Search found 185 matches

by brokendirtdart
Sat May 16, 2020 9:24 am
Forum: Personal Consumer Issues
Topic: Alternatives to Craftsman Tools
Replies: 98
Views: 6276

Re: Alternatives to Craftsman Tools

I stopped buying Craftsman hand tools about 20 years ago. Now, I'll pick up used replacements from flea markets and such. If I need new sets, I'll look towards Wright, Snap On, Proto(lots of surplus tools available), or SK Tools. I picked up a nice 1/2" drive deep metric set from SK a couple years a...
by brokendirtdart
Wed Apr 01, 2020 7:14 pm
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 55556

Re: How to get Toilet Paper ? seriously.

WHAT ??? WHY is CostCo not limiting these 30 packs to 1 or 2 per customer! These comments are all over social media. It isn't the store's place to regulate ethics or morality. Additionally, there are plenty of people out there buying for family or friends who are less mobile. Without a voucher or r...
by brokendirtdart
Wed Apr 01, 2020 6:53 pm
Forum: Personal Finance (Not Investing)
Topic: COVID-19 Stimulus Payment Issue
Replies: 86
Views: 7813

Re: COVID-19 Stimulus Payment Issue

rickwmm wrote:
Wed Apr 01, 2020 4:32 pm
fairly
willardx wrote:
Wed Apr 01, 2020 5:28 pm
fair
There was never anything fair about this. It is purely a wealth redistribution move.
by brokendirtdart
Wed Feb 12, 2020 11:21 am
Forum: Personal Consumer Issues
Topic: Protection Against Home Intruders
Replies: 387
Views: 27265

Re: Protection Against Home Intruders

As for a weapon, I'd choose a 12 gauge over a pistol. buck shot has much less propensity to go through walls. If that is a primary concern, you should use birdshot, not buckshot. https://www.theboxotruth.com/the-box-o-truth-14-rifles-shotguns-and-walls/ Controversial opinion which is separate from ...
by brokendirtdart
Wed Feb 12, 2020 10:55 am
Forum: Personal Consumer Issues
Topic: Protection Against Home Intruders
Replies: 387
Views: 27265

Re: Protection Against Home Intruders

I'm a renter and move often, so most of what I do is all temporary and has already been mentioned. ADT stickers and signs are easy to buy and place. You can prevent windows from opening by buying a 1" wooden dowel from Lowes and some 1" rubber chair tips from Walmart. Some cheap spray paint to match...
by brokendirtdart
Tue Dec 31, 2019 8:02 pm
Forum: Personal Investments
Topic: Vanguard website down: another example of the lack of good tech at Vanguard
Replies: 93
Views: 5282

Re: Vanguard website down: another example of the lack of good tech at Vanguard

I just tried to log in (7:03 EST) and it just spins from the login screen when I enter username and password. High severity incident for a full day. I hope you did not have any urgent matter to take care of Nope. I have had no problems the 4 times I attempted to log on today. 1. Before hours to ver...
by brokendirtdart
Mon Dec 30, 2019 7:55 am
Forum: Personal Investments
Topic: Transfer TSP to Schwab [had 20% withholding]
Replies: 18
Views: 1272

Re: Transfer TSP to Schwab [had 20% withholding]

Corchar1, I'll be in the same boat early 2021. If so you had any tax exempt pay from "combat zones" was the TSP "wizard" able to process that smoothly? I'm sitting with 3 pots of TSP money: Traditional, Traditional from tax exempt pay, and Roth. I plan on retiring from the Army at the end of the yea...
by brokendirtdart
Sat Dec 28, 2019 4:20 pm
Forum: Personal Finance (Not Investing)
Topic: Goodbye USAA
Replies: 72
Views: 9109

Re: Goodbye USAA

Officers and Enlisted are both eligible to receive the annual dividend, but only Officers are eligible for the Subscriber's Account. This is not completely true. <---enlisted, insured by USAA, receive the dividend from the Subscriber's Account. The language at the bottom of last year's statement do...
by brokendirtdart
Sat Dec 28, 2019 4:10 pm
Forum: Personal Finance (Not Investing)
Topic: Goodbye USAA
Replies: 72
Views: 9109

Re: Goodbye USAA

I was an NCO in 1971 when I was discharged, and was denied acceptance by USAA. In 1997, I was deemed "acceptable" for enrollment and I even received a nice letter informing them that I was eligible to join the elevated ranks of the members. It was even addressed to me using my former rank. Due to t...
by brokendirtdart
Fri Dec 27, 2019 12:02 am
Forum: Personal Consumer Issues
Topic: Sleep Masks & Ear Plugs
Replies: 35
Views: 2339

Re: Sleep Masks & Ear Plugs

If I need to use earplugs, I will always fall back to the simple 3M foam earplugs. I have used these ear plugs before and they seemed less likely to fall out: https://smile.amazon.com/gp/product/B000JD0V52/ref=ppx_yo_dt_b_search_asin_title?ie=UTF8&psc=1 As a lifelong artilleryman, I have some bad ti...
by brokendirtdart
Thu Dec 26, 2019 5:18 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4396
Views: 1252370

Re: What Book Are You Currently Reading? Part VI

Thanks Blues. Having just read a synopsis of Night Dogs, I'll add it to my long list of "want to reads".
by brokendirtdart
Thu Dec 26, 2019 5:03 pm
Forum: Personal Finance (Not Investing)
Topic: Goodbye USAA
Replies: 72
Views: 9109

Re: Goodbye USAA

My understanding is it depends on how you qualify with USAA. If you were actually an officer and got in that way you get the most preferred rates. If you were enlisted you pay higher rates. This may only be partly true as I am enlisted and my policy is through USAA. I receive the dividend each year...
by brokendirtdart
Wed Dec 25, 2019 5:38 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4396
Views: 1252370

Re: What Book Are You Currently Reading? Part VI

"Sympathy for the Devil" by Kent Anderson. (A novel about the Vietnam War, the first of a three book series about one character.) Woah! I didn't know there were other books and the way Sympathy for the Devil ended, I can't imagine another book. I first read this in the late 80s/early 90s before gra...
by brokendirtdart
Tue Dec 10, 2019 7:19 am
Forum: Personal Consumer Issues
Topic: Question re Ability of ISP to Track Website Visits
Replies: 15
Views: 1160

Re: Question re Ability of ISP to Track Website Visits

For https encrypted connections your ISP can likely see the domain bogleheads.org in two different places - the DNS resolution when bogleheads.org is turned into an IP address - when the https (TLS) handshake is done, many sites take advantage of Server Name indication, which transmits the domain b...
by brokendirtdart
Sat Dec 07, 2019 10:32 am
Forum: Investing - Theory, News & General
Topic: Favorite stock(s) and why
Replies: 131
Views: 8400

Re: Favorite stock(s) and why

I usually only play with stocks while I'm deployed. At the most, I have owned maybe a large handful of individual stocks, and only have two left with Walmart and Verizon. Both have done well, continue to do well, and have significant capital gains so I will hold onto them.
by brokendirtdart
Mon Oct 21, 2019 6:06 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5442
Views: 1350184

Re: What Movie Have You Recently Watched?

John Wick 3. I liked it a lot better than #2.

I'm a few months behind normal people watching movies. I watched it for free on Amazon Prime due to soon to expire no rush shipping credits. The next batch expires 9 November: https://www.amazon.com/norushcredits
by brokendirtdart
Mon Oct 14, 2019 4:16 pm
Forum: Personal Consumer Issues
Topic: Should I actually buy a new car ? (Seat Belt Deployed)
Replies: 45
Views: 3558

Re: Should I actually buy a new car ? (Seat Belt Deployed)

I had an accident 2 years ago - Nothing crazy. I bumped into a car from behind at 15mph and the seat belt was deployed (not the airbags). I got everything fixed. What does "the seat belt was deployed" mean? The seat belt was locked as a result of the impact. The airbag was not deployed (given the l...
by brokendirtdart
Mon Oct 14, 2019 2:18 pm
Forum: Personal Finance (Not Investing)
Topic: [Vanguard glitch] Your brokerage Consolidated Form 1099 is now available
Replies: 40
Views: 2256

Re: weird message from Vanguard re. new 1099

I got it too.

I logged on to my account from a different computer, and no new or updated 1099. I'll check again in a couple days just in case.
by brokendirtdart
Sun Oct 13, 2019 8:36 pm
Forum: Personal Consumer Issues
Topic: Moving - Best moving/transport/storage company
Replies: 10
Views: 760

Re: Moving - Best moving/transport/storage company

U Pack/ABF is well regarded and IIRC they provide storage of the pod until you are ready to move in. https://www.upack.com/ Thanks. Need to contact more of these directly but most seem to prefer dropping the container off and picking up later which isn’t an option where I am. You can load and deliv...
by brokendirtdart
Sun Oct 13, 2019 1:57 pm
Forum: Personal Finance (Not Investing)
Topic: Dropping Interest Rates on High-Yield Savings
Replies: 31
Views: 4915

Re: Dropping Interest Rates on High-Yield Savings

Anyone else re-thinking were to park emergency funds with decreasing rates? My online high-yield savings has dropped from 2.3% to 1.9%. My emergency savings and I have been on a long and winding road trip. It sat for years in USAA's savings earning nothing(this was easy as they are my primary bank)...
by brokendirtdart
Wed Oct 09, 2019 6:26 am
Forum: Investing - Theory, News & General
Topic: Press Release 10/1/19--Vanguard Adds To Its Active Lineup With Launch Of International Core Stock Fund
Replies: 68
Views: 8114

Re: Press Release 10/1/19--Vanguard Adds To Its Active Lineup With Launch Of International Core Stock Fund

[Title was "Vanguard Expands Active Roster With Proposed International Core Stock Fund" The fund has been launched, see below. --admin LadyGeek] Press Release by Vanguard 7/18/2019 I didn't see anything on the forum regarding this https://pressroom.vanguard.com/news/Press-Release-Vanguard-Files-for...
by brokendirtdart
Sat Aug 31, 2019 10:34 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4396
Views: 1252370

Re: What Book Are You Currently Reading? Part VI

The only WWI book I have read was The First World War by Hew Strachan. While it was almost 15 years ago, I remember it being an easy read. I have Keegan's book on my Kindle now, but haven't dug into it. I may start working on that when I am done with my current Vietnam an Epic Tragedy, 1945-1975 by ...
by brokendirtdart
Fri Aug 30, 2019 8:32 pm
Forum: Personal Consumer Issues
Topic: What, besides dishes, do you run through your dishwasher?
Replies: 85
Views: 6824

Re: What, besides dishes, do you run through your dishwasher?

Tools, car parts, firearms parts, old bench vise parts, the bucket I use for changing oil(after I wipe it out), one of my belts, sponges, and probably some more stuff.
by brokendirtdart
Thu Aug 08, 2019 10:29 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5442
Views: 1350184

Re: What Movie Have You Recently Watched?

I am always a couple years behind on movies. I just watched The Finest Hours(2016) which is available for streaming on Amazon. The movie tells the story of the folks from the Chatham, MA Coast Guard station and their rescue of 32 survivors of the Pendleton which broke in half off Cape Cod in the win...
by brokendirtdart
Thu Aug 01, 2019 5:30 pm
Forum: Investing - Theory, News & General
Topic: Vanguard promoting their Actively managed funds
Replies: 54
Views: 4916

Re: Vanguard promoting their Actively managed funds

Their active funds ARE fee efficient and low cost. I don't see any problem. Indeed. Of the five active Vanguard funds I own, only two are above 0.20% fees. They are Capital Opportunity Admiral(0.36%) and Dividend Growth(0.22%). I stick with Vanguard because of the good low cost active funds. If I w...
by brokendirtdart
Fri Jul 19, 2019 7:55 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4396
Views: 1252370

Re: What Book Are You Currently Reading? Part VI

Pegasus Bridge , by Stephen E. Ambrose. This is about one reinforced Company of glider troops of the British 6th Airborne Division on D-Day. The first Allied troops to land in Normandy, on the night of June 5-6, 1944 they captured bridges over the Orne River and Canal intact, preventing counteratta...
by brokendirtdart
Tue Jul 09, 2019 8:44 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4396
Views: 1252370

Re: What Book Are You Currently Reading? Part VI

I just now finished This Kind of War by T.R. Fehrenbach. Originally published in 1963, it is one of the easiest Korean War reads of the handful I have picked up. Appropriately detailed when necessary and driving home some hard lessons learned in the 50s which are still relevant today as the ground f...
by brokendirtdart
Sat May 25, 2019 11:33 am
Forum: Personal Consumer Issues
Topic: [Peter Jackson’s “They shall not grow old” - streaming on HBO]
Replies: 94
Views: 13446

Re: [Peter Jackson’s “They shall not grow old” - now showing Jan 21]

FYI, for any that missed it in theater. This is now available on Amazon Prime streaming to rent or buy. I "rented" it last night for free. Rental cost is $5.99 for HD, but was free due to a bunch of "no rush shipping" credits.
by brokendirtdart
Sat May 04, 2019 7:26 am
Forum: Personal Investments
Topic: Most Popular [Sector] Fund is?
Replies: 5
Views: 870

Re: Most Popular Fund is?

Greetings. Long term lurker here. Love this site. Can any Bogel head tell me which Vanguard fund has been discussed most often on this message board? - Energy Fund(VGENX) ? = Healthcare (VGHCX) ? - etc. Cheers. To be curious-why? Typing the ticker symbols into the Bogleheds search bar above will pr...
by brokendirtdart
Sun Apr 28, 2019 6:09 pm
Forum: Personal Consumer Issues
Topic: How do I use digit prepaid "card"?
Replies: 19
Views: 872

Re: How do I use digit prepaid "card"?

I'm not familiar with the "digit" reference. Does it have regular credit card like numbers? The last time I received a prepaid visa card from a rebate, I added it to my Amazon account as a payment method, purchased a gift certificate, redeemed said certificate back into my Amazon account, and then s...
by brokendirtdart
Tue Apr 16, 2019 6:36 am
Forum: Personal Finance (Not Investing)
Topic: Do not use Personal Capital
Replies: 101
Views: 21563

Re: Do not use Personal Capital

You can turn off some setting in Personal Capital to disable the adviser guy who calls you every few months. Interesting. Other than emails, I don't see that option in my account. I can change the phone number, but not disable the calls completely. I use the manual entry option and do not have it l...
by brokendirtdart
Fri Apr 12, 2019 9:13 pm
Forum: Personal Investments
Topic: Roth TSP vs. Regular TSP?
Replies: 20
Views: 2366

Re: Roth TSP vs. Regular TSP?

I'm in the military, but in a similar financial situation. Mid 40s, single, likely low 24% tax rate, and will receive aprox $60K yearly for pension. I am a resident of a no income tax state and plan on retiring in another similar state. My IRA is Roth. This year I decided to stop splitting tradition...
by brokendirtdart
Wed Apr 10, 2019 7:27 am
Forum: Investing - Theory, News & General
Topic: Vanguard randomly not reinvesting dividends
Replies: 37
Views: 4856

Re: Vanguard randomly not reinvesting dividends

This happened with my VTIAX distribution on 25 March in my taxable account. So it was only $173, but I didn't notice it until a few days later. I sent them a message asking what happened, and the reply was they were researching it and to allow 3-5 more days to review and respond. I am on day 2 of t...
by brokendirtdart
Fri Apr 05, 2019 8:37 am
Forum: Personal Consumer Issues
Topic: "The best and worst U.S. states for retirement"
Replies: 303
Views: 37760

Re: "The best and worst U.S. states for retirement"

...Mass is completely out for me as they forbid, outright restrict, or price out several recreational favorites that I have acquired over the last 26+ years of PCSing and living life. HUH? :confused Please translate. Mass has several arbitrary restrictions on law abiding citizens that you don't see...
by brokendirtdart
Tue Apr 02, 2019 8:48 pm
Forum: Investing - Theory, News & General
Topic: Vanguard randomly not reinvesting dividends
Replies: 37
Views: 4856

Re: Vanguard randomly not reinvesting dividends

This happened with my VTIAX distribution on 25 March in my taxable account. So it was only $173, but I didn't notice it until a few days later. I sent them a message asking what happened, and the reply was they were researching it and to allow 3-5 more days to review and respond. I am on day 2 of th...
by brokendirtdart
Mon Apr 01, 2019 2:39 pm
Forum: Personal Consumer Issues
Topic: "The best and worst U.S. states for retirement"
Replies: 303
Views: 37760

Re: "The best and worst U.S. states for retirement"

Texas is 38 in Health Care? We have the MD Anderson Cancer Center here. We have the Memorial Hermann–Texas Medical Center here. Michael Debakey revolutionized heart surgery at the Baylor College of Medicine here. James "Red" Duke pioneered the Life Flight treatment for trauma patients here. Putting...
by brokendirtdart
Sun Mar 31, 2019 7:02 pm
Forum: Personal Consumer Issues
Topic: "The best and worst U.S. states for retirement"
Replies: 303
Views: 37760

Re: "The best and worst U.S. states for retirement"

New England guy/military retiree here. At one time or another I've lived in all NE states except NH although I've spent plenty of time there due to relatives in Southern NH. I live in MA now and just want to point out one thing. In spite of its reputation as "Taxachusetts", MA is fairly tax-friendl...
by brokendirtdart
Sun Mar 31, 2019 9:59 am
Forum: Personal Consumer Issues
Topic: "The best and worst U.S. states for retirement"
Replies: 303
Views: 37760

Re: "The best and worst U.S. states for retirement"

I would love to find a no kidding across the board easy to read comparison of the states(preferably in Excel), but I haven't yet. I am about two years out from military retirement and have been bouncing between mid/northern New Hampshire and mid Maine for post military locations. I still have family...
by brokendirtdart
Fri Mar 08, 2019 8:22 am
Forum: Personal Finance (Not Investing)
Topic: [2018 tax return - How does it compare to previous years?]
Replies: 441
Views: 36623

Re: [2018 tax return - How does it compare to previous years?]

Just finished mine last night. In my case, military senior enlisted, single filer, no state tax, not a property owner, my effective tax rate went down from 14.7% in 2017 to 13.3% in 2018. My AGI was up over 6K this year. While I am still writing a check, I am paying less. Where I screwed up is I owe...
by brokendirtdart
Mon Dec 17, 2018 11:04 pm
Forum: Personal Investments
Topic: POAGX [PRIMECAP Odyssey Aggressive Growth] down over 9% today
Replies: 20
Views: 1689

Re: POAGX [PRIMECAP Odyssey Aggressive Growth] down over 9% today

It would be nice if they reopened it so I could buy it in a Roth. Vanguard Capital Opportunity(VHCAX) is going to distro a similar percentage on Wednesday. :| Do you own it in another account, such as TIRA or taxable? If so, I think PRIMECAP is a firm that will allow someone who *already* owns a fu...
by brokendirtdart
Mon Dec 17, 2018 7:17 pm
Forum: Personal Investments
Topic: POAGX [PRIMECAP Odyssey Aggressive Growth] down over 9% today
Replies: 20
Views: 1689

Re: POAGX [PRIMECAP Odyssey Aggressive Growth] down over 9% today

It would be nice if they reopened it so I could buy it in a Roth.

Vanguard Capital Opportunity(VHCAX) is going to distro a similar percentage on Wednesday. :|
by brokendirtdart
Fri Dec 14, 2018 8:58 am
Forum: Personal Consumer Issues
Topic: Boston travel ideas (was New England generally)
Replies: 51
Views: 3986

Re: New England travel ideas, summer 2019

If you need a rainy day SE Mass plan, the New Bedford Whaling Museum is a neat side trip.
by brokendirtdart
Sun Dec 09, 2018 9:38 am
Forum: Personal Investments
Topic: Can I transfer 2019 IRA money to Vanguard right now so I can put it in Jan 2?
Replies: 26
Views: 2753

Re: Can I transfer 2019 IRA money to Vanguard right now so I can put it in Jan 2?

It seems a lot simpler to me to just transfer from your bank's checking account to your IRA on January 2. You can then skip the intermediate step of putting it in a Vanguard taxable account. I agree this is easier. I personally move the money early for two reasons. 1. Mentally segregating the funds...
by brokendirtdart
Sun Dec 09, 2018 9:28 am
Forum: Personal Consumer Issues
Topic: Apple Store For Vets & Active Military
Replies: 9
Views: 1638

Re: Apple Store For Vets & Active Military

Comparing their previous discount this is an nice improvement. Example: I purchased a cell equipped 10.5" 64GB iPad Pro in May for$759 after applying their in store $20 military discount. The same item is now $701 under the new program. Retail is $779 *I checked to ensure pricing hadn't changed due ...
by brokendirtdart
Fri Dec 07, 2018 6:31 pm
Forum: Personal Investments
Topic: Can I transfer 2019 IRA money to Vanguard right now so I can put it in Jan 2?
Replies: 26
Views: 2753

Re: Can I transfer 2019 IRA money to Vanguard right now so I can put it in Jan 2?

jebmke wrote:
Fri Dec 07, 2018 6:20 pm
720pete wrote:
Fri Dec 07, 2018 6:19 pm
Is it possible to send my money to Vanguard right now for my 2019 IRA so that I can make the full contribution right on Jan 2?
Into a taxable account until then, yes. Not into the IRA.
Yep. I have mine staged in Prime MM ready for next year.
by brokendirtdart
Mon Dec 03, 2018 8:26 am
Forum: Personal Consumer Issues
Topic: Moving Pods or "Packs" for long distance move
Replies: 12
Views: 1684

Re: Moving Pods or "Packs" for long distance move

I used a single ABF ReloCube for a NC to Indiana move in 2015. I was completely satisfied by ABF's ReloCube service. I had the government move the rest of my stuff. Using the terminal to terminal option, it was better priced with better tracking than Pods or Pack Rats. Comparing the container's Pack...
by brokendirtdart
Sat Nov 24, 2018 5:33 pm
Forum: Personal Consumer Issues
Topic: [USPS.com security weakness exposed account data]
Replies: 12
Views: 1340

Re: USPS.com site hacked

It's going around. I received a letter from Newegg last week which notified me they had been hacked and my credit card information was stolen.


https://www.pcmag.com/news/363870/neweg ... -card-data
by brokendirtdart
Fri Nov 23, 2018 12:56 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5442
Views: 1350184

Re: What Movie Have You Recently Watched?

bertilak wrote:
Fri Nov 23, 2018 12:40 pm
brokendirtdart wrote:
Fri Nov 23, 2018 11:51 am
Just noticed Jeremiah Johnson was on Prime and watched it. One of my favorites in the slower western genre.
"Skin that one pilgrim, and I'll get you another."
A few good one liners in there. "Watch your topknot"