Search found 7 matches

by lawnboss
Mon Sep 24, 2018 11:11 am
Forum: Investing - Theory, News & General
Topic: Are target funds off-target?
Replies: 32
Views: 2538

Re: Are target funds off-target?

And then there's the fact that our state's retirement plan offers the Vanguard TDFs at reasonable cost but does not offer access to the individual constituent funds within them... so, if you want a blend of equities and bonds at low cost in our plan, you need to pick the vintage of TDF that best mat...
by lawnboss
Tue Jun 12, 2018 11:24 am
Forum: Investing - Theory, News & General
Topic: When everyone invests passively...
Replies: 10
Views: 2004

Re: When everyone invests passively...

What's more, the price becomes a lot more driven by cash flows than fundamentals. If the two guys are doing active research and decide the stock is terrible, but the other 8 have incoming cash that they must invest in this stock because its part of the index and there was an inflow of say retiremen...
by lawnboss
Thu Feb 08, 2018 6:28 am
Forum: Investing - Theory, News & General
Topic: Bogleheads in an era of robots vs. robots
Replies: 18
Views: 1542

Bogleheads in an era of robots vs. robots

The following article has rattled my cage a bit: https://www.washingtonpost.com/news/wonk/wp/2018/02/07/the-robots-v-robots-trading-that-has-hijacked-the-stock-market/?utm_term=.3c441d82fdc1 Two excerpts: "In this kind of robots vs. robots trading with its circular logic, fundamentals are irrelevant...
by lawnboss
Mon Jan 08, 2018 5:12 pm
Forum: Investing - Theory, News & General
Topic: Is the glidepath (target) strategy just an illusion?
Replies: 33
Views: 3171

Re: Is the glidepath (target) strategy just an illusion?

If we define risk as the risk of owning stocks, then portfolio riskiness should correspond to the correlation of portfolio returns with stock market returns for various stock/bond allocations. Here are the data using returns from the U.S.total stock market for stocks and returns from the U.S. total...
by lawnboss
Sat Sep 09, 2017 9:48 am
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 66264

Re: Equifax customer information leak

Went online and added security freezes to Equifax, Experian, TransUnion, Innovis, and ChexSystems for me and wife. Apparently this is free in our state (wow!).

Quick question: will the security freeze interfere with my ability to get my annual free credit reports online?
by lawnboss
Mon Feb 13, 2017 9:33 am
Forum: Investing - Theory, News & General
Topic: Rolling over Roth 403b to Roth IRA
Replies: 2
Views: 731

Rolling over Roth 403b to Roth IRA

Hi All, I have a traditional defined contribution 401a and my spouse has a traditional pension (both in our 40s). Thus, our main sources of retirement income will be taxed. We are currently in the 28% marginal bracket but are still contributing to Roth accounts in addition to the above, primarily to...
by lawnboss
Tue Jan 03, 2017 1:37 pm
Forum: Investing - Theory, News & General
Topic: Whats your number to walk away?
Replies: 301
Views: 45918

Re: Whats your number to walk away?

Long time listener, first time caller... May I ask how people include expected income from pensions in assessing "your number" and also how people differentiate (if at all) between taxable and Roth assets in assessing "your number"? I like the idea of setting a goal and determining how close I am, b...