Search found 47 matches

by Trice
Tue Oct 03, 2017 11:06 am
Forum: Personal Consumer Issues
Topic: Suggestions for organizing bookmarks
Replies: 9
Views: 634

Suggestions for organizing bookmarks

I'm looking for ideas/suggestions on what people do to organize bookmarks. I currently use XMarks, a bookmark sync tool, as an extension in my Firefox browser and app on my smart devices. While it is a fairly robust tool, XMarks has gotten little development love since Lastpass saved it from shuttin...
by Trice
Tue Aug 08, 2017 12:49 pm
Forum: Personal Consumer Issues
Topic: Buy Google Pixel mobile now or wait for Pixel 2
Replies: 33
Views: 3450

Re: Buy Google Pixel mobile now or wait for Pixel 2

Not to hijack the thread, but for those who have bought the Pixel direct from Google, what do I need to activate? I've read that I should get a SIM card free from Verizon so is that simply a matter of showing up in store and asking for one? Do I need the actual phone present, in case I stop in befor...
by Trice
Mon Aug 07, 2017 10:00 pm
Forum: Personal Consumer Issues
Topic: Buy Google Pixel mobile now or wait for Pixel 2
Replies: 33
Views: 3450

Re: Buy Google Pixel mobile now or wait for Pixel 2

I was struggling with this very question over the weekend. I have a four-year-old Galaxy S4 that had started acting buggy lately and decided it was time for an upgrade. After research and looking at both the Galaxy S8 and Pixel in person, I was a bit turned off by the S8's screen and decided I wante...
by Trice
Mon Aug 07, 2017 10:13 am
Forum: Personal Finance (Not Investing)
Topic: Advice on a possible career change
Replies: 2
Views: 557

Advice on a possible career change

I am a mid-career communications and marketing director. For years I worked in a government entity, which I truly enjoyed. But after many years of increasing demands without the resources or pay to keep up with it, I changed jobs. I liked my employer so I remained in government, but moved to a simil...
by Trice
Tue May 30, 2017 10:10 am
Forum: Personal Consumer Issues
Topic: Do I deserve it? [A new car]
Replies: 69
Views: 6491

Re: Do I deserve it?

But what stops me is thinking that if I buy a new car now for 35k, if I were to have invested that money instead 30 years down the road at 8% growth......I'm actually paying well over 100k for the car.[/b] Personally, I don't care for the line of thinking that says "if I took this money and investe...
by Trice
Sat Feb 18, 2017 2:19 pm
Forum: Investing - Help with Personal Investments
Topic: Do Voyager Select services require Agent Authorization?
Replies: 1
Views: 268

Do Voyager Select services require Agent Authorization?

I am about to make a rollover that will get us close to, if not over, the threshold for Vanguard Voyager Select Services. I spoke with a Vanguard representative yesterday and got some information I hadn't seen/read before, and wanted to confirm: do spousal accounts need to be linked via Agent Author...
by Trice
Sun Jan 22, 2017 8:16 pm
Forum: Investing - Help with Personal Investments
Topic: confused by rollover options to Vanguard.
Replies: 7
Views: 1031

Re: confused by rollover options to Vanguard.

Do they really not wire the money in these situations? I've done maybe 4-5 rollovers between my wife and me. Those were relatively small amounts so I didn't mind getting/sending a check. But I'm about to do a major one and I really don't want that much money passing through my hands or waiting it ou...
by Trice
Sun Jan 22, 2017 9:40 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard screwed up IRA types...twice
Replies: 42
Views: 3950

Re: Vanguard screwed up IRA types...twice

In my OP, it was late in the evening and I wanted to get it posted before I went to bed. So I probably more careless than I meant to be about the thread title. As I said, my purpose wasn't to point fingers but to try to fix it. Anyway, I've had the chance to review this more closely myself, includin...
by Trice
Fri Jan 20, 2017 2:37 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard screwed up IRA types...twice
Replies: 42
Views: 3950

Re: Vanguard screwed up IRA types...twice

Something's not right with this story. How could this go undetected for so long? You can see the account type when you log in (and also when you create the account in the first place). Financial institutions shouldn't make such mistakes, and should fix them expediently once they are found, but peop...
by Trice
Fri Jan 20, 2017 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard screwed up IRA types...twice
Replies: 42
Views: 3950

Re: Vanguard screwed up IRA types...twice

Thanks for the responses. Rather than placing blame, I'd rather keep the focus on trying to fix the problem. This family member feels badly that he didn't catch it sooner, but as I said it was his wife's account and he rarely logged into it himself. And presumably since they thought this was a Roth ...
by Trice
Fri Jan 20, 2017 12:10 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard screwed up IRA types...twice
Replies: 42
Views: 3950

Vanguard screwed up IRA types...twice

For simplicity's sake, I will write this in the first person, but this scenario is not mine. It is that of a family member who doesn't visit this forum. I gave my advice already, but got permission to post it because I thought others might have more to add. If you have questions, let me know and I w...
by Trice
Fri Nov 18, 2016 12:01 pm
Forum: Forum Issues and Administration
Topic: The Forum is now "Feed friendly"
Replies: 59
Views: 10176

Re: The Forum is now "Feed friendly"

But here's what I can tell you. All along I've wanted a feed that returns the first post of each new topic - one time, and never again. Now that it's been added, it works great. I haven't counted but I would estimate it returns 60-80 results per day - which for me is enough to scan and engage with ...
by Trice
Fri Nov 18, 2016 11:32 am
Forum: Forum Issues and Administration
Topic: The Forum is now "Feed friendly"
Replies: 59
Views: 10176

Re: The Forum is now "Feed friendly"

So I wanted to follow up after earlier this week I said I would track a few of these RSS feeds over a few days. My experiment didn't go so great ha ha, I quickly found myself ignoring the RSS feeds that returned too many results. But here's what I can tell you. All along I've wanted a feed that retu...
by Trice
Mon Nov 14, 2016 10:03 am
Forum: Forum Issues and Administration
Topic: The Forum is now "Feed friendly"
Replies: 59
Views: 10176

Re: The Forum is now "Feed friendly"

Yup, would be great if someone can outline how to get Feedly to not show every single BH post. airachcaz, if I'm understanding this correctly, I think feed #2 (topics feed - shows the first posts of the 15 most recent topics in all forums) is probably what you're looking for. I'm guessing this will...
by Trice
Mon Nov 14, 2016 9:18 am
Forum: Forum Issues and Administration
Topic: The Forum is now "Feed friendly"
Replies: 59
Views: 10176

Re: The Forum is now "Feed friendly"

What other way is there to follow a forum, outside of visiting periodically and scouring every separate forum to see what you've missed? If you are logged into bogleheads, try: https://www.bogleheads.org/forum/search.php?search_id=unreadposts --vtMaps I apologize, I wasn't clear in that earlier pos...
by Trice
Sun Nov 13, 2016 10:09 pm
Forum: Forum Issues and Administration
Topic: The Forum is now "Feed friendly"
Replies: 59
Views: 10176

Re: The Forum is now "Feed friendly"

I'm curious to see how useful participants find this feature. While I think feeds are a great way to follow blogs, I'm not convinced it is the best way to follow a forum. What other way is there to follow a forum, outside of visiting periodically and scouring every separate forum to see what you've...
by Trice
Sun Nov 13, 2016 10:07 pm
Forum: Forum Issues and Administration
Topic: The Forum is now "Feed friendly"
Replies: 59
Views: 10176

Re: The Forum is now "Feed friendly"

I'm curious to see how useful participants find this feature. While I think feeds are a great way to follow blogs, I'm not convinced it is the best way to follow a forum. What other way is there to follow a forum, outside of visiting periodically and scouring every separate forum to see what you've...
by Trice
Sun Nov 13, 2016 4:57 pm
Forum: Forum Issues and Administration
Topic: The Forum is now "Feed friendly"
Replies: 59
Views: 10176

Re: The Forum is now "Feed friendly"

I'm curious to see how useful participants find this feature. While I think feeds are a great way to follow blogs, I'm not convinced it is the best way to follow a forum. What other way is there to follow a forum, outside of visiting periodically and scouring every separate forum to see what you've...
by Trice
Sun Nov 13, 2016 4:38 pm
Forum: Forum Issues and Administration
Topic: RSS feeds by thread
Replies: 29
Views: 8277

Re: RSS feeds by thread

You don't have to search for it. Just copy that URL (or any of the URLs from the other feeds) then paste them in the box that appears after you click the "+" box on Feedly. They're active RSS feeds and Feedly will recognize them.
by Trice
Sun Nov 13, 2016 4:20 pm
Forum: Forum Issues and Administration
Topic: RSS feeds by thread
Replies: 29
Views: 8277

Re: RSS feeds by thread

First of all, let me say that I'm VERY excited for this. I can't wait to try these out. You have my deep appreciation. The built-in atom feeds are now available, see: The Forum is now "Feed friendly" Still a bit confused as to how or if this can be added to Feedly app As for this, if you c...
by Trice
Sun Jul 24, 2016 11:11 am
Forum: Forum Issues and Administration
Topic: RSS feeds by thread
Replies: 29
Views: 8277

Re: RSS feeds by thread

Sorry, the feed on the homepage is not very flexible. We also have the forum's atom feed disabled (different than rss), so nothing will work there. I could take a look at this, but probably won't get to it for a while. For whatever it's worth, a number of us would appreciate more RSS flexibility so...
by Trice
Thu Nov 05, 2015 11:29 am
Forum: Forum Issues and Administration
Topic: RSS feeds by thread
Replies: 29
Views: 8277

Re: RSS feeds by thread

I just thought I'd bump this thread in hopes that someone has some new ideas or a solution to this issue. The problem is that the Bogleheads forum RSS feed captures every single new post which creates hundreds of items every day. For me, and I would imagine others, it's too much to sift through. Som...
by Trice
Thu Jun 04, 2015 1:48 pm
Forum: Forum Issues and Administration
Topic: RSS feeds by thread
Replies: 29
Views: 8277

Re: RSS feeds by thread

This was bothering me quite a bit. Thanks for the suggestion of using Yahoo Pipes for this. Please try the below 'filtered' RSS feed that exposes only new posts. It is 'only' as reliable as Yahoo Pipes itself. m An update for anyone who uses Yahoo Pipes, that service will be discontinued later in t...
by Trice
Wed Mar 04, 2015 9:03 pm
Forum: Investing - Help with Personal Investments
Topic: How to handle a defined benefit pension plan
Replies: 12
Views: 1979

Re: How to handle a defined benefit pension plan

Is this a private company or public entity? Both are reducing or eliminating pensions, so even if she vests in 7 years, it's possible they terminate/freeze the pension. The amount saved in the first 7 years before vesting is negligible, so I'd just ignore it. After vesting, it's probably worth arou...
by Trice
Wed Mar 04, 2015 4:23 pm
Forum: Investing - Help with Personal Investments
Topic: How to handle a defined benefit pension plan
Replies: 12
Views: 1979

Re: How to handle a defined benefit pension plan

I would definitely look at it this way after vesting. Prior to vesting, why not consider your own contributions plus interest as part of your portfolio? Thanks for your responses everyone. I hadn't given this much thought from the asset allocation perspective so you've given me something to conside...
by Trice
Wed Mar 04, 2015 12:02 am
Forum: Investing - Help with Personal Investments
Topic: How to handle a defined benefit pension plan
Replies: 12
Views: 1979

How to handle a defined benefit pension plan

A few weeks ago I posted some of the details of our financials (link at the bottom of the post) and now I'm trying to decide how to handle my wife's defined benefit pension plan. I'll be honest, I'm struggling a bit here because I never expected to have to plan around a DB plan. Here are the details...
by Trice
Fri Jan 30, 2015 11:36 am
Forum: Personal Consumer Issues
Topic: cvt transmissions
Replies: 45
Views: 5860

Re: cvt transmissions

I have a nearly two-year old 2013 Honda Accord with a CVT. Although CVTs don't have the track record of traditional transmissions, I recall being told at the time that CVTs have far fewer moving parts, which would suggest the potential for fewer future problems. Mine has nearly 31K miles and has gon...
by Trice
Fri Jan 23, 2015 1:23 pm
Forum: Personal Consumer Issues
Topic: Vanguard offers login security code
Replies: 124
Views: 28334

Re: Vanguard added additional security!

What happens when you travel abroad and don't have the same phone number? Google has a donloadable set of codes you can carry with you. Does Vanguard offer something similar? It doesn't appear to, at least from what I can tell when I signed up for it. But you can easily disable the feature should y...
by Trice
Fri Jan 23, 2015 12:50 pm
Forum: Personal Finance (Not Investing)
Topic: I'm thinking about making very large 529 contributions ASAP
Replies: 76
Views: 8287

Re: I'm thinking about making very large 529 contributions A

If this tax change regarding 529s comes to fruition, then yes I would consider making very large 529 contributions (shifting assets temporarily, if necessary) to get in before the tax advantages are gone. But I would not do that unless/until it actually happens - and I'm skeptical it would pass Cong...
by Trice
Fri Jan 23, 2015 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: Prioritizing our next financial moves
Replies: 13
Views: 1784

Re: Prioritizing our next financial moves

I look at it this way, -Your kids are young, a lot can happen from now until they hit college. -You can pull funds out of a Roth just as easy as a 529 to pay for college. -529's get added to the FAFSA calculations. Roths, IRA's, 401K, etc do not, at least for now. -If you were to find yourself with...
by Trice
Thu Jan 22, 2015 5:43 pm
Forum: Personal Finance (Not Investing)
Topic: Prioritizing our next financial moves
Replies: 13
Views: 1784

Re: Prioritizing our next financial moves

General rule is that we need to take care of our retirement before taking care of 529s. If you feel that you are saving enough for retirement and still has the ability to save, then do 529. If you search the forum, there are discussions where people recommend taxable accounts than 529 to have more ...
by Trice
Thu Jan 22, 2015 2:52 pm
Forum: Personal Finance (Not Investing)
Topic: Prioritizing our next financial moves
Replies: 13
Views: 1784

Re: Prioritizing our next financial moves

Do we have a "her" 401k/403b/457 etc. option thru the work place? Participation in her defined benefit plan is required at the rates I posted above. She has a voluntary plan with pretax or Roth options. But to your first post...I'm curious as to why you would max out all retirement accoun...
by Trice
Thu Jan 22, 2015 12:29 pm
Forum: Personal Finance (Not Investing)
Topic: Prioritizing our next financial moves
Replies: 13
Views: 1784

Re: Prioritizing our next financial moves

Thanks everyone, I appreciate the advice. And actually, even as I typed up that post the questions I realized that our situation is now less complicated than it seemed in my own mind. It really is a question of optimization. I guess we're entering a new phase of our financial lives now. Our years of...
by Trice
Thu Jan 22, 2015 12:11 am
Forum: Personal Finance (Not Investing)
Topic: Prioritizing our next financial moves
Replies: 13
Views: 1784

Prioritizing our next financial moves

I could use some advice on prioritizing our next financial move. My wife and I have always been diligent savers, and in the past 2.5 years we’ve really worked hard to shore up our finances (debt, budgeting, etc.) now that we’re done having kids and are in the house we plan to spend many years in. We...
by Trice
Wed Apr 23, 2014 3:34 pm
Forum: Forum Issues and Administration
Topic: RSS feeds by thread
Replies: 29
Views: 8277

Re: RSS feeds by thread

I'd like to add my voice, minimal as it is, to this. An RSS feed which gets updated with a new item for every reply to every topic is not useful. There are many tens, or even hundreds, of responses to new and existing topics every day. It's also disorganized, because the items come in as they are p...
by Trice
Mon Jan 27, 2014 1:17 pm
Forum: Personal Finance (Not Investing)
Topic: Cancel Variable Universal Life Insurance?
Replies: 2
Views: 984

Re: Cancel Variable Universal Life Insurance?

I'm in a similar situation myself. My wife and I purchased VULs about 9.5 years ago. We were dumb and I was far less educated on personal finance issues then, so we just went along with the insurance agent's recommendation. Since that time I've done extensive research and I have yet to find an objec...
by Trice
Wed Dec 04, 2013 3:18 pm
Forum: Personal Finance (Not Investing)
Topic: W-4 tax withholding math
Replies: 6
Views: 1110

Re: W-4 tax withholding math

Publication 15 (Circular E), Employer's Tax Guide explains how withholding is calculated. At its most basic, each allowance you claim is worth a specific dollar amount depending on your filing status and the amount of wages. The publication includes tables that show how much tax should be withheld ...
by Trice
Wed Dec 04, 2013 2:51 pm
Forum: Personal Finance (Not Investing)
Topic: W-4 tax withholding math
Replies: 6
Views: 1110

Re: W-4 tax withholding math

Publication 15 (Circular E), Employer's Tax Guide explains how withholding is calculated. At its most basic, each allowance you claim is worth a specific dollar amount depending on your filing status and the amount of wages. The publication includes tables that show how much tax should be withheld ...
by Trice
Wed Dec 04, 2013 1:22 pm
Forum: Forum Issues and Administration
Topic: RSS feeds by thread
Replies: 29
Views: 8277

RSS feeds by thread

I apologize if this has been brought up before, I searched but didn't find anything. Would it be possible to create an RSS feed for each new thread/topic only, rather than the current RSS feed which includes every single post? This is a very valuable community and I've found RSS feeds to be the most...
by Trice
Wed Jul 14, 2010 3:50 pm
Forum: Investing - Help with Personal Investments
Topic: Rolling over a 401(k) - tax implications, Roth questions
Replies: 5
Views: 792

dbr

There are no after-tax contributions to the 401(k), nor is there company stock. Everything is either 1) pre-tax money originally rolled into the plan, 2) pre-tax employee contributions, 3) employer contributions, or 4) investment gains.
by Trice
Wed Jul 14, 2010 3:17 pm
Forum: Investing - Help with Personal Investments
Topic: Rolling over a 401(k) - tax implications, Roth questions
Replies: 5
Views: 792

Rolling over a 401(k) - tax implications, Roth questions

These feel like fairly simple questions but I'm really striking out on finding clear answers. My wife has about $46K in the 401(k) plan of the employer she left about six weeks ago. We want to move this to Vanguard where we already both have Roth IRAs. I'm trying to determine how to configure this r...
by Trice
Fri Jan 23, 2009 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: Oddball tax question about child/dependent care credit
Replies: 13
Views: 2342

GIS Guy Actually she is a qualifying child. From page 3 of Pub. 503: Birth or death of otherwise qualifying person. In determining whether a person is a qualifying person, a person who was born or died in 2008 is treated as having lived with you for all of 2008 if your home was the person’s home the...
by Trice
Fri Jan 23, 2009 12:19 pm
Forum: Personal Finance (Not Investing)
Topic: Oddball tax question about child/dependent care credit
Replies: 13
Views: 2342

GIS Guy I think that, like me, you are out of luck. Page 9 of Publication 503 (Child and Dependent Care Expenses) says: Expenses prepaid in an earlier year. If you pay for services before they are provided, you can count the pre-paid expenses only in the year the care is received. Claim the expenses...
by Trice
Fri Jan 23, 2009 11:29 am
Forum: Personal Finance (Not Investing)
Topic: Oddball tax question about child/dependent care credit
Replies: 13
Views: 2342

Thanks everyone (especially HueyLD) for confirming my suspicion. I think the part about not being able to deduct daycare expenses while my wife is on maternity leave is moot because she is still earning income through her employer-paid short-term disability coverage and her own personal time off. An...
by Trice
Thu Jan 22, 2009 6:57 pm
Forum: Personal Finance (Not Investing)
Topic: Oddball tax question about child/dependent care credit
Replies: 13
Views: 2342

Oddball tax question about child/dependent care credit

Can you claim a second child toward the child/dependent care credit if that child didn't actually receive care? My wife and I have two children. The first was in daycare all of 2008 at a cost of $7,000. We maxed out our dependent care reimbursement benefit through work to pay for $5,000 of that. Our...
by Trice
Thu Jul 12, 2007 4:13 pm
Forum: Investing - Help with Personal Investments
Topic: Permanent life insurance - what are my options?
Replies: 0
Views: 738

Permanent life insurance - what are my options?

I made the mistake of purchasing a pair of permanent life insurance policies about three years ago - one for me, one for my wife. As far as permanent policies go, they aren't horrible. They are a type of hybrid policies, with a base of maybe 1/3 permanent insurance and term insurance for the remaind...
by Trice
Wed Mar 14, 2007 4:33 pm
Forum: Investing - Theory, News & General
Topic: Money market accounts vs. funds
Replies: 8
Views: 2938

Money market accounts vs. funds

What are the pros and cons of investing our emergency savings in a money market fund rather than a traditional money market account? I'm considering using Vanguard Prime which (last I checked, maybe 2-3 weeks ago) was at 5.11% compared to a 5.2% I could get with a particular MM account I've been wat...