Search found 834 matches

by camper
Mon Sep 03, 2018 10:12 pm
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 837
Views: 156389

Re: Boglehead Beer

Here are some I have enjoyed recently. Founders Angry Bastard I don't think this is a thing. I've enjoyed both of these beers: Founders Dirty Bastard (Scotch Ale) Stone Arrogant Bastard (Aggressive Strong Ale) But I don't recall Founders making a beer called Angry Bastard. Google isn't aware of it,...
by camper
Mon Sep 03, 2018 12:31 pm
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 837
Views: 156389

Re: Boglehead Beer

Here are some I have enjoyed recently. Founders Angry Bastard Prolly you meant Dirty Bastard, or the barrel-aged version Backwoods Bastard. Both get a thumbs up from me. :sharebeer As for other Scotch Ales, I've yet to try Scotty Karate from Dark Horse. I came close to trying Under the Kilt from Dr...
by camper
Mon Sep 03, 2018 9:16 am
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 837
Views: 156389

Re: Boglehead Beer

Here are some I have enjoyed recently.
Founders Dirty (edited) Bastard
Sam Smith's Organic Chocolate
Sam Smith's Taddy Porter
Wells Sticky Toffee Pudding Ale
by camper
Sun Aug 26, 2018 1:37 pm
Forum: Investing - Help with Personal Investments
Topic: 28 year's old with no retirement savings.
Replies: 31
Views: 3342

Re: 28 year's old with no retirement savings.

Don't sweat it. I was in a very similar situation at your age. You have found a great resource (the Bogleheads) to learn from to be successful financially. Some things to keep in mind... 1) Thank your parents for everything they are doing for you. Rent free is a beautiful thing. 2) Sign up for the 4...
by camper
Wed Aug 01, 2018 8:12 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)
Replies: 762
Views: 78686

Re: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)

Any indication when Vanguard will follow suit? It’s a pain to transfer companies but this would be worth it I don't believe that VG uses loss-leaders or subsidizes funds as other MF companies do. The VG ER is truly what the cost to run the fund is. It's that simple. The Johnson family is rich and c...
by camper
Fri Jul 06, 2018 8:03 pm
Forum: Personal Consumer Issues
Topic: Best Pellet Smoker for the money? Rec Tec?
Replies: 8
Views: 1559

Re: Best Pellet Smoker for the money? Rec Tec?

I really enjoy our Camp Chef. We use it a couple times a week.
by camper
Wed Jul 04, 2018 1:43 pm
Forum: Personal Consumer Issues
Topic: Monthly Water Usage
Replies: 61
Views: 4529

Re: Monthly Water Usage

I work for a fairly large water utility in the desert. Here is a stat that may put your family's water use in perspective. 80% of our single-family customers use less than 10 CCF or 7,480 gallons per month. I think your family's water use is pretty average.
by camper
Sat Jun 30, 2018 5:16 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2033
Views: 378839

Re: What are you up YTD? [Year To Date]

80/20

XIRR -0.01%
by camper
Mon Feb 12, 2018 10:47 am
Forum: Personal Consumer Issues
Topic: Birding binoculars under $500?
Replies: 21
Views: 1553

Re: Birding binoculars under $500?

Go Vortex.
I'm a hunter and have had my fair share of optics.
Good quality and can't beat the Vortex no questions asked warranty. I've utilized it and was amazed at the quick turnaround time.
by camper
Sat Jan 20, 2018 1:12 pm
Forum: Investing - Theory, News & General
Topic: Post Your Morningstar Box Style
Replies: 111
Views: 10431

Re: Post Your Morningstar Box Style

15 16 16
10 12 10
09 08 04
by camper
Sun Dec 31, 2017 12:13 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2033
Views: 378839

Re: What are you up YTD? [Year To Date]

XIRR 18.49%
80/20 portfolio with a 40% tilt to intl and a 40% tilt to mid/small.
by camper
Fri Sep 22, 2017 6:44 am
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads you would most like to meet and why?
Replies: 134
Views: 13160

Re: Bogleheads you would most like to meet and why?

Trev H
Check out post titled Ultimate Buy and Hold - 8 slices vs 4
by camper
Mon Jul 10, 2017 10:32 pm
Forum: Personal Consumer Issues
Topic: The Bogleheads' Guide to Retirement Planning
Replies: 2
Views: 891

The Bogleheads' Guide to Retirement Planning

Just thought I would pass along that I saw that The Bogleheads' Guide to Retirement Planning will be an Amazon Prime Day deal tomorrow at ~6am Arizona time.
Don't forget to use the Bogleheads link if you make any purchases.
by camper
Tue Jul 04, 2017 10:50 am
Forum: Investing - Help with Personal Investments
Topic: Getting out WR AZ 529 fund plan
Replies: 3
Views: 538

Re: Getting out WR AZ 529 fund plan

We use the Fidelity AZ plan for our 529 needs.
If you are an AZ resident you can utilize up to a $4,000 state tax deduction.
It is a cheap option for age-based index funds.
by camper
Sun Jul 02, 2017 10:59 am
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2033
Views: 378839

Re: What are you up YTD? [Year To Date]

9.24%

Portfolio is 80/20
55/45 US/Intl
50/50 LC/SC
by camper
Tue Jan 10, 2017 9:23 pm
Forum: Investing - Help with Personal Investments
Topic: ICMA retirement transfer to Vanguard [457 plan administrator]
Replies: 8
Views: 1256

Re: ICMA retriement transfer to Vanguard

My 457 plan is at ICMA also. I love it. Vanguard fund options with dirt cheap ERs.
I wouldn't use them for an IRA though. Vanguard is the place for me.
by camper
Sun Jan 01, 2017 8:35 pm
Forum: Investing - Theory, News & General
Topic: 2017 hedge fund contest
Replies: 247
Views: 40878

Re: 2017 hedge fund contest

Death Knell Fund

Short: SHLD
by camper
Wed Nov 02, 2016 3:29 pm
Forum: Personal Consumer Issues
Topic: Best Albums of 2016
Replies: 90
Views: 10825

Re: Best Albums of 2016

Chevelle- The North Corridor
Bear Hands- You'll Pay for This
Kongos- Egomaniac
Rival Sons- Hollow Bones
Local Natives- Sunlit Youth
The Moth & The Flame- Young & Unafraid
by camper
Thu Sep 29, 2016 5:41 pm
Forum: Personal Finance (Not Investing)
Topic: No Appraisal Refinance
Replies: 23
Views: 2740

Re: No Appraisal Refinance

We did a no cash refi last month with Sebonic (Cardinal Financial). We were told it was going to be $575 for the appraisal. We paid it. The next day we received a refund. They notified us we qualified for some sort of government program (not HARP) where no appraisal was necessary.
by camper
Tue Aug 23, 2016 9:28 pm
Forum: Personal Finance (Not Investing)
Topic: Refi fees
Replies: 3
Views: 683

Refi fees

We are going to refinance our home. We are 7.5 years into a 30 year mortgage at 4.75% Home valuations in our area have improved enough where refinancing is now a viable option. We are refinancing into a 15 year at 2.75%. We were checking out the closing costs. Looks pretty normal to us. Mostly prepa...
by camper
Thu Aug 11, 2016 2:02 pm
Forum: Personal Consumer Issues
Topic: How much vacation time do you get at work?
Replies: 155
Views: 15533

Re: How much vacation time do you get at work?

20 vacation days per year
13 sick days per year
by camper
Tue Aug 02, 2016 6:30 am
Forum: Personal Consumer Issues
Topic: Changing mesh screen of patio sliding door
Replies: 8
Views: 1042

Re: Changing mesh screen of patio sliding door

I did it myself after watching a few youtube videos. Quick and easy experience. Our local Ace Hardware does it as well.
by camper
Sat Jan 23, 2016 7:35 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone else recently had FIA Fidelity VISA card compromised?
Replies: 5
Views: 706

Re: Anyone else recently had FIA Fidelity VISA card compromised?

Just checked...All good.
The FIA Fidelity AMEX we have had a couple issues in the past couple years.
by camper
Sun Jan 03, 2016 9:36 pm
Forum: Investing - Theory, News & General
Topic: 2016 hedge fund contest
Replies: 250
Views: 33717

Re: 2016 hedge fund contest

Winter Heat fund

Long:
RGR
SWHC
OLN

Short:
SKX
SAGE
GIMO
by camper
Fri Jan 01, 2016 3:34 pm
Forum: Personal Finance (Not Investing)
Topic: How did your retirement Portfolio do in 2015?
Replies: 95
Views: 8917

Re: How did your retirement Portfolio do in 2015?

Portfolio XIRR -0.72%

Best performer: DFA International Small Company Portfolio (DFISX) +6.65%
Worst performer: Vanguard Small-Cap Value Index Fund Admiral (VSIAX) -3.73%

Retirement savings rate was 27.91%
by camper
Fri Oct 16, 2015 7:33 pm
Forum: Personal Consumer Issues
Topic: Any Boglehead [game] hunters?
Replies: 18
Views: 1804

Re: Any Boglehead [game] hunters?

I bought a used Ruger American .270 off of gunbroker.com a couple of years ago.
Transaction went smooth.
Rifle shoots straight.
I will be hunting Whitetail in a couple of weeks.
by camper
Sat Jul 18, 2015 9:59 pm
Forum: Personal Finance (Not Investing)
Topic: honda civic or Prius?
Replies: 86
Views: 18094

Re: honda civic or Prius?

My wife got a 2014 Honda Civic EX last year. She likes it. We are averaging 35.1 MPG.
by camper
Fri Jul 03, 2015 8:24 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2033
Views: 378839

Re: What are you up YTD? [Year To Date]

camper wrote:Up 2.28%
Portfolio is:
80/20 stock/bond
60/40 US/Intl
50/50 large/small
with 10% stock allocation to reit
This is how I calculated our YTD...

(1+XIRR)^(181/365)-1
by camper
Fri Jul 03, 2015 1:51 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2033
Views: 378839

Re: What are you up YTD? [Year To Date]

Up 2.28%
Portfolio is:
80/20 stock/bond
60/40 US/Intl
50/50 large/small
with 10% stock allocation to reit
by camper
Mon Jun 01, 2015 6:35 pm
Forum: Personal Consumer Issues
Topic: good vacuum cleaner for up to $200?
Replies: 26
Views: 4118

Re: good vacuum cleaner for up to $200?

We picked up this one at Costco a couple of weeks ago. We primarily got it for use on our stairs. We tried it on the carpet after vacuuming with our Dyson. We were surprised at how much the Dyson had left behind and the Shark picked up. We shall see how long the Shark lasts. It is also on sale. The...
by camper
Mon Jun 01, 2015 6:30 pm
Forum: Investing - Help with Personal Investments
Topic: To REIT or not to REIT
Replies: 26
Views: 6455

Re: To REIT or not to REIT

Questions to ask yourself: Do you own your home? What percentage of your net worth is your home? Do you want to be more heavily invested in real estate considering that, even if it is more diversified within real estate rather than simply being residential? How do you rebalance in/out of your resid...
by camper
Sun May 31, 2015 9:16 pm
Forum: Personal Consumer Issues
Topic: good vacuum cleaner for up to $200?
Replies: 26
Views: 4118

Re: good vacuum cleaner for up to $200?

We picked up this one at Costco a couple of weeks ago. We primarily got it for use on our stairs. We tried it on the carpet after vacuuming with our Dyson. We were surprised at how much the Dyson had left behind and the Shark picked up. We shall see how long the Shark lasts. It is also on sale.
by camper
Fri May 15, 2015 5:32 pm
Forum: Personal Consumer Issues
Topic: Service Line Warrenties
Replies: 2
Views: 389

Re: Service Line Warrenties

How old are your water and sewer lines?
How far do your lines run?
Are there any major obstacles to get around when you have to run new lines?
by camper
Mon May 11, 2015 9:20 am
Forum: Investing - Theory, News & General
Topic: International - Who really is at 40%
Replies: 93
Views: 11405

Re: International - Who really is at 40%

Our AA states for us to be at 40% of equities in intl. Currently we are ~42% intl because of performance.
by camper
Sun Apr 26, 2015 9:55 pm
Forum: Personal Consumer Issues
Topic: Cost to replace a side view mirror
Replies: 22
Views: 52659

Re: Cost to replace a side view mirror

I backed out of the garage in my Silverado and ruined the driver side mirror. $40 on Ebay. I swapped it out in 10 minutes. Good as new.
by camper
Sun Apr 26, 2015 11:31 am
Forum: Personal Consumer Issues
Topic: Car Accident - Honda Civic for Replacement?
Replies: 13
Views: 2068

Re: Car Accident - Honda Civic for Replacement?

We bought a new Civic for my wife last October. We have been happy with it. Great gas mileage. It is not the most exciting car to drive, but very functional.
by camper
Thu Apr 23, 2015 8:34 am
Forum: Personal Finance (Not Investing)
Topic: Wife would like employment advice from the Bogleheads
Replies: 31
Views: 4681

Re: Wife would like employment advice from the Bogleheads

My wife would like to thank everyone for their assistance. She decided to stay in her current position. She likes everyone she works with and in the end that was more important than better benefits. Her current employer never has a problem paying for continuing education either and that is something...
by camper
Wed Apr 22, 2015 12:09 am
Forum: Personal Finance (Not Investing)
Topic: Wife would like employment advice from the Bogleheads
Replies: 31
Views: 4681

Re: Wife would like employment advice from the Bogleheads

Here is the way to look at the monetary parts 1. Salary- Wash 2. PTO , seems unclear. Is the policy of her current work to give her 192 PTO which can be used for either vacation or illness, I don't see a sep. column? So let's say extra 100 hours , or 12 days paid leave, potentially. 3. The TSP Matc...
by camper
Tue Apr 21, 2015 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: Wife would like employment advice from the Bogleheads
Replies: 31
Views: 4681

Wife would like employment advice from the Bogleheads

My wife is having a hard time with an employment opportunity. She is an RN at a local not-for-profit hospital. She makes a decent wage and is generally happy with the people that she works with and the job itself. She also feels somewhat loyal to this hospital. She started as a volunteer there while...
by camper
Wed Apr 15, 2015 6:44 pm
Forum: Personal Consumer Issues
Topic: How much should a small tile floor (3' X 5') cost? $2000?
Replies: 47
Views: 6682

Re: How much should a small tile floor (3' X 5') cost? $2000

Careful with the recommendations of doing the tile work yourself. You don't place tile on plywood. Plywood expands and contracts too much for tile to be placed directly on top of it. Unless you want cracked grout lines and possible cracked tile. You would need a cement backer board over the plywood....
by camper
Mon Apr 06, 2015 9:28 pm
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 837
Views: 156389

Re: Boglehead Beer

I picked up some Left Hand Milk Stout Nitro today. Excellent.
by camper
Sun Apr 05, 2015 12:07 am
Forum: Personal Consumer Issues
Topic: Family tent recommendations
Replies: 9
Views: 1482

Re: Family tent recommendations

We bought the Coleman cosmo linked. It is a marriage saver. Goes up in less than 2 minutes.
by camper
Wed Apr 01, 2015 7:18 pm
Forum: Personal Consumer Issues
Topic: Amazon.com Goes Retro (1999) for April Fool's
Replies: 18
Views: 3348

Re: Amazon.com Goes Retro (1999) for April Fool's

Can we get 1999 prices?
by camper
Sat Mar 21, 2015 10:12 pm
Forum: Personal Consumer Issues
Topic: Best albums of 2015
Replies: 124
Views: 25279

Re: Best albums of 2015

Been listening to Medicine by Drew Holcomb & The Neighbors, Strangers to Ourselves by Modest Mouse and more recently Run by Awolnation.
by camper
Sat Mar 21, 2015 9:38 pm
Forum: Investing - Theory, News & General
Topic: The one area I disagree with Jack
Replies: 93
Views: 11626

Re: The one area I disagree with Jack

I agree with the few folks in this thread that brought up that one can't rebalance funds from SS/pensions into equities in a down market.
by camper
Fri Mar 20, 2015 1:23 pm
Forum: Personal Consumer Issues
Topic: Whats a good Pistol to buy?
Replies: 112
Views: 14729

Re: Whats a good Pistol to buy?

I'm a fan of Ruger revolvers.
Check out the GP100 or the SP101.