall, a violation of the NY Times Terms of service.
by LadyGeek
Mon Jul 26, 2021 6:22 am
Forum: Personal Consumer Issues
Topic: Airline Miles
Replies: 7
Views: 980

Re: Airline Miles

Discussions of dishonest behavior or bypassing the law is totally unacceptable.

I removed a post suggesting the Aunt continue using the late husband's accounts.
by LadyGeek
Sun Jul 25, 2021 8:01 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread - 2020... and beyond!!!
Replies: 577
Views: 41136

Re: PC Build Thread - 2020... and beyond!!!

My folding@home app is running in Linux on both the CPU and GPU. It took a bit of debugging to find that the default install disables the GPU. Once I found and fixed the Expert configuration setting (gpu = false) to (gpu = true) in FAHControl, it started folding after I restarted the FAHClient proce...
by LadyGeek
Sun Jul 25, 2021 3:37 pm
Forum: Personal Finance (Not Investing)
Topic: Best Personal Finance App or Website
Replies: 22
Views: 2491

Re: Best Personal Finance App or Website

Welcome! Yes, this site. :) We'll be happy to tell you how to organize your finances. May I suggest you start a new thread in the Personal Investments forum and post your portfolio information in that thread using the Asking Portfolio Questions format? It will make you think about the "big pict...
by LadyGeek
Sun Jul 25, 2021 12:55 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Brokerage versus Mutual Fund Account Decision thread
Replies: 203
Views: 11158

Re: Vanguard Brokerage versus Mutual Fund Account Decision thread

I merged tominsc's thread into an ongoing discussion.

We also have: Vanguard Brokerage Account Misinformation Correction Thread, but it's from a different perspective and should probably be kept separate.

(Thanks to the member who reported the post and provided links to both threads.)
by LadyGeek
Sun Jul 25, 2021 10:27 am
Forum: Investing - Theory, News & General
Topic: Risk/play-money %, individual stocks or leveraged ETFs
Replies: 13
Views: 826

Re: Risk/play-money %, individual stocks or leveraged ETFs

I removed an off-topic post conjecturing on political policy (future government rates of return). As a reminder, see: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic,...
by LadyGeek
Sun Jul 25, 2021 10:16 am
Forum: Personal Consumer Issues
Topic: PC Build Thread - 2020... and beyond!!!
Replies: 577
Views: 41136

Re: PC Build Thread - 2020... and beyond!!!

... Five months and 2 days later, my dual-boot Linux / Windows PC has officially kicked the bit bucket. I booted into Linux this morning and was greeted with corrupted video inside the open windows. I let it sit for a while, but it didn't go away and seemed to be getting worse. During the Linux pow...
by LadyGeek
Sun Jul 25, 2021 9:31 am
Forum: Personal Finance (Not Investing)
Topic: Looking to change careers, but feel stuck. Dissatisfied with life.
Replies: 51
Views: 6489

Re: Looking to change careers, but feel stuck. Dissatisfied with life.

I removed a post conjecturing on the competence of a government employee (politically appointed position) with regards to the safeguarding of classified information.
by LadyGeek
Sun Jul 25, 2021 7:14 am
Forum: Personal Investments
Topic: Where do bonds and REITs and dividends go? Taxable, tax deferred, or no tax accounts?
Replies: 19
Views: 1232

Re: Where do bonds and REITs and dividends go? Taxable, tax deferred, or no tax accounts?

^^^ Here's how to do it. Sum up the total amount of money in Roth, Rollover trad 401k, Taxable Vanguard, and 457 traditional for work. That's the denominator of the equation. For example, if all of the those accounts totaled $100 and you had $5 in the Roth VNQ, the percentage would be: 5% = $5 / $10...
by LadyGeek
Sun Jul 25, 2021 6:59 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6905
Views: 1493628

Re: What Movie Have You Recently Watched?

Nightcrawler on DVD, rated R, 2014. A con man gets into the freelance video news business. An action thriller with lots of suspense. I liked it. Now, what's not in the usual reviews. This can only happen on Bogleheads... To explain, we have quite a number of discussions related to career guidance. ...
by LadyGeek
Sun Jul 25, 2021 6:30 am
Forum: Personal Finance (Not Investing)
Topic: Term life Vs. whole life
Replies: 64
Views: 4482

Re: Term life Vs. whole life

FYI - I moved a question by anthonypals and related replies into an earlier thread. See: Mass Mutual whole life legacy pay 20
by LadyGeek
Sun Jul 25, 2021 6:29 am
Forum: Personal Finance (Not Investing)
Topic: Mass Mutual whole life legacy pay 20
Replies: 44
Views: 1776

Re: Mass Mutual whole life legacy pay 20

anthonypals - As noted by Stinky above, I moved your question and the replies into your original thread. In this way, members can see your situation in context and help you directly. If you have any questions, ask them here.

(Thanks to the member who reported the post and explained what's needed.)
by LadyGeek
Sat Jul 24, 2021 6:43 pm
Forum: Investing - Theory, News & General
Topic: What’s with the Crypto crowd?
Replies: 2
Views: 877

Re: What’s with the Crypto crowd?

This thread has run its course and is locked. Cryptocurrency as an investment is off-topic. See: Greater Fool Investing Strategies Eventually, one runs out of greater fools. - Burton Malkiel Discussions of investment strategies based on securities or physical assets that have no underlying value or...
by LadyGeek
Sat Jul 24, 2021 6:40 pm
Forum: Personal Investments
Topic: Where do bonds and REITs and dividends go? Taxable, tax deferred, or no tax accounts?
Replies: 19
Views: 1232

Re: Where do bonds and REITs and dividends go? Taxable, tax deferred, or no tax accounts?

I tried to post on Portfolio Question but it said “locked” and I couldn’t post. As Silk McCue implies, it's just a template you use to update your thread here. I see you've started a new thread. No worries, I got it. I merged your update back into the original thread. Now that we're organized, we c...
by LadyGeek
Sat Jul 24, 2021 5:46 pm
Forum: Investing - Theory, News & General
Topic: Is VPW a safer retirement strategy than SWR?
Replies: 231
Views: 11447

Re: Is VPW/ABW a frugal retirement strategy?

Upon further review (and requested by a member), I merged nigel_ht's thread into an earlier similar discussion.
by LadyGeek
Sat Jul 24, 2021 1:45 pm
Forum: Personal Finance (Not Investing)
Topic: What is the average savings rates for bogleheads?
Replies: 241
Views: 16082

Re: What is the average savings rates for bogleheads?

This thread is now in the Personal Finance (Not Investing) forum (savings rate).

(This thread is actionable, as the OP is asking for information on the members' own situation.)
by LadyGeek
Sat Jul 24, 2021 1:33 pm
Forum: Investing - Theory, News & General
Topic: Variable Percentage Withdrawal (VPW)
Replies: 1206
Views: 387314

Re: Variable Percentage Withdrawal (VPW)

There appears to be some confusion on the purpose of this thread. Requested by a member, I have retitled the thread to clarify that the intent is for spreadsheet support. Update: Upon further review, the thread's new title did not solve the issue. I put the title back to what it was (Variable Perce...
by LadyGeek
Sat Jul 24, 2021 10:44 am
Forum: Investing - Theory, News & General
Topic: Variable Percentage Withdrawal (VPW)
Replies: 1206
Views: 387314

Re: Variable Percentage Withdrawal (VPW)

I moved a long interchange on withdrawal methods into a new thread. It was derailing the discussions here. See: (broken link removed)

Update: The thread was subsequently merged with an earlier one. See: Is VPW/ABW a frugal retirement strategy?
by LadyGeek
Sat Jul 24, 2021 6:54 am
Forum: Investing - Theory, News & General
Topic: The Covid Bear Market in Historical Perspective
Replies: 26
Views: 3534

Re: The Covid Bear Market in Historical Perspective

I removed a comment and reply conjecturing on the source of the coronavirus. As a reminder, see: Please read before posting on coronavirus/COVID-19

Please stay focused on the investing aspects.
by LadyGeek
Sat Jul 24, 2021 6:40 am
Forum: Personal Investments
Topic: Where do bonds and REITs and dividends go? Taxable, tax deferred, or no tax accounts?
Replies: 19
Views: 1232

Re: Where do bonds and REITs and dividends go? Taxable, tax deferred, or no tax accounts?

roth_stuff - In order to provide appropriate advice, it's best to keep all the information in one spot. I merged your update back into the first thread. May I suggest you post your portfolio information in this thread using the Asking Portfolio Questions format? It will make you think about the &quo...
by LadyGeek
Sat Jul 24, 2021 6:32 am
Forum: Personal Consumer Issues
Topic: Boglehead Tips for Long Flights
Replies: 76
Views: 8439

Re: Boglehead Tips for Long Flights

I removed a contentious post regarding use of masks in-flight. Please stay on-topic.
by LadyGeek
Fri Jul 23, 2021 8:45 pm
Forum: Personal Consumer Issues
Topic: Yubikey only at Vanguard now possible.
Replies: 168
Views: 15533

Re: Yubikey only at Vanguard now possible.

If you're serious, not bad. Vanguard isn't all that competitive any more. See the wiki: - Mutual funds for Bogleheads - ETFs for Bogleheads If you do this for real, wait a few days to remove emotion from the equation and think about it in detail. For example, be sure you don't trigger any taxable ev...
by LadyGeek
Fri Jul 23, 2021 7:20 pm
Forum: Personal Finance (Not Investing)
Topic: Looking to change careers, but feel stuck. Dissatisfied with life.
Replies: 51
Views: 6489

Re: Looking to change careers, but feel stuck. Dissatisfied with life.

Have you tried volunteering your time? Pick a profession, there are tons of organizations in need of assistance. Being a volunteer can be quite rewarding. You can also leave if you find that you're following the wrong path.
by LadyGeek
Fri Jul 23, 2021 7:16 pm
Forum: Personal Finance (Not Investing)
Topic: Looking to change careers, but feel stuck. Dissatisfied with life.
Replies: 51
Views: 6489

Re: Looking to change careers, but feel stuck. Dissatisfied with life.

After receiving a PM, the OP would like the discussion to continue without any mention of a medical condition. The advice is much appreciated.

This thread is now unlocked to continue the discussion.
by LadyGeek
Fri Jul 23, 2021 6:50 pm
Forum: Personal Finance (Not Investing)
Topic: Looking to change careers, but feel stuck. Dissatisfied with life.
Replies: 51
Views: 6489

Re: Looking to change careers, but feel stuck. Dissatisfied with life.

This thread has run its course and is locked (description of a medical condition). See: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I suggest you start with the Medical Library Association's User's Guide to Finding...
by LadyGeek
Fri Jul 23, 2021 6:46 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 16781
Views: 1330372

Re: U.S. stocks continue to soar!

^^^ :thumbsup

A good investor removes emotion from the decision. Go by the numbers, it won't bother me. No, not in the least. :)
by LadyGeek
Fri Jul 23, 2021 6:05 pm
Forum: Personal Consumer Issues
Topic: Carbon Dioxide Monitor Recommendations
Replies: 15
Views: 1069

Re: Carbon Dioxide Monitor Recommendations

I put the title back to the original. The OP stated "CO2"* in the post, so I don't think the thread title was correct.

DeepBreath - Can you please clarify if you want a CO (carbon monoxide) or CO2 (carbon dioxide) monitor? What's the intended purpose?
by LadyGeek
Fri Jul 23, 2021 4:36 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread - 2020... and beyond!!!
Replies: 577
Views: 41136

Re: PC Build Thread - 2020... and beyond!!!

Just when you think it's safe to go back in the water... my dual-boot Linux / Windows PC graphics failed. By failure, the video was corrupted inside open windows and in the task bar. (A few weeks ago, I switched my Linux from Fedora / Xfce desktop to Ubuntu / Cinnamon desktop.) The failure was seen...
by LadyGeek
Fri Jul 23, 2021 4:19 pm
Forum: Forum Issues and Administration
Topic: Searching for Lost Contributors
Replies: 117
Views: 15416

Re: Searching for Lost Contributors

His last login was July 21, 2021 ("last active" in the member profile), but he hasn't posted since July 05, 2021.