Search found 1122 matches

by marcopolo
Fri Oct 19, 2018 2:32 pm
Forum: Investing - Theory, News & General
Topic: So...what’s Plan B [for your retirement security]?
Replies: 20
Views: 2222

Re: So...what’s Plan B [for your retirement security]?

There has been a good deal of debate on a proper SWR and how to manage to one, but this question is different. What if you realize your plan is obviously failing? ...what’s Plan B? For those of us who are planning on retiring in a high cost of living area, one option in 'plan B' is to move to a low...
by marcopolo
Fri Oct 19, 2018 8:30 am
Forum: Investing - Theory, News & General
Topic: Malkiel no longer endorses blind-folded monkeys, likes smart beta
Replies: 31
Views: 3272

Re: Malkiel no longer endorses blind-folded monkeys, likes smart beta

This is why i like to try to understand basic concepts and seek simple solutions on which to base my investing decisions, rather than follow any "cult of personality", whether that be Malkiel, Shiller, Siegel, Swedroe, etc. or even Bogle.
by marcopolo
Fri Oct 19, 2018 8:24 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe’s Your Complete Guide To A Successful And Secure Retirement Coming Soon
Replies: 7
Views: 1149

Re: Larry Swedroe’s Your Complete Guide To A Successful And Secure Retirement Coming Soon

If I were to judge the book by its cover, I'd say it contains the answers I am looking for! (I've read a few other books by Larry and his co-authors; they are very solid.) If you went by the cover, you should have been able to stop reading these books at: "The Only Guide You'll Ever Need for the Ri...
by marcopolo
Wed Oct 17, 2018 8:49 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Prepare For The Bear
Replies: 74
Views: 9581

Re: Larry Swedroe: Prepare For The Bear

... for alternative lending where the returns are pretty well known by the yields on these loans & the current returns of 5 to 6% from LENDX. This IMO appears to be a good alternative bet today. In the context of preparing for a bear market, and likely a recession to go with it, is there data on ho...
by marcopolo
Wed Oct 17, 2018 8:23 am
Forum: Personal Finance (Not Investing)
Topic: Did you retire because you hit your number?
Replies: 71
Views: 6330

Re: Did you retire because you hit your number?

Never really had a "number" in mind.
Retired earlier this year, based on life events, probably a few years after we had what i would consider "enough", but probably way earlier than many on this board would consider prudent. We are enjoying it very much so far.
by marcopolo
Wed Oct 17, 2018 7:49 am
Forum: Personal Finance (Not Investing)
Topic: Long-term Care Insurance
Replies: 102
Views: 4613

Re: Long-term Care Insurance

Obviously, we'll need to look more at our state's particular Medicaid/etc., laws, but this is much better than I had assumed. (Um, obviously, we haven't really started looking at this particular wrinkle yet.) And then there is the complication of what if the two are already in a long-term care faci...
by marcopolo
Tue Oct 16, 2018 9:21 am
Forum: Investing - Theory, News & General
Topic: Correlation between the FIRE movement and one of the greatest bull markets
Replies: 158
Views: 13401

Re: Correlation between the FIRE movement and one of the greatest bull markets

I have dreamt of FIRE myself, believe me. When I hit my target number are age 31, I realized I was being selfish if I quit work and just stopped contributing. It took 14.5 years of training for me to develop basic proficiency at my craft, but It would do thousands of patients a disservice if I quit...
by marcopolo
Tue Oct 16, 2018 9:14 am
Forum: Investing - Theory, News & General
Topic: "Safe" Withdrawal Rate for Early Retirees (or any retiree)
Replies: 218
Views: 17390

Re: "Safe" Withdrawal Rate for Early Retirees (or any retiree)

My approach is to base a withdrawal rate on a future scenario with 0% real returns. For a 30 year retirement this yields a maximum 3.3% WR. I personally am spending less and I'm happy as a lark. Conservative yes, doomsday no...if you prepare. If you base your WR on an assumed 0% real return, unless...
by marcopolo
Mon Oct 15, 2018 1:13 pm
Forum: Personal Finance (Not Investing)
Topic: Kids and Money
Replies: 38
Views: 1756

Re: Kids and Money

Congratulations on your upcoming baby! This is more of a parenting question than a financial question. Your unborn child's first jobs will be controlling their neck, crawling, walking, talking. S/he will work hard at this, with your encouragement and teaching. S/he will continue to work to work upo...
by marcopolo
Mon Oct 15, 2018 12:59 pm
Forum: Personal Finance (Not Investing)
Topic: Kids and Money
Replies: 38
Views: 1756

Re: Kids and Money

Congratulations on your upcoming baby! This is more of a parenting question than a financial question. Your unborn child's first jobs will be controlling their neck, crawling, walking, talking. S/he will work hard at this, with your encouragement and teaching. S/he will continue to work to work upo...
by marcopolo
Mon Oct 15, 2018 12:49 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Prepare For The Bear
Replies: 74
Views: 9581

Re: Larry Swedroe: Prepare For The Bear

I think this article by Larry is excellent. After a 9+ year bull market there's considerable investor complacency out there. You may not be prepared should some of the very real risks Larry mentions materialize into a deep bear market. If your asset allocation reflects their true risk tolerance, no...
by marcopolo
Sun Oct 14, 2018 11:40 pm
Forum: Investing - Theory, News & General
Topic: "Safe" Withdrawal Rate for Early Retirees (or any retiree)
Replies: 218
Views: 17390

Re: "Safe" Withdrawal Rate for Early Retirees (or any retiree)

I think it would also be informative to look at a 60/40 portfolio, but with ex-US for the 60% instead of US. Basically, answering the question of what the SWRs would have been like if the US had performed the same as ex-US. PortfolioVisualizer Monte Carlo Simulations 4% inflation adjusted withdrawa...
by marcopolo
Sun Oct 14, 2018 12:38 pm
Forum: Personal Finance (Not Investing)
Topic: Need Health Insurance (Non-ACA Options)
Replies: 77
Views: 4936

Re: Need Health Insurance (Non-ACA Options)

I own a small business and have been on a small business Health Insurance plan for years. However, my staff are now either on their spouses plans, or ACA plans because it is less expensive (basically free) because of their income. They all work under 30 hours per week. $20K total health insurance e...
by marcopolo
Sun Oct 14, 2018 12:29 pm
Forum: Personal Finance (Not Investing)
Topic: Need Health Insurance (Non-ACA Options)
Replies: 77
Views: 4936

Re: Need Health Insurance (Non-ACA Options)

I need some figures! Can anyone direct me to whom to contact to get these figures? I want to know: How many households are on ACA in USA (broken down by household size)? How many are paying nothing or close to nothing (these are the household with MAGI less tha the ptc cliff? Again broken down by h...
by marcopolo
Sun Oct 14, 2018 12:20 pm
Forum: Investing - Theory, News & General
Topic: "Safe" Withdrawal Rate for Early Retirees (or any retiree)
Replies: 218
Views: 17390

Re: "Safe" Withdrawal Rate for Early Retirees (or any retiree)

Interesting article. Thanks for posting. Yes. Planning for a 30+ year retirement duration and dying earlier with "too much" would indeed be dissapointing :oops: . The discussions on here are mostly about having enough money to live until 100+. There are few discussions on here about probabilities o...
by marcopolo
Sun Oct 14, 2018 12:04 pm
Forum: Investing - Theory, News & General
Topic: "Safe" Withdrawal Rate for Early Retirees (or any retiree)
Replies: 218
Views: 17390

Re: "Safe" Withdrawal Rate for Early Retirees (or any retiree)

Here is a nice article by physician on fire. I think we are way too conservative! https://www.physicianonfire.com/money-to-your-grave/?ck_subscriber_id=198528596 Interesting article. Thanks for posting. Yes. Planning for a 30+ year retirement duration and dying earlier with "too much" would indeed ...
by marcopolo
Sun Oct 14, 2018 9:01 am
Forum: Investing - Theory, News & General
Topic: "Safe" Withdrawal Rate for Early Retirees (or any retiree)
Replies: 218
Views: 17390

Re: "Safe" Withdrawal Rate for Early Retirees (or any retiree)

I think you might be reading a bit too much into what people mean when they talk about their WR, or even SWR. I suspect very few people are looking for, or use, the " set it and forget it. Just follow the original plan no matter the market, inflation, interest rates, the current size of my portfoli...
by marcopolo
Sun Oct 14, 2018 8:49 am
Forum: Investing - Theory, News & General
Topic: Has the US bull become addicted to corporate buybacks?
Replies: 16
Views: 1532

Re: Has the US bull become addicted to corporate buybacks?

CNN had an interesting piece on the how the markets have fared this year with the huge uptick in buyback programs. 1. Corporate buybacks now account for the largest share of trading in US stocks, surpassing individual and institutional buying. 2. This year corporations will buy back more than $1 tr...
by marcopolo
Sun Oct 14, 2018 8:24 am
Forum: Investing - Theory, News & General
Topic: "Safe" Withdrawal Rate for Early Retirees (or any retiree)
Replies: 218
Views: 17390

Re: "Safe" Withdrawal Rate for Early Retirees (or any retiree)

It seems as if people want a plan of withdrawal that is safe and is not subject to change and that it will last their entire retirement. What I would call set it and forget it. Just follow the original plan no matter the market, inflation, interest rates, the current size of my portfolio, etc. It w...
by marcopolo
Sat Oct 13, 2018 10:03 pm
Forum: Investing - Theory, News & General
Topic: "Safe" Withdrawal Rate for Early Retirees (or any retiree)
Replies: 218
Views: 17390

Re: "Safe" Withdrawal Rate for Early Retirees (or any retiree)

Why would I be wrong in my opinion that 2% is the max perpetual SWR for early retirement? I understand that there's a chance that I may accumulate significant assets over time. I'd rather do that than risk running out of money. Anyone else think this way? Just the phrase "SWR" implies to many peopl...
by marcopolo
Fri Oct 12, 2018 2:23 pm
Forum: Investing - Theory, News & General
Topic: When will you backup the truck on stocks
Replies: 95
Views: 8284

Re: When will you backup the truck on stocks

marcopolo, During the 2008/2009 recession, most of my portfolio was 50% in the Vanguard LifeStrategy Moderate Growth Fund (60/40) and 50% in the Wellington fund (65/35). Hence, it rebalances itself whether I like it or not. During a crisis, most people will freeze and do nothing. Or, what they did ...
by marcopolo
Fri Oct 12, 2018 2:21 pm
Forum: Personal Finance (Not Investing)
Topic: What is the ACA PTC income limit for 2018?
Replies: 13
Views: 598

Re: What is the ACA PTC income limit for 2018?

What is the federal poverty level for 2017 ? 2017 FPL Guidelines: 48 Border States and D.C. Persons in Household 2017 Federal Poverty Level Medicaid Eligibility (138% of FPL) 1 $12,060 2 $16,240 3 $20,420 x 400% = $81,680 The 2018 FPL is set in early 2018. Those rates will be used for 2019. I think...
by marcopolo
Fri Oct 12, 2018 2:20 pm
Forum: Personal Finance (Not Investing)
Topic: What is the ACA PTC income limit for 2018?
Replies: 13
Views: 598

Re: What is the ACA PTC income limit for 2018?

Kaiser calculator is producing $81,680 for 2018 for CT. So, I will keep trying different sources and tally the results and go with the most popular answer. Thanks. This is the correct number. The 2017 FPL for family of 3 in lower 48 is 20,420. So, 4x that is the $81,680. Here is the federal registe...
by marcopolo
Fri Oct 12, 2018 2:07 pm
Forum: Investing - Theory, News & General
Topic: When will you backup the truck on stocks
Replies: 95
Views: 8284

Re: When will you backup the truck on stocks

If stocks go down 90%, I will back up my truck. I mean, literally, I will sell our car, and buy stocks. It’s easy to think like this when the markets have been outperforming, but I wonder if you have the guts to really do this when times get tough. I’m thinking if the market is down 90%, there has ...
by marcopolo
Fri Oct 12, 2018 1:57 pm
Forum: Investing - Theory, News & General
Topic: Psychological vs. Real Risk
Replies: 21
Views: 1508

Re: Psychological vs. Real Risk

1. I don't think so. Almost every time someone loses big money, they worry a little bit or at least get a little bit uncomfortable. So if they set their AA to the lower of Psych or Real, then they will still feel the desire or wish not to lose money. And there is another side to this. It is not jus...
by marcopolo
Fri Oct 12, 2018 1:52 pm
Forum: Personal Finance (Not Investing)
Topic: What is the ACA PTC income limit for 2018?
Replies: 13
Views: 598

Re: What is the ACA PTC income limit for 2018?

Googled: Federal Poverty Level 2018 What is the poverty level for 2018? HHS Poverty Guidelines for 2018 2018 POVERTY GUIDELINES FOR THE 48 CONTIGUOUS STATES AND THE DISTRICT OF COLUMBIA Persons in family/household Poverty guideline 1 $12,140 2 $16,460 3 $20,780 x 400% = 83,120 I don't this this is ...
by marcopolo
Fri Oct 12, 2018 12:13 pm
Forum: Investing - Theory, News & General
Topic: Who worries about a bear market in stocks?
Replies: 71
Views: 5672

Re: Who worries about a bear market in stocks?

In my view, those who have accumulated enough savings to retire comfortably should follow William Bernstein's advice to get out of stocks. Stocks can be counted on only as a long term investment asset. You should be prepared to hold for 15-20 years without liquidating before you should be willing t...
by marcopolo
Wed Oct 10, 2018 8:04 pm
Forum: Personal Finance (Not Investing)
Topic: Any Self Employed people near the ACA cliff experiencing this situation?
Replies: 7
Views: 587

Re: Any Self Employed people near the ACA cliff experiencing this situation?

I am getting some incredible results from my tax software. I wanted to make sure they are correct. I really like what I am seeing: I have ACA bronze plan (cheapest) with $18030 premium. When I enrolled I was able get $18000 Premium Tax credit (based on my guess for expected income). On Form 1040, I...
by marcopolo
Tue Oct 09, 2018 5:13 pm
Forum: Personal Finance (Not Investing)
Topic: Postponing the bonus to next year. Is it a good idea?
Replies: 30
Views: 1939

Re: Postponing the bonus to next year. Is it a good idea?

It is a miracle! I don't have to postpone the bonus and I don't have to withdraw early my CD to incur penalty. I discovered that I can deduct $20,000 in line 29 (Self Employed Health Insurance Deduction). I didn't realize can deduct the whole thing, because it was not very obvious in the tax softwa...
by marcopolo
Mon Oct 08, 2018 10:04 pm
Forum: Investing - Theory, News & General
Topic: "Safe" Withdrawal Rate for Early Retirees (or any retiree)
Replies: 218
Views: 17390

Re: "Safe" Withdrawal Rate for Early Retirees (or any retiree)

But using the label "safe" can be misleading? Agreed. I believe in the original research, the "S" in SWR stood for "sustainable", not "safe". In Bengen's study, the first examining the topic, he referred to 'safe withdrawal rates'. In the later Trinity study, they used the term 'sustainable withdra...
by marcopolo
Mon Oct 08, 2018 6:40 pm
Forum: Investing - Theory, News & General
Topic: "Safe" Withdrawal Rate for Early Retirees (or any retiree)
Replies: 218
Views: 17390

Re: "Safe" Withdrawal Rate for Early Retirees (or any retiree)

Dandy wrote:
Mon Oct 08, 2018 6:35 pm

But using the label "safe" can be misleading?
Agreed.
I believe in the original research, the "S" in SWR stood for "sustainable", not "safe".
by marcopolo
Mon Oct 08, 2018 5:23 pm
Forum: Investing - Theory, News & General
Topic: "Safe" Withdrawal Rate for Early Retirees (or any retiree)
Replies: 218
Views: 17390

Re: "Safe" Withdrawal Rate for Early Retirees (or any retiree)

FWIW, neither he nor Kitces have the slightest idea what the future holds for market returns and therefore has little standing to be advising anyone how much to save or spend based on their guesses. So because they both admit that they don't have working crystal balls, they shouldn't be giving any ...
by marcopolo
Mon Oct 08, 2018 5:14 pm
Forum: Investing - Theory, News & General
Topic: "Safe" Withdrawal Rate for Early Retirees (or any retiree)
Replies: 218
Views: 17390

Re: "Safe" Withdrawal Rate for Early Retirees (or any retiree)

I don't understand how the people who say the SWR studies based on past data should not be used to make any plans about the future, then go and say that a slightly lower SWR is fine/reasonable. What are you basing that lower number on? How do you know 3%, 2% (or even 1%) will work if you discount a...
by marcopolo
Mon Oct 08, 2018 4:51 pm
Forum: Investing - Theory, News & General
Topic: "Safe" Withdrawal Rate for Early Retirees (or any retiree)
Replies: 218
Views: 17390

Re: "Safe" Withdrawal Rate for Early Retirees (or any retiree)

FWIW, neither he nor Kitces have the slightest idea what the future holds for market returns and therefore has little standing to be advising anyone how much to save or spend based on their guesses. So because they both admit that they don't have working crystal balls, they shouldn't be giving any ...
by marcopolo
Fri Oct 05, 2018 2:14 pm
Forum: Investing - Theory, News & General
Topic: Correlation between the FIRE movement and one of the greatest bull markets
Replies: 158
Views: 13401

Re: Correlation between the FIRE movement and one of the greatest bull markets

I am not sure if there is really that big of a movement, or if you just hear about it more due to the nature of today's media. But, anecdotally, I have to admit there is small part of me that sometimes wonders if i fell victim to this myself. I am not in the "retire at 30 and live extremely frugally...
by marcopolo
Fri Oct 05, 2018 8:57 am
Forum: Personal Finance (Not Investing)
Topic: How is the ACA penalty calculated for 2018?
Replies: 10
Views: 972

Re: How is the ACA penalty calculated for 2018?

I'm confused by this question. This law has been around for awhile. Your friend can not be unaware that he is required to have health insurance or pay a penalty. If he left a job, he had the opportunity to continue insurance via COBRA or to purchase insurance from the ACA website. I'm wondering why...
by marcopolo
Wed Oct 03, 2018 11:47 am
Forum: Investing - Theory, News & General
Topic: Key differences between investing philosophies: Swedroe vs. Bogle
Replies: 144
Views: 7678

Re: Key differences between investing philosophies: Swedroe vs. Bogle

The fundamental difference appears to be that Jack stopped his financial theory education in the 70s... And has outperformed 90% of all complex strategies since. Complexity begets cost; Cost begets increased risk of underperformance; Underperformance begets changes and more complexity. The next 40 ...
by marcopolo
Tue Oct 02, 2018 7:23 pm
Forum: Personal Finance (Not Investing)
Topic: Root of Good's cost of raising a child: $3,300 per year
Replies: 163
Views: 5387

Re: Root of Good's cost of raising a child: $3,300 per year

People spend what they have and choose to spend on their children. The annual federal estimates posted for the cost of raising a kid exceeds many families annual incomes. How much $$ you spend on your kids is not a moral test. The negative comments on using medicaid / ACA subsidies are a bit ironic...
by marcopolo
Tue Oct 02, 2018 6:54 pm
Forum: Personal Finance (Not Investing)
Topic: Root of Good's cost of raising a child: $3,300 per year
Replies: 163
Views: 5387

Re: Root of Good's cost of raising a child: $3,300 per year

As someone else said, people love their own tax/welfare benefits, they just hate everybody else's. I don't think this is quite what people are saying. It's understandable to me that someone paying $100,000 in taxes per year uses a tax-advantaged account to save $500 of that $100,000 in taxes they p...
by marcopolo
Tue Oct 02, 2018 6:40 pm
Forum: Personal Finance (Not Investing)
Topic: Root of Good's cost of raising a child: $3,300 per year
Replies: 163
Views: 5387

Re: Root of Good's cost of raising a child: $3,300 per year

To paraphrase: "we retired early so the rest of you taxpayers are paying for my kids healthcare". I would be embarrassed to openly admit such a thing. Just like MMM types - the rest of society is subsidizing these lazy folk that don't want to work long enough to be self sustaining. Name of the site...
by marcopolo
Tue Oct 02, 2018 6:35 pm
Forum: Personal Finance (Not Investing)
Topic: Root of Good's cost of raising a child: $3,300 per year
Replies: 163
Views: 5387

Re: Root of Good's cost of raising a child: $3,300 per year

As someone else said, people love their own tax/welfare benefits, they just hate everybody else's. I don't think this is quite what people are saying. It's understandable to me that someone paying $100,000 in taxes per year uses a tax-advantaged account to save $500 of that $100,000 in taxes they p...
by marcopolo
Tue Oct 02, 2018 6:14 pm
Forum: Personal Finance (Not Investing)
Topic: Root of Good's cost of raising a child: $3,300 per year
Replies: 163
Views: 5387

Re: Root of Good's cost of raising a child: $3,300 per year

People spend what they have and choose to spend on their children. The annual federal estimates posted for the cost of raising a kid exceeds many families annual incomes. How much $$ you spend on your kids is not a moral test. The negative comments on using medicaid / ACA subsidies are a bit ironic...
by marcopolo
Mon Oct 01, 2018 12:25 pm
Forum: Investing - Theory, News & General
Topic: Should we stay in Crazytown because there's no where to run?
Replies: 129
Views: 14766

Re: Should we stay in Crazytown because there's no where to run?

Note the market is up 33% since your post above. It may indeed still crash 50% tomorrow, but it should be obvious that "predicting the future is hard." Yes, prediction is hard especially about the future. But the Fat Lady hasn't sung yet, has she? Note that the market went up by 60% from Jan 1998, ...
by marcopolo
Mon Oct 01, 2018 12:16 pm
Forum: Personal Finance (Not Investing)
Topic: Suze Orman - "I hate the FIRE movement."
Replies: 75
Views: 9191

Re: Suze Orman - "I hate the FIRE movement."

willthrill81 wrote:
Mon Oct 01, 2018 10:36 am
.... She believes that most people should plan on working until age 70. ...

.... She believes that unemployment will be 25% in a decade or two ...
No cognitive dissonance there.
by marcopolo
Sun Sep 30, 2018 3:07 pm
Forum: Investing - Theory, News & General
Topic: CAPE-Based Robert Shiller Bought Italy and Spain Indexes in 2015
Replies: 62
Views: 2534

Re: CAPE-Based Robert Shiller Bought Italy and Spain Indexes in 2015

1996 + 10 = 2006. Are you sure Homer was not correct? If your point is that markets can drop 50% at any random time in the future, I agree with you, Homer J says so all the time as well. But, that does not make the 1996 call any more correct. 1996 was very correct. I can't believe you can't agree t...
by marcopolo
Sun Sep 30, 2018 2:34 pm
Forum: Investing - Theory, News & General
Topic: CAPE-Based Robert Shiller Bought Italy and Spain Indexes in 2015
Replies: 62
Views: 2534

Re: CAPE-Based Robert Shiller Bought Italy and Spain Indexes in 2015

He was 4 years early with the dot-com prediction. He predicted ten-year 0% real return in 1996, 4 years before the actual crash. The market more than doubled, then dropped 40%. It never got as low as it was in 1996. The average price of the S&P500 in 1996 seems like it was ~675. The price on March ...
by marcopolo
Sun Sep 30, 2018 1:27 pm
Forum: Investing - Theory, News & General
Topic: CAPE-Based Robert Shiller Bought Italy and Spain Indexes in 2015
Replies: 62
Views: 2534

Re: CAPE-Based Robert Shiller Bought Italy and Spain Indexes in 2015

I doubt he predicted those markets were a better bet over three years. Stock-market returns over one year will be close to random, over three years not much less so. Even over the 10 to 30 year periods that are more appropriate for this kind of prediction, they will be a lot of noise overlaying the...
by marcopolo
Sat Sep 29, 2018 5:30 pm
Forum: Personal Finance (Not Investing)
Topic: Layoffs – Insurance after COBRA
Replies: 16
Views: 2256

Re: Layoffs – Insurance after COBRA

I found that my States marketplace was much less expensive ( with cost sharing and subsidies) than what I was paying for COBRA. I was able to change coverage for January 1st during open enrollment. If your state has it's own exchange you can find it here. https://www.healthcare.gov/marketplace-in-y...
by marcopolo
Sat Sep 29, 2018 5:20 pm
Forum: Investing - Theory, News & General
Topic: Should we stay in Crazytown because there's no where to run?
Replies: 129
Views: 14766

Re: Should we stay in Crazytown because there's no where to run?

U.S. stocks are nuts. Shiller CAPE now stands at 33.36 and the only time in history it was higher was Feb, 1998 to Mar 2001 which would have been a wild ride. If you had gotten out of stocks in Feb 1998 you could have stayed out for 12 years and gotten back in at the price you sold, meanwhile makin...
by marcopolo
Sat Sep 29, 2018 5:09 pm
Forum: Investing - Help with Personal Investments
Topic: Do Bonds Go in Taxable?
Replies: 70
Views: 6059

Re: Do Bonds Go in Taxable?

BuyAndHoldOn wrote:
Sat Sep 29, 2018 5:05 pm
I put 100% of my bonds in taxable so that they are accessible.
This should not really be a concern. See my post above.