Search found 108 matches

by Doug E. Dee
Fri Jan 17, 2020 8:13 am
Forum: Personal Consumer Issues
Topic: Optimal thermostat settings
Replies: 18
Views: 1313

Re: Optimal thermostat settings

B

The rest periods are not needed.
by Doug E. Dee
Wed Jan 15, 2020 1:41 pm
Forum: Personal Consumer Issues
Topic: Any reason to not buy this car?
Replies: 66
Views: 4645

Re: Any reason to not buy this car?

I'd be worried about rust and rot on a 2003.

Maybe it was kept in a garage and driven only on sunny days.
by Doug E. Dee
Tue Jan 07, 2020 8:53 am
Forum: Personal Finance (Not Investing)
Topic: Using 401k funds to pay off debt?
Replies: 33
Views: 1899

Re: Using 401k funds to pay off debt?

I would absolutely not cash in the 401k.

With your income, paying down the debt should be completely doable. You need a monthly budget and need to stick to it.

Perhaps you can post your monthly income and expenses here for review?
by Doug E. Dee
Wed Dec 18, 2019 1:14 pm
Forum: Personal Consumer Issues
Topic: Who is liable for slip on sidewalk?
Replies: 63
Views: 3292

Re: Who is liable for slip on sidewalk?

Seems to me that if you clear the sidewalk of snow, you would also have to sand and salt it.
by Doug E. Dee
Wed Dec 18, 2019 7:08 am
Forum: Personal Consumer Issues
Topic: Cheap Cell Phone Plan
Replies: 50
Views: 5848

Re: Cheap Cell Phone Plan

The party's over for those of us grandfathered in on the $2/mo Xfinity plan. "By the Gig no longer includes an allowance of 100 MB of shared data. In other words, you'll pay a minimum of $12/mo per account for cellular data for your By the Gig lines." https://www.xfinity.com/mobile/support/article/p...
by Doug E. Dee
Mon Dec 09, 2019 12:07 pm
Forum: Personal Consumer Issues
Topic: Preventative car maintenance (oil changes) costs
Replies: 55
Views: 3715

Re: Preventative car maintenance (oil changes) costs

z0r wrote:
Sun Dec 08, 2019 9:53 pm
...the 2x/year Mobil 1 rebate keeps me in oil. hard to beat $13 after rebate for 5qt Mobil 1 even if its numbers are only average
Yes! I get the M1 filters at WMT for $10 and do oil changes at 7500 miles.
by Doug E. Dee
Tue Nov 26, 2019 8:38 pm
Forum: Personal Consumer Issues
Topic: Found hidden safe, should we crack?
Replies: 303
Views: 86046

Re: Found hidden safe, should we crack?

gips wrote:
Tue Nov 26, 2019 12:35 pm
We're heading home in 2-3 weeks, so we have a small window of opportunity until next spring to decide if we want to do something with the safe on this trip
There is no way we can wait until next spring to see what's in that safe!
by Doug E. Dee
Sat Oct 19, 2019 11:15 am
Forum: Personal Consumer Issues
Topic: Cheap Cell Phone Plan
Replies: 50
Views: 5848

Re: Cheap Cell Phone Plan

Thanks Neil, I didn't know that they eliminated the plan we have. Too bad, such a great deal.

eta- I just found this:

"For accounts opened after 7/31/19, with By the Gig lines, a minimum $12.00 charge applies per month, regardless of data usage. "
by Doug E. Dee
Wed Oct 16, 2019 1:16 pm
Forum: Personal Consumer Issues
Topic: Cheap Cell Phone Plan
Replies: 50
Views: 5848

Re: Cheap Cell Phone Plan

Xfinity if you're a current internet subscriber (as student posted above).

I pay $2.40/mo in taxes, that's it. Includes 100MB in data which isn't much but it works for me.
by Doug E. Dee
Wed Jun 26, 2019 7:50 am
Forum: Personal Consumer Issues
Topic: Belt sander or disc sander for refinishing decks?
Replies: 32
Views: 2889

Re: Belt sander or disc sander for refinishing decks?

I was in the exact same situation as Op a few years ago, with a solid stain that was coming up. I sanded mine with a disk sander on a drill. Probably not a good method as it was a lot of work. Several sessions with knee pads and a respirator and it was easy to gouge if you weren't careful, but it re...
by Doug E. Dee
Wed Jun 26, 2019 7:27 am
Forum: Personal Consumer Issues
Topic: Is this overkill on construction work
Replies: 11
Views: 1757

Re: Is this overkill on construction work

Not overkill, doing it right. Similar to using a Bigfoot on the bottom of the sonotube.
by Doug E. Dee
Fri Jun 14, 2019 1:22 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 1159
Views: 180910

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

CULater,
I have really enjoyed following this thread and wish it to remain open.

Why can't uninterested parties simply scroll by?

Please continue posting!
by Doug E. Dee
Fri May 03, 2019 6:45 am
Forum: Personal Consumer Issues
Topic: Tequila and Magaritas
Replies: 122
Views: 15492

Re: Tequila and Magaritas

I enjoy a margarita after work or on a weekend afternoon. I'm usually only making one for myself so I keep it simple.

Altos
Dr. Swami & Bone Daddy's Top Shelf Margarita Mix
by Doug E. Dee
Fri Mar 15, 2019 1:18 pm
Forum: Personal Investments
Topic: New Job 401k Options allocation help!
Replies: 20
Views: 901

Re: New Job 401k Options allocation help!

It depends on if you changed your allocation for existing balance or future contributions or both.
by Doug E. Dee
Wed Mar 06, 2019 7:23 am
Forum: Personal Consumer Issues
Topic: 2019 Mazda CX-5 Grand Touring or Honda CR-V EXL
Replies: 69
Views: 6509

Re: 2019 Mazda CX-5 Grand Touring or Honda CR-V EXL

I currently drive a 2012 Mazda 5. When it's time to replace, it will most likely be a CX-5. Sadly, they discontinued the 5.

The fuel in oil issue with the CR-V and the way Honda has handled it would rule out the purchase of any Honda for me.
by Doug E. Dee
Thu Jan 24, 2019 7:21 am
Forum: Personal Consumer Issues
Topic: Waterpik
Replies: 28
Views: 2881

Re: Waterpik

About 6 here as well.
by Doug E. Dee
Thu Jan 24, 2019 7:18 am
Forum: Personal Consumer Issues
Topic: Internet service speed issue
Replies: 25
Views: 1342

Re: Internet service speed issue

I had a similar issue once. I asked my buddy a couple houses down on same street and his speed test was low as well. I got no where with comcast phone support. I went on the comcast message boards and asked for help there and explained it was a problem with service on our street, probably the head e...
by Doug E. Dee
Wed Jan 23, 2019 1:05 pm
Forum: Personal Consumer Issues
Topic: Internet service speed issue
Replies: 25
Views: 1342

Re: Internet service speed issue

Plug your computer directly into the comcast modem using ethernet cable and test.
by Doug E. Dee
Wed Jan 16, 2019 7:24 am
Forum: Personal Investments
Topic: Vanguard Balanced Index Admiral vs LS Mod Growth>
Replies: 16
Views: 1905

Re: Vanguard Balanced Index Admiral vs LS Mod Growth>

LK2012 wrote:
Tue Jan 15, 2019 5:00 pm
No one knows which fund will do better over the next 12 years. But T Rowe Price Capital Appreciation has done a lot better than either one over the past 12 years. Go to Morningstar.com and enter these funds into the Chart function and compare the Total Returns.
Exactly! Too much focus on ER.
by Doug E. Dee
Tue Jan 15, 2019 1:04 pm
Forum: Personal Finance (Not Investing)
Topic: Screwed myself on salary negotiations, how do I get past this?
Replies: 25
Views: 2818

Re: Screwed myself on salary negotiations, how do I get past this?

The good news is that you got them to come up from their original offer!!
by Doug E. Dee
Tue Jan 01, 2019 3:15 pm
Forum: Personal Consumer Issues
Topic: Snow Plowing
Replies: 54
Views: 2826

Re: Snow Plowing

Snowblower. Cleared today's 1" with a push shovel for exercise.
by Doug E. Dee
Fri Dec 28, 2018 7:11 am
Forum: Personal Consumer Issues
Topic: Tips on preventative home maintenance?
Replies: 46
Views: 6219

Re: Tips on preventative home maintenance?

you'll want to consider inspecting/replacing the gaskets around your vent pipes. +1 I had this very problem 3 months ago, noticed a wet spot on the bathroom ceiling and it was caused by the rotted gasket on the stink pipe. Got a new rubber gasket at Lowes and slid it right over the top of the old o...
by Doug E. Dee
Thu Dec 20, 2018 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: Dilemma about 529 and computer
Replies: 7
Views: 816

Re: Dilemma about 529 and computer

I am no authority but I think that's a legitimate use of 529 money as long as she in enrolled in school.

I would consider replacing it now during semester break, rather than having it fail during crunch time.
by Doug E. Dee
Tue Dec 11, 2018 9:30 am
Forum: Personal Consumer Issues
Topic: [Anyone drop cable for YouTube TV?]
Replies: 127
Views: 10419

Re: [Anyone drop cable for YouTube TV?]

I'm wondering if your rate for internet only goes way up compared to a package price?

So $40 for YT TV plus $xx for internet.
by Doug E. Dee
Sun Dec 09, 2018 8:57 am
Forum: Personal Consumer Issues
Topic: Are you glad you bought an Xfinity Telephony Modem?
Replies: 13
Views: 961

Re: Are you glad you bought an Xfinity Telephony Modem?

In my case, I was very close to dumping Comcast totally but I was able to get on a triple play plan at the promo rate for 2 years. As said above, with the new modem rental charge of $13, it will take 16 months to pay off the $200 telephony modem. The risk I see is the customer owned modem flaking ou...
by Doug E. Dee
Sun Dec 09, 2018 8:20 am
Forum: Personal Consumer Issues
Topic: Are you glad you bought an Xfinity Telephony Modem?
Replies: 13
Views: 961

Re: Are you glad you bought an Xfinity Telephony Modem?

mbres60,
Hey there! I'm wondering if you decided to buy that modem and how's it going? I'm in the exact same situation and think I may pull the trigger on that modem as well.

Doug
by Doug E. Dee
Mon Dec 03, 2018 8:38 am
Forum: Personal Finance (Not Investing)
Topic: Do you get a year end bonus?
Replies: 78
Views: 5809

Re: Do you get a year end bonus?

Yes, a $6 turkey for Thanksgiving!
by Doug E. Dee
Wed Nov 07, 2018 10:33 am
Forum: Personal Consumer Issues
Topic: Best strategy basement mold
Replies: 27
Views: 2553

Re: Best strategy basement mold

markcoop wrote:
Mon Nov 05, 2018 7:36 am
I live in the Northeast. Winters tend to be dry. Curious if people run dehumidifiers in the basement in the winter?
No, I unplug it once the humidity level drops to the point where the dehumidifier is no longer coming on. Unplugging also protects it from any wintertime power hits.
by Doug E. Dee
Fri Sep 28, 2018 12:43 pm
Forum: Personal Consumer Issues
Topic: Invisalign and Dentist pricing
Replies: 19
Views: 2783

Re: Invisalign and Dentist pricing

+1 for the bonding. See a good cosmetic dentist for consult.
by Doug E. Dee
Wed Sep 19, 2018 7:58 am
Forum: Personal Consumer Issues
Topic: Attic Insulation Removal/Replacement Costs
Replies: 16
Views: 1655

Re: Attic Insulation Removal/Replacement Costs

My dream is to remove the fiberglass batts and have spray foam applied. Then, either put the batts back or just have a new thick layer blown in.
by Doug E. Dee
Thu Jul 19, 2018 7:30 am
Forum: Personal Consumer Issues
Topic: How much did your braces/invisalign braces cost?
Replies: 32
Views: 4291

Re: How much did your braces/invisalign braces cost?

$5-6k around here.

Planning is key. What I did was jazz up my dental coverage to the top level at open enrollment time. That covered $1500. Then have half of the balance put into a FSA each year for 2 years.
by Doug E. Dee
Wed May 16, 2018 8:20 am
Forum: Personal Consumer Issues
Topic: Brake work estimate
Replies: 45
Views: 3817

Re: Brake work estimate

You're doing rear only? Usually, the front wears quicker than the rear.
by Doug E. Dee
Fri Apr 27, 2018 7:17 am
Forum: Personal Consumer Issues
Topic: DIY Desktop PC
Replies: 43
Views: 3091

Re: DIY Desktop PC

raveon wrote:
Thu Apr 26, 2018 6:19 pm

2. Not intending to buy SATA drives. Will reuse 12 year old drives for now.
Please no
by Doug E. Dee
Thu Apr 05, 2018 9:32 am
Forum: Personal Consumer Issues
Topic: Insurance rate increase Agent Review?
Replies: 8
Views: 610

Re: Insurance rate increase Agent Review?

SimonJester wrote:
Thu Apr 05, 2018 8:36 am
Just to clarify the agent is for a single insurance company and does not shop other companies.
There's your problem, imo.
by Doug E. Dee
Thu Apr 05, 2018 8:17 am
Forum: Personal Consumer Issues
Topic: Insurance rate increase Agent Review?
Replies: 8
Views: 610

Re: Insurance rate increase Agent Review?

Agree with above, the agent should easily be able to shop your policies and call you with the results.
by Doug E. Dee
Wed Mar 28, 2018 1:18 pm
Forum: Personal Consumer Issues
Topic: Mac Office 2016 download on Ebay - how so cheap?
Replies: 23
Views: 5812

Re: Mac Office 2016 download on Ebay - how so cheap?

I wouldn't risk it. Too many red flags. If you or a family member either work for a megacorp or are a student, you can most likely get a legal version for ~$10 through Microsoft's Home Use Program. -Stephanie Agreed. We have this program at work which is a very good deal. Probably why you have to u...
by Doug E. Dee
Tue Mar 27, 2018 7:55 am
Forum: Personal Consumer Issues
Topic: Recurring brake rotor problem
Replies: 31
Views: 2516

Re: Recurring brake rotor problem

I had to put a 4' cheater pipe on my lug wrench to loosen them after I had new tires installed. I would have been stranded if I had a flat and was depending on the cheesy OEM lug wrench.

Maybe the OP could try cleaning his rotors with sandpaper to remove any deposits.
by Doug E. Dee
Sun Mar 25, 2018 6:00 am
Forum: Personal Investments
Topic: Moving my Roth IRA from T Rowe to Vanguard?
Replies: 18
Views: 2572

Re: Moving my Roth IRA from T Rowe to Vanguard?

Hello Michael, I have PRWCX for my Roth and it's done pretty well historically. Have you run your proposed 3 fund allocation through Portfolio Visualizer and compared? Here's a comparison of PRWCX vs 60/20/20 allocation: https://www.portfoliovisualizer.com/backtest-portfolio?s=y&s=y&timePeriod=4&sta...
by Doug E. Dee
Wed Mar 14, 2018 6:45 am
Forum: Personal Investments
Topic: Selling American Funds? (help, please)
Replies: 13
Views: 1762

Re: Selling American Funds? (help, please)

Jeb,
How is your adviser being paid? You can buy these funds on your own and avoid any adviser fees. You can buy BALFX through Fidelity without fees, for example.
by Doug E. Dee
Mon Mar 12, 2018 9:18 am
Forum: Personal Consumer Issues
Topic: Sump Pump Issues - What can I do, if anything?
Replies: 31
Views: 6662

Re: Sump Pump Issues - What can I do, if anything?

I would try the blocks under the pump. You may be pumping much more water than required to have a dry basement.
by Doug E. Dee
Thu Feb 22, 2018 12:05 pm
Forum: Personal Consumer Issues
Topic: Multiple Offer situation/should we pull our offer?
Replies: 72
Views: 7252

Re: Multiple Offer situation/should we pull our offer?

Perhaps it won't appraise at the "blown away" price and they'll come back to your offer, provided the other buyers are not cash buyers.
by Doug E. Dee
Fri Jan 26, 2018 11:49 am
Forum: Personal Consumer Issues
Topic: curious about baseboard heater problem
Replies: 7
Views: 576

Re: curious about baseboard heater problem

mouses wrote:
Fri Jan 26, 2018 8:55 am
I don't know about the loop configuration or the temperature of the water it's returning,
Put you hand on the return at the boiler and see if it's hot. If not, probably air.
by Doug E. Dee
Fri Jan 26, 2018 8:49 am
Forum: Personal Consumer Issues
Topic: curious about baseboard heater problem
Replies: 7
Views: 576

Re: curious about baseboard heater problem

Where in the loop is the non hot spot, at the very end?

Is that loop returning hot back to the boiler?
by Doug E. Dee
Wed Nov 29, 2017 11:40 am
Forum: Personal Consumer Issues
Topic: Considering Building Gaming PC - Good Builds/Price Points?
Replies: 34
Views: 3412

Re: Considering Building Gaming PC - Good Builds/Price Points?

I just researched video cards and like many posters above, chose the GTX 1060. It seems to be the sweet spot for GPU's. I spent the extra $50 for the 6GB model, hoping to add a little future proofing to it.
by Doug E. Dee
Sat Nov 25, 2017 12:35 pm
Forum: Personal Consumer Issues
Topic: Security issues with having hard drive replaced?
Replies: 11
Views: 879

Re: Security issues with having hard drive replaced?

Please consider SSD for your new drive, way faster than old spinning type.

Usually, imaging software (Acronos True Image) is included with the new drive making it pretty easy to image the old drive to the new.
by Doug E. Dee
Tue Nov 21, 2017 8:56 am
Forum: Personal Investments
Topic: Concerned parent :(
Replies: 56
Views: 8584

Re: Concerned parent :(

I have a 529 for my son. The last thing I want is to sit at the table to discuss college when he's 18 and have him say, "Dad, you mean you didn't put anything aside for my college?" Here in NH, even if you were to commute to UNH, you're looking at 20k a year, plus a car to get there. Yes, there is E...
by Doug E. Dee
Tue Nov 21, 2017 8:24 am
Forum: Personal Finance (Not Investing)
Topic: TaxAct and alternatives
Replies: 119
Views: 15392

Re: TaxAct and alternatives

Da5id- I got the same offer as you and I'm not very happy with that "deal".

I left TT for TA 3 years ago when their pricing went through the roof.

Not sure what to do now.