Search found 5661 matches

by Sandtrap
Sun Jan 20, 2019 11:15 pm
Forum: Personal Consumer Issues
Topic: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?
Replies: 41
Views: 1905

Re: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?

HIinvestor wrote:
Sun Jan 20, 2019 11:13 pm
Is it ok to ask for suggestions of women’s Travel pants as well? Thanks!
DW has been following and looking into the suggestions here and the same brands and styles in women's seem to deserve looking into as well.
j :D
by Sandtrap
Sun Jan 20, 2019 11:05 pm
Forum: Personal Consumer Issues
Topic: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?
Replies: 41
Views: 1905

Re: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?

This is the one I use: https://www.backcountry.com/eagle-creek-undercover-hidden-pocket?CMP_SKU=EAG0422&MER=0406&skid=EAG0422-MC-ONESIZ&mr:trackingCode=CCFD5599-B85A-E411-B200-BC305BF82376&mr:referralID=NA&mr:device=c&mr:adType=plaonline&CMP_ID=PLA_GOc001&utm_source=Google&utm_medium=PLA&k_clickid=...
by Sandtrap
Sun Jan 20, 2019 10:47 pm
Forum: Personal Consumer Issues
Topic: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?
Replies: 41
Views: 1905

Re: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?

Sandtrap, a few additional tips (those above are excellent), been travelling international almost 3 decades now. Footwear, key is to find sturdy, durable shoes, leather only if possible, and wear with two pair of socks, a light inner liner then a compatable merino wool hiking pair. REI is a great s...
by Sandtrap
Sun Jan 20, 2019 10:45 pm
Forum: Investing - Help with Personal Investments
Topic: Highest Guaranteed Return Investment for My 75 Year-Old Dad?
Replies: 22
Views: 1324

Re: Highest Guaranteed Return Investment for My 75 Year-Old Dad?

Where can my father park 500k for the highest guaranteed return on his money? In the past, he simply purchased CD's at a local bank with the most competitive rates. But, he's curious to know if he could do better. I've suggested the Vanguard Wellesley fund (VWIAX), but he's skittish about the volat...
by Sandtrap
Sun Jan 20, 2019 7:05 pm
Forum: Personal Consumer Issues
Topic: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?
Replies: 41
Views: 1905

Re: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?

For pants, I like Prana cargo pants that unzip into shorts. Agreed on Prana, but also agree with @Stan1 that convertibles are bestial . These are my choice, wear them every day whiile traveling overseas, and they dry while you wear them if you get in a pickle, the Stretch Zion with zippered pockets...
by Sandtrap
Sun Jan 20, 2019 6:58 pm
Forum: Personal Consumer Issues
Topic: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?
Replies: 41
Views: 1905

Re: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?

Nit sure if you are just looking for clothing or other travel tips as well. Here are some others I do. 1. Visit nearby Target or AAA store. In the international vsection get these A. Travel pouch that beyls around your waist, inside ur shirt. Very light weight. To keep passport or cash. B. Luggage ...
by Sandtrap
Sun Jan 20, 2019 1:56 pm
Forum: Personal Consumer Issues
Topic: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?
Replies: 41
Views: 1905

Re: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?

Previously, nothing but Columbia long sleeve shirts, pants, and shorts. Now needs a redo. I used to wear a lot of Columbia clothes for travel, but their quality seems to have declined. The titanium Omni dry t shirts that I bought around 2010 and am still wearing now are so much better than the garb...
by Sandtrap
Sun Jan 20, 2019 1:21 pm
Forum: Personal Consumer Issues
Topic: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?
Replies: 41
Views: 1905

Re: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?

¡Kamusta! Under "other tips", if you plan on "world" travel then I suggest you check into the Global Entry registry in addition to PreCheck (GE actually includes PreCheck and doesn't cost much more than PC). This is like "PreCheck" for passing through US Customs and Immigration on your return from ...
by Sandtrap
Sun Jan 20, 2019 12:17 pm
Forum: Personal Consumer Issues
Topic: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?
Replies: 41
Views: 1905

Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?

Due to health, I have not travelled in several years. Recently upgraded my passport, TSA Precheck, Travel ID, etc. ("newbie" ready to ride/fly). Now packing for an upcoming trip, I've found that my assortment of travel pants have "shrunk" in storage. (that must be it) :shock: Thus, I am on the hunt ...
by Sandtrap
Sun Jan 20, 2019 12:04 pm
Forum: Personal Consumer Issues
Topic: Using carry-on for traveling locally?
Replies: 22
Views: 1602

Re: Using carry-on for traveling locally?

So I live about 45min from my girl and I will often spend 2 days or so there each week. I like to bring a variety of clothing incase we find ourselves going out to diner or out for a hike. I also have a DSLR with a pretty good size telephoto 100-400 lens I carry around along with a 24-70. I was thi...
by Sandtrap
Sun Jan 20, 2019 11:10 am
Forum: Personal Finance (Not Investing)
Topic: Wills- Options other than family/charities?
Replies: 23
Views: 1107

Re: Wills- Options other than family/charities?

I will be leaving some amounts to my current and former CNAs. They made my life better, on the whole. Broken Man 1999 Edited to add: I would like to leave a great friend some amount as well, he doesn't need it, but I want him to know how much I appreciated him hauling me to various sports outings m...
by Sandtrap
Sun Jan 20, 2019 10:29 am
Forum: Personal Finance (Not Investing)
Topic: Wills- Options other than family/charities?
Replies: 23
Views: 1107

Re: Wills- Options other than family/charities?

WannabeAgAlum wrote:
Sun Jan 20, 2019 12:07 am
In case they are not included in your definition of "family": pets.
+1
I have a provision in my trust for this within a certain dollar amount maximum total and not to exceed % of trust.

Highly suggest seeking legal counsel to hammer out your details.
by Sandtrap
Sun Jan 20, 2019 10:27 am
Forum: Personal Finance (Not Investing)
Topic: Wills- Options other than family/charities?
Replies: 23
Views: 1107

Re: Wills- Options other than family/charities?

I will be leaving some amounts to my current and former CNAs. They made my life better, on the whole. Broken Man 1999 Edited to add: I would like to leave a great friend some amount as well, he doesn't need it, but I want him to know how much I appreciated him hauling me to various sports outings m...
by Sandtrap
Sun Jan 20, 2019 10:26 am
Forum: Investing - Help with Personal Investments
Topic: Saving accounts
Replies: 13
Views: 1142

Re: Saving accounts

At my Bank of America I have multiple account. Savings, checking, house spending, vacation and xmas. Does anyone else do this? I will keep my checking and one savings at BOA. Just wondering about the other savings. Would it be better to just have one savings account and place the money in the the b...
by Sandtrap
Sun Jan 20, 2019 10:09 am
Forum: Personal Consumer Issues
Topic: Henderson, Nevada ?
Replies: 16
Views: 1281

Re: Henderson, Nevada ?

As a part-time advantage player, I visit Las Vegas 8 times each year. I'm not a tourist. It's more like a business trip. I have considered moving there, and know the area very well. Henderson is not bad at all, but I would recommend that you consider Summerlin. It's more expensive, but worth it IMO...
by Sandtrap
Sat Jan 19, 2019 3:16 pm
Forum: Investing - Theory, News & General
Topic: So when do you sell?
Replies: 27
Views: 2573

Re: So when do you sell?

Toons wrote:
Sat Jan 19, 2019 11:40 am
I rarely sell shares.
I enjoy the dividends and capgains they payout.
Heirs will receive shares.
:happy
+1
My Hares
Image
by Sandtrap
Sat Jan 19, 2019 11:12 am
Forum: Investing - Theory, News & General
Topic: So when do you sell?
Replies: 27
Views: 2573

Re: So when do you sell?

If you don't need the money, do you just hold onto your investments for years until you die then pass them on to your heirs if you have them? Assuming we continue to not need or want to spend the money, I am thinking that we will begin distributing some to our children when we have RMDs and/or when...
by Sandtrap
Sat Jan 19, 2019 11:10 am
Forum: Investing - Theory, News & General
Topic: So when do you sell?
Replies: 27
Views: 2573

Re: So when do you sell?

If you don't need the money, do you just hold onto your investments for years until you die then pass them on to your heirs if you have them? Do heirs receive taxable account investments on a step-up basis, or is that just Roth IRAs (forgive me I know little about the tax efficiency of bequeathment...
by Sandtrap
Fri Jan 18, 2019 9:29 pm
Forum: Personal Consumer Issues
Topic: Is the security check website "Have I Been Pwned?" legit?
Replies: 28
Views: 3999

Re: Is the security check website "Have I Been Pwned?" legit?

And they're collecting information from you that could be a) hacked in the future or b) could be sold in the future. Read their privacy policy, and note what cookies they try to place on your computer. This is what I am concerned about. Thanks. j :happy Nothing worth being concerned about, since yo...
by Sandtrap
Fri Jan 18, 2019 9:45 am
Forum: Personal Consumer Issues
Topic: How to clean DSLR camera lens?
Replies: 9
Views: 526

Re: How to clean DSLR camera lens?

1. Air: Rubber Blower (Rocket Blower), or canned air. If canned air, do not let the solvent get on the glass (usually caused by can position or too strong too fast). (Do not put a rubber "Rocket Blower" in your carry-on luggage if traveling :shock: ) 1b. Lightly use a lens brush. Very lightly. You c...
by Sandtrap
Fri Jan 18, 2019 9:29 am
Forum: Personal Consumer Issues
Topic: Is the security check website "Have I Been Pwned?" legit?
Replies: 28
Views: 3999

Re: Is the security check website "Have I Been Pwned?" legit?

RickBoglehead wrote:
Fri Jan 18, 2019 9:17 am
And they're collecting information from you that could be a) hacked in the future or b) could be sold in the future. Read their privacy policy, and note what cookies they try to place on your computer.
This is what I am concerned about.
Thanks.
j :happy
by Sandtrap
Fri Jan 18, 2019 9:08 am
Forum: Personal Consumer Issues
Topic: Is the security check website "Have I Been Pwned?" legit?
Replies: 28
Views: 3999

Is the security check website "Have I Been Pwned?" legit?

I have recently been told about a email security website check website called: "Have I Been Pwned?" Is it legitimate? Thoughts? Here is a link to Wikipedia talking about the website: haveibeenpwned (wikipedia link with definition) I have not included a live link to the website: "Have I been Pwned?" ...
by Sandtrap
Thu Jan 17, 2019 11:33 am
Forum: Investing - Help with Personal Investments
Topic: Good idea? Rent out current home after paid off
Replies: 20
Views: 984

Re: Good idea? Rent out current home after paid off

Great points all! I’m thinking we might be better served by by staying in our current home with no mortgage and investing in a CA bond index fund. Or, if we want to buy a new home, using the principle from the old home to pay off more of the new home mortgage. I don’t want any hassle![ With this in...
by Sandtrap
Thu Jan 17, 2019 10:33 am
Forum: Personal Finance (Not Investing)
Topic: How much house can I afford (really)?
Replies: 129
Views: 7082

Re: How much house can I afford (really)?

Something to consider if you should take on more debt or focus on your retirement savings until you are in a better financial position that is, perhaps, not quite so tenuous. FIDELITY CHART/ARTICLE – ARE YOU ON TRACK TO RETIRE? https://www.fidelity.com/viewpoints/retirement/how-much-do-i-need-to-ret...
by Sandtrap
Wed Jan 16, 2019 8:56 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 847
Views: 43472

Re: John Bogle is dead at 89

Aloha Menemene
. . . A Hui Hou . . .
jim
by Sandtrap
Tue Jan 15, 2019 7:53 pm
Forum: Personal Finance (Not Investing)
Topic: Choosing a trustee
Replies: 46
Views: 3268

Re: Choosing a trustee

Some of these requirement can only be provided by a close friend or relative. Unreasonable to expect the personal knowledge of a corporate trustee. If you are lucky enough to have a good individual to serve as trustee, that person can enlist an attorney to interpret the trust instruments and laws. ...
by Sandtrap
Tue Jan 15, 2019 5:25 pm
Forum: Investing - Help with Personal Investments
Topic: Bonds vs. CDs
Replies: 31
Views: 1885

Re: Bonds vs. CDs

I've been searching the net for various debates on this, and a few of those googles have brought me here (great site!). I've seen some threads debate "bonds suck" and the like here and elsewhere, but I'm looking for some help in convincing myself one way or another on bond fund investing vs. buying...
by Sandtrap
Mon Jan 14, 2019 11:39 am
Forum: Personal Consumer Issues
Topic: golf clubs
Replies: 17
Views: 1366

Re: golf clubs

1. Lessons from a PGA pro to establish consistency (if not already). 2. Get fitted by a pro. IE: Ping, Titleist, etc. 3. Best quality you can afford. 4. Like a great pair of shoes, a set of golf clubs that "fits you" will last for many decades depending on frequency of play. And, help your game. Th...
by Sandtrap
Mon Jan 14, 2019 10:49 am
Forum: Personal Consumer Issues
Topic: golf clubs
Replies: 17
Views: 1366

Re: golf clubs

Any thoughts on best value in buying new golf clubs? 1. Lessons from a PGA pro to establish consistency (if not already). 2. Get fitted by a pro. IE: Ping, Titleist, etc. 3. Best quality you can afford. 4. Like a great pair of shoes, a set of golf clubs that "fits you" will last for many decades de...
by Sandtrap
Mon Jan 14, 2019 9:48 am
Forum: Personal Consumer Issues
Topic: Taking expensive DSLR on kayak?
Replies: 41
Views: 2040

Re: Taking expensive DSLR on kayak?

No, I would not. I would bring my G5X and carry it in a dry bag or Pelican case. It has a f/1.8 24 - 100 mm equiv lens, 20 Megapixel, yada-yada-yada. I'd leave my dSLR and L lenses at home. +1 Unless you are taking the shots professionally for $$$$ where the resolution and image quality will be scr...
by Sandtrap
Mon Jan 14, 2019 9:42 am
Forum: Personal Consumer Issues
Topic: Recommendations for a 9mm handgun
Replies: 171
Views: 12645

Re: Recommendations for a 9mm handgun

Read all the responses, nice to see lots of great and varied advice. Based on the reading I'm changing my recommendation for a first gun for a new shooter from a Glock semi-auto pistol to instead suggest purchasing and learning on a high quality 6 shot .38 caliber revolver. Having owned and trained...
by Sandtrap
Sun Jan 13, 2019 11:46 pm
Forum: Personal Consumer Issues
Topic: Tips for online photography course?
Replies: 27
Views: 1086

Re: Tips for online photography course?

1 Some of the most educating, fun, and often challenging, ways to learn photography; technical basics, techniques, and, hopefully, the "art of seeing", is to work or have fun with professional photographers from various genres. Taking courses and meeting other photographers is a great thing to do. A...
by Sandtrap
Sun Jan 13, 2019 9:58 pm
Forum: Personal Consumer Issues
Topic: How do I stop jeans from ripping in the thighs?
Replies: 70
Views: 4307

Re: How do I stop jeans from ripping in the thighs?

Does anybody have had this problem and wants to share a great fix to prevent or at least minimize wear and tear on Jeans. It always happens to me after a year of wearing and I don't like to through Jeans out which are still intact expect the inner thighs region. Any tips? Every problem is an opport...
by Sandtrap
Sat Jan 12, 2019 3:43 pm
Forum: Investing - Help with Personal Investments
Topic: Real estate as part of overall investment plan
Replies: 37
Views: 2608

Re: Real estate as part of overall investment plan

I was wondering how many of you have real estate investments outside of stock investing? I am reading up on the basics of real estate investing and I feel that this could be a good way to diversify my overall portfolio and create a passive income stream. I'm a little concerned about making a "mista...
by Sandtrap
Sat Jan 12, 2019 11:54 am
Forum: Personal Consumer Issues
Topic: Elliptical recommendation under 2k
Replies: 13
Views: 752

Re: Elliptical recommendation under 2k

Sole E35 Eliptical.
Have had it for 8 years.
Runs smooth. No problems. Very solid.
https://smile.amazon.com/SOLE-Fitness-E ... se+machine
by Sandtrap
Fri Jan 11, 2019 11:53 am
Forum: Personal Finance (Not Investing)
Topic: Millionaire by 40 and How you Did it?
Replies: 90
Views: 10209

Re: Millionaire by 40 and How you Did it?

Examples that I have known personally. 1. Dual "gov't" or professional income. Early home purchase in UHCOL area of high appreciative value. Factors: steady income, avoidance of bad financial behavior and black swans, rapid rise of home equity. 2. Business owners with a combination of high cash flow...
by Sandtrap
Fri Jan 11, 2019 10:41 am
Forum: Investing - Help with Personal Investments
Topic: Biggest Investment Mistake
Replies: 164
Views: 11221

Re: Biggest Investment Mistake - In R/E, etc. - Lessons

Bought an undeveloped 180 degree ocean view lot on a very high hillside hoping to build and flip. Sitework costs were substantial. Eventually sold and recovered my costs, barely. Lesson: stick with what you know best and have a successful track record. Best investment decisions: Liquidate substantia...
by Sandtrap
Thu Jan 10, 2019 8:15 pm
Forum: Personal Consumer Issues
Topic: Anyone raised 3 kids WITHOUT buying a 3-row vehicle?
Replies: 82
Views: 5526

Re: Anyone raised 3 kids WITHOUT buying a 3-row vehicle?

Yep. :happy
kids came out fine.

2 door Datsun B-210
Toyota Corolla Station Wagon
Pontiac Sunfire Station Wagon
Ford Focus Station Wagon
Image
by Sandtrap
Thu Jan 10, 2019 5:39 pm
Forum: Personal Consumer Issues
Topic: Disciplined with finances, but not so with diet
Replies: 217
Views: 9738

Re: Disciplined with finances, but not so with diet

Weight loss/gain = A combination of "what" you eat and "how much" (portion control) you eat. First: substitute healthy food for unhealthy food. (high cost vs low cost. . meaning price you pay for eating it in terms of health) Second: learn to eat the proportions of food that are good for you vs bing...
by Sandtrap
Thu Jan 10, 2019 5:24 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with all this money?
Replies: 8
Views: 1759

Re: What to do with all this money?

This first: MANAGING A WINDFALL https://www.bogleheads.org/wiki/Managing_a_windfall Then this: GETTING STARTED https://www.bogleheads.org/wiki/Getting_started Within the context of doing this: Asking Portfolio Questions (portfolio review and input) https://www.bogleheads.org/forum/viewtopic.php?f=1&...
by Sandtrap
Thu Jan 10, 2019 4:55 pm
Forum: Personal Finance (Not Investing)
Topic: resources about a rental property business
Replies: 4
Views: 484

Re: resources about a rental property business

You are right to be "wary". Be careful at the "Bigger Pockets" site. There's some solid info based on long experience, and not so solid based on nothing. Reading the fundamentals on various books are great as long as you avoid the "schemes", Kiyosaki, Rich Dad Poor Dad, How to make money or get rich...
by Sandtrap
Thu Jan 10, 2019 4:34 pm
Forum: Personal Finance (Not Investing)
Topic: Building Wealth Through Home Equity--Myth or Reality?
Replies: 94
Views: 6080

Re: Building Wealth Through Home Equity--Myth or Reality?

Wealth through Home (or other R/E) Equity = Reality . . . sort of. 1. Location. (normally HCOL or UHCOL or stratospheric COL) 2. Area economics and trends. 3. Supply and demand . . . . and increasing demand. 4. Limited quantity. 5. Funds and income available to "play the game". 6. Timing. 7. Luck. O...
by Sandtrap
Thu Jan 10, 2019 4:28 pm
Forum: Personal Finance (Not Investing)
Topic: Building Wealth Through Home Equity--Myth or Reality?
Replies: 94
Views: 6080

Re: Building Wealth Through Home Equity--Myth or Reality?

Home equity has traditionally been the only way to get people to not spend every cent they make. Unfortunately, being able to pull equity out has become very easy, so even that no longer keeps many families above water. So in a "Leave it to Beaver" world, where the family buys a home and pays until...
by Sandtrap
Thu Jan 10, 2019 4:21 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Does The Bucket Approach Destroy Wealth?
Replies: 56
Views: 5796

Re: Larry Swedroe: Does The Bucket Approach Destroy Wealth?

Thanks for sharing. I very much doubt that you were alone in your fear. That's why I believe that the bucket approach may be preferable to some. If it enables them to avoid panic selling, then it's probably better than a fixed AA. There is also the Taylor Larimore withdrawal method. In good years, ...
by Sandtrap
Thu Jan 10, 2019 11:28 am
Forum: Personal Finance (Not Investing)
Topic: Purchased rentals, spent savings and now I am worried about debt
Replies: 19
Views: 2977

Re: Purchased rentals, spent savings and now I am worried about debt

:sharebeer Okay. Time to put on your "professional business person's hat". 1. Make a plan to payoff debt incrementally. Higher interest first. And do this as quick as possible without jeopardizing: Emergency Funds (personal), Operating Capital (business), and cash reserves (business. So: IE: HELOC,...
by Sandtrap
Wed Jan 09, 2019 6:52 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Does The Bucket Approach Destroy Wealth?
Replies: 56
Views: 5796

Re: Larry Swedroe: Does The Bucket Approach Destroy Wealth?

There are some interesting nuggets in this paper that a make it worth the read—especially for additional metrics to use when evaluating Monte Carlo Simulations. My current tool for these simulations is the Flexible Retirement Planner (FRP) but I don’t think it can answer some of the questions highl...
by Sandtrap
Wed Jan 09, 2019 6:32 pm
Forum: Personal Finance (Not Investing)
Topic: Purchased rentals, spent savings and now I am worried about debt
Replies: 19
Views: 2977

Re: Purchased rentals, spent savings and now I am worried about debt

Okay. Time to put on your "professional business person's hat". 1. Make a plan to payoff debt incrementally. Higher interest first. And do this as quick as possible without jeopardizing: Emergency Funds (personal), Operating Capital (business), and cash reserves (business. So: IE: HELOC, high intere...
by Sandtrap
Wed Jan 09, 2019 5:11 pm
Forum: Investing - Help with Personal Investments
Topic: Thoughts on Short-Mid Term Agency / Corporate Bonds VS CD, Treasuries, Muni's, etc?
Replies: 3
Views: 296

Re: Thoughts on Short-Mid Term Agency / Corporate Bonds VS CD, Treasuries, Muni's, etc?

I use them, specifically VCSH and SPAB which are short-term corporate bond index funds. I have posted before about how to time the switching between these and an intermediate-term bond fund like BND, AGG, and SPAB. Thanks. Read a couple of your past posts on that. Thoughts on individual corporate o...
by Sandtrap
Wed Jan 09, 2019 3:44 pm
Forum: Personal Consumer Issues
Topic: Car Battery
Replies: 48
Views: 3144

Re: Car Battery

Battery Minder and desulfate/
Have been using many of these for decades.
https://smile.amazon.com/dp/B005EKY20K/ref=dp_prsubs_1
by Sandtrap
Wed Jan 09, 2019 11:20 am
Forum: Investing - Help with Personal Investments
Topic: Thoughts on Short-Mid Term Agency / Corporate Bonds VS CD, Treasuries, Muni's, etc?
Replies: 3
Views: 296

Thoughts on Short-Mid Term Agency / Corporate Bonds VS CD, Treasuries, Muni's, etc?

For diversification on the fixed side of the portfolio,

what are your thoughts on Short to Mid Term Agency/Corporate Bonds?
(As an alternative or addition to CD's, Treasuries, Muni's, etc)

1 year?

2-3 year?

IE: Secondary market corporate bonds, rated Baa ??