Search found 157 matches

by brokendirtdart
Tue Jul 09, 2019 8:44 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3844
Views: 1105334

Re: What Book Are You Currently Reading? Part VI

I just now finished This Kind of War by T.R. Fehrenbach. Originally published in 1963, it is one of the easiest Korean War reads of the handful I have picked up. Appropriately detailed when necessary and driving home some hard lessons learned in the 50s which are still relevant today as the ground f...
by brokendirtdart
Sat May 25, 2019 11:33 am
Forum: Personal Consumer Issues
Topic: [Peter Jackson’s “They shall not grow old” - now streaming on Amazon Prime]
Replies: 77
Views: 10390

Re: [Peter Jackson’s “They shall not grow old” - now showing Jan 21]

FYI, for any that missed it in theater. This is now available on Amazon Prime streaming to rent or buy. I "rented" it last night for free. Rental cost is $5.99 for HD, but was free due to a bunch of "no rush shipping" credits.
by brokendirtdart
Sat May 04, 2019 7:26 am
Forum: Personal Investments
Topic: Most Popular [Sector] Fund is?
Replies: 5
Views: 795

Re: Most Popular Fund is?

Greetings. Long term lurker here. Love this site. Can any Bogel head tell me which Vanguard fund has been discussed most often on this message board? - Energy Fund(VGENX) ? = Healthcare (VGHCX) ? - etc. Cheers. To be curious-why? Typing the ticker symbols into the Bogleheds search bar above will pr...
by brokendirtdart
Sun Apr 28, 2019 6:09 pm
Forum: Personal Consumer Issues
Topic: How do I use digit prepaid "card"?
Replies: 19
Views: 722

Re: How do I use digit prepaid "card"?

I'm not familiar with the "digit" reference. Does it have regular credit card like numbers? The last time I received a prepaid visa card from a rebate, I added it to my Amazon account as a payment method, purchased a gift certificate, redeemed said certificate back into my Amazon account, and then s...
by brokendirtdart
Tue Apr 16, 2019 6:36 am
Forum: Personal Finance (Not Investing)
Topic: Do not use Personal Capital
Replies: 100
Views: 15836

Re: Do not use Personal Capital

You can turn off some setting in Personal Capital to disable the adviser guy who calls you every few months. Interesting. Other than emails, I don't see that option in my account. I can change the phone number, but not disable the calls completely. I use the manual entry option and do not have it l...
by brokendirtdart
Fri Apr 12, 2019 9:13 pm
Forum: Personal Investments
Topic: Roth TSP vs. Regular TSP?
Replies: 14
Views: 1406

Re: Roth TSP vs. Regular TSP?

I'm in the military, but in a similar financial situation. Mid 40s, single, likely low 24% tax rate, and will receive aprox $60K yearly for pension. I am a resident of a no income tax state and plan on retiring in another similar state. My IRA is Roth. This year I decided to stop splitting tradition...
by brokendirtdart
Wed Apr 10, 2019 7:27 am
Forum: Investing - Theory, News & General
Topic: Vanguard randomly not reinvesting dividends
Replies: 37
Views: 4350

Re: Vanguard randomly not reinvesting dividends

This happened with my VTIAX distribution on 25 March in my taxable account. So it was only $173, but I didn't notice it until a few days later. I sent them a message asking what happened, and the reply was they were researching it and to allow 3-5 more days to review and respond. I am on day 2 of t...
by brokendirtdart
Fri Apr 05, 2019 8:37 am
Forum: Personal Consumer Issues
Topic: "The best and worst U.S. states for retirement"
Replies: 278
Views: 27660

Re: "The best and worst U.S. states for retirement"

...Mass is completely out for me as they forbid, outright restrict, or price out several recreational favorites that I have acquired over the last 26+ years of PCSing and living life. HUH? :confused Please translate. Mass has several arbitrary restrictions on law abiding citizens that you don't see...
by brokendirtdart
Tue Apr 02, 2019 8:48 pm
Forum: Investing - Theory, News & General
Topic: Vanguard randomly not reinvesting dividends
Replies: 37
Views: 4350

Re: Vanguard randomly not reinvesting dividends

This happened with my VTIAX distribution on 25 March in my taxable account. So it was only $173, but I didn't notice it until a few days later. I sent them a message asking what happened, and the reply was they were researching it and to allow 3-5 more days to review and respond. I am on day 2 of th...
by brokendirtdart
Mon Apr 01, 2019 2:39 pm
Forum: Personal Consumer Issues
Topic: "The best and worst U.S. states for retirement"
Replies: 278
Views: 27660

Re: "The best and worst U.S. states for retirement"

Texas is 38 in Health Care? We have the MD Anderson Cancer Center here. We have the Memorial Hermann–Texas Medical Center here. Michael Debakey revolutionized heart surgery at the Baylor College of Medicine here. James "Red" Duke pioneered the Life Flight treatment for trauma patients here. Putting...
by brokendirtdart
Sun Mar 31, 2019 7:02 pm
Forum: Personal Consumer Issues
Topic: "The best and worst U.S. states for retirement"
Replies: 278
Views: 27660

Re: "The best and worst U.S. states for retirement"

New England guy/military retiree here. At one time or another I've lived in all NE states except NH although I've spent plenty of time there due to relatives in Southern NH. I live in MA now and just want to point out one thing. In spite of its reputation as "Taxachusetts", MA is fairly tax-friendl...
by brokendirtdart
Sun Mar 31, 2019 9:59 am
Forum: Personal Consumer Issues
Topic: "The best and worst U.S. states for retirement"
Replies: 278
Views: 27660

Re: "The best and worst U.S. states for retirement"

I would love to find a no kidding across the board easy to read comparison of the states(preferably in Excel), but I haven't yet. I am about two years out from military retirement and have been bouncing between mid/northern New Hampshire and mid Maine for post military locations. I still have family...
by brokendirtdart
Fri Mar 08, 2019 8:22 am
Forum: Personal Finance (Not Investing)
Topic: [2018 tax return - How does it compare to previous years?]
Replies: 441
Views: 31541

Re: [2018 tax return - How does it compare to previous years?]

Just finished mine last night. In my case, military senior enlisted, single filer, no state tax, not a property owner, my effective tax rate went down from 14.7% in 2017 to 13.3% in 2018. My AGI was up over 6K this year. While I am still writing a check, I am paying less. Where I screwed up is I owe...
by brokendirtdart
Mon Dec 17, 2018 11:04 pm
Forum: Personal Investments
Topic: POAGX [PRIMECAP Odyssey Aggressive Growth] down over 9% today
Replies: 20
Views: 1487

Re: POAGX [PRIMECAP Odyssey Aggressive Growth] down over 9% today

It would be nice if they reopened it so I could buy it in a Roth. Vanguard Capital Opportunity(VHCAX) is going to distro a similar percentage on Wednesday. :| Do you own it in another account, such as TIRA or taxable? If so, I think PRIMECAP is a firm that will allow someone who *already* owns a fu...
by brokendirtdart
Mon Dec 17, 2018 7:17 pm
Forum: Personal Investments
Topic: POAGX [PRIMECAP Odyssey Aggressive Growth] down over 9% today
Replies: 20
Views: 1487

Re: POAGX [PRIMECAP Odyssey Aggressive Growth] down over 9% today

It would be nice if they reopened it so I could buy it in a Roth.

Vanguard Capital Opportunity(VHCAX) is going to distro a similar percentage on Wednesday. :|
by brokendirtdart
Fri Dec 14, 2018 8:58 am
Forum: Personal Consumer Issues
Topic: Boston travel ideas (was New England generally)
Replies: 51
Views: 3056

Re: New England travel ideas, summer 2019

If you need a rainy day SE Mass plan, the New Bedford Whaling Museum is a neat side trip.
by brokendirtdart
Sun Dec 09, 2018 9:38 am
Forum: Personal Investments
Topic: Can I transfer 2019 IRA money to Vanguard right now so I can put it in Jan 2?
Replies: 26
Views: 2604

Re: Can I transfer 2019 IRA money to Vanguard right now so I can put it in Jan 2?

It seems a lot simpler to me to just transfer from your bank's checking account to your IRA on January 2. You can then skip the intermediate step of putting it in a Vanguard taxable account. I agree this is easier. I personally move the money early for two reasons. 1. Mentally segregating the funds...
by brokendirtdart
Sun Dec 09, 2018 9:28 am
Forum: Personal Consumer Issues
Topic: Apple Store For Vets & Active Military
Replies: 9
Views: 1508

Re: Apple Store For Vets & Active Military

Comparing their previous discount this is an nice improvement. Example: I purchased a cell equipped 10.5" 64GB iPad Pro in May for$759 after applying their in store $20 military discount. The same item is now $701 under the new program. Retail is $779 *I checked to ensure pricing hadn't changed due ...
by brokendirtdart
Fri Dec 07, 2018 6:31 pm
Forum: Personal Investments
Topic: Can I transfer 2019 IRA money to Vanguard right now so I can put it in Jan 2?
Replies: 26
Views: 2604

Re: Can I transfer 2019 IRA money to Vanguard right now so I can put it in Jan 2?

jebmke wrote:
Fri Dec 07, 2018 6:20 pm
720pete wrote:
Fri Dec 07, 2018 6:19 pm
Is it possible to send my money to Vanguard right now for my 2019 IRA so that I can make the full contribution right on Jan 2?
Into a taxable account until then, yes. Not into the IRA.
Yep. I have mine staged in Prime MM ready for next year.
by brokendirtdart
Mon Dec 03, 2018 8:26 am
Forum: Personal Consumer Issues
Topic: Moving Pods or "Packs" for long distance move
Replies: 12
Views: 1564

Re: Moving Pods or "Packs" for long distance move

I used a single ABF ReloCube for a NC to Indiana move in 2015. I was completely satisfied by ABF's ReloCube service. I had the government move the rest of my stuff. Using the terminal to terminal option, it was better priced with better tracking than Pods or Pack Rats. Comparing the container's Pack...
by brokendirtdart
Sat Nov 24, 2018 5:33 pm
Forum: Personal Consumer Issues
Topic: [USPS.com security weakness exposed account data]
Replies: 12
Views: 1302

Re: USPS.com site hacked

It's going around. I received a letter from Newegg last week which notified me they had been hacked and my credit card information was stolen.


https://www.pcmag.com/news/363870/neweg ... -card-data
by brokendirtdart
Fri Nov 23, 2018 12:56 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4599
Views: 1182487

Re: What Movie Have You Recently Watched?

bertilak wrote:
Fri Nov 23, 2018 12:40 pm
brokendirtdart wrote:
Fri Nov 23, 2018 11:51 am
Just noticed Jeremiah Johnson was on Prime and watched it. One of my favorites in the slower western genre.
"Skin that one pilgrim, and I'll get you another."
A few good one liners in there. "Watch your topknot"
by brokendirtdart
Fri Nov 23, 2018 11:51 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4599
Views: 1182487

Re: What Movie Have You Recently Watched?

Just noticed Jeremiah Johnson was on Prime and watched it. One of my favorites in the slower western genre.
by brokendirtdart
Tue Nov 20, 2018 1:13 pm
Forum: Personal Consumer Issues
Topic: Black Friday 2018
Replies: 123
Views: 15815

Re: Black Friday 2018

I'm not looking for much this year. With my dominant hand/arm stuck in a cast for an anticipated 3+ months and some uncertainty of my 2018 tax bill, I am laying low. I am mostly segregating my 1 January 2019 Roth contribution and waiting until I figure out a decent tax bill estimate. Waiting to see...
by brokendirtdart
Sun Nov 18, 2018 1:10 pm
Forum: Personal Consumer Issues
Topic: Black Friday 2018
Replies: 123
Views: 15815

Re: Black Friday 2018

oldcomputerguy wrote:
Sun Nov 18, 2018 12:30 pm
None. I have never shopped on Black Friday, and never will. I don’t want to join in the madness.
I only shop online. There is no normal deal available that would make me show up in a store with other Black Friday shoppers.
by brokendirtdart
Sun Nov 18, 2018 12:28 pm
Forum: Personal Consumer Issues
Topic: Black Friday 2018
Replies: 123
Views: 15815

Re: Black Friday 2018

I'm not looking for much this year. With my dominant hand/arm stuck in a cast for an anticipated 3+ months and some uncertainty of my 2018 tax bill, I am laying low. I am mostly segregating my 1 January 2019 Roth contribution and waiting until I figure out a decent tax bill estimate. Waiting to see ...
by brokendirtdart
Sat Nov 17, 2018 4:32 pm
Forum: Personal Consumer Issues
Topic: Any space heaters that automatically maintain a temperature in a room!
Replies: 37
Views: 3513

Re: Any space heaters that automatically maintain a temperature in a room!

I have had a couple of DeLonghi 1500 watt oil filled heaters that do as you describe. I purchased them at Lowes in 2013 when the heat pump in my rental house went out. I have used them occasionally since then in other rental house. No complaints with the heaters and I have lent them to friends and c...
by brokendirtdart
Mon Nov 12, 2018 10:40 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Year-End distribution estimates
Replies: 34
Views: 1789

Re: Vanguard 2018 Preliminary capital gains estimates.

A shame I wasn't smarter when I was choosing funds and fund placement way back when. Capital Opportunity (VHCAX) will be a bit painful, and I'm sure Primecap's Aggressive Growth (POAGX) will be the same. :oops:
by brokendirtdart
Wed Oct 17, 2018 7:21 am
Forum: Investing - Theory, News & General
Topic: Vanguard screws up rollover from TSP
Replies: 41
Views: 4982

Re: Vanguard screws up rollover from TSP

Spouse agreed. But though instructions on the 10% rollover were unambiguous and in writing (Vanguard does not dispute), spouse’s entire IRA rolled over to Vanguard . Odd. The exact same thing happened to me over 10 years ago with a transfer from Fidelity Roth to Vanguard Roth. I only wanted to tran...
by brokendirtdart
Wed Sep 12, 2018 6:24 pm
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 16918

Re: iPhone XS Max

As many of you remember, I bought an iPhoneX last year to replace my old iPhone7Plus. I have been disappointed in the size of this phone, as compared to the older, more robust ("bigger") PLUS phone. It's hard t read with the X but I had no trouble doing so on my 7Plus. OK, so I'm willing to suck it...
by brokendirtdart
Sat Sep 01, 2018 8:12 am
Forum: Personal Consumer Issues
Topic: Auto Renewals
Replies: 22
Views: 1272

Re: Auto Renewals

Wakefield1 wrote:
Fri Aug 31, 2018 1:16 pm

I would use a check or a temporary throw away credit card generated number such as Bank of America "Shopsafe"
I ended up having to use a temporary credit card # to "cancel" morningstar.
by brokendirtdart
Mon Aug 27, 2018 3:46 am
Forum: Personal Consumer Issues
Topic: Best ultra thin pocket knife?
Replies: 54
Views: 4408

Re: Best ultra thin pocket knife?

Are people really carrying knives as a regular part of their attire? Why? In an urban setting? Of course. There are tons of things to use it for that I would either have to use my teeth(not wise), my fingernails(not long enough), or someone else's knife(self sufficiency is preferred) to accomplish....
by brokendirtdart
Sun Aug 19, 2018 9:09 pm
Forum: Personal Finance (Not Investing)
Topic: Retire and become an Adventure Guide
Replies: 34
Views: 2937

Re: Retire and become an Adventure Guide

Let me just subscribe to this thread, because at 45 and 30ish months away from military retirement, I have considered national/state park jobs as a second career.
by brokendirtdart
Sun Aug 19, 2018 7:30 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4599
Views: 1182487

Re: What Movie Have You Recently Watched?

Just watched The Revenant again. Not a huge DiCaprio fan, but the guy is a pretty good actor.
by brokendirtdart
Tue Aug 14, 2018 6:25 pm
Forum: Personal Consumer Issues
Topic: Changing Car Cabin Air Filter - after how much time
Replies: 67
Views: 7417

Re: Changing Car Cabin Air Filter - after how much time

I live in a high pollen, high use of AC, high bug area. I change mine once every 4 months. It's a 10 minute job on a Tacoma. $10-15 ish for a decent filter, but cheaper is always available. I just set Amazon's Subscribe & Save to deliver one every 4 months and it gets delivered along with whatever e...
by brokendirtdart
Sat Aug 11, 2018 3:18 pm
Forum: Investing - Theory, News & General
Topic: [New Vanguard website layout starting Saturday, August 11]
Replies: 134
Views: 11366

Re: [New Vanguard website layout starting Saturday, August 11]

Looks like a simple cosmetic change. I don't notice any new functionality other than the download button and I wouldn't be surprised if that was already available.
by brokendirtdart
Fri Aug 03, 2018 9:41 pm
Forum: Personal Consumer Issues
Topic: Tire experts? Can I trust a patched tire?
Replies: 47
Views: 4443

Re: Tire experts? Can I trust a patched tire?

I wait my turn and 90 minutes later they tell me it's patched and ready to go, no charge. maybe I missed it, so its an INTERNAL patch? (they removed the tire from the rim and applied the patch on the inside) if you could clarify... Most places like Costco, Sams, and random actual tire shops use plu...
by brokendirtdart
Tue Jul 24, 2018 10:00 pm
Forum: Personal Investments
Topic: Why VTSAX did not align with S&P 500 today?
Replies: 12
Views: 2101

Re: Why VTSAX did not align with S&P 500 today?

Thanks for asking this. I was looking at the markets, and was wondering the same thing; I assumed either small caps were down a LOT or some crazy mistake was made. Sounds like it was the former. I have just recently noticed that morningstar.com has a US based "style box" on the front center of thei...
by brokendirtdart
Tue Jul 24, 2018 7:09 pm
Forum: Personal Finance (Not Investing)
Topic: Can I get a mortgage if retiring?
Replies: 37
Views: 5521

Re: Can I get a mortgage if retiring?

jimb jimb Thank you for taking the time to post that detailed and tailored to various common financing options post. It is the first time I have seen such a concise posting on this topic with clearly understood examples. Anticipate retiring as an E-9 with 28.5 years, so the high-3 pension will be d...
by brokendirtdart
Tue Jul 24, 2018 7:43 am
Forum: Personal Finance (Not Investing)
Topic: Can I get a mortgage if retiring?
Replies: 37
Views: 5521

Re: Can I get a mortgage if retiring?

OP, Thank you for this thread as it is also something I am concerned about. Especially as I have never purchased a house before. My situation is I will retire from the military in a couple years and move to a state where I have visited but not lived before. Because of this, my initial "home" will li...
by brokendirtdart
Mon Jul 23, 2018 5:51 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4599
Views: 1182487

Re: What Movie Have You Recently Watched?

Finally watched Hostiles yesterday.

"Rented" it for free on an Amazon Prime Day deal.

A dark and somber western genre/military on the frontier in the late 1800s film.

I enjoyed it, and will likely buy a DVD/Blu Ray for my collection.
by brokendirtdart
Tue Jul 17, 2018 6:23 pm
Forum: Personal Consumer Issues
Topic: Why own a bed?
Replies: 140
Views: 10882

Re: Why own a bed?

I worked in South Korea and slept on the floor on a futon mattress since I didn't want to buy furniture for a year-long contract - then the giant bugs of summer came around and invaded my apartment. Lesson learned - if you sleep on the floor everyday, you also MUST fold up and store your futons eve...
by brokendirtdart
Tue Jul 17, 2018 6:15 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Day 2018
Replies: 88
Views: 10837

Re: Amazon Prime Day 2018

Thanks!

$17 in MP3 balances. Time to browse my wish list.
by brokendirtdart
Tue Jul 17, 2018 5:54 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Day 2018
Replies: 88
Views: 10837

Re: Amazon Prime Day 2018

I was really surprised to see two books show up as free ($0.00 Kindle price) the other day. These were legitimate books that we (or SO) were interested to buy at full price. I am talking about somewhat obscure books (one on First Nations art, another on Japanese history -- both by respected authors...
by brokendirtdart
Mon Jul 16, 2018 9:29 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Day 2018
Replies: 88
Views: 10837

Re: Amazon Prime Day 2018

Finally got in. New Kindle Paperwhite. Old Kindle starting to get wonky. I think it is over 10 years old so I guess it is time. Yep. I bit the bullet on that as well. I had a Kindle for years and then swapped to solely reading on iphone or ipad apps. While I much prefer a real book on the back deck...
by brokendirtdart
Mon Jul 16, 2018 8:32 pm
Forum: Personal Finance (Not Investing)
Topic: What is/ was your career and would you recommend it now?
Replies: 482
Views: 52160

Re: What is/ was your career and would you recommend it now?

U.S. Army 92 to Present, E-9 type, Artillery. I currently plan on hanging it up in late 2020 after about 28.5 years. Recommended? From a future job satisfaction aspect, No. From a benefits aspect, sure. Pros: The pay isn’t bad and the benefits (monetary & medical) are borderline excellent. A match t...
by brokendirtdart
Sun Jul 15, 2018 4:25 pm
Forum: Personal Consumer Issues
Topic: Bears!!!
Replies: 60
Views: 5680

Re: Bears!!!

I miss bears. Really not enough around where I live in a swampy, crawfish filled, Cajun type gulf state. Had tons of them around when I lived in Alaska, and fortunately got to see a lazy black bear wander across the street when I went up to New Hampshire at the end of May. They are some clever critt...
by brokendirtdart
Fri Jul 13, 2018 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: Denied for an auto loan 2 weeks after purchase??
Replies: 39
Views: 8275

Re: Denied for an auto loan 2 weeks after purchase??

Delayed denials for car loans or leases is not uncommon. I know of someone that handed the keys back several weeks later. It happened to a friend of mine back in the early 90s. Bought a new car and had to return it about 10 days later due to credit issues. For curiosity's sake only, how is this pos...
by brokendirtdart
Wed Jul 11, 2018 4:17 pm
Forum: Personal Consumer Issues
Topic: Anyone take naps at work?
Replies: 93
Views: 6266

Re: Anyone take naps at work?

If I anticipate I will have to to go without sleep for more than a 24 hour period, I'll attempt to get a nap in. Sometimes, like last Friday, it doesn't happen.