Search found 38 matches

by rvflyer
Thu Jun 28, 2018 12:07 pm
Forum: Personal Finance (Not Investing)
Topic: Crowd funding
Replies: 6
Views: 369

Crowd funding

I need to set up a place for relatives and friends to pool money for a relative with cancer who is on medicaid.
Prognosis is good for more years of life but they have little money and will have to find a place to live in a few months. Any alternatives to Gofundme etc? Ideas? Thanks in advance.
by rvflyer
Mon Jun 25, 2018 11:03 am
Forum: Personal Consumer Issues
Topic: Lincoln Aviator
Replies: 5
Views: 603

Lincoln Aviator

Q for Lincoln owners.... new revised Lincoln Aviator hitting the streets soon. Any opinion on buying a model like this in the first model year? Same size as future Ford Explorer — supposed the chasis is what the next generation 2020 Explorer will be based on.
by rvflyer
Sat May 19, 2018 8:43 am
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 24872

Re: Lucrative careers?

Reference a professional pilot career

If interested start out with an FAA medical exam. If you have any disqualifying medical issues you can discount this field right away.
by rvflyer
Thu May 10, 2018 7:01 pm
Forum: Personal Consumer Issues
Topic: Your favorite Florida beach??
Replies: 52
Views: 5219

Re: Your favorite Florida beach??

Take a look at Navarre Beach if you are interested in Pan handle. Quiet and unspoiled but amenities like a large fishing pier. Condos available on VRBO as well as some beach front houses. Short drive to Pensacola Beach. No large traffic jams at dinnertime like Destin.
by rvflyer
Fri May 04, 2018 9:45 am
Forum: Personal Finance (Not Investing)
Topic: Car lease almost over.....Qs on buying it
Replies: 7
Views: 1063

Re: Car lease almost over.....Qs on buying it

Okay thanks much! Appreciate the primer on this.
by rvflyer
Fri May 04, 2018 7:33 am
Forum: Personal Finance (Not Investing)
Topic: Car lease almost over.....Qs on buying it
Replies: 7
Views: 1063

Car lease almost over.....Qs on buying it

We like the 2016 Ford Explorer we have been leasing the last 3 years and may want to buy it. Is there any strategy to this? Should we make an offer to the dealer? I confess I have not looked at the the fine print of the Ford lease agreement. Any experts out there?
by rvflyer
Sun Apr 29, 2018 8:12 am
Forum: Personal Finance (Not Investing)
Topic: 529 Plan Question
Replies: 1
Views: 285

529 Plan Question

Grandson going to US Air Force Academy this fall. He actually will do a year at the USAFA Prep School first before becoming an academy freshman. All expenses taken care of at Academy but there are some expenses to be paid for supplies at the prep school . Can 529 funds be used for these expenses wit...
by rvflyer
Tue Apr 17, 2018 8:41 pm
Forum: Personal Consumer Issues
Topic: Henderson, NV (Las Vegas suburb) Builder Quality
Replies: 6
Views: 1451

Re: Henderson, NV (Las Vegas suburb) Builder Quality

Checkout Regency Summerlin as long as you are on the hunt. Toll Brothers is one of the builders if not the builder.
by rvflyer
Mon Apr 16, 2018 7:36 am
Forum: Personal Consumer Issues
Topic: Allegiant Airlines...Anyone watch CBS 60 Minutes?
Replies: 55
Views: 6073

Allegiant Airlines...Anyone watch CBS 60 Minutes?

Allegiant Airlines earned a full 30 minutes on 60 Minutes last night. If you travel in the low cost carrier world you might want to watch this episode. Both the FAA and this airline get taken to task. Allegiant is on the "do not fly" list of many safety conscious consumers including retired FAA/NTSB...
by rvflyer
Tue Apr 10, 2018 8:28 am
Forum: Personal Consumer Issues
Topic: Travel to Costa Rica
Replies: 19
Views: 1975

Re: Travel to Costa Rica

Some good info on different regions of Costa Rica on the travel forums on Trip Advisor. We did a first time trip over Christmas to Coco/Hermosa Beach area to join relatives in a nice house rental. Flew into Liberia which was 25 minutes from the coast. Pleasantly surprised by the entire week long exp...
by rvflyer
Wed Mar 07, 2018 10:52 pm
Forum: Personal Finance (Not Investing)
Topic: Dental plans
Replies: 21
Views: 1903

Dental plans

My 87 yr old mom is asking for help with finding a reasonably priced dental plan. Anyone have a recommendation to consider or avoid? AARP Delta Dental seems to get mixed reviews. Thanks you in advance.
by rvflyer
Sun Mar 04, 2018 11:04 am
Forum: Personal Finance (Not Investing)
Topic: USAA Credit Card- new cash back card offer.
Replies: 11
Views: 1849

USAA Credit Card- new cash back card offer.

I am a long time USAA bank customer and just received an offer for a new credit card. It is called the USAA Preferred Cash Rewards Visa Signature card and features: 1.5 % UNLIMITED cash back on every purchase No annual rewards caps and no categories to restrict how you earn them No annual fee, no pe...
by rvflyer
Sun Mar 04, 2018 10:52 am
Forum: Personal Consumer Issues
Topic: Flying Frontier- Heads Up
Replies: 21
Views: 2644

Flying Frontier- Heads Up

We usually fly Southwest and DAL/UAL but decided to try Frontier for a nonstop flight. I am well aware of all the caveats with extra fees etc but this one is over the top in m airline experiences. Booked the flight in early February for one way Vegas to Memphis for 331.00 PP mid-March. The return fl...
by rvflyer
Sun Mar 04, 2018 10:37 am
Forum: Personal Consumer Issues
Topic: Medicare Reimbursement Account? (Federal Retiree with Medicare and BCBS Basic Option)
Replies: 10
Views: 1151

Re: Medicare Reimbursement Account? (Federal Retiree with Medicare and BCBS Basic Option)

Not to hijack this thread but.....just as a point of information and heads up for military retirees turning 65 soon, you must sign up for Medicare A/B in order to use your Tricare for Life benefit. This is whether you are receiving your Social Security benefits or not. We have it set up for SS to ma...
by rvflyer
Mon Feb 26, 2018 12:46 am
Forum: Investing - Help with Personal Investments
Topic: Vidangel
Replies: 3
Views: 472

Re: Vidangel

Thanks Arctic/PJs, This was my 400.00 on the "green felt table" buying into the VidAngel IPO. They said upfront they were using the money for legal fees over other priorities. Oh well. Shares were not with a brokerage firm. Artic's sage advice on individual stocks is mostly why I am into low cost in...
by rvflyer
Sun Feb 25, 2018 3:47 pm
Forum: Investing - Help with Personal Investments
Topic: Vidangel
Replies: 3
Views: 472

Vidangel

Anyone have an update on stock for Vidangel? Is it worthless or still 3/share?
by rvflyer
Sat Feb 10, 2018 3:17 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security Spousal Benefit Q....
Replies: 4
Views: 722

Re: Social Security Spousal Benefit Q....

Thanks for the info and your time gang! Bottom line seems to be I have to file for her to get her spousal benefit and I will not to that early than FRA if I have anything to do with it.
by rvflyer
Sat Feb 10, 2018 11:08 am
Forum: Investing - Help with Personal Investments
Topic: Retiring soon.....401K vs rollover to IRA?
Replies: 27
Views: 2598

Retiring soon.....401K vs rollover to IRA?

Will officially retire at the end of the year and have a very good 401K plan that lets us direct just about all money as we see fit (PCRA). I prefer to let my 600K stay in the 401K but am willing to listen to arguments on why I should roll it over to an IRA instead. Appreciate any wisdom or directio...
by rvflyer
Sat Feb 10, 2018 10:55 am
Forum: Personal Consumer Issues
Topic: Who has had a pool?
Replies: 79
Views: 4865

Re: Who has had a pool?

We are in the warm southwest and had a 27000 gal lagoon style pool/hot tub installed in back yard when we bought a new house back in 2002. Had cost rolled into mortgage. Gemstone finish and diving board with shallow wet deck so kids/dog has a place to sit and cool off. No regrets however I will say ...
by rvflyer
Fri Feb 09, 2018 10:21 am
Forum: Personal Finance (Not Investing)
Topic: Social Security Spousal Benefit Q....
Replies: 4
Views: 722

Social Security Spousal Benefit Q....

Me - 64 yrs old. DOB 12/1953. Wage earner Wife 66 yrs old DOB 12/1951. No earned SS benefit ...spousal benefit only I am still working and not collecting SS early. Our FRAs are 66.Wife just turned 66. Can she apply for spousal SS benefit without me filing for SS? If so will she get 50% of my estimat...
by rvflyer
Thu Feb 08, 2018 11:45 pm
Forum: Personal Consumer Issues
Topic: Tips on Buying a Class-B RV
Replies: 115
Views: 10462

Re: Tips on Buying a Class-B RV

Have had 2 Roadtrek 210Ps over about 11 years. Not retired yet so this has been a travel "hobby" so far and have gone coast to coast visiting family and friends. Have really enjoyed touring and some camping. Agree with many comments on this thread. We travel with 2 small dogs occasionally and it can...
by rvflyer
Thu Feb 08, 2018 11:46 am
Forum: Personal Consumer Issues
Topic: Washer/Dryer longevity ?
Replies: 69
Views: 6671

Re: Washer/Dryer longevity ?

I started the Kenmore Washer Dry thread and appreciated the inputs. Our Kenmore Elite stacked washer dryer (tight closet area) worked great for 15 years but a very costly washer tub repair yet to be done motivated us to replace both units rather than be vulnerable for another old age break of some k...
by rvflyer
Wed Jan 10, 2018 1:17 pm
Forum: Personal Consumer Issues
Topic: Kenmore Washer Dryer
Replies: 29
Views: 1795

Kenmore Washer Dryer

Looking at new Kenmore washer dryer which the salesman says has been LG for many years. We thought it was mostly Whirlpool like the dishwashers. Not so. Anyone have anything good or bad to say about LG washer/dryers?
Will go buy the Whirlpool brand elsewhere if need be.
by rvflyer
Thu Jan 04, 2018 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: Obtaining a Mortgage After Retirement
Replies: 7
Views: 867

Obtaining a Mortgage After Retirement

Will officially retire from company at end of year. Will not have house paid off and not sure how long we will stay in said house. If we sell it and decide to purchase a smaller house/condo, how feasible is it to qualify for a mortgage without a job? Can you get a mortgage based on a healthy 401K al...
by rvflyer
Wed Jan 03, 2018 9:07 pm
Forum: Personal Consumer Issues
Topic: Costa Rica
Replies: 17
Views: 2296

Re: Costa Rica

Just returned from our very first week long trip to CR over Christmas. Had a great time and even my skeptical wife was impressed. Rented a house through VRBO on the hills overlooking Coco Beach with 6 other family members and had 2 rental cars to get around. Suggest fly into Liberia if staying on th...
by rvflyer
Wed Jan 03, 2018 1:32 am
Forum: Personal Consumer Issues
Topic: Washer repair or replace?
Replies: 7
Views: 714

Washer repair or replace?

Opinion question for anyone with repair expertise. I have a Kenmore Elite Front Load Washer that is about 16 years old. Has served us well but now needs a new outer tub which will not be cheap. My wife thinks that due to age we will be replacing other parts soon. Is it better to just buy a new one i...
by rvflyer
Sat Nov 04, 2017 12:52 am
Forum: Personal Consumer Issues
Topic: dishwasher recommendations
Replies: 54
Views: 4112

Re: dishwasher recommendations

Had a Samsung ....never again for their dishwasher. Lots of error codes to deal with and Lowe's bought us out on the second round of repairs to computer boards. New models might be better? We returned to Kenmore (spelled Whirlpool) and have been thoroughly satisfied. Most repair folks I talk to supp...
by rvflyer
Sat Nov 04, 2017 12:44 am
Forum: Personal Consumer Issues
Topic: Cruise to Hawaii
Replies: 14
Views: 1396

Re: Cruise to Hawaii

If you have the time to kill and enjoy the days of transit time to/from the mainland that is one thing. If you want to cruise the islands we suggest the NCL 7 day Hawaiian Island cruise on the Pride of America for a great survey of most of the main islands. Fly to/from the mainland. Launch on the cr...
by rvflyer
Wed Nov 01, 2017 9:41 pm
Forum: Personal Consumer Issues
Topic: Carmax, Junk Yard, Auction?
Replies: 17
Views: 2241

Re: Carmax, Junk Yard, Auction?

Don't waste your time with CarMax for an older high mileage car. I was shocked at the low ball they offered on mine. Craigslist , junkyard, donation.
by rvflyer
Wed Nov 01, 2017 9:35 pm
Forum: Personal Finance (Not Investing)
Topic: What was the main reason you retired?
Replies: 210
Views: 18355

Re: What was the main reason you retired?

#6 Forced Into Retirement ...medical condition caused loss of qualification and retirement 3 years earlier than planned in the second 20 year career. Medical condition not life threatening however life's priorities have been re-ordered with a good financial foundation to enjoy those priorities--Chri...
by rvflyer
Fri Oct 27, 2017 8:55 pm
Forum: Personal Consumer Issues
Topic: Home Grocery Delivery Recommendations- NJ
Replies: 9
Views: 1128

Re: Home Grocery Delivery Recommendations- NJ

Thanks to all for some very useful info. Will start with Stop and Shop and if that doesn't work well then Shoprite. Both are close by my mom's place. I may try Amazon for the non-perishables occasionally which someone else suggested as a possibility.
by rvflyer
Mon Oct 23, 2017 11:07 pm
Forum: Personal Consumer Issues
Topic: Home Grocery Delivery Recommendations- NJ
Replies: 9
Views: 1128

Home Grocery Delivery Recommendations- NJ

Greetings All!
From the west coast I am trying to find and set up my late 80s mom with home delivery of her groceries for the winter. She lives in the Princeton/Trenton area of NJ. Doe anyone have a sterling recommendation for a grocery delivery service they have been happy with? Thanks in advance!
by rvflyer
Fri Mar 03, 2017 11:34 pm
Forum: Investing - Help with Personal Investments
Topic: ETFs/Stocks- USA Infrastructure
Replies: 1
Views: 325

ETFs/Stocks- USA Infrastructure

Looking for suggestions/recommendations of company stocks,specialized ETFs, and Mutual Funds that might do well should Congress fund infrastructure improvements our country sorely needs.
by rvflyer
Wed Feb 08, 2017 12:56 pm
Forum: Investing - Help with Personal Investments
Topic: Vidangel IPO
Replies: 3
Views: 841

Vidangel IPO

Anyone know the stock symbol for Vidangel ( the video streaming oufit that allows you to filter content/language of movies)? They are currently shut down by the courts.
by rvflyer
Sun Feb 05, 2017 10:10 am
Forum: Investing - Help with Personal Investments
Topic: 401k Rollover Qs
Replies: 2
Views: 390

401k Rollover Qs

Have a traditional 401K and have 2 years until retirement at 65. (Assume no earned income at 65)

Qs
1) if I want to rollover the entire amount to a Roth Ira can I do that? (About 500K)

2) if I can do it is the entire amount untouchable for 5 years without penalty?
by rvflyer
Sat Jan 21, 2017 12:04 am
Forum: Investing - Help with Personal Investments
Topic: 401K to Roth 401K Conversion Qs
Replies: 7
Views: 980

Re: 401K to Roth 401K Conversion Qs

Thanks for the responses. It is feasible that my move maybe to convert a portion of my 401k to Roth 401k (IRR) prior to 65 while I am still an inactive employee.
So next question. If at age 65 retirement I rollover the 401k to an IRA does the portion that is a Roth 401k roll to a Roth IRA?
by rvflyer
Fri Jan 20, 2017 4:15 pm
Forum: Investing - Help with Personal Investments
Topic: 401K to Roth 401K Conversion Qs
Replies: 7
Views: 980

Re: 401K to Roth 401K Conversion Qs

Does your 401k plan support an In-plan Roth Rollover (IRR)? Having the option of a Roth 401k is a requirement of an IRR, but no indication that one is actually supported. One other important issue is that a Roth 401k still has RMDs. You will have to start taking them for the year you turn 70 1/2. A...
by rvflyer
Fri Jan 20, 2017 10:31 am
Forum: Investing - Help with Personal Investments
Topic: 401K to Roth 401K Conversion Qs
Replies: 7
Views: 980

401K to Roth 401K Conversion Qs

Request any info and opinions on whether it is a wise move to convert at least a portion of my existing 401k to the Roth 401K. I realize the money has to sit in the Roth for 5 years before withdrawal without penalty. Please look at my data "dump" below. Appreciate any info. Me 63 Wife 65 (neither of...