Search found 131 matches

by second-guesser
Sat Apr 29, 2017 1:07 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe says "Goodbye."
Replies: 336
Views: 44339

Re: Larry Swedroe says "Goodby."

// from Larry - the willingness, ability, and / or need to take risks. I have attempted to explain these concepts to others, thanks to Larry's insights, since they have helped me. I always appreciated that Larry would report his personal investment allocation when asked. I think this type of honesty...
by second-guesser
Mon Jan 09, 2017 10:59 pm
Forum: Personal Consumer Issues
Topic: Best Ways to Buy Time
Replies: 68
Views: 8360

Re: Best Ways to Buy Time

If you do all these things mentioned in these posts what are you going to do all day ; walk in the park 16 hours a day ? Some folks have just the opposite problem , finding enough to do , especially those who are retired or semi- retired. Others like to get enough sleep. ( I do ). I see your point o...
by second-guesser
Tue Jan 03, 2017 10:17 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR THE 2017 BOGLEHEAD CONTEST
Replies: 686
Views: 31387

Re: REGISTRATION FOR THE 2017 BOGLEHEAD CONTEST

------- 2034------
Thank you.
S-G
by second-guesser
Mon Apr 11, 2016 1:44 pm
Forum: Personal Finance (Not Investing)
Topic: Land sale with property transfer - handling taxes including 1099-S
Replies: 4
Views: 738

Re: Land sale with property transfer - handling taxes including 1099-S

Thanks Earl for taking the time for the follow-up.
Very helpful information for anyone who may have a land
sale in the future.
S-G
by second-guesser
Fri Jan 01, 2016 5:39 pm
Forum: Investing - Theory, News & General
Topic: 2015 BOGLEHEAD CONTEST LEADERS
Replies: 53
Views: 5759

Re: 2015 BOGLEHEAD CONTEST LEADERS

I think it apropos that one of the
most knowledgeable and certainly
the wittiest Boglehead won the contest.
Congratulations Victoia.

S-G
by second-guesser
Thu Dec 17, 2015 12:54 am
Forum: Investing - Help with Personal Investments
Topic: Fund equivalent to VEIEX for TLH
Replies: 5
Views: 528

Re: Fund equivalent to VEIEX for TLH

Did you look at Vanguard Emerging Markets Select Stock Fund ? ( VMMSX- fund # 0752 ) ? Actively managed with high expense ratio .96% but compares I think with Vanguard Emerging Market Index. Who cares about the expense ratio if you hold it just long enough to prevent wash sale. Of course if it is ha...
by second-guesser
Sat Jun 20, 2015 12:45 am
Forum: Personal Consumer Issues
Topic: Your Top 10 Worst Bands/ Musicians and Movies
Replies: 48
Views: 8465

Re: Your Top 10 Worst Bands/ Musicians and Movies

Worst movie - One was Ringmaster starring Jerry Sringer.
Another bad move - Spiceworld starring the Spicegirls, with Hugh Laurie.

S-G
by second-guesser
Sun Mar 15, 2015 12:34 am
Forum: Personal Consumer Issues
Topic: What won't you pay with Credit Card?
Replies: 77
Views: 12501

Re: What won't you pay with Credit Card?

I quit using a credit card at restaurants after someone secured my CC number and used it for purchases of clothing. The credit card company covered the charges but I learned it is easy for persons to steal CC information. I do not like to like to lose sight of my CC although I know CC info can be st...
by second-guesser
Tue Jan 27, 2015 11:23 pm
Forum: Personal Consumer Issues
Topic: New car safety features
Replies: 70
Views: 6259

Re: New car safety features

tc101 asks : On where things like blind spot monitor, back up camera, lane drift monitor, and front collision auto braking are optional, how much extra do you pay for these features? On 2015 jettas the price for these options ( called the drivers assistance package ) is $695. (through internet buyer...
by second-guesser
Mon Jan 26, 2015 11:47 pm
Forum: Personal Consumer Issues
Topic: New car safety features
Replies: 70
Views: 6259

Re: New car safety features

Timely post for me. My daughter only will drive a small car because she has difficulty driving any car that is not categorized as small. Since she is a rather poor driver and drives in a city and state where most drive SUV 's and trucks , I have advocated for her to buy a vehicle with new safety fea...
by second-guesser
Sun Jan 25, 2015 11:59 pm
Forum: Investing - Theory, News & General
Topic: What Experts Say About Various Investing Topics
Replies: 53
Views: 9985

Re: What Experts Say [about various investing topics]

Happy birthday Taylor. Recently I had lunch with my best friend Dad's two good friends. Like you , they both served in WWII and both were doing great. I thought of you when I met them , the only difference is that they were a few years older than you . Thanks for all you do for so many investors. S-G
by second-guesser
Mon Jan 05, 2015 11:31 pm
Forum: Investing - Theory, News & General
Topic: Bogleheads 2015 Hedge Fund Contest
Replies: 227
Views: 38135

Re: Bogleheads 2015 Hedge Fund Contest

The Most Interesting Man In The World Hedge Fund
" stay greedy my friends "

Longs - JBLU
MANH
FSL
Shorts - ALXN
JAZZ
FLT
Thanks ,
S-G
by second-guesser
Tue Oct 21, 2014 7:31 pm
Forum: Personal Consumer Issues
Topic: "You're invited to...." (nonsense talk and dinner)
Replies: 108
Views: 14707

Re: "You're invited to...." (nonsense talk and dinner)

.... funny....
Thanks Victoria , I think I finally have it.
Thanks Victoria, I think I finally have it.
S-G
S-G
by second-guesser
Tue Oct 21, 2014 7:11 pm
Forum: Personal Consumer Issues
Topic: "You're invited to...." (nonsense talk and dinner)
Replies: 108
Views: 14707

Re: "You're invited to...." (nonsense talk and dinner)

That's right Victoria. Would you please repeat your last response to
me , I did not quite get it.
S-G
by second-guesser
Tue Oct 21, 2014 6:50 pm
Forum: Personal Consumer Issues
Topic: "You're invited to...." (nonsense talk and dinner)
Replies: 108
Views: 14707

Re: "You're invited to...." (nonsense talk and dinner)

CFM300 wrote---- nisiprius wrote:I feel very seriously that it is unwise to try to steal bait from mousetraps. The salesperson thinks he is the irresistible force, you think you are the immovable object, one of you is wrong. It is not necessarily the salesperson. Some of them are really good at what...
by second-guesser
Mon Oct 20, 2014 12:09 am
Forum: Personal Consumer Issues
Topic: Windows XP
Replies: 64
Views: 5984

Re: Windows XP

I had a HP computer with vista that recently quit functioning that my wife uses. A friend of mine insisted on giving me his 94 year old deceased mother's dell laptop with XP on it for my wife to use. She does not like windows 8 as I offered to buy her an inexpensive new computer. My wife's only use ...
by second-guesser
Mon Sep 15, 2014 5:14 pm
Forum: Investing - Theory, News & General
Topic: Feeling smug until 10 year ROR from Vanguard
Replies: 81
Views: 9926

Re: Feeling smug until 10 year ROR from Vanguard

3.7% over past ten years --- just to let those reading this post who have not done as well
as previous posters feel better.

S-G
by second-guesser
Sat Jun 28, 2014 2:09 pm
Forum: Local Chapters and Bogleheads Community
Topic: where is nisiprius?
Replies: 26
Views: 4867

Re: where is nisiprius?

I also searched for nisiprius's posts. He is so clever and helpful. It appears he
has many fans , I think the Bogleheads should auction a lunch date with nisiprius
like Warren Buffett , with proceeds going to Lady Geek for all she does for the forum.
S-G
by second-guesser
Mon Jun 02, 2014 10:23 pm
Forum: Forum Issues and Administration
Topic: Who are the Bogleheads.org heavyweights?
Replies: 127
Views: 12990

Re: Who are the Bogleheads.org heavyweights?

Doc-- very helpful explanations of complicated topics.
Valuethinker and sscritic respond to many questions and helped me with two questions. Thank you.

S-G
by second-guesser
Sun Jun 01, 2014 2:13 am
Forum: Forum Issues and Administration
Topic: Who are the Bogleheads.org heavyweights?
Replies: 127
Views: 12990

Re: Who are the BogleHeads.org heavyweights?

schuyler14 wrote - Now I have a question -- where is YDNAL? The search page (http://www.bogleheads.org/forum/memberlist.php?mode=viewprofile&u=1626) says this user has 13336 posts at 5.11 posts per day, but none since May 4. Should we be worried? Considering the anonymity of a forum like this, i...
by second-guesser
Fri May 30, 2014 10:32 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 372
Views: 60865

Re: Roll Call for the Retirement Class of 2014!

NAVigator wrote -- Same thing happened to me at age 56. Suddenly my world was altered. Since I can't change the circumstances, I made changes to myself. I now have a precious commodity; time. This might seem strange from someone with a terminal condition. What changed was an attitude of gratitude fo...
by second-guesser
Sat Mar 22, 2014 2:24 pm
Forum: Investing - Theory, News & General
Topic: Poll: When did you retire? Would you do it all over again ?
Replies: 103
Views: 15353

Re: Poll: When did you retire? Would you do it all over agai

From Sally (above ) Retired early at 52 because of my husband's terminal illness--he wasn't eligible for normal retirement either. We both retired early. Yes, I was concerned about having sufficient funds and whether I could get another job (if needed) and was in denial about his prognosis. He was m...
by second-guesser
Wed Feb 26, 2014 8:35 pm
Forum: Personal Finance (Not Investing)
Topic: Filling in a backyard pool/input wanted on cost-benefit
Replies: 22
Views: 3415

Re: Filling in a backyard pool/input wanted on cost-benefit

I am so sorry to hear about your loss. I filled in my large pool six or seven years ago and I think it was one of the best decisions regarding my home I have ever made. I think your decision is difficult because of several issues. I think your concern about the memories may be the hardest. Obviously...
by second-guesser
Tue Dec 31, 2013 11:50 pm
Forum: Investing - Help with Personal Investments
Topic: Short-term Investment Grade VS. 3% 5yr CD PenFed
Replies: 8
Views: 1627

Re: Short-term Investment Grade VS. 3% 5yr CD PenFed

I would suggest looking at recent article by thefinancebuff.com who compared cd's with short or intermediate bond funds.(december 16th blog) I finally broke down and purchased a couple of pen fed cd's after a couple of years procratinating. I did not like the hassle factor of having another account ...
by second-guesser
Tue Nov 12, 2013 1:45 pm
Forum: Personal Finance (Not Investing)
Topic: Planning my death
Replies: 41
Views: 4059

Re: Planning my death

Yesterday the first blog I read was how to plan retirement.
Today it is how to plan my death.
What's next - how to plan my cremation ?
I think we're having too much fun !

S-G
by second-guesser
Mon Nov 11, 2013 4:04 pm
Forum: Personal Consumer Issues
Topic: If you were retired, how would you spend your time?
Replies: 90
Views: 10757

Re: If you were retired, how would you spend your time?

Abe wrote --- Station Tucked away in our subconscious is an idyllic vision. We see ourselves on a long trip that spans the continent. We are traveling by train. Out the windows we bring in the passing scene of cars on nearby highways, of children waving at a crossing, of cattle grazing on a distant ...
by second-guesser
Fri Oct 11, 2013 10:20 pm
Forum: Investing - Help with Personal Investments
Topic: Just inherited money, would seriously appreciate advice
Replies: 48
Views: 9689

Re: Just inherited money, would seriously appreciate advice

I am not a financial person so I will address your question in probably a too simplistic manner. Your first concern is the transfer of money. Why do you have to transfer your funds to one place ? Transfer of funds can be confusing especially regarding ira's etc. as an earlier poster mentioned . I am...
by second-guesser
Fri Jul 19, 2013 10:55 pm
Forum: Investing - Theory, News & General
Topic: What George Constanza has to teach us about investing
Replies: 28
Views: 5106

Re: What George Constanza has to teach us about investing

I am not much of a fan of shrinkage but prefer my returns to be described as --
" they're real and spectacular "
S-G
by second-guesser
Fri Jul 19, 2013 10:05 pm
Forum: Investing - Theory, News & General
Topic: [Sad news - Pat Larimore]
Replies: 225
Views: 21708

Re: [Sad news - Pat Larimore]

Taylor- What a beautiful lady.
I am so sorry.
S-G
by second-guesser
Fri Jul 19, 2013 9:13 pm
Forum: Personal Consumer Issues
Topic: The hazards of retiring ...
Replies: 73
Views: 10558

Re: The hazards of retiring ...

I forgot what I was going to write---oh yeah A man went to his doctor. The doctor came back to the patient's room and said "I have some bad news for you. Your tests came back and you have cancer and Alzheimers." The patient responded " That's not so bad , at least I don't have cancer....
by second-guesser
Wed Jan 23, 2013 1:36 am
Forum: Investing - Theory, News & General
Topic: The worst [investing] advice [you have received]
Replies: 64
Views: 6806

Re: The worst [investing] advice [you have received]

In the 1980's tax shelter investing was rather common. Some guy at work recommended an accountant who could set me up with a great tax shelter so I could avoid thousands in taxes. The accountant wanted me to invest in vintage films with stars such as Jerry Lewis classics so I could take advantage of...
by second-guesser
Sat Jan 19, 2013 4:02 pm
Forum: Investing - Theory, News & General
Topic: Brokers are dead men walking, they just don't know it
Replies: 60
Views: 7289

Re: Brokers are dead men walking, they just don't know it

I often wondered why it is difficult to convince others about the benefits of passive investing. I think normaldude and Larry are both correct in that "people do want to be sold to " and are lazy. Another factor is the imprecision of investing. People do not want to make decisions about th...
by second-guesser
Fri Jan 18, 2013 3:05 am
Forum: Personal Consumer Issues
Topic: Shrinking Snickers bars
Replies: 50
Views: 4729

Re: Shrinking Snickers bars

My wife told me tonight that Total Bran Cereal recently reduced its content by 4 oz. with the same price. Not as bad as snickers but still hidden inflation. I noticed very few sales on brand name soft drinks at Krogers recently ; nearly every brand (2 liters ) was at least 2 for $3 dollars. I have h...
by second-guesser
Wed Jan 16, 2013 2:59 am
Forum: Local Chapters and Bogleheads Community
Topic: How many athletic bogleheads?
Replies: 111
Views: 12801

Re: How many athletic bogleheads?

I was reading the posts and noticed I had recommended Neutrogena Sunblock. I now use Walmart Equate SPF 50 sport sunscreen since is at least 15 to 20 times cheaper with the same ingredients. I noticed the original post was three years ago , I wonder how many of the previous posters are still around ...
by second-guesser
Mon Jan 14, 2013 9:55 pm
Forum: Investing - Theory, News & General
Topic: Ordinary Housecat Beats Professional Wealth Managers in Year
Replies: 29
Views: 3027

Re: Ordinary Housecat Beats Professional Wealth Managers in

I am not at all surprised that the cat won. I guess you bogleheads have not been keeping up with past research about stock picking skills of animals.For a number of years Rusty , a 1600 pound longhorn steer competed against experts in the Fort Worth Telegram contest by dropping cow pies on a numbere...
by second-guesser
Sat Jan 05, 2013 2:26 am
Forum: Personal Finance (Not Investing)
Topic: Said good-bye to some old friends
Replies: 10
Views: 2424

Re: Said good-bye to some old friends

It is somewhat stange how different events trigger old memories. I do not know how to avoid these thoughts ; I always try to live in the present but it has been difficult this year with deaths of a family member and good friend. Maybe it is better to say good - bye to an EE bond rather than a friend...
by second-guesser
Wed Jan 02, 2013 12:15 am
Forum: Investing - Theory, News & General
Topic: 2013 BOGLEHEAD CONTEST REGISTRATION
Replies: 481
Views: 25231

Re: 2013 BOGLEHEAD CONTEST REGISTRATION

My guess is 1221.2. Thank you.

S-G
by second-guesser
Thu Dec 20, 2012 2:03 pm
Forum: Investing - Theory, News & General
Topic: Requesting your help for a book on Jack Bogle's legacy
Replies: 25
Views: 3130

Re: Requesting your help for a book on Jack Bogle's legacy

John Bogle has helped alleviate the stress of investing. With his index fund innovation he created a structure so that I never have to select individual stocks to buy. He taught me that investing in actively managed mutual funds or paying an advisor costs me thousands of dollars during a lifetime of...
by second-guesser
Wed Dec 19, 2012 11:40 pm
Forum: Personal Finance (Not Investing)
Topic: Buying A Car In Texas
Replies: 36
Views: 2858

Re: Buying A Car In Texas

Your child may not need a car the first year if he attends U.T. Austin. Most first year students live on campus and the bus system is excellent. Plus dorms have parking fees . My daughters attended U.T. Austin and did not use their cars that much the first couple of years. I would stress buying a sa...
by second-guesser
Thu Dec 06, 2012 1:18 am
Forum: Personal Finance (Not Investing)
Topic: Roth IRA Beneficiary Foreign Alien Wife
Replies: 18
Views: 6126

Re: Roth IRA Beneficiary Foreign Alien Wife

sscritic -
Thank you so much for your response. Your information is very helpful. Please add my name to
the long list of persons grateful for your contributions to the forum.

S-G
by second-guesser
Thu Dec 06, 2012 12:14 am
Forum: Personal Finance (Not Investing)
Topic: Roth IRA Beneficiary Foreign Alien Wife
Replies: 18
Views: 6126

Re: Roth IRA Beneficiary Foreign Alien Wife

My brother died this year at age 68. He had not retired and had not applied for social security. He had worked for forty years. His wife of twenty two years is from England and has lived in the United States during their marriage and remains in the United States.She is an alien resident. She was tol...
by second-guesser
Sat Sep 29, 2012 2:50 am
Forum: Investing - Help with Personal Investments
Topic: Portfolio Review. 25 MILLION windfall; help me not lose it
Replies: 58
Views: 13718

Re: Portfolio Review. 25 MILLION windfall; help me not lose

To Stemikger - I bet many readers had your first impression to OP ; I know I did. The $800,0000 dollar budget is uncharacteristic for a Boglehead. Incidently I enjoy your posts (like who is passing you ) To OP - I notice you have been investing $10 million dollars prior to windfall ; why not continu...
by second-guesser
Fri Sep 07, 2012 5:11 pm
Forum: Investing - Theory, News & General
Topic: Ray Lucia charged by SEC - "Buckets of Money" Sep 5, 2012
Replies: 136
Views: 15209

Re: Ray Lucia charged by SEC - "Buckets of Money" Sep 5, 201

Evidently Ray has a history with the SEC. His brokerage firm had to pay a $2 million fine in 2010 to settle charges. The brokerage firm was First Allied Securities and Ray received up to a two percent referral fee in advance. I have listened to Ray during my lunch break when I eat my sandwich in my ...
by second-guesser
Sat May 05, 2012 11:44 pm
Forum: Personal Finance (Not Investing)
Topic: How long will you live?
Replies: 50
Views: 3918

Re: How long will you live?

According to the calculator, I'll live another 38 years! Statistically, though, my multiple myeloma cancer will take me out in 5. (We are planning for something in between like 15-20 years.) Wife should live for another 55 years. Our savings need to work for her. Tortoise- I am sorry to hear about y...
by second-guesser
Wed Apr 11, 2012 11:10 pm
Forum: Local Chapters and Bogleheads Community
Topic: Chaz Watch
Replies: 80
Views: 10207

Re: Chaz Watch

I think Chaz does a great job in keeping members focused on what is really important. I have also benefited from his knowledge of
estate planning. I really appreciate that he is always such a gentleman. Thanks Chaz.

S-G
by second-guesser
Thu Feb 23, 2012 2:36 am
Forum: Local Chapters and Bogleheads Community
Topic: JACK BOGLE'S MESSAGE TO BH: Two Birthdays!
Replies: 56
Views: 7165

Re: JACK BOGLE'S MESSAGE TO BH: Two Birthdays!

Jack , many years ago I had a girlfriend who had a major crush on Ricky Nelson. She had a posters of him in her locker and all over her room. She bought and listened constantly to all his records. Several years later he was playing in a small club and I will never forget how she looked at him when h...
by second-guesser
Sat Feb 18, 2012 12:31 am
Forum: Investing - Theory, News & General
Topic: "Can you sum-up your investing philosophy in 10 words?"
Replies: 120
Views: 8555

Re: "Can you sum-up your investing philosophy in 10 words?"

Fifty percent stocks , fifty percent bonds from day one. Rebalance every five years.
(I wish I has followed this advice from day 1 ; in fact I wish I could follow this advice now ! )

S-G