Search found 23016 matches

by LadyGeek
Sat Oct 20, 2018 12:36 pm
Forum: Investing - Theory, News & General
Topic: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"
Replies: 7
Views: 629

Re: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"

tarmangani wrote:
Sat Oct 20, 2018 11:03 am
Only amendment is that it's written by the Physician on Fire. Excellent link/guide, though, thanks.
I fixed the thread title.
by LadyGeek
Sat Oct 20, 2018 10:27 am
Forum: Personal Consumer Issues
Topic: High End Wrist Watches (Gone Crazy)
Replies: 240
Views: 27897

Re: High End Wrist Watches (Gone Crazy)

I removed a number of off-topic posts and replies which were derailing the discussion (morality of displaying symbols of socio-economic status).

Please stay on-topic, which is about watches.
by LadyGeek
Sat Oct 20, 2018 10:18 am
Forum: Personal Consumer Issues
Topic: Honda maintenance schedule?
Replies: 52
Views: 10620

Re: Honda maintenance schedule?

My '13 Accord now has just over 90,000 miles on it. Oil change interval per the Maintenance Minder has continued to be fairly consistent at 10,000 - 10,500 miles (this is changing at 15% oil life per the MM). My last oil change (my 8th with this car) was at 81,500 miles. My '12 CR-V has just over 8...
by LadyGeek
Sat Oct 20, 2018 8:04 am
Forum: Personal Consumer Issues
Topic: Best first time computer / path for children
Replies: 14
Views: 829

Re: Best first time computer / path for children

This thread is now in the Personal Consumer Issues forum (computer). I would build a computer with him using www.pcpartpicker.com You'll save a ton and it's a fun and fairly easy project. 8GB RAM or 16 if you want future proof 7th gen Intel i5 250 or 500GB SSD Compatible Motherboard Case + Power Sup...
by LadyGeek
Fri Oct 19, 2018 7:52 pm
Forum: Personal Finance (Not Investing)
Topic: Property Tax - Deliquency date
Replies: 11
Views: 776

Re: Property Tax - Deliquency date

This thread is now in the Personal Finance (Not Investing) forum (taxes).

jlyonmn, Welcome!
by LadyGeek
Fri Oct 19, 2018 4:09 pm
Forum: Personal Consumer Issues
Topic: Home Buying Books. [Looking for books about buying a home]
Replies: 5
Views: 351

Re: Home Buying Books. [Looking for books about buying a home]

This thread is now in the Personal Consumer Issues forum (books). I retitled the thread for clarity.
by LadyGeek
Fri Oct 19, 2018 2:39 pm
Forum: Personal Finance (Not Investing)
Topic: Inflating AGI to avoid paying back ACA Premium Tax Credit
Replies: 41
Views: 3113

Re: Inflating AGI to avoid paying back ACA Premium Tax Credit

Let's not derail the thread. Conjecture on ethics is never productive.
by LadyGeek
Fri Oct 19, 2018 2:37 pm
Forum: Personal Finance (Not Investing)
Topic: Depositing Cash if it was gifted?
Replies: 102
Views: 4725

Re: Depositing Cash if it was gifted?

^^^ You can edit your post using the "pencil" icon in the top-right corner. Use the strikeout "s" icon in the editing toolbar.

For example: Suspicious Activity Report Currency Transaction Report
by LadyGeek
Fri Oct 19, 2018 2:34 pm
Forum: Personal Consumer Issues
Topic: Fairmark Forum (Tax Forum)
Replies: 17
Views: 1340

Re: Fairmark Forum (Tax Forum)

FWIW, I'm very familiar with forum software, WordPress, etc. However, I'm not going to conjecture on causes or solutions. I would assume the site owner has good intentions and had to go in this direction. A better course of action would be to post a question in the Fairmark Forum and ask the site ow...
by LadyGeek
Fri Oct 19, 2018 2:22 pm
Forum: Personal Consumer Issues
Topic: Fairmark Forum (Tax Forum)
Replies: 17
Views: 1340

Re: Fairmark Forum (Tax Forum)

After some quick surfing, I think they are using WordPress with a forum plugin. I don't think anyone has thought about backwards compatibility. Not only are older posts gone, but they've broken all the links in the wiki. :annoyed For example: Timing of transactions to reduce taxes (External Links) F...
by LadyGeek
Fri Oct 19, 2018 1:46 pm
Forum: Investing - Theory, News & General
Topic: [How many SP500 companies in Mid Cap Index? Split 50/50 btwn Ttl Mkt and Mid Cap?]
Replies: 15
Views: 633

Re: [How many SP500 companies in Mid Cap Index? Split 50/50 btwn Ttl Mkt and Mid Cap?]

dcarste - In order to give appropriate advice, it's best to keep all the information in one spot. Many posts in the later thread referenced back to the first, which made the discussion difficult to follow. I merged them back together and retitled the thread. Your question was originally "How many S&...
by LadyGeek
Fri Oct 19, 2018 9:31 am
Forum: Investing - Theory, News & General
Topic: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!
Replies: 1186
Views: 98005

Re: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!

^^^ I moved ElmoHongZito's post into the on-going discussion. Let's keep all general discussions of "investing in international (or not)" in this thread.
by LadyGeek
Fri Oct 19, 2018 9:11 am
Forum: Personal Finance (Not Investing)
Topic: "Open Social Security" calculator: feature requests, bug reports, etc
Replies: 229
Views: 20962

Re: "Open Social Security" calculator: feature requests, bug reports, etc

FYI - jmk has made an erroneous post and removed the content (3 up from here).* To avoid confusion, he has requested removal of the above 2 quotes. I have removed the quote from FiveK's and ObliviousInvestor's posts.

* The post was intended for a different thread.
by LadyGeek
Fri Oct 19, 2018 9:03 am
Forum: Personal Consumer Issues
Topic: High End Wrist Watches (Gone Crazy)
Replies: 240
Views: 27897

Re: High End Wrist Watches (Gone Crazy)

Please stay on-topic.
by LadyGeek
Thu Oct 18, 2018 10:17 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Prepare For The Bear
Replies: 74
Views: 9477

Re: Larry Swedroe: Prepare For The Bear

This thread has run its course and is locked (topic exhausted, contentious). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy,...
by LadyGeek
Thu Oct 18, 2018 8:59 pm
Forum: Investing - Theory, News & General
Topic: Why dismiss sectors?
Replies: 28
Views: 1390

Re: Why dismiss sectors?

This thread is now in the Investing - Theory, News & General forum (general question).
by LadyGeek
Thu Oct 18, 2018 8:46 pm
Forum: Personal Finance (Not Investing)
Topic: Depositing Cash if it was gifted?
Replies: 102
Views: 4725

Re: Depositing Cash if it was gifted?

I want to address several comments related to structuring . For the record, discussions of dishonest behavior or bypassing the law are totally unacceptable. The intent is to understand how to do this within the existing legal framework; in which case this discussion can continue. Everything is a mat...
by LadyGeek
Thu Oct 18, 2018 4:13 pm
Forum: Personal Consumer Issues
Topic: High End Wrist Watches (Gone Crazy)
Replies: 240
Views: 27897

Re: High End Wrist Watches (Gone Crazy)

I removed several off-topic posts. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct ourselves in a respectful manner to other po...
by LadyGeek
Thu Oct 18, 2018 3:23 pm
Forum: Personal Finance (Not Investing)
Topic: Inflating AGI to avoid paying back ACA Premium Tax Credit
Replies: 41
Views: 3113

Re: Inflating AGI to avoid paying back ACA Premium Tax Credit

Discussions of dishonest behavior or bypassing the law is totally unacceptable. Failure to report losses, or increasing income without a legitimate source is tax evasion. The amount of the discrepancy is not relevant.

Please stay focused on helping the OP within the legal framework.
by LadyGeek
Wed Oct 17, 2018 10:08 pm
Forum: Personal Finance (Not Investing)
Topic: Where would you go for financial guidance if you win the Megamillions?
Replies: 115
Views: 8703

Re: Where would you go for financial guidance if you win the Megamillions?

^^^ I can guess his answer. :) From some perspectives, winning $1M or less would have the same impact. It's a large amount of money received at once. How do you manage it? For the investing aspect, see the wiki: Managing a windfall For the personal finance aspect, see: Financial planning Professiona...
by LadyGeek
Wed Oct 17, 2018 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: State tax shenanigans - IL
Replies: 1
Views: 527

Re: State tax shenanigans - IL

This post is locked (general rant). See: Personal Finance
Note that topics must be directly connected to your (or your friend's or family's) financial life. General comments or complaints about these topics will be locked or removed.
by LadyGeek
Wed Oct 17, 2018 8:59 pm
Forum: Investing - Theory, News & General
Topic: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"
Replies: 203
Views: 10575

Re: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"

I removed several posts and replies. As a reminder, see: General Etiquette This is a moderated forum. We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct ourselves in a ...
by LadyGeek
Wed Oct 17, 2018 7:26 pm
Forum: Investing - Theory, News & General
Topic: Treasuries safe?
Replies: 33
Views: 1529

Re: Treasuries safe?

This thread has run its course and is locked (derailed). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate policies conspi...
by LadyGeek
Wed Oct 17, 2018 7:24 pm
Forum: Investing - Help with Personal Investments
Topic: Pending I-485 & Roth
Replies: 9
Views: 611

Re: Pending I-485 & Roth

Welcome! On an administrative note, I retitled your thread. "ROTH" is not an acronym. It's named after a US senator.

See: Roth IRA
Named after US Senator William Roth, Roth IRAs were established by the Taxpayer Relief Act of 1997.
by LadyGeek
Wed Oct 17, 2018 7:01 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Analysis/Advice
Replies: 3
Views: 328

Re: Portfolio Analysis/Advice

J_Nyz, Welcome! In order to give appropriate advice, it's best to have all the information in one spot. I merged your PIMCO question into here, as it's related to your portfolio.

If you have any questions, ask them here. (This isn't a big deal, don't worry about it.)
by LadyGeek
Wed Oct 17, 2018 3:56 pm
Forum: Personal Finance (Not Investing)
Topic: Roth conversion - getting conflicting info about taxes
Replies: 7
Views: 610

Re: Roth conversion - getting conflicting info about taxes

This thread is now in the Personal Finance (Not Investing) forum (Roth conversion).

New member jwc1754 has a question which I've moved into a stand-alone thread. See: [Help with 401k rollover, Roth conversion]

femmefire, Welcome!
by LadyGeek
Wed Oct 17, 2018 3:27 pm
Forum: Personal Finance (Not Investing)
Topic: Reasonable cost for a forever home?
Replies: 25
Views: 2818

Re: Reasonable cost for a forever home?

This thread is now in the Personal Finance (Not Investing) forum (buying a home).
by LadyGeek
Tue Oct 16, 2018 10:03 pm
Forum: Personal Finance (Not Investing)
Topic: Wallet-size personal investing handout to jumpstart learning.
Replies: 10
Views: 1115

Re: Wallet-size personal investing handout to jumpstart learning.

This thread is now in the Personal Finance (Not Investing) forum (financial literacy). I believe that this is a good idea. Could you post a pdf or png of the actual handout you carry around? If this can be done, I'll add it to the wiki. See: Bogleheads® financial literacy project ...we need an "Auto...
by LadyGeek
Tue Oct 16, 2018 8:29 pm
Forum: Investing - Help with Personal Investments
Topic: "MegaMillions and Powerball jackpots combined are now $1B" - Good investment?
Replies: 55
Views: 2714

Re: "MegaMillions and Powerball jackpots combined are now $1B" - Good investment?

This thread has run its course and is locked (gambling under the pretext as an "investment"). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational ac...
by LadyGeek
Tue Oct 16, 2018 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard not allowing reversals of Roth IRA recharacterizations
Replies: 10
Views: 791

Re: Vanguard not allowing reversals of Roth IRA recharacterizations

I merged sawhorse's thread into the on-going discussion.
by LadyGeek
Tue Oct 16, 2018 6:33 pm
Forum: Investing - Theory, News & General
Topic: Huge drops in VTXVX and VTHRX [Vanguard Target Date Funds]
Replies: 51
Views: 4143

Re: Huge drops in VTXVX and VTHRX [Vanguard Target Date Funds]

I merged bornitz's thread into here. The combined thread is in the Investing - Theory, News & General forum (Vanguard share price mis-quote).
by LadyGeek
Tue Oct 16, 2018 6:31 pm
Forum: Investing - Theory, News & General
Topic: Huge drops in VTXVX and VTHRX [Vanguard Target Date Funds]
Replies: 51
Views: 4143

Re: Huge drops in VTXVX and VTHRX [Vanguard Target Date Funds]

Please stay on-topic, which is the target date fund drops.
by LadyGeek
Tue Oct 16, 2018 4:06 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard not allowing reversals of Roth IRA recharacterizations
Replies: 10
Views: 791

Re: Vanguard not allowing reversals of Roth IRA recharacterizations

This thread is now in the Personal Finance (Not Investing) forum (recharacterizations). The wiki has some background info: IRA recharacterization Until 2017, you could also recharacterize a Roth IRA conversion from a traditional IRA, but this is no longer allowed for conversions made in 2018 or late...
by LadyGeek
Tue Oct 16, 2018 4:02 pm
Forum: Investing - Help with Personal Investments
Topic: Adding significant contribution to grandson's Utah 529
Replies: 7
Views: 691

Re: Adding significant contribution to grandson's Utah 529

loves2read - You had a duplicate post, which I've removed. I moved delamer's reply into the on-going discussion.
by LadyGeek
Tue Oct 16, 2018 3:51 pm
Forum: Personal Consumer Issues
Topic: Jury duty - already booked vacation
Replies: 51
Views: 5297

Re: Jury duty - already booked vacation

Discussions of dishonest behavior or bypassing the law is totally unacceptable. To those who suggested ignoring the summons, see: FAQs: Juror Information | United States Courts Must I respond to my jury duty notice? Yes, it is legally required, and there are penalties for noncompliance. Jurors perf...
by LadyGeek
Tue Oct 16, 2018 3:18 pm
Forum: Personal Consumer Issues
Topic: trip to Grand Cayman & dieting [while on vacation]
Replies: 40
Views: 2642

Re: trip to Grand Cayman & dieting [while on vacation]

I retitled the thread for clarity.

As a reminder, discussions on the health benefits of any specific diet is off-topic (medical advice). See: Medical Issues

Generic discussions on eating techniques are fine.
by LadyGeek
Mon Oct 15, 2018 10:15 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security [impact of earnings on benefits]
Replies: 29
Views: 2747

Re: Social Security [impact of earnings on benefits]

This thread is now in the Personal Finance (Not Investing) forum. I retitled the thread for clarity (and capitalized Social Security).
by LadyGeek
Mon Oct 15, 2018 9:58 pm
Forum: Investing - Help with Personal Investments
Topic: how to find 401k fees
Replies: 16
Views: 1492

Re: how to find 401k fees

This thread is now in the Investing - Help with Personal Investments forum (portfolio help).
by LadyGeek
Mon Oct 15, 2018 9:54 pm
Forum: Investing - Theory, News & General
Topic: Press Release 10/15/18--Fidelity Launches New Company Fidelity Digital Assets
Replies: 2
Views: 847

Re: Press Release 10/15/18--Fidelity Launches New Company Fidelity Digital Assets

This thread was originally locked for moderator review. It's now unlocked.
by LadyGeek
Mon Oct 15, 2018 9:52 pm
Forum: Personal Finance (Not Investing)
Topic: Gift for two of four grandchildren
Replies: 18
Views: 2198

Re: Gift for two of four grandchildren

This thread is now in the Personal Finance (Not Investing) forum (gift).
by LadyGeek
Mon Oct 15, 2018 9:23 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio, Investments, Spending Feedback - What would you tweak?
Replies: 9
Views: 592

Re: Portfolio, Investments, Spending Feedback - What would you tweak?

deleteereto wrote:
Mon Oct 15, 2018 8:44 pm
Temp account (long-time BHer).
Welcome! The OP has received permission to have a temporary account. See: Usernames (accounts), second paragraph.
by LadyGeek
Mon Oct 15, 2018 7:20 pm
Forum: Investing - Theory, News & General
Topic: Huge drops in VTXVX and VTHRX [Vanguard Target Date Funds]
Replies: 51
Views: 4143

Re: Huge drops in VTXVX and VTHRX [Vanguard Target Date Funds]

zvez and dsmclone - I combined your threads, which is now in the Investing - Theory, News & General forum (Vanguard misquoted Target Date Funds). The software sorts by time, zvev is first.

absolutelybillsmood, Welcome!
by LadyGeek
Mon Oct 15, 2018 3:28 pm
Forum: Personal Consumer Issues
Topic: Reducing overall medical costs. Do we do anything?
Replies: 67
Views: 3073

Re: Reducing overall medical costs. Do we do anything?

A few off-topic posts discussing personal treatment for a medical condition have been removed (Page 1). As a reminder, see: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I suggest you start with the Medical Library A...
by LadyGeek
Mon Oct 15, 2018 3:23 pm
Forum: Personal Consumer Issues
Topic: How Much Is Your Sewer Bill?
Replies: 78
Views: 3907

Re: How Much Is Your Sewer Bill?

This thread is now in the Personal Consumer Issues forum (utility costs).

Please stay on-topic, which is your sewer bill.
by LadyGeek
Mon Oct 15, 2018 3:20 pm
Forum: Personal Finance (Not Investing)
Topic: Trying to get a Federal Job
Replies: 22
Views: 2929

Re: Trying to get a Federal Job

I removed an off-topic post. As a reminder, opinions of the political process are off-topic. See: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: Common rel...
by LadyGeek
Mon Oct 15, 2018 3:16 pm
Forum: Personal Finance (Not Investing)
Topic: Doing my own taxes?
Replies: 13
Views: 1382

Re: Doing my own taxes?

Several off-topic comments have been removed (reference to tax law as belonging to a specific political party). As a reminder, see: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only excep...