Search found 1378 matches

by CULater
Wed Oct 17, 2018 7:36 pm
Forum: Personal Finance (Not Investing)
Topic: Where would you go for financial guidance if you win the Megamillions?
Replies: 45
Views: 1800

Re: Where would you go for financial guidance if you win the Megamillions?

For starters, how much security do you have for financial assets held at a brokerage or fund company? If you are a mega millionaire, I would think you would want to own real assets such as real estate, art, collectibles, etc. that you can insure for loss. There's probably a reason that rich folks ow...
by CULater
Wed Oct 17, 2018 4:25 pm
Forum: Personal Finance (Not Investing)
Topic: Where would you go for financial guidance if you win the Megamillions?
Replies: 45
Views: 1800

Re: Where would you go for financial guidance if you win the Megamillions?

Hey, one thing for sure. I won't have to read any more threads about long-term care insurance or safe withdrawal rates!
by CULater
Wed Oct 17, 2018 4:22 pm
Forum: Personal Finance (Not Investing)
Topic: Where would you go for financial guidance if you win the Megamillions?
Replies: 45
Views: 1800

Re: Where would you go for financial guidance if you win the Megamillions?

You won't actually get $900 million or whatever amount they advertise. They'll discount the annual payments to present value if you take a lump sum. Then you'll pay income taxes (37% Federal plus state and local, if any). They may not withhold the full amount but you'll still have to pay it. It's u...
by CULater
Wed Oct 17, 2018 4:03 pm
Forum: Personal Finance (Not Investing)
Topic: Where would you go for financial guidance if you win the Megamillions?
Replies: 45
Views: 1800

Where would you go for financial guidance if you win the Megamillions?

Just wondering how one should cope with winning a multi-million dollar lottery pot. Where would you go for effective, ethical financial advice about how to handle all that money and not end up in a miserable mess? First of all there's the problem of all the relatives and friends. Second of all there...
by CULater
Tue Oct 16, 2018 10:00 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Hello Everyone, I have a 2017 Civic Hatchback 1.5T. Love the car but I have had this issue since new. 1000km after an oil change my oil level rises just above the orange dipstick indicator(roughly 1 inch above full). My daily commute is 225km to work round trip roughly 110kmh. I’ve always used good...
by CULater
Mon Oct 15, 2018 10:41 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Yesterday, I drove the CRV for about 20-30 minutes and parked. I noticed quite a trail of water drops on the pavement behind both of the exhaust pipes for about 2-3 feet and then noticed that there was actually water pooled in the ends of the exhaust pipes as well. Never seen this before. What do yo...
by CULater
Sat Oct 13, 2018 8:17 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

CU...I saw this posted on the CRV Owners Club see below, indicates it is from a Canadian dealer, perhaps Honda USA will do the same, more of an FYI. https://www.crvownersclub.com/forums/137-2017-present-official-specs-features-etc-gen-5/189391-possible-gas-oil-1-5-turbo.html I just received this em...
by CULater
Fri Oct 12, 2018 3:49 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Honda's solution appears Unclear An engine problem has some owners of 2017-18 Honda CR-Vs complaining, and regulators have yet to launch an investigation into the problem. Honda claims it will have a solution available in November for 2017-18 models and plans to remedy model-year 2019 cars from the...
by CULater
Fri Oct 12, 2018 3:39 pm
Forum: Investing - Theory, News & General
Topic: Who worries about a bear market in stocks?
Replies: 71
Views: 5633

Re: Who worries about a bear market in stocks?

Sorry for those who haven't heard Bill Bernstein's advice "If you've won the game, then stop playing." Translated: if you've saved enough to support a reasonable lifestyle, then get out of stocks and eliminate that risk. In my opinion, the goal of saving and investing is to get to the point where yo...
by CULater
Fri Oct 12, 2018 11:08 am
Forum: Investing - Theory, News & General
Topic: Who worries about a bear market in stocks?
Replies: 71
Views: 5633

Re: Who worries about a bear market in stocks?

In my view, those who have accumulated enough savings to retire comfortably should follow William Bernstein's advice to get out of stocks. Stocks can be counted on only as a long term investment asset. You should be prepared to hold for 15-20 years without liquidating before you should be willing to...
by CULater
Fri Oct 12, 2018 10:29 am
Forum: Investing - Theory, News & General
Topic: Who worries about a bear market in stocks?
Replies: 71
Views: 5633

Who worries about a bear market in stocks?

There are three groups of stock investors: 1) Young investors with a long time horizon until retirement. They don't have to worry about a bear market because they should have a large allocation to stocks and a bear market gives them the opportunity to buy more shares at lower prices. 2) Older invest...
by CULater
Fri Oct 12, 2018 10:04 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7377
Views: 1547917

Re: U.S. stocks in freefall

The only people who should be upset about Freefall are people who are at or near retirement and are cashing out their stock holdings. Everyone else should be celebrating -- but that's not what's happening is it? If you expect to be a net saver during the next five years, should you hope for a higher...
by CULater
Fri Oct 12, 2018 8:49 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Seems to me that Honda is vulnerable to CRV lawsuit on at least two counts: 1) knowingly selling vehicles with a serious defect, as evidenced by the fact that 350,000 CRVs were recalled in China in early 2017 and numerous complaints filed in Canada and in the U.S. beginning in early 2017. 2) failing...
by CULater
Thu Oct 11, 2018 11:23 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7377
Views: 1547917

Re: U.S. stocks in freefall

As it turns out, most of the time there have been 3%+ market losses they occurred when the market was doing a larger correction. So, it probably isn't over yet folks, even if there is a bounce - duck and cover! Unfortunately, 3%+ down days tend to occur during market sell-offs. I looked back at ever...
by CULater
Thu Oct 11, 2018 11:12 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7377
Views: 1547917

Re: U.S. stocks in freefall

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by CULater
Thu Oct 11, 2018 10:28 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Georgia Lawsuit Wants a Recall for Honda’s Oil Dilution Problems According to the lawsuit, [2015-2018] Accord, Civic and CR-V owners are not told how the engine oil dilutes with the gasoline due to fuel entering the crankcases. The resulting fuel/oil dilution allegedly reduces the ability of the oi...
by CULater
Thu Oct 11, 2018 4:54 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7377
Views: 1547917

Re: U.S. stocks in freefall

It seems like just a few days ago, my TSM was up 10% for the year. Now, not so much.
by CULater
Thu Oct 11, 2018 4:44 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Finally got this response to my case from Honda Customer Service. Sounds overwhelmingly reassuring, doesn't it? This has to be one of the longest investigations in the history of investigations so far. Woulda, shoulda, coulda maybe. At this time, we are currently investigating this concern and devel...
by CULater
Thu Oct 11, 2018 4:36 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7377
Views: 1547917

Re: U.S. stocks in freefall

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by CULater
Thu Oct 11, 2018 4:32 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

It was posted inside this Chinese article: http://www.sohu.com/a/235990048_452983 It said recall was done May 28. Owner found oil still increased and gas smell was still there after driving 500km. The complaint was made on June 7. Location was Canton, tropical climate. My Chinese us a little rusty,...
by CULater
Thu Oct 11, 2018 1:37 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I guess it is difficult to fix the issue without changing the injection hardware-wise, like adding port injectors. In June, owners in China still protested about gas in oil after the implementation of the May recall. That was not even cold yet, evaporation should not be a problem. Gas getting throu...
by CULater
Thu Oct 11, 2018 12:32 pm
Forum: Personal Consumer Issues
Topic: Filing a Lemon Law Claim on Vehicle
Replies: 8
Views: 695

Re: Filing a Lemon Law Claim on Vehicle

Every state is different. Have you read your state's lemon law? Does your car meet the criteria? Do you have to first go through arbitration? For what would you use the lawyer? How much would you sue for? At $400 an hour, it might make sense for maybe a Lamborghini Aventador, but for a Honda? Yeh, ...
by CULater
Thu Oct 11, 2018 12:26 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7377
Views: 1547917

Re: U.S. stocks in freefall

Just remember this formula: Y = ((X / (1- X)) * 100% Y is the percentage gain in your portfolio value needed to recover from percentage loss X. Loss (%)....... Req'd Gain 5%................... 5.2% 10%................. 11% 15%................. 18% 20%................. 25% 25%................. 33% 30...
by CULater
Thu Oct 11, 2018 11:41 am
Forum: Personal Consumer Issues
Topic: My life saved by New subaru. Almost died.
Replies: 62
Views: 7099

Re: My life saved by New subaru. Almost died.

Glad your Subaru braked in time to prevent you from hitting someone. But your story also illustrates that what we really need to prevent getting killed is that the other guy is driving a vehicle with emergency braking; you probably owe your life to the fact that there was a way they could steer away...
by CULater
Thu Oct 11, 2018 11:11 am
Forum: Personal Consumer Issues
Topic: Filing a Lemon Law Claim on Vehicle
Replies: 8
Views: 695

Filing a Lemon Law Claim on Vehicle

I'm thinking about filing a Lemon Law claim against Honda for my 2017 CRV. I'm wondering if I can do this myself or should hire an attorney up front. Would appreciate input from anyone who has pursued a lemon law claim on their vehicle and advice as to how I should proceed. If it is advisable to use...
by CULater
Thu Oct 11, 2018 8:47 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I wouldn't trust that Honda will fix the 2019 either. From the CR article, it sounds like it has exactly the same 1.5T engine as the 2017 and 2018 and Honda claims it will apply the "fix" prior to them hitting the market in December. I would wait and see on that one. Complaints can be monitored on C...
by CULater
Wed Oct 10, 2018 8:48 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7377
Views: 1547917

Re: U.S. stocks in freefall

I have studied this matter in great detail over many years and can explain what happened today: traders were more motivated to be sellers of stocks than buyers of stocks. One of these was right.
by CULater
Wed Oct 10, 2018 8:42 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Well, back from the dealer and that was pretty much a waste of time. They know nothing, have heard nothing, don't really seem to care. If Honda is providing a fix, the dealers haven't been told in order to inform customers. I've been to three different Honda dealers in three different states and I ...
by CULater
Wed Oct 10, 2018 4:07 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7377
Views: 1547917

Re: U.S. stocks in freefall

Have to wonder what is driving this chaos. We haven't seen similar market drops during previous rate hikes, so I'm loathe to attribute it to that. TSLA's glacially-paced implosion is meaningless because the company isn't large enough to drive a drop of this size. Something something animal spirits,...
by CULater
Wed Oct 10, 2018 3:42 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7377
Views: 1547917

Re: U.S. stocks in freefall

What is that sucking sound, I hear :?:
by CULater
Wed Oct 10, 2018 3:33 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

CNN has picked up the story now also. And yet, Honda dealers know nothing. Amazing.

https://www.cnn.com/2018/10/05/cars/con ... index.html
by CULater
Wed Oct 10, 2018 3:21 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7377
Views: 1547917

Re: U.S. stocks in freefall

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by CULater
Wed Oct 10, 2018 2:58 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7377
Views: 1547917

Re: U.S. stocks in freefall

The GOOD thing about this stock market selloff is that my asset allocation just became more conservative. :D :beer
by CULater
Wed Oct 10, 2018 2:43 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Well, back from the dealer and that was pretty much a waste of time. They know nothing, have heard nothing, don't really seem to care. If Honda is providing a fix, the dealers haven't been told in order to inform customers. I've been to three different Honda dealers in three different states and I c...
by CULater
Wed Oct 10, 2018 12:56 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Honda called me yesterday and said they will have a software fix available my mid-November. It supposedly addresses cold weather and short trip problems. I disputed that theory as I live in South Texas and have watched the oil level increase all summer. The reply was that Honda engineers have deter...
by CULater
Wed Oct 10, 2018 11:57 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Honda called me yesterday and said they will have a software fix available my mid-November. It supposedly addresses cold weather and short trip problems. I disputed that theory as I live in South Texas and have watched the oil level increase all summer. The reply was that Honda engineers have deter...
by CULater
Wed Oct 10, 2018 11:43 am
Forum: Investing - Theory, News & General
Topic: Allan Roth doesn't like single premium annuities
Replies: 185
Views: 9242

Re: Allan Roth doesn't like single premium annuities

I recall that several years ago, state employees in one state (maybe it was Florida) were given a choice of taking their retirement pensions as a lump sum instead of an annuity and overwhelmingly chose the lump sum option. Bird in hand seems better than possible future birds?
by CULater
Wed Oct 10, 2018 11:38 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Honda called me yesterday and said they will have a software fix available my mid-November. It supposedly addresses cold weather and short trip problems. I disputed that theory as I live in South Texas and have watched the oil level increase all summer. The reply was that Honda engineers have deter...
by CULater
Wed Oct 10, 2018 9:21 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Now Autoweek has joined the parade. Hey Honda! When do you plan to stop stalling? I'm tempted to start putting flyers on the windshield of every CRV I see parked around. What's going on with turbo Honda CR-V engines? https://autoweek.com/article/car-news/some-honda-cr-v-owners-are-reporting-stalling...
by CULater
Tue Oct 09, 2018 1:46 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I wonder if you're better off leasing? If you end up with a problem like this, do you have any liability as the lessee or can you just unload the thing back on the dealer when the lease is up? If I were leasing the CRV and Honda says that oil dilution isn't an issue then I should be OK driving it an...
by CULater
Tue Oct 09, 2018 1:38 pm
Forum: Investing - Theory, News & General
Topic: The benefits of international diversification - NOT: Hulbert
Replies: 80
Views: 5193

The benefits of international diversification - NOT: Hulbert

Here's the reason Mark Hulbert says that international diversification isn't all it's supposed to be on paper. I guess we're left with the "what if the U.S. is the next Japan?" argument. The problem is that the correlation between domestic and international stocks is not constant. It instead shifts ...
by CULater
Mon Oct 08, 2018 3:38 pm
Forum: Investing - Theory, News & General
Topic: “It’s probably wise to sell to the sleeping point.” - Jack Bogle
Replies: 83
Views: 11504

Re: “It’s probably wise to sell to the sleeping point.” - Jack Bogle

I can tolerate risk -- it's losing money that bothers me.

Sleeping well with lots of cash stuffed in my pillow...
by CULater
Sun Oct 07, 2018 9:23 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Here's the latest information I've found on the oil dilution problem in China, as of Aug 25, 2018. As you can see, the article indicates that a software update was rejected as a solution in China because it was deemed to be an inadequate bandaid remedy. My bet is that this is what's coming for the U...
by CULater
Sun Oct 07, 2018 7:12 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Can it be as easy as a software patch? Lets hope so. http://www.autonews.com/article/20181005/OEM11/181009709/honda-readies-fix-for-cr-v-over-fueling-glitch Honda spokesman Chris Martin said a fix for U.S. vehicles is expected to be ready next month. He would not provide technical details on what c...
by CULater
Sat Oct 06, 2018 8:27 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

UpperNwGuy wrote:
Sat Oct 06, 2018 6:25 pm
The article says that the 2019 model year will include the fix. I find that hard to believe. I'm guessing that the design for the 2019 model year was finalized more than 6 months ago — before Honda acknowledged that there was a problem.
Agree with that. More delay and deny.
by CULater
Sat Oct 06, 2018 5:54 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I'm exploring filing a claim (Minnesota lemon law) by contacting the National Center for Dispute Settlement (NCDC). Discussing with a representative yesterday and citing the Oct. 5th Consumer Reports article it sure would appear we have a chance of getting a good portion of our costs/expenses back ...
by CULater
Fri Oct 05, 2018 3:48 pm
Forum: Investing - Theory, News & General
Topic: Jack's Wisdom: What's next for the market and what to do about it
Replies: 8
Views: 1111

Jack's Wisdom: What's next for the market and what to do about it

“Everything that’s happening today is great for the short term and terrible for the long term,” Jack cautions. “We’re on dangerous ground and yet the [stock] market goes blithely on.” Faced with low expected returns, what’s his advice? “You better save more money,” Jack counsels. “You better get mo...
by CULater
Fri Oct 05, 2018 3:39 pm
Forum: Investing - Theory, News & General
Topic: Allan Roth doesn't like single premium annuities
Replies: 185
Views: 9242

Allan Roth doesn't like single premium annuities

Alan Roth takes a pretty good shot at buying annuities: It’s illegal to sell something for even a trivial price claiming it will extend your life expectancy if there is no data to support the claim. Yet, it’s completely legal to take people’s life savings and trick them into thinking the return of t...
by CULater
Fri Oct 05, 2018 8:37 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 569
Views: 84205

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Consumer Reports now indicates the 2017-18 has a problem with the engine as identified here....now that the secret is out will Honda fix the problem for free...the fun begins...forget about selling your 2017/18 CRV the price just significantly dropped... https://www.consumerreports.org/car-repair-m...