Search found 554 matches

by bluebolt
Tue Nov 28, 2017 7:51 am
Forum: Personal Consumer Issues
Topic: Luggage Update for Travel
Replies: 73
Views: 3946

Re: Luggage Update for Travel

I recently replaced a rolling duffel with a North Face Rolling Thunder duffel. It's very well made and I like it a lot. https://www.thenorthface.com/shop/equipment-luggage-duffels-wheeled You can find it at a lower price than on the North Face site at retail outlets. I travel extensively and I'm a b...
by bluebolt
Sun Nov 26, 2017 4:22 pm
Forum: Personal Consumer Issues
Topic: The annoying insistence on frivolous credit checks/pulls
Replies: 35
Views: 3211

Re: The annoying insistence on frivolous credit checks/pulls

I'm cautious about unnecessary hard pulls and make merchants verify that they are not doing a hard pull when it's not necessary.

That said, they have such a minimal impact on my credit score which fades rather quickly, so I don't sweat it when it happens.
by bluebolt
Sun Nov 19, 2017 6:18 pm
Forum: Personal Consumer Issues
Topic: HelloFresh meal boxes - disputing credit card charge
Replies: 19
Views: 1614

Re: HelloFresh meal boxes - disputing credit card charge

I get promos from HelloFresh all the time. It's always been obvious to me that the initial discount comes as part of a subscription and I know I've never read the terms because I haven't signed up for it.
by bluebolt
Sat Nov 18, 2017 11:18 pm
Forum: Personal Consumer Issues
Topic: iPhone vs Android longevity
Replies: 9
Views: 1006

Re: iPhone vs Android longevity

Good news/bad news for Android owners - they typically get far fewer major OS version upgrades, so this isn't a problem they have to worry about.

I also have an iPhone 6 with iOS 11 and it is performing just fine. Might there be another issue with your phone?
by bluebolt
Sun Nov 12, 2017 11:11 am
Forum: Personal Consumer Issues
Topic: Warm Shirt for Winter
Replies: 41
Views: 4242

Re: Warm Shirt for Winter

I have a Helly Hansen quarter zip that is incredibly warm. I bought it many years ago so I couldn't find a link to it. I also have a similar Nike quarter zip top that is warm, but not as warm as the Helly Hansen.

If you search for quarter zip or half zip base layers, you might find something similar.
by bluebolt
Thu Nov 09, 2017 9:14 am
Forum: Personal Consumer Issues
Topic: Black Friday Deals/Holiday Gift Ideas
Replies: 57
Views: 7728

Re: Black Friday Deals/Holiday Gift Ideas

As a small gift or a stocking stuffer, portable USB lithium batteries are great. Inexpensive, super useful if you don't have one and pretty useful as a spare if you do have one. For a frequent traveler, the Bose Quietcomfort 20 noise canceling earbuds are fantastic. I just bought the Apple Watch for...
by bluebolt
Wed Nov 08, 2017 6:07 pm
Forum: Personal Consumer Issues
Topic: Gifts for a marathoner
Replies: 25
Views: 1820

Re: Gifts for a marathoner

Here are some good non-running books that I would appreciate as a runner:

Boys in the Boat
Endurance
by bluebolt
Sun Nov 05, 2017 10:32 pm
Forum: Personal Consumer Issues
Topic: bidets
Replies: 35
Views: 3226

Re: bidets

So I have a serious question, never having used these devices. Do you sit there and wait while it dries you off, or do you get up and use a towel? Is this a long procedure? Usually a single wipe with toilet paper to dry off does the trick. Or, if I have time, I turn on the dryer and sit there for a...
by bluebolt
Sun Nov 05, 2017 11:30 am
Forum: Personal Consumer Issues
Topic: bidets
Replies: 35
Views: 3226

Re: bidets

I bought the Toto Washlet S350e which is probably overkill for most people, but I really like it. Took about 20 minutes to install, no plumber necessary, though I had to get a new connector from the shut off valve to the toilet, which was only a few bucks. Most people wouldn't need to do that. I wou...
by bluebolt
Sun Nov 05, 2017 11:18 am
Forum: Personal Consumer Issues
Topic: Spam calls to cell phone...
Replies: 87
Views: 6312

Re: Spam calls to cell phone...

Still mildly annoying but not enough to warrant me spending more time trying to prevent it from happening At 3k per call or even 750-1000 per call for a settlement that isn't worth your time? Even if the call took an hour, that's a pretty good hourly rate... I am curious how you identify exactly wh...
by bluebolt
Sat Oct 28, 2017 9:46 am
Forum: Personal Consumer Issues
Topic: Is it difficult to switch from an iPhone to an Android?
Replies: 99
Views: 7613

Re: Is it difficult to switch from an iPhone to an Android?

Reasons to pick Android - You like the Google ecosystem (Google maps, Drive, Gmail, other Google apps...) - It's useful to have three 'buttons' on your phone (Home, Back, Menu) - More hardware capability for the $$ at lower price points I have used both extensively and I would agree with what previ...
by bluebolt
Tue Oct 24, 2017 5:16 pm
Forum: Personal Consumer Issues
Topic: New TV, what's important?
Replies: 42
Views: 3044

Re: New TV, what's important?

Re: number of HDMI ports. All my TVs are wall mounted and wires hidden, with a single HDMI cable going to the TV. I have a receiver that accepts multiple HDMI inputs and has a single HDMI out. Obviously depends on your setup, but under that scenario, it doesn't matter how many HDMI inputs you have.
by bluebolt
Sun Oct 22, 2017 6:23 am
Forum: Personal Consumer Issues
Topic: Best smartphone
Replies: 37
Views: 2850

Re: Best smartphone

If you go the Android route, I would advise only getting the flagship phones from Samsung or Google due to timeliness of OS updates. For other brands, it's a crapshoot as to whether you'll get timely OS updates. For example, the recent wifi security issue - who knows when/whether it will get address...
by bluebolt
Sat Oct 14, 2017 8:25 pm
Forum: Personal Consumer Issues
Topic: Happy Consumer Story (Backpacking Tent)
Replies: 16
Views: 1390

Re: Happy Consumer Story (Backpacking Tent)

Lutron - the faceplate on a dimmer in my house broke. It was there when I moved in and I had no idea who bought it or when. I called up their customer service. They sent me the current version of that dimmer with a return shipping label for the original one. I was so impressed, I ended up replacing ...
by bluebolt
Tue Oct 10, 2017 8:44 am
Forum: Personal Consumer Issues
Topic: cash and landlines in disasters
Replies: 21
Views: 2497

Re: cash and landlines in disasters

Seems something like this might be an option. Allows you to send text messages via satellite and is a GPS. There is a monthly fee, but looks like you can suspend/resume. Not sure if you can do that from the device, which would make it hard to use without an ongoing subscription if a sudden disaster ...
by bluebolt
Sat Oct 07, 2017 9:16 am
Forum: Personal Consumer Issues
Topic: Home automation
Replies: 30
Views: 4485

Re: Home automation

Thanks! I'm not really sure the why I need a hub. I guess it simplifies things, but I'm not sure I need that completely. I am installing my Ecobee3 today and getting a MyQ garage opener/monitor. That's 2 apps. I am also considering getting the Arlo 3 camera set from Costco. I would like one for fro...
by bluebolt
Thu Oct 05, 2017 12:55 pm
Forum: Personal Consumer Issues
Topic: Home automation
Replies: 30
Views: 4485

Re: Home automation

I'm digging up this thread instead of creating a new one. I am more interested in some home automation things. I don't, however, want to go with a whole house system and I'm not really sure I need everything to talk to each other. Some things that I'm looking at and would like some thoughts from pe...
by bluebolt
Wed Oct 04, 2017 8:45 am
Forum: Personal Consumer Issues
Topic: Where/when to get good deals on athletic shoes
Replies: 24
Views: 1521

Re: Where/when to get good deals on athletic shoes

A consideration many people are not aware of: Running (athletic) shoes begin to lose their cushioning ability as soon as they leave the factory. The sophisticated forms of rubber in their various layers begin deteriorating and eventually become fairly useless. I've learned (the hard way) to avoid b...
by bluebolt
Mon Oct 02, 2017 7:43 pm
Forum: Personal Finance (Not Investing)
Topic: Weird, meaningless, but fun net worth threshold!
Replies: 13
Views: 2748

Re: Weird, meaningless, but fun net worth threshold!

Congrats!

Next milestone - Your liquid net worth is higher than your mortgage balance...
by bluebolt
Mon Oct 02, 2017 3:54 pm
Forum: Personal Consumer Issues
Topic: [Prevent mail theft; sign for USPS Informed Delivery]
Replies: 212
Views: 15581

Re: Prevent mail theft; sign for USPS Informed Delivery

My intention was to direct people to the discussion that already existed about the service, not to invalidate the reason you suggested signing up. Some people may have read the August discussion when it was active, decided that they already knew all there is to know about the Informed Delivery, and...
by bluebolt
Mon Oct 02, 2017 3:10 pm
Forum: Personal Consumer Issues
Topic: [Prevent mail theft; sign for USPS Informed Delivery]
Replies: 212
Views: 15581

Re: Prevent mail theft; sign for USPS Informed Delivery

Recently covered in a thread here: https://www.bogleheads.org/forum/viewtopic.php?t=225757 bluebolt, Thank you for a link. I have not seen that thread before. Now, that I've read it, please note: The August 2017, thread focused on the conveniences of this service and general ways to get rid of junk...
by bluebolt
Mon Oct 02, 2017 7:35 am
Forum: Personal Finance (Not Investing)
Topic: Reach out to hiring manager directly on LinkedIn?
Replies: 52
Views: 3165

Re: Reach out to hiring manager directly on LinkedIn?

As a hiring manager, I see no downside in this. Worst case if the company policy requires that you go through HR, they will just tell you and you will be no worse off. Even then, I would appreciate the initiative. As a hiring manager, I would naturally be a little irked if someone did this to me, a...
by bluebolt
Sun Oct 01, 2017 12:11 pm
Forum: Personal Finance (Not Investing)
Topic: Reach out to hiring manager directly on LinkedIn?
Replies: 52
Views: 3165

Re: Reach out to hiring manager directly on LinkedIn?

It really does depend on the corporate culture. It could work, or it could backfire. Read the ad carefully and see if it says anything about the process, such as the preferred timeline for application review and when the job begins. Check Glassdoor or other sites that could speak to the corporate c...
by bluebolt
Sun Oct 01, 2017 11:58 am
Forum: Personal Finance (Not Investing)
Topic: Reach out to hiring manager directly on LinkedIn?
Replies: 52
Views: 3165

Re: Reach out to hiring manager directly on LinkedIn?

As a hiring manager, I see no downside in this. Worst case if the company policy requires that you go through HR, they will just tell you and you will be no worse off. Even then, I would appreciate the initiative. As a hiring manager, I would naturally be a little irked if someone did this to me, a...
by bluebolt
Sun Oct 01, 2017 11:13 am
Forum: Personal Finance (Not Investing)
Topic: Reach out to hiring manager directly on LinkedIn?
Replies: 52
Views: 3165

Re: Reach out to hiring manager directly on LinkedIn?

As a hiring manager, I see no downside in this. Worst case if the company policy requires that you go through HR, they will just tell you and you will be no worse off. Even then, I would appreciate the initiative.
by bluebolt
Sun Oct 01, 2017 11:10 am
Forum: Personal Consumer Issues
Topic: a $2000 pizza
Replies: 19
Views: 1916

Re: a $2000 pizza

I'm sure all the folks from the (now locked) Rolex thread are going to come over here and explain why it's worth it to spend $2000 on a pizza. :oops:
by bluebolt
Sun Oct 01, 2017 11:07 am
Forum: Personal Consumer Issues
Topic: Boston to Bar Harbor trip
Replies: 33
Views: 2314

Re: Boston to Bar Harbor trip

In the Boston area, the following are good places to eat (these are my personal favorites, so aren't always close to the tourist areas): Oleana- Turkish Sarma- also Turkish (same owner as above) Suvaai- South Indian (very fresh ingredients) Chili Garden- Szechuan, very spicy Mama Maria- Italian, a ...
by bluebolt
Sat Sep 30, 2017 6:25 am
Forum: Personal Consumer Issues
Topic: Personal finance help for those below/near poverty line
Replies: 48
Views: 6783

Re: Personal finance help for those below/near poverty line

To the OP, "in need" is a broad term, but I can share some things that have helped to support our adult son with autism. 1) In CA, we have a LINK paratransit bus services, which offers door to door transportation for $4 one way, regardless of the distance. This helps him get to and from support pla...
by bluebolt
Fri Sep 29, 2017 3:21 pm
Forum: Personal Consumer Issues
Topic: The Rolex and The Boglehead
Replies: 274
Views: 11997

Re: The Rolex and The Boglehead

For watches? If you hid/removed the Rolex logo, covered the jewelry elements (quality of the band, gold of the watch casing, etc), how different would it be from a decently made, similar in style $50 or $500 watch? Is it more reliable? I doubt it - a quartz watch is presumably going to be more accu...
by bluebolt
Fri Sep 29, 2017 11:59 am
Forum: Personal Consumer Issues
Topic: The Rolex and The Boglehead
Replies: 274
Views: 11997

Re: The Rolex and The Boglehead

I wonder how many people who have an expensive watch think it's ridiculous that someone would spend $15K-$50K (or $300K!) on a handbag. http://www.telegraph.co.uk/fashion/brands/meet-the-worlds-most-expensive-handbag-an-herms-birkin-bags-sell/ I still really would like to know the answer to this qu...
by bluebolt
Fri Sep 29, 2017 9:41 am
Forum: Personal Consumer Issues
Topic: The Rolex and The Boglehead
Replies: 274
Views: 11997

Re: The Rolex and The Boglehead

The TV analogy would work if you were comparing a beautiful looking 4K 60" flatscreen to a 1970's 11" Blank and White Tube TV. They both serve the same function but the 4K provides a MUCH nicer experience. Homer- I don't think we are going to convince you to buy a Rolex - but next time you are in a...
by bluebolt
Fri Sep 29, 2017 8:59 am
Forum: Personal Consumer Issues
Topic: The Rolex and The Boglehead
Replies: 274
Views: 11997

Re: The Rolex and The Boglehead

The TV analogy would work if you were comparing a beautiful looking 4K 60" flatscreen to a 1970's 11" Blank and White Tube TV. They both serve the same function but the 4K provides a MUCH nicer experience. Homer- I don't think we are going to convince you to buy a Rolex - but next time you are in a...
by bluebolt
Fri Sep 29, 2017 7:55 am
Forum: Personal Consumer Issues
Topic: The Rolex and The Boglehead
Replies: 274
Views: 11997

Re: The Rolex and The Boglehead

You can only go up from the coke analogy :-). From my perspective, if one's argument is a $20 watch is the same as a $5k watch, then I guess I'm curious why wear a watch at all. Odds are you have a phone right there in your pocket to tell you the time. Why does one feel the need to show off that he...
by bluebolt
Fri Sep 29, 2017 7:21 am
Forum: Personal Consumer Issues
Topic: Iphone X is $1000
Replies: 385
Views: 26491

Re: Iphone X is $1000

IRL, I think most people who can afford an iPhone refuse to use only the provided cable, just as you do. It seems that every time I upgrade my iPhone or iPad, I have to get a bunch of new cables also. I don’t buy Apple branded cables, but they’re still pricey. I wouldn’t mind paying once, but I hav...
by bluebolt
Thu Sep 28, 2017 9:11 pm
Forum: Personal Consumer Issues
Topic: Smart Home: Google, Apple, or Amazon?
Replies: 15
Views: 1546

Re: Smart Home: Google, Apple, or Amazon?

I'm not really a voice activation kind of guy, I do have a Samsung SmartThings Hub that I'm pretty happy with, it runs my zwave switches for my lights. I have a simple remote that triggers the hub automation scripts, and I can also run the scripts from my phone. I had the SmartThings set up first. ...
by bluebolt
Thu Sep 28, 2017 5:57 pm
Forum: Personal Consumer Issues
Topic: Smart Home: Google, Apple, or Amazon?
Replies: 15
Views: 1546

Re: Smart Home: Google, Apple, or Amazon?

I'm not really a voice activation kind of guy, I do have a Samsung SmartThings Hub that I'm pretty happy with, it runs my zwave switches for my lights. I have a simple remote that triggers the hub automation scripts, and I can also run the scripts from my phone. I had the SmartThings set up first. ...
by bluebolt
Thu Sep 28, 2017 5:44 pm
Forum: Personal Consumer Issues
Topic: The Rolex and The Boglehead
Replies: 274
Views: 11997

Re: The Rolex and The Boglehead

1. The people who think owning an expensive watch is stupid think watches should solve the "telling the time" problem. That's why a Casio = Rolex. 2. The people who think owning an expensive watch is awesome think watches should solve a different problem than the "telling the time" problem. For thos...
by bluebolt
Thu Sep 28, 2017 2:00 pm
Forum: Personal Consumer Issues
Topic: The Rolex and The Boglehead
Replies: 274
Views: 11997

Re: The Rolex and The Boglehead

I wonder how many people who have an expensive watch think it's ridiculous that someone would spend $15K-$50K (or $300K!) on a handbag.

http://www.telegraph.co.uk/fashion/bran ... bags-sell/
by bluebolt
Thu Sep 28, 2017 7:52 am
Forum: Personal Consumer Issues
Topic: Verizon TravelPass
Replies: 45
Views: 3599

Re: Verizon TravelPass

Actually I like the Verizon TravelPass. It works exactly as advertised. We go to Canada a lot, where the rate is $2 a day, and have used it on our last two Europe trips, at $10 a day. We're on a 12 gig plan with 2 phones and a hotspot. For us it is a good deal and hassle free. However we are not gl...
by bluebolt
Wed Sep 27, 2017 6:16 pm
Forum: Personal Consumer Issues
Topic: Meaningful wedding gift?
Replies: 20
Views: 1689

Re: Meaningful wedding gift?

What's your budget? That will help with suggestions. I was in a similar situation and bought my friend and his wife a beautiful piece of artwork. That was almost 20 years and three homes ago and they still have it hanging in their home. The most memorable gift that we received: Someone (without us k...
by bluebolt
Wed Sep 27, 2017 6:09 pm
Forum: Personal Consumer Issues
Topic: Verizon TravelPass
Replies: 45
Views: 3599

Re: Verizon TravelPass

Just keep in mind that the new "roam like at home" rule is slightly different for PAYG SIMs, which is what you'd by purchasing as a non-resident tourist: "If you pay per unit, and your domestic unit price of data is less than €7.7 per GB, your operator may apply a roam like at home volume limit on ...
by bluebolt
Wed Sep 27, 2017 3:51 pm
Forum: Personal Consumer Issues
Topic: The Rolex and The Boglehead
Replies: 274
Views: 11997

Re: The Rolex and The Boglehead

That makes me feel better. And I'm not including you in the group of pompous show-offs who feel the need to own a multi-thousand dollar item that does the exact same thing as a ten dollar one. If you include yourself in that group enough to take offense, then wouldn't that be ridiculous? If simply ...
by bluebolt
Wed Sep 27, 2017 1:58 pm
Forum: Personal Consumer Issues
Topic: The Rolex and The Boglehead
Replies: 274
Views: 11997

Re: The Rolex and The Boglehead

...I view mechanical watches as little works of art and I admire them as such... +1. Again. Sigh... Whatever you do, do not let other people on BH condescendingly explain to you why you want a Rolex. Or a car other than a ten year-old Camry. You know why you want it; they presume that they know why...
by bluebolt
Wed Sep 27, 2017 6:32 am
Forum: Personal Consumer Issues
Topic: The Rolex and The Boglehead
Replies: 274
Views: 11997

Re: The Rolex and The Boglehead

...I view mechanical watches as little works of art and I admire them as such... +1. Again. Sigh... Whatever you do, do not let other people on BH condescendingly explain to you why you want a Rolex. Or a car other than a ten year-old Camry. You know why you want it; they presume that they know why...
by bluebolt
Wed Sep 27, 2017 6:14 am
Forum: Personal Consumer Issues
Topic: Personal finance help for those below/near poverty line
Replies: 48
Views: 6783

Re: Personal finance help for those below/near poverty line

All of the items suggested are fine but there's one big item missing. GET INCOME UP. Drive with uber, get a 2nd or 3rd job, go back to school, etc Saving $10 a week on food or depending on the government/food pantry/charity is not a solution. It is a great TEMPORARY stop gap but the real problem is...
by bluebolt
Tue Sep 26, 2017 7:31 pm
Forum: Personal Consumer Issues
Topic: Verizon TravelPass
Replies: 45
Views: 3599

Re: Verizon TravelPass

I will be traveling for about 8 days in Prague and 12 in UK. Where does one get the SIM card and does the same card work in both countries? You can get it when you arrive or you can order it from Amazon or eBay. Yes, the new European roaming rules allow you to use it in both countries. I assume you...
by bluebolt
Tue Sep 26, 2017 7:19 pm
Forum: Personal Consumer Issues
Topic: Verizon TravelPass
Replies: 45
Views: 3599

Re: Verizon TravelPass

That is correct. You'll use your existing data allowance. You will have to dial a '+' plus the country code for the country you are dialing. The US country code is 1, so +1 212 555 1212. UK is +44 and Czech Republic is +420. I don't know how long you will be there, but I prefer to get a local SIM, s...
by bluebolt
Tue Sep 26, 2017 5:25 pm
Forum: Personal Consumer Issues
Topic: Unbelievable AT & T
Replies: 29
Views: 3770

Re: Unbelievable AT & T

When I switched away from AT&T, I called customer service to verify the final bill would be prorated. The customer service rep told me it would be prorated. I switched 2 or 3 days into the billing cycle. When I got the bill, it was for a full month. I called up customer service and they told me they...
by bluebolt
Mon Sep 25, 2017 8:36 am
Forum: Personal Consumer Issues
Topic: Finding a Driver
Replies: 26
Views: 3217

Re: Finding a Driver

Because Uber and Lyft drivers are "independent contractors," they can't dictate how the drivers spend their time when they are not driving for them. So, I don't see an issue with asking a driver that you like to do that for you. However, they are unlikely to be properly insured unless they are alrea...