Search found 180 matches

by LawEgr1
Thu Dec 12, 2019 9:16 am
Forum: Personal Finance (Not Investing)
Topic: Fed Interview - 2nd Round - Some Questions
Replies: 14
Views: 1421

Re: Fed Interview - 2nd Round - Some Questions

Raising the issue of promotion to the 14 would not be appropriate in my view. Instead, ask to see a staffing chart of the function to determine what grade level opportunities exist. Also, upon meeting the 14 level folks, you may get a sense of how long they will continue to work there. Thank you; s...
by LawEgr1
Wed Dec 11, 2019 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: Fed Interview - 2nd Round - Some Questions
Replies: 14
Views: 1421

Re: Fed Interview - 2nd Round - Some Questions

If someone gave you a relocation bonus when the announcement said it would not be done, that would be a huge problem. I am rusty on some things, but did the announcement mention a recruitment bonus? There are two parts in the job posting: 1st Part: RELOCATION PROVIDED: NO 2nd Part: RELOCATION/RECRU...
by LawEgr1
Wed Dec 11, 2019 1:22 pm
Forum: Personal Finance (Not Investing)
Topic: Fed Interview - 2nd Round - Some Questions
Replies: 14
Views: 1421

Fed Interview - 2nd Round - Some Questions

Hello, I'll keep the details as to why I ended up applying for this position, but in short we are relocating to a different state in the next year. As part of an extremely passive job search, I found a job on the public job boards for a FED job with the VA in the exact location I was looking. GS13 E...
by LawEgr1
Wed Nov 27, 2019 9:40 am
Forum: Personal Consumer Issues
Topic: Honda Lane keep assist
Replies: 83
Views: 4185

Re: Honda Lane keep assist

Our 2018 Hyundai Sonata has this feature. Here are our thoughts: 1) The Hyundai has four modes (I forget what they're called). The four are: Mode 1: OFF - there is a button to turn it on / off at your desire Mode 2: Alert Only - if you cross a line, the graphics flash and there is a beep, but no cor...
by LawEgr1
Mon Nov 25, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: Contractor who billed for unrequested services - will not discuss invoice with me
Replies: 33
Views: 4118

Re: Contractor who billed for unrequested services - will not discuss invoice with me

Note: I work with / manage and select contractors quite often for large construction, mechanical & electrical scopes. I've done own projects at our home as well. There was a very similar thread not long ago. I find the typical responses to be un-necessarily fearmongering. I'm not sure why. I also do...
by LawEgr1
Wed Nov 13, 2019 4:52 pm
Forum: Personal Finance (Not Investing)
Topic: Employer requesting increased travel
Replies: 36
Views: 3013

Re: Employer requesting increased travel

My opinion echoes others. I've been travelling for work for several years (5 now) varying from 25% to 95%. I've quit the job that had increased demands. Subsequently, my salary has increased by over 50% switching jobs, and I still dislike travelling 25% even with more pay. I'm also looking to get ou...
by LawEgr1
Mon Nov 11, 2019 12:31 pm
Forum: Personal Consumer Issues
Topic: IHG credit card and Rewards Nights ...
Replies: 37
Views: 1754

Re: IHG credit card and Rewards Nights ...

I recently switched from the $49 to the $89 AF card. Here is what I learned, and, in case anyone wants to know, why I switched as well: 1) They kept the $49 AF on the old card. At first blush, I refused to upgrade. So I kept that until about two months ago. The $49 has NOT changed. They also reduced...
by LawEgr1
Wed Nov 06, 2019 4:17 pm
Forum: Personal Consumer Issues
Topic: Received bill from sub-contractor after paying general contractor in full
Replies: 14
Views: 3137

Re: Received bill from sub-contractor after paying general contractor in full

A few comments: Re-read the initial post. Sounds as though you expected changes from the project from the HVAC sub. If so, and you would have approved them anyway in writing, then this entire thing is based on how the sub contractor quoted the work to the GC & that you should've been aware on how it...
by LawEgr1
Wed Nov 06, 2019 1:38 pm
Forum: Personal Consumer Issues
Topic: Received bill from sub-contractor after paying general contractor in full
Replies: 14
Views: 3137

Re: Received bill from sub-contractor after paying general contractor in full

I deal with this often. Generally, it isn't a concern, but there are some things to look out for. A few posters have touched on it. Homestretch referenced #1 as the one to look out for. This is only the case if it is legitimate, approved work that was either within the original scope or an approved ...
by LawEgr1
Wed Nov 06, 2019 12:57 pm
Forum: Personal Consumer Issues
Topic: What car fits comfortably 3 adults with luggages?
Replies: 63
Views: 1944

Re: What car fits comfortably 3 adults with luggages?

FWIW I own a Ford Taurus. The trunk alone is over 20 ft3. The Taurus will haul all 3 adults on the inside perfectly fine, and the extremely large trunk will glad store your bags without concern. To boost this, you'll have a quiet ride. You'll wonder what else you can pack in there. The gas mileage i...
by LawEgr1
Mon Nov 04, 2019 11:04 am
Forum: Personal Consumer Issues
Topic: Anyone with experience in commercial construction?
Replies: 17
Views: 1593

Re: Anyone with experience in commercial construction?

Hello - Yes, experience with commercial construction and manufacturing construction. There are all sorts of considerations that will be governed by your local authority having jurisdication (The City / State). Pending the old warehouse, your concerns are going to be several things, generally focused...
by LawEgr1
Thu Oct 31, 2019 9:34 am
Forum: Personal Consumer Issues
Topic: Ford Expedition - possible lemon claim and what to do?
Replies: 37
Views: 2451

Re: Ford Expedition - possible lemon claim and what to do?

I'll be watching this. Although we are in MN, we need to have 30 cumulative days of repairs of the same defect (regardless of # of times to be fixed) OR 4 unsuccessful attempts at the same repair. We are currently on 2 of 4 (3 if you count they didn't attempt a repair the first time) and we are gues...
by LawEgr1
Wed Oct 30, 2019 3:43 pm
Forum: Personal Consumer Issues
Topic: Small electrical/airflow/filtering questions
Replies: 29
Views: 890

Re: Small electrical/airflow/filtering questions

1. Yes. There are remote switches that communicate with one another wirelessly. We actually have some of these installed in our house because it was easier to terminate some of the traveler wires in lieu of diagnosing where all the miscolored wires went. Unfortunately, I don't recall the brand at th...
by LawEgr1
Wed Oct 30, 2019 12:57 pm
Forum: Personal Consumer Issues
Topic: Low water pressure/flow in house
Replies: 59
Views: 3885

Re: Low water pressure/flow in house

I'm a Professional Engineer, Chemical, that works with complicated pipe flow systems in chemical plants on a good day when I can actually do engineering instead of managing and $. Governing equations and principles are identical from a chemical / oil plant to the residential systems, and much less c...
by LawEgr1
Wed Oct 23, 2019 9:40 am
Forum: Personal Consumer Issues
Topic: Possible Structural Issues in a House
Replies: 21
Views: 1694

Re: Possible Structural Issues in a House

Not a structural PE, but a chem PE that works a lot of large projects with civil / structural work. Also a proud owner of a stoutly built 1950's rambler with some slanted floors! Hard to bang a nail through plaster and lathe. - there are two types of concrete: concrete that has cracked and concrete ...
by LawEgr1
Tue Oct 22, 2019 1:42 pm
Forum: Personal Finance (Not Investing)
Topic: Ok to go without health insurance?
Replies: 209
Views: 12019

Re: Ok to go without health insurance?

EDIT: I added too much info for my tastes. Long story short I had a medical issue that cropped up unexpectedly, and prior to that I was extremely fit and healthy. I'm in my thirties. Never thought something could happen like that, and poo-poo'd all the people that said 'things happen'. Fortunately, ...
by LawEgr1
Wed Oct 09, 2019 4:16 pm
Forum: Personal Consumer Issues
Topic: Cold feet - Radiant subfloor heating question
Replies: 26
Views: 2310

Re: Cold feet - Radiant subfloor heating question

Hey There. I understand you have cold feet? Well, I don't have much in the way of input aside from three tidbits: 1) We had a townhome we rented upon moving to Minnesota that had in-floor heating. It was awesome! I don't know what the cost to implement would be. However... 2) May I kindly suggest a ...
by LawEgr1
Tue Oct 01, 2019 9:21 pm
Forum: Personal Consumer Issues
Topic: What work to expect in an hour from construction
Replies: 14
Views: 1526

Re: What work to expect in an hour from construction

I have managing contract experience on large domestic and international construction projects, from thousands to multi-million. I have also done my own work on my own house, and have utilized a contractor various times at our own house (not for multi million :) ) I have scoped out / assisted with de...
by LawEgr1
Tue Sep 17, 2019 12:32 pm
Forum: Personal Finance (Not Investing)
Topic: Negotiating Salary out of College
Replies: 38
Views: 2710

Re: Negotiating Salary out of College

ChemE here. Graduated in the past 6 years. Job offer was 70k @ traditional processing plant right out of the gates with a small sign on bonus. I then left that job within a short amount of time due to the plant being in a location I didn't find suitable long term. The next offer was $60k in a larger...
by LawEgr1
Thu Sep 05, 2019 8:19 am
Forum: Personal Consumer Issues
Topic: Winter (snow) tires for Volvo XC-70
Replies: 26
Views: 1741

Re: Winter (snow) tires for Volvo XC-70

We purchased some Blizzak WS80s last winter. I cannot vouch for other brands, so I'm sure there are others that are good / strong performers out there for less cost. Objectively, although the price was higher, I can say they made a surprising difference in handling, stopping, starting, etc. on the 2...
by LawEgr1
Wed Sep 04, 2019 8:30 am
Forum: Investing - Theory, News & General
Topic: Best of Bogleheads - your #1 takeaway
Replies: 151
Views: 15496

Re: Best of Bogleheads - your #1 takeaway

I have learned so many things on this board, and am thankful for the knowledge sharing opportunities, learning opportunities and different perspectives. However, what has ALWAYS been the item that stuck with me as 'best of Bogleheads' is: Callan's Periodic Table of Investment Returns https://www.cal...
by LawEgr1
Tue Sep 03, 2019 9:21 am
Forum: Personal Consumer Issues
Topic: Purchasing a truck - thoughts?
Replies: 105
Views: 7020

Re: Purchasing a truck - thoughts?

Funny thread. I have seen money, safety, snow driving capability, and reliability come up multiple times. As a proud truck owner, I will say the following: Nobody that wants to save money buys a pickup truck for residential use. Nobody that cares about having the safest vehicle buys a pickup truck....
by LawEgr1
Tue Sep 03, 2019 9:14 am
Forum: Personal Consumer Issues
Topic: Does anyone have a dishwasher they recommend?
Replies: 97
Views: 5799

Re: Does anyone have a dishwasher they recommend?

KitchenAid KDTE334GPS 39 dbA Purchased 3 years ago during kitchen remodel. Objectively: unbelievably quiet Gets dishes extremely clean, every time Plenty of space / features / etc. <---unsure how many cycles one truly needs, however... Quick google search shows a list price @ ~$800 +/- 10/10 recomme...
by LawEgr1
Tue Sep 03, 2019 8:13 am
Forum: Personal Finance (Not Investing)
Topic: Any Reason To Not Payoff Student Loan?
Replies: 21
Views: 1681

Re: Any Reason To Not Payoff Student Loan?

I'm unsure what 'high earning professional' actually means, but I can tell you that LawEgr1 (two people) had significant SL debt @ about 5% upon graduation of law school. Upon finally getting married + 1 year, we came to the conclusion it'll never go away unless we focus on that debt with high inten...
by LawEgr1
Thu Jul 18, 2019 2:38 pm
Forum: Personal Consumer Issues
Topic: Microwave Fire
Replies: 14
Views: 1096

Re: Microwave Fire

We have a Whirlpool OTR microwave - similar age. Out of curiosity, what was the model # of the unit you had, and any feedback on if this is an isolated event or a trend?
by LawEgr1
Sun Jul 07, 2019 5:35 am
Forum: Personal Consumer Issues
Topic: 2019 Subaru Forester Eyesight System?
Replies: 101
Views: 6051

Re: 2019 Subaru Forester Eyesight System?

Just for clarification, I believe people are muddying two items that are distinctly different. I am referring to "start/stop" Those speaking of the eyesight system are NOT referring to start/stop in the sense that when you are driving, come to a stop, and the engine shuts off then automatically tur...
by LawEgr1
Fri Jul 05, 2019 10:34 am
Forum: Personal Consumer Issues
Topic: 2019 Subaru Forester Eyesight System?
Replies: 101
Views: 6051

Re: 2019 Subaru Forester Eyesight System?

Just for clarification, I believe people are muddying two items that are distinctly different. I am referring to "start/stop" Those speaking of the eyesight system are NOT referring to start/stop in the sense that when you are driving, come to a stop, and the engine shuts off then automatically turn...
by LawEgr1
Thu Jun 13, 2019 12:19 pm
Forum: Personal Investments
Topic: Purchasing home with less than 20% downpayment experiences?
Replies: 52
Views: 3717

Re: Purchasing home with less than 20% downpayment experiences?

We did about 13% down. Then we did some modifications to the house, market went up, and I realized our PMI language allowed us to get a BPO. If the BPO indicated we were 78% LTV then PMI was removed. BPO indicated we were 75% LTV, so PMI was removed. 3 month payback for the BPO cost. In summary, I t...
by LawEgr1
Wed May 29, 2019 4:13 pm
Forum: Personal Consumer Issues
Topic: Hyundai Sonata for college.
Replies: 31
Views: 2205

Re: Hyundai Sonata for college.

OP, Hyundai Sonata is fine. It's not as good as Accord, but you'll get it for cheaper, especially used. So, it evens out, in my opinion. Zipcar: I think you'd probably prefer not to use this service if the cost of yout own car is not prohibitive. There are several issues: 1) Cars are frequently dir...
by LawEgr1
Fri May 24, 2019 8:29 am
Forum: Personal Consumer Issues
Topic: Best small AWD to 'drive into the ground'
Replies: 87
Views: 6946

Re: Best small AWD to 'drive into the ground'

AWD is useless without winter tires. FWD with winter tires should be sufficient. It will provide better acceleration, handling and stopping than AWD with all season tires :shock: You must not live where you get 8,10, 12, 16" of snow in one shot. FWD with snow tires would go nowhere. Nowhere fast. T...
by LawEgr1
Sat May 18, 2019 12:01 pm
Forum: Personal Consumer Issues
Topic: Which car has the best or most comfortable cabin under 35K
Replies: 74
Views: 6632

Re: Which car has the best or most comfortable cabin under 35K

Hi, I believe this is very subjective, but I'll try to give you my experience with our current cars and some rentals (I rent a lot of cars). 14 Ford Taurus - Serene cabin from a NVH perspective, surprisingly hard to beat. However, smaller on the inside than you'd expect, which wouldn't be a huge dea...
by LawEgr1
Sun Apr 07, 2019 9:39 am
Forum: Personal Consumer Issues
Topic: Should I regularly replace the water filter in the fridge?
Replies: 50
Views: 4374

Re: Should I regularly replace the water filter in the fridge?

In short, replace when you feel the water is not as satisfactory. I would reset the timer. (Plus these are expensive!) You are correct - These are timer based systems. It's as good of a preventive measure for this type of application. Other systems that could be embedded within the control board are...
by LawEgr1
Wed Apr 03, 2019 1:17 pm
Forum: Personal Finance (Not Investing)
Topic: Boglehead teachers or those married to one: some questions about career and life...
Replies: 101
Views: 7462

Re: Boglehead teachers or those married to one: some questions about career and life...

I didn't realize you both weren't on the same page. So, in order: 1) Fully understand her position and desires (this is item 1, 1a, 1b) 2) Then understand financial position to weigh pros / cons for both of you 3) Weight pros / cons of the entire move state to state (as best as possible) Then pull t...
by LawEgr1
Wed Apr 03, 2019 10:52 am
Forum: Personal Finance (Not Investing)
Topic: Boglehead teachers or those married to one: some questions about career and life...
Replies: 101
Views: 7462

Re: Boglehead teachers or those married to one: some questions about career and life...

I probably have an un-necessarily well documented distaste for the location I currently reside in. Although neither one of us is a teacher, incomes are strong and one of us is on partner track to $$ and security. We have minimal commutes. We have good job security. Etc Etc Etc Long story short, we'r...
by LawEgr1
Fri Mar 29, 2019 8:04 am
Forum: Personal Consumer Issues
Topic: I drive 8000 miles a year, what car do you recommend?
Replies: 39
Views: 3592

Re: I drive 8000 miles a year, what car do you recommend?

I'd go with a new Hyundai Elantra SEL or Value (not quite base model to get a few extra features) and live with the 10 year warranty.

They look to be around 16k or so in this neck of the woods.
by LawEgr1
Wed Mar 27, 2019 2:08 pm
Forum: Personal Finance (Not Investing)
Topic: Help with law school decision
Replies: 78
Views: 6061

Re: Help with law school decision

Based on observations from the Egr portion of LawEgr, I can only add the following: 1) T14 if there is a desire to work hard, put in the time and effort for Big Law. Subsequently paying off the high debt incurred. 2) Many of the cohorts of the Law portion of LawEgr have: a) high debt incurred even t...
by LawEgr1
Thu Mar 21, 2019 11:50 am
Forum: Personal Consumer Issues
Topic: A 23% increase from ATT Wireless
Replies: 84
Views: 6894

Re: A 23% increase from ATT Wireless

This may be helpful, it may not be, but here is what we have. I don't know if this one would be cost competitive with others you are looking at, but I think the message here is that prepaid has nice offerings without the hassle. I also left postpaid 2.5 years ago. I'll never go back to it, it is non...
by LawEgr1
Sun Mar 17, 2019 7:38 pm
Forum: Personal Consumer Issues
Topic: What's Your Opinion on Nest Thermostats
Replies: 62
Views: 5834

Re: What's Your Opinion on Nest Thermostats

Clarification: I have an EcoBee4. For the Ecobee - predictive learning is great, programming is great, the interface with our humidifier is spectacular. I have a post in some other thread about these programmable thermostats challenging the nature of some of the comments. No one responded. My though...
by LawEgr1
Sun Mar 17, 2019 3:26 pm
Forum: Personal Finance (Not Investing)
Topic: Housing should be no more than 28% of your income.
Replies: 66
Views: 6464

Re: Housing should be no more than 28% of your income.

I'll play. It's a moving target so I don't think it's super helpful.

3 years ago - 10%
Now - 8.5%

In between taxes went up, PMI disappeared, income increased, etc., but that's what it is now.
by LawEgr1
Sat Mar 16, 2019 8:51 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1587
Views: 172642

Re: [What TV Show Have You Recently Watched?]

There are only two shows recently that I was legitimately sad about r unning out of seasons. These two caught us completely by surprise. PEAKY (bleep) BLINDERS - It sounds generic, but it's about UK Gang and general rackateering folks named the Peaky Blinders. It's funny, sad, and straight up awesom...
by LawEgr1
Tue Mar 12, 2019 7:43 pm
Forum: Personal Finance (Not Investing)
Topic: How many companies have you worked for?
Replies: 125
Views: 7967

Re: How many companies have you worked for?

In 10 years since graduating with first degree - 5

In 4,5 years since second degree - technically 3. One was six months. Was too boring.



Second degree is completely unrelated from first so really the only data points meaningful are the ones post secobd degree. Fully anticipate I'm not done yet
by LawEgr1
Mon Mar 04, 2019 10:54 am
Forum: Personal Consumer Issues
Topic: Snowblowers
Replies: 44
Views: 2301

Re: Snowblowers

Here's your problem, besides buying something for someone that isn't going to use it... A 2-stage is the only design that's going to throw heavy wet snow. A 2-stage is big. And heavy. A good one will have both wheels able to be drive wheels, with multiple speeds, that the operator selects. These ar...
by LawEgr1
Sun Mar 03, 2019 10:37 pm
Forum: Personal Consumer Issues
Topic: Why do you live where you live?
Replies: 134
Views: 9740

Re: Why do you live where you live?

Twin Cities For us, so far, it’s completely because of jobs. We’re managing to get debt free / max retirement accounts with hopes in the near future to move. We also recently had a kid and we are now ‘tricking’ ourselves that MN is the only good place to raise a child. Truth is, I’ve lived in 3 citi...
by LawEgr1
Mon Feb 25, 2019 11:47 am
Forum: Personal Consumer Issues
Topic: Is Hyundai the value sweet spot?
Replies: 139
Views: 15047

Re: Is Hyundai the value sweet spot?

We have a 2018 Sonata SEL. For us, the value was there considering rebates and the dwindling demand for cars to begin with. We find the Sonata to be very pleasant. The engine recall extends warranty on the mileage by 20k. Thus, the warranty is now 10 years / 120,000 miles. There was a campaign that ...
by LawEgr1
Wed Feb 13, 2019 3:38 pm
Forum: Personal Consumer Issues
Topic: Cord Cutting- Hulu Live TV Review and Questions
Replies: 40
Views: 3340

Re: Cord Cutting- Hulu Live TV Review and Questions

In short, I had the same issue but never found a good solution (see below) We recently stopped service of the LIVE TV portion of HULU for reasons that have nothing to do with what you have described. We have a Roku TV, which seamlessly interfaces with HULU and HULU LIVE TV. I purchased the LIVE TV c...
by LawEgr1
Mon Jan 28, 2019 11:33 pm
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 412
Views: 47614

Re: What lifestyle creep made you happier?

As the frigid cold is upon us - North face McMurdo Parka III I still can’t believe I convinced myself to buy it, but it’s been transformational dealing with sub-zero temps and wouldn’t hesitate to recommend to anyone thinking about purchasing a nicer parka for a cold winter. Second place - Mid range...
by LawEgr1
Thu Jan 17, 2019 3:11 pm
Forum: Personal Consumer Issues
Topic: New dishwasher recommendations?
Replies: 17
Views: 1783

Re: New dishwasher recommendations?

Did a kitchen remodel about 2 years ago. Bought new appliances across the board, and paid particular attention to the dishwasher. Ended up with KitchenAid 39 dba dishwasher (unsure of the model # offhand) Never have been too excited about appliances before, but strongly recommend this item as it's e...
by LawEgr1
Tue Jan 15, 2019 3:58 pm
Forum: Personal Consumer Issues
Topic: Anyone have TCL Series 4 65” TV?
Replies: 21
Views: 2116

Re: Anyone have TCL Series 4 65” TV?

We have a 43" TCL (3 or 4 series?, definitely not 6) that we recently purchased for $210.

Pros:

Perfectly fine video quality, super easy to use, fast to start up

Cons:

Sound is poor


Cannot speak to reliability, it's only about 4 months old, but so far so good and we're thrilled with it.
by LawEgr1
Fri Dec 21, 2018 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: Having minor panic about finances with second child, best way to budget?
Replies: 54
Views: 3334

Re: Having minor panic about finances with second child, best way to budget?

Income from rental property: 28,000 Total Housing Expenses (all mortgage / taxes / assessment etc. from rental and home): 50,000 (rounding up a bit) cdu7, 1) Is your rental property cash flow positive? 2) I do not understand why do you include the rental property's number as part of your housing ex...
by LawEgr1
Mon Dec 17, 2018 7:06 pm
Forum: Personal Consumer Issues
Topic: Favorite Purchase of 2018?
Replies: 255
Views: 21968

Re: Favorite Purchase of 2018?

Favorite Purchase?

2018 Sonata SEL

We consider it to be tremendous value and a sneaky great family sedan lost in the sea of overpriced CUVS / SUVS or other sedan brands selling at high prices because of 'brand name' that cost more for less.

Couldn't be happier.