Search found 2175 matches

by CULater
Sat Sep 14, 2019 8:20 pm
Forum: Investing - Theory, News & General
Topic: The best portfolios when the going gets rough
Replies: 41
Views: 2930

Re: The best portfolios when the going gets rough

Perhaps I should have used the title "The best portfolios for the rough times, and not bad for the good times too." If we look at performance since 1978, the good old 60/40 portfolio grew at 10.1% per year, while the Golden Butterfly (40% stocks) grew at 10.0% per year, the Larry portfolio (30% stoc...
by CULater
Sat Sep 14, 2019 1:15 pm
Forum: Investing - Theory, News & General
Topic: First 20% of bonds in long-term Treasuries
Replies: 264
Views: 15771

Re: First 20% of bonds in long-term Treasuries

I hope someone sees the irony of suggesting that only long term investors should buy long term treasuries, since it makes mores sense for them to invest as little in bonds as possible; whereas, it is the people who have a shorter horizon who should be investing more into bonds in order to diversify ...
by CULater
Sat Sep 14, 2019 1:08 pm
Forum: Investing - Theory, News & General
Topic: The best portfolios when the going gets rough
Replies: 41
Views: 2930

The best portfolios when the going gets rough

Interesting analysis by Portfolio Charts of the portfolios that have held up best over each stressful period since the 1970s. The top four in every instance were: - Harry Browne Permanent Portfolio - The Golden Butterfly - Dalio's All Weather - Larry Swedroe's Minimize Fat Tails What they all have i...
by CULater
Sat Sep 14, 2019 12:08 pm
Forum: Investing - Theory, News & General
Topic: First 20% of bonds in long-term Treasuries
Replies: 264
Views: 15771

Re: First 20% of bonds in long-term Treasuries

Here's the thing about long term TIPS. According to Vanguard, the correlation of long TIPs with CPI inflation has been -0.05 based on monthly returns; i.e., a long term TIPS funds offers nada inflation protection, at least over the short to intermediate term. How come? Well, the returns from long T...
by CULater
Sat Sep 14, 2019 10:49 am
Forum: Investing - Theory, News & General
Topic: First 20% of bonds in long-term Treasuries
Replies: 264
Views: 15771

Re: First 20% of bonds in long-term Treasuries

Here's the thing about long term TIPS. According to Vanguard, the correlation of long TIPs with CPI inflation has been -0.05 based on monthly returns; i.e., a long term TIPS funds offers nada inflation protection, at least over the short to intermediate term. How come? Well, the returns from long TI...
by CULater
Fri Sep 13, 2019 9:51 pm
Forum: Investing - Theory, News & General
Topic: First 20% of bonds in long-term Treasuries
Replies: 264
Views: 15771

Re: First 20% of bonds in long-term Treasuries

Here's what keeps me awake with my significant allocation to long treasuries. Too many on the same side of the trade, and when I'm there too, I know it's probably the wrong side. Harnett argues, however that the belief in the bond bubble is misguided and will spell trouble. He offers what he describ...
by CULater
Fri Sep 13, 2019 1:00 pm
Forum: Investing - Theory, News & General
Topic: First 20% of bonds in long-term Treasuries
Replies: 264
Views: 15771

Re: First 20% of bonds in long-term Treasuries

So an exercise like this one will hopefully illustrate that rising yields aren't likely to be catastrophic for intermediate- and long-term bond holders.
Unless the reason for the rising yields is a long reign of higher inflation. :oops:
by CULater
Fri Sep 13, 2019 12:56 pm
Forum: Investing - Theory, News & General
Topic: Hedging Risk Factors and Reducing Recession Risk
Replies: 2
Views: 271

Re: Hedging Risk Factors and Reducing Recession Risk

I've heard this before - that "factor" funds confound factor exposure and sectors and that a purer play on factors would be to select stocks within market sectors based on their factor exposure. There's sort of a version of this approach when you compare two low-vol funds: USMV and SPLV. The former ...
by CULater
Mon Sep 09, 2019 7:44 am
Forum: Personal Consumer Issues
Topic: Best college towns in the Southeastern US for retirees?
Replies: 80
Views: 8400

Re: Best college towns in the Southeastern US for retirees?

Curious, what is it about college towns that interests you? I was thinking the same thing because when we first starting looking for a retirement location we thought about college towns. We've had personal experiences with great college towns, Charlottesville, VA and Ithaca NY. We looked at Chapel ...
by CULater
Fri Sep 06, 2019 9:27 am
Forum: Personal Consumer Issues
Topic: Are you thinking about having a home healthcare aide instead of moving to a retirement home?
Replies: 33
Views: 2325

Re: Are you thinking about having a home healthcare aide instead of moving to a retirement home?

Per those comments about the (in)adequacy of care in ALFs, yes I agree. My mother would always be saying that she was paying for "assisted" living but getting no assistance, and that's not far from what we've experienced. You do have meals, housekeeping, med administration, and general supervision. ...
by CULater
Thu Sep 05, 2019 7:41 pm
Forum: Investing - Theory, News & General
Topic: (NEW) WisdomTree 90/60 U.S. Balanced Fund
Replies: 272
Views: 24754

Re: (NEW) WisdomTree 90/60 U.S. Balanced Fund

I was about to pull the plug on NTSX and then discovered it has only $13M AUM. I have that much pocket change. :wink: in addition to being around only a short time. Was able to cancel my buy order before it was filled. Too tiny and new for me.
by CULater
Thu Sep 05, 2019 7:46 am
Forum: Personal Consumer Issues
Topic: Are you thinking about having a home healthcare aide instead of moving to a retirement home?
Replies: 33
Views: 2325

Re: Are you thinking about having a home healthcare aide instead of moving to a retirement home?

$50K is probably about 40 hours a week through an agency in a LCOL area ($25/hour), absolutely not 24/7. So maybe it will extend your ability to stay in your home a bit or help cover short term needs. 24/7 home health care is much more expensive than assisted living or nursing home care if that's w...
by CULater
Thu Sep 05, 2019 7:36 am
Forum: Personal Consumer Issues
Topic: Best college towns in the Southeastern US for retirees?
Replies: 80
Views: 8400

Re: Best college towns in the Southeastern US for retirees?

Hurricane Dorian should be reminding folks that coastal areas of the Southeast may not be the greatest locations for a peaceful retirement -- climate experts are advising that in the future hurricanes are likely to become larger and more damaging. A relative of mine just bought a retirement home in ...
by CULater
Thu Sep 05, 2019 7:16 am
Forum: Personal Consumer Issues
Topic: Are you thinking about having a home healthcare aide instead of moving to a retirement home?
Replies: 33
Views: 2325

Are you thinking about having a home healthcare aide instead of moving to a retirement home?

In discussions on the forum, I've often heard that people are thinking about having a home healthcare aide when they reach that point, because senior residence and assisted living are so expensive. But having home healthcare aides isn't really less expensive, and there are other issues to consider: ...
by CULater
Wed Sep 04, 2019 10:40 am
Forum: Personal Consumer Issues
Topic: Best college towns in the Southeastern US for retirees?
Replies: 80
Views: 8400

Re: Best college towns in the Southeastern US for retirees?

Here's one list. The college towns in the SE mentioned are: Athens, GA Boone, NC Gainesville, FL Oxford, MS Lexington, KY Bloomington, IN (more Midwest) https://www.thebalance.com/what-are-the-best-college-towns-to-retire-4175840 In addition to these, AARP throws in Durham, NC and Beaufort, SC https...
by CULater
Tue Sep 03, 2019 7:16 pm
Forum: Investing - Theory, News & General
Topic: First 20% of bonds in long-term Treasuries
Replies: 264
Views: 15771

Re: First 20% of bonds in long-term Treasuries

The prevailing recommendation is against holding LTTs in taxable accounts -- let's use EDV as an extreme example. But if one were limited on tax advantaged space, would you alter this recommendation? You can improve your tax efficiency in taxable accounts, through futures which are 60% LT capital g...
by CULater
Mon Sep 02, 2019 6:45 pm
Forum: Personal Consumer Issues
Topic: Best college towns in the Southeastern US for retirees?
Replies: 80
Views: 8400

Re: Best college towns in the Southeastern US for retirees?

Some college towns are attractive because of the presence of the school and the cultural and social opportunities that offers, but a couple thoughts. Some college towns are just a bit too small, so there's no balance between the college population and other aspects. Clemson is an example of that whi...
by CULater
Mon Sep 02, 2019 7:58 am
Forum: Investing - Theory, News & General
Topic: First 20% of bonds in long-term Treasuries
Replies: 264
Views: 15771

Re: First 20% of bonds in long-term Treasuries

There seems to be a great deal of concern with the duration of bonds being held; with the suggestion that bond duration should be scaled to one's investment horizon; e.g. EDV has a duration near 25, TLT duration is about 18. Why do we not consider the duration of stocks as well, which is estimated b...
by CULater
Sun Sep 01, 2019 12:47 pm
Forum: Investing - Theory, News & General
Topic: First 20% of bonds in long-term Treasuries
Replies: 264
Views: 15771

Re: First 20% of bonds in long-term Treasuries

There's no question that long bonds, especially LTT, are a lot more valuable as diversifiers when stocks take a hit. The only time I can think of when that wouldn't be true is if there's a serious bout of protracted inflation as in the 1970s, which hurts both stocks and bonds especially long term bo...
by CULater
Sat Aug 31, 2019 12:10 pm
Forum: Investing - Theory, News & General
Topic: When real interest rates go negative are real assets the place to be?
Replies: 6
Views: 555

When real interest rates go negative are real assets the place to be?

Like everybody else, I'm wondering where to hide as interest rates fall and even head negative. The U.S. is about the only place left where that hasn't happened yet. I'm wondering about real assets such as real estate, commodities, gold -- "stuff." Will these assets return more on a relative basis w...
by CULater
Sat Aug 31, 2019 8:58 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 1125
Views: 164543

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Yesterday I purchased a Toyota RAV4. The salesman mentioned that Honda is having problems with the gas oil dilution issue. The same company owns both the Honda and Toyota dealerships. But would the salesman have been compensated if you had bought a Honda? I was shopping with a friend at a multiple ...
by CULater
Fri Aug 30, 2019 11:49 am
Forum: Personal Consumer Issues
Topic: OBD Malfunction Code #B0020-13 on Honda CRV: dealer can't fix - what to do?
Replies: 26
Views: 1691

Re: OBD Malfunction Code #B0020-13 on Honda CRV: dealer can't fix - what to do?

More Honda airbag problems? Any airbag recall replacement work previously done? There is a recall on 2019 CRV involving the airbags, but this doesn't seem to be the problem I'm having. Could be though. This started showing up at about 25K miles on this vehicle, so it is apparently some sort of wear...
by CULater
Thu Aug 29, 2019 3:59 pm
Forum: Personal Consumer Issues
Topic: OBD Malfunction Code #B0020-13 on Honda CRV: dealer can't fix - what to do?
Replies: 26
Views: 1691

Re: OBD Malfunction Code #B0020-13 on Honda CRV: dealer can't fix - what to do?

FRANK2009 wrote:
Thu Aug 29, 2019 3:36 pm
If they cleared the code, it's gone. However assuming the malfunction still exists, the code will return.
I was asking if the historical record of the codes is stored, so that you could see how many times it occurred and perhaps even when.
by CULater
Thu Aug 29, 2019 3:56 pm
Forum: Investing - Theory, News & General
Topic: "The Best Diversifiers For Your Equity Portfolio"
Replies: 126
Views: 10290

Re: "The Best Diversifiers For Your Equity Portfolio"

BTW, Bogle's "age in bonds" is a kind of "move toward risk parity as you get older" guideline. If you reduce stocks and shift to bonds that's what you're doing. By the time you've gotten to about 75% in intermediate-term bonds you have a fairly balanced risk portfolio between stocks and bonds. I ne...
by CULater
Thu Aug 29, 2019 3:00 pm
Forum: Personal Consumer Issues
Topic: OBD Malfunction Code #B0020-13 on Honda CRV: dealer can't fix - what to do?
Replies: 26
Views: 1691

Re: OBD Malfunction Code #B0020-13 on Honda CRV: dealer can't fix - what to do?

It's not that it can't be fixed; they don't want to fix it. Warranty repairs are reimbursed by Honda Corp at a lower rate than retail customers pay. I'd ask the service adviser what the purpose of a warranty is if the car can't be repaired when it's broken. I would document everything. I would then...
by CULater
Thu Aug 29, 2019 11:21 am
Forum: Personal Consumer Issues
Topic: OBD Malfunction Code #B0020-13 on Honda CRV: dealer can't fix - what to do?
Replies: 26
Views: 1691

Re: OBD Malfunction Code #B0020-13 on Honda CRV: dealer can't fix - what to do?

I had something similar in my Acura TSX around the 90k mile mark, and the light eventually did stay on. Ended up having to replace the SRS control module, maybe ~$700-800. As your vehicle is still under warranty, I'd go to another dealer to have them look at it. It is true though that when that lig...
by CULater
Thu Aug 29, 2019 11:17 am
Forum: Investing - Theory, News & General
Topic: "The Best Diversifiers For Your Equity Portfolio"
Replies: 126
Views: 10290

Re: "The Best Diversifiers For Your Equity Portfolio"

^ 2018 was a horrible year for risk parity vs. the benchmark, but it has done incredible in 2019. That is a common occurrence with the strategy, but over the long term its results have been impressive in minimizing max drawdown and providing high SWR. I'm not hardcore technical risk parity per se, ...
by CULater
Thu Aug 29, 2019 11:10 am
Forum: Personal Consumer Issues
Topic: OBD Malfunction Code #B0020-13 on Honda CRV: dealer can't fix - what to do?
Replies: 26
Views: 1691

Re: OBD Malfunction Code #B0020-13 on Honda CRV: dealer can't fix - what to do?

The warning comes on when I start the vehicle and it stays on as long as I'm driving. ... I was told that nothing could be done until the airbag malfunction warning comes on and stays on all the time. When the warning light comes on, can't you drive it to the dealer without turning off the engine? ...
by CULater
Thu Aug 29, 2019 9:48 am
Forum: Personal Consumer Issues
Topic: OBD Malfunction Code #B0020-13 on Honda CRV: dealer can't fix - what to do?
Replies: 26
Views: 1691

Re: OBD Malfunction Code #B0020-13 on Honda CRV: what to do?

mhc wrote:
Thu Aug 29, 2019 9:05 am
I would look to a Honda forum to see what they say.

You may want to correct the model year you have listed. Is it 2007, 2017, or something else?

I just got an airbag recall notice on my 2004 CRV.
Thanks. Done. I don't think this has anything to do with the defective airbag issue.
by CULater
Thu Aug 29, 2019 8:23 am
Forum: Personal Consumer Issues
Topic: OBD Malfunction Code #B0020-13 on Honda CRV: dealer can't fix - what to do?
Replies: 26
Views: 1691

OBD Malfunction Code #B0020-13 on Honda CRV: dealer can't fix - what to do?

Have been getting an Airbag malfunction warning on dash intermittently for a month or so on my 2017 Honda CRV. The warning comes on when I start the vehicle and it stays on as long as I'm driving. When I turn the vehicle off, it may or may not come back on randomly the next time I start it up. Took ...
by CULater
Thu Aug 29, 2019 5:51 am
Forum: Investing - Theory, News & General
Topic: "The Best Diversifiers For Your Equity Portfolio"
Replies: 126
Views: 10290

Re: A Twisted Message

I do not recommend any retirement investor hold a portfolio of 70% long term treasuries. That wasn't the point, nor would I advocate that. However, from a risk-parity perspective you would need to hold 60% TLT (long bonds) with 40% SCV, which isn't far off. You could do worse -- such as holding 60%...
by CULater
Wed Aug 28, 2019 9:49 pm
Forum: Investing - Theory, News & General
Topic: "The Best Diversifiers For Your Equity Portfolio"
Replies: 126
Views: 10290

Re: "The Best Diversifiers For Your Equity Portfolio"

I do not recommend any retirement investor hold a portfolio of 70% long term treasuries. That wasn't the point, nor would I advocate that. However, from a risk-parity perspective you would need to hold 60% TLT (long bonds) with 40% SCV, which isn't far off. You could do worse -- such as holding 60%...
by CULater
Wed Aug 28, 2019 7:27 pm
Forum: Investing - Theory, News & General
Topic: "The Best Diversifiers For Your Equity Portfolio"
Replies: 126
Views: 10290

Re: "The Best Diversifiers For Your Equity Portfolio"

So the volatility of the SCV portfolio was 14.6% greater, while the diversification ratio was just 1.3% greater. As I may have pointed out earlier, it's not valid to compare the absolute value of a relative metric (like diversification ratio) to a truly absolute measure (like either return or volat...
by CULater
Wed Aug 28, 2019 7:24 pm
Forum: Investing - Theory, News & General
Topic: "The Best Diversifiers For Your Equity Portfolio"
Replies: 126
Views: 10290

Re: "The Best Diversifiers For Your Equity Portfolio"

Here's another interesting analysis of the famous "Larry" portfolio, which uses 30% SCV with 70% intermediate treasuries (ITT). It's claim to fame is that it's return from 1972-2019 matches the return of the benchmark 60/40 portfolio (60% TSM with 40% ITT) with lower risk (SD = 6.9% vs. 9.6%). The L...
by CULater
Wed Aug 28, 2019 5:31 pm
Forum: Investing - Theory, News & General
Topic: "The Best Diversifiers For Your Equity Portfolio"
Replies: 126
Views: 10290

Re: "The Best Diversifiers For Your Equity Portfolio"

It turns out that from 2003-2019, a portfolio of 47% SCV/53% LTT had the same annualized return as a portfolio of 50% TSM/50% LTT. I used VTI, IJS, and TLT with Portfolio Visualizer. So you got the same portfolio return with a somewhat lower SCV stock allocation compared to TSM. Is the explanation f...
by CULater
Wed Aug 28, 2019 4:41 pm
Forum: Investing - Theory, News & General
Topic: "The Best Diversifiers For Your Equity Portfolio"
Replies: 126
Views: 10290

Re: "The Best Diversifiers For Your Equity Portfolio"

Another approach would to reduce the volatility of the large cap holdings using using some sort of low beta or dividend yield fund. Something like a utilities sector fund or VYM would probably work just fine. I've been using Portfolio Visualizer to see if I could find a combination of asset weights...
by CULater
Wed Aug 28, 2019 10:34 am
Forum: Investing - Theory, News & General
Topic: "The Best Diversifiers For Your Equity Portfolio"
Replies: 126
Views: 10290

Re: "The Best Diversifiers For Your Equity Portfolio"

It turns out that I was actually using the period 1972-2019. The weighted average vol for TSM and SCV was 16.62 compared to a vol of 16.15 for a 50/50 portfolio, which reduces the volatility by only 3% which seems inconsequential to me. I’d just urge you not to assume that any particular number is ...
by CULater
Wed Aug 28, 2019 6:34 am
Forum: Investing - Theory, News & General
Topic: "The Best Diversifiers For Your Equity Portfolio"
Replies: 126
Views: 10290

Re: "The Best Diversifiers For Your Equity Portfolio"

It turns out that I was actually using the period 1972-2019. The weighted average vol for TSM and SCV was 16.62 compared to a vol of 16.15 for a 50/50 portfolio, which reduces the volatility by only 3% which seems inconsequential to me.
by CULater
Tue Aug 27, 2019 9:06 pm
Forum: Investing - Theory, News & General
Topic: "The Best Diversifiers For Your Equity Portfolio"
Replies: 126
Views: 10290

Re: "The Best Diversifiers For Your Equity Portfolio"

We know that over the long run, adding SCV has produced higher portfolio returns which has been shown by advocates of "tilting" toward SCV. I was interested if this seems to have anything to do with the diversifying benefit of SCV. The answer I found seems to be "no." I looked at this using the asse...
by CULater
Tue Aug 27, 2019 4:46 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12034
Views: 2047361

Re: U.S. stocks in free fall

people do not have the luxury of selecting starting points.. regardless of when you start, given a very long term say 20 years and we stay the course and keep investing we will reap great wealth due to compounding at 7% (most news outlets pedal this), in reality WHEN in the cycle you start could be...
by CULater
Tue Aug 27, 2019 2:03 pm
Forum: Personal Consumer Issues
Topic: Honda CRV, Accord, or Toyota RAV? UPDATE
Replies: 53
Views: 4085

Re: Honda CRV, Accord, or Toyota RAV? UPDATE

The other thing that saved my bacon is the blind spot warning. When you signal to change lanes and there's something in your blind spot there is an audible alert -- you must be signaling for the alert to be audible. In our new Santa Fe, in addition to that type of alert, it seems that the blind spo...
by CULater
Tue Aug 27, 2019 10:17 am
Forum: Personal Consumer Issues
Topic: Honda CRV, Accord, or Toyota RAV? UPDATE
Replies: 53
Views: 4085

Re: Honda CRV, Accord, or Toyota RAV? UPDATE

May not apply to your case, but as an older, retired person, I decided to get a smaller vehicle than my beloved 4-Runner. Looked at the same vehicles as you mentioned and decided that a small SUV best due to easier entry and liking the raised height after driving larger SUV's. Also looked at the Ni...
by CULater
Tue Aug 27, 2019 9:28 am
Forum: Personal Consumer Issues
Topic: Honda CRV, Accord, or Toyota RAV? UPDATE
Replies: 53
Views: 4085

Re: Honda CRV, Accord, or Toyota RAV? UPDATE

May not apply to your case, but as an older, retired person, I decided to get a smaller vehicle than my beloved 4-Runner. Looked at the same vehicles as you mentioned and decided that a small SUV best due to easier entry and liking the raised height after driving larger SUV's. Also looked at the Ni...
by CULater
Tue Aug 27, 2019 9:16 am
Forum: Investing - Theory, News & General
Topic: "The Best Diversifiers For Your Equity Portfolio"
Replies: 126
Views: 10290

Re: "The Best Diversifiers For Your Equity Portfolio"

Thanks CULater. DE-RISKING Asset de-risking also depends on correlation and relative volatilities, but in a different way from diversification. A perfectly de-risking asset would have a high positive correlation to stocks but lower volatility . That means that this asset moves up and down precisely...
by CULater
Mon Aug 26, 2019 11:46 am
Forum: Personal Consumer Issues
Topic: Honda CRV, Accord, or Toyota RAV? UPDATE
Replies: 53
Views: 4085

Re: Honda CRV, Accord, or Toyota RAV?

OP mentioned considering a SUV type vehicle because of AWD, but you can get AWD in regular sedans as well; don't need a CRV or RAV4 for that. One of those is mainly helpful because of the higher seat entry and driving position, and some people like the cargo carrying capability tho that seems less r...
by CULater
Mon Aug 26, 2019 10:47 am
Forum: Personal Consumer Issues
Topic: Honda CRV, Accord, or Toyota RAV? UPDATE
Replies: 53
Views: 4085

Re: Honda CRV, Accord, or Toyota RAV?

Another thing about the turbo engine that may or may not be a big deal. With the CRV one thing I've haven't cared for is the turbo "lag" which makes it hard to start moving from a stop without a little lurch or surge. It's not terrible, but still annoys me. When I test drove vehicles, I noticed this...
by CULater
Mon Aug 26, 2019 9:17 am
Forum: Investing - Theory, News & General
Topic: "The Best Diversifiers For Your Equity Portfolio"
Replies: 126
Views: 10290

Re: "The Best Diversifiers For Your Equity Portfolio"

I'll take a stab and Vineviz can correct my errors. DIVERSIFICATION Asset diversification depends on the correlation between assets and their relative volatilities. The less positively correlated and the more similar the volatilities, the greater the resulting portfolio diversification. Generally, C...
by CULater
Sun Aug 25, 2019 9:02 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12034
Views: 2047361

Re: U.S. stocks in free fall

Is all the bad news priced into stocks, or are we dealing with a centipede wearing shoes?
by CULater
Sun Aug 25, 2019 9:00 pm
Forum: Personal Consumer Issues
Topic: Honda CRV, Accord, or Toyota RAV? UPDATE
Replies: 53
Views: 4085

Re: Honda CRV, Accord, or Toyota RAV?

Don't know if you are considering this, but I think I'd avoid a small turbo engine if you can. The CRV introduced that engine in the 2017 model, but you can get the base version with a non-turbo engine; however, you give up some of the safety options if you go that route. The RAV4 doesn't use a turb...
by CULater
Sun Aug 25, 2019 11:02 am
Forum: Investing - Theory, News & General
Topic: "The Best Diversifiers For Your Equity Portfolio"
Replies: 126
Views: 10290

Re: "The Best Diversifiers For Your Equity Portfolio"

Also important to point out the role of re-balancing per portfolio diversification. Here's some illustrative data for 1978-2019: 50% TSM + 50% LTT - Annually rebalanced the combined portfolio was 26% less volatile than the weighted average volatilities - Not rebalanced the combined portfolio was 16%...