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by LadyGeek
Fri Oct 18, 2019 8:16 pm
Forum: Personal Consumer Issues
Topic: 2019 year end car buying experience
Replies: 8
Views: 1133

Re: 2019 year end car buying experience

This thread is now in the Personal Consumer Issues forum (car).
by LadyGeek
Fri Oct 18, 2019 4:19 pm
Forum: Investing - Theory, News & General
Topic: 2019 Bogleheads Conference Notes
Replies: 0
Views: 254

2019 Bogleheads Conference Notes

Use this thread to discuss the 2019 conference in Philadelphia.

I have received Gus Sauter's slides. They are now in the wiki. See: Bogleheads® 18 - Philadelphia

I will add the presentations to the wiki as they are received.
by LadyGeek
Fri Oct 18, 2019 3:47 pm
Forum: Personal Consumer Issues
Topic: Preparing for 25% tariff on Scotch
Replies: 38
Views: 3875

Re: Preparing for 25% tariff on Scotch

Here's the published Federal Register document: 84 FR 55998 - Technical Adjustments to Section 301 Action: Enforcement of U.S. WTO Rights in Large Civil Aircraft Dispute The discussion is getting derailed with opinions on supporting (or not) the tariff itself. Please stay focused on the consumer asp...
by LadyGeek
Fri Oct 18, 2019 6:53 am
Forum: Personal Finance (Not Investing)
Topic: FEHB Open Season 2019
Replies: 75
Views: 4420

Re: FEHB Open Season 2019

The discussion is starting to focus on GEHA HDHP dental coverage vs. GEHA FEDVIP plans. Please start a new thread to discuss.

Let's use this thread for a general discussion of the FEHB open season.
by LadyGeek
Fri Oct 18, 2019 5:31 am
Forum: Personal Consumer Issues
Topic: can't logon to vanguard account [Website Down]
Replies: 101
Views: 7567

Re: can't logon to vanguard account [Website Down]

I merged VeganBH's thread into the on-going discussion (bumped from 2017). The combined thread is in the Personal Consumer Issues forum (website). spae's post (3 up from here) which displayed those messages after reaching a login page suggests (1) maintenance without a proper way to notify site visi...
by LadyGeek
Thu Oct 17, 2019 9:37 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 2603
Views: 1679596

Re: The Three-Fund Portfolio

I removed an off-topic post conjecturing on economic policy. The discussion is getting derailed.

Please stay on-topic, which is the investing aspects.
by LadyGeek
Thu Oct 17, 2019 8:32 pm
Forum: Personal Consumer Issues
Topic: Good camera system to watch the nanny
Replies: 70
Views: 4022

Re: Good camera system to watch the nanny

An off-topic post has been removed (after Flyer24's direction). This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even ...
by LadyGeek
Wed Oct 16, 2019 9:52 pm
Forum: US Chapters
Topic: Bogleheads US Chapters - Yahoo Groups content deletion December 14, 2019
Replies: 0
Views: 236

Bogleheads US Chapters - Yahoo Groups content deletion December 14, 2019

Yahoo, a Verzion media company, will delete Yahoo Group content on December 14, 2019. See: Yahoo will delete all Yahoo Groups content on December 14th and: Yahoo is shutting down its Groups website and deleting all content Several Bogleheads local chapters are using Yahoo Groups. You need to find an...
by LadyGeek
Wed Oct 16, 2019 7:31 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 58
Views: 6825

Re: Refinance Mega Thread

mookie had a post which was moved to a new thread. See: mortgage refinance math--locking in today
by LadyGeek
Wed Oct 16, 2019 11:16 am
Forum: Personal Consumer Issues
Topic: Commuting dilemma
Replies: 34
Views: 2455

Re: Commuting dilemma

Regarding Tesla, google "tesla repair cost". The large costs and unacceptably long delays to repair the vehicle are something to consider.
by LadyGeek
Wed Oct 16, 2019 9:28 am
Forum: Personal Consumer Issues
Topic: College for real life use [Practical knowledge about investing]
Replies: 28
Views: 2579

Re: College for real life use [Practical knowledge about investing]

This thread has run its course and is locked (contentious). See: Personal Consumer Issues Note that this subforum has a much lower threshold for locking or removing posts than the financial and investing subforums. In general, controversial, offensive, pointless, divisive or mean-spirited posts or ...
by LadyGeek
Wed Oct 16, 2019 9:12 am
Forum: Personal Finance (Not Investing)
Topic: Provider choosing to bill as out of network
Replies: 37
Views: 2797

Re: Provider choosing to bill as out of network

This thread is now in the Personal Finance (Not Investing) forum (insurance).

curiosity123, Welcome!
by LadyGeek
Wed Oct 16, 2019 7:05 am
Forum: Personal Consumer Issues
Topic: coin collection - sell or keep?
Replies: 17
Views: 2193

Re: coin collection - sell or keep?

This thread is now in the Personal Consumer Issues forum (coins).
by LadyGeek
Tue Oct 15, 2019 10:33 pm
Forum: Personal Consumer Issues
Topic: College for real life use [Practical knowledge about investing]
Replies: 28
Views: 2579

Re: College for real life use [Practical knowledge about investing]

This thread is now in the Personal Consumer Issues forum (college course). I retitled the thread for clarity. I removed some off-topic posts regarding (1) liberal arts and (2) student loans. Please stay on-topic. Also see: General Etiquette We expect this forum to be a place where people can feel co...
by LadyGeek
Tue Oct 15, 2019 10:10 pm
Forum: Investing - Theory, News & General
Topic: Bank of America declares 'the end of the 60-40' standard portfolio
Replies: 59
Views: 9261

Re: Bank of America declares 'the end of the 60-40' standard portfolio

I merged LongTermEtfHolder's post into the on-going discussion.
by LadyGeek
Tue Oct 15, 2019 9:48 pm
Forum: Personal Finance (Not Investing)
Topic: FAFSA - tips for filling out
Replies: 17
Views: 1476

Re: FAFSA - tips for fill out

This thread is now in the Personal Finance (Not Investing) forum (college). I also fixed the grammar in the title "fill out" to "filling out".
by LadyGeek
Tue Oct 15, 2019 9:39 pm
Forum: Personal Consumer Issues
Topic: Commuting dilemma
Replies: 34
Views: 2455

Re: Commuting dilemma

This thread is now in the Personal Consumer Issues forum (commuting).
by LadyGeek
Tue Oct 15, 2019 8:22 pm
Forum: Personal Finance (Not Investing)
Topic: Switching Roth 401K to Traditional 401K
Replies: 6
Views: 642

Re: Switching Roth 401K to Traditional 401K

cashisking500 - You had a duplicate post which I've removed. I merged the reply into this thread, which is in the Personal Finance (Not Investing) forum (tax question).
by LadyGeek
Tue Oct 15, 2019 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: GE Pension Buyout
Replies: 77
Views: 8675

Re: GE Pension Buyout

New member robinmarie has a question which I've moved into a new thread: [GE Pension Buyout - Calculation of lump sum]
by LadyGeek
Tue Oct 15, 2019 3:42 pm
Forum: Personal Consumer Issues
Topic: Inappropriate touching in a workplace- What is the best act?
Replies: 28
Views: 2101

Re: Inappropriate touching in a workplace- What is the best act?

This thread has run its course and is locked (relationship issue, not a consumer nor personal finance issue). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and...
by LadyGeek
Tue Oct 15, 2019 11:11 am
Forum: Personal Finance (Not Investing)
Topic: Health Insurance upon FIRE and beyond
Replies: 5
Views: 788

Re: Health Insurance upon FIRE and beyond

This thread is now in the Personal Finance (Not Investing) forum (insurance).
by LadyGeek
Tue Oct 15, 2019 11:10 am
Forum: Personal Consumer Issues
Topic: Vanguard Website Page Overview
Replies: 3
Views: 585

Re: Vanguard Website Page Overview

This thread is now in the Personal Consumer Issues forum (website).
by LadyGeek
Tue Oct 15, 2019 6:52 am
Forum: Personal Finance (Not Investing)
Topic: Frustrated with dentist fees
Replies: 81
Views: 5488

Re: Frustrated with dentist fees

An off-topic rant about dental insurance has been removed. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. This thread was temporarily removed for moderator re...
by LadyGeek
Mon Oct 14, 2019 9:47 pm
Forum: Personal Consumer Issues
Topic: Car renting
Replies: 29
Views: 2239

Re: Car renting

This thread is now in the Personal Consumer Issues forum (renting a car).
by LadyGeek
Mon Oct 14, 2019 7:12 pm
Forum: Personal Finance (Not Investing)
Topic: [Vanguard glitch] Your brokerage Consolidated Form 1099 is now available
Replies: 40
Views: 1874

Re: Your brokerage Consolidated Form 1099 is now available

^^^ I merged J G Bankerton's thread into the on-going discussion which is in the Personal Finance (Not Investing) forum (tax form).
by LadyGeek
Mon Oct 14, 2019 6:32 pm
Forum: Personal Finance (Not Investing)
Topic: [S-Corp tax witholding, ES-1040 excess payments]
Replies: 8
Views: 384

Re: [S-Corp tax witholding, ES-1040 excess payments]

In order to give appropriate advice, it's best to keep all the information in one spot. I merged ssgbloghead's related tax payment / withholding questions into one thread.
by LadyGeek
Mon Oct 14, 2019 6:25 pm
Forum: Personal Finance (Not Investing)
Topic: [Vanguard glitch] Your brokerage Consolidated Form 1099 is now available
Replies: 40
Views: 1874

Re: Your brokerage Consolidated Form 1099 is now available

I merged asset_chaos's thread into the on-going discussion which is in the Personal Finance (Not Investing) forum (tax form).
by LadyGeek
Mon Oct 14, 2019 4:18 pm
Forum: Personal Finance (Not Investing)
Topic: [Vanguard glitch] Your brokerage Consolidated Form 1099 is now available
Replies: 40
Views: 1874

Re: Your brokerage Consolidated Form 1099 is now available

I merged ThereAreNoGurus' thread into the on-going discussion. The combined thread is in the Personal Finance (Not Investing) forum (tax form).
by LadyGeek
Mon Oct 14, 2019 3:24 pm
Forum: Personal Finance (Not Investing)
Topic: [Vanguard glitch] Your brokerage Consolidated Form 1099 is now available
Replies: 40
Views: 1874

Re: Your brokerage Consolidated Form 1099 is now available

I merged RustyShackleford's thread into bertilak's thread. The software sorts by time, RustyShackleford is first. The combined thread is in the Personal Finance (Not Investing) forum (taxes).
by LadyGeek
Mon Oct 14, 2019 3:16 pm
Forum: Personal Consumer Issues
Topic: Reducing hospital costs
Replies: 9
Views: 807

Re: Reducing hospital costs

This thread is now in the Personal Consumer Issues forum (medical tourism within the US).

As a reminder, medical details are off-topic. Please stay focused on the financial aspects.
by LadyGeek
Mon Oct 14, 2019 3:13 pm
Forum: Personal Consumer Issues
Topic: HVAC Replacement advice needed
Replies: 7
Views: 816

Re: HVAC Replacement advice needed

In order to give appropriate advice, it's best to have all the information in one spot. I merged theseptemberguy's update back into the original thread.
by LadyGeek
Sun Oct 13, 2019 10:09 pm
Forum: Personal Finance (Not Investing)
Topic: Deleted
Replies: 14
Views: 1389

Re: Deleted

BackpackB - Removing post content is not helpful nor productive. The discussion can not continue. This thread is now locked. I have also locked prior threads you've started for the same reason - content in the first post was removed. If you wish to continue the discussion, please respond to the PM I...
by LadyGeek
Sun Oct 13, 2019 7:21 pm
Forum: Personal Finance (Not Investing)
Topic: New Job, Other Candidate Is Now Subordinate. Awkward?
Replies: 6
Views: 884

Re: New Job, Other Candidate Is Now Subordinate. Awkward?

This thread has run its course and is locked (relationship issue). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational activities. Anything else is ...
by LadyGeek
Sun Oct 13, 2019 4:48 pm
Forum: Personal Finance (Not Investing)
Topic: 2020 Social Security Maximum Taxable Earnings $137,700
Replies: 39
Views: 4910

Re: 2020 Social Security Maximum Taxable Earnings $137,700

This is a "no politics" forum. I removed an off-topic post and reply. As a reminder, see: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: Common religious e...
by LadyGeek
Sun Oct 13, 2019 12:37 pm
Forum: Personal Consumer Issues
Topic: NJ Home Inspector
Replies: 1
Views: 269

Re: NJ Home Inspector

This thread is now in the Personal Consumer Issues forum (home inspector).
by LadyGeek
Sun Oct 13, 2019 11:48 am
Forum: Investing - Theory, News & General
Topic: Prominent financial adviser fined $1M
Replies: 24
Views: 4058

Re: Prominent financial adviser fined $1M

This thread is actionable to understand (1) the FINRA disciplinary process and (2) "unregistered financial instrument". The FINRA disciplinary action is here: FINRA Disciplinary Actions Online Case ID: 2018059962701 The PDF file details the action taken, which is to bar (disqualify) the member from ...
by LadyGeek
Sun Oct 13, 2019 9:36 am
Forum: Personal Finance (Not Investing)
Topic: GE Pension Buyout
Replies: 77
Views: 8675

Re: GE Pension Buyout

Colorado740 has a pension buyout question which I've moved into a new thread: GE Pension Buyout - which option?

It's important to keep everyone's situation in a stand-alone thread. Otherwise, the replies may get confused with the wrong member.
by LadyGeek
Fri Oct 11, 2019 6:57 pm
Forum: Personal Consumer Issues
Topic: Ability to Stream NFL Games (Sundays, Mondays, Thursdays)
Replies: 38
Views: 3659

Re: Ability to Stream NFL Games (Sundays, Mondays, Thursdays)

I merged confusedinvestor's thread into the on-going discussion. The combined thread is in the Personal Consumer Issues forum (streaming service).
by LadyGeek
Fri Oct 11, 2019 11:43 am
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 406
Views: 62950

Re: Good Modern Science Fiction

^^^ Thanks, I'll keep an eye on it. Currently, I'm on Book 15 in the Privateer Tales series by Jamie McFarlane. The series is getting a bit complacent, but it's keeping my interest. I ended up purchasing Books 12 - 17 and will finish out the series.
by LadyGeek
Fri Oct 11, 2019 11:35 am
Forum: Investing - Theory, News & General
Topic: Buying after PR Crisis [Public Relations Crisis (Boeing 737 Max)]
Replies: 32
Views: 2520

Re: Buying after PR Crisis [Public Relations Crisis (Boeing 737 Max)]

^^^ I assume the spelling was just a typo. It's fixed - "Chrisi" to "Crisis".

memic - If you want to change the thread title further, just edit the Subject: line in Post #1. You can edit post with the "pencil" icon in the top-right corner of the post.
by LadyGeek
Fri Oct 11, 2019 9:11 am
Forum: Personal Finance (Not Investing)
Topic: GE Pension Buyout
Replies: 77
Views: 8675

Re: GE Pension Buyout

This thread is now in the Personal Finance (Not Investing) forum (pension).
by LadyGeek
Thu Oct 10, 2019 10:09 pm
Forum: Personal Investments
Topic: Personal Investment [Does timing the market work?]
Replies: 13
Views: 921

Re: Personal Investment [Does timing the market work?]

Welcome! I retitled your thread for clarity. The long and short answer is: It is not a good idea and your chances of earning any money are very, very low. You have to know two things and be right on both of them. (1) When the economy has reached a peak and (2) when the economy will go back up. No on...
by LadyGeek
Thu Oct 10, 2019 9:38 pm
Forum: Personal Investments
Topic: Roth IRA VS Mutual Funds
Replies: 8
Views: 489

Re: Roth IRA VS Mutual Funds

Welcome! It is difficult to answer your question without knowing more about your investments. Your question isn't quite right, as a Roth IRA is an account that can hold mutual funds, stocks, or bonds. Your investments go into tax deferred accounts (Roth IRA, traditional IRA, employer 401(k), etc.) o...
by LadyGeek
Thu Oct 10, 2019 9:30 pm
Forum: Investing - Theory, News & General
Topic: Buying after PR Crisis [Public Relations Crisis (Boeing 737 Max)]
Replies: 32
Views: 2520

Re: Buying after PR Chrisi [Public Relations Crisis (Boeing 737 Max)]

Welcome! As noted in our tag line "Investing Advice Inspired by Jack Bogle", we follow guidance by Jack Bogle, which is to use a long-term buy and hold approach by investing in the entire market using low-cost index funds. We don't invest in individual stocks. Please see the wiki: Bogleheads® invest...
by LadyGeek
Thu Oct 10, 2019 9:25 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 2603
Views: 1679596

Re: The Three-Fund Portfolio

What is a Vanguard Total Stock Market, and why should we only invest only 5%? Welcome! Perhaps you are referring to an amount that should be contributed by your salary to a retirement plan at work? Are you looking for help with your investments? If so, I recommend you post your portfolio in the Per...