Search found 1509 matches

by CULater
Tue Nov 20, 2018 5:29 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7945
Views: 1618475

Re: U.S. stocks in freefall

Mr. Goldman agrees with me :mrgreen: Cash is king. That is according to Goldman Sachs strategists who predict that 2019 will deliver lackluster, single-digit stock-market returns, making greenbacks the best game in town. On top of that, adjusting for the risk associated with owning equities, Goldma...
by CULater
Tue Nov 20, 2018 5:04 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7945
Views: 1618475

Re: U.S. stocks in freefall

Mr. Goldman agrees with me about Mr. Green :mrgreen: Cash is king. That is according to Goldman Sachs strategists who predict that 2019 will deliver lackluster, single-digit stock-market returns, making greenbacks the best game in town. On top of that, adjusting for the risk associated with owning e...
by CULater
Tue Nov 20, 2018 3:25 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7945
Views: 1618475

Re: U.S. stocks in freefall

Annnnd, another 600+ point down day. Once again for no discernible reason other than market psychology / freaking out at every little perceived thing. Looks like I picked a bad year to retire. Glad I have the core bills covered with divvys and can ride it out. The only question becomes how long thi...
by CULater
Tue Nov 20, 2018 3:08 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7945
Views: 1618475

Re: U.S. stocks in freefall

Yikes! In the time it took me to make my previous post the DOW went from 500 down to 635 down. Wonder what it will look like when I'm done with this post. What exactly is the definition of "freefall?"
by CULater
Tue Nov 20, 2018 3:06 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7945
Views: 1618475

Re: U.S. stocks in freefall

And they say divi - dents don't matter. :confused
by CULater
Tue Nov 20, 2018 10:41 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7945
Views: 1618475

Re: U.S. stocks in freefall

Well I guess the stock market is falling today since this thread is back at the top of the forum. Yup, it’s falling alright. Yep, stocks keep rising until they don't. This must be the risk part. https://encrypted-tbn0.gstatic.com/images?q=tbn:ANd9GcQst4I9-OF344xVrYkISL-vFg2iMcSaSUybE7EWBMy1G_BCxyuS
by CULater
Tue Nov 20, 2018 10:36 am
Forum: Investing - Theory, News & General
Topic: The size factor used to matter, but not lately -- Barron's
Replies: 9
Views: 644

The size factor used to matter, but not lately -- Barron's

When it comes to stock performance, size matters. Or at least it used to. For almost a century, the relative performance of small-cap stocks to large-cap stocks followed a fairly predictable pattern—or at least as predictable as the market gets. But something has changed in the past decade or so, a...
by CULater
Mon Nov 19, 2018 7:19 pm
Forum: Investing - Theory, News & General
Topic: I thought rebalancing was supposed to control risk - but it hasn't since 2000
Replies: 10
Views: 1935

I thought rebalancing was supposed to control risk - but it hasn't since 2000

Using Portfolio Visualizer to dissect the performance of a portfolio allocation of 50% TSM + 50% Intermediate Treasuries from 2000-2018. I compared returns for the period 2000-2018 and found that rebalancing didn't seem to control portfolio risk over the last 18 years, during which there were two si...
by CULater
Mon Nov 19, 2018 5:54 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7945
Views: 1618475

Re: U.S. stocks in freefall

2% off today. tiny correction but I would accept tiny bit of saving. Usually, I only consider -10% of saving as start point and -40% as real saving. just add tiny bit today. By cherry picking data that perpetuates a doom and gloom outlook, 40% off comes around once every 20 years. As mentioned thos...
by CULater
Mon Nov 19, 2018 5:15 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7945
Views: 1618475

Re: U.S. stocks in freefall

Well, if stocks lose 20% I would be buying them in order to rebalance using 5% bands. I'm on the sidelines waiting for my imaginary band to be hit before I buy to rebalance. :D :D
by CULater
Mon Nov 19, 2018 4:46 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7945
Views: 1618475

Re: U.S. stocks in freefall

Down over 400 points so far today. Glad I bailed out near the peak. Sometimes you get lucky. Now I'm waiting for the 20% off sale to buy back in. To put it in perspective, we're back to either 10/31 or 6/30. It's been an up and down year so far. No particular reason to think this is anything differ...
by CULater
Mon Nov 19, 2018 1:30 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7945
Views: 1618475

Re: U.S. stocks in freefall

WhiteMaxima wrote:
Mon Nov 19, 2018 1:17 pm
CULater wrote:
Mon Nov 19, 2018 12:36 pm
Down over 400 points so far today. Glad I bailed out near the peak. Sometimes you get lucky. Now I'm waiting for the 20% off sale to buy back in. :sharebeer
I re-balanced today into the market. time the market :P :twisted:
Yes, rebalancing is closet market timing. Welcome!
by CULater
Mon Nov 19, 2018 1:10 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7945
Views: 1618475

Re: U.S. stocks in freefall

Down over 400 points so far today. Glad I bailed out near the peak. Sometimes you get lucky. Now I'm waiting for the 20% off sale to buy back in. :sharebeer Unfortunately it's impossible to tell if you are lucky or not. Bailing out only points to the fact that you had not established the proper ass...
by CULater
Mon Nov 19, 2018 12:36 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7945
Views: 1618475

Re: U.S. stocks in freefall

Down over 400 points so far today. Glad I bailed out near the peak. Sometimes you get lucky. Now I'm waiting for the 20% off sale to buy back in. :sharebeer
by CULater
Sun Nov 18, 2018 12:40 pm
Forum: Personal Finance (Not Investing)
Topic: Why I plan on buying a life annuity - even if it is a stupid idea
Replies: 88
Views: 7539

Re: Why I plan on buying a life annuity - even if it is a stupid idea

Wade Pfau has an article that shows longevity expectations as age increases: https://retirementresearcher.com/long-can-retirees-expect-live-hit-65/ The Catch-22 is that life expectancy is not a linear function of age. For a 65-year old male, the median life expectancy is about 24 years (age 89), but...
by CULater
Fri Nov 16, 2018 10:16 am
Forum: Personal Finance (Not Investing)
Topic: Why I plan on buying a life annuity - even if it is a stupid idea
Replies: 88
Views: 7539

Re: Why I plan on buying a life annuity - even if it is a stupid idea

According to Kitces: retirees annuitize so rarely that economists have dubbed it an “annuity puzzle”. An annuity is supposed to be based on mortality risk pooling. If so few people annuitize wouldn't that adversely affect benefits? Also, the people more likely to annuitize might be the ones who expe...
by CULater
Thu Nov 15, 2018 7:43 pm
Forum: Investing - Theory, News & General
Topic: "What If You Retire At a Stock Market Peak?" - by Ben Carlson
Replies: 49
Views: 5902

Re: "What If You Retire At a Stock Market Peak?" - by Ben Carlson

Using the data from his rewrite, I get similar results to Carlson's for the 1973-2002 and 2000-2017 time periods using Portfolio Visualizer. It becomes clear that the ending dates are actually the beginning of the terminal years he indicates, not the end of those years; e.g,. the 1973-2002 period ap...
by CULater
Thu Nov 15, 2018 6:07 pm
Forum: Personal Finance (Not Investing)
Topic: Finding an Attorney with Demonstrated, Credentialed Expertise In Elderlaw
Replies: 15
Views: 960

Re: Finding an Attorney with Demonstrated, Credentialed Expertise In Elderlaw

Gil's advice is spot on. Just in case you are in a state that doesn't have the specialty, here is some more input. I recently needed to find the same in another state to assist my parents. I knew from reading these boards that attorneys who are elected to the American College of Trusts and Estates ...
by CULater
Thu Nov 15, 2018 5:55 pm
Forum: Investing - Theory, News & General
Topic: What if mean reversion of stock prices is a myth?
Replies: 18
Views: 1860

Re: What if mean reversion of stock prices is a myth?

In other words, as an intellectual phenomenon, mean reversion probably occurs, but can't be counted on or exploited. In the case of stocks, it does not mean, as is so often mistated, that stocks become less risky over long periods of time than they are over short periods of time. All it means is th...
by CULater
Thu Nov 15, 2018 4:12 pm
Forum: Investing - Theory, News & General
Topic: What if mean reversion of stock prices is a myth?
Replies: 18
Views: 1860

What if mean reversion of stock prices is a myth?

A lot of what we believe about stock investing assumes that stock prices revert to some sort of long term trend, or mean, over time. If that is true, then the following implications are true: 1) stocks become less risky the longer you hold them. That's because the long term returns should be "smooth...
by CULater
Thu Nov 15, 2018 3:32 pm
Forum: Investing - Theory, News & General
Topic: "What If You Retire At a Stock Market Peak?" - by Ben Carlson
Replies: 49
Views: 5902

Re: "What If You Retire At a Stock Market Peak?" - by Ben Carlson

Rowan Oak wrote:
Thu Nov 15, 2018 2:57 pm
Here's his follow-up post: Revisiting the 4% Rule
Now, if he would report residual portfolio values in real dollars instead of nominal dollars that might be more useful. The Money Illusion.
by CULater
Thu Nov 15, 2018 3:22 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 673
Views: 99362

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Image of the redesigned Honda CRV dipstick on the top, compared to the existing CRV dipstick below. That should take care of the overfill issue. Rolling this out to 5 Northern states and perhaps to the other ones soon. Check with your dealer if you have concerns. :D https://www.civicx.com/attachment...
by CULater
Thu Nov 15, 2018 12:57 pm
Forum: Investing - Theory, News & General
Topic: Treating I-Bonds as Long-term Bond Holdings
Replies: 30
Views: 4428

Re: Treating I-Bonds as Long-term Bond Holdings

But I agree with Mel. The biggest drawback to I-Bonds is having to hold them in Treasury Direct. Not only is it a hassle, but I'm trying to simplify my finances as I grow older, and I'm concerned about my ability to manage TD investments and also my heirs having to deal with TD when I pass. Kinda gu...
by CULater
Thu Nov 15, 2018 12:52 pm
Forum: Personal Consumer Issues
Topic: Honda reliability slipping?
Replies: 58
Views: 7223

Re: Honda reliability slipping?

If I could hop in the Wayback Machine and not trade my 2002 CRV on a 2017 CRV I would sure do that. Several mechanics told me that those older vehicles with flat-4 non-gimmicked engines and transmissions should be kept forever because that's how long they'll probably last. By comparison the 2017 is ...
by CULater
Thu Nov 15, 2018 12:46 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7945
Views: 1618475

Re: U.S. stocks in freefall

I got out of stocks 11% ago. Decided I had won the game and it was getting a little hairy to keep playing. Hey, isn't that like a +11% return in just a few weeks? Pretty good for me. Are stocks even down 11% from their peak. SP500 peak was at 2940. Trading at around 2700. Down 8.2% VTI peak at 152....
by CULater
Thu Nov 15, 2018 12:40 pm
Forum: Personal Finance (Not Investing)
Topic: Why I plan on buying a life annuity - even if it is a stupid idea
Replies: 88
Views: 7539

Re: Why I plan on buying a life annuity - even if it is a stupid idea

Just thinking that if you die before your mortality credits kick in and never get anything more than your own money (or less) back from an annuity, how is this different from not having an annuity and leaving your own money on the table when you die? Without an annuity, you must always keep money o...
by CULater
Thu Nov 15, 2018 11:47 am
Forum: Investing - Theory, News & General
Topic: Treating I-Bonds as Long-term Bond Holdings
Replies: 30
Views: 4428

Re: Treating I-Bonds as Long-term Bond Holdings

Another advantage of I-Bonds (compared to TIPS) is that they are like zero-coupon bonds. You don't have to worry about what to do with the interest that is being thrown off while you hold them, as you do with TIPS. Also, TIPS should be held in a tax-deferred account or Roth IRA. If they are in a tIR...
by CULater
Thu Nov 15, 2018 11:31 am
Forum: Personal Finance (Not Investing)
Topic: Why I plan on buying a life annuity - even if it is a stupid idea
Replies: 88
Views: 7539

Re: Why I plan on buying a life annuity - even if it is a stupid idea

Just thinking that if you die before your mortality credits kick in and never get anything more than your own money (or less) back from an annuity, how is this different from not having an annuity and leaving your own money on the table when you die? Without an annuity, you must always keep money on...
by CULater
Thu Nov 15, 2018 11:18 am
Forum: Investing - Theory, News & General
Topic: Can someone explain specifically how the "bucket" approach to retirement withdrawals is supposed to work?
Replies: 75
Views: 4833

Re: Can someone explain specifically how the "bucket" approach to retirement withdrawals is supposed to work?

Looking at my example upthread for the years 2000-2007. The bucket investor took all withdrawals from his intermediate treasuries during the 7 year period until the market had nearly recovered to the price it was at the beginning of 2000. As I pointed out, the remaining portfolio value at the end of...
by CULater
Thu Nov 15, 2018 11:04 am
Forum: Investing - Theory, News & General
Topic: Does Early Retirement Make You Live Longer?
Replies: 70
Views: 4293

Re: Does Early Retirement Make You Live Longer?

DO EARLY RETIREES LIVE LONGER? Reminds me of the joke about a woman who was told by her doctor that she had only six months to live. She asked if there was anything she could do to extend her life expectancy and the doctor replied: "Marry an economist and move to Iowa." She asked: "Will that help me...
by CULater
Thu Nov 15, 2018 10:52 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7945
Views: 1618475

Re: U.S. stocks in freefall

Market down another 200 points today so far. Dare we say "U.S. stocks in slowfall"?
by CULater
Thu Nov 15, 2018 10:48 am
Forum: Personal Finance (Not Investing)
Topic: Accuracy of Zillow/Trulia/Redfin Estimates
Replies: 51
Views: 4402

Re: Accuracy of Zillow/Trulia/Redfin Estimates

Got a professional appraisal of my condo in Phoenix and it was right where the Zillow estimate was. How many of you have compared Zillow to a professional appraisal? A real estate agent's estimate isn't the gold standard.
by CULater
Thu Nov 15, 2018 10:43 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 673
Views: 99362

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I heard that the first recall attempt in China also included a new dipstick with a higher upper marking. That was rejected back in Feb. I wonder if the 2019 CRV would have that "fix". That would not surprise me. Honda seems to be taking the position that fuel dilution is "normal" in their 1.5T engi...
by CULater
Thu Nov 15, 2018 9:58 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7945
Views: 1618475

Re: U.S. stocks in freefall

I got out of stocks 11% ago. Decided I had won the game and it was getting a little hairy to keep playing. Hey, isn't that like a +11% return in just a few weeks? Pretty good for me.
by CULater
Thu Nov 15, 2018 9:47 am
Forum: Personal Finance (Not Investing)
Topic: Why I plan on buying a life annuity - even if it is a stupid idea
Replies: 88
Views: 7539

Re: Why I plan on buying a life annuity - even if it is a stupid idea

Would a trust offer similar financial protections without relinquishing the capital to an annuity? Assuming an honest trustee, the trust could disperse assets to the beneficiary on a predetermined basis without allowing the beneficiary (with diminishing mental capacity) access to the trust and its ...
by CULater
Thu Nov 15, 2018 9:10 am
Forum: Personal Finance (Not Investing)
Topic: Why I plan on buying a life annuity - even if it is a stupid idea
Replies: 88
Views: 7539

Why I plan on buying a life annuity - even if it is a stupid idea

In a previous post, I linked to an article by Alan Roth in which he strongly advised against buying life annuities: https://www.advisorperspectives.com/articles/2018/10/01/income-is-the-wrong-goal-for-your-clients His primary criticisms were that life annuities mostly just return your own money to y...
by CULater
Thu Nov 15, 2018 8:43 am
Forum: Investing - Theory, News & General
Topic: Can someone explain specifically how the "bucket" approach to retirement withdrawals is supposed to work?
Replies: 75
Views: 4833

Re: Can someone explain specifically how the "bucket" approach to retirement withdrawals is supposed to work?

Well, first of all simple rebalancing will do most of what the "buckets" decision rules are designed to do, which is to shift more of your withdrawals to cash/bonds during stock market downturns and maintain your target asset allocation. But the bucket strategy can effectively end up being an over-r...
by CULater
Wed Nov 14, 2018 10:51 pm
Forum: Investing - Theory, News & General
Topic: Milevsky: Should retirees try to hedge inflation, or just worry about it?
Replies: 1
Views: 456

Milevsky: Should retirees try to hedge inflation, or just worry about it?

Research paper by Moshe Milevsky which suggests that assets designed to hedge inflation risk, such as TIPS and I-Bonds, may not adequately serve that purpose for seniors and should not be relied upon exclusively to construct a retirement spending portfolio. This seems to undermine the argument that ...
by CULater
Wed Nov 14, 2018 9:34 pm
Forum: Investing - Theory, News & General
Topic: "What If You Retire At a Stock Market Peak?" - by Ben Carlson
Replies: 49
Views: 5902

Re: "What If You Retire At a Stock Market Peak?" - by Ben Carlson

Well, I'm baffled by Carlson's data. Simple matter to look at 4% inflation adjusted annual withdrawals from $1M portfolio 60/40 rebalanced annually 2000-2017 using Portfolio Visualizer. Results show that the remaining nominal portfolio value at the end of 2017 was $1,021,558 and $697,409 inflation-...
by CULater
Wed Nov 14, 2018 9:14 pm
Forum: Investing - Theory, News & General
Topic: Can someone explain specifically how the "bucket" approach to retirement withdrawals is supposed to work?
Replies: 75
Views: 4833

Re: Can someone explain specifically how the "bucket" approach to retirement withdrawals is supposed to work?

In other words -- if you rebalance the portfolio annually, it doesn't make any difference. Your results are exactly the same. Sorta what I found when backtesting the 2-bucket strategy (stocks and Treasuries) but I Sure but most bucket schemes dont rebalance every year. They have some rules (sticks ...
by CULater
Wed Nov 14, 2018 9:06 pm
Forum: Investing - Theory, News & General
Topic: Can someone explain specifically how the "bucket" approach to retirement withdrawals is supposed to work?
Replies: 75
Views: 4833

Re: Can someone explain specifically how the "bucket" approach to retirement withdrawals is supposed to work?

Kitces compares the results of a "buckets" strategy to a total return rebalancing strategy for taking portfolio withdrawals. The portfolio allocates 60% to equities, 30% to bonds, and 10% to cash. - The "buckets" are managed using the following decision rules: 1) If equities are up, take the retirem...
by CULater
Wed Nov 14, 2018 8:17 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 673
Views: 99362

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

So, Honda revised the Owner's Manual for the 2017 and 2018 CRV and it now includes the following: NOTICE: Under certain driving conditions, it is normal for the engine oil level to rise above the upper mark. If you have a concern, consult a dealer for details. This is wrong on so many levels. This i...
by CULater
Wed Nov 14, 2018 7:48 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 673
Views: 99362

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

steadyhand wrote:
Wed Nov 14, 2018 7:17 pm
2019s are out. Almost zero changes.
They're supposed to have the software update. One way to tell if it is doing anything is to track owner complaints about the 2019 on CarComplaints.com. If oil dilution is still happening, complaints ought to start showing up in about January.
by CULater
Wed Nov 14, 2018 7:23 pm
Forum: Investing - Theory, News & General
Topic: "What If You Retire At a Stock Market Peak?" - by Ben Carlson
Replies: 49
Views: 5902

Re: "What If You Retire At a Stock Market Peak?" - by Ben Carlson

Well, I'm baffled by Carlson's data. Simple matter to look at 4% inflation adjusted annual withdrawals from $1M portfolio 60/40 rebalanced annually 2000-2017 using Portfolio Visualizer. Results show that the remaining nominal portfolio value at the end of 2017 was $1,021,558 and $697,409 inflation-a...
by CULater
Wed Nov 14, 2018 6:29 pm
Forum: Investing - Theory, News & General
Topic: Can someone explain specifically how the "bucket" approach to retirement withdrawals is supposed to work?
Replies: 75
Views: 4833

Re: Can someone explain specifically how the "bucket" approach to retirement withdrawals is supposed to work?

So, I just did a little analysis. Let's assume the investor started with $20K allocated 50% in TSM and 50% in intermediate term Treasuries and exactly caught the stock market decline at the beginning of 2000. He was following the 4% rule, and began taking inflation-adjusted annual withdrawals of $80...
by CULater
Wed Nov 14, 2018 4:39 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 673
Views: 99362

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Class action lawsuit - but only in Georgia: https://www.carcomplaints.com/news/2018/honda-fuel-dilution-problems-class-action-lawsuit.shtml Still, might get Honda's attention. Honda fuel dilution problems have caused a lawsuit that alleges 2015-2018 Honda Civics, CR-Vs and Honda Accords have 1.5-li...
by CULater
Wed Nov 14, 2018 11:55 am
Forum: Investing - Theory, News & General
Topic: Can someone explain specifically how the "bucket" approach to retirement withdrawals is supposed to work?
Replies: 75
Views: 4833

Re: Can someone explain specifically how the "bucket" approach to retirement withdrawals is supposed to work?

Could be that I'm incorrectly calling the stock/bond approach a "bucket" strategy. What I'm trying to zero in on is what I've heard posters say about having enough of their nested in safe bonds or cash so that they can wait out a bear market in stocks without liquidating their stocks when they are l...
by CULater
Wed Nov 14, 2018 10:12 am
Forum: Investing - Theory, News & General
Topic: Can someone explain specifically how the "bucket" approach to retirement withdrawals is supposed to work?
Replies: 75
Views: 4833

Can someone explain specifically how the "bucket" approach to retirement withdrawals is supposed to work?

Generally speaking, the "bucket" approach for taking retirement withdrawals seems to involve the idea of dividing assets between stocks and safer assets such as bonds and cash, and then suspending withdrawals from the stock "bucket" during periods when stocks have negative returns while taking withd...
by CULater
Tue Nov 13, 2018 9:37 pm
Forum: Investing - Theory, News & General
Topic: "What If You Retire At a Stock Market Peak?" - by Ben Carlson
Replies: 49
Views: 5902

Re: "What If You Retire At a Stock Market Peak?" - by Ben Carlson

For these examples I used a simple 4% rule, taking out a flat 4% of the portfolio every single year regardless of the portfolio’s performance or the economic conditions at the time. One of the biggest risks in retirement is inflation because it impacts the purchasing power of your portfolio over ti...
by CULater
Tue Nov 13, 2018 5:08 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 673
Views: 99362

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I wanted to add to this forum to report that this problem is more prevalent than claimed. The problem in my honda developed within 2,000 miles. Stalling, lurching, fuel in oil. No fix for Kansas or Missouri currently slated. However, Honda must recognize that this is a real problem. It is widesprea...