Search found 21457 matches

by LadyGeek
Wed Apr 18, 2018 9:33 pm
Forum: Investing - Theory, News & General
Topic: Vanguard changing stance on social activism
Replies: 6
Views: 1115

Re: Vanguard changing stance on social activism

This thread has run its course and is locked (not actionable, rant on pension reform, political activism). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, polit...
by LadyGeek
Wed Apr 18, 2018 7:33 pm
Forum: Investing - Help with Personal Investments
Topic: Divesting gun stocks
Replies: 11
Views: 838

Re: Divesting gun stocks

Several off-topic posts have been removed. This thread has run its course and is locked (controversial, political call to action). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US ...
by LadyGeek
Wed Apr 18, 2018 3:53 pm
Forum: Personal Consumer Issues
Topic: [Balancing school workload and family time]
Replies: 15
Views: 353

Re: [Balancing school workload and family time]

SimonJester - I moved your discussion into a new thread.

If you want to change the thread title further, just edit the Subject: line in Post #1.
by LadyGeek
Wed Apr 18, 2018 3:52 pm
Forum: Personal Consumer Issues
Topic: Child expenses - what to expect as your kids go from daycare to school
Replies: 20
Views: 2673

Re: Child expenses - what to expect as your kids go from daycare to school

SimonJester started a discussion about school workload vs. family time. The discussion here was getting derailed, so I've moved those posts into a new thread: [Balancing school workload and family time] Please continue the workload balance discussion in that thread. For here, let's focus on expenses.
by LadyGeek
Wed Apr 18, 2018 3:23 pm
Forum: Investing - Theory, News & General
Topic: Cash instead of bonds?
Replies: 56
Views: 5120

Re: Cash instead of bonds?

Whatever people decide, they really need to write it in their IPS. Acronym decoder: Investment policy statement To new investors, the Investment policy statement is the guiding document which defines everything about your portfolio. It's highly recommended to create this document before thinking ab...
by LadyGeek
Tue Apr 17, 2018 7:58 pm
Forum: Investing - Theory, News & General
Topic: Cash instead of bonds?
Replies: 56
Views: 5120

Re: Cash instead of bonds?

I removed an off-topic post. As a reminder, see: General Etiquette
We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones.
Please stay on-topic.
by LadyGeek
Tue Apr 17, 2018 6:58 pm
Forum: Personal Finance (Not Investing)
Topic: I did it and feel great about it (paid off mortgage)
Replies: 65
Views: 8873

Re: I did it and feel great about it (paid off mortgage)

New member has a question which I've moved into a new post. See: [How should I pay off my mortgage?]

FYI - Anyone paying off their mortgage should celebrate in this thread: Post your Financial Milestone Announcements Here
by LadyGeek
Tue Apr 17, 2018 6:47 pm
Forum: Personal Finance (Not Investing)
Topic: Understanding realized/unrealized gains in crypto world
Replies: 33
Views: 956

Re: Understanding realized/unrealized gains in crypto world

Discussion of dishonest behavior or bypassing the law is totally unacceptable. I removed several posts advocating tax evasion.
by LadyGeek
Tue Apr 17, 2018 4:05 pm
Forum: Investing - Theory, News & General
Topic: Then and Now: 1980 vs 2018
Replies: 12
Views: 1563

Re: Then and Now: 1980 vs 2018

This thread has run its course and is locked (anecdotal information is not actionable investing). See: Investing - Theory, News & General If it's investment related and it doesn't fall into the above category it goes here. Examples of acceptable topics include news about new fund offerings, pointer...
by LadyGeek
Tue Apr 17, 2018 4:01 pm
Forum: Investing - Theory, News & General
Topic: China Hustle Movie
Replies: 30
Views: 3423

Re: China Hustle Movie

Discussions of dishonest behavior or bypassing the law is totally unacceptable. I removed a post and reply which linked to a video streaming sharing site which violates the movie's terms of service.

Separately, please stay focused on the investing aspects.
by LadyGeek
Tue Apr 17, 2018 3:38 pm
Forum: Investing - Help with Personal Investments
Topic: Post-Divorce Investment Strategy
Replies: 32
Views: 2568

Re: Post-Divorce Investment Strategy

I removed an off-topic post and several replies related to the terms of the divorce settlement.

Please stay focused on the investment aspects.
by LadyGeek
Mon Apr 16, 2018 9:44 pm
Forum: Personal Finance (Not Investing)
Topic: Exposure not filing Gift tax return 709
Replies: 12
Views: 812

Re: Exposure not filing Gift tax return 709

Was this gift made in 2017 or 2018?

The 2018 gift tax exclusion is $15k ($30k for both). See: Frequently Asked Questions on Gift Taxes, from the IRS.
by LadyGeek
Mon Apr 16, 2018 9:03 pm
Forum: Investing - Help with Personal Investments
Topic: Help with my mom's investments, please.
Replies: 27
Views: 1779

Re: Help with my mom's investments, please.

Regarding account access, I understand you are doing this with her permission. Do you have anything more formal, such as a Power of Attorney? This gives you a legal standing to act on her behalf. For me: First, I have a Power of Attorney that will kick-in if my Mom becomes disabled and unable to man...
by LadyGeek
Mon Apr 16, 2018 7:24 pm
Forum: Investing - Help with Personal Investments
Topic: Help with my mom's investments, please.
Replies: 27
Views: 1779

Re: Help with my mom's investments, please.

Any thoughts or advice on gifting money as a tax reduction strategy? I don't have any personal experience dealing with these annuities, but I might offer a different perspective. Do any of your Mom's accounts have beneficiaries? What I'm getting at is something called a "Transfer on Death" or "Pay ...
by LadyGeek
Mon Apr 16, 2018 7:09 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 671
Views: 54146

Re: To take or not to take delivery of Tesla 3

With regards to some earlier posts - Please stay on-topic, which is taking delivery of the Tesla 3 (or not). Rants about the CEO are off-topic.

Update - The off-topic posts have been removed, along with one reply.
by LadyGeek
Mon Apr 16, 2018 6:49 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 171
Views: 18934

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

^^^ You might want to double-check the first link. When finances are affected, management will notice. The oil dilution issue has been identified as a hit to last month's Honda sales in China. - Honda's China sales fall in March as quality issue threatens growth run , April 3, 2018, Reuters.com - Do...
by LadyGeek
Mon Apr 16, 2018 4:16 pm
Forum: Personal Consumer Issues
Topic: Having Child; Car Purchase maybe?
Replies: 40
Views: 1705

Re: Having Child; Car Purchase maybe?

I removed a comment and several replies. The comments were removed due to a strong concern for infant safety, as well as keeping the discussion from becoming derailed.
by LadyGeek
Mon Apr 16, 2018 3:52 pm
Forum: Personal Finance (Not Investing)
Topic: Accumulation-Dynamic Decumulation Strategy
Replies: 60
Views: 5445

Re: Accumulation-Dynamic Decumulation Strategy

Do you have any interest to create a dedicated wiki article for your spreadsheet? We can create an article for both the Bogleheads (US) and Financial Wisdom Forum (Canada) wikis. For example: Variable percentage withdrawal - Bogleheads and: Variable percentage withdrawal - finiki, the Canadian finan...
by LadyGeek
Mon Apr 16, 2018 3:27 pm
Forum: Investing - Help with Personal Investments
Topic: Help with my mom's investments, please.
Replies: 27
Views: 1779

Re: Help with my mom's investments, please.

Welcome! While the FINRA BrokerCheck is an excellent way to vet a broker's background, I recommend you remove the link in your post. - It identifies the broker, who may in turn figure out your Mom's identity. - The broker may have some explanations on those complaints. The best course of action is t...
by LadyGeek
Sun Apr 15, 2018 9:47 pm
Forum: Investing - Theory, News & General
Topic: vanguard notice - retiring our old investment platform
Replies: 48
Views: 5232

Re: vanguard notice - retiring our old investment platform

I merged Vegomatic's thread into here. The combined thread is now in the Investing - Theory, News & General forum (news).
by LadyGeek
Sun Apr 15, 2018 7:12 pm
Forum: Personal Consumer Issues
Topic: Anyone with experience with Carmax?
Replies: 58
Views: 19057

Re: Anyone with experience with Carmax?

This thread is now in the Personal Consumer Issues forum (car).
by LadyGeek
Sun Apr 15, 2018 6:37 pm
Forum: Personal Consumer Issues
Topic: 52 oz, the new orange juice size?
Replies: 21
Views: 1532

Re: 52 oz, the new orange juice size?

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by LadyGeek
Sun Apr 15, 2018 3:59 pm
Forum: Investing - Help with Personal Investments
Topic: cd minumun
Replies: 4
Views: 315

Re: cd minumun

boardwalkmike, Welcome! Let's look at Vanguard's website: Certificates of deposit (CDs) (I underlined the minimum purchase amount.) CDs are deposit obligations issued by commercial banks to raise funds for their business activities. Investors lock in the market interest rate at the time of purchase,...
by LadyGeek
Sun Apr 15, 2018 3:21 pm
Forum: Personal Finance (Not Investing)
Topic: Help for small estate w/ debts: Gifting next of kin
Replies: 9
Views: 470

Re: Help for small estate w/ debts: Gifting next of kin

Discussions of dishonest behavior or bypassing the law are totally unacceptable.

The approach is to educate members on how to do things legally.

The answer has been given in the previous post. This thread has run its course and is locked.
by LadyGeek
Sun Apr 15, 2018 2:34 pm
Forum: Personal Consumer Issues
Topic: MoviePass-Too good to be true, but it's legit.
Replies: 201
Views: 25132

Re: MoviePass-Too good to be true, but it's legit.

^^^ I merged fmhealth's thread into here.
by LadyGeek
Sun Apr 15, 2018 1:44 pm
Forum: Personal Consumer Issues
Topic: Used Ford Explorer: Limited vs. Sport trim
Replies: 4
Views: 449

Re: Used Ford Explorer: Limited vs. Sport trim

This thread is now in the Personal Consumer Issues forum (car).
by LadyGeek
Sun Apr 15, 2018 1:22 pm
Forum: Investing - Theory, News & General
Topic: my review of my HSA with Saturna brokerage
Replies: 135
Views: 39277

Re: my review of my HSA with Saturna brokerage

New member dustinst22 has a question which I've moved into a stand-alone thread. See: [HSA contribution - exempt from CA state income tax?]
by LadyGeek
Sun Apr 15, 2018 1:08 pm
Forum: Forum Issues and Administration
Topic: Help With Attachments
Replies: 3
Views: 190

Re: Help With Attachments

In this forum, attachments are disabled (not permitted). See: Posting images in the Bogleheads forum for workarounds.

If you are asking for another forum, you'll have to ask there.
by LadyGeek
Sun Apr 15, 2018 1:02 pm
Forum: Personal Finance (Not Investing)
Topic: Could you support family on 1 income?
Replies: 88
Views: 5536

Re: Could you support family on 1 income?

Please stay focused on the financial aspects.
by LadyGeek
Sun Apr 15, 2018 12:28 pm
Forum: Personal Consumer Issues
Topic: Yubikey for Dummies
Replies: 10
Views: 1101

Re: Yubikey for Dummies

This thread is now in the Personal Consumer Issues forum (computer security).
by LadyGeek
Sun Apr 15, 2018 11:33 am
Forum: Personal Consumer Issues
Topic: Dealing with claustrophobia
Replies: 4
Views: 475

Re: Dealing with claustrophobia

This thread has run its course and is locked (medical advice). See: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I suggest you start with the Medical Library Association's User's Guide to Finding and Evaluating Heal...
by LadyGeek
Sun Apr 15, 2018 11:20 am
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 671
Views: 54146

Re: To take or not to take delivery of Tesla 3

Via PM, a member requested this thread be unlocked to ask additional questions. I have removed the last several posts which derailed the thread.

This thread is now unlocked to continue the discussion. Please stay on-topic and state your concerns in a civil, factual manner.
by LadyGeek
Sun Apr 15, 2018 10:16 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax states "New York has no income tax"?
Replies: 18
Views: 2098

Re: TurboTax states "New York has no income tax"?

Welcome! You are bumping a 2015 thread. Can you please provide more details?
by LadyGeek
Sun Apr 15, 2018 9:59 am
Forum: Personal Finance (Not Investing)
Topic: Career Advice [Do I need an MBA to change career from geology to finance?]
Replies: 8
Views: 994

Re: Career Advice [Do I need an MBA to change career from geology to finance?]

Thanks for the suggestion, I took a stab at it. dfitz247 - If you want to change the thread title further, just edit the Subject: line in Post #1. ======== Why don't you give finance a test run? Volunteer your time at an organization that could use your skills in finance. It's legitimate experience ...
by LadyGeek
Sat Apr 14, 2018 9:07 pm
Forum: Personal Finance (Not Investing)
Topic: Best Solo 401k option?
Replies: 22
Views: 907

Re: Best Solo 401k option?

This thread is now in the Personal Finance (Not Investing) forum (Solo 401(k))
by LadyGeek
Sat Apr 14, 2018 6:09 pm
Forum: Investing - Help with Personal Investments
Topic: What advantages do a personalized portfolio have over a target date fund, in your opinion?
Replies: 49
Views: 2673

Re: What advantages do a personalized portfolio have over a target date fund, in your opinion?

jonce17 - You had a duplicate post, which I've removed. All of the replies are merged into here.

(Many thanks to the member reporting the posts.)
by LadyGeek
Sat Apr 14, 2018 4:02 pm
Forum: Personal Finance (Not Investing)
Topic: Bankruptcy after divorce and alimony
Replies: 4
Views: 1488

Re: Bankruptcy after divorce and alimony

I removed an off-topic comment and reply regarding the court system. As a reminder, see: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: Common religious ex...
by LadyGeek
Sat Apr 14, 2018 3:52 pm
Forum: Investing - Theory, News & General
Topic: Any value investor buying a Russia fund?
Replies: 78
Views: 4064

Re: Any value investor buying a Russia fund?

Please stay focused on the investing aspects. Opinions of the political process, corruption, etc. are off-topic. See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic,...
by LadyGeek
Sat Apr 14, 2018 2:59 pm
Forum: Personal Finance (Not Investing)
Topic: Military retirement +/- HSA?!
Replies: 5
Views: 298

Re: Military retirement +/- HSA?!

This thread is now in the Personal Finance (Not Investing) forum (contributing to an HSA).
by LadyGeek
Sat Apr 14, 2018 2:54 pm
Forum: Local Chapters and Bogleheads Community
Topic: Master Thread for Philadelphia PA Area Bogleheads Chapter
Replies: 155
Views: 31532

Re: Master Thread for Philadelphia PA Area Bogleheads Chapter

Welcome! I recommend you edit your post using the "pencil" icon in the top-right corner to remove your real name.

This forum is heavily indexed by google. Posting your name here can be linked with information found elsewhere on the internet.
by LadyGeek
Sat Apr 14, 2018 12:16 pm
Forum: Personal Finance (Not Investing)
Topic: [Help with federal tax return]
Replies: 15
Views: 625

Re: How do you report interest from a checking account on your federal taxes if you are filing MFS?

Let's say the checking or savings account is in both your names and you received such a small amount of interest from a checking or savings that you didn't even receive a 1099 from your bank because it was less than $10. You are filing married separate. Let's say the amount was $1.16 in total. Do j...
by LadyGeek
Sat Apr 14, 2018 11:58 am
Forum: Personal Finance (Not Investing)
Topic: [Help completing the TN state tax return]
Replies: 73
Views: 2196

Re: [Help completing the TN state tax return]

That was my mistake, I apologize. Your questions on the federal return have been moved here: [Help with federal tax return]
by LadyGeek
Sat Apr 14, 2018 11:57 am
Forum: Personal Finance (Not Investing)
Topic: [Help with federal tax return]
Replies: 15
Views: 625

Re: [Help with federal tax return]

The OP has multiple questions regarding his tax return. To avoid confusion, it's best to keep the information organized in one spot. Some posts were originally separate, then combined into [Help completing the TN state tax return] (my mistake, I apologize). They're now combined to help the OP answer...
by LadyGeek
Sat Apr 14, 2018 8:27 am
Forum: Investing - Help with Personal Investments
Topic: Need help building Total Stock Market fund inside 401k
Replies: 2
Views: 147

Re: Need help building Total Stock Market fund inside 401k

Welcome! The wiki can help: Approximating total stock market 81% Vanguard 500 Index Fund (VFINX) 4% Vanguard Mid-Cap Index Fund (VIMSX) 15% Vanguard Small-Cap Index Fund (NAESX) 81% Vanguard Institutional 500 Index Trust US .014% 4% Vanguard Mid-Cap Index Fund Institutional Plus Shares US .04% 15% V...
by LadyGeek
Sat Apr 14, 2018 8:12 am
Forum: Personal Finance (Not Investing)
Topic: Cash flow problems - best way to handle?
Replies: 134
Views: 7803

Re: Cash flow problems - best way to handle?

Hi, through the suggestions in this thread I have already identified ways to bring in about $1600 additional per month (by renting out basement apartment and adjusting my tax withholding) The best way to adjust tax withholding is the IRS Withholding Calculator , from the IRS. It uses your latest nu...
by LadyGeek
Fri Apr 13, 2018 10:25 pm
Forum: Personal Consumer Issues
Topic: Dispute Over a Fence
Replies: 12
Views: 1871

Re: Dispute Over a Fence

I removed some off-topic posts. This thread has run its course and is locked (derailed, not productive). Personal Consumer Issues Note that this subforum has a much lower threshold for locking or removing posts than the financial and investing subforums. In general, controversial, offensive, pointl...
by LadyGeek
Fri Apr 13, 2018 10:19 pm
Forum: Personal Finance (Not Investing)
Topic: [Help completing the TN state tax return]
Replies: 73
Views: 2196

Re: [Help completing the TN state tax return]

StraightEdge - It is very confusing to create a new thread for each question. The information is scattered, making it very difficult to help you. I have combined all of your questions related to the TN state tax return into here.

Please ask all of your tax return questions in this thread.
by LadyGeek
Fri Apr 13, 2018 8:56 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 95
Views: 6831

Re: New faster DNS - 1.1.1.1 by CloudFlare

...My DNS server is hosted by my local Verizon FiOS router, which is not what I expected. :shock: The router has 2 public DNS servers listed, but I don't see how to change them. I've got some research to do. :annoyed ... Hi, Can you change the default DNS servers handed out by the DHCP service for ...