Search found 296 matches

by PFInterest
Tue Oct 17, 2017 2:53 pm
Forum: Investing - Help with Personal Investments
Topic: 18 Year Old - Starting Investment
Replies: 6
Views: 399

Re: 18 Year Old - Starting Investment

mathematically total stock would be better (younger, growth, etc).
i dont know how this particular 18yo will respond when half his money disappears.
either way, would pick most aggressive TDF which is about 10% bonds.
by PFInterest
Tue Oct 17, 2017 2:51 pm
Forum: Personal Consumer Issues
Topic: Data Security on Cellular Network
Replies: 7
Views: 572

Re: Data Security on Cellular Network

cell networks were already hacked if im not mistaken.
by PFInterest
Sun Oct 15, 2017 8:52 pm
Forum: Personal Finance (Not Investing)
Topic: Whole Life Cash Out question
Replies: 2
Views: 275

Re: Whole Life Cash Out question

Probably not. Would vote to get rid of and use them for something that is actually useful.
by PFInterest
Sun Oct 15, 2017 2:29 pm
Forum: Investing - Theory, News & General
Topic: International [Are multinational US companies the same as international?]
Replies: 12
Views: 570

Re: International

did you read all the intl threads discussing this?
by PFInterest
Thu Oct 12, 2017 11:15 pm
Forum: Investing - Help with Personal Investments
Topic: Municipal Bonds
Replies: 5
Views: 1223

Re: Municipal Bonds

What's your tax bracket?
I would run from NWM.
by PFInterest
Thu Oct 12, 2017 5:47 pm
Forum: Investing - Help with Personal Investments
Topic: Are we taking too much risk with Bonds in our AA?
Replies: 25
Views: 2013

Re: Are we taking too much risk with Bonds in our AA?

seeing as the OPs SV has made half of vbmfx....
by PFInterest
Mon Oct 09, 2017 12:11 pm
Forum: Personal Finance (Not Investing)
Topic: Disability Insurance and Genetic Cancer Testing
Replies: 2
Views: 399

Re: Disability Insurance and Genetic Cancer Testing

depends what your genetic marker is. get everything set up before you get testing done.
by PFInterest
Mon Oct 09, 2017 12:10 pm
Forum: Investing - Help with Personal Investments
Topic: Fidelity 401k rollover to IRA -- move and investments
Replies: 15
Views: 589

Re: Fidelity 401k rollover to IRA -- move and investments

why do you want to move it out of the 401k?
do you know what a backdoor roth IRA is?
fidelity is a great place and has great index TDF.
by PFInterest
Sat Oct 07, 2017 10:30 pm
Forum: Investing - Help with Personal Investments
Topic: Help! How do I Choose an International Strategy?
Replies: 13
Views: 1280

Re: Help! How do I Choose an International Strategy?

i would not do intl in the 401k at those ERs.
cont what you are doing in the roth.
and once its out of whack why not buy in taxable?
by PFInterest
Fri Oct 06, 2017 3:01 pm
Forum: Personal Finance (Not Investing)
Topic: Paper checks, how safe are they?
Replies: 31
Views: 1854

Re: Paper checks, how safe are they?

Not at all. Didn't you see the tom hanks movie haha.
by PFInterest
Fri Oct 06, 2017 1:39 pm
Forum: Investing - Theory, News & General
Topic: I'm thinking about cashing completely out of equites....
Replies: 75
Views: 8052

Re: I'm thinking about cashing completely out of equites....

Good luck. Just realize it might not work out.
by PFInterest
Tue Oct 03, 2017 7:00 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Check/Feedback
Replies: 2
Views: 255

Re: Portfolio Check/Feedback

search for backdoor rIRA.
by PFInterest
Tue Oct 03, 2017 6:53 pm
Forum: Personal Finance (Not Investing)
Topic: Similar to: Can I Afford it?
Replies: 8
Views: 1270

Re: Similar to: Can I Afford it?

no clue.
by PFInterest
Tue Oct 03, 2017 4:12 pm
Forum: Investing - Help with Personal Investments
Topic: Moving 401k money to TD Ameritrade IRAs???
Replies: 3
Views: 237

Re: Moving 401k money to TD Ameritrade IRAs???

did you call TDA?
why didnt you leave it in the 401k?
by PFInterest
Mon Oct 02, 2017 10:25 am
Forum: Investing - Theory, News & General
Topic: Current Bull Market could last years
Replies: 89
Views: 9688

Re: Current Bull Market could last years

It's already the 3rd longest. It could break the record. It could not. No one knows nothing.
by PFInterest
Sun Oct 01, 2017 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: Solo 401K Advantages
Replies: 4
Views: 356

Re: Solo 401K Advantages

if you have earned income you can open a solo 401k.
by PFInterest
Sun Oct 01, 2017 11:17 am
Forum: Personal Consumer Issues
Topic: a $2000 pizza
Replies: 19
Views: 1780

Re: a $2000 pizza

there's a lot of expensive *stuff* in the world to waste money on. why is this important?
by PFInterest
Sat Sep 30, 2017 9:06 pm
Forum: Investing - Theory, News & General
Topic: Align purchases with investments?
Replies: 5
Views: 611

Re: Align purchases with investments?

Sure. But why stop at 500 when you could have the entire market?
by PFInterest
Sat Sep 30, 2017 7:02 pm
Forum: Investing - Theory, News & General
Topic: $10 million+ - Still Working and LBYM
Replies: 162
Views: 16193

Re: 3 Comma Club - Still Working and LBYM

Jags4186 wrote:
Sat Sep 30, 2017 7:01 pm
NYCguy wrote:
Sat Sep 30, 2017 6:41 pm
All right, I feel like a dummy. How can I edit the title of my post?
You don’t. You accept the ridicule for messing up a humblebrag post. ;-)
:sharebeer
by PFInterest
Sat Sep 30, 2017 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Two Comma Club
Replies: 17
Views: 4283

Re: Two Comma Club

now you need to make it to 3 commas...

viewtopic.php?p=3554415#p3554415
by PFInterest
Sat Sep 30, 2017 6:40 pm
Forum: Personal Consumer Issues
Topic: Is the new Chevy Equinox any good?
Replies: 58
Views: 5435

Re: Is the new Chevy Equinox any good?

no. its a chevy.
by PFInterest
Sat Sep 30, 2017 6:38 pm
Forum: Investing - Theory, News & General
Topic: $10 million+ - Still Working and LBYM
Replies: 162
Views: 16193

Re: 3 Comma Club - Still Working and LBYM

1. We have always lived below our means. When we first made $500,000 a year our annual expenses excluding taxes were $150,000 a year. When we were making $1.5 million we were spending $350,000 year. while technically you are correct about LBYM....if 15MM doesnt support your spending then you are sti...
by PFInterest
Sat Sep 30, 2017 4:53 pm
Forum: Investing - Help with Personal Investments
Topic: Selling Non-Retirement funds for a down payment
Replies: 4
Views: 539

Re: Selling Non-Retirement funds for a down payment

yes it should not be invested if your time horizon is short
you will pay tax on the gains, short or long.
by PFInterest
Sat Sep 30, 2017 2:13 pm
Forum: Personal Consumer Issues
Topic: Better chance to be accepted to state medical school if also attend undergraduate in the state?
Replies: 18
Views: 1345

Re: Better chance to be accepted to state medical school if also attend undergraduate in the state?

My child and I are both residents of Texas. My child is applying to undergraduate universities with the ultimate goal to be accepted later on into a Texas public medical school. My child's first choice for undergraduate is a public school in a neighboring state. Because of academic performance, the...
by PFInterest
Thu Sep 28, 2017 9:41 pm
Forum: Investing - Help with Personal Investments
Topic: 401k advice
Replies: 11
Views: 692

Re: 401k advice

Just leave it there.
by PFInterest
Thu Sep 28, 2017 7:35 pm
Forum: Investing - Help with Personal Investments
Topic: Where to invest my money during medical training?
Replies: 4
Views: 312

Re: Where to invest my money during medical training?

You can only put 5500 into an IRA total.

Just save cash. You need it for job interviews.
by PFInterest
Sun Sep 24, 2017 5:17 pm
Forum: Personal Finance (Not Investing)
Topic: How much do I have to save?
Replies: 18
Views: 3837

Re: How much do I have to save?

assuming 5% growth, about 85K per year to reach 3.3MM in 18 years.
by PFInterest
Sun Sep 24, 2017 1:49 pm
Forum: Investing - Help with Personal Investments
Topic: Roth vs traditional 401k
Replies: 31
Views: 2555

Re: Roth vs traditional 401k

No question. Trad.
by PFInterest
Sat Sep 23, 2017 9:54 pm
Forum: Investing - Help with Personal Investments
Topic: Struggling with tax implications
Replies: 22
Views: 2535

Re: Struggling with tax implications

Nate79 wrote:
Fri Sep 22, 2017 11:51 pm
Have you heard of back door Roth?
This.
by PFInterest
Tue Sep 19, 2017 9:40 pm
Forum: Investing - Help with Personal Investments
Topic: New to Investing. 450k cash
Replies: 33
Views: 3106

Re: New to Investing. 450k cash

no rule breaking, just confused.
if your risk tolerance is low, then s&p is the opposite of that.
you need an emergency fund first.
no reason you cant do both.
are you maxing out everything else already?
by PFInterest
Tue Sep 19, 2017 9:01 pm
Forum: Investing - Help with Personal Investments
Topic: 40 Year Olds, how are we doing.. and other questions
Replies: 17
Views: 3571

Re: 40 Year Olds, how are we doing.. and other questions

why are you investing in taxable when you have tax advantaged space left?
by PFInterest
Tue Sep 19, 2017 3:08 pm
Forum: Personal Finance (Not Investing)
Topic: Calling out the not so rich bogleheads
Replies: 233
Views: 25194

Re: Calling out the not so rich bogleheads

wait your first post: - I am 48 and made good money for a number of years but now see myself getting sidelined. - I have around 2 MM saved ( almost 60/40 in retirement/ non retirement incl around 100 K total for college for 2 kids ages 18/14). DW works but earns minimal income from a part time job a...
by PFInterest
Tue Sep 19, 2017 1:06 pm
Forum: Investing - Theory, News & General
Topic: Bitcoin AA - Just out of Curiousity
Replies: 51
Views: 2608

Re: Bitcoin AA - Just out of Curiousity

youre a little late to the game.
1) none.
2) no.
by PFInterest
Sun Sep 17, 2017 8:04 pm
Forum: Personal Consumer Issues
Topic: 2018 Outback Limited vs. 2017 CR-V EX-L
Replies: 48
Views: 3234

Re: 2018 Outback Limited vs. 2017 CR-V EX-L

2018 Outback likes
- conservative/plain Jane look

:shock: :shock:
by PFInterest
Sun Sep 17, 2017 3:46 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare patients pay FAR MORE at 1300 rural Critical Access Hospitals
Replies: 55
Views: 3458

Re: Medicare patients pay FAR MORE at 1300 rural Critical Access Hospitals

toofache32 wrote:
Sun Sep 17, 2017 2:54 am
I'm confused. What is actionable here? Isn't this is what we all agreed to? The government is here to help us.
This.
by PFInterest
Sun Sep 17, 2017 12:46 pm
Forum: Personal Finance (Not Investing)
Topic: Pocket money allowance for college student
Replies: 48
Views: 2649

Re: Pocket money allowance for college student

you could see how much she spends roughly and just reimburse her CC charges. if it starts getting excessive then you can set a limit.
by PFInterest
Sat Sep 16, 2017 10:54 pm
Forum: Personal Consumer Issues
Topic: point and shoot digital cameras
Replies: 22
Views: 1582

Re: point and shoot digital cameras

iPhone X
by PFInterest
Sat Sep 16, 2017 6:11 pm
Forum: Personal Consumer Issues
Topic: Help selling scion xa
Replies: 41
Views: 2837

Re: Help selling scion xa

whats your time worth?
by PFInterest
Sat Sep 16, 2017 5:42 pm
Forum: Personal Consumer Issues
Topic: cannot freeze at equifax online
Replies: 6
Views: 801

Re: cannot freeze at equifax online

sambb wrote:
Sat Sep 16, 2017 2:52 pm
OK it went through, equifax gave me a 10 digit pin, but the other agencies allowed me to choose a pin. Any issues with that? does that sound right?

What do you use to monitor credit reports?
yes thats what they do.
you pull your credit reports every 4 months.