Search found 172 matches

by sid hartha
Sun May 03, 2020 1:33 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 737
Views: 39342

Re: What are you listening to now

JoeRetire wrote:
Thu Apr 30, 2020 6:08 am
sid hartha wrote:
Wed Apr 29, 2020 10:12 am
JoeRetire wrote:
Sun Apr 26, 2020 6:48 pm
My wife just popped in The Beatles, Rubber Soul CD.

I'm happy.
Stereo or Mono?
Mono!
It took me a while to realize why it sounded the way it did until I remembered. Hadn't listened to that for a long time.
Yeah the Mono mix is the one to get!
by sid hartha
Wed Apr 29, 2020 10:12 am
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 737
Views: 39342

Re: What are you listening to now

JoeRetire wrote:
Sun Apr 26, 2020 6:48 pm
My wife just popped in The Beatles, Rubber Soul CD.

I'm happy.
Stereo or Mono?
by sid hartha
Thu Mar 12, 2020 3:42 pm
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 194253

Re: Bogleheads community discussion - Coronavirus

I see the gym as relatively clean. Perhaps I am wrong...its not terribly crowded when I go, I clean off the benches before use, there is distance between me and others and I wash my hands both before leaving and change when I walk in the door at home. My guess is that its cleaner than most places. ...
by sid hartha
Thu Mar 12, 2020 6:31 am
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 194253

Re: Bogleheads community discussion - Coronavirus

I see the gym as relatively clean. Perhaps I am wrong...its not terribly crowded when I go, I clean off the benches before use, there is distance between me and others and I wash my hands both before leaving and change when I walk in the door at home. My guess is that its cleaner than most places. ...
by sid hartha
Thu Mar 12, 2020 6:17 am
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 194253

Re: Bogleheads community discussion - Coronavirus

I see the gym as relatively clean. Perhaps I am wrong...its not terribly crowded when I go, I clean off the benches before use, there is distance between me and others and I wash my hands both before leaving and change when I walk in the door at home. My guess is that its cleaner than most places. ...
by sid hartha
Tue Mar 10, 2020 7:11 am
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 194253

Re: Bogleheads community discussion - Coronavirus

The U.S. case numbers are about where Italy was near the end of February, and look how fast things deteriorated since then. You can believe it's just the flu, you can believe American exceptionalism makes us inherently superior and genetically more resistant and far more good looking, but the truth...
by sid hartha
Tue Mar 10, 2020 5:26 am
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 194253

Re: Coronavirus and the market

JoeRetire wrote:
Mon Mar 09, 2020 3:54 pm
ballons wrote:
Mon Mar 09, 2020 2:05 pm
How many tests are available right now? How many will be available each week?
It doesn't matter. I guarantee all 30 million aren't asking for tests on the same day or week.

Why weren’t available tests from other countries used?
by sid hartha
Mon Mar 09, 2020 9:09 am
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 194253

Re: Bogleheads community discussion - Coronavirus

A 20% infection rate in the US would mean that we have about 2.9% of the needed ICU beds in the US. A 10% infection rate, about 6%. A 5% infection rate, about 12%. Not good. If only there were a way to increase the number of beds available if needed... Can they convert cruise ships to hospitals? It...
by sid hartha
Sat Mar 07, 2020 7:25 am
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 194253

Re: Coronavirus and the market

There are 3500 people on that ship alone that still need to be tested. It's stunning that they haven't all been tested. They must have the capacity to do it. Why wait? If I heard correctly, just under 50% of the people tested there so far have been exposed to the virus. This may shed some light on ...
by sid hartha
Fri Mar 06, 2020 10:16 am
Forum: Investing - Theory, News & General
Topic: Coronavirus and the market
Replies: 4001
Views: 305197

Re: Coronavirus and the market

Well I just checked and I have essentially gone from 70/30 to 62/38 but still have the same $ amount as last Nov. I think I am going to hold tight for now and set 60/40 as my new AA target going forward. Not because of the correction rather it just makes sense with my age and risk tolerance at this...
by sid hartha
Fri Mar 06, 2020 10:03 am
Forum: Investing - Theory, News & General
Topic: Coronavirus and the market
Replies: 4001
Views: 305197

Re: Coronavirus and the market

Well I just checked and I have essentially gone from 70/30 to 62/38 but still have the same $ amount as last Nov. I think I am going to hold tight for now and set 60/40 as my new AA target going forward. Not because of the correction rather it just makes sense with my age and risk tolerance at this ...
by sid hartha
Fri Feb 28, 2020 6:54 am
Forum: Investing - Theory, News & General
Topic: who is worried and feels like selling stocks?
Replies: 254
Views: 18956

Re: who is worried and feels like selling stocks?

I didn't even check my accounts until this morning when I caved. I was expecting a bloodbath because of the media frenzy. Then I remembered 10% off all time highs isn't that bad. I guess putting what I can't afford to lose in bonds was a good strategy after all (thank you Taylor!!). I don't feel lik...
by sid hartha
Wed Feb 26, 2020 8:11 am
Forum: Personal Consumer Issues
Topic: Do You Have a Long Term Travel Strategy?
Replies: 67
Views: 6065

Re: Do You Have a Long Term Travel Strategy?

JoeRetire wrote:
Wed Feb 26, 2020 7:36 am
capitalhockey wrote:
Fri Feb 21, 2020 10:33 am
Anyone has done something similar? Is this too ambitious?
A long term strategy for doing the laundry?
Yes, do a really bad job so that I am not allowed to do the laundry anymore.
by sid hartha
Wed Feb 26, 2020 7:23 am
Forum: Investing - Theory, News & General
Topic: Coronavirus and the market
Replies: 4001
Views: 305197

Re: Coronavirus and the bear market

People have been speculating for a while now (pre-coronavirus) that a correction or Bear market is "likely" to happen at sometime in the near future. Then along comes the coronavirus......this is all assumption but, if the market continues to fall and we go into a correction or Bear Market due to t...
by sid hartha
Wed Feb 26, 2020 7:16 am
Forum: Investing - Theory, News & General
Topic: Coronavirus and the market
Replies: 4001
Views: 305197

Re: Coronavirus and the bear market

People have been speculating for a while now (pre-coronavirus) that a correction or Bear market is "likely" to happen at sometime in the near future. Then along comes the coronavirus......this is all assumption but, if the market continues to fall and we go into a correction or Bear Market due to t...
by sid hartha
Wed Feb 26, 2020 7:14 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 19269
Views: 2675523

Re: U.S. stocks in free fall

Bluce wrote:
Tue Feb 25, 2020 9:46 am
sid hartha wrote:
Tue Feb 25, 2020 8:37 am
I have not made any changes to my investments as a result of the decline yesterday. Do I get some type of award?
Me neither. Are there that many market timers at BH.0rg?
More than I would have thought.
by sid hartha
Tue Feb 25, 2020 8:37 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 19269
Views: 2675523

Re: U.S. stocks in free fall

I have not made any changes to my investments as a result of the decline yesterday. Do I get some type of award?
by sid hartha
Fri Dec 13, 2019 12:10 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle - Two Fund Portfolio
Replies: 1118
Views: 113211

Re: Two Funds or Three Funds?

Bogleheads: We are arguing between a 2-fund total market index fund portfolio and a 3-fund total market index fund portfolio. It is a win-win debate! Best wishes. Taylor Jack Bogle's Words of Wisdom: "The beauty of owning the market is that you eliminate individual stock risk, you eliminate market ...
by sid hartha
Fri Nov 22, 2019 6:18 am
Forum: Investing - Theory, News & General
Topic: "The Simple Path to Wealth" -- A Gem
Replies: 46
Views: 23225

Re: "The Simple Path to Wealth" -- A Gem

Suppose you have a nest egg of $100,000. Let's further suppose you invest it for 20 years and earn 11.9% per year which as we've seen is the average annual return of the past 40 years. You end up with $947,549. Not bad. Now suppose you give up 2% for these annual gains to a management fee. Your net...
by sid hartha
Thu Nov 21, 2019 10:47 am
Forum: Investing - Theory, News & General
Topic: "The Simple Path to Wealth" -- A Gem
Replies: 46
Views: 23225

Re: "The Simple Path to Wealth" -- A Gem

Thanks Taylor, these are good words to live by and people would do well to heed them. I did have a question regarding this quote: "Suppose you have a nest egg of $100,000. Let's further suppose you invest it for 20 years and earn 11.9% per year which as we've seen is the average annual return of the...
by sid hartha
Thu Oct 10, 2019 7:44 am
Forum: Investing - Theory, News & General
Topic: Artificial Intelligence and the stock market
Replies: 65
Views: 7454

Re: Artificial Intelligence and the stock market

The AI's will decide to go all passive index funds citing better things to do with their time than trade.
by sid hartha
Tue Oct 08, 2019 6:19 am
Forum: Investing - Theory, News & General
Topic: What is the Boglehead opinion of the inverted yield curve?
Replies: 77
Views: 9363

Re: What is the Boglehead opinion of the inverted yield curve?

My opinion is that we don't have an inverted yield curve yet. Everybody is jumping the gun because they want something exciting to write about. Actually there doesn't seem to be any standard specific definition of exactly what constitutes an inverted yield curve--yes, "short" term interest rates ar...
by sid hartha
Wed Oct 02, 2019 7:04 am
Forum: Personal Consumer Issues
Topic: Suggestions for good leather shoe?
Replies: 43
Views: 4868

Re: Suggestions for good leather shoe?

I say AE as well but I would not do the factory seconds. Full disclaimer, I have bought numerous Allen edmonds both factory seconds and non. The problem with the seconds is that you are still using good money to pay for them and they are both cheap. In addition you never know what you are going to ...
by sid hartha
Fri Sep 13, 2019 7:27 am
Forum: Personal Consumer Issues
Topic: Disciplined with finances, but not so with diet
Replies: 242
Views: 15046

Re: Disciplined with finances, but not so with diet

It all comes down to calories in vs calories out. There is no magic or mystery behind it. To lose weight you have to cut down the calories you intake and or increase calories burned to the point that you are using more calories than you take in. For instance, I did that on a hiking trip where I was ...
by sid hartha
Thu Aug 15, 2019 8:05 am
Forum: Personal Consumer Issues
Topic: Beyond Meat Burger? Do you like?
Replies: 119
Views: 10379

Re: Beyond Meat Burger? Do you like?

I thought it was pretty good. Tasted like a salmon burger to me.
by sid hartha
Fri Mar 29, 2019 12:41 pm
Forum: Personal Consumer Issues
Topic: Why are used cars now so expensive?
Replies: 63
Views: 6160

Re: Why are used cars now so expensive?

I don't know for sure but my guess would be supply and demand.
by sid hartha
Fri Mar 29, 2019 12:37 pm
Forum: Personal Consumer Issues
Topic: Best car seat for air travel
Replies: 30
Views: 1845

Re: Best car seat for air travel

If they are big enough (22 lbs), get a CARES harness. It's a special FAA approved strap/seatbelt. We check the carseat (which U.S. airlines generally won't charge you for). It's one less giant thing to carry through the airport. When we've used a carseat on the plane, we bought a Cosco Scenera. Che...
by sid hartha
Fri Mar 29, 2019 12:33 pm
Forum: Investing - Theory, News & General
Topic: How much $$ would it take for you walk away from investing?
Replies: 45
Views: 4713

Re: How much $$ would it take for you walk away from investing?

I don't see any reason to walk away from investing.
by sid hartha
Tue Feb 12, 2019 8:26 am
Forum: Personal Finance (Not Investing)
Topic: How do I keep from becoming irrelevant
Replies: 57
Views: 8179

Re: How do I keep from becoming irrelevant

You should focus on continually learning new things and mental resiliency.
by sid hartha
Wed Jan 30, 2019 7:54 am
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 477
Views: 61081

Re: What lifestyle creep made you happier?

I guess hiring a cleaning service
by sid hartha
Wed Jan 30, 2019 7:53 am
Forum: Personal Consumer Issues
Topic: Legos as alternative asset class
Replies: 36
Views: 3156

Re: Legos as alternative asset class

Saw this article on Vox about Lego sets on the secondary market and it made me chuckle. Vox: New research says secondhand Legos are surprisingly valuable http://bit.ly/2G97opr Apparently retired lego sets have a rate of return better than gold and if you check on ebay, loose Lego bricks do have a c...
by sid hartha
Fri Jan 25, 2019 7:16 am
Forum: Personal Investments
Topic: Portfolio Review & Advice Much Appreciated
Replies: 10
Views: 865

Re: Beating the Market?

So I guess probably my biggest question is if this 3-fund approach looks good and I'm implementing it correctly? I put it together mostly from reading the Boglehead books and following discussions here among other things. I like this approach for its simplicity and my ability to understand and main...
by sid hartha
Thu Jan 24, 2019 6:27 am
Forum: Personal Consumer Issues
Topic: Who's flying?
Replies: 83
Views: 11029

Re: Who's flying?

Statements like this have me very cautious -- "In our risk averse industry, we cannot even calculate the level of risk currently at play, nor predict the point at which the entire system will break. It is unprecedented"..."In addition, we are not confident that system-wide analyses of safety reporti...
by sid hartha
Fri Jan 18, 2019 8:45 am
Forum: Personal Consumer Issues
Topic: Gas station prices and quality
Replies: 116
Views: 15841

Re: Gas station prices and quality

I usually buy from Top-Tier brands for my own cars, and also avoid stations that don't do a lot of business/low turnover of the gas supply, though those usually have high prices anyway. If you shop around in my area, you can find a Top-Tier station that's within 25 cents per gallon of a no-name one...
by sid hartha
Wed Jan 16, 2019 7:00 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 60814

Re: John Bogle is dead at 89

Godspeed Saint Jack! A true Titan.
by sid hartha
Mon Jan 14, 2019 5:02 am
Forum: Personal Consumer Issues
Topic: Who's flying?
Replies: 83
Views: 11029

Re: Who's flying?

I think things are safe now and would fly but I am supposed to fly in a few months and if the shut down is still going on I am not getting on a plane. You think because some people don't show up that the procedures have changed? Vs the wait times? Or under the impression that the TSA is effective a...
by sid hartha
Sun Jan 13, 2019 11:17 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5565
Views: 1361222

Re: What Movie Have You Recently Watched?

Don't Worry, He Won't Get Far on Foot American comedy-drama film based upon the memoir of the same name by John Callahan. Gus Van Sant wrote the screen adaptation and directed the film. The cast includes Joaquin Phoenix, Jonah Hill, Rooney Mara, and Jack Black, and follows a recently paralyzed alco...
by sid hartha
Sun Jan 13, 2019 10:43 am
Forum: Personal Consumer Issues
Topic: Who's flying?
Replies: 83
Views: 11029

Re: Who's flying?

I think things are safe now and would fly but I am supposed to fly in a few months and if the shut down is still going on I am not getting on a plane.
by sid hartha
Sat Jan 12, 2019 6:49 pm
Forum: Personal Finance (Not Investing)
Topic: Salary Question During Job Interview
Replies: 17
Views: 2609

Re: Salary Question During Job Interview

Second or third interview would be when I would broach the subject. Be interested and passionate about the role and the work you will be doing at the new employer. Rule of thumb for me has been a 20% bump minimum to jump ship for an equivalent role. It helps offset risk and uncertainty. Avoid telli...
by sid hartha
Sat Jan 12, 2019 6:42 pm
Forum: Personal Consumer Issues
Topic: Disciplined with finances, but not so with diet
Replies: 242
Views: 15046

Re: Disciplined with finances, but not so with diet

It's easy in theory. Apply a Boglehead philosophy. Subsist on the bare min but maximize nutritional value.
by sid hartha
Thu Jan 10, 2019 7:46 am
Forum: Personal Investments
Topic: Negative 13.6% return in 401K for 2018
Replies: 55
Views: 6573

Re: Negative 13.6% return in 401K for 2018

There's nothing you can do. Stock returns are by nature lumpy. There will be up years and down years. Over a long period of time however it offers great returns. Don't try and time the market. The 401k is a wealth accumulation vehicle. And it's time in the market that will ultimately make it work fo...
by sid hartha
Thu Jan 10, 2019 7:19 am
Forum: Personal Consumer Issues
Topic: Recommendations for a 9mm handgun
Replies: 171
Views: 15013

Re: Recommendations for a 9mm handgun

Lots of good advice. Personally I like the Springfield Armory XDM
by sid hartha
Thu Dec 06, 2018 12:41 pm
Forum: Personal Consumer Issues
Topic: Lifting credit freezes....anyone run into this? now need to create accounts
Replies: 10
Views: 1676

Re: Lifting credit freezes....anyone run into this? now need to create accounts

If you already have a "freeze" in place with a PIN then you cannot place a "lock" on your account. So someone cannot sign up for a new account @ Equifax and "lock" your account. I just tried to signup for the lock & alert app but was unable to because I have an existing "freeze" in place. This was ...
by sid hartha
Fri Nov 30, 2018 8:32 am
Forum: Personal Consumer Issues
Topic: How do Bogleheads justify taking vacation?
Replies: 102
Views: 5259

Re: How do Bogleheads justify taking vacation?

I never thought to justify it. To me traveling has been a great education and I think made me a better person in many ways. I like meeting different people, learning about different cultures, seeing historical places, meeting new challenges and observing the way other people live. I guess I am just ...
by sid hartha
Tue Nov 27, 2018 7:58 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5565
Views: 1361222

Re: What Movie Have You Recently Watched?

Mandy -- Not for everyone but I enjoyed it.

https://en.m.wikipedia.org/wiki/Mandy_(2018_film)
by sid hartha
Tue Nov 20, 2018 12:56 pm
Forum: Personal Consumer Issues
Topic: Good oil for cooking and salad?
Replies: 38
Views: 2710

Re: Good oil for cooking and salad?

For cooking most all of the time I use Olive Oil. On the rare occasions that I want to fry something (fish, potatoes etc) I use peanut oil which won't burn and smoke up.
by sid hartha
Thu Nov 01, 2018 12:44 pm
Forum: Personal Consumer Issues
Topic: Argentina Trip Over Winter Break
Replies: 20
Views: 2003

Re: Argentina Trip Over Winter Break

Places to see in Buenos Aires:
Recoleta Cemetery
Puerto Madero
Plaza de Mayo and La Casa Rosada
Corrientes Avenue
La Boca
El Zanjón de Granados
Palermo
by sid hartha
Wed Oct 10, 2018 6:04 pm
Forum: Personal Consumer Issues
Topic: What the heck is growing in my yard?
Replies: 71
Views: 6713

Re: What the heck is growing in my yard?

Kill it with fire!!!