Search found 558 matches

by fishandgolf
Sat Mar 14, 2020 6:23 pm
Forum: Investing - Theory, News & General
Topic: Why is the market impressed with the stimulus package?
Replies: 57
Views: 4212

Re: Why is the market impressed with the stimulus package?

Relief rally. May not last. Garland Whizzer Totally agree...….There is too much uncertainty in markets. I think there is more downside to the market than what we'd like to believe...….. Until the uncertainty thing calms down and the markets have more positive things to hang their hat on...…….....ha...
by fishandgolf
Sat Mar 14, 2020 9:28 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5434
Views: 1349482

Re: What Movie Have You Recently Watched?

DW and I watched ...."Apollo 13"...... last night.... We spent a week in Florida and spent a full day at the Kennedy Space Center (KSC) in Cape Canaveral...…...Wow....Wow! We had the privilege to spend 30 minutes or so talking with a retired engineer from Rocketdyne / Boeing (yes....he was a real Ro...
by fishandgolf
Fri Mar 13, 2020 5:50 pm
Forum: Investing - Theory, News & General
Topic: The end of cruise ships [cruise line stock prices]
Replies: 246
Views: 26080

Re: The end of cruise ships

What I really like about cruise ships is...…….. ….DW hates them also...….so I never have to worry about her pestering me about going on one...……. :sharebeer I assume you like fishing and golfing. What I really like about those activities is .... DW hates them also.... so I never have to worry about...
by fishandgolf
Thu Mar 12, 2020 9:08 pm
Forum: Investing - Theory, News & General
Topic: The end of cruise ships [cruise line stock prices]
Replies: 246
Views: 26080

Re: The end of cruise ships

What I really like about cruise ships is...……..

….DW hates them also...….so I never have to worry about her pestering me about going on one...…….

:sharebeer
by fishandgolf
Thu Mar 12, 2020 6:17 pm
Forum: Personal Investments
Topic: Capitulation
Replies: 59
Views: 5306

Re: Capitulation

Stef wrote:
Thu Mar 12, 2020 5:50 pm
Please read this thread before you do anything: viewtopic.php?f=10&t=25126
OP......Don't Do It..... You will regret it if you do..... Hang in there and keep repeating to yourself...…."This to shall pass"...….
by fishandgolf
Mon Mar 02, 2020 5:13 pm
Forum: Investing - Theory, News & General
Topic: Is this the start of the dead cat bounce?
Replies: 147
Views: 11640

Re: Dead cat bounce?

One Ping wrote:
Mon Mar 02, 2020 4:49 pm
Richard1580 wrote:
Mon Mar 02, 2020 4:45 pm
If there is a cat analogy in this market it is aimless wandering and unpredictability.
Cheshire cat?
That is one Putty big Putty Tat...... :sharebeer
by fishandgolf
Sat Feb 29, 2020 7:48 pm
Forum: Personal Consumer Issues
Topic: Bradford White water heaters — good?
Replies: 22
Views: 1772

Re: Bradford White water heaters — good?

We had a 40 gal. Bradford White installed in our previous house...….lasted about 15 years. Installed a new BW in 2018....just prior to selling the house. I guess we never gave it much thought. We respected the local HVAC guy and that is what he recommended...…... :sharebeer
by fishandgolf
Sat Feb 29, 2020 7:44 pm
Forum: Personal Consumer Issues
Topic: How Do you Exercise Indoors?
Replies: 127
Views: 9606

Re: How Do you Exercise Indoors?

Age 66....walk 5 miles (at a good pace) 5 days a week...takes me bout 1.0 hr. to complete 5 miles. We're Wisconsinites so even if it's -10 below...…..just dress appropriately. DW (age 64) and I workout at gym (various weight lifting machines) 1.0 - 1.5 hours, 3 days a week......Works for us....we've...
by fishandgolf
Sat Feb 29, 2020 10:08 am
Forum: Personal Consumer Issues
Topic: Selling house- how to make it look appealing
Replies: 36
Views: 2592

Re: Selling house- how to make it look appealing

Right. Declutter. And then declutter some more! Make it look almost empty, barely like anyone is living there. (It will look larger and people can better think of a few of their own things there.) And those chocolate chip cookies? Have them freshly made, so the baking odor is still just lingering. ...
by fishandgolf
Fri Feb 28, 2020 12:18 pm
Forum: Personal Consumer Issues
Topic: Tear off Roof vs. Overlay?
Replies: 33
Views: 1939

Re: Tear off Roof vs. Overlay?

I'm leaning towards tear-off and architectural, but I always lean towards upgrades like this. Not sure if that makes me a sucker :) Any experience? the roof is probably the most important part of a house as it protects everything under it. tear-off allows the roofer to inspect the wood under the ro...
by fishandgolf
Sat Feb 22, 2020 8:30 pm
Forum: Personal Consumer Issues
Topic: Did you celebrate when you finally hit $1m?
Replies: 282
Views: 33536

Re: Did you celebrate when you finally hit $1m?

For us....it was a great feeling. We bought a bottle of Bogle Pinot Red Wine. I know it has no direct connection to Jack.....but it felt good (this was retirement investments....not new worth). DW retires in May 2020....so now we start the "De-accumulation phase of retirement...….there's a bit of tr...
by fishandgolf
Fri Feb 21, 2020 6:56 pm
Forum: Personal Finance (Not Investing)
Topic: Replace Garage Roof only?
Replies: 14
Views: 885

Re: Replace Garage Roof only?

Silk McCue wrote:
Fri Feb 21, 2020 2:03 pm
I would simply re-roof the garage in an aesthetically pleasing way. This should be very easy given that it is detached.

Cheers
:thumbsup
by fishandgolf
Wed Feb 19, 2020 8:19 pm
Forum: Personal Consumer Issues
Topic: Moving due to house/location regret?
Replies: 18
Views: 2299

Re: Moving due to house/location regret?

No similar experience to share. I don’t think it’s a petty reason to move. If you can afford it financially, then it’s a personal decision. Do what makes sense for your family. Try to minimize the disruption on the kids’ schooling if possible by moving in before new school term starts. +1000 Go.......
by fishandgolf
Sat Feb 15, 2020 10:37 pm
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 968
Views: 132229

Re: How much money do you want to retire?

….hummmm…..

Money does not buy happiness......but it does buy a more enjoyable form of misery...…… :|
by fishandgolf
Sat Feb 15, 2020 5:32 pm
Forum: Personal Investments
Topic: Alternatives to Edward Jones
Replies: 44
Views: 4046

Re: Alternatives to Edward Jones

OP...….you may have already seen this, if not, it will be worth 1.0 hour of your time to do so. [url][/https://www.pbs.org/wgbh/frontline/film/retirement-gamble/ url] It's a Frontline special by PBS entitled "The Retirement Gamble". It provides a great overview what paid financial advisors can cost ...
by fishandgolf
Sat Feb 15, 2020 5:24 pm
Forum: Personal Investments
Topic: Alternatives to Edward Jones
Replies: 44
Views: 4046

Re: Alternatives to Edward Jones

I live in a small almost rural area with a population of about 12,000 that has I believe four EJ offices. I don't think there are any Boglehead acceptable institutions that can compete if having a local brick and mortar office is of high importance. What is your involvement with this seminar? Perso...
by fishandgolf
Sat Feb 15, 2020 5:07 pm
Forum: US Chapters
Topic: Your USER NAME...what does it mean?
Replies: 518
Views: 70163

Re: Your USER NAME...what does it mean?

Mel Lindauer wrote:
Sat Feb 15, 2020 4:53 pm
I chose the user name of one of my favorite authors. (Hope he doesn't mind!) 😊

+1000

He's one of my favorite authors also..... :beer
by fishandgolf
Sat Feb 15, 2020 9:37 am
Forum: Personal Investments
Topic: Alternatives to Edward Jones
Replies: 44
Views: 4046

Re: Alternatives to Edward Jones

My local senior services organization is sponsoring a seminar on financial fraud. Presented by Edward Jones. Safe to assume there will be mention of and material about their services. Let's skip all the EJ stuff and obvious irony, this thread is looking for specific advice and not an EJ rant. EJ of...
by fishandgolf
Fri Feb 14, 2020 9:13 pm
Forum: US Chapters
Topic: Your USER NAME...what does it mean?
Replies: 518
Views: 70163

Re: Your USER NAME...what does it mean?

Thanks for posting......enjoy reading your thoughts behind selecting your USER NAME.... One USER NAME has me befuddled... jello_nailer One that nails jello to a tree. How does one nail jello to a tree....well not really....I can envision how to do this. However.... Is the jello….in real jello...wigg...
by fishandgolf
Thu Feb 13, 2020 8:54 pm
Forum: US Chapters
Topic: Your USER NAME...what does it mean?
Replies: 518
Views: 70163

Re: Your USER NAME...what does it mean?

Bump......

……..noticed a few new "USERNAME" (s) …….what does it mean?...….please share your thoughts...…... :sharebeer
by fishandgolf
Wed Feb 12, 2020 10:24 am
Forum: Investing - Theory, News & General
Topic: Interest rates and Economy
Replies: 17
Views: 1167

Re: Interest rates and Economy

Interest rates are usually raised to thwart off rising inflation. Current rate of inflation is at or below the Fed's target rate of 2%......and has been for along time. Prediction is inflation will remain subdued for another year or longer....
by fishandgolf
Sun Feb 09, 2020 8:16 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1474
Views: 169654

Re: What frugal thing did you do today?

Walked into the laundry room and didn't turn on the light...….saved $0.00003. I did stub my toe but what the heck.....saving is saving..... :sharebeer
by fishandgolf
Sat Feb 08, 2020 7:23 pm
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 385
Views: 27375

Re: What is the best concert you ever witnessed?

This is a very interesting thread...….it brings back lots of great memories....thanks to the "dowse" for dusting it off..... I did a cursory cruise through all the posts and I didn't see anyone mention "Journey" when Steve Perry was their lead on vocals. I only started to pay attention to Steve Perr...
by fishandgolf
Sat Feb 08, 2020 9:41 am
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 385
Views: 27375

Re: What is the best concert you ever witnessed?

Barefootgirl wrote:
Sat Feb 08, 2020 8:42 am
wow, how about a recent show? LOL, in this decade :)
Almost forgot about this one:

Paul McCartney - June 2019 - Madison, WI. He performed for almost three hours. It was a great show.....and for a guy who was 76 at the time...…..quite impressive performance. :sharebeer
by fishandgolf
Sat Feb 08, 2020 9:32 am
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 385
Views: 27375

Re: What is the best concert you ever witnessed?

Nicolas wrote: ↑ fishandgolf wrote: ↑ Elvis......Milwaukee, WI 1977 or 1978 Must’ve been 1977, he died in August of that year. Thanks...…I knew it was shortly after I got married but couldn't quite pin down the exact date. On the same leg of that tour Elvis broke up a street fight in Madison, WI. H...
by fishandgolf
Fri Feb 07, 2020 9:02 pm
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 385
Views: 27375

Re: What is the best concert you ever witnessed?

Nicolas wrote: ↑ fishandgolf wrote: ↑ Elvis......Milwaukee, WI 1977 or 1978 Must’ve been 1977, he died in August of that year. Thanks...…I knew it was shortly after I got married but couldn't quite pin down the exact date. On the same leg of that tour Elvis broke up a street fight in Madison, WI. H...
by fishandgolf
Fri Feb 07, 2020 4:00 pm
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 385
Views: 27375

Re: What is the best concert you ever witnessed?

Elvis......Milwaukee, WI 1977 or 1978 Must’ve been 1977, he died in August of that year. Thanks...…I knew it was shortly after I got married but couldn't quite pin down the exact date. I vividly remember seeing Boston in Milwaukee. Not exactly sure of the date but what I do remember is driving down...
by fishandgolf
Thu Feb 06, 2020 8:27 pm
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 385
Views: 27375

Re: What is the best concert you ever witnessed?

Elvis......Milwaukee, WI 1977 or 1978
Jethro Tull……..Milwaukee.....~ late 70's
Elton John......Chicago.....late 70's
Boston.....Milwaukee.....early 1980's
Beach Boys...…..way too many times to remember specifics
Michael Buble'.....Chicago...2013
by fishandgolf
Tue Feb 04, 2020 8:55 pm
Forum: Personal Consumer Issues
Topic: My recent experience with buying custom window blinds
Replies: 36
Views: 16972

Re: My recent experience with buying custom window blinds

DW and I just built a new house (~1800 sq ft) ….it was a downsizing thing. We had our local builder quote us for window treatments......not sure what the stuff was but it was Bali quality. Price was ~$4000.00 ...included installation. DW then went to Lowes website (we've had great experiences with L...
by fishandgolf
Mon Feb 03, 2020 7:38 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5434
Views: 1349482

Re: What Movie Have You Recently Watched?

"Mad Money" - 2008 with Diane Keaton, Ted Danson and Queen Latifah.

Never saw it before. DW was cruising through Netfix, Hulu, etc and ran across it. It was fun.... with a bit of comedy and light hearted....enjoyed it!
by fishandgolf
Mon Feb 03, 2020 10:20 am
Forum: Personal Consumer Issues
Topic: Books that changed your life
Replies: 146
Views: 10852

Re: Books that changed your life

chipperd wrote:
Sun Feb 02, 2020 9:32 pm
"The 7 habits of highly effective people"
Excellent book!

"Seek first to Understand, then to be Understood"...… Great Advise
by fishandgolf
Thu Jan 23, 2020 11:41 am
Forum: Personal Finance (Not Investing)
Topic: 5 - Ways to help you spend your retirement savings - Wisely
Replies: 23
Views: 2772

Re: 5 - Ways to help you spend your retirement savings - Wisely

You said she pays the bills, so she's watching the money go out. You do the investments, so you're watching the money build. No wonder she's worried and you're not. <wg> Perhaps have her review that month's investment statement after each bill-paying session will help. +1 Excellent point! She keeps...
by fishandgolf
Thu Jan 23, 2020 11:28 am
Forum: Personal Finance (Not Investing)
Topic: 5 - Ways to help you spend your retirement savings - Wisely
Replies: 23
Views: 2772

Re: 5 - Ways to help you spend your retirement savings - Wisely

IMHO, it's best not to "push" someone to retire. That has the potential to raise resentment. She will get there when she is ready. Good luck. Thanks for the comment. I probably misstated that I am trying to "push" her into retirement. She really does want to retire....I'm just going to take it very...
by fishandgolf
Wed Jan 22, 2020 8:21 pm
Forum: US Chapters
Topic: Sad news: LadyGeek's husband has passed
Replies: 352
Views: 26557

Re: Sad news: LadyGeek's husband has passed

My condolences to you and your family LadyGeek………...wishing you and your family a peaceful time to deal with this...……….
by fishandgolf
Wed Jan 22, 2020 7:43 pm
Forum: Personal Finance (Not Investing)
Topic: 5 - Ways to help you spend your retirement savings - Wisely
Replies: 23
Views: 2772

Re: 5 - Ways to help you spend your retirement savings - Wisely

Jonathan Clements blog humbledollar.com is a great place to pop in each day and snack on a nice tidbit of personal finance. +1000 I enjoy Jonathan Clements' work.....always have. He has a keen perspective on this subject and......quite frankly......not too many other scribblers have it. I really li...
by fishandgolf
Wed Jan 22, 2020 7:23 pm
Forum: Personal Finance (Not Investing)
Topic: 5 - Ways to help you spend your retirement savings - Wisely
Replies: 23
Views: 2772

Re: 5 - Ways to help you spend your retirement savings - Wisely

My DW is planning to retire in June of this year...…….she is scared.....yes....she is scared stiff! The fear of not having that weekly check is troubling for her. For me...….I've been retired for 11 years.....not a big deal for me.....but seriously.....I am having a tough time convincing her that w...
by fishandgolf
Wed Jan 22, 2020 11:57 am
Forum: Personal Finance (Not Investing)
Topic: 5 - Ways to help you spend your retirement savings - Wisely
Replies: 23
Views: 2772

Re: 5 - Ways to help you spend your retirement savings - Wisely

Get a copy of Jane Bryant Quinn's How to Make Your Money Last in Retirement from the library for her. It put my mind at ease. Perhaps it will do the same for her. I appreciate the suggestion but I doubt that she'd read it. I've tried to get her to read articles relative to this topic and she usuall...
by fishandgolf
Wed Jan 22, 2020 11:51 am
Forum: Personal Finance (Not Investing)
Topic: 5 - Ways to help you spend your retirement savings - Wisely
Replies: 23
Views: 2772

Re: 5 - Ways to help you spend your retirement savings - Wisely

I recently introduced my parents to the "4% rule". I'm not sure how much they'll read up on it, but I gave them the gist because they were anxious about a 2-3% withdrawal for 2020. They have so much money it isn't funny, either will be fine if the other passes, but they continue to follow each othe...
by fishandgolf
Wed Jan 22, 2020 10:15 am
Forum: Personal Finance (Not Investing)
Topic: 5 - Ways to help you spend your retirement savings - Wisely
Replies: 23
Views: 2772

Re: 5 - Ways to help you spend your retirement savings - Wisely

Once ingrained, frugality is for life. It helped get you where you are and no matter how much you have accumulated, it gnaws away at the supposed joy of buying new things and experiences. Nevertheless, it must be respected as it is too much a part of whom many of us are. Thanks BH's...very much app...
by fishandgolf
Wed Jan 22, 2020 8:07 am
Forum: Personal Finance (Not Investing)
Topic: 5 - Ways to help you spend your retirement savings - Wisely
Replies: 23
Views: 2772

Re: 5 - Ways to help you spend your retirement savings - Wisely

No, my parents were like this before my dad retired from part time work in his late 70s. They just bought a life annuity to make up the “lost” income they wanted over and above Social Security. Another way I’ve heard people deal with this is to just have 2 years or so of expenses in a MM fund, and ...
by fishandgolf
Tue Jan 21, 2020 8:39 pm
Forum: Personal Finance (Not Investing)
Topic: 5 - Ways to help you spend your retirement savings - Wisely
Replies: 23
Views: 2772

5 - Ways to help you spend your retirement savings - Wisely

A recent article published by Jonatan Clements in Market Watch......as titled below. https://www.marketwatch.com/story/5-ways-to-help-you-spend-your-retirement-savings-wisely-2020-01-21?fbclid=IwAR2muh0ujKUhTbTxzmHstk2czVwUC_9fDfs-8FTc4vidG6D5G1xfrEsl30k I've read a few articles about this topic. We...
by fishandgolf
Thu Jan 16, 2020 4:00 pm
Forum: Personal Consumer Issues
Topic: Replacing Oven and Dishwasher
Replies: 26
Views: 2047

Re: Replacing Oven and Dishwasher

***** NOTE: Pay attention to the depth of your counters. We just moved into a new house....our counter depth is 24".....which is pretty standard. Most standard refrigerator are 33-35" inches in depth. When we started looking we found the best price of all refrigerators where the ones with the most d...
by fishandgolf
Thu Jan 16, 2020 3:33 pm
Forum: Personal Consumer Issues
Topic: New Refrigerator Problem - Updated for Another Option - Liebherr 842947
Replies: 15
Views: 1088

Re: New Refrigerator Problem

adamthesmythe wrote:
Thu Jan 16, 2020 3:25 pm
If I measured the space I would figure it's my problem if it doesn't fit. If a "representative" measured it...seems to me they are responsible for providing a unit that fits.
+1000...…..Correct answer...…….period! :sharebeer
by fishandgolf
Sat Jan 11, 2020 7:56 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5434
Views: 1349482

Re: What Movie Have You Recently Watched?

"Tin Cup"....with Kevin Costner.

Haven't seen this flick in many years. I enjoy golf ….. the movie was light-hearted and very enjoyable.

Watched in on VUDU......free with ads. I usually scuff at this but the ads were short and...….. gave us a break to refill the wine glass..... :beer
by fishandgolf
Sat Jan 11, 2020 7:37 pm
Forum: Investing - Theory, News & General
Topic: Book Recommendation
Replies: 17
Views: 1248

Re: Book Recommendation

I did read some of the financial/investment books that have been …….and will be mentioned on this thread. Once I found Bogleheads.org I no longer spend time reading books. My time is now spent perusing this forum....and if I have questions...…..interacting with BH members is priceless. There is so m...
by fishandgolf
Sat Jan 11, 2020 7:04 pm
Forum: Personal Investments
Topic: 30/70 in Accumulation Phase?
Replies: 80
Views: 8043

Re: 30/70 in Accumulation Phase?

I'm just wondering if there is anyone who is in the 30/70 allocation range in the accumulation phase? I have dialed back fairly quickly, from 60/40 to 40/60. I'm 6-10 years from retirement, with leaving my current job in 5 years and working part-time at something low-stress being more and more appe...
by fishandgolf
Sun Dec 29, 2019 4:04 pm
Forum: Investing - Theory, News & General
Topic: Joe Davis, Vanguard's global chief economist, is my guest for this 2020 "Bogleheads on Investing" podcast.
Replies: 38
Views: 2973

Re: Joe Davis, Vanguard's global chief economist, is my guest for this 2020 "Bogleheads on Investing" podcast.

ronno2018 wrote:
Sun Dec 29, 2019 3:36 pm
I am really enjoying the podcasts, thanks for doing them!!!
:sharebeer
+1000

Thank you Rick!! Happy New Year!
by fishandgolf
Fri Dec 13, 2019 6:01 pm
Forum: Personal Consumer Issues
Topic: What are you giving (or asking) for Christmas?
Replies: 77
Views: 5431

Re: What are you giving (or asking) for Christmas?

Another BIG Bag of coal...……….. 8-)
by fishandgolf
Mon Dec 09, 2019 12:39 pm
Forum: Investing - Theory, News & General
Topic: [Paul Volcker RIP]
Replies: 19
Views: 1884

Re: Paul Volker

I didn’t like him at the time but now realize he did the work that needed to be done. Indeed a great man. RIP. I would have to echo Dottie57's comments. DW and I purchased our first house in 1978. Within 3 years our mortgage rate went from 8% - 11%. My brother and his DW......their mortgage rate we...
by fishandgolf
Fri Dec 06, 2019 5:41 pm
Forum: Personal Finance (Not Investing)
Topic: Your credit card debt dies when you die (usually)
Replies: 128
Views: 6281

Re: Your credit card debt dies when you die (usually)

Yeah, I expect this thread to get shut down since it's effectively encouraging people to break the law even though you can probably get away with it. I have not encouraged anyone to break the law. To the contrary, I am helping people by explaining what the law is. +1000 Thanks again for posting thi...