Search found 26474 matches

by LadyGeek
Thu Nov 14, 2019 8:23 pm
Forum: Personal Finance (Not Investing)
Topic: Study ranks 4,500 colleges by net present value of 40 year ROI
Replies: 32
Views: 3917

Re: Can you guess what this ranked list of colleges is? [40 year ROI by Net Present Value]

This thread is now in the Personal Finance (Not Investing) forum (career guidance). The answer to nisiprius' question is in the first reply. I agree and will play the spoiler - I retitled the thread. :) To keep this actionable, has anyone gone to one of the colleges in the article? How well does the...
by LadyGeek
Thu Nov 14, 2019 8:10 pm
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 575
Views: 46621

Re: [What UN-frugal thing do you do? What do you splurge on?]

I just spent $$$ getting 3 new sets of eyeglasses directly from my optometrist.* Yes, this is the in-house cash cow that takes advantage of his customers patients being in the office. I could have saved $$ using a mail order service. Why? I've known him for over 20 years and trust him implicitly. I'...
by LadyGeek
Wed Nov 13, 2019 7:40 pm
Forum: Investing - Theory, News & General
Topic: Rich people are hoarding cash
Replies: 153
Views: 22902

Re: Rich people are hoarding cash

After receiving a PM, this thread is unlocked to continue the discussion.

Please stay on-topic and state your concerns in a civil, factual manner.
by LadyGeek
Wed Nov 13, 2019 7:34 pm
Forum: Personal Finance (Not Investing)
Topic: Seller's agent not letting us use a buyer's agent
Replies: 122
Views: 10454

Re: Seller's agent not letting us use a buyer's agent

This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topic (or ...
by LadyGeek
Wed Nov 13, 2019 5:14 pm
Forum: Personal Finance (Not Investing)
Topic: [Proposed changes to 401(k) and IRAs, SECURE Act]
Replies: 89
Views: 4706

Re: [Proposed changes to 401(k) and IRAs, SECURE Act]

^^^ Now merged into the on-going discussion. I retitled the thread to add "SECURE Act".

The latest status is here: H.R.1994 - Setting Every Community Up for Retirement Enhancement Act of 2019

(Thread remains locked.)
by LadyGeek
Wed Nov 13, 2019 5:09 pm
Forum: Personal Consumer Issues
Topic: Saving seats on Southwest
Replies: 210
Views: 11068

Re: Saving seats on Southwest

This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topic (or ...
by LadyGeek
Wed Nov 13, 2019 4:46 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1968
Views: 326533

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

I removed a post and reply inquiring about a forum member. The discussion was getting derailed.

If anyone has a question regarding a member, please PM me.
by LadyGeek
Tue Nov 12, 2019 9:04 pm
Forum: Investing - Theory, News & General
Topic: Rich people are hoarding cash
Replies: 153
Views: 22902

Re: Rich people are hoarding cash

I removed several off-topic posts. As a reminder, this is a "No politics" forum. This thread has run its course and is locked (getting political, topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting poli...
by LadyGeek
Tue Nov 12, 2019 5:53 pm
Forum: Personal Finance (Not Investing)
Topic: High deductible insurance vs basic
Replies: 6
Views: 442

Re: High deductible insurance vs basic

This thread is now in the Personal Finance (Not Investing) forum (insurance).
by LadyGeek
Tue Nov 12, 2019 5:51 pm
Forum: Personal Finance (Not Investing)
Topic: Make donation through proxy (friend) and deduct?
Replies: 13
Views: 707

Re: Make donation through proxy (friend) and deduct?

This thread has run its course and is locked (conjecture on ethical issue, no added value to continue). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recre...
by LadyGeek
Tue Nov 12, 2019 5:41 pm
Forum: Investing - Theory, News & General
Topic: The End Is Near....Isn't It ?
Replies: 27
Views: 2096

Re: The End Is Near....Isn't It ?

This thread is now in the Investing - Theory, News & General forum (economy concerns).

Please see this on-going discussion: A time to EVALUATE your jitters, started 8 years ago, Aug 07, 2011.
by LadyGeek
Tue Nov 12, 2019 5:34 pm
Forum: Investing - Theory, News & General
Topic: Fidelity to $0 Commissions
Replies: 86
Views: 8895

Re: Fidelity to $0 Commissions

^^^ I merged overthought's post into the on-going discussion.
by LadyGeek
Mon Nov 11, 2019 4:55 pm
Forum: Non-US Investing
Topic: Transfer assets from India to US
Replies: 4
Views: 303

Re: Transfer assets from India to US

vlacs, Welcome! I moved your post to the Non-US Investing forum, which includes cross-border investing. In this case, from India to the US.
by LadyGeek
Sun Nov 10, 2019 9:15 pm
Forum: Personal Consumer Issues
Topic: Magic Eraser Ruined Cabinet Doors
Replies: 13
Views: 9832

Re: Magic Eraser Ruined Cabinet Doors

Jkon, Welcome! FYI - You're bumping a 2015 thread.
by LadyGeek
Sun Nov 10, 2019 9:10 pm
Forum: Personal Consumer Issues
Topic: Fruit Fly Problem
Replies: 24
Views: 2362

Re: Fruit Fly Problem

You could run a comparison of vinegar to honey.

Flies
Image
Source:: xkcd
by LadyGeek
Sun Nov 10, 2019 7:47 pm
Forum: US Chapters
Topic: U. S. Marine Corps Birthday
Replies: 22
Views: 1452

Re: U. S. Marine Corps Birthday

This thread is now in the US Chapters (Bogleheads community) forum.

A very happy birthday to all of the Marines. Thank you for your service.
by LadyGeek
Sun Nov 10, 2019 4:45 pm
Forum: Personal Finance (Not Investing)
Topic: WSJ: Underwater Car Loans
Replies: 38
Views: 2282

Re: WSJ: Underwater Car Loans

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by LadyGeek
Sun Nov 10, 2019 4:41 pm
Forum: Investing - Theory, News & General
Topic: Tax Deferred : Taxable : Tax Free
Replies: 36
Views: 1892

Re: Tax Deferred : Taxable : Tax Free

This thread is now in the Investing - Theory, News & General forum (general discussion). Thinking of paying tax now for Roth Conversions when possible without bumping up the federal marginal rate. It's state tax free in the great state of Illinois. Please don't use the answers in this thread to deci...
by LadyGeek
Sun Nov 10, 2019 4:00 pm
Forum: Personal Consumer Issues
Topic: Was I ripped off at the car dealership?
Replies: 73
Views: 6654

Re: Was I ripped off at the car dealership?

This thread has run its course and is locked (derailed into general rant, topic exhausted, no added value to continue). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there...
by LadyGeek
Sun Nov 10, 2019 11:46 am
Forum: Personal Consumer Issues
Topic: House for Sale--How Much to Tell Potential Buyer
Replies: 35
Views: 2818

Re: House for Sale--How Much to Tell Potential Buyer

This thread has run its course and is locked (contentious, question answered, no added value to continue). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt...
by LadyGeek
Sun Nov 10, 2019 11:43 am
Forum: Personal Consumer Issues
Topic: What is this sound in the house?
Replies: 28
Views: 3197

Re: What is this sound in the house?

This thread reminds me of the all-time classic: Noise in my attic (Oct 26, 2010)
by LadyGeek
Sun Nov 10, 2019 11:39 am
Forum: Personal Investments
Topic: Optimizing for potential future ~9% state capital gains
Replies: 7
Views: 688

Re: Optimizing for potential future ~9% state capital gains

As a reminder, speculation about future legislation is prohibited by forum policy. See: Unacceptable Topics Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: ...
by LadyGeek
Sun Nov 10, 2019 8:52 am
Forum: Personal Finance (Not Investing)
Topic: How to start a business
Replies: 23
Views: 2072

Re: How to start a business

SeattleSound, Welcome!

FYI - SeattleSound has a dedicated thread here: Any positive feedback on being a franchisee?
by LadyGeek
Sat Nov 09, 2019 6:26 pm
Forum: Personal Finance (Not Investing)
Topic: shocking hospital fee estimate
Replies: 45
Views: 3964

Re: shocking hospital fee estimate

I removed a number of posts comparing the UK healthcare system to the US. Also, a few posts complaining about the US healthcare system. This thread has run its course and is locked (contentious, derailed). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may ...
by LadyGeek
Sat Nov 09, 2019 7:56 am
Forum: Personal Investments
Topic: Need Help To Plan
Replies: 7
Views: 549

Re: Need Help To Plan

Welcome! I combined your second question back into the first. In order to give appropriate advice, it's best to merge all the info in one spot. Although you are asking different questions, they are all related to your portfolio. We need to see the entire picture. May I suggest you post your portfoli...
by LadyGeek
Fri Nov 08, 2019 11:15 pm
Forum: Personal Finance (Not Investing)
Topic: Corporate ladder advice
Replies: 8
Views: 1088

Re: Corporate ladder advice

This thread is now in the Personal Finance (Not Investing) forum (career guidance).
by LadyGeek
Fri Nov 08, 2019 11:07 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1551
Views: 165176

Re: [What TV Show Have You Recently Watched?]

I don't think Bojack Horseman has been mentioned on this thread. It is not for everyone but it wrestles in a humorous way with difficult issues like depression and substance abuse. It's now in its final season on Netflix. [of course, for it to make sense, you need to start watching from the beginni...
by LadyGeek
Fri Nov 08, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: Is selling trees for lumber Immoral?
Replies: 33
Views: 2657

Re: Is selling trees for lumber Immoral?

This thread has run its course and is locked (ethical question, not actionable). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and...
by LadyGeek
Fri Nov 08, 2019 9:47 am
Forum: Personal Consumer Issues
Topic: Young parents, considering moving to city
Replies: 11
Views: 1241

Re: Young parents, considering moving to city

This thread is now in the Personal Consumer Issues forum (where to live).

For those questioning the acronym "AS", it's Average Salary.
kotrfa wrote:
Thu Nov 07, 2019 3:22 pm
paying rent just about ~20% of the average salary in our state (AS).
by LadyGeek
Thu Nov 07, 2019 9:33 pm
Forum: Personal Investments
Topic: So, Wow [AA change after divorce]
Replies: 84
Views: 10894

Re: So, Wow [AA change after divorce]

Several off-topic posts commenting on a relationship have been removed. As a reminder, see: General Etiquette
At all times we must conduct ourselves in a respectful manner to other posters.
by LadyGeek
Thu Nov 07, 2019 8:33 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 1904
Views: 198622

Re: U.S. stocks continue to soar!

I split an interchange regarding the benefits of the Chinese tariffs on a local warehouse. The discussion was getting derailed.

Please stay on-topic, which is US stocks.
by LadyGeek
Thu Nov 07, 2019 7:40 pm
Forum: Personal Investments
Topic: Two 529 funds or add a Roth IRA instead
Replies: 17
Views: 839

Re: Two 529 funds or add a Roth IRA instead

Discussions of dishonest behavior or bypassing the law is totally unacceptable. The OP understands that a Roth IRA in someone else's name is cheating, but will not be dissuaded. The correct term is tax evasion, which is an illegal evasion of taxes.

The thread will remain locked.
by LadyGeek
Thu Nov 07, 2019 5:35 pm
Forum: Personal Consumer Issues
Topic: What's the deal with the dentist?
Replies: 5
Views: 1210

Re: What's the deal with the dentist?

Upon further review, this thread will remain locked (medical advice - questioning of a medical treatment).
by LadyGeek
Wed Nov 06, 2019 11:27 pm
Forum: Personal Investments
Topic: Can’t find VGLT [Vanguard Long-Term Treasury ETF]
Replies: 3
Views: 254

Re: Can’t find VGLT [Vanguard Long-Term Treasury ETF]

Welcome! It was quicker (for me) to use Google than the Vanguard site. Here you go: - Vanguard Long-Term Treasury ETF (VGLT) When posting in this forum, it is much better to use the actual fund name. In case there's a typo, we'll know what you mean. VBLXT should be VBLXT: - VBLTX - Vanguard Long-Ter...
by LadyGeek
Wed Nov 06, 2019 10:03 pm
Forum: Investing - Theory, News & General
Topic: Is it OK to take less risk and spend more money once you’ve reached your goals even if you are young?
Replies: 63
Views: 5432

Re: Is it OK to take less risk and spend more money once you’ve reached your goals even if you are young?

I removed an off-topic post and several replies. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct ourselves in a respectful mann...
by LadyGeek
Wed Nov 06, 2019 8:16 pm
Forum: Personal Finance (Not Investing)
Topic: Adult son off the rails [how to plan for his inheritance]
Replies: 12
Views: 2403

Re: Adult son off the rails [how to plan for his inheritance]

Several off-topic posts have been removed. This thread has run its course and is locked (contentious, relationship issue). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and...
by LadyGeek
Tue Nov 05, 2019 10:58 pm
Forum: Investing - Theory, News & General
Topic: Vanguard without Jack Bogle - Allan Roth
Replies: 28
Views: 4385

Re: Vanguard without Jack Bogle - Allan Roth

The Vanguard presentation during the 2019 Bogleheads Conference contained a rather awkward moment when Vanguard fielded a question from the audience regarding a commodities fund. Allan's article provides the context.

The details are here: Re: 2019 Bogleheads Conference Notes
by LadyGeek
Tue Nov 05, 2019 10:52 pm
Forum: Investing - Theory, News & General
Topic: 2019 Bogleheads Conference Notes
Replies: 21
Views: 3955

Re: 2019 Bogleheads Conference Notes

They fielded a question relating to Collateralized Commodity Futures, then allowed an unplanned follow-up "clarification" from the audience that these are futures contracts - not physical assets. I may not be explaining this correctly. If any of the attendees can provide additional info, feel free....
by LadyGeek
Tue Nov 05, 2019 9:06 pm
Forum: Investing - Theory, News & General
Topic: Are Monopolies efficient?
Replies: 10
Views: 465

Re: Are Monopolies efficient?

This thread has run its course and is locked (not actionable). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate policies ...
by LadyGeek
Tue Nov 05, 2019 5:21 pm
Forum: Investing - Theory, News & General
Topic: Is it OK to take less risk and spend more money once you’ve reached your goals even if you are young?
Replies: 63
Views: 5432

Re: Is it OK to take less risk and spend more money once you’ve reached your goals even if you are young?

I removed a number of off-topic posts and replies. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct ourselves in a respectful ma...
by LadyGeek
Tue Nov 05, 2019 3:09 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 2633
Views: 1710572

Re: The Three-Fund Portfolio

Basel Hodge has a question, which I've to a new thread (along with the replies). See: [Help with my three-fund portfolio]
by LadyGeek
Tue Nov 05, 2019 3:08 pm
Forum: Personal Investments
Topic: [Help with my three-fund portfolio]
Replies: 12
Views: 981

Re: The Three-Fund Portfolio

^^^ Basel Hodge - I moved your post, replies and your prologue into a new thread. It's much easier help you this way. If you have any further questions, ask them here.
by LadyGeek
Tue Nov 05, 2019 2:14 pm
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 544
Views: 72278

Re: Flaunt Your High-Mileage Car

2012 Honda CR-V, 101,500 miles. I have no qualms to go for 200k with this car. I just had new front break rotors and pads installed, the rears were done a few months ago. This car is known for rusty brakes. FYI - If anyone was wondering what their car was worth, you can get a free valuation from CAR...
by LadyGeek
Tue Nov 05, 2019 1:25 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12340
Views: 2126650

Re: U.S. stocks in free fall

I removed an off-topic post and several replies related to the bond market. The discussion was getting derailed.

Please stay on-topic, which is about the stock market.
by LadyGeek
Mon Nov 04, 2019 7:54 pm
Forum: Personal Finance (Not Investing)
Topic: H&R BLOCK Pre-Order 2019 Software Offer
Replies: 112
Views: 8603

Re: H&R BLOCK Pre-Order 2019 Software Offer

I merged CABob's thread into the on-going discussion.
by LadyGeek
Mon Nov 04, 2019 7:45 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1551
Views: 165176

Re: [What TV Show Have You Recently Watched?]

I removed an off-topic post suggesting movie titles which are above our family-friendly threshold.
by LadyGeek
Mon Nov 04, 2019 5:49 pm
Forum: Forum Issues and Administration
Topic: [Admin] tinypic (picture hosting) website is gone
Replies: 16
Views: 1604

Re: [Admin] tinypic (picture hosting) website is gone

Unfortunately, there's not much a site admin can do about this. It's up to the member to understand the nature of the image and find a replacement.

I revised the wiki article to remove instrucutions for using tinypic. See: Posting images in the Bogleheads forum
by LadyGeek
Mon Nov 04, 2019 5:35 pm
Forum: Personal Finance (Not Investing)
Topic: Should Chinese wife keep her China Citizenship?
Replies: 15
Views: 1725

Re: Should Chinese wife keep her China Citizenship?

This thread has run its course and is locked (legal issue without a financial component). See: Personal Finance This subforum is for personal financial issues that don't involve investments. Examples of acceptable topics are: - insurance - employment issues - credit card and credit rating issues - ...
by LadyGeek
Sun Nov 03, 2019 9:30 am
Forum: Personal Consumer Issues
Topic: Man’s life savings stolen from hijacked cellphone number
Replies: 241
Views: 28696

Re: Man’s life savings stolen from hijacked cellphone number

I merged Momus' thread into a similar discussion. The combined thread is in the Personal Consumer Issues forum (SIM card hijack).
by LadyGeek
Sat Nov 02, 2019 7:29 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 1904
Views: 198622

Re: U.S. stocks continue to soar!

Please stay on-topic.