Search found 41 matches

by madmartigan
Sun May 26, 2019 6:39 pm
Forum: Personal Finance (Not Investing)
Topic: 2 Job Offers, Relocation - Stuck & Need Advice
Replies: 18
Views: 2234

Re: 2 Job Offers, Relocation - Stuck & Need Advice

Thank you all for your advice, I do appreciate it. As an update to this thread, I ended up going with Option 3. I worked out a path forward with my current employer, and am in the process of relocating to the southwest where more family is. A major reason for making this decision was that I was conf...
by madmartigan
Wed May 15, 2019 10:47 pm
Forum: Personal Finance (Not Investing)
Topic: Concerned about getting laid off
Replies: 47
Views: 4757

Re: Concerned about getting laid off

Are you in a position to work from home occasionally? That may allow you some flexibility in supporting interviews. Any opportunity you can start a routine which has you out of the office at a regular cadence allows for flexibiliy in scheduling interviews. For example, you could ask you boss to take...
by madmartigan
Wed May 08, 2019 4:33 pm
Forum: Personal Finance (Not Investing)
Topic: 2 Job Offers, Relocation - Stuck & Need Advice
Replies: 18
Views: 2234

Re: 2 Job Offers, Relocation - Stuck & Need Advice

HEDGEFUNDIE wrote:
Wed May 08, 2019 4:19 pm
You would get better advice if you edited your post to include the actual comp numbers for your current job and the two options, without injecting a variable as vague as "COLA".
I agree COLA is a vague term, I based it off a few websites cost of living calculators. Updated to include salary.
by madmartigan
Wed May 08, 2019 4:14 pm
Forum: Personal Finance (Not Investing)
Topic: 2 Job Offers, Relocation - Stuck & Need Advice
Replies: 18
Views: 2234

2 Job Offers, Relocation - Stuck & Need Advice

I'm struggling to make a decision and would appreciate the communities collective wisdom on my financial component as well as any perspectives or advice you have. Family: Myself (36y), Wife (36y), Son (6y) and Daughter (1y) Current Location & Context: We live in the San Jose CA area. I'm tired of th...
by madmartigan
Sat Apr 20, 2019 5:19 am
Forum: Personal Consumer Issues
Topic: How far would you commute?
Replies: 104
Views: 4868

Re: How far would you commute?

I'm currently doing a 1-1.5 hour commute, depending on traffic, in the bay area. This was a 30-45 minute commute before we closed down a remote office and started having everyone work at HQ. It's certainly been more doable but it's grueling. I try to use the time productively by listening to podcast...
by madmartigan
Sun Jan 20, 2019 11:36 am
Forum: Personal Consumer Issues
Topic: Importance of college summer internships??
Replies: 44
Views: 1913

Re: Importance of college summer internships??

As a hiring manager in STEM - any work experience is helpful, but I'd most like to see experience related to the role that's being applied for. That shows me you've had some experience in the field, and liked it enough to continue. This is less important for entry level positions, but it certainly p...
by madmartigan
Wed Oct 17, 2018 8:11 pm
Forum: Personal Finance (Not Investing)
Topic: Approach to rescinding a job acceptance
Replies: 50
Views: 4260

Re: Approach to rescinding a job acceptance

As a manager, I would want to know as soon as possible. An email to the recruiter or manager is sufficient. I have a short list of people who have done this to me before, needless to say I would not hire again nor recommend them within my network.
by madmartigan
Sat Sep 08, 2018 6:37 pm
Forum: Personal Consumer Issues
Topic: Video Game Collection
Replies: 39
Views: 2439

Re: Video Game Collection

With the resurgence of Nintendo and various classic games, I feel we're at a peak for collectible items. Gen-X'ers and Millennials who grew up with these namesakes have the cash and are being reminded of how fun certain games were to play. 100% sell!
by madmartigan
Sun Aug 12, 2018 4:00 pm
Forum: Personal Consumer Issues
Topic: Unlocked iPhone on eBay or Amazon?
Replies: 22
Views: 1520

Re: Unlocked iPhone on eBay or Amazon?

I highly recommend Swappa, a website I have used many times for buying and selling my phone's. The site does a great job of vetting phones and helps quantity condition levels.
by madmartigan
Sat Jul 07, 2018 10:31 pm
Forum: Personal Finance (Not Investing)
Topic: Having first child - Life Insurance question
Replies: 37
Views: 2912

Re: Having first child - Life Insurance question

My three pieces of info to contribute to this thread: 1) Don't Delay. You may find yourself on the cusp of having rates raised on you just for being another year older (ex: 29 vs 30 for your wife). 2) Consider buying more than you need. This is one of those decisions where buying more insurance, ear...
by madmartigan
Fri May 11, 2018 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Time Span Between Job Changes
Replies: 16
Views: 1765

Re: Time Span Between Job Changes

This is my first civilian employer, and I plan to give them enough time to find a replacement. I just feel like I should give them 2-3 years before moving on, but I don’t want to waste my time. You are not obligated to give any company any amount of time! With respect to finding a new role, anyone ...
by madmartigan
Thu Mar 29, 2018 9:49 am
Forum: Personal Finance (Not Investing)
Topic: As a standard employee, I owe a TON this tax season... why?
Replies: 16
Views: 3864

Re: As a standard employee, I owe a TON this tax season... why?

Others have already provided you the reasoning and actionable steps to understand your tax situation. The good news is you're likely not going to have an underpayment penalty provided you paid similar taxes as last year. The IRS is quite forgiving for situations like this, so enjoy your free loan fr...
by madmartigan
Sat Mar 17, 2018 6:29 pm
Forum: Personal Finance (Not Investing)
Topic: Bought house six months ago - now feeling like we're treading water and can't save money
Replies: 189
Views: 19738

Re: Bought house six months ago - now feeling like we're treading water and can't save money

I don't understand why your wife is carrying separate insurance from you, and for such a large sum? Surely combining all under your plan would increase your savings? Are you terribly concerned about losing your job? It sounds like you'd be marketable if you're thinkinking you'll be able to get a new...
by madmartigan
Fri Mar 16, 2018 11:39 am
Forum: Personal Finance (Not Investing)
Topic: How does everyone here earn so much?
Replies: 131
Views: 9582

Re: How does everyone here earn so much?

I think that is pretty accurate except for the HCOL set. I have seen a fair number of posts on here by people who are obviously in a LCOL area. That Venn diagram makes it seem like there is no one in LCOL areas posting on this forum which is not true. :) I see your point! Perhaps I should have titl...
by madmartigan
Fri Mar 16, 2018 11:03 am
Forum: Personal Finance (Not Investing)
Topic: How does everyone here earn so much?
Replies: 131
Views: 9582

Re: How does everyone here earn so much?

Here's my fun attempt to graphically represent my hypothesis.

Image
by madmartigan
Tue Mar 06, 2018 1:09 am
Forum: Personal Consumer Issues
Topic: Is this a housing bubble?
Replies: 71
Views: 10015

Re: Is this a housing bubble?

The money will stay in the Bay area but the jobs won't. Augmented reality will negate the benefit of co-location for work and the only things attractive about the bay area will be the non-job related attributes. This is still probably 10 years out, as WebEx still doesn't allow for one to reliably d...
by madmartigan
Tue Mar 06, 2018 1:01 am
Forum: Personal Consumer Issues
Topic: Is this a housing bubble?
Replies: 71
Views: 10015

Re: Is this a housing bubble?

These are the realities of the bay area. My personal speculation is that the housing prices will continue to go up, as I see no significant increase in supply, nor lack of high tech jobs available in the market. The big tech companies are starting to build housing for their employees, it's becoming...
by madmartigan
Mon Mar 05, 2018 12:33 pm
Forum: Personal Consumer Issues
Topic: Is this a housing bubble?
Replies: 71
Views: 10015

Re: Is this a housing bubble?

A few things to keep in mind: 1) Inventory is extremely limited. I believe in December 2017 there was approximately 12 days of inventory available. There really are no homes on the market. Because of that, you need to be prepared to buy immediately, with no contingencies. Average time on the market ...
by madmartigan
Mon Mar 05, 2018 12:31 pm
Forum: Personal Consumer Issues
Topic: Is this a housing bubble?
Replies: 71
Views: 10015

Re: Is this a housing bubble?

How does one bid $550k over market without the real estate agents disclosing other bids? Wish housing was like eBay... My thought is this person knew exactly what they wanted, was aggressive, and didn't want no for an answer. The $500k over asking is unusual, so much that it short circuited the nor...
by madmartigan
Thu Feb 22, 2018 10:21 am
Forum: Personal Consumer Issues
Topic: Recommended resources for a new manager?
Replies: 4
Views: 446

Re: Recommended resources for a new manager?

I would recommend listening to the Manager Tools Podcast ( https://en.wikipedia.org/wiki/Manager_Tools_Podcast ). I really enjoy the format and the content has helped me continue to improve my managerial skill sets. I have only listened to the free podcasts but I'd be interested to hear if anyone el...
by madmartigan
Tue Feb 20, 2018 12:28 am
Forum: Personal Consumer Issues
Topic: Do you wear a wedding band? [at a job interview]
Replies: 157
Views: 12535

Re: Do you wear a wedding band? [at a job interview]

In the interviews I have evaluated, I do not recall ever having a bias towards looking if a person was married or not, nor factoring that into my decision to hire the person. There were always many other reasons to determine their employment.
by madmartigan
Sun Jan 28, 2018 5:59 pm
Forum: Personal Finance (Not Investing)
Topic: How much have kids added to your personal finance/expenses?
Replies: 111
Views: 10686

Re: How much have kids added to your personal finance/expenses?

Is this the right way to think of it? I haven't thought here healthcare, insurance, etc. Also not taking into account inflation, where the cost of age 0 will be different at age 18. Are these reasonable/realistic numbers for a VHCOL? Two observations: 1) You mentioned you hadn't factored in healthc...
by madmartigan
Wed Jan 24, 2018 11:44 pm
Forum: Personal Consumer Issues
Topic: Buying a house now versus waiting (Bay Area)
Replies: 35
Views: 7921

Re: Buying a house now versus waiting (Bay Area)

A few things to keep in mind: 1) Inventory is extremely limited. I believe in December 2017 there was something like 12 days of inventory available. There really are no homes on the market. Because of that, you need to be prepared to buy immediately, with no contingencies. Average time on the market...
by madmartigan
Tue Jan 16, 2018 12:01 am
Forum: Personal Consumer Issues
Topic: Longer Work Hours: Tips for adjusting?
Replies: 10
Views: 1472

Re: Longer Work Hours: Tips for adjusting?

Has anyone ever gone from a relaxed schedule to a more demanding one? How was the experience long term? Any regrets? Tips for adjusting? Effects on family life? Did you find yourself 5-10 years in with a flush bank account wondering how to find more time for other things? Did it start to feel norma...
by madmartigan
Wed Dec 27, 2017 11:56 pm
Forum: Personal Finance (Not Investing)
Topic: Upsizing Real Estate for Location/Ease
Replies: 14
Views: 1467

Re: Upsizing Real Estate for Location/Ease

Consider the amount of time you'd be saving with this move. Lets just say it's an average of 15 minutes each way per person to get to work. You'd be saving ~30 minutes per person every day of time. Multiple that by your hourly rate of what you value your time and that may be helpful data for your de...
by madmartigan
Wed Dec 27, 2017 11:37 pm
Forum: Personal Finance (Not Investing)
Topic: wisdom of buying a car about to be discontinued
Replies: 17
Views: 3031

Re: wisdom of buying a car about to be discontinued

I struggle with getting more than 18ish miles per charge on my 2015. I'm also a bit heavy footed though. I'm averaging ~44 mpg gas. I enjoy the car as it suits my height, it has great headroom and decent handling. It's turning radius is horrible. In general I quite enjoy the vehicle and also enjoyed...
by madmartigan
Tue Dec 26, 2017 5:39 am
Forum: Personal Finance (Not Investing)
Topic: Landlord vs tenant issue across the country
Replies: 32
Views: 3905

Re: Landlord vs tenant issue across the country

What state is this in?

What exactly does your lease state? Could you provide the verbiage if comfortable doing so?
by madmartigan
Sun Dec 24, 2017 11:42 pm
Forum: US Chapters
Topic: My Christmas Present to You
Replies: 90
Views: 10536

Re: My Christmas Present to You

Thank you for your service and the inspiring message you provided. We all indeed have a lot to be thankful for.

To all those reading this, I wish you a Merry Christmas.
by madmartigan
Sun Nov 19, 2017 10:59 am
Forum: Personal Consumer Issues
Topic: Should I drink or sell my Pappy 12 year?
Replies: 74
Views: 13284

Re: Should I drink or sell my Pappy 12 year?

So I got another email to a work email acct from ABC fine wine and this happened: http://i66.tinypic.com/2zzkzzm.jpg Considering selling one. Can this be done safely and easily? :sharebeer I would be interested in buying if you are looking for a fellow boglehead to do business with. Or, we could al...
by madmartigan
Sat Oct 07, 2017 10:58 pm
Forum: Personal Finance (Not Investing)
Topic: Paternity/Maternity Leave & Its Influence on Career Trajectory
Replies: 23
Views: 2503

Re: Paternity/Maternity Leave & Its Influence on Career Trajectory

My wife is expecting #2 early next year. My company allows up to 12 weeks (!!) Paternity leave. You're allowed to take it over the child's first year following their birth. You can take it in day increments if desired, if your manager allows. FMLA required 12 weeks paternity leave (unpaid). Is your...
by madmartigan
Sat Oct 07, 2017 10:56 pm
Forum: Personal Finance (Not Investing)
Topic: Paternity/Maternity Leave & Its Influence on Career Trajectory
Replies: 23
Views: 2503

Re: Paternity/Maternity Leave & Its Influence on Career Trajectory

My wife is expecting #2 early next year. My company allows up to 12 weeks (!!) Paternity leave. You're allowed to take it over the child's first year following their birth. You can take it in day increments if desired, if your manager allows. FMLA required 12 weeks paternity leave (unpaid). Is your...
by madmartigan
Sat Oct 07, 2017 9:54 pm
Forum: Personal Finance (Not Investing)
Topic: Paternity/Maternity Leave & Its Influence on Career Trajectory
Replies: 23
Views: 2503

Paternity/Maternity Leave & Its Influence on Career Trajectory

I'm in a growing tech company (400+ people) in the Silicon Valley area in a mid-management / director level engineering position. I think 2018 is going to be a crucial year for our growth, and I'm in a group which is core to achieving that growth. I feel as I've positioned myself as well as I can in...
by madmartigan
Fri Aug 18, 2017 8:24 am
Forum: Personal Consumer Issues
Topic: Powerball - $510 million?
Replies: 64
Views: 6615

Re: Powerball - $510 million?

I would participate in a reasonably priced group work pool, but that's only to hedge the risk that they would win and I'd be left continuing to work. I'm not sure I could live with my haughty (yet correct) attitude towards the lottery as I'm watching coworkers put in their resignation notices and je...
by madmartigan
Sun Jul 16, 2017 12:25 pm
Forum: Personal Consumer Issues
Topic: San Jose and San Francisco Trip
Replies: 24
Views: 2525

Re: San Jose and San Francisco Trip

Hi Bogleheads, I will be traveling in mid-August with elementary age kids to San Jose and San Franscisco area. What city should we pick for our hotel if we will likely visit places both in San Jose and San Francisco? I notice Palo Alto, San Mateo, Daly City. Should I go for Uber with two booster se...
by madmartigan
Mon Jul 03, 2017 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: Temporary Internal Promotion - Increased Compensation?
Replies: 73
Views: 6002

Re: Temporary Internal Promotion - Increased Compensation?

Hello All: 1. Should I have a conversation with my Director on Monday to notify her of my desire for a bump in pay and ask her to go to bat for me? 2. What should I expect in terms of increased compensation? Ideally, it would be a bump to where I would be making, at a minimum, at least as much as t...
by madmartigan
Sun Jun 25, 2017 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: Leave a good boss for career advancement?
Replies: 12
Views: 1852

Re: Leave a good boss for career advancement?

Having been on both sides of this equation, with a good boss promotions have always been met with genuine happiness, albeit bittersweet in some cases. As a manager now, I pride myself on creating upward mobility for my reports, and consider our relationship a success when they are comfortable enough...
by madmartigan
Thu May 04, 2017 11:42 pm
Forum: Personal Finance (Not Investing)
Topic: Starting new job mid-career - What advice to learn from my past?
Replies: 39
Views: 3288

Re: Starting new job mid-career - What advice to learn from my past?

I agree with most of the replies in this thread. No one here knows you, and I feel they are making sincere efforts to provide objective feedback. Take it for what you feel that's worth, but I would think the input is valuable. It sounds like you had a pretty cush job for the past several years and g...
by madmartigan
Sun Feb 26, 2017 7:09 pm
Forum: Personal Investments
Topic: Requesting Critique of My Portfolio
Replies: 9
Views: 1511

Re: Requesting Critique of My Portfolio

Yes I agree a Vanguard Total Stock market index, Vanguard Total International Index, and Vanguard total Bond market index are the way to go. It looks like your 401K offers those, so I would put the money there, the expense ratios are going to be the lowest. High expense ratios will eat up a portfol...
by madmartigan
Sun Feb 26, 2017 6:58 pm
Forum: Personal Investments
Topic: Requesting Critique of My Portfolio
Replies: 9
Views: 1511

Re: Requesting Critique of My Portfolio

Hi everyone. I’ve been reading through posts on the Bogleheads forum for a while now. I’m continually impressed with the advice, support, and civility of this group. I’m hoping this post will help me take action on several points of indecision / uncertainty I’ve had over the past year. Nedsaid: Wel...
by madmartigan
Sun Feb 26, 2017 11:32 am
Forum: Personal Investments
Topic: Requesting Critique of My Portfolio
Replies: 9
Views: 1511

Requesting Critique of My Portfolio

Hi everyone. I’ve been reading through posts on the Bogleheads forum for a while now. I’m continually impressed with the advice, support, and civility of this group. I’m hoping this post will help me take action on several points of indecision / uncertainty I’ve had over the past year. Basic Info Hi...
by madmartigan
Sat Nov 26, 2016 12:41 pm
Forum: Personal Finance (Not Investing)
Topic: Company Being Acquired - Any Advice?
Replies: 51
Views: 8061

Re: Company Being Acquired - Any Advice?

I am on acquisition #2. It's been about 5 months since your original post. How have things progressed? Has the merger already begun? Have you had a lot of people leave already? How is morale across the company? Are you already a few months into your retention, and do you have any sense of if you're ...