Search found 181 matches

by fishandgolf
Wed Dec 06, 2017 8:42 pm
Forum: Personal Consumer Issues
Topic: Dad Needs Help Buying Wedding Liquor
Replies: 66
Views: 5911

Re: Dad Needs Help Buying Wedding Liquor

Leemiller wrote:
Wed Dec 06, 2017 1:07 pm
Just don’t buy well alcohol or Kirkland branded. Some good brand names listed in the advice. One signature drink can be fun and also may also some advance preparation.
Agreed....don't buy the cheap stuff....that would be an embarrassment to you....and an insult to your guests. :(
by fishandgolf
Wed Dec 06, 2017 7:59 pm
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 181
Views: 10706

Re: Do people still use AAA?

AAA......great service...have used them a few times. I give them a AAAAA .......this is one of those deals that you really do get what you pay for! :happy
by fishandgolf
Wed Dec 06, 2017 3:43 pm
Forum: Personal Consumer Issues
Topic: Lowering My Grocery Bill
Replies: 110
Views: 7046

Re: Lowering My Grocery Bill

What Consumer Reports says about gluten: Unless you are among the 1 percent of Americans who have celiac disease, going gluten-free might actually harm you. In fact, gluten may be good for you by reducing blood pressure and inflammation. Gluten-free doesn't necessarily mean healthier. Gluten-free f...
by fishandgolf
Tue Dec 05, 2017 7:10 pm
Forum: Personal Consumer Issues
Topic: Dad Needs Help Buying Wedding Liquor
Replies: 66
Views: 5911

Re: Dad Needs Help Buying Wedding Liquor

I was employed by a liquor/beer/ wine retail chain until retirement in 2014. I've done these calculations thousands of times. Vodka--Smirnoff Gin-Bombay Rum-Bacardi Bourbon-Jack Daniel Black Scotch-Johnny Walker Red Whiskey- Don't need this Dry Vermouth- Martini & Rossi Sweet Vermouth-Martini & Ros...
by fishandgolf
Tue Dec 05, 2017 6:50 pm
Forum: Personal Consumer Issues
Topic: Lowering My Grocery Bill
Replies: 110
Views: 7046

Re: Lowering My Grocery Bill

I have not read many of the previous posts so if this was mentioned.....well then...my bad. Tip# 1: I do all the grocery shopping. DW works full-time so she bequeathed me those duties. One of the things I finally learned (slow leaner here)is ....NEVER, NEVER, EVER, EVER go grocery shopping when you'...
by fishandgolf
Tue Dec 05, 2017 6:20 pm
Forum: Personal Consumer Issues
Topic: Favorite Holiday Recipes
Replies: 48
Views: 3993

Re: Favorite Holiday Recipes

Before DW headed out the door this morning, she handed me the annual list of ...... Family Favorite Christmas Cookies . Instructions are...."start building the inventory....we've got lots of guests coming during the holidays"..... :) First batch to hit the oven...... Pecan Fingers . DW's all time fa...
by fishandgolf
Sat Dec 02, 2017 12:57 pm
Forum: Personal Finance (Not Investing)
Topic: How do I convince my employees to invest more?
Replies: 92
Views: 5156

Re: How do I convince my employees to invest more?

If you or your employees have not yet watched "The Retirement Gamble". ....you and they need to; the sooner the better. https://www.youtube.com/watch?v=A3htnbwFgoM It's a Front Line PBS special that was produced in 2013....it's ~1.0 hr long but it will change your view ....not just on retirement sav...
by fishandgolf
Fri Dec 01, 2017 7:43 pm
Forum: Personal Consumer Issues
Topic: Price of haircut?
Replies: 194
Views: 10351

Re: Price of haircut?

No hair = no hair cut.............but I do pay $75.00 to have my grass cut :shock:
by fishandgolf
Fri Dec 01, 2017 10:04 am
Forum: Investing - Help with Personal Investments
Topic: Edward Jones trap
Replies: 45
Views: 5241

Re: Edward Jones trap

Stay out of it unless they ask you for advice. Not your life not your problem. I agree. You cannot "win" +1 Absolutely, positively, unequivocally for certain......you can't win. My sister and her DH are ready to retire; they're have a very sizable seven figure portfolio; I've give them enough infor...
by fishandgolf
Wed Nov 29, 2017 11:43 am
Forum: Personal Finance (Not Investing)
Topic: When to tell the SO about my financial situation?
Replies: 109
Views: 5478

Re: When to tell the SO about my financial situation?

It might be that we should recognize that this woman should seriously wonder what you have to hide. I make that comment as an offset to those who are suggesting she is the one who might be out of line here, especially given your involvement in her financial affairs (as pointed out by a poster above...
by fishandgolf
Mon Nov 27, 2017 5:21 pm
Forum: Personal Finance (Not Investing)
Topic: The fallacy of spending money on "experiences" vs hard assets
Replies: 336
Views: 17416

Re: The fallacy of spending money on "experiences" vs hard assets

My favorite part of a traveling :annoyed ......well let's see now.......(airports, :x dragging luggage everywhere :annoyed , crowded restaurants :annoyed , rental cars :x , traffic jams. :shock: )......uhmmm.....give me enough time and I just might think of something :beer
by fishandgolf
Sun Nov 26, 2017 7:29 pm
Forum: Investing - Theory, News & General
Topic: What did you do right?
Replies: 96
Views: 9415

Re: What did you do right?

Pros:
1). Married my high school sweet heart :D
2). Continue to love and respect her as the blessing she has been in my life.

Cons:
1). She loves to travel....ugh....I hate to travel............... :annoyed
by fishandgolf
Sat Nov 25, 2017 8:27 pm
Forum: Personal Finance (Not Investing)
Topic: Regrets for taking SS at 62 or waiting?
Replies: 100
Views: 9232

Re: Regrets for taking SS at 62 or waiting?

My wife and I discussed this at length; neither of us have tickets for the longevity bus..........so I took it at 62; would have taken it at 56 when I retired if it would have been offered. The thing about delaying.......I do like the fact that the benefits increase 8% each year until 70. However, i...
by fishandgolf
Sat Nov 25, 2017 4:06 pm
Forum: Investing - Help with Personal Investments
Topic: Retirees Move to Index Funds?
Replies: 13
Views: 1831

Re: Retirees Move to Index Funds?

Most likely. Yes. Research Vanguard PAS (personal advisor services) also. +1 With $2.6M in managed assests, you're probably paying MS commissions (2.5 -3.0%) in the neighborhood of $70,000.00 - $80,000.00. annually.. ..and that might be a bit on the conservative side. Also, you still pay high commi...
by fishandgolf
Sat Nov 25, 2017 3:18 pm
Forum: Personal Finance (Not Investing)
Topic: The fallacy of spending money on "experiences" vs hard assets
Replies: 336
Views: 17416

Re: The fallacy of spending money on "experiences" vs hard assets

My wife loves to travel.....I love my wife :D ....therefore, I must travel. :| Personally, I do not enjoy travel.....I don't mind the vacation part.....the travel is a PITA. Airports :annoyed , rental cars, dragging luggage everywhere :annoyed , wearing the same clothes every other day, finding good...
by fishandgolf
Sat Nov 25, 2017 2:40 pm
Forum: Personal Consumer Issues
Topic: Kreg jig
Replies: 23
Views: 1713

Re: Kreg jig

I've had the Kreg jig system for many years and love it! I don't do many woodworking projects anymore but the ones that I did, I used the Kreg jig and fasteners.........great results.

I know a craft / woodworker who uses the Kreg system extensively.....and loves it!
by fishandgolf
Sat Nov 25, 2017 11:00 am
Forum: Personal Consumer Issues
Topic: Etiquette question: going out to dinner with friends and how to split the bill
Replies: 86
Views: 5274

Re: Etiquette question: going out to dinner with friends and how to split the bill

We we dine out with other couples there is absolutely no issue where we live with asking for separate checks by couple. No one ever objects. Best way I have found is to ask the server to provide separate checks when ordering - indicate your spouse or partner to the server and say "we'd like separat...
by fishandgolf
Thu Nov 23, 2017 12:09 pm
Forum: Personal Finance (Not Investing)
Topic: Did you tell anyone you paid off your mortgage?
Replies: 338
Views: 37761

Re: Did you tell anyone you paid off your mortgage?

We paid off our mortgage 4 years ago but still make the same $ house payment......to ourselves. That $, along with other $ is earmarked to special accounts. When those funds get built up, some of it goes into CD's and some is used to pay bills.....and some of it is used for fun. :beer Who did we tel...
by fishandgolf
Thu Nov 23, 2017 11:08 am
Forum: Personal Consumer Issues
Topic: best cordless drill??
Replies: 71
Views: 4305

Re: best cordless drill??

pshonore wrote:
Thu Nov 23, 2017 11:07 am
I think for typical homeowner use, its tough to beat the Ryobi package offers at Home Depot this weekend.
+1
by fishandgolf
Wed Nov 22, 2017 7:09 pm
Forum: Personal Finance (Not Investing)
Topic: Why not take Social Security at 62
Replies: 334
Views: 26083

Re: Why not take Social Security at 62

I never considered NOT not taking SS when I turned 62. That was 5 years ago. Thoroughly enjoyed the funds.. :happy I'am with ya Toons........never hesitated for a momen; 62.... then on the way to enjoy early retirement......or should I say....enjoy retirement while my bones still hold up! :sharebeer
by fishandgolf
Fri Nov 17, 2017 6:21 pm
Forum: Personal Consumer Issues
Topic: Under the sink water filter
Replies: 14
Views: 880

Re: Under the sink water filter

OP.......you are right about doing as much as you can....even though it's municipal sourced. A number of years ago, the city of Milwaukee, WI had a problem with cryptosporidium......I don't think any residential type filter can protect against that but might as well do whatever you can. My in-laws u...
by fishandgolf
Thu Nov 16, 2017 6:44 pm
Forum: Investing - Help with Personal Investments
Topic: Too much risk for early retirement?
Replies: 21
Views: 3293

Re: Too much risk for early retirement?

You have substantial assets that will allow early retirement....72(t).....

Health Care.....what have you decided about this major income commitment?
by fishandgolf
Thu Nov 16, 2017 6:21 pm
Forum: Personal Consumer Issues
Topic: Under the sink water filter
Replies: 14
Views: 880

Re: Under the sink water filter

Other than cost, why not reverse osmosis? Charcoal filters don’t do much more than remove sediment / improve flavor. If you’re worried about pathogens, get a UV light system to kill them. Same question as dm200.........what is your source? If it's a private or shared well, you may have other issues...
by fishandgolf
Wed Nov 15, 2017 10:55 am
Forum: Personal Consumer Issues
Topic: Favorite Holiday Recipes
Replies: 48
Views: 3993

Re: Favorite Holiday Recipes

Looking a FABULOUS appetizer recipe for those upcoming holiday cocktail parties...... Bacon Wrapped Smokies ....by far one of the best! :beer http://allrecipes.com/recipe/69919/bacon-wrapped-smokies/ It has a Five Star rating out of 1290 reviews .....it's that good. Read the reviews for a few tips.....
by fishandgolf
Wed Nov 15, 2017 12:31 am
Forum: Personal Consumer Issues
Topic: Wall Street Journal - What Gives?
Replies: 7
Views: 1675

Re: Wall Street Journal - What Gives?

There are better deals for new subscribers. The trick is to become a new subscriber. Perhaps your daughter needs a subscription. They may also give you a better offer when you call to cancel. When asked why, explain that cost is the main issue. If they don't give you a good deal, actually cancel. T...
by fishandgolf
Wed Nov 15, 2017 12:26 am
Forum: Personal Consumer Issues
Topic: Wall Street Journal - What Gives?
Replies: 7
Views: 1675

Wall Street Journal - What Gives?

I've been a subscriber to the WSJ for 25+ years...... print edition is my way.........only way. When I was working and had air mile points, I would use those points to renew subscription. I had to jump through a few hoops (actually a lot of hoops) and be creative to get the annual subscription. Sinc...
by fishandgolf
Wed Nov 15, 2017 12:01 am
Forum: Personal Consumer Issues
Topic: Favorite Holiday Recipes
Replies: 48
Views: 3993

Re: Favorite Holiday Recipes

That would be great "pondering".....................
by fishandgolf
Tue Nov 14, 2017 11:32 pm
Forum: Personal Consumer Issues
Topic: Favorite Holiday Recipes
Replies: 48
Views: 3993

Re: Favorite Holiday Recipes

Bogleheads.....For those who like holiday breads, you might try this. Stollen Recipe This was used by my grandfather in Brooklyn NY (circa 1920-25) at the Hapscomb Bakery (now defunct). It is very simple, but a time consuming recipe. This yields 4 loaves of stollen. Ingredients Three (3) packages o...
by fishandgolf
Sat Nov 11, 2017 9:55 am
Forum: Investing - Theory, News & General
Topic: Retirees: I got this!!
Replies: 82
Views: 9878

Re: Retirees: I got this!!

Of those BHs who've been retired a while, I was wondering when you really started feeling comfortable about your finances in retirement. I've been retired nine years and the first two or three were stressful. I started to learn about the Boglehead way of investing in my second year. After a few yea...
by fishandgolf
Sat Nov 11, 2017 9:37 am
Forum: Personal Consumer Issues
Topic: Favorite Holiday Recipes
Replies: 48
Views: 3993

Favorite Holiday Recipes

With the Holidays fast approaching, once again, it's time to dig out those favorite family recipes and fill the bins with treats...... Having been retired for nine years and DW still working full-time.......I get called upon to do most of the Holiday baking / cooking. So, of the gazillions of differ...
by fishandgolf
Fri Nov 10, 2017 1:08 pm
Forum: Personal Consumer Issues
Topic: Septic tank - deal killer?
Replies: 47
Views: 4150

Re: Septic tank - deal killer?

I know you didn't ask this but if the house has a septic, what is the source of water? If it's a single or shared well, I would check and verify the age and condition of the pump, well lines, etc. The water will be tested and pass state requirements before mortgage company will approve the loan. If ...
by fishandgolf
Fri Nov 10, 2017 11:27 am
Forum: Personal Consumer Issues
Topic: what pickup truck
Replies: 65
Views: 5003

Re: what pickup truck

Recently purchased new 2017 Chevy Silverado 1500 LT with 5.3 V-8 and tow package. Averaging 18 mpg. We like it (she drives it more than I do)....rides smooth and handles very well. This is our (DW is huge Chevy fan) first pickup truck so don't have any background other than to say we've usually owne...
by fishandgolf
Tue Oct 31, 2017 8:18 pm
Forum: Personal Finance (Not Investing)
Topic: What was the main reason you retired?
Replies: 210
Views: 15454

Re: What was the main reason you retired?

I am not sure your list includes one of the most common reasons that one side of a couple retires. I retired 18 months ago to assist my wife in her battle/treatment for ovarian cancer. I had been working for about 1 year of her battle, but I was sure she could use more of my time to support her thr...
by fishandgolf
Mon Oct 30, 2017 4:33 pm
Forum: Personal Finance (Not Investing)
Topic: New baby and considering going to one income
Replies: 28
Views: 2551

Re: New baby and considering going to one income

Hi all, My wife and I have a one month old baby and we are considering having her stay home with the baby. Greeting Triple digit golfer: Aside from the income, I've gotta tell ya a quick story about our situation......~37 years ago. When my wife and I got married, I didn't want kids......she did, I...
by fishandgolf
Sat Oct 28, 2017 8:56 am
Forum: Investing - Help with Personal Investments
Topic: Index investing is boring
Replies: 63
Views: 5680

Re: Index investing is boring

monkey_business wrote:
Thu Oct 26, 2017 3:30 pm
Running on a treadmill is far more boring than running away from a lion. Alas, the former has some advantages over the latter.
That's funny..... :D
by fishandgolf
Wed Oct 25, 2017 7:26 am
Forum: Local Chapters and Bogleheads Community
Topic: Wisconsin - Milwaukee meetings - Master Thread
Replies: 15
Views: 3793

Re: Wisconsin - Milwaukee meetings - Master Thread

Thanks for the notification of the two meetings. I was briefly confused until I read the entire post. I do plan to attend the Nov. 7th meeting. How long does the meeting last. Do I need to bring lap top?
by fishandgolf
Tue Oct 24, 2017 9:25 am
Forum: Personal Consumer Issues
Topic: Running shoes/insoles
Replies: 35
Views: 2245

Re: Running shoes/insoles

Avid runner here. One other thing is that you MUST replace your shoes every 300 miles. Your feet/ankles/knees/hips/back will thank you. +++++1....this is an absolute MUST! I was a runner for 20+ years and finally knees, body parts wore out. I was never a long distance runner....usually 2-3 miles a ...
by fishandgolf
Thu Oct 19, 2017 5:44 pm
Forum: Personal Finance (Not Investing)
Topic: [If I die before my spouse, how to direct Vanguard advisors?]
Replies: 38
Views: 2982

Re: [If I die before my spouse, how to direct Vanguard advisors?]

This is an interesting thread. I'm in a similar boat as OP. DW has no interest in managing....or even trying to figure out what to do with account after I am past tense. What I have instructed her to do is to contact Vanguard and have the account managed by their Advisory Service.......I don't care ...
by fishandgolf
Wed Oct 18, 2017 6:27 pm
Forum: Personal Finance (Not Investing)
Topic: 2 Commas, Seven Figure
Replies: 19
Views: 3352

Re: 2 Commas, Seven Figure

Good for you! So far as sharing finances with family, we share with our daughters. They are adults, fully launched in their respective careers for years, and living the dream. Yes.....we do share most financial details with our two grown daughters.......they are the beneficiaries of our assets so t...
by fishandgolf
Wed Oct 18, 2017 10:11 am
Forum: Personal Finance (Not Investing)
Topic: 2 Commas, Seven Figure
Replies: 19
Views: 3352

Re: 2 Commas, Seven Figure

What I find difficult with this acheivement is the fact that there are very few folks who we can share this with. Although we do have a couple of family members that are two comma club members...... and have been for quite sometime, the majority of our family and friends are not....and will never be...
by fishandgolf
Wed Oct 18, 2017 9:07 am
Forum: Personal Finance (Not Investing)
Topic: 2 Commas, Seven Figure
Replies: 19
Views: 3352

2 Commas, Seven Figure

Yesterday was a pretty spectacular day for my wife and I. I checked our Vanguard account late yesterday afternoon and there it was........that second comma. Wow........I never thought I'd get that excited over a comma....but we did. :sharebeer A few years ago, we were fortunate enough to hit the two...
by fishandgolf
Sun Oct 15, 2017 5:48 pm
Forum: Personal Consumer Issues
Topic: What are you driving? And would you buy your current ride again?
Replies: 130
Views: 7645

Re: What are you driving? And would you buy your current ride again?

2012 Chevy Impala ........bought it as a program vehicle with 27K miles. Very nice ride and an inexpensive purchase.....would buy again. 2017 Chevy Silverado 1500 pickup. This is our first new vehicle purchase in 20+ years...also first pickup truck. Wife absolutely loves it....me too. Only had it f...
by fishandgolf
Fri Oct 06, 2017 10:37 am
Forum: Personal Consumer Issues
Topic: Weeklong vacation Thanksgiving
Replies: 13
Views: 1268

Re: Weeklong vacation Thanksgiving

I try to avoid flying around the big holidays since a canceled flight or a missed connection can be hard to recover from especially since you would need to find five seats on the same plane. If you do decide to fly I would highly recommend trying to get direct flights just so there will be less cha...
by fishandgolf
Wed Oct 04, 2017 6:49 pm
Forum: Personal Consumer Issues
Topic: River cruise recommendations (Europe)
Replies: 19
Views: 1625

Re: River cruise recommendations (Europe)

An acquaintance of ours did a 10-day river cruise in France a few years ago. Don't know the name of the cruise line but he said the pinnacle of the trip was a day spent at Normandy Beach....very emotional.....very moving. If you're into the WWII stuff (I am), might be a place to check out. This past...
by fishandgolf
Sat Sep 30, 2017 4:50 pm
Forum: Personal Consumer Issues
Topic: Hardwood/Laminate floors ?
Replies: 17
Views: 1652

Re: Hardwood/Laminate floors ?

We recently had to replace our kitchen floor. I'd suggest looking into Vinyl plank flooring. Think: it's vinyl but looks like hardwood. It's similar to laminate -- but is water*proof* (versus water resistant for laminate). We picked it up at Home Depot and installed ourselves. Pretty easy install p...
by fishandgolf
Thu Sep 28, 2017 9:31 pm
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads you would most like to meet and why?
Replies: 134
Views: 9894

Re: Bogleheads you would most like to meet and why?

Articpinapplecorp.....I would like to me this person...............

I have a great respect for his detailed knowledge. I have read a number of his posts and his detailed replies make a seemingly difficult subject much easier to understand........... :sharebeer
by fishandgolf
Mon Sep 25, 2017 7:46 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security Question [Social Security Offering Lump Sum]
Replies: 26
Views: 3288

Re: Social Security Question [Social Security Offering Lump Sum]

I waited until I turned 70 to collect $3214 a month from SS. I was called by an agent asking if I would like to take a lump sum of $27,000 which would reduce my future benefits by $146 a month. Obvious answer..... why would an "agent" con man spend time calling hundreds or thousands of people tryin...
by fishandgolf
Sun Sep 24, 2017 4:25 pm
Forum: Personal Finance (Not Investing)
Topic: Age you retired
Replies: 112
Views: 8912

Re: Age you retired

Retired at age 56.......almost 9 years ago. However, wife works full-time (for insurance) so I do all home chores....cooking, cleaning, grocery shopping, laundry, etc. But, my DW does allow me some time to "fishandgolf"............
by fishandgolf
Sun Sep 24, 2017 4:16 pm
Forum: Personal Consumer Issues
Topic: Where do you get your news?
Replies: 131
Views: 9151

Re: Where do you get your news?

Wall Street Journal.......25+ years....
by fishandgolf
Wed Sep 06, 2017 8:24 pm
Forum: Personal Finance (Not Investing)
Topic: Check Received: What to do?
Replies: 22
Views: 2348

Re: Check Received: What to do?

For reasons unknown, the cable company sent a check to my long-departed mother-in-law, which was received by my wife. The check is for a very small amount, perhaps enough to cover a lunch for two at an upscale diner. My wife was the executor of the estate, which has long since been dissolved. What ...