Search found 170 matches

by smalliebigs
Tue Jun 09, 2020 2:09 pm
Forum: Personal Consumer Issues
Topic: What fun car should I get in the $150k - $200k range?
Replies: 446
Views: 24550

Re: What fun car should I get in the $150k - $200k range?

I second some people's opinions that this thread should focus back on a car recommendation. So many people seem to be projecting their own personalities, and insecurities into seemingly trying to convince him/her not to do this. Man, it's his money, let him to his thing. Either make a recommendation...
by smalliebigs
Mon Jun 08, 2020 9:44 pm
Forum: Personal Consumer Issues
Topic: What fun car should I get in the $150k - $200k range?
Replies: 446
Views: 24550

Re: What fun car should I get in the $150k - $200k range?

Skipping 6 pages here. Have you thought of allocating that amount of $ to lease the sports car? It would save you a lot of repair/warranty hassle, and then you could try out many vehicles.
by smalliebigs
Wed May 27, 2020 5:08 pm
Forum: Personal Consumer Issues
Topic: If Jeep has such poor reliability, how come they are everywhere?
Replies: 174
Views: 13768

Re: If Jeep has such poor reliability, how come they are everywhere?

A bit late to this thread, but I thought I'd give some of my 2cents. A bit of background, I am an engine development engineer with FCA in Michigan. Globally, the trend for vehicle buyers has been moving from sedans/hatchbacks to CUVs/SUVs and trucks. Jeep, for our company, is in a very strong positi...
by smalliebigs
Sun May 24, 2020 8:36 pm
Forum: Personal Consumer Issues
Topic: Update current laptop or buy new one?
Replies: 58
Views: 3957

Re: Update current laptop or buy new one?

Other than RAM, there's little that can be done. A laptop from 2012 is probably 3-4 generations old now, assuming 2 years per cycle. Get a new one :D
by smalliebigs
Sun May 24, 2020 7:22 am
Forum: Personal Consumer Issues
Topic: Tesla Y test drive
Replies: 37
Views: 3550

Re: Tesla Y test drive

For any vehicle, BEVs more so, weight is the enemy. A heavier vehicle means shorter distance. You can't sacrifice areas of safety, but you can reduce things that dampen out road noise. My personal opinion from someone working in the industry, would be to get a hybrid. Get a PHEV if you want to go ce...
by smalliebigs
Sat May 23, 2020 12:39 pm
Forum: Personal Consumer Issues
Topic: Some possible luxury SUV choices to buy: Opinions?
Replies: 201
Views: 15532

Re: Some possible luxury SUV choices to buy: Opinions?

Look, I'm not saying that the Mazda Signature line is bad, per se. It's a very good interior, albeit simple, for its price. However, if you're comparing it to a $100,000 vehicle, there is no competition. The margins for luxury vehicles are usually slight better, but you are to a large extent, really...
by smalliebigs
Sat May 23, 2020 9:19 am
Forum: Personal Consumer Issues
Topic: Hertz is declaring bankruptcy
Replies: 73
Views: 7822

Re: Hertz is declaring bankruptcy

Thank goodness my rewards points are with Avis.
by smalliebigs
Sat May 23, 2020 7:45 am
Forum: Personal Finance (Not Investing)
Topic: best use of $0.13?
Replies: 20
Views: 3866

Re: best use of $0.13?

On that subject, I just closed an old Bank of America account, and they said they were going to send me a cashier's check for $0.00. Apparently their computer system required it. I'm not sure what i'm going to do with that check... Maybe i'll endorse it over to the IRS and mail it in as a payment t...
by smalliebigs
Sat May 23, 2020 7:40 am
Forum: Personal Consumer Issues
Topic: What is your most luxury/expensive hobby.
Replies: 264
Views: 20265

Re: What is your most luxury/expensive hobby.

I like vacations and watches. Bought and flipped a few. Now pared my collection down only a couple (for now)
by smalliebigs
Sat May 23, 2020 7:34 am
Forum: Personal Consumer Issues
Topic: 2018-19 SUVs
Replies: 9
Views: 832

Re: 2018-19 SUVs

What you need to do is go to test drive them first. And then fiddle around with them each for 30 minutes to understand what you like or don't like about the glove box, the seats, the cargo bay, the color, etc., etc.
by smalliebigs
Tue May 19, 2020 5:33 pm
Forum: Personal Consumer Issues
Topic: Some possible luxury SUV choices to buy: Opinions?
Replies: 201
Views: 15532

Re: Some possible luxury SUV choices to buy: Opinions?

I love it when people think a $80k car will depreciate to $40k in 2 years. Some embellishments are OK, but holy cow!
by smalliebigs
Tue May 19, 2020 5:27 pm
Forum: Personal Consumer Issues
Topic: Ford F150 Engine long term reliability - V8 versus Turbo V6?
Replies: 62
Views: 3932

Re: Ford F150 Engine long term reliability - V8 versus Turbo V6?

Ooh, ooh, pick me! Anyway, the impression out there is, I think, that 1. Turbo GDI engines are susceptible to carbon buildup fouling intake valves, and 2. Turbo GDI engines are a less-proven technology, and 3. The valve carbon buildup requires expensive decarbonizing procedures every X number of mi...
by smalliebigs
Tue May 19, 2020 3:28 pm
Forum: Personal Consumer Issues
Topic: Ford F150 Engine long term reliability - V8 versus Turbo V6?
Replies: 62
Views: 3932

Re: Ford F150 Engine long term reliability - V8 versus Turbo V6?

palanzo wrote:
Tue May 19, 2020 3:09 pm
And as the article points out the valves are no where to be seen. It's GDI also. No thanks.
Your disdain for GDI is interesting. Why do you hold such an opinion?
by smalliebigs
Tue May 19, 2020 3:04 pm
Forum: Personal Investments
Topic: Best place to hold 100k emergency fund?
Replies: 25
Views: 2383

Re: Best place to hold 100k emergency fund?

VMMXX 0.4% and heading south. Ally checking 0.5% >15k, savings 1.25% and very unlikely to get down to 0.4% if history is any guide. Thank you for pointing this out. I was not even aware of this. I always assumed that, as in the past, the rates would be very similar and that VMMXX would be even slig...
by smalliebigs
Tue May 19, 2020 3:00 pm
Forum: Personal Consumer Issues
Topic: Ford F150 Engine long term reliability - V8 versus Turbo V6?
Replies: 62
Views: 3932

Re: Ford F150 Engine long term reliability - V8 versus Turbo V6?

Firstly, I want to get something out of the way. Many people make fun of JD Power or Consumers Reports because they don't understand it. Chevy has those ads with JD Power so people make fun of it. However, in the industry, we rely heavily on their industry benchmarks and data to compare how we do co...
by smalliebigs
Tue May 19, 2020 2:30 pm
Forum: Personal Consumer Issues
Topic: Some possible luxury SUV choices to buy: Opinions?
Replies: 201
Views: 15532

Re: Some possible luxury SUV choices to buy: Opinions?

From y'alls perspective.... is Mazda trying to upscale and rebrand themselves as more of a Lexus/Acura/Infiniti type car? I visited their showroom merely to check out their interiors, and it's remarkable how far they've come from yester-years. Firstly, I'm an combustion development engineer, so I'm...
by smalliebigs
Tue May 19, 2020 2:21 pm
Forum: Personal Finance (Not Investing)
Topic: Wells Fargo Mortgage - Frustrating / Non-Responsive
Replies: 3
Views: 468

Re: Wells Fargo Mortgage - Frustrating / Non-Responsive

Par for the course for Wells Fargo, really.

Try another bank. No need to give them your money if they aren't going to chase after yours.
by smalliebigs
Tue May 19, 2020 2:14 pm
Forum: Personal Consumer Issues
Topic: Ford F150 Engine long term reliability - V8 versus Turbo V6?
Replies: 62
Views: 3932

Re: Ford F150 Engine long term reliability - V8 versus Turbo V6?

If you don't need the V8, get the V6. So often I see these posts regarding reliability. We always do our best to create the more reliable powertrains given the budget limitations. But just because it's a boosted engine does not inherently make it less reliable! However, from the perspective of a con...
by smalliebigs
Tue May 19, 2020 2:12 pm
Forum: Investing - Theory, News & General
Topic: Total market or S&P 500?
Replies: 44
Views: 3650

Re: Total market or S&P 500?

It doesn't matter, VOO is 80% of VTI. Choosing a low ER, staying the course, etc., have a much bigger impact than this.
by smalliebigs
Tue May 19, 2020 2:08 pm
Forum: Personal Consumer Issues
Topic: Some possible luxury SUV choices to buy: Opinions?
Replies: 201
Views: 15532

Re: Some possible luxury SUV choices to buy: Opinions?

I'm an engineer at FCA, so please take my comments with a grain of bias. I would highly recommend the Maserati Levante, though that might be not everyone's taste. I wouldn't consider the Jeep Grand Cherokee to be a luxury SUV, We have it in the 'premium' section. The German 3 would be probably in th...
by smalliebigs
Tue May 19, 2020 2:00 pm
Forum: Personal Investments
Topic: Best place to hold 100k emergency fund?
Replies: 25
Views: 2383

Re: Best place to hold 100k emergency fund?

My emergency fund is in VMMXX. Not as easily accessible, but the interest is a tiny, tiny bit higher than Ally. In theory, while I'm waiting for the money to be withdrawn from VMMXX, I have plenty of spending power on my credit cards, so that'll tide me over.
by smalliebigs
Sat May 16, 2020 7:02 am
Forum: Personal Finance (Not Investing)
Topic: Excess (Unstable) Rental Income - What To Do With It?
Replies: 7
Views: 708

Re: Excess (Unstable) Rental Income - What To Do With It?

Regarding the suggestion for 401k maxing: I had honestly forgotten to add the two income sources together. Too used to just the employment job, I guess. So this definitely puts me squarely in the 22% category. I will max the 401k now for sure. Only about 2-3 months rent will do it, but that's a good...
by smalliebigs
Fri May 15, 2020 9:25 pm
Forum: Personal Finance (Not Investing)
Topic: Excess (Unstable) Rental Income - What To Do With It?
Replies: 7
Views: 708

Excess (Unstable) Rental Income - What To Do With It?

Hi all, I'd like to get your advice on recommended avenues of where we could put some excess monthly rental income that has the potential to be quite unstable. A bit about our current finances: Married Filing Jointly with 1 child. 1 more on the way. I am the single breadwinner. Live in metro Michiga...
by smalliebigs
Fri May 15, 2020 3:52 pm
Forum: Personal Finance (Not Investing)
Topic: close my amex blue preferred?
Replies: 16
Views: 1234

Re: close my amex blue preferred?

We closed ours recently. Started shopping at Costco more and more often, and we couldn't roll the Amex points into bigger things (we have Chase UR) for that.
by smalliebigs
Wed May 13, 2020 8:35 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 737
Views: 39347

Re: What are you listening to now

From Reddit I found Su Lee, and been listening to some of her songs on repeat. She's quite talent for someone her age.

https://youtu.be/LOPCPUq9f_g
by smalliebigs
Wed May 13, 2020 9:07 am
Forum: Personal Consumer Issues
Topic: Should I purchase my end-of-lease Audi A4?
Replies: 68
Views: 4491

Re: Should I purchase my end-of-lease Audi A4?

Actually the Jeep Cherokee IS built on a Fiat platform. Man, I really don't want to get this thread bogged down. But I am an engineer at FCA. What you're saying is true. But that's like saying we don't do any changes in terms of engineering and design. We just take off the Fiat 500 badge and slap o...
by smalliebigs
Wed May 13, 2020 8:50 am
Forum: Personal Consumer Issues
Topic: Lexus 2018 recall
Replies: 16
Views: 1129

Re: Lexus 2018 recall

So, I can see that you changing the wording from hesitation or stall to a "thundering stop" or "crash" is quite telling of your personality. I am a combustion engineer working at an automotive OEM. If the fuel pump fails, all that will happen is no fuel is supplied to the engine and the engine stops...
by smalliebigs
Wed May 13, 2020 8:34 am
Forum: Personal Consumer Issues
Topic: Should I purchase my end-of-lease Audi A4?
Replies: 68
Views: 4491

Re: Should I purchase my end-of-lease Audi A4?

It's basically a Jetta underneith. That's like saying a Jeep is only a Fiat underneath. This is just a pretty ignorant statement. There are a lot of shared components, that is true. In fact, all vehicles share more components than you think. But there is a lot of engineering and interior difference...
by smalliebigs
Wed May 13, 2020 8:25 am
Forum: Personal Consumer Issues
Topic: Lexus 2018 recall
Replies: 16
Views: 1129

Re: Lexus 2018 recall

Recalls are extremely common. Most of the recalls are due to an abundance of caution, or if internal testing has reveal a potential for issues. Again, recalls are very, very common for all brands. No need to be worried. The fuel pump issue might be related to low fuel flow at cold temperatures, or n...
by smalliebigs
Mon May 11, 2020 9:14 pm
Forum: Personal Finance (Not Investing)
Topic: What to do with Chase Ultimate Rewards points?
Replies: 43
Views: 3922

Re: What to do with Chase Ultimate Rewards points?

No hurry, I feel. It's not like COVID is going to be around forever :annoyed
by smalliebigs
Mon May 11, 2020 10:18 am
Forum: Personal Consumer Issues
Topic: Should I purchase my end-of-lease Audi A4?
Replies: 68
Views: 4491

Re: Should I purchase my end-of-lease Audi A4?

So if you're keen on a Jaguar F-Type, for example, lease would be the way to go.
by smalliebigs
Mon May 11, 2020 9:58 am
Forum: Personal Consumer Issues
Topic: Should I purchase my end-of-lease Audi A4?
Replies: 68
Views: 4491

Re: Should I purchase my end-of-lease Audi A4?

If you're able to share, where do the other luxury brands fall (BMW, MB, Audi, Lexus, Acura, Jaguar, Alfa Romeo, etc.)? That was shared sometime in Jan or Feb, so I'm not going to remember many details. If I recalled correctly, BMW was 1, Jaguar was last at 15. Lexus and Acura were quite good, but ...
by smalliebigs
Mon May 11, 2020 8:02 am
Forum: Personal Consumer Issues
Topic: Should I purchase my end-of-lease Audi A4?
Replies: 68
Views: 4491

Re: Should I purchase my end-of-lease Audi A4?

I will also add another angle to this: the industry internal benchmarks via 3rd party companies have BMW at #1 reliability when we compared our company's warranty spending and initial quality stuff to others. So take that for what it's worth. People tend to have impressions of brands that were proba...
by smalliebigs
Mon May 11, 2020 7:41 am
Forum: Personal Consumer Issues
Topic: Password vault or generator?
Replies: 98
Views: 5755

Re: Password vault or generator?

I watch my wife, who hasn’t made the conversion, struggle with misremembered passwords, lost scraps of paper with data on them, and alarming emotional outbursts of frustration. Not a pretty site, but we all grow up at our own rate. 🥴 To be fair, complicated passwords on papers are now safer than si...
by smalliebigs
Mon May 11, 2020 7:20 am
Forum: Personal Consumer Issues
Topic: Should I purchase my end-of-lease Audi A4?
Replies: 68
Views: 4491

Re: Should I purchase my end-of-lease Audi A4?

Maybe I'm an outlier, but I would just keep leasing another vehicle. You would always be in warranty and be worry free. And you could also try out new vehicles every couple of years.
by smalliebigs
Mon May 11, 2020 6:46 am
Forum: Personal Consumer Issues
Topic: New convertible under 50k?
Replies: 39
Views: 2461

Re: New convertible under 50k?

Why don't you think the BMW will last till 100K miles? Our industry benchmarks via 3rd party assessments have BMW at #1 reliability amongst mainstream/premium brands. Also, as curmudgeon has stated, the industry has stopped making convertibles for the most part since no one buys them, the margins ar...
by smalliebigs
Sun May 10, 2020 9:50 pm
Forum: Investing - Theory, News & General
Topic: So bottom is probably behind us....right?
Replies: 709
Views: 64051

Re: So bottom is probably behind us....right?

KEotSK66 wrote:
Sun May 10, 2020 9:33 pm
buy low if you can
Thanks, I'll try.
by smalliebigs
Sun May 10, 2020 2:33 pm
Forum: Personal Consumer Issues
Topic: Password vault or generator?
Replies: 98
Views: 5755

Re: Password vault or generator?

One thing I don't understand about password managers is, how do they (or you) change the old passwords you've been using all along? Do you have to visit every website you frequent, log in, hit "change password" and then what? That's really the only hangup I have about starting to use a password man...
by smalliebigs
Sun May 10, 2020 1:23 pm
Forum: Personal Consumer Issues
Topic: Password vault or generator?
Replies: 98
Views: 5755

Re: Password vault or generator?

Or lastpass. Take your pick! The ultimate security is when even you yourself doesn't know the password.
by smalliebigs
Sat May 09, 2020 10:46 pm
Forum: Personal Consumer Issues
Topic: IE, Chrome or Firefox, that is the question.
Replies: 53
Views: 3092

Re: IE, Chrome or Firefox, that is the question.

kjvmartin wrote:
Sat May 09, 2020 10:39 pm
I use Safari.

There are a couple websites that don't play nice and I really like the new Edge for those sites.
Yes. The new Edge is basically Microsoft's version of Chrome. And it shows. Pretty quick, pretty intuitive.
by smalliebigs
Sat May 09, 2020 10:22 pm
Forum: Personal Consumer Issues
Topic: IE, Chrome or Firefox, that is the question.
Replies: 53
Views: 3092

Re: IE, Chrome or Firefox, that is the question.

The newest version of Edge is actually pretty decent. I mostly use Chrome out of habit, but when I do find myself using Edge, I like it.
by smalliebigs
Sat May 09, 2020 10:19 pm
Forum: Personal Consumer Issues
Topic: What are you doing for haircuts due to coronavirus shutdown?
Replies: 254
Views: 20821

Re: What are you doing for haircuts due to coronavirus shutdown?

The Quarantine Buzz. Take the shortest length and take it all off!
by smalliebigs
Sat May 09, 2020 10:17 pm
Forum: Personal Consumer Issues
Topic: Will a vpn complicate or improve my internet experience?
Replies: 55
Views: 4060

Re: Will a vpn complicate or improve my internet experience?

I currently subscribe to PIA VPN, but don't really use it much. It's great in itself, that's not the problem. The issue is that websites such as Amazon Prime Video know the IP addresses of VPNs, and so block those. So you have to turn off VPN to watch videos. Some websites have issues loading too. I...
by smalliebigs
Thu May 07, 2020 3:53 pm
Forum: Personal Consumer Issues
Topic: Where do you back up your important data?
Replies: 102
Views: 5351

Re: Where do you back up your important data?

I use OneDrive as well
by smalliebigs
Tue Apr 28, 2020 2:26 pm
Forum: Personal Finance (Not Investing)
Topic: Do you expect your employer to change their stance on WFH after Coronavirus?
Replies: 99
Views: 6213

Re: Do you expect your employer to change their stance on WFH after Coronavirus?

I am a CFD engineer in a major auto OEM. So for us, we don't technically need to work in office at all. The attitude before this was we could make special requests, and there were limits to how many you could ask a month. I think after this, the limitations will be much lifted. Profits are mostly ha...
by smalliebigs
Sun Mar 29, 2020 10:14 pm
Forum: Personal Consumer Issues
Topic: What's worth paying more for?
Replies: 80
Views: 6619

Re: What's worth paying more for?

For me it's: Brook's Brothers shirts, good quality undershirts that don't roll upwards, power tools (Milwaukee), hotels in vacations (if I'm going out to vacation, I'm going out to vacation) flights (Delta all the way) cars (I lease instead of buy so that I don't have to ever worry about repairs and...
by smalliebigs
Tue Mar 24, 2020 7:49 pm
Forum: Investing - Theory, News & General
Topic: What is your AA, given your age ? and this crisis ?
Replies: 170
Views: 9464

Re: What is your AA, given your age ? and this crisis ?

Age 31, 90/10 stocks lean. Bought a bit more in VTSAX to get ready for 2021's Roth IRA on Jan 2nd!
by smalliebigs
Mon Feb 17, 2020 7:49 pm
Forum: Personal Consumer Issues
Topic: Which Rolex to get for DW?
Replies: 52
Views: 4097

Re: Which Rolex to get for DW?

Please reread my post about my Movado. It was used as an example of how important it is that the OPs wife make her own subjective choice. I totally agree that she should have what SHE wants. I totally understand you. My response was not directed at you. It's just that some people here treat the fai...
by smalliebigs
Mon Feb 17, 2020 7:06 pm
Forum: Personal Consumer Issues
Topic: Anyone watch the Amazon series “The Expanse”?
Replies: 50
Views: 5589

Re: Anyone watch the Amazon series “The Expanse”?

I was so confused by that voice because I swore I heard it somewhere else. Then I realized that she voiced a queen in the Podcast "The Two Princes".

Overall, though, the show is great.