Search found 572 matches

by BashDash
Wed Oct 17, 2018 3:54 pm
Forum: Investing - Help with Personal Investments
Topic: Any benefit to a 403b with a 1.25% wrap fee vs a Taxable with zero Fees
Replies: 10
Views: 477

Re: Any benefit to a 403b with a 1.25% wrap fee vs a Taxable with zero Fees

Keep calling. Be relentless. It's possible the person you were taking to is benefiting from you paying high fees. I jumped thru a billion hoops to get thru a self directed plan. Huge sense of accomplishment and like getting a raise for life.
by BashDash
Wed Oct 17, 2018 3:24 pm
Forum: Investing - Help with Personal Investments
Topic: Any benefit to a 403b with a 1.25% wrap fee vs a Taxable with zero Fees
Replies: 10
Views: 477

Re: Any benefit to a 403b with a 1.25% wrap fee vs a Taxable with zero Fees

I think there might be a self directed Lincoln plan. What state are you in? Check out the search box for Lincoln self direct in the search box.
by BashDash
Sun Oct 14, 2018 5:47 pm
Forum: Personal Consumer Issues
Topic: Simplisafe Home Security System
Replies: 55
Views: 8404

Re: Simplisafe Home Security System

Yes I am leaning towards ring now too for same reasons. I'm thinking I'm fine with entry sensors and some cameras. Ring does have a panic button on the keypad but not a seperate one right? I'm also trying to focus on things I can do to prevent entry rather than the alarm system. My law enforcement f...
by BashDash
Sun Oct 14, 2018 12:44 pm
Forum: Personal Consumer Issues
Topic: DIY Home Security: SimpliSafe vs Ooma vs Nest vs Ring vs Other?
Replies: 41
Views: 4690

Re: DIY Home Security: SimpliSafe vs Ooma vs Nest vs Ring vs Other?

Were your false alarms from entry sensors? I plan on avoiding the motion sensors because I feel they would lead to the most false alarms. I'm stuck deciding between ring and simplisafe. Pros for ring would be that it is cheaper for the year and has cameras accessible to wifi. Pros for simplisafe wou...
by BashDash
Fri Oct 12, 2018 6:06 pm
Forum: Personal Consumer Issues
Topic: Simplisafe Home Security System
Replies: 55
Views: 8404

Re: Simplisafe Home Security System

Thanks for the info on ring. It doesn’t seem ring has a panic button but everything else seems basically the same. No glass break sensor either I guess. I have a couple windows I am concerned about but I guess the entry sensor should work. I guess I am down to just researching Simplisafe and Ring at...
by BashDash
Fri Oct 12, 2018 1:31 pm
Forum: Personal Consumer Issues
Topic: Simplisafe Home Security System
Replies: 55
Views: 8404

Re: Simplisafe Home Security System

Thank you so much for the replies! I honestly will probably just go with entry sensors, one glass sensor, and an extra siren on an accessible window to outside for a child. I just don't want any headaches with false alarms and I don't want anything complicated when we are in "home mode". I am going ...
by BashDash
Thu Oct 11, 2018 6:16 am
Forum: Personal Consumer Issues
Topic: Simplisafe Home Security System
Replies: 55
Views: 8404

Re: Simplisafe Home Security System

Hi all,
Just reviving this thread to see if there are any updates. Considering this as a simple way to keep my smallish home secure. Mostly just a few entry sensors. A little nervous about false alarms.

Thanks!
by BashDash
Tue Oct 09, 2018 10:08 am
Forum: Personal Consumer Issues
Topic: DIY Home Security: SimpliSafe vs Ooma vs Nest vs Ring vs Other?
Replies: 41
Views: 4690

Re: DIY Home Security: SimpliSafe vs Ooma vs Nest vs Ring vs Other?

I've seen some mention of WYZE cameras so I bought a couple. I have it looking outside a window at the front door however I am having trouble with it reflecting off of the window. Is there any way to fix this? It was super easy to set up and the app as well. I feel like this would be a cheaper way t...
by BashDash
Thu Sep 27, 2018 7:16 pm
Forum: Personal Consumer Issues
Topic: Another Wifi extender thread
Replies: 39
Views: 2885

Re: Another Wifi extender thread

OP here. Bought the first one mentioned on my thread for 22$. Works like a charm.
by BashDash
Wed Sep 26, 2018 11:51 am
Forum: Investing - Help with Personal Investments
Topic: Should I sell or rent my house?
Replies: 22
Views: 1882

Re: Should I sell or rent my house?

This forum helped me come to terms with selling our condo.

I forget who posted it but it was something to the effect of "an index fund never called at 3 in the morning to complain that the toilet is clogged".

Being a landlord just wasn't worth the aggravation anymore.
by BashDash
Fri Sep 21, 2018 4:34 pm
Forum: Personal Consumer Issues
Topic: Another Wifi extender thread
Replies: 39
Views: 2885

Re: Another Wifi extender thread

OP here. Does anyone who has posted here have one "pod" of Google wifi and it has done the job for a small two story house? 99$ might be worth it. So I just connect it to my current modem and do a few steps to set up.
by BashDash
Fri Sep 21, 2018 6:42 am
Forum: Personal Consumer Issues
Topic: Another Wifi extender thread
Replies: 39
Views: 2885

Re: Another Wifi extender thread

Gr82boutdoors: easy to install? Do you put it near router or in the dead zone room?
by BashDash
Fri Sep 21, 2018 6:41 am
Forum: Personal Consumer Issues
Topic: Another Wifi extender thread
Replies: 39
Views: 2885

Re: Another Wifi extender thread

Randomizer: I like how you think. Would that be a quick fix? Would I need only one for my smallish split level home? If I put one downstairs corner of house would it most likely be good for the whole house? Do I hook it up to existing router modem? 99$ on Amazon more than I want to spend if 30$ gets...
by BashDash
Fri Sep 21, 2018 5:58 am
Forum: Personal Consumer Issues
Topic: Another Wifi extender thread
Replies: 39
Views: 2885

Re: Another Wifi extender thread

Op here. Thanks for all replies! The reason I need is we recently cut the cable cord so we are switching out our tv stand that held cable box, vcr, modem, and router to put in an electric fireplace mantel with no storage space. The tv is being mounted and we will put Apple TV on top of mantel but do...
by BashDash
Thu Sep 20, 2018 3:56 pm
Forum: Personal Consumer Issues
Topic: Another Wifi extender thread
Replies: 39
Views: 2885

Another Wifi extender thread

Hi BH, As usual I have used the search box but I get overwhelmed with the info and with the Amazon options out there. I have small two level house that I get wifi upstairs and downstairs but just have a problem with one bedroom. It's not like I need it to reach to a guest house or something. Can any...
by BashDash
Tue Sep 18, 2018 9:06 am
Forum: Personal Consumer Issues
Topic: How to watch baseball playoffs without cable
Replies: 36
Views: 2349

Re: How to watch baseball playoffs without cable

Are some on local channels? Antenna? Locast.org depending on the city you are in?
by BashDash
Mon Sep 17, 2018 7:43 pm
Forum: Personal Consumer Issues
Topic: Sling TV experiences
Replies: 38
Views: 4121

Re: Sling TV experiences

Have been pretty happy with sling although it has not been reliable lately for some reason. I restart Apple TV and it is fine. This is rare. Found out about something interesting today on cordcuttersnews.com which is a great site. locast.org Free locals! I had trouble getting good antenna even thoug...
by BashDash
Fri Sep 14, 2018 12:15 pm
Forum: Investing - Theory, News & General
Topic: Ok reasons for a 37 year old to have a 60/40 mix?
Replies: 66
Views: 11163

Re: Ok reasons for a 37 year old to have a 60/40 mix?

OP here. Oh no! I just read an age in bonds thread and am getting the urge to tinker. Figure we will both have two pensions (NYSTRS well funded). Has anyone ever been in this situation and resisted the urge. Or maybe it is a good thing to make this change?
by BashDash
Fri Sep 07, 2018 11:33 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1243
Views: 214436

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Thanks for the reply. It is only a six month holding period. They will give bonus within two weeks of this ending.
by BashDash
Fri Sep 07, 2018 10:10 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1243
Views: 214436

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Hi all, Many thanks for this thread. How often does one apply for a retention bonus? Currently, I don't have the time/energy to transfer from custodians so in March I asked for an received a retention bonus. I was required to keep my funds until September at which time I would receive the bonus. Whe...
by BashDash
Mon Aug 27, 2018 6:39 pm
Forum: Personal Consumer Issues
Topic: Paint shutters or remove
Replies: 10
Views: 1195

Re: Paint shutters or remove

OP here :). So I just finally got a chance to remove the shutters to put up new ones that are different color. My wife likes the look with no shutter at all. The only problem is the holes that are there from the prior plastic screws. Caulking in the same tan color as the vinyl siding seems to be a p...
by BashDash
Thu Aug 16, 2018 3:55 pm
Forum: Personal Consumer Issues
Topic: Master bathroom addition question
Replies: 10
Views: 754

Re: Master bathroom addition question

I didn't mean the slide door was literally behind the bed. Sorry.... I meant there was a private bathroom located behind the bed that you enter thru a slide door.

Sorry for not making any sense
by BashDash
Thu Aug 16, 2018 3:47 pm
Forum: Personal Consumer Issues
Topic: Master bathroom addition question
Replies: 10
Views: 754

Master bathroom addition question

Hi BH, Thanks in advance to probably a silly question. Pondering a master bathroom addition in 2-3 years. Does a master bathroom addition need to be next to/near existing bathroom for use of plumbing. We stayed in a hotel recently that had the bathroom in a thin little hallway with a slide door that...
by BashDash
Thu Aug 16, 2018 12:44 pm
Forum: Personal Consumer Issues
Topic: Plan us a trip !
Replies: 17
Views: 2117

Re: Plan us a trip !

Op here. Thanks for the suggestions! I didn’t mean to sound like I was using the forum as a travel agent. I just value the BH ideas and mindset when I read here
by BashDash
Tue Aug 14, 2018 11:06 am
Forum: Personal Consumer Issues
Topic: Plan us a trip !
Replies: 17
Views: 2117

Plan us a trip !

Hi BH, info: Home airport: NYC Likes: nature, ocean, national parks, hiking, relaxing 130,000 Ihg rewards points. 130,000 United points 100,000 ultimate reward points 160,000 Hilton points Dates: feb 15-23 or April 19-27 or the summer with two small children that will be 2 and 4. Other: Any miles an...
by BashDash
Wed Aug 08, 2018 8:18 pm
Forum: Investing - Help with Personal Investments
Topic: Would you pay this mortgage off?
Replies: 51
Views: 4353

Re: Would you pay this mortgage off?

OP here. Thanks for all the detailed replies. Even after 500 posts here I am still learning a ton. I do get the impression that our 60/40 allocation is too conservative given our jobs and stable pension. To be honest, our 60/40 allocating is probably not even 60/40. That is just our retirement accou...
by BashDash
Tue Aug 07, 2018 6:24 pm
Forum: Investing - Help with Personal Investments
Topic: Would you pay this mortgage off?
Replies: 51
Views: 4353

Re: Would you pay this mortgage off?

Op here. Delamer: I'm not exactly sure how much additional taxes I would owe. I have been trying to understand this area more. JoeRetire: that makes sense. I know 4% is a good rate and I'm not positive why I am putting 500$ extra each month. Part of the reason is sometimes I'm not sure what to do so...
by BashDash
Tue Aug 07, 2018 3:44 pm
Forum: Investing - Help with Personal Investments
Topic: Would you pay this mortgage off?
Replies: 51
Views: 4353

Re: Would you pay this mortgage off?

Last year we received 10k back. It was a bit of an unusual tax year though as wife only worked half year due to maternity leave. Plus I was maxing 403b and 457 to lower emergency fund.
by BashDash
Tue Aug 07, 2018 3:29 pm
Forum: Investing - Help with Personal Investments
Topic: Would you pay this mortgage off?
Replies: 51
Views: 4353

Re: Would you pay this mortgage off?

Op here. Thanks for all replies! To answer a few questions. It is a 30 year mortgage opened in 2009. The monthly payment is 1400$ but I typically send in 1900$ as my payment. A lot of the Merril edge money would be long term capital gains. The index funds are newer investments as I transitioned from...
by BashDash
Tue Aug 07, 2018 1:30 pm
Forum: Investing - Help with Personal Investments
Topic: Would you pay this mortgage off?
Replies: 51
Views: 4353

Would you pay this mortgage off?

Would you pay this mortgage off? Two stable teacher jobs with two small kids. Thanks!!! Background info: Debt: no student, CC, or car debt ( two healthy cars, one of them just purchased new to drive forever) current residence debt: 224K at 4% ( taxes 11k) Tax Filing Status: married, 2 small children...
by BashDash
Sat Aug 04, 2018 8:49 am
Forum: Investing - Help with Personal Investments
Topic: Which 403b provider to choose?
Replies: 19
Views: 1116

Re: Which 403b provider to choose?

Check out the security benefit direct investment option more. Call multiple times until they offer it to you. Takes some serious digging but I think you can get it. Be persistent. Their advisors will act like it doesn't exist. Even some customer service people may not know about it. Call and update ...
by BashDash
Fri Aug 03, 2018 2:16 pm
Forum: Investing - Help with Personal Investments
Topic: Help with 403b allocations
Replies: 12
Views: 970

Re: Help with 403b allocations

Are you a teacher? Is Voya your only provider of the 403b? I thought they were my only option but they weren't.
by BashDash
Thu Aug 02, 2018 4:26 pm
Forum: Investing - Help with Personal Investments
Topic: Which 403b provider to choose?
Replies: 19
Views: 1116

Re: Which 403b provider to choose?

Only use the "direct invest" option of security benefit. Search it on the forum for info. Pm me with questions.

Check out 403bwise.com too for more info.
by BashDash
Sat Jul 28, 2018 11:39 am
Forum: Personal Consumer Issues
Topic: Mold in caulk of shower
Replies: 21
Views: 2246

Re: Mold in caulk of shower

Op here. Thanks for all the detailed replies. I think retiredjg has the answer. I think the mold is on the inside of the caulk. Otherwise I think my method probably would have worked. Looks like a recaulking no is in my future.
by BashDash
Sat Jul 28, 2018 6:12 am
Forum: Personal Consumer Issues
Topic: Mold in caulk of shower
Replies: 21
Views: 2246

Mold in caulk of shower

Hi all, novice DIYer here. Have some mold in caulk of shower and am trying to remove without removing caulk and then recaulking. I realize this may have to be done but am trying to avoid. I read on some DIY blogs that you can soak some cotton balls in bleach/water solution and then place on the caul...
by BashDash
Sat Jul 21, 2018 6:56 pm
Forum: Personal Consumer Issues
Topic: Ways to minimize dust when sanding
Replies: 9
Views: 713

Re: Ways to minimize dust when sanding

Op here thanks for all the replies!
by BashDash
Sat Jul 21, 2018 8:38 am
Forum: Personal Consumer Issues
Topic: Ways to minimize dust when sanding
Replies: 9
Views: 713

Ways to minimize dust when sanding

Hi all, Very novice DIY here. Had some recessed ( spelling) lighting put in kitchen by a professional. I filled old light holes and speckled them. I am at stage where I have smoothed rough spots with sponge and need to sand then paint. I don't want a huge mess on hand in the kitchen with the dust pl...
by BashDash
Fri Jul 20, 2018 7:11 am
Forum: Personal Consumer Issues
Topic: Boston trip with small kids
Replies: 19
Views: 1706

Re: Boston trip with small kids

Thanks all for the replies. So our trip is appproaching fast on Sunday. Sunday spent with family. Monday was suppposed to be Thomas land but now pushing this to Tuesday due to rain forecast. Can someone suggest a good rainy day activity in Boston or area near middleboro which is where our home base ...
by BashDash
Tue Jul 03, 2018 6:03 pm
Forum: Investing - Help with Personal Investments
Topic: 403b Retirement
Replies: 12
Views: 992

Re: 403b Retirement

Fidelity is the best if you use their low cost index funds.

What state are you in? This will help us decide if you have a good 457 plan available to you.

Have you visited 403bwise.com yet?
by BashDash
Wed Jun 27, 2018 2:27 pm
Forum: Investing - Help with Personal Investments
Topic: Teacher: 403b Asset Allocation?
Replies: 14
Views: 1228

Re: Teacher: 403b Asset Allocation?

What state are you a teacher in? Who is the third party administrator of your plan? Is it Omni? I thought I had one plan available to me for 14 years until I wised up. Have you visited 403bwise.com yet? I don't think MetLife is a good option for you since it is an insurance company. It is best to us...
by BashDash
Tue Jun 19, 2018 6:54 pm
Forum: Personal Consumer Issues
Topic: golf/restaurants near mohegan sun casino
Replies: 8
Views: 538

Re: golf/restaurants near mohegan sun casino

Thanks for all replies. Happysteward. Thanks for the reply! Our current plan is play nine late Sunday afternoon. Then grab a cold beverage and some food. Then play 18 on Monday. Can you recommend a place to eat? We are probably going to stay at the Hyatt. Would u play the 9 and 18 at Norwich? Thanks!
by BashDash
Tue Jun 19, 2018 3:08 pm
Forum: Personal Consumer Issues
Topic: Rebooking a ihg nite that was already booked beyond expiration date
Replies: 5
Views: 615

Rebooking a ihg nite that was already booked beyond expiration date

Yes this a confusing thread title. I know there are some travel experts out there 😄 So my wife and I booked a ihg free night beyond its expiration date. However, now our babysitter is unavailable so we need to rebook. Spoke with reservations who was unable to help. Everything I have read says you ca...
by BashDash
Tue Jun 19, 2018 11:29 am
Forum: Personal Consumer Issues
Topic: golf/restaurants near mohegan sun casino
Replies: 8
Views: 538

Re: golf/restaurants near mohegan sun casino

Thanks Jack for the reply . I will check some of those spots out on Yelp or ttipadvisor.
by BashDash
Tue Jun 19, 2018 9:00 am
Forum: Personal Consumer Issues
Topic: golf/restaurants near mohegan sun casino
Replies: 8
Views: 538

golf/restaurants near mohegan sun casino

Hi all BH, Thank you for all the help in the past it is greatly appreciated. I am meeting my brother on a Sunday for a concert at Mohegan Sun and hoping to play golf the following day. Current plans: Stay at Hyatt Place with free shuttle to Mohegan Sun for concert. Golf in morning at Norwich Golf Cl...
by BashDash
Wed Jun 13, 2018 8:09 am
Forum: Personal Consumer Issues
Topic: Tv mount with no studs
Replies: 20
Views: 2089

Re: Tv mount with no studs

Thanks! Good idea. I will ask them when I confirm service date. I think the mount you mentioned may not be able to handle weight of 50 inch unless I’m reading incorrectly.
by BashDash
Tue Jun 12, 2018 6:03 pm
Forum: Personal Consumer Issues
Topic: Tv mount with no studs
Replies: 20
Views: 2089

Re: Tv mount with no studs

OP here. So I've decided to abandon ship on the DIY. I found a installer wit good reviews who will do it for 100$. I feel more comfortable going this route with two very small kids running around the house. Can anyone recommend a swivel mount? I see a bunch of them on Amazon with good reviews for ro...
by BashDash
Mon Jun 11, 2018 7:06 pm
Forum: Personal Consumer Issues
Topic: Tv mount with no studs
Replies: 20
Views: 2089

Re: Tv mount with no studs

Op here. Thanks for all the replies! I checked and the concrete blocks are solid with no holes. For stripping as well. The tv is 50 inches. I will do some research now on the suggestions above.
by BashDash
Mon Jun 11, 2018 11:39 am
Forum: Personal Consumer Issues
Topic: Tv mount with no studs
Replies: 20
Views: 2089

Re: Tv mount with no studs

OP here. Thank you for all responses!! I have some research to do and a trip to home depot. I am not that handy so I am a little nervous about tackling this project.
by BashDash
Sun Jun 10, 2018 4:14 pm
Forum: Personal Consumer Issues
Topic: Tv mount with no studs
Replies: 20
Views: 2089

Tv mount with no studs

Hi all! Me again. Hoping to mount a 50 inch tv but I don't have any studs in my basement. It is drywall with concrete block behind it. Anyone ever done this? I'm looking to DIY unless there was an affordable way of a pro doing it. I'm wanting the tv to be able to swivel not just be forward facing. T...
by BashDash
Sun Jun 10, 2018 4:10 pm
Forum: Personal Consumer Issues
Topic: Paint shutters or remove
Replies: 10
Views: 1195

Re: Paint shutters or remove

Thank you for all responses! I think we should replace not paint.