Search found 309 matches

by michaelingp
Sat May 23, 2020 1:11 pm
Forum: Personal Consumer Issues
Topic: Getting started with Dashlane
Replies: 18
Views: 1093

Re: Getting started with Dashlane

So what reason(s) would someone buy the Dashlane Manager program when ALL Password Manager programs require that you do the exact same thing as Dashlane? One thing that I can think of is that if you change/update a password with Dashlane it will "manage" (change) the password in all the appropriate...
by michaelingp
Sat May 23, 2020 1:09 pm
Forum: Personal Consumer Issues
Topic: Getting started with Dashlane
Replies: 18
Views: 1093

Re: Getting started with Dashlane

I am sure Dashlane and other password managers recommend turning off saving of passwords by your individual web browsers and to rely on the your chosen password manager's method of entering the saved ID and Password into the website. Actually, Dashlane goes one step further (maybe others do too). I...
by michaelingp
Wed May 13, 2020 2:19 pm
Forum: Personal Investments
Topic: Beginner looking for guided investment service
Replies: 21
Views: 1088

Re: Beginner looking for guided investment service

Agreed. If I was in your shoes (which I was a few years back), I would put the money in a Target date fund. Agreed. My kids are about the age of the OP, have significant income, but no interest in learning about investing. This is what I advise them. I've talked to them lately, and while they are c...
by michaelingp
Wed May 13, 2020 9:02 am
Forum: Personal Consumer Issues
Topic: New Laptop Recommendations
Replies: 49
Views: 3023

Re: New Laptop Recommendations

It's a "gaming" laptop, but just has a nice black finish so you don't have something flashy or immature looking like some gaming laptops. For $800 you're getting something with astronomically more power than a Surface or Air in those price ranges and with dedicated graphics processing. It's also mu...
by michaelingp
Tue May 12, 2020 9:43 am
Forum: Personal Consumer Issues
Topic: Where do you back up your important data?
Replies: 102
Views: 5083

Re: back up all your data

Never had an issue. I don't bother with system backups though. You go to new hardware the system backups become flaky anyway. Worst case you rebuild and reinstall. Heck most of my applications are cloud based now anyway. One reason I like to have fairly recent system backups (I do them weekly) is i...
by michaelingp
Sun May 10, 2020 6:24 pm
Forum: Personal Consumer Issues
Topic: Password vault or generator?
Replies: 74
Views: 3912

Re: Password vault or generator?

One thing I don't understand about password managers is, how do they (or you) change the old passwords you've been using all along? Do you have to visit every website you frequent, log in, hit "change password" and then what? That's really the only hangup I have about starting to use a password man...
by michaelingp
Sun May 10, 2020 6:14 pm
Forum: Personal Consumer Issues
Topic: A Tsunami of Unsolicited Stupidity
Replies: 12
Views: 2973

Re: A Tsunami of Unsolicited Stupidity

I am flummoxed and frustrated by this. So, again, is anyone else experiencing a similar onslaught? And other than just waiting it out, is there anything that can be done to make these people go away? Did you, by any chance, take a firm up on a "free" offer of some investing-related information? Did...
by michaelingp
Fri May 08, 2020 6:40 pm
Forum: Personal Consumer Issues
Topic: Amazon issues - cannot even cancel Prime really
Replies: 59
Views: 3725

Re: Amazon issues - cannot even cancel Prime really

Yes, 2 day shipping is the guarantee for items available to be shipped immediately. In stock != available to be shipped immediately. There is substantial overlap but they are not the same thing. Read the fine print. Nowhere does it support your interpretation. I just looked at the Prime shipping be...
by michaelingp
Fri May 08, 2020 6:28 pm
Forum: Personal Consumer Issues
Topic: Making backups in Windows 10 with File History
Replies: 17
Views: 1149

Re: Making backups in Windows 10 with File History

I've been using Western Digital's backup utility to make backups of files on my WIndows 10 machine to two external HDs (MyPassport). Lately, I've run into issues where certain critical files do not get backed up on either HD. This came about suddenly after two flawless years of backups. I haven't b...
by michaelingp
Thu May 07, 2020 6:37 pm
Forum: Personal Consumer Issues
Topic: Where do you back up your important data?
Replies: 102
Views: 5083

Re: back up all your data

1. To a local external drive. 2. Backblaze for remote. Very happy with service at $60/yr. Same here. I use Macrium Reflect to make weekly backups of each of three computers. Those external disks are encrypted with BitLocker and stored in a part of my house far from my computers. The idea is that if...
by michaelingp
Sat May 02, 2020 4:14 pm
Forum: Personal Consumer Issues
Topic: Interior paint for small project (1-coat) – suggestions?
Replies: 12
Views: 716

Re: Interior paint for small project (1-coat) – suggestions?

I wouldn't pay extra for a1-coat paint. Unless the area is very small or you're spraying, you're likely to put the paint on too thin in some spots and need to do two coats anyway. In theory, it's a time saver. But practically, you'll need to do two coats anyway. I agree. One coat is a marketing too...
by michaelingp
Fri May 01, 2020 3:00 pm
Forum: Personal Consumer Issues
Topic: 20 AMP Plugs
Replies: 31
Views: 2062

Re: 20 AMP Plugs

This is not always the right answer. For example, my parents' house (built in 1934) was originally wired with BX cable. There is a nominal ground through the BX cable shield that would be detected by a meter, but it is not considered to be a good enough ground for clearing faults that should trip t...
by michaelingp
Sun Apr 26, 2020 3:31 pm
Forum: Personal Consumer Issues
Topic: Mesh Wifi
Replies: 118
Views: 7325

Re: Mesh Wifi

onourway wrote:
Sun Apr 26, 2020 1:21 pm
I would argue for most people today with Internet faster than about 50Mbps, their home wifi IS the choke point.
Agreed. My AC1200 wifi router was definitely the choke point in my house, even if you were standing right next to it.
by michaelingp
Fri Apr 24, 2020 5:17 pm
Forum: Personal Consumer Issues
Topic: I Got Scammed To Send Amazon Gift Cards
Replies: 119
Views: 9341

Re: I Got Scammed To Send Amazon Gift Cards

One I would like to share is: Last week early morning I received a call from a person claiming to be an Amazon delivery guy. He wanted me to confirm my address so that he could give me updates on my delivery. I said I will not confirm anything and they should email me whatever he has to say. He was...
by michaelingp
Wed Apr 15, 2020 4:19 pm
Forum: Personal Consumer Issues
Topic: Mesh Wifi
Replies: 118
Views: 7325

Re: Mesh Wifi

Check the ACxxxx number, the higher the faster (and more expensive). My Orbi system wasn't cheap (I think about $350 for the router and two satellites) but it's AC3000 and really fast. So fast that I didn't realize that my old AC1200 router was the choke point in my system, not my ISP connection. I ...
by michaelingp
Wed Apr 08, 2020 5:48 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 5577
Views: 478090

Re: U.S. stocks continue to soar!

What do you think will be the perception among the bottom 50% of US population that owns almost no stocks and the bottom 90% of the population that owns only 10% of the stock market, when the administration announces its supports for buying stocks and basically providing free insurance for what is ...
by michaelingp
Tue Apr 07, 2020 4:30 pm
Forum: Personal Consumer Issues
Topic: Best home printer/scanner?
Replies: 38
Views: 2402

Re: Best home printer/scanner?

Two devices if you have the desk space. Fujitsu ScanSnap ix1500 will change your life (I have the ix500). I agree with others on the inexpensive Brother b&W laser.
by michaelingp
Sat Mar 28, 2020 6:48 pm
Forum: Personal Consumer Issues
Topic: What will you do first, once COVID pandemic is over?
Replies: 271
Views: 17130

Re: What will you do first, once COVID pandemic is over?

Hamburger and fries at a fast food restaurant. Then back to pickleball.
by michaelingp
Fri Mar 27, 2020 7:34 pm
Forum: Personal Consumer Issues
Topic: Leaky kitchen sink in middle of Pandemic
Replies: 39
Views: 2359

Re: Leaky kitchen sink in middle of Pandemic

Ha! I just got an email from my dentist saying the office is closed and if we have an emergency (like a swollen gum, pain, or whatnot) we should call for a video appointment! I really want to see a dentist fill a cavity over Skype!
by michaelingp
Fri Mar 27, 2020 7:30 pm
Forum: Personal Finance (Not Investing)
Topic: Paying $20 to E-File State Return
Replies: 105
Views: 20864

Re:

Reason - convenience. Last year I've also send regular mail, but forgot to attach W-2, so they've send it back to me. After I've got it back, I've figured that it would be safer to pay $20 and forget about it. I've send USPS mail to the State 2.5 weeks ago, but it is still not showing up on their w...
by michaelingp
Fri Mar 27, 2020 7:15 pm
Forum: Investing - Theory, News & General
Topic: Does Vanguard only allow ETF accounts now?
Replies: 17
Views: 1418

Re: Does Vanguard only allow ETF accounts now?

They changed this quite a ways back because it really didn't make sense. In the old days a lot of us had two accounts, one for mutual funds and one "brokerage" account in which you could buy a wide range of assets, including mutual funds. That didn't really make sense, so they merged the two into on...
by michaelingp
Sun Mar 22, 2020 6:08 pm
Forum: Personal Consumer Issues
Topic: Large Flashlight?
Replies: 29
Views: 1704

Re: Large Flashlight?

Despite its name, the Nebo Big Larry is not "large", but still my favorite flashlight. The light is blinding.
by michaelingp
Fri Mar 20, 2020 10:55 am
Forum: Investing - Theory, News & General
Topic: Coronavirus and the market
Replies: 3949
Views: 296660

Re: Coronavirus and the market

I fully intend to return to my previous AA once a verified vaccine has been created. Ah, therein lies the rub. Like you, I liquidated a lot of stock before the market declined much. And I fully intend to get back into stocks. But waiting for the vaccine doesn't seem like a useful marker for me. A l...
by michaelingp
Sat Mar 14, 2020 8:41 pm
Forum: Personal Finance (Not Investing)
Topic: Google sheets vs Excel; end of life Office 2010
Replies: 37
Views: 2300

Re: Google sheets vs Excel; end of life Office 2010

So ...... on a per user basis ... you pay $1.40 per month for 1 TB cloud storage plus full access to Office (including Publisher & Access Database which is pretty cool). This is, hands down, the best software subscription value on the market. (Another way to look at it: For a family, it's $8.33 per...
by michaelingp
Tue Mar 10, 2020 6:30 pm
Forum: Personal Consumer Issues
Topic: Dealer wants $350+tax for repair. Doesn't seem right... I believe it is a warranty issue
Replies: 40
Views: 2129

Re: Dealer wants $350+tax for repair. Doesn't seem right... I believe it is a warranty issue

My fiancee's car (2013 Nissan Sentra SR, 65k miles) threw an check engine light over the weekend. The code is a P0101. I researched the code and found this is an issue with the PCV valve (please see TSB NTB16-027a https://static.nhtsa.gov/odi/tsbs/2016/SB-10091508-2280.pdf ). Replacing the part is ...
by michaelingp
Tue Mar 10, 2020 6:06 pm
Forum: Personal Consumer Issues
Topic: How To Stay Positive When Feeling Nickle and Dimed
Replies: 21
Views: 2883

Re: How To Stay Positive When Feeling Nickle and Dimed

Don't get my wife started on AirB&B fees. Or me on airline fees. Or the car I just bought where they wanted $799 for "processing fee". Sometimes you can avoid the fee by buying at the box office. When you buy a movie ticket in advance, see if the theater has their own site selling tickets, which aro...
by michaelingp
Thu Mar 05, 2020 10:57 am
Forum: Personal Consumer Issues
Topic: Computer fix or pruchase or replace?
Replies: 26
Views: 1478

Re: Computer fix or pruchase or replace?

nguy44 wrote:
Wed Mar 04, 2020 11:25 pm

If those two options are not appealing, then yes, perhaps buy a new one.
And send the old one to nguy44!
by michaelingp
Wed Mar 04, 2020 5:58 pm
Forum: Personal Consumer Issues
Topic: Computer fix or pruchase or replace?
Replies: 26
Views: 1478

Re: Computer fix or pruchase or replace?

I have a 5-1/2 year old HP Envy laptop and it's a good computer. Except for the keys working I doubt you'll notice any difference in a new laptop. Oh, and the battery might be going on your old one, but you can just plug the charger in. In fact, you may find the new $600 computer lacks some things y...
by michaelingp
Sun Mar 01, 2020 9:29 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax IRA Distribution Worksheet
Replies: 4
Views: 461

Re: Turbo Tax IRA Distribution Worksheet

My form 8606 was incorrect as well this year. I believe the reason was that I completed my return before the final 8606 form was ready. When TurboTax informed me the form was ready, and updated itself with the form, it did not carry forward my IRA basis from the previous year, perhaps because the fo...
by michaelingp
Sat Feb 29, 2020 9:10 pm
Forum: Personal Consumer Issues
Topic: Replacing a through-the-wall AC unit
Replies: 1
Views: 200

Re: Replacing a through-the-wall AC unit

Also, how hard is it to replace such a unit on my own. I am not super handy, but if there are good instructions and not difficult, I may be able to follow. I suspect it would be as simple as unscrewing the current unit, pulling it out, pulling the sleeve out, installing the new sleeve, pushing in t...
by michaelingp
Sat Feb 29, 2020 2:58 pm
Forum: Personal Consumer Issues
Topic: Retire Old Desktop Computer
Replies: 40
Views: 2908

Re: Retire Old Desktop Computer

If the computer is going to the dump, you can remove the hard drive (or SSD) and put it in an external USB enclosure (about $20) and either keep it for data redundancy or re-use it for backups.
by michaelingp
Tue Feb 25, 2020 10:48 am
Forum: Personal Consumer Issues
Topic: iPhone repair - when buying a used phone?
Replies: 6
Views: 468

Re: iPhone repair - when buying a used phone?

TresBelle65 wrote:
Tue Feb 25, 2020 10:08 am


Does anyone have any suggestions as to the best approach for getting a diagnosis/repair?

Thanks
It would probably help if you gave us more information, such as the model and what problems the phone is having.
by michaelingp
Tue Feb 25, 2020 10:46 am
Forum: Personal Consumer Issues
Topic: Selling a house with a safe
Replies: 26
Views: 2451

Re: Selling a house with a safe

With this level of concern, I'd tell the selling agent, "No open houses." My understanding is that open houses don't sell houses anyway, they are just a tool for the agents to get new customers. I agree with another post that buyers accompanied by agents pose virtually zero risk.
by michaelingp
Wed Feb 19, 2020 6:59 pm
Forum: Personal Consumer Issues
Topic: Fidelity landing page - accounts randomly missing
Replies: 37
Views: 2072

Re: Fidelity landing page - accounts randomly missing

MarkerFM wrote:
Wed Feb 19, 2020 10:56 am
Do people seriously think that because the website is not displaying accounts/balances that their money has disappeared?
Not necessarily disappeared, but maybe demanding a huge hassle to make it reappear.
by michaelingp
Wed Feb 19, 2020 6:53 pm
Forum: Personal Consumer Issues
Topic: Perform own oil change pros & cons?
Replies: 224
Views: 11120

Re: Perform own oil change pros & cons?

$113 for an oil change? Where do you live? I can get it for less than $50 without breaking a sweat--$25 at AAA. I had the same reaction. I have the RAM dealer change the oil on my van and rotate the tires and it's about $70. I do it myself on the Honda, but it's a lot easier to jack up and the whee...
by michaelingp
Tue Feb 18, 2020 2:24 pm
Forum: Personal Consumer Issues
Topic: Do You Avoid Advertisements & Commercials?
Replies: 84
Views: 4763

Re: Do You Avoid Advertisements & Commercials?

I avoid ads. I don't watch TV and I have an ad blocker on my browser (although blocking Facebook ads is its biggest job). The problem is I feel quite cut off from popular culture. The whole brouhaha about ads on Facebook just leaves me puzzled since I never see any ads. Same thing with political ads...
by michaelingp
Mon Feb 10, 2020 11:21 am
Forum: Personal Consumer Issues
Topic: iPhone and WiFi not working together
Replies: 8
Views: 670

Re: iPhone and WiFi not working together

Wife's iPhone 7 was doing that recently (wifi dropping, but every other device in the house working perfectly). Eventually through trial and error we figured out it had some problem with 2.4GHz wifi (5GHz worked fine). If your home router has both, see if one works consistently while the other cons...
by michaelingp
Mon Feb 10, 2020 11:17 am
Forum: Personal Consumer Issues
Topic: Taken for a ride for Car maintenance [Can I dispute Credit card charge?]
Replies: 101
Views: 6502

Re: Taken for a ride for Car maintenance [Can I dispute Credit card charge?]

I don't want to hijack this thread, but I think the following is related. What course of action do you follow if you take your car in for some simple routine maintenance, and they tell you something is wrong with it like it needs new ball joints. Do you ask them to prove it somehow, or just take th...
by michaelingp
Sat Feb 01, 2020 2:44 pm
Forum: Personal Consumer Issues
Topic: Amazon free returns, any experiences?
Replies: 74
Views: 5512

Re: Amazon free returns, any experiences?

An Amazon return is not actually a return. I did a few Amazon returns at UPS. Very easy and you get refund in your Amazon account instantly. I got into a conversation with the UPS employee about how they package being you don't need a box to return something. Turns out everything goes in one big pa...
by michaelingp
Sat Feb 01, 2020 1:57 pm
Forum: Personal Consumer Issues
Topic: What's the difference between Uber and Lyft?
Replies: 63
Views: 5314

Re: What's the difference between Uber and Lyft?

My millennial daughters tell me that Uber is immoral, and I should always use Lyft. Since I only need a ride a few times a year, I'm OK with going with what my daughters say without research. Your mileage may vary. Your daughter is correct IMO. Read "Super Pumped" book for well researched details. ...
by michaelingp
Fri Jan 31, 2020 8:54 am
Forum: Personal Consumer Issues
Topic: Considering an iPad. Is it worth it?
Replies: 116
Views: 6986

Re: Considering an iPad. Is it worth it?

My wife has an ipad that I bought for her and I believe she would be a lot better off without it. I wish I could put the genie back into the bottle, but I don't seem to be able to. She spends way too much time on it. My wife too, although she bought it herself. I would feel the same way as you if s...
by michaelingp
Thu Jan 30, 2020 10:55 am
Forum: Personal Consumer Issues
Topic: When to Change Car Battery?
Replies: 120
Views: 8755

Re: When to Change Car Battery?

Actually, this reference suggests that the "conductance" tester injects an AC signal in to measure the battery's impedance (think of it as resistance, more or less...). At first glance, there's no reason why that wouldn't work: https://batteryuniversity.com/learn/article/how_to_measure_internal_res...
by michaelingp
Thu Jan 30, 2020 10:35 am
Forum: Personal Consumer Issues
Topic: Considering an iPad. Is it worth it?
Replies: 116
Views: 6986

Re: Considering an iPad. Is it worth it?

I have an ipad, I'd never buy it again. The software is very restrictive, I can't even get a soft keyboard with a number row. I'm forced to press the little "123" button in order to type a number. It's from the stone ages in terms of software. It's the Apple way or the highway... On my iPad (even t...
by michaelingp
Wed Jan 29, 2020 9:41 pm
Forum: Personal Consumer Issues
Topic: Considering an iPad. Is it worth it?
Replies: 116
Views: 6986

Re: Considering an iPad. Is it worth it?

OP here, my other concern is planned obsolescence. My wife has an iPad Mini (maybe 1st or 2nd Gen) and it’s virtually unusable. It’s so incredibly slow and laggy, I suppose because the memory has been zapped by the OS but can’t really confirm that. My smaller iPad is a 2nd Gen Retina mini manufactu...
by michaelingp
Wed Jan 29, 2020 9:28 pm
Forum: Personal Consumer Issues
Topic: Considering an iPad. Is it worth it?
Replies: 116
Views: 6986

Re: Considering an iPad. Is it worth it?

I got mine when the local newspaper went to over $700 a year delivered to my door on real paper, $50 on the iPad, exact same image. I own 2, I bought one used on eBay, one trickled down from offspring who needed the latest, and my wife has one as well. Obviously a lot less expensive than a year of p...
by michaelingp
Tue Jan 28, 2020 5:36 pm
Forum: Personal Consumer Issues
Topic: Is it worth it to jump on the TurboTax bandwagon?
Replies: 36
Views: 2657

Re: Is it worth it to jump on the TurboTax bandwagon?

Can anyone confirm if I can skip all the Questions and go directly to filling out the forms? And if I can, will the basic version have all the forms? Or do I need premium for that? As others mentioned, I don't think you'll be happy doing this. Almost all the actual IRS forms aren't filled in direct...
by michaelingp
Fri Jan 24, 2020 7:08 pm
Forum: Personal Consumer Issues
Topic: When to Change Car Battery?
Replies: 120
Views: 8755

Re: When to Change Car Battery?

Typical auto garage testers apply a 100amp load then look for how much the voltage drops under that load to determine what % of the CCA capacity the battery still has. In a previous thread on this same topic, I asked how they can test batteries at the dealership with a little hand-held device that ...
by michaelingp
Wed Jan 15, 2020 5:43 pm
Forum: Personal Consumer Issues
Topic: Credit Card Security
Replies: 7
Views: 695

Re: Credit Card Security

To assist me in monitoring our card activity, I have email alerts set up for any purchase $10 or greater. I would set it lower if possible. In one case the only way we knew that our card was compromised was a $2.00 charge on a vending machine 3,000 miles from our home. We have alerts set at $1, the...
by michaelingp
Mon Jan 13, 2020 9:06 am
Forum: Personal Finance (Not Investing)
Topic: discard 2009 tax return documents?
Replies: 46
Views: 4167

Re: discard 2009 tax return documents?

I have my older tax returns on mini diskettes. Am I in trouble? Seriously, I do have them on home burnt CDs. I am not sure if they are even readable now or not. Most of my laptops don't have CD drives. If you had saved those records on 8 inch floppy disks (you do remember them, don't you?) what wou...
by michaelingp
Sun Jan 12, 2020 6:23 pm
Forum: Personal Consumer Issues
Topic: Medical Billing, is this typical?
Replies: 51
Views: 4913

Re: Medical Billing, is this typical?

There is a lot that's disturbing here, but I'm confused about the EOB. Since there was an EOB, the doctor's office must have submitted the charges to your insurance company. All I can think is that your new insurance requires you to use what most here are calling "in network". Some insurance compani...