Search found 151 matches

by sid hartha
Thu Oct 10, 2019 7:44 am
Forum: Investing - Theory, News & General
Topic: Artificial Intelligence and the stock market
Replies: 65
Views: 6641

Re: Artificial Intelligence and the stock market

The AI's will decide to go all passive index funds citing better things to do with their time than trade.
by sid hartha
Tue Oct 08, 2019 6:19 am
Forum: Investing - Theory, News & General
Topic: What is the Boglehead opinion of the inverted yield curve?
Replies: 77
Views: 8816

Re: What is the Boglehead opinion of the inverted yield curve?

My opinion is that we don't have an inverted yield curve yet. Everybody is jumping the gun because they want something exciting to write about. Actually there doesn't seem to be any standard specific definition of exactly what constitutes an inverted yield curve--yes, "short" term interest rates ar...
by sid hartha
Wed Oct 02, 2019 7:04 am
Forum: Personal Consumer Issues
Topic: Suggestions for good leather shoe?
Replies: 43
Views: 4243

Re: Suggestions for good leather shoe?

I say AE as well but I would not do the factory seconds. Full disclaimer, I have bought numerous Allen edmonds both factory seconds and non. The problem with the seconds is that you are still using good money to pay for them and they are both cheap. In addition you never know what you are going to ...
by sid hartha
Fri Sep 13, 2019 7:27 am
Forum: Personal Consumer Issues
Topic: Disciplined with finances, but not so with diet
Replies: 242
Views: 14405

Re: Disciplined with finances, but not so with diet

It all comes down to calories in vs calories out. There is no magic or mystery behind it. To lose weight you have to cut down the calories you intake and or increase calories burned to the point that you are using more calories than you take in. For instance, I did that on a hiking trip where I was ...
by sid hartha
Thu Aug 15, 2019 8:05 am
Forum: Personal Consumer Issues
Topic: Beyond Meat Burger? Do you like?
Replies: 119
Views: 9510

Re: Beyond Meat Burger? Do you like?

I thought it was pretty good. Tasted like a salmon burger to me.
by sid hartha
Fri Mar 29, 2019 12:41 pm
Forum: Personal Consumer Issues
Topic: Why are used cars now so expensive?
Replies: 63
Views: 5733

Re: Why are used cars now so expensive?

I don't know for sure but my guess would be supply and demand.
by sid hartha
Fri Mar 29, 2019 12:37 pm
Forum: Personal Consumer Issues
Topic: Best car seat for air travel
Replies: 30
Views: 1701

Re: Best car seat for air travel

If they are big enough (22 lbs), get a CARES harness. It's a special FAA approved strap/seatbelt. We check the carseat (which U.S. airlines generally won't charge you for). It's one less giant thing to carry through the airport. When we've used a carseat on the plane, we bought a Cosco Scenera. Che...
by sid hartha
Fri Mar 29, 2019 12:33 pm
Forum: Investing - Theory, News & General
Topic: How much $$ would it take for you walk away from investing?
Replies: 45
Views: 4514

Re: How much $$ would it take for you walk away from investing?

I don't see any reason to walk away from investing.
by sid hartha
Tue Feb 12, 2019 8:26 am
Forum: Personal Finance (Not Investing)
Topic: How do I keep from becoming irrelevant
Replies: 57
Views: 7837

Re: How do I keep from becoming irrelevant

You should focus on continually learning new things and mental resiliency.
by sid hartha
Wed Jan 30, 2019 7:54 am
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 412
Views: 47344

Re: What lifestyle creep made you happier?

I guess hiring a cleaning service
by sid hartha
Wed Jan 30, 2019 7:53 am
Forum: Personal Consumer Issues
Topic: Legos as alternative asset class
Replies: 36
Views: 2970

Re: Legos as alternative asset class

Saw this article on Vox about Lego sets on the secondary market and it made me chuckle. Vox: New research says secondhand Legos are surprisingly valuable http://bit.ly/2G97opr Apparently retired lego sets have a rate of return better than gold and if you check on ebay, loose Lego bricks do have a c...
by sid hartha
Fri Jan 25, 2019 7:16 am
Forum: Personal Investments
Topic: Portfolio Review & Advice Much Appreciated
Replies: 10
Views: 835

Re: Beating the Market?

So I guess probably my biggest question is if this 3-fund approach looks good and I'm implementing it correctly? I put it together mostly from reading the Boglehead books and following discussions here among other things. I like this approach for its simplicity and my ability to understand and main...
by sid hartha
Thu Jan 24, 2019 6:27 am
Forum: Personal Consumer Issues
Topic: Who's flying?
Replies: 83
Views: 10758

Re: Who's flying?

Statements like this have me very cautious -- "In our risk averse industry, we cannot even calculate the level of risk currently at play, nor predict the point at which the entire system will break. It is unprecedented"..."In addition, we are not confident that system-wide analyses of safety reporti...
by sid hartha
Fri Jan 18, 2019 8:45 am
Forum: Personal Consumer Issues
Topic: Gas station prices and quality
Replies: 116
Views: 14324

Re: Gas station prices and quality

I usually buy from Top-Tier brands for my own cars, and also avoid stations that don't do a lot of business/low turnover of the gas supply, though those usually have high prices anyway. If you shop around in my area, you can find a Top-Tier station that's within 25 cents per gallon of a no-name one...
by sid hartha
Wed Jan 16, 2019 7:00 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 57749

Re: John Bogle is dead at 89

Godspeed Saint Jack! A true Titan.
by sid hartha
Mon Jan 14, 2019 5:02 am
Forum: Personal Consumer Issues
Topic: Who's flying?
Replies: 83
Views: 10758

Re: Who's flying?

I think things are safe now and would fly but I am supposed to fly in a few months and if the shut down is still going on I am not getting on a plane. You think because some people don't show up that the procedures have changed? Vs the wait times? Or under the impression that the TSA is effective a...
by sid hartha
Sun Jan 13, 2019 11:17 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4806
Views: 1252109

Re: What Movie Have You Recently Watched?

Don't Worry, He Won't Get Far on Foot American comedy-drama film based upon the memoir of the same name by John Callahan. Gus Van Sant wrote the screen adaptation and directed the film. The cast includes Joaquin Phoenix, Jonah Hill, Rooney Mara, and Jack Black, and follows a recently paralyzed alco...
by sid hartha
Sun Jan 13, 2019 10:43 am
Forum: Personal Consumer Issues
Topic: Who's flying?
Replies: 83
Views: 10758

Re: Who's flying?

I think things are safe now and would fly but I am supposed to fly in a few months and if the shut down is still going on I am not getting on a plane.
by sid hartha
Sat Jan 12, 2019 6:49 pm
Forum: Personal Finance (Not Investing)
Topic: Salary Question During Job Interview
Replies: 17
Views: 2501

Re: Salary Question During Job Interview

Second or third interview would be when I would broach the subject. Be interested and passionate about the role and the work you will be doing at the new employer. Rule of thumb for me has been a 20% bump minimum to jump ship for an equivalent role. It helps offset risk and uncertainty. Avoid telli...
by sid hartha
Sat Jan 12, 2019 6:42 pm
Forum: Personal Consumer Issues
Topic: Disciplined with finances, but not so with diet
Replies: 242
Views: 14405

Re: Disciplined with finances, but not so with diet

It's easy in theory. Apply a Boglehead philosophy. Subsist on the bare min but maximize nutritional value.
by sid hartha
Thu Jan 10, 2019 7:46 am
Forum: Personal Investments
Topic: Negative 13.6% return in 401K for 2018
Replies: 55
Views: 6322

Re: Negative 13.6% return in 401K for 2018

There's nothing you can do. Stock returns are by nature lumpy. There will be up years and down years. Over a long period of time however it offers great returns. Don't try and time the market. The 401k is a wealth accumulation vehicle. And it's time in the market that will ultimately make it work fo...
by sid hartha
Thu Jan 10, 2019 7:19 am
Forum: Personal Consumer Issues
Topic: Recommendations for a 9mm handgun
Replies: 171
Views: 14272

Re: Recommendations for a 9mm handgun

Lots of good advice. Personally I like the Springfield Armory XDM
by sid hartha
Thu Dec 06, 2018 12:41 pm
Forum: Personal Consumer Issues
Topic: Lifting credit freezes....anyone run into this? now need to create accounts
Replies: 10
Views: 1617

Re: Lifting credit freezes....anyone run into this? now need to create accounts

If you already have a "freeze" in place with a PIN then you cannot place a "lock" on your account. So someone cannot sign up for a new account @ Equifax and "lock" your account. I just tried to signup for the lock & alert app but was unable to because I have an existing "freeze" in place. This was ...
by sid hartha
Fri Nov 30, 2018 8:32 am
Forum: Personal Consumer Issues
Topic: How do Bogleheads justify taking vacation?
Replies: 102
Views: 5140

Re: How do Bogleheads justify taking vacation?

I never thought to justify it. To me traveling has been a great education and I think made me a better person in many ways. I like meeting different people, learning about different cultures, seeing historical places, meeting new challenges and observing the way other people live. I guess I am just ...
by sid hartha
Tue Nov 27, 2018 7:58 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4806
Views: 1252109

Re: What Movie Have You Recently Watched?

Mandy -- Not for everyone but I enjoyed it.

https://en.m.wikipedia.org/wiki/Mandy_(2018_film)
by sid hartha
Tue Nov 20, 2018 12:56 pm
Forum: Personal Consumer Issues
Topic: Good oil for cooking and salad?
Replies: 38
Views: 2645

Re: Good oil for cooking and salad?

For cooking most all of the time I use Olive Oil. On the rare occasions that I want to fry something (fish, potatoes etc) I use peanut oil which won't burn and smoke up.
by sid hartha
Thu Nov 01, 2018 12:44 pm
Forum: Personal Consumer Issues
Topic: Argentina Trip Over Winter Break
Replies: 20
Views: 1914

Re: Argentina Trip Over Winter Break

Places to see in Buenos Aires:
Recoleta Cemetery
Puerto Madero
Plaza de Mayo and La Casa Rosada
Corrientes Avenue
La Boca
El Zanjón de Granados
Palermo
by sid hartha
Wed Oct 10, 2018 6:04 pm
Forum: Personal Consumer Issues
Topic: What the heck is growing in my yard?
Replies: 71
Views: 6551

Re: What the heck is growing in my yard?

Kill it with fire!!!
by sid hartha
Mon Aug 20, 2018 8:31 am
Forum: Personal Consumer Issues
Topic: Where to buy white, athletic fit dress shirt?
Replies: 52
Views: 4203

Re: Where to buy white, athletic fit dress shirt?

Charles Tyrwhitt makes a nice 100% egyptian cotton popplin dress shirt you can get in slim or even extra slim.
by sid hartha
Tue Jun 05, 2018 1:35 pm
Forum: Personal Consumer Issues
Topic: Top Shelf Liquor Overrated?
Replies: 191
Views: 21785

Re: Top Shelf Liquor Overrated?

Reading this I started to feel unlucky because I can very often taste the diff in liquor. Especially Scotch. That said price is not always the best indicator of what you will find appealing. Happy drinking.
by sid hartha
Thu May 17, 2018 5:36 pm
Forum: Personal Consumer Issues
Topic: New motorcycle rider
Replies: 106
Views: 6947

Re: New motorcycle rider

I used to ride a motorcycle to flying lessons and considered the former safer. That said getting on the road in anything is a bit like Russian Roulette these days. I agree take the MFS. Get good gear. Have fun but be careful. I knew people who have been killed and many injured.
by sid hartha
Thu May 10, 2018 6:31 am
Forum: Personal Consumer Issues
Topic: Recommendation For Shirts
Replies: 36
Views: 3537

Re: Recommendation For Shirts

Sounds like you tend to stick with what works… in that case below are my recommendations from least to most expensive, note they are all oxford cotton button down shirts (OCBD) in solid colors (white, blue, yellow) as a baseline: Lands End Hyde Park Supima: $30-50 / shirt https://www.landsend.com/p...
by sid hartha
Fri May 04, 2018 9:27 am
Forum: Investing - Theory, News & General
Topic: Everything You Need to Know on an Index Card
Replies: 33
Views: 5131

Re: Everything You Need to Know on an Index Card

I saw a while back about everything you need to know about personal finance and investing on an index card. I won't post it because I'm curious what you would put on yours. What would be on your index card? The Boglehead's Guide Abridged to an 18 year old who knows nothing. If you only had 5 minute...
by sid hartha
Tue Apr 03, 2018 6:38 am
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 909
Views: 169956

Re: Boglehead Beer

I think we have similar tastes. These are some of my favorites Rogue Dead Guy Ale Duvel Ayinger - especially the doppelbock Unibroue -Maudite, Fin Du Monde Andechs Dunkelweizen & Doppelbock Reissdorf Kölsch Fuller's London Pride Weihenstephaner Hefeweizen Spaten Oktoberfest St. Bernardus Troegs - T...
by sid hartha
Fri Mar 30, 2018 1:54 pm
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 909
Views: 169956

Re: Boglehead Beer

I like full flavor beers made without corn or rice. I also prefer traditional styles. German, Belgian, and British imports, as well the American microbrews that copy these styles are what I enjoy most. Weihenstephaner Spaten St. Bernardus Troegs Weyerbacher IPAs are fine on a warm summer day, but t...
by sid hartha
Wed Mar 21, 2018 9:38 am
Forum: Personal Finance (Not Investing)
Topic: Advice on Purchasing 1st Car under 3K
Replies: 33
Views: 2749

Re: Advice on Purchasing 1st Car under 3K

This site might help.

https://www.carcomplaints.com/

It identifies clunkers as well as reliable cars.
by sid hartha
Thu Mar 01, 2018 8:38 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4806
Views: 1252109

Re: What Movie Have You Recently Watched?

Roman J. Israel, Esq. 2017 From wiki: a 2017 American legal drama film written and directed by Dan Gilroy. The film stars Denzel Washington, Colin Farrell, and Carmen Ejogo. The plot centers around the life of an idealistic defense lawyer (Washington) who finds himself in a tumultuous series of eve...
by sid hartha
Thu Mar 01, 2018 8:29 am
Forum: Personal Consumer Issues
Topic: Honda vs. Toyota: Which has more bang for the buck?
Replies: 120
Views: 14636

Re: Honda vs. Toyota: Which has more bang for the buck?

If you do listen to music in your car more than casually, a CD does sound better (to my ears at least). But it's really inconvenient and ripping your CDs to a SanDisk Low Profile Cruzer thumbdrive (link is at bottom of this post) using a decently high bit-rate will give fine results. Try DBpoweramp...
by sid hartha
Fri Feb 23, 2018 1:52 pm
Forum: Investing - Theory, News & General
Topic: "Bogleheads.org" by Kristine Hayes"
Replies: 60
Views: 10157

Re: "Bogleheads.org" by Kristine Hayes"

A lot of these topics have come up lately (or I've been noticing them more). The argument that you can easily google "TSM personal finance" is laughable. People that are coming to these forums for the first time are already swimming in a sea of words they're trying to learn, telling them to have se...
by sid hartha
Wed Feb 14, 2018 12:55 pm
Forum: Personal Consumer Issues
Topic: rule of thumb of when to sell your car
Replies: 51
Views: 5485

Re: rule of thumb of when to sell your car

My rule is simple. When it either becomes unreliable or starts to nickel and dime me with repair costs.
by sid hartha
Mon Feb 05, 2018 4:12 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4806
Views: 1252109

Re: What Movie Have You Recently Watched?

Tinker Tailor Soldier Spy (2011) Very good cold war spy film set in London in the 1970's. Fantastic cast and acting. Gary Oldman as George Smiley ("Beggarman") Colin Firth as Bill Haydon ("Tailor") Tom Hardy as Ricki Tarr Mark Strong as Jim Prideaux Ciarán Hinds as Roy Bland ("Soldier") Benedict Cu...
by sid hartha
Thu Feb 01, 2018 7:51 am
Forum: Personal Consumer Issues
Topic: Men's MUST iron dress shirt recommendations
Replies: 49
Views: 6584

Re: Men's MUST iron dress shirt recommendations

I wonder if you could find a tailor locally that would either make you a custom shirt with specifically chosen fabric free of additives - or be able to refer you to someone online who could do this. I know old school tailors are becoming very scarce but they are out there. I find ready made dress s...
by sid hartha
Wed Jan 31, 2018 9:00 am
Forum: Personal Consumer Issues
Topic: My new car buying experience.
Replies: 60
Views: 16783

Re: My new car buying experience.

IMHO when using the Costco program you pay a premium over the price that you could negotiate on your own. I guess the premium is for avoiding the hassle of price negotiation. Although I think the dealer finance person is still going to put the hard sell on you at the end of the process. That's what...
by sid hartha
Wed Jan 31, 2018 8:53 am
Forum: Personal Consumer Issues
Topic: My new car buying experience.
Replies: 60
Views: 16783

Re: My new car buying experience.

Back in July I just walked into the dealer and test drove an Accord. I thought it was fine and I told them the most I will pay is the True Car exceptional price. They said fine no problem. Walked out with a new 2017 Accord for ~$18k. It might have helped that it was the last day of the month and I t...
by sid hartha
Wed Jan 31, 2018 7:31 am
Forum: Personal Consumer Issues
Topic: Men's MUST iron dress shirt recommendations
Replies: 49
Views: 6584

Re: Men's MUST iron dress shirt recommendations

Just ordered five proper cloth dress shirts this weekend. Their product is terrific. I created a profile but haven't ordered anything. Don't really need anything at the moment after my goodwill haul but will keep this in mind for the future. One concern I have is that they say they add material for...
by sid hartha
Wed Jan 31, 2018 7:26 am
Forum: Personal Consumer Issues
Topic: Men's MUST iron dress shirt recommendations
Replies: 49
Views: 6584

Re: Men's MUST iron dress shirt recommendations

Brooks Brothers, especially their Egyptian cotton, is high quality. I can't speak to their outlet store stuff. Dress shirts come in different weaves(broadcloth, herringbone, twill, oxford). One is not necessarily better than the other depending on the look and feel you want, but some weaves may be ...
by sid hartha
Wed Jan 31, 2018 7:21 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4806
Views: 1252109

Re: What Movie Have You Recently Watched?

Listen to Me Marlon (2015) Excellent documentary about the iconic actor Marlon Brando. It's compiled entirely from private audio tapes the actor recorded at home, in business meetings, during hypnosis, in therapy, and during press interviews. I really enjoyed this very well done documentary. But do...