Search found 374 matches

by fishandgolf
Fri Nov 16, 2018 10:45 pm
Forum: Personal Finance (Not Investing)
Topic: Update Re: Hubby soon to be laid off
Replies: 22
Views: 2929

Re: Update Re: Hubby soon to be laid off

That is such great news.............Happy Thanksgiving to you and your family.......

Wish you all the best of luck!!!!
by fishandgolf
Fri Nov 16, 2018 10:40 pm
Forum: Personal Consumer Issues
Topic: Need advice on (2) jackets.
Replies: 31
Views: 2153

Re: Need advice on (2) jackets.

As others have said............"dump the fuzz"
by fishandgolf
Fri Nov 16, 2018 9:44 am
Forum: Personal Consumer Issues
Topic: Home sale etiquette: wall repair
Replies: 48
Views: 2499

Re: Home sale etiquette: wall repair

I'm pretty surprised by the responses here. I've always patched and painted over all of the holes I made in the walls in the 4 homes that I've sold. It's sort of odd IMO that people suggest the buyer is aware of all the holes. I'd assume they were all hidden by whatever was hanging on the wall. A s...
by fishandgolf
Thu Nov 15, 2018 9:00 pm
Forum: Investing - Help with Personal Investments
Topic: Oops! Edward Jones tops Vanguard in customer survey
Replies: 50
Views: 5104

Re: Oops! Edward Jones tops Vanguard in customer survey

Hey......EJ rep will send you a Birthday Card...........not gonna get that from VG. :beer My Vanguard rep once sent me a copy of "Enough" signed by Mr Bogle. :happy Very Cool. A friend that teaches financial classes received a book (don't recall book title) signed by John Bogle. Not only was it aut...
by fishandgolf
Tue Nov 13, 2018 7:52 pm
Forum: Investing - Help with Personal Investments
Topic: Oops! Edward Jones tops Vanguard in customer survey
Replies: 50
Views: 5104

Re: Oops! Edward Jones tops Vanguard in customer survey

Hey......EJ rep will send you a Birthday Card...........not gonna get that from VG. :beer
by fishandgolf
Sun Nov 11, 2018 10:01 am
Forum: Personal Finance (Not Investing)
Topic: State retirement pensions thoughts?
Replies: 36
Views: 3738

Re: State retirement pensions thoughts?

Does each state have a website that shows how much is being paid out in pensions for state employees / retirees?
by fishandgolf
Sat Nov 10, 2018 5:05 pm
Forum: Personal Consumer Issues
Topic: Worth fixing a 30-year-old Maytag dryer?
Replies: 66
Views: 12875

Re: Worth fixing a 30-year-old Maytag dryer?

Even if you don't do anything else, be sure to replace the hoses to the washing machine if you have not replaced them in the last ten years or so. These get brittle and if they break while you are not home then they can cause major water damage. Great advice! This happened to a friend.......major m...
by fishandgolf
Mon Oct 15, 2018 9:00 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3819
Views: 1078745

Re: What Movie Have You Recently Watched?

DW and I watched "Mama Mia....Here We Go Again" on Friday night........ It was very good.....not as good as the first "Mama Mia"....but still very entertaining. Didn't realize that Meryl Streep was not in the second movie until we started watching it. She was at top performance in the first one,.......
by fishandgolf
Thu Oct 11, 2018 7:03 pm
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 5912

Re: Anyone done a Hair Transplant?

Decades ago I went through what you did. At the time it was a drag. There were certain people who would keep looking up at the top of my head during conversations. Also, it did make dating more difficult. Some women didn't care, but I think most did. Over the years just started cutting it shorter a...
by fishandgolf
Thu Oct 11, 2018 6:56 pm
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 5912

Re: Anyone done a Hair Transplant?

My boss was bald.............he had a little placard on his desk.......

"God made only so many perfect heads....the rest he covered with hair :sharebeer
by fishandgolf
Thu Oct 11, 2018 6:21 pm
Forum: Personal Finance (Not Investing)
Topic: Home Purchase - Sellers Request Help with Repairs
Replies: 69
Views: 3201

Re: Home Purchase - Sellers Request Help with Repairs

OP......do you and your wife like.......and want this house? Are there other homes in the area that you like...are there other options? I take it that you guys really like this house.....otherwise you would not have started this thread.... My advice..........work it out with the seller. You really d...
by fishandgolf
Thu Oct 11, 2018 6:04 pm
Forum: Personal Finance (Not Investing)
Topic: Home Purchase - Sellers Request Help with Repairs
Replies: 69
Views: 3201

Re: Home Purchase - Sellers Request Help with Repairs

I wonder if the agent(s) involved have steered this issue in the wrong direction. It seems to me the easiest solution is to just lower the contract price. The problem is that lowers the agent's commission so some would not be willing to make that suggestion. Unwitting sellers and buyers could easil...
by fishandgolf
Wed Oct 03, 2018 9:12 am
Forum: Personal Consumer Issues
Topic: Need Good Ankle Brace for Golfing - Recommendations Please!
Replies: 10
Views: 569

Re: Need Good Ankle Brace for Golfing - Recommendations Please!

In addition to the figure-8 brace, my surgeon suggested I wear a high-top boot for a while and not running shoes. The high-top boot is a great suggestion livesoft. I do have a couple pair of high-top leather boots that I wear for grouse hunting that just might fit the bill; they might be a bit clun...
by fishandgolf
Wed Oct 03, 2018 7:21 am
Forum: Personal Consumer Issues
Topic: Need Good Ankle Brace for Golfing - Recommendations Please!
Replies: 10
Views: 569

Re: Need Good Ankle Brace for Golfing - Recommendations Please!

This might be similar to what sixty is also recommending, but when I had a major ankle surgery/recovery, my surgeon put me in this ankle brace when I first started walking. https://www.amazon.com/Med-Spec-264014-Stabilizer-Medium/dp/B00TZTO0VM It was great, provides lots of stabilization, but still...
by fishandgolf
Tue Oct 02, 2018 8:08 pm
Forum: Personal Consumer Issues
Topic: Need Good Ankle Brace for Golfing - Recommendations Please!
Replies: 10
Views: 569

Re: Need Good Ankle Brace for Golfing - Recommendations Please!

I'd call it a season and do some strengthening exercises for next year. yeah.....I've given much thought to that. Hate to end the season but rather than risk another injury......might be best to put the clubs away until next spring.......... :( Dust of the Kindle and find a few good reads..........
by fishandgolf
Tue Oct 02, 2018 7:43 pm
Forum: Personal Consumer Issues
Topic: Need Good Ankle Brace for Golfing - Recommendations Please!
Replies: 10
Views: 569

Re: Need Good Ankle Brace for Golfing - Recommendations Please!

My podiatrist sent me to see the therapist; the one mentioned above was the only one they had other than one (ASO) that I've been wearing for months, which has very limited side support. Just wondering if there are other braces that others have tried with good results?
by fishandgolf
Tue Oct 02, 2018 6:46 pm
Forum: Personal Consumer Issues
Topic: Need Good Ankle Brace for Golfing - Recommendations Please!
Replies: 10
Views: 569

Need Good Ankle Brace for Golfing - Recommendations Please!

I am in desperate need for the very good ankle brace for my left foot; I need it for golfing.......... Last year I had a torn tendon on left ankle; had surgery in January 2018. Everything was going well......got back on the golf course in May. Then, I re-injured the ankle...while golfing. It has bee...
by fishandgolf
Sun Sep 23, 2018 5:03 pm
Forum: Personal Consumer Issues
Topic: How to get rid of rabbits
Replies: 66
Views: 3797

Re: How to get rid of rabbits

David Jay wrote:
Sat Sep 22, 2018 8:38 pm
High speed lead poisoning
ROTFL............. :D :D Now that there is funny...............!!
by fishandgolf
Sun Sep 16, 2018 2:04 pm
Forum: Personal Consumer Issues
Topic: WSJ print edition renwal time - any discounts?
Replies: 68
Views: 4645

Re: WSJ print edition renwal time - any discounts?

....So now, every year at renewal time, I just change the name on the subscription (wife's name, dog's name, etc.) .....also, I had to take out a new email address cuz my current email address would not allow it. Yes, different name and different email addy, but didn't they question why the physica...
by fishandgolf
Sun Sep 16, 2018 10:44 am
Forum: Personal Consumer Issues
Topic: WSJ print edition renwal time - any discounts?
Replies: 68
Views: 4645

Re: WSJ print edition renwal time - any discounts?

I've been getting the print edition to the WSJ for 25+ years......the most relaxing part of my day is sitting down with a cup of java and read the paper. :beer Years ago I would use air miles to pay for the subscription. Now that I'm retired, I had to get a little creative. Last year when my subscri...
by fishandgolf
Fri Sep 14, 2018 12:05 pm
Forum: Personal Finance (Not Investing)
Topic: Pay off 3.125% 152k mortgage early?
Replies: 37
Views: 3221

Re: Pay off 3.125% 152k mortgage early?

Toons wrote:
Fri Sep 14, 2018 8:10 am
Pay it off as fast as you can,
Laser like focus.
+1000......

You 're asking this question because you hate debt.....me too. We paid ours off early also......there is no better feeling than having zero debt....

Pay it off.......at WARP SPEED!!!

:sharebeer
by fishandgolf
Mon Sep 10, 2018 9:43 am
Forum: Personal Consumer Issues
Topic: Decking materials -your thoughts
Replies: 11
Views: 1061

Re: Decking materials -your thoughts

Any exterior structure constructed of wood......regardless of the type (most common types), requires frequent maintenance.......if you want to keep it looking nice that is. Cedar will withstand the elements quite well but it will turn grey/black if left unfinished, which to me is unsightly. I live i...
by fishandgolf
Mon Sep 10, 2018 9:16 am
Forum: Personal Consumer Issues
Topic: Amazon Prime - Value?
Replies: 89
Views: 7579

Re: Amazon Prime - Value?

DW and I LOVE Prime......we both have stuffed delivered from Amazon 3-4 times per weeks; as the holidays near, that frequency will increase significantly. Most of the items are delivered with two days.....in a few cases it has been delivered in one day.....in a few.....maybe 3 days but for the most ...
by fishandgolf
Sun Sep 09, 2018 3:51 pm
Forum: Personal Consumer Issues
Topic: Men’s Underwear recommendation
Replies: 67
Views: 6961

Re: Men’s Underwear recommendation

Based on the comments on this thread........yep... I ordered one pair of the SAXX Platinum........$35.99..... Gotta say.......they are much more comfortable than the Duluth boxers that I've been wearing for the past many years. Next.....I'm thinking about ordering one pair of the SAXX loose fit boxe...
by fishandgolf
Fri Sep 07, 2018 7:51 pm
Forum: Investing - Help with Personal Investments
Topic: I want to pry my friend away from Edward Jones
Replies: 71
Views: 7799

Re: I want to pry my friend away from Edward Jones

I'd be careful -- if the market crashes after she moves her money, she may blame you. Consider steering the conversation towards the fees she's paying and recommend one of the less expensive advisors instead? (like Vanguard PAS) +++1000 Best advise given.......Unless they......and you fully underst...
by fishandgolf
Wed Sep 05, 2018 12:24 pm
Forum: Investing - Help with Personal Investments
Topic: I want to pry my friend away from Edward Jones
Replies: 71
Views: 7799

Re: I want to pry my friend away from Edward Jones

I had a couple friends with EJ. Had conversations with them, but neither have moved. The thought process of "moving," in itself seems like a heavy duty project....but we know differently. It only takes a few phone calls. I've given up. I try not to talk about investing with friends any longer. It m...
by fishandgolf
Wed Sep 05, 2018 11:45 am
Forum: Investing - Theory, News & General
Topic: Most commonly misused/misunderstood investing terms and concepts (on BH forum)
Replies: 220
Views: 11650

Re: Most commonly misused/misunderstood investing terms and concepts (on BH forum)

Investing the Boglehead way is simple. I totally agree that it is simple but the authors promoting this investing style, including John Bogle, write scores of books about this style of investing, and each book is several hundred pages. If it is so simple, why do we need all of those books? +1 Love ...
by fishandgolf
Tue Sep 04, 2018 7:25 pm
Forum: Investing - Help with Personal Investments
Topic: Why does Vanguard not give percentage for YTD returns?
Replies: 21
Views: 2312

Re: Why does Vanguard not give percentage for YTD returns?

Vanguard gives percentage rate of return for 1 year, 3 year, etc., but not for YTD return. Is there a way to get YTD return on the Vanguard website? Or do I need to figure it out myself? If I must figure it myself, can someone help with a reliable method? Thanks. I called VG more than a year ago ab...
by fishandgolf
Mon Sep 03, 2018 6:29 pm
Forum: Personal Consumer Issues
Topic: F2 Tornado just slammed our area - Any way to recover expenses?
Replies: 18
Views: 1559

Re: F2 Tornado just slammed our area - Any way to recover expenses?

Would this be a "Casualty or Theft Loss" on Schedule A, Form 1040? Thanks BolderBoy..............might be a window. Because we are planning to sell our house, we did have three realtors here in June to give us a fair market/equity evaluation. I actually have one in writing. Perhaps it would be prud...
by fishandgolf
Mon Sep 03, 2018 6:15 pm
Forum: Personal Consumer Issues
Topic: F2 Tornado just slammed our area - Any way to recover expenses?
Replies: 18
Views: 1559

Re: F2 Tornado just slammed our area - Any way to recover expenses?

Insurer also paid for roof replacement as it had been damaged by accompanying hail. Insurance adjuster was here yesterday to inspect the roof and exterior for possible damage........no damage. Good news. I was in the house while the tornado hit. It started with a slow flutter of the leaves....then ...
by fishandgolf
Mon Sep 03, 2018 5:58 pm
Forum: Personal Consumer Issues
Topic: F2 Tornado just slammed our area - Any way to recover expenses?
Replies: 18
Views: 1559

Re: F2 Tornado just slammed our area - Any way to recover expenses?

We had a tree land on our home during a storm a few years back. Because there had been damage to our home when a tree fell on our home, tree clean-up/removal went under homeowners. However, the trees that you are describing that fell without any damage to your home, you are responsible for the clea...
by fishandgolf
Mon Sep 03, 2018 3:05 pm
Forum: Personal Consumer Issues
Topic: F2 Tornado just slammed our area - Any way to recover expenses?
Replies: 18
Views: 1559

Re: F2 Tornado just slammed our area - Any way to recover expenses?

Broken Man 1999 wrote:
Mon Sep 03, 2018 2:42 pm
Wow!

Were any of the fallen trees recovered for lumber, firewood?

Broken Man 1999
No...did not salvage the wood. There are so many down trees as a result of this storm, the price to harvest the wood is nearly as much as it is to have it taken out.
by fishandgolf
Mon Sep 03, 2018 2:58 pm
Forum: Personal Consumer Issues
Topic: F2 Tornado just slammed our area - Any way to recover expenses?
Replies: 18
Views: 1559

Re: F2 Tornado just slammed our area - Any way to recover expenses?

I'd be talking to all the neighbors to see what they are doing. In the past, we were in no hurry to deal with trees that did not fall on the house nor block access to the driveway. I'd like to think it made things cheaper when we finally dealt with things as the tree folks were begging us for our b...
by fishandgolf
Mon Sep 03, 2018 1:58 pm
Forum: Personal Consumer Issues
Topic: F2 Tornado just slammed our area - Any way to recover expenses?
Replies: 18
Views: 1559

F2 Tornado just slammed our area - Any way to recover expenses?

On Tuesday, August 28th at approximately 4:15 PM an F2 tornado tore through our area (Dodge and Fond du lac counties in Wisconsin). In fact the National Weather Service recently confirmed that 17 tornadoes (F1 and F2) came through at the same time......covering a wide area of homes and farmland....~...
by fishandgolf
Mon Aug 20, 2018 10:07 am
Forum: Personal Consumer Issues
Topic: Composite Decking Material
Replies: 41
Views: 3375

Re: Composite Decking Material

OP....check out this link for NewTechWood.......it's a composite material and is great looking. I ordered samples a few weeks ago and they look fabulous. Samples can be ordered directly from the company at no charge......and free shipping! http://www.newtechwood.com/us/deck-tile-naturale.html#colors...
by fishandgolf
Wed Aug 15, 2018 9:08 am
Forum: Personal Consumer Issues
Topic: Best consumer products - made in USA
Replies: 62
Views: 3540

Re: Best consumer products - made in USA

Personally I don't care where products I buy are manufactured or where the company is headquartered. I also do not consider the politics of the company or its ownership in my buying decision. I believe in purchasing the best value products available regardless of where they are made. +1 Couldn't ag...
by fishandgolf
Sat Aug 11, 2018 10:23 am
Forum: Personal Finance (Not Investing)
Topic: Should I tell my family/friend that they are making a financial mistake?
Replies: 87
Views: 8187

Re: Should I tell my family/friend that they are making a financial mistake?

acegolfer: In my experience, the best way to convince someone of the many advantages of investing the Boglehead Way, is to give them a good book about investing. I suggest Jack Bogle's latest edition of "The Little Book of Common Sense Investing." Best wishes. Taylor I think that book is one of the...
by fishandgolf
Sun Aug 05, 2018 4:51 pm
Forum: Investing - Theory, News & General
Topic: WSJ - How Brokers Make More On Your Cash Than You Do.
Replies: 28
Views: 4203

Re: WSJ - How Brokers Make More On Your Cash Than You Do.

Thanks for the insight......another question: A quote for the article: "At Morgan Stanley, $6.3 billion of that cash is in a money-market fund yielding 1.8%. On Aug. 13th the firm will shut that fund and sweep its clients' idle cash into bank accounts that, after a transition period, could yield muc...
by fishandgolf
Sun Aug 05, 2018 4:03 pm
Forum: Investing - Theory, News & General
Topic: WSJ - How Brokers Make More On Your Cash Than You Do.
Replies: 28
Views: 4203

WSJ - How Brokers Make More On Your Cash Than You Do.

An article in yesterday's WSJ (August 4th) featured an article by Jason Zweig that talked about cash money in brokerage accounts and bank sweeps. In short, Zweig mentions a number of large firms that are making a pile of money on investors cash by making bank sweeps. :?: I've read the article a few ...
by fishandgolf
Sat Jul 21, 2018 8:06 pm
Forum: Personal Consumer Issues
Topic: Garage door experts
Replies: 19
Views: 1499

Re: Garage door experts

bac wrote:
Sat Jul 21, 2018 4:34 pm
If you don't have them now, make sure to run safety cables through the new springs.
Great safety suggestion..........but it pertains to extension springs. Torsion springs are coiled around an overhead roller bar that should provide similar protection.
by fishandgolf
Tue Jul 10, 2018 5:59 pm
Forum: Personal Consumer Issues
Topic: Flooring for New House
Replies: 57
Views: 4299

Re: Flooring for New House

I will never have hardwood flooring in the kitchen. We have friends that do.....and they have grand kids. Those little tykes have spilled Koolaid, milk, etc. in the kitchen. That stuff gets under the flooring and now.............they have ants.....lots of them. Then something is wrong with the inst...
by fishandgolf
Mon Jul 09, 2018 6:30 pm
Forum: Personal Consumer Issues
Topic: Flooring for New House
Replies: 57
Views: 4299

Re: Flooring for New House

A reminder to the OP and everyone else: Keep some leftover tiles, planks or whatever for future repairs.
[/quote]


Excellent recommendation!
by fishandgolf
Mon Jul 09, 2018 6:28 pm
Forum: Personal Consumer Issues
Topic: Flooring for New House
Replies: 57
Views: 4299

Re: Flooring for New House

Congratulations on the new house! My wife and I are knee deep in the process of planning for a new house; planning now........start to build in early spring 2019 I really like hardwood flooring and will do that in the great room. We live in a log home (almost 18 years and it's time to down size) and...
by fishandgolf
Fri Jun 29, 2018 5:29 pm
Forum: Personal Consumer Issues
Topic: Best way to clean eyeglasses?
Replies: 59
Views: 4280

Re: Best way to clean eyeglasses?

cheese_breath wrote:
Thu Jun 28, 2018 12:20 pm
Zeiss wipes. Get them at Walmart.

+1

Even the "Equate" brand is just a good............and cost is $1.00 less than the Zeiss...... 8-)
by fishandgolf
Sun Jun 24, 2018 6:15 pm
Forum: Personal Consumer Issues
Topic: Did you celebrate when you finally hit $1m?
Replies: 209
Views: 22396

Re: Did you celebrate when you finally hit $1m?

yeah.....we did...sorta. Bought a bottle of Bogle wine (play on the name only).....tossed a few steaks on the grill..........whaaa whooo. Ok........months later...........$1MM seems like a great milestone but not much to celebrate; perhaps it's just old shoe. What am I missing? $1MM today is worth s...
by fishandgolf
Mon Jun 04, 2018 6:47 pm
Forum: Personal Finance (Not Investing)
Topic: Might one take social security before 70 because you would hit total family benefits earlier?
Replies: 32
Views: 2441

Re: Might one take social security before 70 because you would hit total family benefits earlier?

OP.........just a quick note, the person that you mention in your OP......I believe his name is Mike Piper....also known as the ("ObliviousInvestor")......not Mark Piper. Just in case someone wants to do further research.
by fishandgolf
Fri May 25, 2018 6:10 pm
Forum: Personal Consumer Issues
Topic: vinyl plank brands, which is best?
Replies: 13
Views: 1583

Re: vinyl plank brands, which is best?

It can be installed on stairs but you need stair nosing.I would not attempt the stairs yourself.The mm is the wearlayer thickness,not the plank.More wearlayer is better.Everyone thinks installing lvt or laminate is easy,but it is not.The middle of the room is easy,but doorways,halls,corners,angles ...
by fishandgolf
Thu May 24, 2018 7:14 pm
Forum: Personal Consumer Issues
Topic: vinyl plank brands, which is best?
Replies: 13
Views: 1583

Re: vinyl plank brands, which is best?

Home Depot has an excellent selection of several top brands; at the moment I don't recall the specific names but they are top quality. I installed vinyl planking in our mudroom and kitchen a year ago. Very inexpensive and easy to install. However, in order to do a quality job you will need a vinyl t...
by fishandgolf
Fri Apr 27, 2018 4:58 pm
Forum: Personal Consumer Issues
Topic: Amazon to raise Prime membership in US to $119 from $99
Replies: 145
Views: 12375

Re: Amazon to raise Prime membership in US to $119 from $99

Living in a rural community, Amazon is where its at for almost anything I can get from them. Local stores are expensive and have very limited selection. Even for things that the Walmart in town carries, I just go to Amazon and put it in the shopping cart. The trip to town is 10 miles each way, so t...
by fishandgolf
Tue Apr 10, 2018 5:57 pm
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 567
Views: 42066

Re: Name something you bought that wasn't cheap and glad you did

Log home in the woods........lot's of work but.........we enjoy every minute .....especially during the winter snow falls..... :sharebeer